Latest / Untraditionally Lala / An Unlikely Affair: Marry For Money, Pay Forever
Transcript
- 0:01Speaker 1: Hi, Amber.
- 0:02Speaker 2: Hi, Lola.
- 0:03Speaker 1: Welcome to an unlikely affair. Hello, everybody.
- 0:10Speaker 2: Welcome to another episode of an unlikely affair. I am
- 0:13Speaker 2: very excited about today's episode, though.
- 0:16Speaker 1: I'm excited too. Anytime you put a woman in front
- 0:18Speaker 1: of me who's like just fabulous and talks like pop
- 0:21Speaker 1: culture and money is like the best day of my life.
- 0:25Speaker 2: Okay, guys, you may know I found her on Instagram
- 0:28Speaker 2: and then I became literally obsessed. Her name's Haley Sachs. Welcome,
- 0:32Speaker 2: aka Miss Dow Jones.
- 0:35Speaker 3: Thank you so much for having me.
- 0:36Speaker 1: We're so excited to have you. How did you come
- 0:39Speaker 1: up with, is it Miss or Mrs. Dow Jones? It's Mrs. Oh, Mrs.
- 0:43Speaker 1: Dow Jones. How did you, like, what made you come
- 0:46Speaker 1: up with that little nickname?
- 0:48Speaker 3: Well, it was sort of that era of Instagram where
- 0:51Speaker 3: everyone had a pseudonym. Like, I feel like now everyone's
- 0:53Speaker 3: going back to just being like, my name's Haley. And
- 0:56Speaker 3: it was about being married to your financial future because
- 1:00Speaker 3: I think I always grew up thinking that I needed
- 1:02Speaker 3: a man or my dad to do my finances. And
- 1:07Speaker 3: then when I became financially literate and in control of
- 1:10Speaker 3: my own money, it just really made me feel so
- 1:13Speaker 3: empowered and it was something I wanted to spread. And
- 1:15Speaker 3: so it's about being married to your financial future because
- 1:18Speaker 3: it lets you say no to whatever the fuck you
- 1:20Speaker 3: don't want to do.
- 1:20Speaker 1: Yeah. Right. So does that mean that you do not
- 1:23Speaker 1: have a business manager? Like you are over not saying,
- 1:28Speaker 1: cause I oversee everything. I'm very in the know, but
- 1:31Speaker 1: I do have a business manager and someone who like
- 1:33Speaker 1: bops in and does my, what is that? Taxes. Well,
- 1:37Speaker 1: that too, but my investments. Are you doing all of
- 1:42Speaker 1: that on your own solo? No.
- 1:45Speaker 3: So I always tell everyone, like you really just need
- 1:47Speaker 3: a two to three fund portfolio of index funds and
- 1:53Speaker 3: you will become a millionaire. Like you don't need to
- 1:55Speaker 3: be the person who's like day trading and doing crypto.
- 1:58Speaker 3: Like it's, you want your life to be exciting. You
- 2:02Speaker 3: want your clothes to be above average, your relationships, all
- 2:05Speaker 3: these things. But when it comes to your money, you
- 2:08Speaker 3: want average. And that's like really important to just nail
- 2:12Speaker 3: into your head because if you don't just get really
- 2:16Speaker 3: comfortable with like an eight to 10% return, which is
- 2:19Speaker 3: normal for the stock market, then you start looking for
- 2:21Speaker 3: ways to get rich quick. And so I do have
- 2:25Speaker 3: people who help me with my finances now just because
- 2:28Speaker 3: things have become bigger.
- 2:30Speaker 1: Right.
- 2:31Speaker 3: And like with taxes and things like that, you need support.
- 2:35Speaker 3: but I always keep an eye on my bottom line.
- 2:38Speaker 1: Yeah.
- 2:38Speaker 3: And so I'm very involved in everything, but you don't
- 2:41Speaker 3: need that. Like it's, you can have a very simple
- 2:43Speaker 3: portfolio and have amazing results and just enjoy your life
- 2:46Speaker 3: and watch the new season of Salt Lake City.
- 2:49Speaker 1: Oh, don't forget. That's a whole episode in itself. If
- 2:51Speaker 1: we're two episodes in, I could literally do a thousand
- 2:54Speaker 1: podcasts about it. I'm obsessed between the facelifts, the fabulous clothing,
- 3:00Speaker 1: rich bitches. I love watching fabulous rich women.
- 3:04Speaker 3: Yeah, me too.
- 3:05Speaker 1: I'm going home to watch that, actually.
- 3:06Speaker 3: And then the realizers of New York, it's like the
- 3:08Speaker 3: popcorn ceiling. I'm like, we've got two different spectrums. I'm like,
- 3:14Speaker 3: are we on the same network?
- 3:17Speaker 1: I'm so... Okay, so... But I love the rent.
- 3:21Speaker 3: It's rent stabilized. I would tell her never to move.
- 3:24Speaker 1: Yeah.
- 3:25Speaker 3: I'm like.
- 3:26Speaker 1: Safe. She's killing it. Crushing.
- 3:28Speaker 3: Anytime you can get a fixed expense locked in... Like a,
- 3:33Speaker 3: you know, a phone bill, you know, any sort of
- 3:38Speaker 3: rent or wire, like just any sort of bill that
- 3:41Speaker 3: you can get locked in for a long time, do it.
- 3:43Speaker 1: Really?
- 3:44Speaker 3: Baby raising that.
- 3:45Speaker 1: Well, I mean, think about living in LA, people who
- 3:48Speaker 1: have like rent controlled apartments. Like I have my dear
- 3:51Speaker 1: friend who like crushes it in set design. And his
- 3:56Speaker 1: apartment is literally $ 900 a month. He's like, I'm never moving.
- 4:01Speaker 1: Even if I get another place, I will never leave
- 4:04Speaker 1: this place. Because, I mean, they will jack your shit up.
- 4:08Speaker 3: Oh, yeah.
- 4:09Speaker 1: There's a lot of that in New York, right? Oh,
- 4:10Speaker 1: it's insane.
- 4:11Speaker 3: Well, I have a friend in L.A. who doesn't have
- 4:15Speaker 3: a washer-dryer, but is like, I will never move from this.
- 4:19Speaker 1: I know. It's a thought. You have shows of kids.
- 4:22Speaker 1: I feel like if you had kids, you'd need the washer-dryer.
- 4:24Speaker 1: What does that mean? It's like in the basement? quarters
- 4:27Speaker 1: no she's got a laundry mat.
- 4:28Speaker 3: Yeah one of the like just like not glamorous but
- 4:31Speaker 3: whatever she's having to do with the laundry doesn't matter
- 4:34Speaker 3: compared to like how much she's saving on the rent
- 4:36Speaker 3: and she's you know traveling she's able to like live
- 4:39Speaker 3: a really great life because she just puts it towards
- 4:41Speaker 3: you know cost of living.
- 4:43Speaker 1: New yorkers are built different by the way if you
- 4:46Speaker 1: told me you have fixed rent It's never going to change.
- 4:51Speaker 1: No washer and dryer. You have to go to the laundromat.
- 4:52Speaker 1: I'd be like, raise my rent. Raise my fucking rent.
- 4:58Speaker 1: In-unit washer and dryer for the love of God.
- 5:01Speaker 3: It's also once you raise your... There's a whole thing with...
- 5:06Speaker 3: So there's a study about.
- 5:09Speaker 3: People who make 200K a year are more likely to
- 5:15Speaker 3: be in debt than people who make under 70K. Because
- 5:18Speaker 3: as you make more money, you increase your cost of living.
- 5:23Speaker 3: You're like, oh, well, I got this raise. Might as
- 5:25Speaker 3: well move to that apartment with the washer dryer. Might
- 5:27Speaker 3: as well, I'm going to start getting my Russian manicures.
- 5:30Speaker 3: I'm going to start, you know, Going to that, I
- 5:32Speaker 3: may have one too.
- 5:33Speaker 1: I love them, by the way. You're not taking away
- 5:36Speaker 1: my Russian manicure.
- 5:37Speaker 3: But it's like all these things that we, every time
- 5:39Speaker 3: that we feel richer, we increase our lifestyle instead of
- 5:42Speaker 3: our savings and our investments. And then, you know, you
- 5:46Speaker 3: end up with nothing at the end of the day,
- 5:47Speaker 3: but you do have nice nails.
- 5:49Speaker 1: Well, let's talk about girl math. Yeah, I hate girl math.
- 5:53Speaker 1: You do. Tell me, explain.
- 5:56Speaker 3: Just because I think it doesn't need to be gendered.
- 5:58Speaker 3: I think that it really just makes it seem like
- 6:00Speaker 3: we're dumb bitches who can't handle our money. And already
- 6:02Speaker 3: the financial services industry is so... created for men and
- 6:08Speaker 3: makes us feel a little spooked by it because they
- 6:11Speaker 3: use all this jargon and it feels like, makes us
- 6:13Speaker 3: feel like we can't trust ourselves, you know? And I
- 6:16Speaker 3: just think that whenever you have to do anything to, like,
- 6:19Speaker 3: pull wool over your eyes, sort of, with money, like,
- 6:23Speaker 3: where you're tricking yourself, like, girl, I'm not this all
- 6:25Speaker 3: about tricking yourself. Oh, I returned this thing so I
- 6:27Speaker 3: can afford that. No, you just return that thing and
- 6:31Speaker 3: then let's, like, figure out if you can afford that.
