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Brian Thomas with Dave Williams -- 1/27/25 · Brian Thomas

0:14
Speaker 1: Seven six on a Fuesday.
0:17
Speaker 2: Happy when Brian Thomas always appreciate when Dave Williams the
0:21
Speaker 2: Taxpayer protect slights choice the program. You can find him
0:24
Speaker 2: online Protecting Taxpayers dot org. Outstanding sight it is. You know,
0:29
Speaker 2: they're they're basically they work to educate lawmakers in the
0:31
Speaker 2: public about the effects of taxation, fiscal policy, and regulatory
0:34
Speaker 2: policy on the economy. Good Man, he is, Welcome back,
0:37
Speaker 2: Dave Williams. How you doing today, my friend?
0:40
Speaker 3: Good morning, Brian. And I can tell when the current
0:44
Speaker 3: mayor is not running for reelection is that the streets
0:48
Speaker 3: aren't plowed. I mean, we still have like six inches
0:51
Speaker 3: of snow on the streets. And you know it's always
0:53
Speaker 3: when someone runs for a re election, they always keep
0:56
Speaker 3: the streets clear. But you can really tell that Mayor
0:58
Speaker 3: Bowser here in DC not running because they've done nothing
1:02
Speaker 3: to the streets.
1:02
Speaker 1: Yeah.
1:03
Speaker 2: I was glad you pointed out as Marabouser and that
1:05
Speaker 2: you are in d C because you know, we've we've
1:08
Speaker 2: had problems with snow removal here in the City of
1:09
Speaker 2: Cincinnati recently, and I'm not quite sure the jury is
1:12
Speaker 2: still out on yesterday's snow removal efforts. Although it looked
1:16
Speaker 2: like they at least did a measurably better job with
1:18
Speaker 2: this huge It was a record snowfall. It was like
1:21
Speaker 2: the largest snowfall in twenty years here. So I will
1:25
Speaker 2: acknowledge that their job was much a little bit more
1:28
Speaker 2: difficult than normal. But failure in DC comes as no
1:32
Speaker 2: surprise to my listening audience.
1:33
Speaker 3: Dave Williams, Dave, they deployed the streetcar to play snow
1:38
Speaker 3: in the.
1:40
Speaker 2: I really would you said you started out your sentence
1:44
Speaker 2: day I I really thought you were going to say
1:45
Speaker 2: something about the trolley music not playing in the background.
1:48
Speaker 2: Is the intro to your your segment here on the
1:50
Speaker 2: Morning Show?
1:52
Speaker 1: Anyhow?
1:52
Speaker 2: Yeah, well, I'm sure someday you and I will be
1:55
Speaker 2: talking about Leg two of the Cincinnati Streetcar.
1:57
Speaker 1: But not today.
1:58
Speaker 3: Is this?
1:59
Speaker 2: I know one of the one of the topics of
2:01
Speaker 2: conversation is the D banking crisis. Is this D banking crisis?
2:07
Speaker 2: The same thing is Eric Holder's Operation Choke Point, where
2:11
Speaker 2: legitimate businesses were targeted because the government didn't like them
2:15
Speaker 2: gun manufacturers and things like that, payday lenders, and then
2:19
Speaker 2: just denying them the opportunity to bank simply because they
2:22
Speaker 2: ran a foul of the administration's policies or ideas or
2:25
Speaker 2: thoughts on matters like that.
2:28
Speaker 3: Actually is an absolutely this has been happening for decades,
2:34
Speaker 3: is that the government says, we don't like a particular business,
2:37
Speaker 3: so we're not going to allow them to bank, hence
2:40
Speaker 3: the d banking. And this is again, this is weaponization
2:44
Speaker 3: of the federal government. It's happening in both administrations or
2:48
Speaker 3: all administrations, i should say, and it's really frustrating because
2:52
Speaker 3: what happens is you have the banks that you know, listen,
2:56
Speaker 3: you think what you want to think about about banks
2:59
Speaker 3: and big banks. But the fact of the matter is
3:01
Speaker 3: we need these financial institutions and we don't get to
3:04
Speaker 3: pick and choose, like the government shouldn't be picking and
3:06
Speaker 3: choosing saying this is an activity we like, this is
3:09
Speaker 3: an activity we don't like, and that's the problem. And
3:12
Speaker 3: then what they'll do is they'll go after the banks
3:15
Speaker 3: and they will you know, not allow them to merge.
