Latest / Mortgage Research Network Podcast
Student Loan Restart: 100-Point Credit Score Drops Exposed
Over five million Americans just felt the hit: federal student loan repayments resumed, and credit scores plunged—often by 100–177 points. In this crucial episode, Tim Lucas and Craig Berry unpack the fallout and explain what it means for your mortgage chances. You’ll learn:The Score Shock: How the end of the 43-month payment pause and the October 2024 on-ramp expiration triggered 2.2 million borrowers to lose 100 points—and another 1 million to lose 150+ pointsAge & Geography: Why borrowers over 40 (especially those over 60) are hardest hit, and how states like Mississippi (45% default) and…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.