Latest / The Bill Handel Show / ‘How to Money’ with Joel Larsgaard | Woman Set to be Executed in Tennessee
Transcript
- 0:00Speaker 1: You're listening to Bill Handle on demand from KFI AM
- 0:04Speaker 1: six forty. You are listening to the Bill Handle show.
- 0:09Speaker 1: Here's Nil Sevadra.
- 0:12Speaker 2: He stopped going back in training. Its rebelling again. Okay.
- 0:18Speaker 3: So my buddy Joe as Galotte hit me up. He
- 0:21Speaker 3: was at that party too. He's actually the one who
- 0:23Speaker 3: introduced me to Greg Gutfeld and he goes, I remember
- 0:25Speaker 3: that night. Well, all right, KFI am six forty. Nil
- 0:29Speaker 3: Savadra in the morning crew with you. Handle is enjoying
- 0:34Speaker 3: his Jewish holiday, even though he's a secularist and so
- 0:39Speaker 3: ob so he's out doing that pretending he's Jewish while
- 0:43Speaker 3: we're here working together. That's fine.
- 0:45Speaker 2: And of course lars Guard, that's not Jewish, is it? No? No, okay,
- 0:51Speaker 2: it sounded more Viking. I just I feel solidarity with
- 0:56Speaker 2: the Jewish people.
- 0:56Speaker 3: On a day like today. So do you you are
- 0:59Speaker 3: you atoning today? I have a lot to atone for
- 1:02Speaker 3: I have a zero doubt in that at all. Joel
- 1:06Speaker 3: Larsgard is with us. You can hear them on KFI
- 1:09Speaker 3: every single Sunday. So he gives us all we need
- 1:14Speaker 3: to know when it comes to you know, money smarts
- 1:17Speaker 3: and one of those things is dealing with cars. People
- 1:21Speaker 3: are returning their cars, they're used cars while they are
- 1:28Speaker 3: upside down in them.
- 1:30Speaker 4: Why if I could get into the psyche of the
- 1:34Speaker 4: American consumer and I knew why they did the crazy
- 1:37Speaker 4: stuff they did that was in their own worst interest,
- 1:39Speaker 4: I think I would have a lot more money than
- 1:41Speaker 4: I do. But this is one of those things where
- 1:44Speaker 4: it's a trend that's just gotten worse and worse over time.
- 1:47Speaker 4: And we know that the rige American doesn't handle money
- 1:51Speaker 4: spectacularly well, but this is one of those examples where
- 1:55Speaker 4: there just aren't many worse things you can do to
- 1:58Speaker 4: harm yourself for many years to come. And so what
- 2:01Speaker 4: people are doing is they're like, well, I have this car.
- 2:04Speaker 4: It's worth like fifteen grand, but I owe I still
- 2:07Speaker 4: owe twenty two thousand dollars on it, you know what,
- 2:10Speaker 4: It's still time for me to upgrade, Like I can't
- 2:13Speaker 4: roll with this thing anymore. And so they're trading in.
- 2:16Speaker 4: They're going to a car lot, trading in that car,
- 2:18Speaker 4: getting less than it's worth. They're also rolling the additional
- 2:23Speaker 4: money that they owe into the new loan for the
- 2:26Speaker 4: new car, and especially with higher interest trade something like
- 2:29Speaker 4: one in four trade ins right now are being done
- 2:31Speaker 4: with negative equity, where people owe more on the car
- 2:34Speaker 4: than they're worth. And this is something I could have
- 2:36Speaker 4: I was really predicting years ago because as car loan
- 2:41Speaker 4: links have continued to grow, people are taking out eighty
- 2:44Speaker 4: four month car loans. Now there's so much time during
- 2:49Speaker 4: that loan where you do have negative equity. That's why
- 2:52Speaker 4: these super long car loans are so nefarious. And then
- 2:54Speaker 4: people get tired of their car they traded it in
- 2:57Speaker 4: trade in their role car, get a new one. They
- 2:59Speaker 4: have a much bigger loan. They're rolling with negative equity
- 3:02Speaker 4: on that car for many many years too, So it's
- 3:04Speaker 4: a huge problem.
- 3:05Speaker 2: It's a car man.
- 3:06Speaker 3: I you know, I for a long time drove three
- 3:10Speaker 3: series BMW's. I just liked them as cars. I did
- 3:14Speaker 3: never went to the five or anything above because everybody
- 3:16Speaker 3: I knew that had them, they were in the shop.
- 3:19Speaker 3: You go above a three for some reason, they were
- 3:21Speaker 3: always in the shop. That's just my perspective. So I
- 3:24Speaker 3: was like, I like the way they ride. Until I
- 3:26Speaker 3: got in an accident and they put me in a truck.
