How Payment Terms Shift Risk In Supply Chains

Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance · Oct 22, 2026 · 10m · transcript

We dissect the hidden leverage in B2B contracts by looking at a mid-sized manufacturing firm that shifted from net thirty to net sixty terms. The move didn't just extend cash flow; it fundamentally altered their relationship with suppliers and exposed a critical risk in working capital management. Lucas and Luna break down the math behind extended payment windows, the impact on supplier liquidity, and why this strategy often backfires when interest rates rise. We use concrete examples from October twenty twenty six to show how small businesses can negotiate better terms without killing…