3:17
Speaker 3: They'll have all sorts of regulations. And you know, this
3:21
Speaker 3: is happening not just from Democrats, also Republicans. You have
3:25
Speaker 3: Roger Marshall from Kansas who is trying to take away
3:28
Speaker 3: rewards programs for banks, and these are the travel rewards,
3:32
Speaker 3: the cash back rewards. So there's a lot going on
3:35
Speaker 3: in the banking industry, and it's one of the most
3:37
Speaker 3: heavily regulated industries in this country, going back to twenty
3:41
Speaker 3: ten Dodds Frank which really completely changed the banking landscape
3:45
Speaker 3: of this country.
3:46
Speaker 2: Well, isn't that where the power comes from. I mean,
3:49
Speaker 2: you know, if you're a business out of the world
3:50
Speaker 2: and you're getting prior your bank is getting pressure from
3:55
Speaker 2: the federal government, the natural logical response will be like
3:59
Speaker 2: my dad to say, I got two words for and
4:01
Speaker 2: they ain't happy birthday. This is a lawful business. I
4:04
Speaker 2: can bank with them. They're not engaged in criminal activity
4:07
Speaker 2: the best of my knowledge, so screw you. But that's
4:10
Speaker 2: not what happens. It's the regulatory sort of damicles that
4:15
Speaker 2: they threaten banks with. It's the fact that there is
4:18
Speaker 2: no way in hell, given the regulatory nightmare you just mentioned,
4:21
Speaker 2: could ever possibly have every I dotted and t's cross.
4:25
Speaker 2: And so they threaten to come in and do an audit,
4:27
Speaker 2: a compliance audit to see if you're in compliance with
4:30
Speaker 2: all the federal rules. That means the banks have to
4:32
Speaker 2: lawyer up dedicate entire legal departments to dealing with the
4:35
Speaker 2: document requests from the government. It's expensive, time consuming, and
4:39
Speaker 2: it might result in them being fine. So yeah, okay,
4:42
Speaker 2: we won't do business with you anymore.
4:45
Speaker 3: And here's the result is that you have these heavy
4:48
Speaker 3: handed regulations. Who's able to comply? Who has the money?
4:51
Speaker 3: The larger banks, yep, right, they're able to comply with this,
4:55
Speaker 3: and the smaller banks they go away. I mean banks
4:58
Speaker 3: have closed. Realize how many smaller banks and community banks
5:02
Speaker 3: have closed over the last ten, fifteen, twenty years because
5:05
Speaker 3: of this. And they're saying that they want to go
5:08
Speaker 3: after the big banks. Well you're not. You are not
5:10
Speaker 3: going after the big banks.
5:12
Speaker 1: They're the ones that.
5:13
Speaker 3: Are surviving these regulations as the exact opposite of what
5:16
Speaker 3: we should be doing. And listen, I'm not saying it's
5:19
Speaker 3: the wild wild West of banking and financial institutions. But
5:23
Speaker 3: you know, the government needs to chill and they really
5:25
Speaker 3: need to, you know, pair back some of these regulations,
5:29
Speaker 3: and especially Dodd Frank, I mean, people don't understand that
5:33
Speaker 3: twenty ten really just set this country on a really
5:36
Speaker 3: bad path of financial regulation. And now they're trying to
5:39
Speaker 3: look at crypto and regulate cryptos. So I don't trust
5:43
Speaker 3: the government, you know, with anything when it comes to
5:45
Speaker 3: financial regulation. I mean the government's thirty eight trillion dollars
5:49
Speaker 3: in debt. This is not an entity that I trust
5:53
Speaker 3: making decisions about anybody's money.