- 3:29Speaker 3: As a loaner, I'm like, what am I doing? I
- 3:32Speaker 3: should always be in a truck. This is the greatest thing.
- 3:35Speaker 3: I don't have to shove things in the back of
- 3:36Speaker 3: my you know, BMW, I can do this And I
- 3:40Speaker 3: never looked back. But Handle told me a long time ago.
- 3:44Speaker 3: Never think of a car as an investment. It's a tool.
- 3:47Speaker 3: You have to drive it, you need it, use it
- 3:50Speaker 3: as a utility. Expect to pay for it. And if
- 3:52Speaker 3: you have time where you run it into the ground
- 3:55Speaker 3: and you're not paying, still put that money aside, knowing
- 3:58Speaker 3: that sooner or later, whether you're fixing it or whatever.
- 4:01Speaker 3: And so that's how I treat it. I buy three
- 4:04Speaker 3: years old. I never buy new cars. I buy three
- 4:07Speaker 3: years old, and I run them into the ground. I
- 4:09Speaker 3: keep them as good as I can, and that I
- 4:12Speaker 3: feel has been and my wife does the same thing.
- 4:15Speaker 2: So and that's.
- 4:16Speaker 4: Like foreign to most people, right, Like that's not how
- 4:19Speaker 4: they they roll, that's not how they think about their car.
- 4:21Speaker 2: And they think about it as well.
- 4:23Speaker 4: I'm in this thing for two hours a day in
- 4:26Speaker 4: LA traffic getting to and from work, and so I
- 4:29Speaker 4: want something nice, man. But the problem with that mentality
- 4:33Speaker 4: is that it's going to keep you perpetually behind in
- 4:35Speaker 4: your ability to make your finances to build wealth and
- 4:39Speaker 4: to be become like a smart operator when it comes
- 4:42Speaker 4: to your money. So I think, I like I'm similar
- 4:45Speaker 4: to you, although I end up buying much much older cars.
- 4:48Speaker 2: I'm down with like ten fifteen.
- 4:50Speaker 4: The car I'm driving right now that I recently upgraded
- 4:52Speaker 4: to is a two thousand and six, And most people
- 4:54Speaker 4: would say that's crazy, man, Like, why would you.
- 4:58Speaker 2: Especially I didn't do that. Yes, I know a two
- 5:02Speaker 2: thousand and six Toyota.
- 5:03Speaker 4: Man, Wow, I get some beer you drink. I get
- 5:08Speaker 4: so excited to drive that car every day. And it's
- 5:12Speaker 4: I think part of the reality what makes me happy
- 5:16Speaker 4: about it is that I keep my expectations low, and
- 5:18Speaker 4: I see so many people have high expectations of what
- 5:21Speaker 4: they deserve. And the truth is, the more money you're
- 5:24Speaker 4: funneling into the car payment, buying the fancy new thing
- 5:27Speaker 4: and trying to keep up with the joneses, the less options,
- 5:31Speaker 4: the fewer options you're giving yourself. I prefer optionality to
- 5:34Speaker 4: nice wheels, and so I would just rather see and
- 5:38Speaker 4: not everybody's going to feel that way. And some people
- 5:40Speaker 4: want a nice car. That's totally fine. Just make sure
- 5:43Speaker 4: you can actually afford it and that means if you're
- 5:45Speaker 4: going to buy a new car, or even a three
- 5:48Speaker 4: or four year old car, a thirty six to a
- 5:50Speaker 4: forty eight month car loan is the max I want
- 5:52Speaker 4: to see you taking on. And if you're like, I
- 5:54Speaker 4: need a nicer car than that, but you're paying you
- 5:56Speaker 4: can't work out the payments to pay to pay it
- 5:59Speaker 4: off in three to four years, then it's too much
- 6:01Speaker 4: car and you need to reconsider. Maybe you need to
- 6:03Speaker 4: dial back and get a slightly older one, or get
- 6:05Speaker 4: something that's not quite as fancy. But this sort of
- 6:09Speaker 4: rolling the negative equity in when you're making the trade,
- 6:11Speaker 4: and it's like, this is one of those things that
- 6:13Speaker 4: can create perpetual financial problems.
- 6:15Speaker 2: For years to come. Yeah.
- 6:16Speaker 3: The old when you sit down and the first thing
- 6:19Speaker 3: the salesperson asks you is how much do you want
- 6:21Speaker 3: to pay a month?
- 6:22Speaker 2: I'm like, wrong question, yep, that's a big trap. Zero.
- 6:26Speaker 3: Actually they pull that off. Yeah, yeah, that same thing.
- 6:30Speaker 3: I like that concept of lowing your lowering your expectation.