- 6:33Speaker 3: You know, it's not, like, we don't have to.
- 6:36Speaker 3: Do all of these mental games.
- 6:39Speaker 1: I don't know.
- 6:39Speaker 3: You're like, I love girl math.
- 6:40Speaker 1: Your face is like, it is my religion. It is
- 6:44Speaker 1: my religion.
- 6:45Speaker 2: No, no, it's not my religion, but what I was
- 6:47Speaker 2: just thinking, that look that I gave you, or like
- 6:50Speaker 2: that you read.
- 6:51Speaker 3: Yeah, I was like, okay, you good girl?
- 6:53Speaker 2: Well, I literally just moved back from Montana. I stopped
- 6:58Speaker 2: my place in Montana, but the cost of living here
- 7:01Speaker 2: is so significant and just different.
- 7:04Speaker 1: For one, there's no sales tax. Oh, hell yeah. So
- 7:06Speaker 1: that makes everything so. I'm like, what do you mean?
- 7:09Speaker 1: It's $ 85 for dinner and that's it? I know.
- 7:12Speaker 3: My friend has a house in Montana and she sends
- 7:14Speaker 3: all of her packages there.
- 7:16Speaker 2: Yes.
- 7:16Speaker 1: To heaven.
- 7:17Speaker 3: And I'm like, can I send mine?
- 7:18Speaker 1: I'm like thinking all of my Amazon returns.
- 7:21Speaker 2: So I'm moving in this house and I'm thinking of
- 7:22Speaker 2: all the Amazon stuff that I bought that like I
- 7:25Speaker 2: have to return. I'm like, okay, well, if I return that,
- 7:27Speaker 2: then I get to buy that.
- 7:28Speaker 1: And just exactly what you were just saying. Like, I'm rationalizing.
- 7:32Speaker 3: Because you already spent the money, so, like, it's gone already.
- 7:35Speaker 1: Right. I know.
- 7:36Speaker 2: Oh, gosh.
- 7:37Speaker 1: Okay. I'm stressing.
- 7:40Speaker 2: Let's talk about, first of all, I want to know
- 7:42Speaker 2: a little bit more about you. I think for the audience,
- 7:44Speaker 2: I want them to understand your background.
- 7:46Speaker 1: Yeah.
- 7:47Speaker 2: And what you do on a day-to-day besides, like.
- 7:50Speaker 3: I love her Instagram.
- 7:53Speaker 1: It's so nice. You're an inspiration to me.
- 7:56Speaker 3: You guys are an inspiration to me.
- 7:58Speaker 1: I need you in my algorithm all day, every day.
- 8:01Speaker 1: It's so nice. But you're from New York. Yes.
- 8:04Speaker 3: Born and bred New Yorker. Grew up on the Upper
- 8:07Speaker 3: East Side. Grew up with a dad who worked on
- 8:11Speaker 3: Wall Street. I'm on Park Avenue. Very Gossip Girl vibes.
- 8:16Speaker 1: Yes.
- 8:17Speaker 3: Surrounded by money, but no one ever explained it to
- 8:21Speaker 3: me or like, it was clear that that was the
- 8:25Speaker 3: driving force of what was happening around me. Cause like,
- 8:27Speaker 3: especially New York is so like, you know, it just really,
- 8:31Speaker 3: you feel it there, the financial edge. But I just
- 8:35Speaker 3: had no confidence or education around it. And I wanted
- 8:41Speaker 3: to be a comedian. So I, you know, graduated college
- 8:45Speaker 3: and I got a job with Lorne Michaels. I was,
- 8:48Speaker 3: you know, this is, I'm skipping a lot of parts
- 8:50Speaker 3: of the story. It was not that easy. It took
- 8:52Speaker 3: a long time to get there, but it was my
- 8:54Speaker 3: first full-time job. Because, you know, when you're a struggling comedian,
- 8:58Speaker 3: you're doing improv, you're doing standup. I was a nanny.
- 9:00Speaker 3: I worked at a Pilates studio. I was like, you know,
- 9:03Speaker 3: whatever you needed me to do at an hourly rate,
- 9:05Speaker 3: I would do it. And then the cash was like
- 9:07Speaker 3: just under my mattress.
- 9:08Speaker 1: Was that like, were you, did your dad, Push you
- 9:13Speaker 1: to go get a job? Or did you have like
- 9:16Speaker 1: the silver spoon treatment?
- 9:18Speaker 3: And I definitely had silver spoon in terms of rent,
- 9:20Speaker 3: but the rent was quite low.
- 9:21Speaker 1: Like I will not.
- 9:22Speaker 3: Like I and I would be an asshole to complain
- 9:24Speaker 3: about having any sort of leg up. But I think
- 9:27Speaker 3: that something that I've noticed that is sort of universal
- 9:30Speaker 3: is whenever you are living off of money that's not yours,
- 9:34Speaker 3: your life is not yours. So that could be you're
- 9:36Speaker 3: borrowing money from the government, you're in debt or, you know,
- 9:39Speaker 3: from bank or whatever, or you're with a partner who's
- 9:42Speaker 3: paying for everything. And then you're reliant on that. You're
- 9:45Speaker 3: not free. And so I was not free. I might've had,
- 9:49Speaker 3: you know, my $ 1, 500 rent paid for, but it came
- 9:52Speaker 3: with so many strings attached.
- 9:54Speaker 1: Totally.
- 9:54Speaker 3: You know, like I remember my, I loved my grandpa,
- 9:57Speaker 3: but like he was so sick and like, I would like,
- 9:59Speaker 3: you know, I was the one who had to like
- 10:01Speaker 3: go get him from the hospital and like do all
- 10:03Speaker 3: of this like you know I was in my early
- 10:06Speaker 3: 20s like doing so much stuff for which was nice
- 10:08Speaker 3: I liked the time with him but also it was
- 10:10Speaker 3: like definitely because in a certain way I was like
- 10:12Speaker 3: on the payroll like there was there was a certain way.
- 10:15Speaker 3: I had to do things for them to get what
- 10:17Speaker 3: I needed in return. Nothing's free. The most expensive thing
- 10:21Speaker 3: you'll ever do is marry for money. That's what people say.
- 10:24Speaker 1: Well, Bethany Franco says, marry for money, you'll pay for
- 10:26Speaker 1: the rest of your life. Exactly. Amen. That rings so true.
- 10:30Speaker 1: So you, you're a hustler at this point in time.
- 10:33Speaker 1: I definitely was.
- 10:35Speaker 3: Silver spooned, but I was, but, and I was looking, yeah,
- 10:39Speaker 3: but I needed to get, yeah, they were pressuring me
- 10:41Speaker 3: to get a job. I think more for clout than
- 10:44Speaker 3: for like finance. Like there was like, what are you
- 10:47Speaker 3: doing with your life? Like, I think it's scary to
- 10:49Speaker 3: have a kid who's like, Yeah, like I'm working the
- 10:53Speaker 3: front desk at this exercise studio. They've spent like hundreds
- 10:56Speaker 3: of thousands of dollars on your college education. And you're literally,
- 10:59Speaker 3: I worked at David Letterman. That was my first job.
- 11:01Speaker 1: That's sick. That's great. So fun.
- 11:03Speaker 3: But part, I was a page. And so part of
- 11:05Speaker 3: it was to be in Times Square. And to try
- 11:09Speaker 3: and get people, tourists, to come to the show to.
- 11:12Speaker 1: Be in the audience. So did you hand out, like, tickets? Oh,
- 11:15Speaker 1: I love those people. I'm like, yes! Yes.
- 11:17Speaker 3: But my mom was, like, with her theater group going
- 11:19Speaker 3: to play and, like, saw me in Times Square and
- 11:22Speaker 3: was like, oof.
- 11:23Speaker 1: Like, that's my girl! Question mark!
- 11:25Speaker 3: Like, it was, like, a dark moment of being like,
- 11:28Speaker 3: so what's the plan here?
- 11:30Speaker 1: Like, we good? So they were relieved.
- 11:34Speaker 3: I was relieved. But I also was so excited and
- 11:37Speaker 3: nervous because... you know, it's a dream come true to
- 11:39Speaker 3: get any sort of break in the creative industry and
- 11:42Speaker 3: in the comedy world. I mean, now it's everyone is
- 11:45Speaker 3: doing it online, but it was a different time. You
- 11:47Speaker 3: still needed the gates of Hollywood to be unlocked for
- 11:51Speaker 3: you in that moment. And so it was a big moment.
