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What Your Homeowners Policy Actually Covers | San Jose News
Your homeowners’ insurance might not cover what you think — especially when disasters strike. Wildfires? Usually covered, including smoke and looting. Hurricanes? Wind damage is typically included, but flooding? Not a thing with standard policies. And floods? You need a separate flood insurance policy. Don’t get caught off guard — review your declarations page, check deductibles and limits, and update coverage yearly as rebuilding costs rise. Being prepared means knowing your policy inside out before the storm hits. Listen in comfort:Get a discount on a Soli Pillow…
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