Latest / The Assumable Guy Show
Do I Need a Real Estate Agent to Assume a Mortgage?
Technically no. Legally there is nothing stopping you from assuming a mortgage on your own. But Ryan makes a pretty convincing case for why going solo is one of the most expensive mistakes a buyer can make in this process. He breaks down why 75% of assumable properties never show up on Zillow or Realtor.com, what happens when a listing agent confuses an assumption with a subject-to deal and shuts your offer down before it even gets read, and why the offer itself requires assumption-specific clauses and deadlines that most agents have never written. He also walks through two real deals where…
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