- 11:54Speaker 3: And then on the first day they were asking about,
- 11:57Speaker 3: you know, health insurance and, 401k contributions and things that
- 12:02Speaker 3: I'd never been taught and that I basically just ignored
- 12:05Speaker 3: up until that point. And I was so embarrassed, I remember,
- 12:10Speaker 3: because I didn't want them to think that they had
- 12:12Speaker 3: hired the wrong person. I was so excited to have
- 12:16Speaker 3: this job and I just felt like such an idiot
- 12:19Speaker 3: that I had no financial literacy and also not confident
- 12:23Speaker 3: in answering the questions. So I sort of skirted around
- 12:27Speaker 3: it And was like, for sure, 401k. Like, that's not
- 12:31Speaker 3: a road race. That's something I know about. And then
- 12:37Speaker 3: went home literally that night and went online to try
- 12:42Speaker 3: to learn about those, you know, what was going on
- 12:45Speaker 3: so I could answer the next day. And I remember
- 12:48Speaker 3: going on YouTube and it was either these guys who
- 12:52Speaker 3: really looked like they had never been through puberty or
- 12:55Speaker 3: like mansplaining investment terms. I was so bored and like,
- 13:00Speaker 3: just like hated them and couldn't understand, comprehend. Or it
- 13:05Speaker 3: was advice for women that was just all about deprivation.
- 13:09Speaker 3: Like there was an article about re-washing your paper towels.
- 13:14Speaker 3: So I was like, this is the financial education of
- 13:16Speaker 3: our time. I either have to absolutely deprive myself and
- 13:20Speaker 3: my life in order to be in control of my money,
- 13:23Speaker 3: or I have to listen to these guys who I
- 13:27Speaker 3: would never want to hang out with, let alone be
- 13:31Speaker 3: taught by.
- 13:31Speaker 1: Yeah.
- 13:33Speaker 3: And so I was like, okay, but I do really
- 13:35Speaker 3: need to learn because I don't want to be an
- 13:36Speaker 3: idiot at work. And so I, that night was like
- 13:40Speaker 3: learning about the 401ks and versus Roth IRAs and all
- 13:44Speaker 3: this stuff. And I was starting to just sort of
- 13:46Speaker 3: teach myself using pop culture because I've always been obsessed
- 13:49Speaker 3: with celebrities. So I was like, okay, 401k is sort
- 13:52Speaker 3: of like Kim, but the Roth IRA is like Kylie
- 13:55Speaker 3: because it's newer. And like, you know, the 401k, you
- 14:00Speaker 3: get robbed now because they take the money out of
- 14:02Speaker 3: your paycheck and Kim got robbed in Paris. And so
- 14:05Speaker 3: it was clicking for me. I was like, okay, the
- 14:07Speaker 3: analogies are working.
- 14:07Speaker 1: Oh my God, I love this. I love this too.
- 14:10Speaker 2: She should teach a course in high school to teach
- 14:12Speaker 2: like young.
- 14:13Speaker 1: I'm going to teach at Harvard.
- 14:14Speaker 3: I'm going to teach at Harvard.
- 14:15Speaker 1: You're great. Yeah. They had like an elective class for
- 14:18Speaker 1: us that you know how you had to have like
- 14:20Speaker 1: one elective to be a credit and it could be
- 14:22Speaker 1: whatever you wanted. And I wish I paid attention in
- 14:25Speaker 1: school in general, like, at all. I can't even believe, like,
- 14:29Speaker 1: I'm here saying that, like, I graduated from high school. Like,
- 14:31Speaker 1: that's so crazy to me. But I did take one
- 14:36Speaker 1: of those courses, and they had, like, where you would
- 14:40Speaker 1: sit and invest and watch it as if you were, like— Oh,
- 14:42Speaker 1: that's so cool. A trader. Like a stimulator. Yes. That's sick. And—
- 14:47Speaker 1: I remember actually doing pretty well and finding it fun.
- 14:50Speaker 1: But I'm telling you, the moment that I started learning
- 14:56Speaker 1: about finances and thinking like, wow, I really need to
- 14:58Speaker 1: get my shit together. I had started on a show
- 15:01Speaker 1: called Vanderpump Rules. I was finally starting to make actual
- 15:05Speaker 1: real money that was like, oh, I can like afford shit, right?
- 15:10Speaker 1: I go to Tarzana. I find this like amazing house
- 15:14Speaker 1: and I'm ready to fucking buy it, right? It's like, 875,000. Wow.
- 15:20Speaker 1: So I have a real estate agent like put in
- 15:23Speaker 1: the offer and then he sends me all these forms
- 15:26Speaker 1: and I'm like, tax returns. Yeah. The fuck? Yeah.
- 15:32Speaker 3: I think I.
- 15:32Speaker 1: Forgot to do a lot of shit. So I called
- 15:35Speaker 1: my dad and he's like, what do you mean? Yeah.
- 15:37Speaker 1: I'm like, you haven't been doing my taxes. He's like,
- 15:38Speaker 1: you don't live in Utah anymore. How would I be
- 15:41Speaker 1: doing your taxes? Thank God that my manager at the
- 15:45Speaker 1: time set me up with a business manager. And- a fantastic, um,
- 15:51Speaker 1: a fantastic lawyer. And that changed everything for me. They
- 15:54Speaker 1: are still a part of my team today. Two men
- 15:57Speaker 1: who have had my back, have never tried to like
- 16:00Speaker 1: mansplain or treat me like I'm an idiot, like wholeheartedly
- 16:04Speaker 1: believe in me and what I'm doing. And they have
- 16:07Speaker 1: me on every call. They're like, this isn't like, yes,
- 16:09Speaker 1: I could do this for you and explain to you later,
- 16:11Speaker 1: but you need to be on the call to learn
- 16:13Speaker 1: about these things. It's the best thing that ever happened
- 16:16Speaker 1: to me.
- 16:17Speaker 3: That's so great. I love that. And also what I
- 16:19Speaker 3: think is interesting too with the Vanderpump finances is I
- 16:23Speaker 3: correct me if I'm wrong, but a lot of you
- 16:25Speaker 3: guys did buy real estate and it was like successful.
- 16:28Speaker 3: It seems like a lot of the cast members bought
- 16:29Speaker 3: real estate early on.
- 16:31Speaker 1: And yeah, that was like everyone's first big purchase. And
- 16:34Speaker 1: what's so wild is back then they were making a significant,
- 16:40Speaker 1: I came in season four. So they had three seasons
- 16:42Speaker 1: under their belt. But back then that real estate was like,
- 16:46Speaker 1: These homes are worth like three now. That's what I'm saying.
- 16:49Speaker 3: They've had like crazy appreciation.
- 16:51Speaker 1: Yeah.
- 16:51Speaker 3: So amazing.
- 16:52Speaker 2: So how old were you when you started really diving in?
- 16:56Speaker 1: Oh, yeah. So then I.
- 16:57Speaker 3: So, okay. So then I started to make content about
- 17:00Speaker 3: it because I was like... fame whore and also like
- 17:04Speaker 3: I my whole life had been like making creative stuff
- 17:07Speaker 3: and also when I was a comedian I didn't really
- 17:10Speaker 3: love talking about myself and so this was awesome because
- 17:13Speaker 3: it gave me something to talk about outside of myself
- 17:15Speaker 3: that could help people which really clicked for me I
- 17:18Speaker 3: was like this is it I feel so good doing this.
- 17:21Speaker 3: Like it's fun. I feel creative.
- 17:23Speaker 1: I'm learning.
- 17:24Speaker 3: Everyone's learning. But like, I didn't, I was never the,
- 17:27Speaker 3: I'd ever want to be the comedian. Like I, I
- 17:30Speaker 3: even now I have a lot of boundaries of what
- 17:31Speaker 3: I share. And so I think that that's always just
- 17:34Speaker 3: sort of been a little bit in me. And so
- 17:36Speaker 3: it's nice to be able to have a voice, but
- 17:38Speaker 3: not have to make it so much about myself and
- 17:41Speaker 3: just make it about helping people. So I was around 25.
- 17:44Speaker 1: Oh, wow. You were a baby. That's young. Yeah, 25, 26. Yeah.
- 17:47Speaker 3: That's, I would, that's young. No, I mean, I always
- 17:52Speaker 3: think about it in terms of year. I guess I'm
- 17:54Speaker 3: 35 now. So it was like around 2017-ish.
- 17:58Speaker 1: Okay. Yeah.
- 17:59Speaker 3: And then, oh, and then I got laid off from
- 18:01Speaker 3: that job. And so, by the way, at that job,
- 18:03Speaker 3: I was so anxious and intense.
- 18:05Speaker 2: Yes.
- 18:06Speaker 3: Like, I don't even think I was funny because I was, like, so, like, oh,
- 18:09Speaker 3: my God. Like, I can't believe they chose me. Like,
- 18:11Speaker 3: I was, like, first one in the office. I'd be, like,
- 18:13Speaker 3: first one in is the hottest. I'd be, like, 5 a.m.
- 18:15Speaker 3: So it was a job in comedy. Like, guys are
- 18:18Speaker 3: showing up, like, literally in, like— 11 a.m. Yeah, like,
- 18:21Speaker 3: ugly t-shirts, like, just being, like— what's up? Like haven't
- 18:24Speaker 3: showered in four days.
- 18:25Speaker 1: And I was like, yes, sir.
- 18:26Speaker 3: Like in a blazer, like way too intense. So it
- 18:30Speaker 3: was honestly a good thing that I got laid off
- 18:32Speaker 3: because I don't think mental health wise, it was the best.
- 18:35Speaker 1: You are so funny to me.