5:56
Speaker 2: That's a good point. Made me think of the US
5:58
Speaker 2: postal system there when you talk entities that aren't run
6:01
Speaker 2: very well, but you know, pivoting over as we try
6:05
Speaker 2: to unpackage the reason our medical bills are so high.
6:08
Speaker 2: Do you think the regulatory nightmare that is hospital and
6:12
Speaker 2: medicine regulations generally speaking, have anything to do with that.
6:16
Speaker 2: Dave Williams from the Taxpayer Protection Lines.
6:19
Speaker 1: Yeah, boy.
6:20
Speaker 3: You know medical insurance medical coverage is so messed up
6:23
Speaker 3: in this country. Is that you go to an emergency
6:25
Speaker 3: room and you have no idea how much a service costs,
6:29
Speaker 3: right because it's taken care of through the insurance. And
6:32
Speaker 3: then you have the three forty B prescription program. You
6:34
Speaker 3: have all these different layers of burocracy, and I know
6:37
Speaker 3: I've probably tripped a wire inside your brainway you mentioned that.
6:42
Speaker 2: My wife is now laughing right out loud right now.
6:44
Speaker 2: She wanted to get three forty B is her license
6:46
Speaker 2: plate one time. She knows about that stuff. That's our job.
6:51
Speaker 3: Yeah, and we are so far away from what a
6:55
Speaker 3: free market or you know, capitalism is when it comes
6:59
Speaker 3: to healthcare, and at the center of it is the
7:02
Speaker 3: government always right, the government is always at the center
7:05
Speaker 3: of this, and they're always instituting new rules, new regulations,
7:09
Speaker 3: and we're not embracing technology and innovation. And there's so
7:13
Speaker 3: many ways we can do this. Tell them medicine, you know,
7:16
Speaker 3: we're using it more, but the government still stands in
7:19
Speaker 3: the way of it. Smoking cessation, you know, we have
7:22
Speaker 3: these new products that are helping people that the FDA
7:26
Speaker 3: is standing, you know, in the middle of that. We
7:29
Speaker 3: can't use these products. Consumers don't have access to products
7:32
Speaker 3: that they should have other countries. You look at Sweden
7:35
Speaker 3: and I'm going to go off on a little bit
7:36
Speaker 3: of tangent here, but Sweden has been using pouches and
7:39
Speaker 3: snooze for hundreds of years and they are smoke free.
7:42
Speaker 3: This is a country that has been determined to be
7:45
Speaker 3: smoke free because they are embracing alternatives to traditional cigarettes.
7:50
Speaker 2: Nicotine delivery systems that don't require combustion, are non carcinogenic,
7:54
Speaker 2: and no, nicotine will not kill you. Maybe if you
7:56
Speaker 2: have high blood pressure, it might be bad for you,
7:59
Speaker 2: but it is not in and of itself a carcinogen.
8:02
Speaker 2: That's why a little zin pouch or a vape or
8:04
Speaker 2: something that delivers without smoking does not cause cancer, should
8:08
Speaker 2: be embraced in an effort to just get people to
8:10
Speaker 2: quit smoking. That's your father, Am I right? And you've
8:14
Speaker 2: heard from you before on that.
8:15
Speaker 3: You're absolutely right. Three and a half packs a day
8:18
Speaker 3: back in the seventies. I wish zin, I wish all
8:21
Speaker 3: these other products were available in the mid nineteen seventies.
8:24
Speaker 3: They weren't. They are now, So let's embrace them. Let's
8:27
Speaker 3: make them available to the general public.
8:30
Speaker 2: Amen, brother, Ah, something inside me wants to go down
8:34
Speaker 2: the road of eliminating carbon dioxide. But I'm not going
8:37
Speaker 2: to subject my listening audience that. Don't go away. Dave oneings.
8:39
Speaker 2: We're going to talk about more regulations on housing artificial intelligence.
8:43
Speaker 2: And here's what I want to start with this one
8:45
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9:25
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10:10
Speaker 3: This is fifty five karc an iHeartRadio station Lowmore.
