Latest / Making Cents / After Financial Freedom: A Year Off & A Career Reboot

Transcript

After Financial Freedom: A Year Off & A Career Reboot · Making Cents

• 0:00
  They
• 0:00
  quit
• 0:00
  their
• 0:00
  jobs,
• 0:01
  took
• 0:01
  their
• 0:02
  kids
• 0:02
  out
• 0:02
  of
• 0:02
  school,
• 0:02
  and
• 0:03
  lived
• 0:03
  in
• 0:03
  a
• 0:04
  caravan
• 0:04
  for
• 0:04
  a
• 0:04
  year.
• 0:05
  Not
• 0:05
  because
• 0:06
  they
• 0:06
  were
• 0:06
  escaping
• 0:07
  life,
• 0:07
  but
• 0:07
  because
• 0:08
  they'd
• 0:08
  built
• 0:08
  enough
• 0:09
  financial
• 0:09
  freedom
• 0:10
  to
• 0:10
  stop
• 0:11
  and
• 0:11
  ask
• 0:12
  what
• 0:13
  comes
• 0:13
  next.
• 0:13
  Kelly
• 0:14
  and
• 0:14
  Ryan
• 0:14
  Dawson
• 0:15
  did
• 0:15
  the
• 0:15
  thing
• 0:16
  a
• 0:16
  lot
• 0:16
  of
• 0:16
  people
• 0:16
  dream
• 0:17
  about.
• 0:17
  They
• 0:17
  pressed
• 0:18
  pause
• 0:18
  on
• 0:18
  work,
• 0:19
  packed
• 0:20
  up
• 0:20
  their
• 0:20
  lives,
• 0:20
  and
• 0:20
  spent
• 0:21
  12
• 0:21
  months
• 0:22
  traveling
• 0:22
  Australia
• 0:23
  as
• 0:23
  a
• 0:23
  family
• 0:24
  of
• 0:24
  four.
• 0:24
  Oh,
• 0:25
  my
• 0:25
  gosh,
• 0:25
  we
• 0:25
  should
• 0:26
  do
• 0:26
  this.
• 0:26
  And
• 0:26
  I
• 0:26
  was
• 0:27
  like,
• 0:27
  like
• 0:27
  what?
• 0:28
  Like,
• 0:29
  buy
• 0:29
  a
• 0:29
  caravan
• 0:30
  like
• 0:30
  this?
• 0:30
  He's
• 0:30
  like,
• 0:30
  no,
• 0:30
  we
• 0:31
  should
• 0:31
  go
• 0:31
  to
• 0:31
  Australia
• 0:31
  and
• 0:32
  we
• 0:32
  should
• 0:32
  travel
• 0:32
  around.
• 0:33
  And
• 0:33
  it
• 0:33
  was
• 0:33
  like,
• 0:34
  okay.
• 0:34
  Whoa,
• 0:35
  whoa.
• 0:35
  Like,
• 0:35
  yeah.
• 0:36
  So
• 0:36
  we
• 0:36
  just
• 0:36
  started
• 0:36
  to
• 0:37
  figure
• 0:37
  out
• 0:37
  what
• 0:37
  we
• 0:38
  needed
• 0:38
  to
• 0:38
  do
• 0:38
  to
• 0:38
  make
• 0:38
  it
• 0:39
  happen,
• 0:39
  really.
• 0:40
  And
• 0:40
  they
• 0:40
  did
• 0:40
  it
• 0:41
  brick
• 0:41
  by
• 0:41
  brick,
• 0:42
  building
• 0:43
  enough
• 0:43
  financial
• 0:44
  independence
• 0:45
  to
• 0:45
  hit
• 0:45
  that
• 0:45
  pause,
• 0:46
  not
• 0:46
  stop
• 0:47
  forever,
• 0:48
  but
• 0:48
  still
• 0:48
  to
• 0:49
  take
• 0:49
  more
• 0:49
  breathing
• 0:50
  space
• 0:50
  than
• 0:50
  many
• 0:50
  people
• 0:51
  ever
• 0:51
  get
• 0:51
  the
• 0:51
  luxury
• 0:52
  of.
