Latest / Why Humans Lie / He Stole Her Life With a Spreadsheet - The Cold-Calculated Betrayal
Transcript
- 0:03Speaker 1: On the morning of February eleventh, twenty nineteen, a fourteen
- 0:08Speaker 1: year old girl named Holly Griffin was walking her paper
- 0:11Speaker 1: route on Birchwood Terrace when she noticed something wrong. Under
- 0:15Speaker 1: the porch of number four fourteen sat a small red
- 0:19Speaker 1: vinyl backpack, clean, no frost on the straps, no mildew
- 0:23Speaker 1: on the zipper pol The ground on that street had
- 0:27Speaker 1: been frozen solid since the second week of January. That
- 0:31Speaker 1: backpack should not have been clean. It should not have
- 0:34Speaker 1: been there at all. By nine that morning, a welfare
- 0:38Speaker 1: check was under way. What officers found inside the house
- 0:41Speaker 1: was a woman who believed it was December.
- 0:44Speaker 2: She had not left in eleven days.
- 0:47Speaker 1: She was uninjured, and she had no idea that the
- 0:50Speaker 1: man she trusted most had been dismantling her life piece
- 0:54Speaker 1: by piece for nearly three years. This is the story
- 0:58Speaker 1: of how that happened, not with violence, not with threats,
- 1:03Speaker 1: with a spreadsheet, a paper planner, and a composition notebook
- 1:07Speaker 1: that one man kept hidden from the very first month
- 1:10Speaker 1: he knew her. Christine Jenkins was forty seven years old
- 1:14Speaker 1: and owned her home outright.
- 1:16Speaker 2: That detail matters.
- 1:18Speaker 1: In Morrow Falls, Ohio, a three bedroom craftsman on Birchwood
- 1:22Speaker 1: Terrace is not a small thing for someone earning around
- 1:25Speaker 1: thirty one thousand dollars a year as a medical transcriptionist.
- 1:29Speaker 1: She had bought it herself, she had paid it off herself,
- 1:32Speaker 1: and she ran it with the kind of discipline that
- 1:34Speaker 1: most people only talk about. Every Thursday evening, Christine sat
- 1:39Speaker 1: at her kitchen table with a spiral notebook and accounted
- 1:42Speaker 1: for every dollar that had moved through her week. Groceries, utilities,
- 1:46Speaker 1: household supplies.
- 1:48Speaker 2: She did not estimate, she did not round.
- 1:52Speaker 1: The notebook was meticulous in the way that only someone
- 1:55Speaker 1: who has had to be meticulous stays meticulous, because the
- 2:01Speaker 1: margin for error was real and she knew it. But
- 2:04Speaker 1: the note book was only part of the picture. For
- 2:07Speaker 1: nine years, Christine had been a licensed foster parent. Eleven
- 2:12Speaker 1: children had come through that craftsman on Birchwood Terrace. Each
- 2:16Speaker 1: one arrived with needs she took seriously. She worked with
- 2:20Speaker 1: case workers, attended reviews, kept records. She was, by every
- 2:25Speaker 1: account in the case file, exactly the kind of foster
- 2:29Speaker 1: parent the system needs and rarely finds. The foster stipends
- 2:33Speaker 1: she received were not extra income. They went back into
- 2:37Speaker 1: the placements supplies, clothing, food, stability. Her older sister, Patricia,
- 2:43Speaker 1: lived in Akron, about forty minutes away. Patricia worked second shift,
- 2:48Speaker 1: so their calls landed late Wednesdays around eleven at night,
- 2:53Speaker 1: a rhythm they had kept since their mother died eight
- 2:56Speaker 1: years before. Patricia described Christine the way people describe someone
- 3:01Speaker 1: they have known so long. The words come easy, organized, steady, warm,
- 3:07Speaker 1: someone who called back, someone who was never late. Christine
- 3:12Speaker 1: was also, by her own admission, someone who wanted to
- 3:15Speaker 1: do more, more placements, more stability for kids who needed it.
- 3:20Speaker 1: That desire was genuine. It was also, as it turned out,
- 3:24Speaker 1: visible to the wrong person.
- 3:26Speaker 2: In February of.
- 3:27Speaker 1: Twenty sixteen, Christine attended a dinner posted by the Lakewood
- 3:33Speaker 1: Bridge Alliance, a community organization that worked with foster and
- 3:38Speaker 1: adoptive families in the region. The Alliance was legitimate, It
- 3:43Speaker 1: ran events, connected families, offered support networks. That evening, she
- 3:48Speaker 1: met a man named Jerry Stuart. Stuart was forty four,
- 3:52Speaker 1: introduced himself as a family advocate and volunteered regularly with
- 3:57Speaker 1: the Alliance. He was easy to talk to, He asked
- 4:00Speaker 1: the right questions, He remembered what people said.
