Latest / The Demographics Podcast with Fexingo: Aging Populations, Birth Rates, and Economic Impact
Falling Birth Rates and the Future of Banking
Episode 54 of The Demographics Podcast examines how declining birth rates and an aging population are reshaping the banking industry. Lucas and Luna dive into Japan as a case study, where a shrinking workforce and ultra-low interest rates have forced banks to consolidate and pivot to wealth management for retirees. They explore why the number of bank branches in Japan has fallen by 30% since 2000, how regional banks are merging at a record pace, and what that means for lending to small businesses. The conversation extends to the U.S., where similar trends are emerging: the Fed's data…
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