• 0:52
  After
• 0:53
  that
• 0:53
  breathing
• 0:53
  space,
• 0:54
  they
• 0:54
  decided
• 0:55
  they
• 0:55
  were
• 0:55
  ready
• 0:56
  to
• 0:56
  make
• 0:56
  even
• 0:57
  bigger
• 0:57
  life
• 0:58
  changes.
• 0:59
  They
• 0:59
  may
• 0:59
  have
• 0:59
  hit
• 1:00
  that
• 1:00
  reset
• 1:00
  once,
• 1:01
  but
• 1:01
  now
• 1:01
  they
• 1:01
  were
• 1:02
  ready
• 1:02
  to
• 1:02
  hit
• 1:03
  that
• 1:03
  reset
• 1:03
  button
• 1:04
  even
• 1:04
  harder
• 1:05
  to
• 1:05
  build
• 1:06
  the
• 1:06
  life
• 1:06
  that
• 1:06
  truly
• 1:07
  gives
• 1:07
  them
• 1:07
  meaning.
• 1:08
  We
• 1:08
  had,
• 1:08
  like,
• 1:09
  a
• 1:09
  tiny
• 1:09
  amount
• 1:09
  of
• 1:09
  staff,
• 1:10
  and
• 1:10
  yet
• 1:11
  we're
• 1:11
  probably
• 1:11
  the,
• 1:12
  you
• 1:12
  know,
• 1:12
  the
• 1:12
  happiest
• 1:12
  we've
• 1:13
  ever
• 1:13
  been.
• 1:13
  And
• 1:13
  so
• 1:13
  it
• 1:14
  made
• 1:14
  you
• 1:14
  sort
• 1:14
  of
• 1:14
  go,
• 1:14
  wow,
• 1:15
  do
• 1:15
  we
• 1:15
  need
• 1:16
  to
• 1:16
  have
• 1:16
  a
• 1:17
  big
• 1:17
  house?
• 1:17
  Or,
• 1:18
  you
• 1:18
  know,
• 1:18
  all
• 1:18
  the
• 1:18
  extra
• 1:19
  things
• 1:19
  that
• 1:19
  you
• 1:20
  might
• 1:21
  think
• 1:21
  you
• 1:21
  need.
• 1:22
  So
• 1:22
  after
• 1:23
  taking
• 1:23
  the
• 1:23
  risk
• 1:23
  to
• 1:24
  stop,
• 1:24
  zoom
• 1:25
  out,
• 1:25
  and
• 1:26
  ask
• 1:26
  what
• 1:27
  really
• 1:27
  mattered
• 1:28
  to
• 1:28
  their
• 1:28
  family,
• 1:29
  they
• 1:29
  came
• 1:29
  back
• 1:30
  with
• 1:30
  a
• 1:30
  very
• 1:31
  clear
• 1:31
  answer.
• 1:32
  Not
• 1:33
  retirement
• 1:33
  forever,
• 1:34
  but
• 1:34
  more
• 1:35
  meaningful
• 1:35
  careers.
• 1:36
  Being
• 1:37
  truly
• 1:37
  present
• 1:37
  with
• 1:37
  their
• 1:38
  kids,
• 1:38
  building
• 1:38
  an
• 1:39
  investment
• 1:39
  strategy
• 1:40
  that
• 1:41
  supported
• 1:41
  their
• 1:42
  life,
• 1:42
  not
• 1:42
  one
• 1:43
  that
• 1:43
  took
• 1:43
  it
• 1:43
  over.
• 1:44
  So
• 1:44
  welcome
• 1:44
  to
• 1:44
  Making
• 1:45
  Sense.
• 1:45
  It's
• 1:46
  the
• 1:46
  podcast
• 1:46
  people
• 1:46
  who
• 1:47
  want
• 1:47
  financial
• 1:47
  freedom
• 1:48
  without
• 1:48
  giving
• 1:49
  up
• 1:49
  their
• 1:49
  coffee.