- 4:03Speaker 2: Within a few weeks. Christine would see.
- 4:05Speaker 1: Him at alliance events and then gradually outside of them.
- 4:10Speaker 1: He seemed to understand her work in a way most
- 4:12Speaker 1: people didn't. He talked about the system, about how hard
- 4:16Speaker 1: it was, about how important people like Christine were, two
- 4:19Speaker 1: kids who had nobody. What Christine did not know, What
- 4:23Speaker 1: no background check in Ohio would have revealed, was that
- 4:27Speaker 1: two civil complaints had been filed against Stuart in Pennsylvania.
- 4:31Speaker 1: Both were dismissed, no convictions, no record, a clean slate,
- 4:36Speaker 1: at least on paper. The forensic accountant who would later
- 4:40Speaker 1: reconstruct what happened inside Christine's finances over the next thirty
- 4:45Speaker 1: months described it as the most methodically constructed exploitation she
- 4:49Speaker 1: had resaved seen in twenty two years of work. Brenda
- 4:53Speaker 1: Whitley said that carefully she meant it, but in the
- 4:56Speaker 1: spring of twenty sixteen, none of that was visible. What
- 5:00Speaker 1: was visible was a man who showed up, who listened,
- 5:03Speaker 1: and who seemed to care about the same things Christine
- 5:06Speaker 1: cared about. Within a few months, he was at her
- 5:09Speaker 1: house regularly. The Thursday notebook was still on the table,
- 5:13Speaker 1: The Wednesday calls with Patricia were still happening. For a
- 5:16Speaker 1: little while longer everything looked the same. The Thursday notebook
- 5:21Speaker 1: sat on the same kitchen table where it had always sat,
- 5:25Speaker 1: same spiral binding, same columns, same Christine handwriting. In August
- 5:31Speaker 1: of twenty sixteen, Jerry Stewart suggested something more practical, a
- 5:36Speaker 1: shared spreadsheet, He said, easier to track. He'd set it up,
- 5:41Speaker 1: manage the columns, keep everything organized. Christine was busy, she agreed.
- 5:47Speaker 1: The notebook went into a drawer. That single exchange a
- 5:50Speaker 1: paper planner for a digital one was not a small thing.
- 5:54Speaker 1: The notebook had been Christine's. She opened it Thursday evenings,
- 5:59Speaker 1: wrote the numbers herself, closed it herself. The spreadsheet was
- 6:04Speaker 1: something she rarely looked at. Stuart looked at it constantly.
- 6:08Speaker 1: Within weeks, his understanding of her finances was more complete
- 6:12Speaker 1: than her own.
- 6:13Speaker 2: By March of.
- 6:14Speaker 1: Twenty seventeen, the relationship had deepened enough that Stuart raised
- 6:19Speaker 1: what he framed as a practical question. It would be easier,
- 6:23Speaker 1: he explained, if he could help manage the account directly
- 6:27Speaker 1: pay a bill if Christine was at work, handle a transfer.
- 6:31Speaker 2: She was at an appointment. He had a form.
- 6:33Speaker 1: She signed it at the kitchen table on a Sunday
- 6:35Speaker 1: afternoon football on the television, coffee going cold beside her.
- 6:41Speaker 1: She did not read it fully. She trusted him. Stuart
- 6:44Speaker 1: was now a joint account holder on Christine's checking account.
- 6:48Speaker 1: The stapans were the mechanism. Christine was a licensed foster parent,
- 6:52Speaker 1: which meant the State of Ohio deposited payments for each
- 6:55Speaker 1: child placed in her care. Six placements ran between August
- 6:59Speaker 1: of twothsy sixteen and December of twenty eighteen. Each time
- 7:04Speaker 1: a deposit cleared, within three to five days a transfer
- 7:08Speaker 1: left the account. The amounts ranged from four hundred dollars
- 7:12Speaker 1: to over twelve hundred. Across thirty months, the total exceeded
- 7:15Speaker 1: nineteen thousand dollars. Forensic accountant Brenda Whitley found something in
- 7:20Speaker 1: the time stamps that stopped her. The transfers did not
- 7:24Speaker 1: cluster around weekends when Christine was home. They clustered around
- 7:28Speaker 1: her medical appointments, the specific windows when Christine was unlikely
- 7:32Speaker 1: to be checking her phone. That was not a coincidence.