- 18:39Speaker 3: But then I got laid off and I was like, fuck.
- 18:41Speaker 3: I was babysitting before that for a little kid named
- 18:44Speaker 3: Winthrop on the Upper East Side.
- 18:45Speaker 1: He was a brat. Winthrop? Winthrop? What a fucking name.
- 18:48Speaker 1: I know. Holy shit. What's Winthrop doing now? Oh, he's gay.
- 18:55Speaker 3: He had me and then my friend Chloe, who was
- 18:57Speaker 3: also a comedian and has nannies and would literally come
- 19:00Speaker 3: out of his mom's room with her heels on.
- 19:03Speaker 1: She was never home. How cute. Yeah, he was. And
- 19:08Speaker 1: we had a little deal. How cute. So cute.
- 19:10Speaker 3: But I was stressed when I got laid off where
- 19:12Speaker 3: I was like, am I going to have to go
- 19:13Speaker 3: back to Winthrop?
- 19:14Speaker 1: Like, holy shit.
- 19:16Speaker 3: Like, isn't it like, oh, like I got.
- 19:17Speaker 1: Like a little bit of momentum here. Like, am I screwed?
- 19:21Speaker 1: My life ends at Winthrop.
- 19:23Speaker 3: But then I was like, then I, there was a
- 19:25Speaker 3: guy who was, had been at the Laura Michaels job
- 19:28Speaker 3: who had switched jobs to a different, to Fuse. And
- 19:31Speaker 3: I'm not like a music person. I'm so just like,
- 19:33Speaker 3: whatever the pop charts say, I'm going to listen to.
- 19:36Speaker 3: But I was like their go-to girl to write all
- 19:39Speaker 3: the music things for a year for all, like there
- 19:42Speaker 3: would be, you know, all the cool rappers and this
- 19:45Speaker 3: and that. And I'd write them little like internet sketches.
- 19:47Speaker 3: And so I was doing that. And then I, also
- 19:50Speaker 3: had time while I was doing that to build Mrs.
- 19:52Speaker 3: Dow Jones and I was fanatic about it where I
- 19:54Speaker 3: was like okay every day I'm gonna post and I'm
- 19:57Speaker 3: doing this um and then a year later I got
- 20:00Speaker 3: in the New York Times.
- 20:01Speaker 1: That's incredible and then.
- 20:03Speaker 3: It was the pandemic which was a really good time
- 20:07Speaker 3: because that.
- 20:08Speaker 1: Everyone was online and everyone was talking about money to
- 20:13Speaker 1: you to tell them what the fuck to do and
- 20:15Speaker 1: make them laugh a little, probably a lot. If you're me,
- 20:19Speaker 1: I'm cackling, not at you with you. No, you're so funny. But, uh, yeah.
- 20:27Speaker 3: And so then it just sort of went from there.
- 20:29Speaker 3: And then, you know, as things go, it like just
- 20:31Speaker 3: builds and builds, which has been amazing and you develop
- 20:34Speaker 3: it and you grow and all those things.
- 20:45Speaker 1: Can we talk about fashion for a second? What a switch.
- 20:49Speaker 1: I love it.
- 20:51Speaker 2: We have to because I'm in this like, okay, I'm
- 20:55Speaker 2: 38 now and I feel like I'm still like there's
- 20:59Speaker 2: times where I'm just like wearing my vans and just
- 21:03Speaker 2: jeans and whatever. And then other times like I want
- 21:05Speaker 2: to look fucking great, but then the stuff I want
- 21:07Speaker 2: to buy is so expensive. And I'm like, that's I
- 21:12Speaker 2: feel like that's so irresponsible of me to do that
- 21:14Speaker 2: when I have two kids. They need tutors. College is
- 21:17Speaker 2: happening in a couple years for my oldest one.
- 21:20Speaker 1: And I just like, I don't know.
- 21:22Speaker 2: So will you please help me and the listeners and you.
- 21:27Speaker 1: I love this.
- 21:28Speaker 2: About what to buy. You see those cute pair of
- 21:32Speaker 2: Chanel flats.
- 21:33Speaker 1: Do I buy them? Do I not? Okay, go.
- 21:35Speaker 3: Okay, well, first of all, I will say that I,
- 21:39Speaker 3: women are taught so much to have shame about our fine,
- 21:42Speaker 3: like about what we spend on. Like men, they're like,
- 21:45Speaker 3: good job, you sports bet in, like you go king.
- 21:48Speaker 3: And then for women, it's like, oh shit, like you're
- 21:50Speaker 3: going to buy the avocado toast.
- 21:52Speaker 1: Like, oh, like, yeah. The rumors are true.
- 21:56Speaker 3: You're an idiot. And so we need to reframe that
- 22:00Speaker 3: because you're allowed to spend money on yourself.
- 22:01Speaker 1: Thank you. Yes. And actually all.
- 22:04Speaker 3: The data shows that if you look good and you
- 22:07Speaker 3: wear makeup, you make more money. So it's an investment
- 22:10Speaker 3: in yourself.
- 22:11Speaker 1: Okay. Well, that changes everything. I should start pulling my
- 22:14Speaker 1: shit together more.
- 22:16Speaker 3: You guys look amazing, but it's like, you have to
- 22:20Speaker 3: do it, first of all. I will say, I think
- 22:24Speaker 3: it's really... I just did... It was just Fashion Week, right?
- 22:30Speaker 3: And it's so crazy with Fashion Week because it'll be like.
- 22:36Speaker 3: The big designer labels, like Burberry or Loewe or whatever,
- 22:39Speaker 3: they'll put out a collection and the collections will both
- 22:44Speaker 3: have crop trench coats in them. And then you'll see...
- 22:49Speaker 3: There's like 10 articles, like Elite Daily, six reasons you
- 22:53Speaker 3: need the crop trench coat this fall. The six pieces
- 22:58Speaker 3: you can't live without in 2026. And it's all the
- 23:01Speaker 3: crop trench coat. You've never even thought about a crop
- 23:03Speaker 3: trench coat. Or it's even like a color. It's like, oh, fuck,
- 23:05Speaker 3: now I have to change it.
- 23:06Speaker 1: To brown or butter yellow.
- 23:09Speaker 3: The color that you can't, you know, go jump off
- 23:12Speaker 3: a cliff if you're not wearing this one.
- 23:14Speaker 1: Yes. Whatever.
- 23:15Speaker 3: And then you go on your Instagram page. And all
- 23:18Speaker 3: of the influencers are wearing it. So you're scrolling and
- 23:21Speaker 3: it's repeating, showing it to you. And the human brain,
- 23:24Speaker 3: when it sees repetition, it recognizes it. It recognizes a pattern.
- 23:28Speaker 3: And so even if you not, not, even if inherently
- 23:31Speaker 3: you wouldn't have wanted the crop trench coat or the
- 23:33Speaker 3: butter yellow, you are being conditioned to want it. And
- 23:37Speaker 3: then what's even crazier is that brands like Lulu's and
- 23:41Speaker 3: Zara use AI to.
- 23:44Speaker 1: Scan all of that.
- 23:46Speaker 3: And then they release their version of a crop trench coat,
- 23:48Speaker 3: not for the $ 2, 000 that the Burberry one would be,
- 23:51Speaker 3: but for $ 80, which makes you feel like, oh, I'm
- 23:54Speaker 3: getting a deal on this because it was 2000 and
- 23:57Speaker 3: I'm so smart. I found the $ 80 one.
- 23:59Speaker 1: And then you buy it.
- 24:01Speaker 3: But then all the data shows that you only ever
- 24:03Speaker 3: wear the fast fashion piece seven times. So- The best
- 24:08Speaker 3: thing that you can do is not deprive yourself from
- 24:11Speaker 3: looking good. It's to just basically try and like figure
- 24:13Speaker 3: out your own personal style, not in regards to trends,
- 24:17Speaker 3: because the more that you play into trends, the more
- 24:20Speaker 3: that you're going to just fall victim to that pernicious.
- 24:23Speaker 1: And spend more money. Spend more money.
- 24:24Speaker 3: You're never going to wear it. Right. I think it
- 24:27Speaker 3: all comes back to budgeting, like knowing how much you
- 24:29Speaker 3: can spend. Like I have a friend who works at
- 24:31Speaker 3: Google and she is really successful and And I was like,
- 24:35Speaker 3: you should actually spend more on clothes. And she was shocked,
- 24:38Speaker 3: but I went through her finances with her, but I
- 24:40Speaker 3: was like, and I was like, yeah, you could spend more,
- 24:41Speaker 3: like buy that Max Mara coat. Like you're going to
- 24:44Speaker 3: wear it for the next 12 years. It looks amazing.
- 24:48Speaker 3: You are a boss. It's going to make you feel
- 24:50Speaker 3: great when you walk into every room and like you
- 24:53Speaker 3: should do it. And I really believe in that, like
- 24:57Speaker 3: being able to, but you have to be able, you
- 24:59Speaker 3: shouldn't be financing these things. It shouldn't be that you're
- 25:02Speaker 3: buy now pay latering that coat or the crop trench
- 25:05Speaker 3: or the butter yellow. And you need to make sure
- 25:08Speaker 3: the biggest way that people get, the only way that
- 25:10Speaker 3: you're going to become a future rich person, which is
- 25:12Speaker 3: my book that we're here to promote that I have
- 25:14Speaker 3: it once and i didn't even bring a copy genius
- 25:16Speaker 3: fucking yeah you know and it's like honestly listen to
- 25:20Speaker 3: the audiobook you'll have yourself a giggle but um i
- 25:22Speaker 3: love audiobooks that's so.
