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30: DC: De-risking dilemmas
Getting the mix of assets in a portfolio belonging to someone coming up to retirement is so important. There are a lot of different factors to take into account when you’re looking at a de-risking ‘journey’ including diversification as well an individual’s particular aversion to loss. With many people not even considering their retirement date until even a few years, a thoughtfully designed proposition has to allow for a considerable degree of flexibility and consider a number of realistic behavioural assumptions.
Veronica Humble, Head of DC Investment Solutions
John Southall, Head of…
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