From Portfolio to Paycheck: Turning Savings Into Steady Income

Dollars & Common Sense · Feb 26, 2026 · 42m

This episode focuses on one of the most challenging transitions in retirement: moving from steady paychecks to generating income from savings. It explores why the loss of a predictable paycheck creates stress even for retirees with substantial assets, and how that stress is often rooted in uncertainty rather than investment performance alone. The conversation breaks down key risks such as sequence of returns, emotional reactions to market volatility, and the mindset shift required to move from saving to spending. Listeners are guided through building reliable income layers using Social…