Latest / The High Net Worth Podcast with Fexingo: Wealth Management, Tax Strategy, and Affluent Finance
How Ultra-Wealthy Families Use Grantor Retained Annuity Trusts
In this episode of The High Net Worth Podcast, Lucas and Luna explore Grantor Retained Annuity Trusts (GRATs) — a powerful estate planning tool that allows affluent families to transfer appreciating assets to heirs with minimal gift tax. They walk through the mechanics using a concrete example: a wealthy founder who places $10 million of company stock into a two-year GRAT when interest rates are at 4.6 percent. If the stock appreciates beyond that hurdle rate, the excess passes to beneficiaries tax-free. Lucas explains the 'zeroed-out' GRAT strategy popularized by tech billionaires…
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