10:15
Speaker 2: Sometimes that happens, Sean, even when Joe Strecker's on the watch,
10:18
Speaker 2: it does happen. Sean McMahon covering for Joe's Ttrekker and
10:22
Speaker 2: the telephone from the Taxpayer Protect Alliance, which you can
10:24
Speaker 2: find online and I recommend you do Protecting Taxpayers dot org.
10:27
Speaker 2: Dave Williams, Dave this you can see it coming a
10:31
Speaker 2: mile away. Sports wagering, I mean, if they were getting
10:36
Speaker 2: ready to talk about legalizing sports betting, you and I
10:39
Speaker 2: could sit down and come up with an entire list
10:41
Speaker 2: of reasons why it might be a bad idea. Most
10:45
Speaker 2: notably that now we've got college basketball players making gazillions
10:49
Speaker 2: of dollars by shaving points. You didn't see that coming,
10:51
Speaker 2: did you, Dave. So, of course a problem demands legislative response.
10:56
Speaker 2: They have allowed sports gambling. I see, Dave. I don't
10:59
Speaker 2: engage in it. My dad taught me a valuable lesson
11:01
Speaker 2: on gambling. I believe it was in nineteen seventy two
11:05
Speaker 2: Kentucky Derby. He took secretariat and gave me the entire
11:09
Speaker 2: field beyond secretariat, and he took fifty cents from my
11:13
Speaker 2: seven year old hand.
11:15
Speaker 1: You can't afford to lose it. Don't bet it.
11:18
Speaker 2: So I don't bet on sports, But this is, I mean,
11:20
Speaker 2: it almost is really really appealing because if you're watching
11:24
Speaker 2: the game and you can place a bet on something
11:26
Speaker 2: that's gonna happen, like in thirty seconds, that really does
11:29
Speaker 2: elevate your interest in your interaction with the game, Like, yes,
11:33
Speaker 2: he's gonna make the field goal, No, he's going to
11:34
Speaker 2: miss a field goal. There's odds on that you can
11:36
Speaker 2: place an instant bet, boom, the kicks over, and you've
11:38
Speaker 2: automatically know whether you want or lost. That's kind of
11:40
Speaker 2: interactive and exciting but what is this legislation that you're
11:43
Speaker 2: against this or urging amendments to house build twenty two five.
11:49
Speaker 3: Well, first let me say I have a kind of
11:51
Speaker 3: similar experience with gambling, is that I don't and that
11:56
Speaker 3: doesn't mean I don't you know, other people can gamble.
11:58
Speaker 2: Yeah, yeah, yeah, yeah, yeah. I'm a libertary man, you know,
12:01
Speaker 2: knock yourself out exactly.
12:04
Speaker 3: So you know, my whole philosophy at gambling is I
12:07
Speaker 3: don't want some twenty two year old kid who might
12:10
Speaker 3: be going through a breakup with his girlfriend to determine
12:13
Speaker 3: whether I have more money or not in my pocket.
12:15
Speaker 3: You know, I like to control my own destiny when
12:19
Speaker 3: it comes to when it comes to my finances. So
12:22
Speaker 3: you know, listen, I get uplight enough about about sports.
12:27
Speaker 3: I don't need the added thrill quote thrill of losing money. Yeah,
12:32
Speaker 3: when it comes to when it comes to this and
12:34
Speaker 3: what's happening really across the country is there they're doing
12:37
Speaker 3: two things. They want to limit the sports gambling. They
12:41
Speaker 3: either want to just make it illegal or raise the tax.
12:44
Speaker 3: And they say, you know, you raise a tax on something,
12:47
Speaker 3: people are going to do less of it. Well, with
12:49
Speaker 3: with gambling, people are going to go offshore. We have
12:52
Speaker 3: seen this time and time again where the illicit market
12:56
Speaker 3: just will explode if you don't have a you know,
13:01
Speaker 3: regulated market here in the US. And all these warnings
13:05
Speaker 3: about well people are losing their houses, their cars, the
13:07
Speaker 3: average bet is like fifteen or twenty dollars a month.
