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Is Your Property Portfolio at Risk? The Truth About the 2025 Shift

The rules of trust lending just changed — and if you're building a property portfolio in Australia, you need to know what happened! In this episode of My Next Property, expert mortgage broker Andrew Hadjidemetri from AFMS Group breaks down exactly how investors were using trust structures to bypass serviceability restrictions, and why the major banks — including Macquarie, CBA, and ANZ — shut it down from October 2025. Andrew explains who's most affected, what the new lending policies look like across the Big Four, and what strategies actually still work for growing a multi-property portfolio…

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