- 6:34Speaker 3: I think that's actually one of the ways that Cono
- 6:37Speaker 3: got married at all. But God bless his wife for
- 6:41Speaker 3: doing that. You know, kick the tires, get something that's
- 6:44Speaker 3: a fixer upper.
- 6:45Speaker 2: To serve us to the world she's doing.
- 6:47Speaker 3: But I am big on that, like just it can
- 6:50Speaker 3: be nice. My car looks nice, my truck looks nice.
- 6:53Speaker 3: But it's going to be ten years old next year. Yeah,
- 6:55Speaker 3: and I'm okay with that. It feels new to me.
- 6:59Speaker 3: I still smile, like you said, I still smile every
- 7:01Speaker 3: time I get in it, and it treats me well.
- 7:04Speaker 3: And I you know, four wheel drive, go up in
- 7:07Speaker 3: the mountains like and it feels as exciting to me
- 7:11Speaker 3: as when I first saw it.
- 7:13Speaker 4: And what you're doing is the exact opposite of what
- 7:15Speaker 4: most people do. They are getting close to the end
- 7:17Speaker 4: of their payments and they're thinking about the next car
- 7:20Speaker 4: that they can get into, and what you're doing is saying, well,
- 7:23Speaker 4: I'm just gonna like stay in love with this thing
- 7:26Speaker 4: and then I'm gonna I don't have any payments anymore.
- 7:28Speaker 4: Let me stick that money into a savings account. So
- 7:30Speaker 4: the next time when you do need to upgrade, Neil,
- 7:32Speaker 4: when you are getting the truck's getting longer, the tooth
- 7:35Speaker 4: or has given you too many problems, then you can
- 7:38Speaker 4: You've got the cash to go get the next thing,
- 7:40Speaker 4: and you don't have to worry about payments at all.
- 7:42Speaker 2: That's the way to live.
- 7:43Speaker 3: Yeah, we all know that one, that one breakdown where
- 7:46Speaker 3: they give you the cost to fix it and you go, okay,
- 7:51Speaker 3: but I'm a big I'm a big fixer. I believe
- 7:53Speaker 3: on that because that car's got to go somewhere, and
- 7:56Speaker 3: if it's just going to go into a dump or
- 7:58Speaker 3: something like that, I'd rather try and fix it and
- 7:59Speaker 3: run out. Right now, we're talking to Joel lars Guard
- 8:02Speaker 3: from How to Money, heard here on Sunday's Noon to two,
- 8:07Speaker 3: and we're talking about money, right, I think that's what.
- 8:11Speaker 2: You like to talk about. Or were you talking about
- 8:14Speaker 2: California beers.
- 8:16Speaker 4: Both, Yeah, simultaneously. California beers will cost you a lot
- 8:18Speaker 4: of money though.
- 8:19Speaker 2: Yeah, but the man knows his beers. I'll give him that.
- 8:23Speaker 3: So there's a real estate investor that thinks emergency funds
- 8:27Speaker 3: are stupid.
- 8:28Speaker 2: Now I've heard you just recently.
- 8:29Speaker 3: You were talking with Amy King about having a certain
- 8:31Speaker 3: amount of money in emergency and you adjusted that for inflation.
- 8:37Speaker 3: I think as three thousand and some odd dollars three
- 8:39Speaker 3: thy forty something like that to have in an emergency
- 8:42Speaker 3: fund at you know, kind of bare minimum type thing.
- 8:47Speaker 3: So what's the reasoning behind this.
- 8:49Speaker 4: So first, like to hear people disparage the emergency funds,
- 8:53Speaker 4: like that's fighting words for me, man, Like I'll go
- 8:56Speaker 4: enter into the octagon with you. If you're going to
- 8:58Speaker 4: talk smack about emergency funds, just not cool. And so
- 9:02Speaker 4: to hear somebody be like in the real estate business
- 9:04Speaker 4: say emergency funds are totally overblown and they're a tool
- 9:08Speaker 4: of the banks to siphon off your savings. You should
- 9:11Speaker 4: be investing every dollar. I'm a big fan of investing
- 9:15Speaker 4: and growing your money up for the long haul, but
- 9:17Speaker 4: that doesn't mean you don't need some fallback liquid cash
- 9:20Speaker 4: at the same time. And so it's just a ridiculous assertion.
