Retirement Decisions You Only Get To Make Once

The Jon Sanchez Show · Aug 10, 2026 · 32m · transcript

One of the things I always tell people about retirement planning is that not every financial decision carries the same weight.

If you're 45 and you make a bad investment decision, you probably have time to recover.

If you're spending a little too much, you can cut back.

If your portfolio isn't allocated properly, you can change it.

But retirement introduces a different category of decisions.

Decisions that may be difficult—or sometimes impossible—to reverse.

And some of these decisions can affect your income for the next 20 or 30 years.

So today, I want to walk through some of the biggest…