• 1:50
  I'm
• 1:50
  Francis
• 1:50
  Cook,
• 1:51
  a
• 1:51
  financial
• 1:51
  journalist
• 1:52
  and
• 1:52
  fellow
• 1:52
  financial
• 1:53
  freedom
• 1:53
  seeker
• 1:54
  who
• 1:54
  makes
• 1:54
  money
• 1:54
  simple
• 1:55
  for
• 1:55
  you
• 1:55
  because
• 1:56
  it's
• 1:56
  one
• 1:56
  thing
• 1:56
  to
• 1:57
  want
• 1:57
  to
• 1:57
  change
• 1:57
  direction
• 1:58
  and
• 1:58
  another
• 1:58
  to
• 1:59
  have
• 1:59
  the
• 1:59
  financial
• 1:59
  ability
• 2:00
  to
• 2:01
  actually
• 2:02
  do
• 2:02
  it.
• 2:02
  So
• 2:03
  here's
• 2:03
  how
• 2:03
  they
• 2:03
  made
• 2:03
  it
• 2:03
  happen.
• 2:04
  This
• 2:04
  episode
• 2:05
  of
• 2:05
  Making
• 2:05
  Sense
• 2:05
  is
• 2:06
  supported
• 2:06
  by
• 2:06
  Odoo.
• 2:07
  The
• 2:07
  all
• 2:08
  in
• 2:08
  one
• 2:08
  solution
• 2:08
  to
• 2:08
  make
• 2:09
  running
• 2:09
  your
• 2:09
  business
• 2:09
  smoother
• 2:10
  and
• 2:10
  more
• 2:10
  affordable.
• 2:11
  Go
• 2:12
  to
• 2:12
  odoo.com
• 2:13
  that's
• 2:13
  o
• 2:13
  d
• 2:14
  double
• 2:14
  o
• 2:14
  dot
• 2:15
  com
• 2:15
  for.
• 2:15
  For
• 2:15
  more.
• 2:16
  Welcome,
• 2:16
  Kelly,
• 2:17
  to
• 2:17
  the
• 2:17
  Pod.
• 2:18
  It's
• 2:18
  so
• 2:18
  nice
• 2:18
  to
• 2:18
  have
• 2:19
  you
• 2:19
  on
• 2:19
  again
• 2:19
  because
• 2:19
  we
• 2:19
  talked
• 2:20
  yonks
• 2:21
  ago
• 2:21
  now.
• 2:22
  You
• 2:22
  have
• 2:22
  actually
• 2:23
  not
• 2:23
  just
• 2:24
  been
• 2:24
  working
• 2:24
  towards
• 2:24
  financial
• 2:25
  freedom.
• 2:25
  You've
• 2:25
  had
• 2:25
  a
• 2:25
  taste
• 2:26
  of
• 2:26
  it,
• 2:26
  went
• 2:26
  and
• 2:27
  lived
• 2:27
  in
• 2:27
  a
• 2:27
  caravan
• 2:28
  for
• 2:28
  a
• 2:28
  year.
• 2:29
  The
• 2:29
  last
• 2:29
  time
• 2:29
  we
• 2:30
  talked,
• 2:30
  you
• 2:30
  were
• 2:30
  just
• 2:30
  about
• 2:30
  to
• 2:31
  do
• 2:31
  it,
• 2:31
  which
• 2:31
  is
• 2:31
  so
• 2:32
  exciting.
• 2:33
  Now
• 2:33
  you've
• 2:33
  done
• 2:33
  it.
• 2:34
  What
• 2:35
  sparked
• 2:35
  the
• 2:36
  idea
• 2:36
  for
• 2:36
  you
• 2:36
  that
• 2:37
  you
• 2:37
  first
• 2:37
  wanted
• 2:38
  to
• 2:38
  do
• 2:38
  that
• 2:38
  and
• 2:38
  actually
• 2:38
  thinking,
• 2:39
  not
• 2:40
  just
• 2:40
  you
• 2:40
  want
• 2:41
  to
• 2:41
  do
• 2:41
  it,
• 2:41
  but
• 2:41
  you
• 2:41
  can
• 2:41
  do
• 2:42
  it.