- 9:23Speaker 4: And the number that I prescribe Neil Sabatra is three
- 9:27Speaker 4: thousand and forty five dollars, and I like a really
- 9:30Speaker 4: specific number for a couple of reasons. One, it's based
- 9:33Speaker 4: on a finding from a few years ago that economists
- 9:35Speaker 4: said twenty four hundred and sixty seven dollars is the
- 9:38Speaker 4: optimum amount to have if you enter some if you
- 9:41Speaker 4: have some sort of financial emergency, whether that's a car
- 9:44Speaker 4: issue or a health issue, like this will get you through,
- 9:48Speaker 4: and I just updated it for inflation and now it's
- 9:51Speaker 4: three thousand and forty five, So I just kind of
- 9:52Speaker 4: wanted to make it more more accurate. But I think
- 9:55Speaker 4: there's something nice about a highly specific number to shoot for,
- 9:57Speaker 4: because if you just say probably like twenty five hundre
- 10:00Speaker 4: it or something like that, it doesn't stick in your
- 10:02Speaker 4: brain as well, and it's there's there's something about that
- 10:05Speaker 4: stickiness that really helps people go after a goal that
- 10:09Speaker 4: they've set in front of them. So I really want people,
- 10:11Speaker 4: yes to have an emergency fund. Don't listen to the
- 10:13Speaker 4: haters out there who say that they're overrated or anything
- 10:16Speaker 4: like that, because they're certainly not. And I'm thinking about
- 10:19Speaker 4: real estate investors too. Right now, it's not a great market.
- 10:22Speaker 4: There's some people who are losing money every month.
- 10:24Speaker 2: Good thing.
- 10:25Speaker 4: It's nice to have liquid cash on hand to be
- 10:27Speaker 4: able to absorb those losses.
- 10:29Speaker 3: Yeah, there there is something weird about that. Like I
- 10:32Speaker 3: learned early on that if you have down payment for
- 10:37Speaker 3: a car and the amount of money you need to
- 10:39Speaker 3: pay it off each month, that's not enough. You got
- 10:43Speaker 3: to have something, even if it's a new car. You
- 10:46Speaker 3: got to have something put aside. In case there's a breakdown,
- 10:50Speaker 3: an accident that you need to pay. You know, you're
- 10:53Speaker 3: part of the insurance, your premiums and all that. You know,
- 10:57Speaker 3: they're that's part of the cost. It's like tips now,
- 11:01Speaker 3: it's part of the cost of going out period.
- 11:03Speaker 2: Yeah, yep.
- 11:04Speaker 4: And I if I'm going to be incredibly generous to
- 11:07Speaker 4: this guy, his name's Grant card Don If I'm gonna
- 11:09Speaker 4: be incredibly generous.
- 11:11Speaker 2: Take him down, man, take him down.
- 11:12Speaker 4: Maybe what he's trying to say is that there are
- 11:15Speaker 4: people who way over index to saving money and they
- 11:18Speaker 4: don't start investing early enough when they should. And you
- 11:22Speaker 4: can go on howdmoney dot com and you can look
- 11:25Speaker 4: at click the start here button and you can see
- 11:27Speaker 4: the money gears. And I do think that there's obviously
- 11:30Speaker 4: a real importance to investing and to start investing early on.
- 11:35Speaker 4: That's like, but after the first thing, which is saving
- 11:38Speaker 4: up that basic emergency fund, it's snagging your company's four
- 11:41Speaker 4: one K match that's the very next thing on the list,
- 11:43Speaker 4: and investing is all throughout the money gears. It's like
- 11:45Speaker 4: a really important part of it is to you're not
- 11:48Speaker 4: gonna be able to grow your wealth in the way
- 11:49Speaker 4: you want to through basic savings, especially if you're with
- 11:52Speaker 4: one of the crappy big banks that I really hate.
- 11:54Speaker 4: So yeah, if I'm gonna be really generous, maybe he's
- 11:57Speaker 4: just trying to say there's way too many people who
- 11:59Speaker 4: are over indexed on savings and they're not investing money
- 12:02Speaker 4: in the way they need to be.
- 12:04Speaker 2: But you just can't.
- 12:05Speaker 4: Hate on emergency funds because they're a really crucial part
- 12:08Speaker 4: of the peace of mind that you need to have
- 12:10Speaker 4: when you're trying to manage your finance as well, and
- 12:12Speaker 4: the financial backstop as well.
- 12:15Speaker 3: I'm a big fan of for one K in the matching.
- 12:18Speaker 3: I think it's it's a no brainer. But I guarantee
- 12:22Speaker 3: that people that don't have that emergency fund, the first
- 12:24Speaker 3: thing they do is look to their four A one
- 12:27Speaker 3: K to take money out when they you know. So
- 12:30Speaker 3: to me, it's the same thing. It's if you don't
- 12:32Speaker 3: have that, then you're it's just gonna screw you know,
- 12:36Speaker 3: with your money cu La.
- 12:37Speaker 2: Yeah, and that's a huge problem.