- 25:23Speaker 1: I always say i'm reading audiobooks and she laughs at
- 25:25Speaker 1: me you're not reading an audiobook you're listening to an i'm.
- 25:28Speaker 3: Like i read an article it's just i watched a
- 25:30Speaker 3: tiktok That's what I do too.
- 25:32Speaker 1: I love it.
- 25:34Speaker 3: I'm like, oh, I was reading this crazy thing.
- 25:37Speaker 2: In the New York Post as I'm scanning the New
- 25:40Speaker 2: York Post online.
- 25:41Speaker 3: Take it in my veins every morning. It's a little shot.
- 25:44Speaker 1: I love it.
- 25:46Speaker 3: And Wordle.
- 25:46Speaker 1: Sorry.
- 25:47Speaker 3: Oh, I don't do Wordle. obsessed. I should get in
- 25:49Speaker 3: on that.
- 25:51Speaker 1: Oh, but okay.
- 25:51Speaker 3: So yeah, you need to know what you can afford.
- 25:54Speaker 3: And so the only way that you're going to grow
- 25:55Speaker 3: wealth is if you have money left over at the
- 25:57Speaker 3: end of every month, which for Americans is very hard
- 25:59Speaker 3: because we're just always in the cycle of debt.
- 26:01Speaker 1: But I recall that.
- 26:02Speaker 3: In the book action money, because that's money that you
- 26:04Speaker 3: can take action with to improve your finances. So you
- 26:08Speaker 3: might be in the place where you're starting to fund
- 26:11Speaker 3: your emergency fund, which is the first step in your
- 26:14Speaker 3: financial journey. Maybe you're using your action money to pay
- 26:17Speaker 3: off your high interest rate debt. Maybe we're using it
- 26:20Speaker 3: to max out your Roth IRA or to invest. Whatever
- 26:23Speaker 3: it is that our next financial goal is. And I
- 26:26Speaker 3: make these really clear in the book. So if you're like,
- 26:28Speaker 3: I don't know what my financial goal is. I am
- 26:30Speaker 3: a financial dominatrix. I will tell you what it is.
- 26:33Speaker 3: Read the book. It's all there. But as long as
- 26:38Speaker 3: you can afford to have money left over to take
- 26:41Speaker 3: action with, you can spend money on yourself. But I think,
- 26:44Speaker 3: you know, when you're a single mom and you're, I
- 26:46Speaker 3: don't know the finances with, if you like, if it
- 26:49Speaker 3: is just one income stream for your kids or like
- 26:52Speaker 3: if there's anyone else who's contributing, but you have to
- 26:55Speaker 3: be really careful about also making sure that you're putting
- 26:58Speaker 3: your own oxygen mask on first, because if you don't
- 27:01Speaker 3: take the time to put money away for your future,
- 27:05Speaker 3: your retirement, your healthcare, you know, the average American spends
- 27:09Speaker 3: over 300K on healthcare after when they're older and like
- 27:12Speaker 3: in retirement, just because it's like, fucked up system then
- 27:16Speaker 3: your kids are going to have to pay for that
- 27:18Speaker 3: and then they're not going to be able to put
- 27:20Speaker 3: money towards their futures and then their kids are going
- 27:24Speaker 3: to have to pay for them and instead of creating
- 27:25Speaker 3: a cycle of generational wealth we create a cycle of
- 27:28Speaker 3: basically generational debt so i think that's really hard but
- 27:32Speaker 3: really important too.
- 27:35Speaker 1: I want to know what advice you would give to
- 27:39Speaker 1: a woman who is in just like a very traditional marriage.
- 27:42Speaker 1: She doesn't work. Oof. Her work doesn't provide a paycheck because—
- 27:49Speaker 1: Women work. Like, stay-at-home moms have the hardest job on
- 27:52Speaker 1: the planet. Oh, my God.
- 27:53Speaker 3: I really couldn't stand by that more. I'm like, I
- 27:57Speaker 3: could not do it.
- 27:57Speaker 1: It's brutal. I know. So my question is, that woman,
- 28:01Speaker 1: she's married to a man who brings in most of
- 28:05Speaker 1: the dough. Let's just say one day they don't work out.
- 28:08Speaker 1: How is this woman— Because I always say, if a
- 28:11Speaker 1: man doesn't want to pay you, he'll make damn sure
- 28:13Speaker 1: he's not going to pay you. He will have all
- 28:16Speaker 1: the attorney's fees— racking up just to ensure that you
- 28:20Speaker 1: don't get a dime.
- 28:21Speaker 3: So funny, there was just an amazing actual article, not
- 28:24Speaker 3: a TikTok, in New York Mag about this where- Like
- 28:28Speaker 3: there used to be a lot more protections for women
- 28:31Speaker 3: in those situations, but they sort of took them away
- 28:34Speaker 3: because it was like, well, what if the man's staying
- 28:36Speaker 3: home and all this stuff? But it's really hurt women
- 28:41Speaker 3: who go through divorces where they're actually, you know, get
- 28:44Speaker 3: really financially screwed. So I don't know. I was just
- 28:47Speaker 3: reading that. It's making me upset.
- 28:48Speaker 2: Yeah.
- 28:49Speaker 3: I think the number one thing is, A, you need to,
- 28:51Speaker 3: while you're in the marriage, if you're not earning, you
- 28:54Speaker 3: need to make sure that your name is on everything
- 28:57Speaker 3: and that you understand the finances. So like your name
- 29:00Speaker 3: should be on the house if you have a house.
- 29:02Speaker 3: Your partner can open you something called a spousal IRA,
- 29:05Speaker 3: which is a retirement account that's tax advantaged that you
- 29:10Speaker 3: don't need to have earned income to contribute to. That's important.
- 29:14Speaker 1: Mm-hmm.
- 29:14Speaker 3: Make sure that you're on all the investment accounts and
- 29:17Speaker 3: that you are, that it's a conversation between the two
- 29:20Speaker 3: of you. Because I think that for, you know, a
- 29:22Speaker 3: lot of women, you're working so hard at home, right?
- 29:25Speaker 3: Like you're doing the housework and you're making sure there's
- 29:29Speaker 3: food and you're signing up for soccer and making sure
- 29:32Speaker 3: that they have their tutors and this and that. And
- 29:34Speaker 3: so if you have a partner who says, hey, guess what?
- 29:37Speaker 3: I'll take one thing off your plate and it's the money.
- 29:39Speaker 1: Go. bless you. Thank you so much.
- 29:41Speaker 3: I don't want to do the money. I already have
- 29:43Speaker 3: 18 other million things I have to do today. Don't
- 29:46Speaker 3: ever say yes to that. Let them do anything else.
- 29:49Speaker 3: Let them sign up for the soccer. Let them go
- 29:52Speaker 3: to Target, whatever the hell it is. Let them do
- 29:55Speaker 3: anything else, but never give up your seat at the
- 29:59Speaker 3: financial table. That's the biggest thing.
- 30:02Speaker 1: It's really, really, really important. Yeah. And obviously a prenup. Yeah.
- 30:08Speaker 1: Prenups are so important.
- 30:09Speaker 3: I would say more than anything to let you understand
- 30:12Speaker 3: how the other person thinks about money. Like there was,
- 30:15Speaker 3: I got a lot of crazy, not crazy, but like fun,
- 30:19Speaker 3: crazy emails from people about their personal finance situations. Cause
- 30:23Speaker 3: I do a segment called financial secrets and which is
- 30:26Speaker 3: really tea.
- 30:26Speaker 1: It's really fun. I love them.
- 30:30Speaker 3: And so last week we got one from a woman
- 30:33Speaker 3: who was engaged and in the prenup conversation, the, her
- 30:37Speaker 3: fiance wanted to put, and she wants like three kids
- 30:40Speaker 3: want to put in the prenup that she has to
- 30:43Speaker 3: keep working. Oh, I saw this.
- 30:45Speaker 1: Oh, yeah. It's crazy.
- 30:46Speaker 3: Isn't that so crazy? And so it's like, it's not
- 30:48Speaker 3: that she was necessarily didn't want to work. It was
- 30:49Speaker 3: just like, why are you making it a thing where
- 30:52Speaker 3: I have to work? You like, you know, what does
- 30:55Speaker 3: that say about how you value household labor? How does
- 30:58Speaker 3: that like, it just like tells you so much about
- 31:01Speaker 3: someone's psychology and like how they view your partnership.
- 31:04Speaker 1: Yes.
- 31:05Speaker 3: That's, that's, I love prenups for like the legal protections
- 31:08Speaker 3: and whatever, but I mostly love it because it's, for
- 31:12Speaker 3: most people, you don't have the financial conversations with your partner.
