Mortgage or Market Risk | Durham News

Durham News Today | 2 Min News | The Daily News Now! · Aug 3, 2026 · 1m

Should you pay off a super low mortgage or invest the extra cash? The debate’s heating up—especially with pandemic-era rates still hanging around. Conventional wisdom says invest, since stocks historically outperform a 2.9% mortgage. But financial pros like George Kamel and Rachel Cruze argue that life happens: job loss, medical bills, market crashes—all can turn that “free money” into a crushing burden. They push for safety nets over speculative gains, warning that most people lack the discipline to weather market volatility while carrying debt. With current rates at 6.66%, paying down debt…