Latest / Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How Factoring Frees Small Business Cash
Small businesses often wait sixty to ninety days for clients to pay, straining operations while revenue sits in limbo. This episode explores invoice factoring as a liquidity tool rather than just a financing last resort. We break down how a mid-sized logistics firm used factoring to cover payroll during a slow quarter, the specific cost of purchasing receivables versus traditional loans, and the hidden risks of non-recourse agreements. Lucas and Luna discuss when factoring makes mathematical sense and when it quietly erodes margins. The conversation focuses on concrete decisions: choosing…
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