- 31:15Speaker 3: And then that's like a moment where you do, you know,
- 31:19Speaker 3: who did a Kelly Ben Simone from Real Housewives. She
- 31:22Speaker 3: remembers she was on ultimate girls trip and she was
- 31:24Speaker 3: obsessed with that guy.
- 31:25Speaker 1: She's like, look, he's writing me love letters. Like we're engaged.
- 31:28Speaker 3: Like, oh, isn't everyone jealous? Like, my life rocks. And
- 31:32Speaker 3: we were like, okay, Kelly, like, shut up. Like, scary
- 31:34Speaker 3: island vibes. And then she pulled the whole relationship. She
- 31:39Speaker 3: dumped him because they were doing the prenup and he
- 31:41Speaker 3: didn't want one.
- 31:42Speaker 1: Yep. I do remember this.
- 31:44Speaker 3: I thought that was so cool of her. Like, I
- 31:47Speaker 3: was obsessed because, you know, the hardest thing, it's almost
- 31:50Speaker 3: easy to gather the information about someone, but it's hard
- 31:53Speaker 3: to act. Especially when you're a woman and you think, oh, like, clock's.
- 31:56Speaker 1: Ticking, perimetopause, all this shit.
- 31:58Speaker 3: We got to get our first facelift at 50, 45,
- 32:01Speaker 3: maybe 35.
- 32:02Speaker 1: And if you want a good one, it's going to
- 32:04Speaker 1: run you 100K. Yeah, like, there's just so much pressure.
- 32:07Speaker 3: We feel like there's such scarcity and that we have to,
- 32:10Speaker 3: you know, if we finally do meet a man who
- 32:13Speaker 3: wants to marry us, even if he's not perfect, we
- 32:15Speaker 3: should just do it. And it's like, don't do it.
- 32:18Speaker 3: Let's actually get the data and then use the data. Yeah, pause.
- 32:22Speaker 3: That's the hardest thing though. I find it really, like
- 32:26Speaker 3: that's the hardest thing for people. Like they want to
- 32:29Speaker 3: just keep going.
- 32:30Speaker 1: Well, I think you have to go. It'll be different
- 32:32Speaker 1: for them. Yeah. We always think we're going to be different. Yes. Always.
- 32:36Speaker 1: We're not. I think you have to go.
- 32:38Speaker 2: Through like a really difficult divorce or breakup. And I
- 32:42Speaker 2: think in our situation, because we share the same ex,
- 32:45Speaker 2: it's just, you just move differently, like, with relationships. And
- 32:49Speaker 2: the older I get, the more I'm like, it's scary.
- 33:03Speaker 3: How do you guys deal with money now when you date?
- 33:05Speaker 3: Or do you not date?
- 33:07Speaker 1: No. She dates more so than I do. I was
- 33:11Speaker 1: not married to our ex, so... it was just kind
- 33:15Speaker 1: of a different situation. And, um, again, I got my
- 33:19Speaker 1: business manager and that team in order and I have
- 33:22Speaker 1: been on a show and just kind of let, you know,
- 33:25Speaker 1: my penny stack when I was living with our ex, um,
- 33:29Speaker 1: you had more financial freedom. I had, yes. Like I
- 33:34Speaker 1: lived in his home, like his name was on it.
- 33:37Speaker 1: There was something telling me that I just didn't want any,
- 33:41Speaker 1: I didn't want my name on anything that was attached
- 33:43Speaker 1: to his. And I can't even say that there was
- 33:45Speaker 1: a reason why. I just didn't. I wanted him to
- 33:47Speaker 1: remain separate from me. And thank God, like we never
- 33:51Speaker 1: ended up getting married. And thank God I didn't have
- 33:53Speaker 1: my name on anything. But I think when I go
- 33:56Speaker 1: into dating men, their financial situation is kind of the
- 34:02Speaker 1: last thing on my mind. There are two things that
- 34:05Speaker 1: like you do not fuck with when it comes to me.
- 34:07Speaker 1: And it's like my family and my money, because I've
- 34:11Speaker 1: worked really hard to make sure that I can, you know,
- 34:14Speaker 1: provide for my family. So if a man came in
- 34:15Speaker 1: and he was like, Hey baby, can I have like,
- 34:18Speaker 1: you could lay the best pipe in the world. You
- 34:21Speaker 1: asked to borrow money from me. Get the fuck out.
- 34:24Speaker 1: That's a red flag.
- 34:26Speaker 3: How do you feel about that? If they have the
- 34:28Speaker 3: same amount as like, okay, like I have a friend
- 34:31Speaker 3: who has a lot of financial trauma and she like
- 34:34Speaker 3: doesn't make that much money, but we, and so we,
- 34:36Speaker 3: but we talk about money all the time. Cause I'm
- 34:37Speaker 3: just like, so Jones always talk about money and she's
- 34:40Speaker 3: in a horrible relationship. I'm dying for her to get
- 34:42Speaker 3: out of where she may hit the ball. The guy
- 34:45Speaker 3: makes like three X her amount, but always wants to
- 34:47Speaker 3: split everything.
- 34:48Speaker 1: Oh, but what about if you.
- 34:51Speaker 3: Made the same amount of someone, would you split with them? Like,
- 34:55Speaker 3: I think that if you guys make the same amount or, like,
- 34:57Speaker 3: I make a lot of money and I, like, like
- 35:01Speaker 3: to live in a fancy way. Like, with travel, I
- 35:03Speaker 3: want to travel nice.
- 35:04Speaker 1: Same. And I have.
- 35:07Speaker 3: Dated people who, even if they make the same amount
- 35:10Speaker 3: as me, they just, I feel like guys, like, don't
- 35:13Speaker 3: care as much about, like, a nice travel.
- 35:15Speaker 1: I don't know.
- 35:16Speaker 3: Like, they're, like. I just see the guys who are like, whatever, like,
- 35:19Speaker 3: we'll sit in the back of the plane.
- 35:22Speaker 1: Red flag. Yeah.
- 35:23Speaker 3: And like, we'll like, whatever, like, oh, the hotel will
- 35:26Speaker 3: book at last minute and whatever. And I'm like, no,
- 35:28Speaker 3: like we, I need this to be a great experience.
- 35:30Speaker 3: Cause like I work so hard and this is more
- 35:32Speaker 3: than anything.
- 35:33Speaker 1: Time is money.
- 35:33Speaker 3: So I'm going to take the time to go on
- 35:34Speaker 3: a vacation. I need this to be a great vacation.
- 35:37Speaker 3: And so I'll pay to stay at a nicer place. Like,
- 35:39Speaker 3: what do you think about when you put. your money towards, like,
- 35:43Speaker 3: I always think that the person who wants to do
- 35:45Speaker 3: the fancier thing should just pay for the fancy thing
- 35:47Speaker 3: because it might not be aligned with the other person's
- 35:50Speaker 3: values and it's not fair to ask someone to spend
- 35:52Speaker 3: money in a way that they don't want to.
- 35:53Speaker 2: It doesn't sound like it's a good match if that's
- 35:55Speaker 2: the case. It sounds like down the line that's going
- 35:57Speaker 2: to be a huge problem.
- 35:58Speaker 1: I think if I'm in a situation where the two
- 36:00Speaker 1: of us are making the same amount of money and
- 36:02Speaker 1: he wanted to, like, he wanted to go somewhere fabulous
- 36:04Speaker 1: and I needed to pay for myself and he was
- 36:06Speaker 1: paying for himself.
- 36:07Speaker 2: Oh, no, not you.
- 36:07Speaker 1: Yeah, yeah, yeah. How would you feel about that? I'm down.
- 36:10Speaker 1: I don't need you to Pay for my stuff. Yeah, yeah, yeah.
- 36:13Speaker 1: Now if I'm dating someone and I want to go
- 36:15Speaker 1: on a vacation, I'm certainly not paying for him. And
- 36:18Speaker 1: I've got the vibe check that you most likely cannot
- 36:22Speaker 1: stay where I would like to stay. Therefore, we're not
- 36:25Speaker 1: going and I'll catch you on the flip. Yeah, love that. Yeah.
- 36:29Speaker 1: How do you feel about it? I think that....
- 36:34Speaker 3: If you want to do something nicer than what the
- 36:37Speaker 3: other person can afford, you should never put the financial
- 36:41Speaker 3: obligation on the other person. That's unfair, but you can
- 36:44Speaker 3: invite them and that's okay.
- 36:46Speaker 1: Yeah.
- 36:46Speaker 3: And I also think that it's very, we're in a
- 36:49Speaker 3: very different era, girls. Like we're the first generation of
- 36:52Speaker 3: women who really have like financial freedom and can like,
- 36:56Speaker 3: you know, proudly own being like single moms and make
- 36:59Speaker 3: our own decisions and all these like amazing things. Like
- 37:02Speaker 3: we couldn't have our own credit cards till 1974. It's
- 37:04Speaker 3: fucking wild.
- 37:05Speaker 1: It's insane. So I don't know.
- 37:07Speaker 3: I just sort of feel like I'll do whatever the
- 37:09Speaker 3: fuck I want. And if I want to bring the
- 37:10Speaker 3: guy there to like, Lay some pipe. And, like, I'm
- 37:13Speaker 3: not going to pay for, like, the meals and shit. But, like,
- 37:15Speaker 3: if I'm getting a hotel room, like, you can come.