- 12:39Speaker 4: I'm glad you mentioned that, because where do people turn
- 12:41Speaker 4: if they don't have an emergency fund. There aren't many
- 12:44Speaker 4: great places, And yeah, not making as much money on
- 12:49Speaker 4: the thousands of dollars that you have in a savings account.
- 12:52Speaker 4: That's a really small problem, not having that money in
- 12:55Speaker 4: the account when you need it and turning to your
- 12:57Speaker 4: four oh one K to rip money out of there.
- 13:00Speaker 4: It's becoming easier to do that, but it doesn't mean
- 13:02Speaker 4: it's a good thing, and that's a really big problem
- 13:04Speaker 4: in my estimation. I had a listener reach out recently
- 13:07Speaker 4: and he's trying to move jobs, and he's gotten outstanding
- 13:09Speaker 4: for a one K loan and he doesn't have the
- 13:11Speaker 4: money to pay it back yet, and so there are
- 13:13Speaker 4: all these issues that come down the line. Not to
- 13:15Speaker 4: mention you're pulling money out, it's not working for you
- 13:17Speaker 4: anymore in the market, but there's a lot of issues
- 13:20Speaker 4: with taking loans and taking money out of your retirement accounts.
- 13:24Speaker 4: I'd much rather have you save up that basic emergency fund.
- 13:27Speaker 4: You can always grow it up to a bigger number
- 13:30Speaker 4: at a later date, which is a smart move, But
- 13:32Speaker 4: that basic e fund is like, there's just no there's
- 13:35Speaker 4: no better option. I guess it's no better place to
- 13:37Speaker 4: start for people when they're trying to get their finances
- 13:39Speaker 4: in shape.
- 13:40Speaker 3: I've made little money, and I've made more than little money.
- 13:44Speaker 3: And I will tell you nothing makes me feel more
- 13:48Speaker 3: rich in life than having a little bit of padding. Yeah,
- 13:53Speaker 3: that's it. Yeah, I'm not talking about my belly, Kno,
- 13:55Speaker 3: I know where you're gonna go. I'm just saying there's
- 13:57Speaker 3: something about having a reserve that that means more to
- 14:01Speaker 3: me than having a fancy car or living in a
- 14:04Speaker 3: massive house. Just having enough padding that when the it
- 14:08Speaker 3: hits the shan somewhere in life and you're like, you
- 14:12Speaker 3: know what.
- 14:12Speaker 2: We're okay, okay. One of my favorite means more And
- 14:16Speaker 2: that's like three thousand, like you said. Yeah.
- 14:19Speaker 4: One of my favorite quotes is from financial writer Morgan Household,
- 14:23Speaker 4: and he says, to save like a pessimist, but to
- 14:25Speaker 4: invest like an optimist. And I think that's just a
- 14:27Speaker 4: really smart way to live your life. I'm an optimist.
- 14:30Speaker 4: But also like, if you're overly optimistic and you say
- 14:33Speaker 4: nothing bad's going to happen to me, well that's unlikely, right.
- 14:36Speaker 4: Bad things do happen and financial emergencies do occur. So
- 14:39Speaker 4: you need to save in such a way where you're
- 14:42Speaker 4: ready for those bad events. But you want to invest
- 14:44Speaker 4: in such a way where you're like the sky's the limit,
- 14:46Speaker 4: not not like Yolo sort of investing, but like truly investing,
- 14:50Speaker 4: because you believe that in the future of this country,
- 14:53Speaker 4: and you believe in the companies that are helping create
- 14:56Speaker 4: some of that future for us.
- 14:57Speaker 2: So I love that sort of dichotomy.
- 14:59Speaker 4: If you can live your life with your foot in
- 15:02Speaker 4: both of those spaces, I think that's a good way
- 15:03Speaker 4: to go.
- 15:04Speaker 3: I think that's a good note. Stuff on two. I
- 15:06Speaker 3: really agree with that as well. Joel Larsgard Noon to
- 15:09Speaker 3: two every Sunday with How to Money, and it's a
- 15:14Speaker 3: really great show. It's super, super informative and easy to
- 15:17Speaker 3: listen to. You guys do a fantastic job. I appreciate you, Joel,
- 15:20Speaker 3: thanks for coming on, buddy.
- 15:21Speaker 2: Thanks Neil, always enjoy We'll talk again soon.
- 15:25Speaker 3: All right, Good Thursday morning to you, Neil Savedra and
- 15:28Speaker 3: the morning crew.
- 15:29Speaker 2: Here. Handle is taking the day off for ya.
- 15:31Speaker 3: I'm Kip Poor and I think our lovely Ann is
- 15:37Speaker 3: out because she works tonight. What is it rams in
- 15:41Speaker 3: forty nine ers?
