5 Ways to Finance a Rental Property That Nobody Talks About

BiggerPockets Real Estate Podcast · Feb 4, 2026 · 34m

There are five rental property loans nobody talks about. 99% of people have never heard of them.

0% down payments. 5% interest rates. No W-2 needed. The loans we’re talking about today offer these benefits and (much) more. So, what are they, and why hasn’t anyone told you about them?

If you’ve felt it was impossible to get a mortgage for your first or next rental property, the five investment property loans we’re sharing will change your mind. First, we’re talking about a mortgage with 5% interest rates, 0% down, and no closing costs. There’s a catch—but we think it’s well worth it.

Next, a…