- 37:16Speaker 1: You can come. Totally. Yeah, yeah, yeah. I'm not paying
- 37:18Speaker 1: for your flight. I just recently got comfortable. Yeah, hotel
- 37:22Speaker 1: room I'm totally fine with. I just recently got comfortable
- 37:26Speaker 1: with men... paying for anything. Because there was a very,
- 37:31Speaker 1: thanks to Amber, there was like a long period of
- 37:34Speaker 1: time where I felt like if a man was paying
- 37:36Speaker 1: for anything, he had, and this was all mental, right?
- 37:40Speaker 1: It's not factual. That he had some type of ownership
- 37:44Speaker 1: over me. He was expecting something from me and I
- 37:47Speaker 1: don't want anyone to ever expect anything from me.
- 37:50Speaker 3: Except your kids.
- 37:52Speaker 1: Exactly. My children. And I've started to get over that
- 37:57Speaker 1: Like I was asked on a date and I'm like,
- 37:59Speaker 1: this is so, I want to go. This will be
- 38:02Speaker 1: good for me. But like the thought of a man
- 38:04Speaker 1: paying for my dinner, like what the fuck do you
- 38:07Speaker 1: want to pay for my dinner for? Are you looking
- 38:08Speaker 1: for a blow job after the dinner? Cause that's not
- 38:10Speaker 1: fucking happening. And it's like, bro, he just wants to
- 38:13Speaker 1: like enjoy your company. Calm down. That's so funny. I
- 38:16Speaker 1: would never pay for dinner. I don't know.
- 38:26Speaker 3: So weird. Like, I'm, like, so much more down to, like,
- 38:28Speaker 3: pay for a nice... Like, I'm going skiing with my boyfriend,
- 38:31Speaker 3: and we're going to Japan.
- 38:33Speaker 1: Oh, my God. You live such a fun life.
- 38:35Speaker 3: It's really fun, but we're... And he's not, like, stingy
- 38:39Speaker 3: at all, but he's just, like, so busy and way
- 38:42Speaker 3: more chill about, like, travel, like, booking stuff. And I'm obviously, like, no,
- 38:47Speaker 3: I'm going all the way there. I want to, like...
- 38:49Speaker 3: We're going in December and it's October. Like we need
- 38:52Speaker 3: to book this soon. And so I'm like, yeah, I
- 38:54Speaker 3: booked the hotel. That was why I was secretly asking
- 38:56Speaker 3: you guys. I was like, is that weird? No, it's fine.
- 38:58Speaker 3: I'm like happy to do it.
- 39:00Speaker 1: Well, that sounds like. What's your sign?
- 39:02Speaker 3: I'm a Cancer.
- 39:03Speaker 1: Oh. I'm a Cancer. Are you Cancer? Yeah. On what date?
- 39:07Speaker 1: On the 10th. Oh my God. I love it. I
- 39:09Speaker 1: love a Cancer. Yeah. You what? I love a Cancer.
- 39:12Speaker 1: And we love you.
- 39:13Speaker 2: Yeah.
- 39:13Speaker 1: I was just curious. Wait, wait. Will you say what
- 39:16Speaker 1: you do in day to day? Yeah, yeah, yeah, yeah.
- 39:19Speaker 1: Amber's dating life is so interesting to me. Wait, in
- 39:21Speaker 1: terms of what? Finances.
- 39:23Speaker 3: In terms of like the finances stuff.
- 39:25Speaker 1: Well, I'm not living with anyone. No, but like what
- 39:28Speaker 1: about traveling? Oh, I'm not paying for anything.
- 39:31Speaker 3: Yeah, yeah, not paying.
- 39:32Speaker 1: No, no, no, no. No, no, no, no. Sorry.
- 39:34Speaker 3: Do you think that's– did you used to be more
- 39:37Speaker 3: down to be 50-50 and now because of everything that's happened?
- 39:41Speaker 1: No.
- 39:41Speaker 3: You've always been.
- 39:42Speaker 2: If you're asking me to leave my children– And my bedroom,
- 39:46Speaker 2: which I love.
- 39:47Speaker 3: I love my bedroom.
- 39:48Speaker 1: I love my bedroom. It must be a cancer thing. Yeah, no,
- 39:50Speaker 1: it is. And then, no, I'm not paying.
- 39:54Speaker 2: Like, I will, if we go downstairs and we get
- 39:57Speaker 2: a coffee or, like, we're on vacation, like, I'll offer.
- 40:00Speaker 1: But, like, a lot of times, like, I— Yeah, coffee
- 40:02Speaker 1: or an Uber. Yeah, yeah, I got it. I got it.
- 40:04Speaker 1: No big deal.
- 40:05Speaker 3: I got it.
- 40:06Speaker 1: But, like, if we're going on, like, a nice vacation—
- 40:08Speaker 1: I'm not pulling out my credit card. You tend to
- 40:10Speaker 1: just attract men, though, that really want to take care
- 40:14Speaker 1: of you. And I don't mean that in a negative sense. No,
- 40:18Speaker 1: there's a healthy... They really want to come in and
- 40:20Speaker 1: be the man. That's cool. They want her to be
- 40:23Speaker 1: independent and do her thing. But when it comes to
- 40:26Speaker 1: you and I, I've got you. Yeah. I attract... The
- 40:31Speaker 1: fucking losers. But they lay good pipe, girls. The best
- 40:35Speaker 1: dick of your life. I know. You can't be sure
- 40:37Speaker 1: of anything else. They gotta do one thing right. You
- 40:40Speaker 1: gotta do something right.
- 40:42Speaker 3: I read something about dating a single mom that I
- 40:44Speaker 3: loved where it was like the guy offered to pay
- 40:47Speaker 3: for the babysitter. And I was just like, you should
- 40:49Speaker 3: do that.
- 40:50Speaker 1: If you ask how to sing along. We had this,
- 40:51Speaker 1: we had this whole thing. Oh, really? On the podcast. Oh,
- 40:54Speaker 1: I didn't know that. She's all for it. Yes, we
- 40:55Speaker 1: talked about this. Listen, it's not. I think it's such a,
- 40:57Speaker 1: like a chivalrous gesture. Again, it tells me a lot
- 41:00Speaker 1: about them. They're being. It's thoughtful. It's thoughtful. Yeah. And
- 41:03Speaker 1: it's not, I'm not going to take the money.
- 41:05Speaker 3: No, it's just so nice.
- 41:06Speaker 1: But it's the thought that really freaking.
- 41:08Speaker 3: It's so nice.
- 41:09Speaker 2: Counts.
- 41:10Speaker 3: I was like, damn. Yeah, that's so nice.
- 41:12Speaker 1: Yeah. Okay, a Birkin or... We know this answer. Brokerage account.
- 41:26Speaker 3: Brokerage account.
- 41:28Speaker 1: Botox or Bitcoin? Botox. I want to get your take
- 41:33Speaker 1: on Bitcoin, by the way.
- 41:34Speaker 3: It doesn't work on me, but I still get it
- 41:37Speaker 3: every time I cross my fingers.
- 41:38Speaker 1: Ooh, I like this one. Girl's trip or designer bag?
- 41:41Speaker 1: Girl always experiences. Oh, I've never been on a girl's trip.
- 41:44Speaker 3: Let's go, the three of us.
- 41:45Speaker 1: Oh, Mexico. Yes, live it up. I love a good Mexico.
- 41:49Speaker 3: I love Mexico. I don't think there's, like, Europe can
- 41:50Speaker 3: go fuck itself. Mexico is worth that.
- 41:53Speaker 1: Oh, that's worth that. A hundred percent.
- 41:54Speaker 3: We're in Mexico. Like at Hotel Asensi, I love.
- 41:57Speaker 1: Where is that? Which part?
- 41:58Speaker 3: It's sort of near Tulum, but it's like the coolest place.
- 42:01Speaker 1: I've heard of this.
- 42:02Speaker 3: There's a private cenote. So you can like literally like
- 42:04Speaker 3: swim in this crazy.
- 42:05Speaker 1: Let's fucking go there, please. Okay, blowout or DIY? Blowout. Ugh,
- 42:11Speaker 1: love a good blowout. You remember when Dry Bar was
- 42:13Speaker 1: like the shit? I don't like going places. I need
- 42:16Speaker 1: someone to come to me. I'm not leaving the house
- 42:18Speaker 1: for you to touch my hair.
- 42:19Speaker 3: I'm sorry. But also in LA, you guys are so
- 42:21Speaker 3: lucky because you have such good glam.
- 42:23Speaker 2: We do?
- 42:23Speaker 3: It's on a different level than New York, yeah.
- 42:25Speaker 1: Well, it's because New Yorkers are, like, effortlessly chic. They're like,
- 42:28Speaker 1: I've got French girl makeup. I'm like, you should have, like,
- 42:31Speaker 1: Kim Kardashian makeup. I know. Get the short, get the lips.
- 42:35Speaker 1: Get the lips. Get the short, get the lips. I
- 42:38Speaker 1: love that. You guys have such cool lips.
- 42:41Speaker 3: I'm like, I need them.