- 7:36Speaker 1: Whitley was willing to call a coincidence. But here is
- 7:39Speaker 1: the detail that refrains every transaction that preceded it. The
- 7:44Speaker 1: money moved out of an account designated for Christine's household
- 7:48Speaker 1: and for the children in her care. Stuart had built
- 7:51Speaker 1: a system with Christine's name on it to extract resources
- 7:55Speaker 1: from children she was licensed to protect. By late twenty seventeen,
- 8:00Speaker 1: Christine had stopped attending Alliance dinners. Stuart had mentioned carefully
- 8:06Speaker 1: that some of the organizers had been saying things she
- 8:09Speaker 1: wasn't sure exactly what. Stuart was vague about the specifics,
- 8:14Speaker 1: which somehow made it feel more believable. Her caseworker, Audra
- 8:19Speaker 1: Tompkins called less often. Stuart had used the word overstepping once,
- 8:24Speaker 1: and Christine found it hard to argue with. After that,
- 8:28Speaker 1: her sister Patricia an Akron, noticed the Wednesday calls going irregular.
- 8:34Speaker 1: Stuart was sometimes in the room when they spoke. When
- 8:37Speaker 1: Patricia planned visits, something always came up. Her one unannounced
- 8:43Speaker 1: visit in early twenty eighteen found Christine thin and anxious.
- 8:48Speaker 1: Patricia did not have a word for what she was seeing.
- 8:51Speaker 1: She just knew it was wrong. In late November of
- 8:54Speaker 1: twenty eighteen, a seven year old girl named Dea completed
- 8:59Speaker 1: ten weeks in Christine's care and was transferred to a
- 9:03Speaker 1: permanent placement. The departure was routine, In its paperwork, social
- 9:07Speaker 1: worker Kevin ash logged a child's backpack left behind a
- 9:11Speaker 1: clean red vinyl one for retrieval. He noted it for
- 9:15Speaker 1: the record. Jerry Stewart intercepted that note. He told Christine
- 9:20Speaker 1: the backpack had been picked up. She believed him. Somewhere
- 9:24Speaker 1: between that conversation and February eleventh of twenty nineteen, the
- 9:29Speaker 1: backpack appeared under the porch at four to fourteen Birchwood Terrace.
- 9:32Speaker 1: When Christine saw it in January, she assumed she was
- 9:36Speaker 1: confused about the timeline of Daja's departure. Stuart confirmed her confusion. Yes,
- 9:42Speaker 1: she must have forgotten things like that happened. It was
- 9:46Speaker 1: Brenda Whitley, not at the scene, but months later in
- 9:49Speaker 1: the sentencing hearing, who advanced what she called her working
- 9:53Speaker 1: theory the backpack placement was deliberate a disorientation tool, an
- 9:58Speaker 1: object Christine would see repeatedly question herself about repeatedly, and
- 10:03Speaker 1: ultimately explain away through her own doubt rather than Stuart's words.
- 10:08Speaker 1: Stuart never addressed the backpack when he confessed that piece
- 10:12Speaker 1: stayed open. Now picture what the investigation was actually working with.
- 10:17Speaker 1: In early two thousand, nineteen, a welfare check had confirmed
- 10:20Speaker 1: Christine Jenkins was disoriented, isolated, and had not left her
- 10:25Speaker 1: home in eleven days. In the middle of an Ohio winter,
- 10:28Speaker 1: a fourteen year old on a paper route had found
- 10:31Speaker 1: a child's backpack under a frozen porch with no frost
- 10:34Speaker 1: on it, no mildew, no weathering of any kind, and
- 10:38Speaker 1: a forensic accountant was mapping financial transfers to a woman's
- 10:42Speaker 1: medical calendar. Each of those facts on its own pointed
- 10:46Speaker 1: in a clear direction, but the picture wasn't complete until
- 10:49Speaker 1: the second warrant. Detectives went into a storage unit registered
- 10:53Speaker 1: under a variation of Jerry Stuart's middle name, inside two
- 10:58Speaker 1: banker's boxes. The first box held financial documents from Pickett County,
- 11:03Speaker 1: documents connected to a woman named Norma Claiborne. Norma was
- 11:08Speaker 1: fifty three years old, a foster career in Pickett County,
- 11:12Speaker 1: and her relationship with Jerry Stewart had run from approximately
- 11:16Speaker 1: twenty twelve to two thousand fourteen.
- 11:19Speaker 2: She had lost roughly.