13:11
Speaker 3: I mean, listen, there are people who spend a lot more.
13:14
Speaker 3: I'm not saying that there aren't, but if you use
13:16
Speaker 3: at the averages, it is not outrageous. It is not
13:19
Speaker 3: something that is uh, you know, is sweeping the country
13:23
Speaker 3: and it's making you know, people lose their houses. And again,
13:26
Speaker 3: just because it's something that I don't like doesn't mean
13:28
Speaker 3: that other people can't partake it. I think that's what
13:31
Speaker 3: happens is that so many government officials say, I don't
13:34
Speaker 3: like this activity, so I'm going to ban it. That
13:37
Speaker 3: is the absolute wrong way of doing this. And yes, Brian,
13:40
Speaker 3: you and I are libertarians, you know, to the core.
13:43
Speaker 3: And if people want to want to gamble, it's their money.
13:46
Speaker 3: They can gamble taking you know, as they want.
13:49
Speaker 1: Amen. So what's this bill's aimed at doing?
13:53
Speaker 3: Well, the bill is really trying and this is going
13:55
Speaker 3: from state to state. You know, saying that you're gonna
13:59
Speaker 3: rest ripped gambling and online sports betting.
14:04
Speaker 1: Just outright restricted.
14:06
Speaker 2: Yeah, yeah, I mean, I my understanding, it allows sports
14:09
Speaker 2: betting on apps that are at on site at existing
14:12
Speaker 2: betting facilities, so that I guess it controls that sort
14:18
Speaker 2: of you know, operating outside the US market that you referenced.
14:23
Speaker 3: Yeah, And what they're trying to do is they're trying
14:25
Speaker 3: to limit it so much and has so many rules
14:28
Speaker 3: and regulations that you know, it's going to be impossible
14:31
Speaker 3: for there to be any sort of you know, apps
14:34
Speaker 3: that you can use in your in your house, right
14:36
Speaker 3: and listen, this is this is being done by a
14:39
Speaker 3: lot of the larger casinos because they want the business.
14:42
Speaker 3: They hate the competition.
14:43
Speaker 2: Oh sure, of course, and anything that would guarantee the
14:46
Speaker 2: state getting its fair share of the revenue or it's
14:48
Speaker 2: share of whatever they think is fair of the revenue.
14:51
Speaker 2: That that's why it's becoming a phenomenon. It's like, you know,
14:53
Speaker 2: it's fifteen twenty years ago. The idea of having casinos
14:56
Speaker 2: literally in every state was just sort of a pipe
14:58
Speaker 2: dream for some next thing, you know, woke up with
15:00
Speaker 2: the idea. Well, wait a minute, why are we letting
15:02
Speaker 2: Las Vegas and Reno, Nevada gather all the money from
15:04
Speaker 2: these gambling voids.
15:05
Speaker 1: I want some of that.
15:06
Speaker 2: Southeast Indiana had casinas long before Ohio did. Ohio saw
15:09
Speaker 2: all the money going into Southeast Indiana thought maybe we
15:12
Speaker 2: should legalize gambling here and get the money. Same thing
15:15
Speaker 2: with this. Got to go for the money. Yeah, it's
15:18
Speaker 2: like legalizing weed. People are gonna smoke it. Dave, may
15:21
Speaker 2: as well get some taxes out of it. That's what
15:22
Speaker 2: our government believes. Anyway. What about artificial intelligence regulation? This
15:28
Speaker 2: sounds like a scary thing to me, simply because our
15:30
Speaker 2: elected officials probably have absolutely no idea what they're legislating over.