- 42:42Speaker 1: No, you don't. They look so good. Really? I love
- 42:44Speaker 1: New York style. You guys look so effortlessly cool. They're
- 42:47Speaker 1: so juicy, juicy, though. They're so fake, fake, fake. I
- 42:49Speaker 1: want to give both of you a kiss. I know.
- 42:50Speaker 1: I know.
- 42:51Speaker 3: Like, that's why you're getting all these dates, because guys
- 42:53Speaker 3: are just wanting to smooch, smooch, smooch.
- 42:55Speaker 1: Well, she's getting dates. I'm getting people asking me to
- 42:57Speaker 1: suck it or fuck it. And I'm like, what are
- 43:00Speaker 1: you bringing to the table?
- 43:01Speaker 3: Yeah, but maybe you have, like, sort of, like, that
- 43:03Speaker 3: sexy energy, though.
- 43:04Speaker 1: 100%.
- 43:04Speaker 3: Someone wants to, like, choke you a little.
- 43:06Speaker 1: Oh, yeah. Yeah. Let me spank you, pull my hair. Yeah. Oh,
- 43:11Speaker 1: my God. I have a new position I have to
- 43:12Speaker 1: tell you about.
- 43:13Speaker 3: So guys are like, okay, she's wife.
- 43:15Speaker 1: Yeah. And Lala's whore.
- 43:17Speaker 3: Just kidding.
- 43:17Speaker 1: I'm just kidding. I'm totally fucking around. Erewhon every day
- 43:22Speaker 1: or retire early? That's funny. I don't know. I sort
- 43:26Speaker 1: of would say Erewhon every day. I love Erewhon. Yeah,
- 43:28Speaker 1: live your life.
- 43:29Speaker 2: And it's healthy, and you're going to live longer if
- 43:31Speaker 2: you eat it.
- 43:32Speaker 1: Uber Black or Walking Heels? Fuck that. Uber Black. Uber
- 43:35Speaker 1: Black all day. Of course. I'm not walking anywhere. That's
- 43:37Speaker 1: why I chose L.A. I need drivable. When I see
- 43:40Speaker 1: people walking in L.A., I'm like, get in your car.
- 43:43Speaker 1: What are you doing? It's unsafe in these streets. Okay.
- 43:48Speaker 1: Man with money but no personality or broke but hilarious? Yes. Oof.
- 43:53Speaker 3: That's actually so hard. Because I've done the broke but hilarious.
- 43:58Speaker 3: And it is just really, it becomes difficult over time.
- 44:02Speaker 3: Because like you all, like I, like yes, I'm going
- 44:04Speaker 3: to pay for that hotel. But like my boyfriend is,
- 44:06Speaker 3: like makes a lot of money. Like it's like he,
- 44:08Speaker 3: like it's like it's not like.
- 44:09Speaker 1: By the way, that's the movie. And I need like.
- 44:11Speaker 3: Sexy career guy. Because I'm so driven. Like I can't
- 44:14Speaker 3: be with like a.
- 44:15Speaker 1: No.
- 44:15Speaker 3: I dated a guy who lived in Bushwick who literally,
- 44:17Speaker 3: I went to buy, went to the bodega and I
- 44:19Speaker 3: got a Pellegrino.
- 44:20Speaker 1: Yeah.
- 44:20Speaker 3: And he thought he was going to get a rash
- 44:22Speaker 3: or something. If he had a sip of it, he
- 44:23Speaker 3: was going to end up wanting a House of the Hamptons.
- 44:25Speaker 1: Why? Why? It was so fancy for him. Because it
- 44:27Speaker 1: was like, yeah. You don't want to pay $ 9 for one. Yeah, yeah, yeah.
- 44:30Speaker 3: So I did the broke funny guys for so long.
- 44:32Speaker 3: I did the comedians. But no personality I couldn't do.
- 44:35Speaker 3: I think I would stay single.
- 44:36Speaker 1: Yeah, I think so too.
- 44:37Speaker 2: The broke but hilarious, that's the movie I want to watch.
- 44:40Speaker 2: I want to watch someone else that falls in love.
- 44:43Speaker 2: That's like a good 90s movie.
- 44:44Speaker 1: I think we do.
- 44:45Speaker 3: We stay single. And we are in our bedroom until
- 44:49Speaker 3: we meet someone who's hilarious but also has a good job.
- 44:52Speaker 2: Yeah, and loves that I'm in my bedroom all day. Yeah,
- 44:54Speaker 2: and wants to be better with us.
- 44:55Speaker 3: Understands that that's an important part of our life.
- 44:58Speaker 1: It's everything. It is. It really is. Rich boyfriend or
- 45:00Speaker 1: rich best friend? Um... Rich boyfriend.
- 45:04Speaker 3: Yeah, rich boyfriend.
- 45:05Speaker 1: I think so too. Because I'm like rich best friend.
- 45:07Speaker 3: I'm like, are they going to pay for you? Like
- 45:09Speaker 3: maybe not.
- 45:10Speaker 1: No. Yeah. And if the friendship goes south, they'll find
- 45:14Speaker 1: ways to like fuck with you. Whereas like your rich
- 45:16Speaker 1: boyfriend is probably going to move on to some young
- 45:18Speaker 1: hot thing and forget about you.
- 45:19Speaker 3: We also can bring best friend to rich boyfriend. Totally.
- 45:23Speaker 3: Might need like a group of girls.
- 45:24Speaker 1: Yeah. So fun. Facial or fancy dinner?
- 45:29Speaker 3: I love dinner, but I don't care about fancy like Michelin,
- 45:32Speaker 3: but I just like anytime I can have dinner with
- 45:34Speaker 3: my friends and like have like martini and like some
- 45:38Speaker 3: fun appetizer that you like pretend you didn't know was fried,
- 45:41Speaker 3: but it is fried.
- 45:42Speaker 1: That's my favorite thing. You're like, what?
- 45:45Speaker 3: Yeah.
- 45:45Speaker 1: Okay.
- 45:45Speaker 3: I'm having it though.
- 45:47Speaker 1: I want to end it on finish this sentence. I
- 45:52Speaker 1: will always spend too much on my dog. Oh.
- 45:57Speaker 2: Yeah.
- 45:58Speaker 3: You probably feel the same way with your kids.
- 46:00Speaker 1: No. Oh, yeah. I'll fuck it up. No. Yeah, yeah, yeah.
- 46:03Speaker 1: Bring the party planner for your birthday. What do you want, baby?
- 46:07Speaker 1: What do you want?
- 46:08Speaker 3: As long as it's a rich boyfriend for her kids.
- 46:11Speaker 1: When it's my birthday, I ask my kids, what do
- 46:13Speaker 1: you want to do for mom's birthday? The last year,
- 46:15Speaker 1: I spent it at America's Got Talent because my now
- 46:18Speaker 1: five-year-old is obsessed. And this year, I spent it... At
- 46:23Speaker 1: Sportsman's Lodge where they were putting on like a kid's
- 46:26Speaker 1: show with a bubble machine and stuff. That's great. You
- 46:29Speaker 1: were there, Amber. Yeah. Wasn't it lit? It was so lit.
- 46:32Speaker 3: Wait, so are your kids related?
- 46:34Speaker 1: Half siblings, yeah. That's so cute. I know. That's the
- 46:37Speaker 1: most special friendship. Yeah. You guys were really doing it right.
- 46:41Speaker 1: I was married and then she was the mistress. Yeah, yeah, yeah.
- 46:44Speaker 1: I was the wife. And then this happened and we
- 46:47Speaker 1: have a beautiful blended family.
- 46:48Speaker 3: It really is.
- 46:50Speaker 1: So at this point, they're basically full siblings because we're
- 46:53Speaker 1: one person.
- 46:53Speaker 3: Yeah, do you guys raise them together?
- 46:55Speaker 1: Yeah, our kids are at school together. We do drop
- 46:58Speaker 1: off in the morning, pick up. So cute. We see
- 47:00Speaker 1: each other at the bus stop. So nice. Yeah, it's
- 47:02Speaker 1: really cute and sweet. It does. It really does. It
- 47:05Speaker 1: does take a village. Yeah, I know. No, we're very
- 47:07Speaker 1: happy and excited and so grateful that you made time
- 47:10Speaker 1: while you're here in LA. Oh my gosh. Well, I'm
- 47:12Speaker 1: so excited to be here. Yes, thank you so much. Well,
- 47:15Speaker 1: that was one of my most favorite conversations ever. She
- 47:18Speaker 1: is So funny. She's so funny. She kind of reminds
- 47:22Speaker 1: me of Sarah Silverman a little bit. She's got something
- 47:26Speaker 1: that I— it takes, like, a very specific person to make
- 47:29Speaker 1: me cackle my ass off at just, like, just talking.
- 47:33Speaker 1: I'm like, you're funny. I learned a lot. I'm into her. I—
- 47:39Speaker 1: I think that I am going to have to find
- 47:40Speaker 1: someone to unfollow so that I can follow her. Anyway,
- 47:44Speaker 1: let's not get into the way that my mind works. Anyway,
- 47:47Speaker 1: thank you guys for listening to another episode of An
- 47:50Speaker 1: Unlikely Affair. We're going to catch you next week. Love you. Bye. Bye.