- 11:20Speaker 1: Fourteen thousand dollars through a mechanism investigators would later describe
- 11:24Speaker 1: as identical. She had not pressed charges at the time
- 11:28Speaker 1: she had relocated. The second box held a composition notebook.
- 11:34Speaker 2: The notebook had.
- 11:35Speaker 1: Columns foster Child names, stipend amounts received, amounts transferred out.
- 11:41Speaker 1: The columns ran from the first month of Stuart's relationship
- 11:44Speaker 1: with Christine Jenkins. He had kept this record from the beginning,
- 11:48Speaker 1: not as evidence of wrongdoing that he feared, but, according
- 11:52Speaker 1: to a margin note on the first page, as a
- 11:55Speaker 1: calculation of what Christine owed him for his household investment.
- 11:59Speaker 2: He called called it a ledger.
- 12:01Speaker 1: Detective Sandra Cook placed the Clayborne documents beside the ledger
- 12:05Speaker 1: on the table in the interview room on March fourteenth
- 12:08Speaker 1: of twenty nineteen. Stuart looked at both of them for
- 12:11Speaker 1: approximately ninety seconds. Then he said he wanted to make
- 12:15Speaker 1: a statement. The investigation had spent weeks building toward a
- 12:19Speaker 1: specific theory that Stuart had opportunistically exploited access he gained
- 12:24Speaker 1: through a community organization, and that the financial manipulation had
- 12:29Speaker 1: grown over time as opportunity presented itself. That was the
- 12:33Speaker 1: shape of the case that seemed to be emerging, opportunistic adaptive.
- 12:38Speaker 1: The ledger raised that version completely. A record kept from
- 12:42Speaker 1: month one organized by Child cross reference to the day
- 12:47Speaker 1: that was not opportunism, That was a plan that existed
- 12:51Speaker 1: before Christine Jenkins ever signed a form at her kitchen table,
- 12:55Speaker 1: possibly before she ever trusted him enough to show him
- 12:58Speaker 1: the Thursday notebook, walk back through, every moment of warmth,
- 13:02Speaker 1: every conversation about the system, every time he was simply
- 13:06Speaker 1: present when she needed some one to be.
- 13:09Speaker 2: All of it now carried a different weight.
- 13:11Speaker 1: The question investigators had been asking was when Stuart had
- 13:15Speaker 1: decided to do this. The ledger's answer was that he
- 13:18Speaker 1: had never decided to stop. Stuart's statement lasted less than
- 13:22Speaker 1: three minutes. He did not explain the backpack. That single
- 13:26Speaker 1: omission would matter. At sentencing, forensic accountant Brenda Whitley twenty
- 13:31Speaker 1: two years in financial crimes, told the court that, in
- 13:35Speaker 1: her professional assessment, this was the most methodically constructed exploitation
- 13:40Speaker 1: she had encountered.
- 13:42Speaker 2: She went further.
- 13:43Speaker 1: She presented a working theory about the back pack, that
- 13:46Speaker 1: it had been placed there deliberately during Christine's documented period
- 13:50Speaker 1: of disorientation as a tool to deepen her confusion about
- 13:54Speaker 1: the time line of Dadege's departure. Whitley was careful with
- 13:58Speaker 1: her language. She called it a working theory, not established fact,
- 14:03Speaker 1: but she had done something the defense could not easily
- 14:06Speaker 1: rebut she had matched Stuart's transaction time stamps to Christine's
- 14:10Speaker 1: medical appointments. Every major transfer had occurred within days of
- 14:14Speaker 1: a scheduled absence from the house. The court had the ledger,
- 14:18Speaker 1: it had the Clayborne documents, It had the time stamps.
- 14:22Speaker 1: Jerry Stewart pleaded guilty to four of the five counts
- 14:26Speaker 1: financial exploitation of a vulnerable adult, theft by deception, and
- 14:31Speaker 1: two counts of unauthorized electronic funds transfer. The fifth count
- 14:36Speaker 1: covered the Claiborne period in Pickett County.
- 14:39Speaker 2: The sentence handed.
- 14:40Speaker 1: Down was six years and eight months. Norma Claiborne, fifty
- 14:44Speaker 1: three years old, had lost approximately fourteen thousand dollars through
- 14:48Speaker 1: the same mechanism years earlier, and had not pressed charges
- 14:52Speaker 1: at the time. She had simply relocated. When investigators from
- 14:56Speaker 1: Moral Falls contacted her, she co operated fully. Her documents
- 15:01Speaker 1: became the second box in the storage unit. Her silence
- 15:04Speaker 1: once had cost her nothing legally, whether it cost Christine
- 15:08Speaker 1: Jenkins anything is a question the record does not answer,
- 15:11Speaker 1: and probably cannot. The Lakewood Bridge Alliance was a legitimate organization.