- 15:42Speaker 2: Yes, it's Rams and forty nine ers. It's so fine.
- 15:45Speaker 2: Not the chargers earlier, right, I was thinking it was
- 15:47Speaker 2: the chargers.
- 15:47Speaker 3: I'm not gonna correct you on sports ball. I don't know,
- 15:51Speaker 3: okay about sports ball.
- 15:52Speaker 4: I'm sure I know something about it, so I should
- 15:54Speaker 4: have had that one.
- 15:56Speaker 3: What What did Shannon Farren come in? Screaming, choking you,
- 16:01Speaker 3: punching you in the face. I don't think she's here yet,
- 16:03Speaker 3: but I will keep that in mind and lock my door.
- 16:06Speaker 3: Yeah I would. She's small but mighty fearsome. Still got
- 16:12Speaker 3: the bite marks on my arm from something she didn't
- 16:15Speaker 3: like that. I said, horrible, horrible human being. Oh stop,
- 16:19Speaker 3: I just okay, switching things just a little bit.
- 16:22Speaker 2: I was gonna.
- 16:24Speaker 3: Do a story about Trump, hence the music there, but
- 16:27Speaker 3: I wanted to talk about something that I was reading
- 16:30Speaker 3: last night about Tennessee setting to execute a woman thirty
- 16:37Speaker 3: years after the murder she committed when she was eighteen.
- 16:42Speaker 3: I think her name's Krista Pike. Now they set the
- 16:47Speaker 3: date for about a year out. It'll be September thirtieth
- 16:53Speaker 3: of twenty twenty six. She was eighteen years old when
- 16:57Speaker 3: she and two others lured a nineteen year old old
- 17:01Speaker 3: young lady, Callen Slimmer into the woods in Knoxville in
- 17:07Speaker 3: nineteen ninety five and carried out an attack that made
- 17:12Speaker 3: national headlines. Oh well, that's rude. It's got a two
- 17:19Speaker 3: letter text from Shannon Farren. How rude from such a
- 17:28Speaker 3: demure young lady.
- 17:31Speaker 2: I'll give you a hint. The first letter was an
- 17:34Speaker 2: F so Christa Gail.
- 17:39Speaker 3: This story is absolutely horrible about what they did to
- 17:44Speaker 3: this young girl. A groundskeeper found the body the next day, beaten, stabbed, bludgeoned,
- 17:53Speaker 3: a pentagram carved into her forehead and her chest.
- 18:02Speaker 2: The very act.
- 18:05Speaker 3: And brutality of the killing stands alone, vulgar and heinous
- 18:12Speaker 3: in every way, indescribable from a standpoint of humanity, without
- 18:21Speaker 3: explanation that could ever cover the smallest of cracks and
- 18:29Speaker 3: what was done. Not a lot of women have been
- 18:36Speaker 3: on death row or been executed. As a matter of fact,
- 18:39Speaker 3: in Tennessee, it's been two hundred years and she'll only
- 18:42Speaker 3: be the nineteenth woman executed if they go through with this,
- 18:45Speaker 3: which I think they should. She also kept a momento
- 18:50Speaker 3: from smashing in the skull of this young lady.
- 18:53Speaker 2: She took a piece of the skull.
- 18:55Speaker 3: She bragged about it to friends, her boyfriend at the time,
- 19:04Speaker 3: to Darryl Shipp was convicted of first degree murder, sentenced
- 19:08Speaker 3: to life in prison will become eligible for parole, by.
- 19:12Speaker 2: The way, in November.
- 19:13Speaker 3: According to inmate records, she says that she's changed and
- 19:20Speaker 3: learned a lot since then. And I have no doubt
- 19:22Speaker 3: whether she did or didn't. I mean they if she
- 19:26Speaker 3: says so.
- 19:26Speaker 2: Sure. But the.
- 19:31Speaker 3: Judicial system has a couple different purposes, one of which
- 19:38Speaker 3: is to protect. The most important to me is to
- 19:40Speaker 3: protect society. The second is to punish. But ultimately, all
- 19:53Speaker 3: of that has to be first to protect society. Someone
- 19:58Speaker 3: who brutally murders someone like that, that takes a momento
- 20:02Speaker 3: of their skull and brags about it has no more
- 20:06Speaker 3: place in society. I'm sorry you don't. You're going to
- 20:12Speaker 3: go on the teaching circuit about how bad you were
- 20:14Speaker 3: and how people No, that's for somebody who makes a mistake.
