Latest / Freelance Careers with Fexingo: Independent Work, Consulting, and Self-Employment
How a Freelancer Raised Rates by Bundling Client Insurance
In this episode, Lucas and Luna discuss an overlooked pricing lever for freelancers: bundling client insurance into project rates. They break down how one freelance graphic designer added Errors and Omissions coverage as a separate line item — then watched her acceptance rate climb even as she raised total fees by 22 percent. Lucas explains the psychology behind the 'insurance line item' effect, why clients resist rate increases but accept cost-plus coverage, and the specific wording to use on invoices. Luna shares why she thinks this works especially for creative and consulting…
The skinny
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