15:36
Speaker 3: What's scarier than AI is a fifty states legislating how
15:41
Speaker 3: you can use artificial intelligence. Imagine trying to figure out
15:45
Speaker 3: if you're a business trying to figure out a patchwork
15:48
Speaker 3: of regulations of artificial intelligence saying that, well, Kentucky does
15:53
Speaker 3: it one way, Ohio another. I mean, this is why
15:55
Speaker 3: and people are afraid again. You know, I think of
15:57
Speaker 3: the pitchforks right, is technology is bad. We can't you know,
16:01
Speaker 3: embrace artificial intelligence. Well guess what spell check artificial intelligence
16:06
Speaker 3: going to your banking app. Artificial intelligence. We're using it
16:10
Speaker 3: day in and day out, and we can't. At last year,
16:13
Speaker 3: fifteen hundred different bills were introduced in state legislatures for
16:18
Speaker 3: artificial intelligence. Imagine if all those tolls were actually passed
16:23
Speaker 3: and signed, this would be something that you know, no
16:26
Speaker 3: business could really deal with. And that's why there has
16:29
Speaker 3: to be a national framework here of you know, there
16:32
Speaker 3: have to be consumer protections when it comes to AI,
16:35
Speaker 3: like deep fakes, the deep porn fakes, that sort of thing.
16:38
Speaker 3: But I'm concerned that we're going to lose the race
16:41
Speaker 3: here when it comes to technology to other countries if
16:45
Speaker 3: we start having these draconian regulations for artificial intelligence.
16:50
Speaker 2: I couldn't agree more with you on that. Absolutely. I
16:53
Speaker 2: am fearful of the future of our country and the
16:56
Speaker 2: rest of the world. Honestly, with deep fakes, it's frightening stuff.
16:59
Speaker 2: And most notably, and I've said it many times, within
17:02
Speaker 2: the criminal justice, realm guilt beyond a reasonable doubt. You
17:06
Speaker 2: can establish reasonable doubt pretty simply with an AI video
17:09
Speaker 2: these days, because they look so damn real. I would
17:12
Speaker 2: love to be able to identify fake easily and quickly
17:16
Speaker 2: if they can come up with a law that requires
17:17
Speaker 2: that or can enable us to know what we're looking
17:20
Speaker 2: at a is fake or not. Please give us that
17:22
Speaker 2: power and ability otherwise sticking your nose that it is
17:25
Speaker 2: going to be a nightmare scenario. Just like you pointed out,
17:28
Speaker 2: Dave Williams, appreciate what you do each and every day,
17:30
Speaker 2: you and everybody else over at Taxpayer Protection Alliance. Check
17:34
Speaker 2: it out online Protecting Taxpayers dot org. Stay warm, good
17:38
Speaker 2: luck with the roads, Dave, and look forward to having
17:40
Speaker 2: you back on the program real soon.
17:41
Speaker 1: Man.
17:42
Speaker 3: Thanks, Brian, have a great week.
17:43
Speaker 2: You do the same seven twenty six, right now, stick around.
17:45
Speaker 2: Tom's Awastowski returns. We the People Convention dot org. We're
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Speaker 3: Jay.
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Speaker 2: And it's not just masking the pain you're feeling the
18:11
Speaker 2: hit pain, knee pain, back pain. You're talking to your
18:13
Speaker 2: doctor about surgery, after steroid injections, maybe pain pills and
18:16
Speaker 2: all that, getting ready to go under the knife. Well,
18:19
Speaker 2: these forty thousand people didn't go that route. What they
18:22
Speaker 2: did they took QC Kinetics up on its opportunity to
18:24
Speaker 2: speak with them a free consultation to figure out whether
18:27
Speaker 2: these natural biologic procedures, these treatments that are done in office,
18:32
Speaker 2: go in, get the treatment done, go home and move
18:34
Speaker 2: on with your life while the regenerative properties heal the problem,
18:38
Speaker 2: getting right at the source of the problem without surgery.
18:42
Speaker 2: It's safe and it's natural, it's it's amazing. So how
18:46
Speaker 2: about adding the number a couple of more people to
18:47
Speaker 2: the forty thousand who have gotten relief from QC Kinetics.
18:50
Speaker 2: Say yes to the free consultation. The number to call
18:53
Speaker 2: five one three eight four seven zero zero one nine
18:55
Speaker 2: five one three, eight, four seven zero zero one nine
18:58
Speaker 2: one more time five one three eight four seven zero
19:00
Speaker 2: zero one night fifty five k RC