- 15:16Speaker 1: Its vetting process had not flagged Stuart. After the investigation concluded,
- 15:21Speaker 1: the Alliance revised its screening protocols for volunteer roles involving
- 15:25Speaker 1: direct contact with foster families. That revision is documented. It
- 15:30Speaker 1: came too late for Christine. It may not be too
- 15:33Speaker 1: late for whoever comes next. Christine Jenkins did not attend
- 15:37Speaker 1: the sentence in hearing. At that point, she was eleven
- 15:41Speaker 1: months into therapy and working part time. The craftsman on
- 15:45Speaker 1: Birchwood Terrace was still hers. She had not lost the
- 15:49Speaker 1: house financially. That was the outer edge of what Stuart
- 15:53Speaker 1: had not yet taken. When the backpack surfaced, eleven days
- 15:56Speaker 1: more of isolation, and the picture might have looked different.
- 16:00Speaker 1: The Wednesday night calls with her sister, Patricia had resumed.
- 16:04Speaker 1: By then, Patricia had been the one who noticed first,
- 16:07Speaker 1: years before any investigator did. The visits that kept getting canceled,
- 16:12Speaker 1: Christine's voice going thin, a quality of absence that had
- 16:15Speaker 1: no name, but Patricia described it later as watching someone
- 16:19Speaker 1: disappear in slow motion while they were still standing in
- 16:22Speaker 1: front of you. After Christine's voice came back, Patricia said
- 16:26Speaker 1: it took nearly a full year before it sounded like
- 16:29Speaker 1: Christine's voice again.
- 16:30Speaker 2: Not afraid, not careful her own.
- 16:34Speaker 1: There is a detail that does not appear in any
- 16:37Speaker 1: court filing. In the spring of twenty twenty, on a Wednesday,
- 16:41Speaker 1: Christine Jenkins walked out to the front porch of her
- 16:44Speaker 1: Craftsmen on Birchwood Terrace and placed a ceramic frog planter.
- 16:49Speaker 2: Back beside the door.
- 16:50Speaker 1: She had put it in the garage sometime during the
- 16:53Speaker 1: years Stuart had been in her life. The record does
- 16:57Speaker 1: not say exactly when she moved it or why. It
- 17:00Speaker 1: only says that she put it back herself. That is
- 17:03Speaker 1: not a legal fact. It does not appear in the
- 17:05Speaker 1: ledger or the forensic report, but it is the fact
- 17:08Speaker 1: that stays. Jerry Stewart had kept a composition notebook from
- 17:13Speaker 1: the first month. He had documented the names of eleven
- 17:16Speaker 1: children who passed through Christine's home, the stipends received for
- 17:19Speaker 1: their care, and the amounts he transferred out within days
- 17:23Speaker 1: of each deposit. He had written in the margin what
- 17:25Speaker 1: he believed Christine owed him. He had watched her budget
- 17:29Speaker 1: with the Thursday note book her whole adult life, and
- 17:32Speaker 1: then replaced that note book with a spreadsheet she could
- 17:35Speaker 1: no longer read. He had named the people around her
- 17:38Speaker 1: one by one until she stopped calling them. He had
- 17:41Speaker 1: kept a prior victim's financial documents in a storage unit
- 17:45Speaker 1: under a variation of his own name, beside a record
- 17:48Speaker 1: of everything he had done to Christine, and when investigators
- 17:51Speaker 1: placed both sets of documents in front of him, he
- 17:54Speaker 1: looked at them for ninety seconds and said he wanted
- 17:57Speaker 1: to make a statement. He did not explain the backpack,
- 18:00Speaker 1: not then, not on record. Six years and eight months,
- 18:04Speaker 1: Christine Jenkins fostered eleven children across nine years. She kept
- 18:09Speaker 1: meticulous records of her own finances because she understood, down
- 18:14Speaker 1: to the dollar, what it meant to be responsible for
- 18:16Speaker 1: a child who had no one else. The system had
- 18:20Speaker 1: trusted her with that responsibility. She had never broken it.
- 18:23Speaker 1: What was broken around her was built and maintained by
- 18:27Speaker 1: some one who knew exactly what he was doing from
- 18:29Speaker 1: the beginning and kept notes to prove it. The Ceramic
- 18:33Speaker 1: Frog is on the Porch, a quiet testament to a
- 18:36Speaker 1: life reclaimed. This show is made by Obomedia