- 20:16Speaker 3: This is not a mistake. You're not going to change
- 20:21Speaker 3: people's hearts and say, hey, I did this. I truly
- 20:25Speaker 3: believe that when it comes to the death penalty, that
- 20:31Speaker 3: it is more humane to treat to treat another human
- 20:38Speaker 3: like they knew what they were doing, if they were
- 20:41Speaker 3: in their right mind, meaning that there was no obvious
- 20:44Speaker 3: you know, everybody's mental kill someone else. I guess you'd say,
- 20:47Speaker 3: but didn't have something specific that made them stand out.
- 20:52Speaker 3: They could be in court and they could be prosecuted.
- 20:58Speaker 3: That it is less humane to put them in the
- 21:01Speaker 3: cage for the rest of their life like an animal
- 21:03Speaker 3: who doesn't know the difference than it is to put
- 21:09Speaker 3: them out of their misery, and to make your area
- 21:17Speaker 3: wherever you live, wherever she lived, wherever she could go
- 21:20Speaker 3: and cause more havoc safe. There are two options in life.
- 21:27Speaker 3: You put bad people in jail, or they get executed
- 21:33Speaker 3: for heinous crimes that are irreversible in their own psyche
- 21:38Speaker 3: and the psyche of the public in which is supposed
- 21:41Speaker 3: to be protected. You put them in jail or the
- 21:45Speaker 3: rest of us that didn't do those things, or in
- 21:47Speaker 3: prison with them because they're on the outs. So either
- 21:52Speaker 3: the entire country is a prison because we decide to
- 21:57Speaker 3: let people who don't deserve to be free, who have
- 22:02Speaker 3: done heinous crimes against the very system. We all say, Okay,
- 22:07Speaker 3: we're agreeing upon this. This is what society is, and
- 22:09Speaker 3: this is how it's got to work for it to have.
- 22:13Speaker 2: Structure and.
- 22:16Speaker 3: Be strong and endure and grow and be able to
- 22:20Speaker 3: raise children. In So, either you think you're better than
- 22:27Speaker 3: these people, and you're so superior that they can't control
- 22:31Speaker 3: themselves the way you can, or you say they are
- 22:35Speaker 3: my equal, and they chose to go out of the
- 22:40Speaker 3: bounds of what we've agreed upon, and they need to
- 22:43Speaker 3: be locked away or better yet, in a heinous crime
- 22:47Speaker 3: like this male female doesn't matter to me. They committed
- 22:52Speaker 3: a heinous crime of murder, especially in the way they
- 22:58Speaker 3: that they did. They're done, human garbage. You have no
- 23:03Speaker 3: place in society. Let God sort that garbage out.
- 23:08Speaker 1: God. Good doodle doo, folks. I'm Donald Trump, and there's
- 23:11Speaker 1: two things in the world.
- 23:13Speaker 2: I love a good deal and a good deal. Join
- 23:17Speaker 2: me at Donald Trump's House of Wids.
- 23:22Speaker 1: You know we're making you know me well.
- 23:39Speaker 3: Trump Dancing Man is the best I want to get into.
- 23:43Speaker 3: Where Trump's focus lies on the next possible cancelation, Who
- 23:48Speaker 3: knows in just a moment.
- 23:49Speaker 2: First, I want to tell you it's.
- 23:51Speaker 3: Halloween time at the Disneyland Resort and k IF I
- 23:54Speaker 3: am six forty wants to give you a chance to
- 23:56Speaker 3: experience the frightful fun plus the added excitement of Disneyland
- 24:00Speaker 3: Resorts seventieth celebration. It's beautiful out there, the parks are gorgeous,
- 24:05Speaker 3: a lot of fun foods as well. A Happiest Halloween
- 24:07Speaker 3: has brought spooky, thrills and chills to both Disney California
- 24:11Speaker 3: Adventure Park and Disneyland Park now through October thirty first
- 24:15Speaker 3: offering subject to restrictions and change without notice. Keep listening
- 24:19Speaker 3: for your chance to win a four pack of one day,
- 24:22Speaker 3: one park tickets to Disneyland Park or Disney California Adventure
- 24:26Speaker 3: Park from KFI am six forty boom. So, President Donald Trump,
- 24:33Speaker 3: you just heard Drum's Wings. That's probably one of my favorite.
- 24:36Speaker 3: They've done a lot of skits on Saturday Night Live
- 24:39Speaker 3: about Trump and with Trump. That one was with Trump
- 24:42Speaker 3: years ago, and he talks about how it's the best
- 24:45Speaker 3: part of the bird. It's fantastic and he's dancing and
- 24:50Speaker 3: they're singing and everything. But that love affair ended after
- 24:56Speaker 3: he ran for the first time. Over the years they
- 25:01Speaker 3: were friends, they'd have him on. He was kind of
- 25:04Speaker 3: inseparable with the vibe of New York City.
- 25:07Speaker 2: Show up in movies.
- 25:09Speaker 3: The President actually hosted the show in two thousand and
- 25:12Speaker 3: four and in twenty fifteen, so shortly after they announced
- 25:18Speaker 3: that his first run for presidency was going to take place.
- 25:22Speaker 3: It was kind of controversial at the time SNL decided
- 25:25Speaker 3: to have him come host. NBC's Top Brass defended the move.
- 25:30Speaker 3: They said, hey, he's a front runner runner and that
- 25:34Speaker 3: status among Republicans and the high ratings that produced made sense.
- 25:37Speaker 3: At the end of the day, he was on the
- 25:39Speaker 3: show for about eleven minutes and the earth didn't fall
- 25:42Speaker 3: off its access.
- 25:44Speaker 2: But then.
- 25:47Speaker 3: He was referred to as toxic and demented by NBC
- 25:53Speaker 3: Entertainment chairman, and so their relationship has gone south. So
- 26:00Speaker 3: right now with Trump coming out and saying that ninety
- 26:06Speaker 3: seven percent of what is said about him on television
- 26:11Speaker 3: is negative and that maybe he needs to look at
- 26:14Speaker 3: licenses and these types of things, which should shake you
- 26:18Speaker 3: to your bones. Not because I believe everything he says.
- 26:23Speaker 3: I do not, but a president saying that is not good,
- 26:29Speaker 3: even playing around like I said, if he came out
- 26:31Speaker 3: and said we're going to take away guns from Democrats,
- 26:35Speaker 3: that should shake you to the bones too. Anytime you're
- 26:37Speaker 3: messing with the Constitution, there's a problem. But now it's
- 26:41Speaker 3: there is some speculation. This comes from Caitlin Huemani from
- 26:48Speaker 3: The La Times says that maybe Saturday Night Live might
- 26:52Speaker 3: be in his crosshairs.
- 26:54Speaker 2: He for some time has gone after it. Now.
- 26:57Speaker 3: I've said this before on the Jimmy Kimmel thing did
- 27:00Speaker 3: with Jimmy because you had the car from the FCC,
- 27:04Speaker 3: and you had Trump making allusions to messing with free
- 27:09Speaker 3: speech on the air. And to me, that's different than
- 27:12Speaker 3: Roseanne Barr getting booted for saying racist things.
- 27:15Speaker 2: Iking it to.
- 27:18Speaker 3: Gina Carano being booted from the Mandalorian, which I thought
- 27:22Speaker 3: was a horrible censorship, even though they had the right
- 27:28Speaker 3: to do it because of the fact that they let
- 27:30Speaker 3: the Pedro Pascal stay on, even though he said something
- 27:34Speaker 3: very similar prior. But one was conservative and one was
- 27:38Speaker 3: liberal and they were treated differently. But I still don't
- 27:42Speaker 3: believe Trump had anything to do with Jimmy Kimmel passed
- 27:47Speaker 3: the part of.
- 27:49Speaker 2: Him saying those things.
- 27:51Speaker 3: I don't know that there's any evidence that he actually
- 27:53Speaker 3: went to somebody like Sinclair and said, hey, don't put
- 27:56Speaker 3: him on. Could happened, but I don't know that there's
- 27:59Speaker 3: any evidence that. However, if he goes after Saturday Night
- 28:06Speaker 3: Live or things like that, that's just straight up censorship,
- 28:08Speaker 3: and nobody who has any love or understanding of the
- 28:12Speaker 3: Constitution should celebrate that in any way, shape or form.
- 28:17Speaker 3: So we'll see if he ends up trying to go
- 28:19Speaker 3: after that. They're firing all their funny people over there anyways,
- 28:24Speaker 3: so I'm not sure that it will matter, but we
- 28:27Speaker 3: shall see. All right, stick around, You've got Gary and
- 28:29Speaker 3: Shannon coming up. Bill will be back tomorrow. Thanks so much.
- 28:33Speaker 3: Neil Svader here and on about half of the morning crew.
- 28:35Speaker 3: Thanks for taking your time to hang out with us.
- 28:38Speaker 3: We know there's many radio shows out there and choosing
- 28:41Speaker 3: ours means a lot. Have a pleasant flight and we'll
- 28:44Speaker 3: catch you tomorrow. With Bill Handle. This is KFI and
- 28:48Speaker 3: KOSTHD two Los Angeles, Orange County.
- 28:51Speaker 2: You've been listening to the Bill Handle Show.
- 28:53Speaker 4: Catch my show Monday through Friday, six am to nine am,
- 28:56Speaker 4: and anytime on demand on the iHeartRadio app.