• 2:42
  We
• 2:42
  kind
• 2:42
  of
• 2:42
  had
• 2:43
  this
• 2:43
  feeling
• 2:43
  post
• 2:43
  Covid
• 2:44
  that
• 2:44
  we
• 2:44
  were
• 2:45
  a
• 2:45
  bit
• 2:45
  burnt
• 2:45
  out
• 2:45
  and
• 2:46
  tired
• 2:46
  and
• 2:46
  we
• 2:46
  were
• 2:46
  looking
• 2:46
  for
• 2:47
  something
• 2:47
  different,
• 2:47
  so
• 2:48
  needed
• 2:48
  a
• 2:48
  change.
• 2:48
  We'd
• 2:49
  both
• 2:49
  been
• 2:49
  working
• 2:49
  really
• 2:49
  hard
• 2:50
  right
• 2:50
  through
• 2:50
  Covid
• 2:51
  and
• 2:51
  alongside
• 2:52
  of
• 2:52
  that,
• 2:52
  building
• 2:52
  our
• 2:52
  property
• 2:53
  business.
• 2:53
  So
• 2:53
  it
• 2:53
  had
• 2:54
  been
• 2:54
  sort
• 2:54
  of
• 2:54
  a
• 2:54
  pretty
• 2:54
  busy
• 2:55
  time,
• 2:55
  really,
• 2:55
  since
• 2:55
  we
• 2:55
  had
• 2:56
  our
• 2:56
  kids.
• 2:56
  Yeah,
• 2:56
  we
• 2:57
  just
• 2:57
  had
• 2:57
  this
• 2:57
  feeling
• 2:57
  that
• 2:57
  there
• 2:57
  has
• 2:58
  to
• 2:58
  be
• 2:58
  something
• 2:58
  more.
• 2:59
  And
• 3:00
  so
• 3:00
  one
• 3:00
  of
• 3:00
  the
• 3:00
  things
• 3:01
  we
• 3:01
  started
• 3:01
  doing
• 3:01
  was
• 3:01
  we
• 3:02
  started
• 3:02
  looking
• 3:02
  at
• 3:03
  ways
• 3:03
  we
• 3:03
  could
• 3:04
  improve
• 3:04
  our
• 3:04
  life
• 3:04
  at
• 3:04
  home.
• 3:05
  So
• 3:05
  initially,
• 3:06
  the
• 3:06
  idea
• 3:07
  of
• 3:07
  traveling
• 3:07
  or
• 3:07
  going
• 3:08
  overseas
• 3:08
  or
• 3:08
  the
• 3:08
  whole
• 3:09
  caravan
• 3:09
  trip,
• 3:09
  it
• 3:10
  didn't
• 3:10
  start
• 3:10
  with
• 3:10
  that.
• 3:10
  It
• 3:10
  just
• 3:10
  started
• 3:11
  with
• 3:11
  maybe
• 3:11
  having
• 3:12
  some
• 3:12
  more
• 3:12
  fun
• 3:13
  in
• 3:13
  our
• 3:13
  weekends.
• 3:14
  And
• 3:14
  to
• 3:14
  do
• 3:14
  that,
• 3:14
  we
• 3:15
  looked
• 3:15
  at
• 3:15
  buying
• 3:15
  a
• 3:15
  caravan.
• 3:16
  So
• 3:16
  that's
• 3:16
  kind
• 3:17
  of
• 3:17
  what
• 3:17
  sparked
• 3:17
  it
• 3:17
  off.
• 3:18
  And
• 3:19
  then
• 3:19
  once
• 3:19
  we
• 3:19
  started
• 3:20
  looking,
• 3:20
  you
• 3:20
  know,
• 3:21
  as
• 3:21
  social
• 3:21
  media
• 3:21
  does,
• 3:22
  we
• 3:22
  started
• 3:22
  getting
• 3:22
  pages
• 3:23
  come
• 3:23
  up
• 3:23
  of
• 3:23
  people
• 3:24
  traveling
• 3:24
  around
• 3:24
  in
• 3:25
  Australia
• 3:25
  in
• 3:25
  caravans.
• 3:26
  And
• 3:27
  I
• 3:27
  said
• 3:27
  to
• 3:27
  Ryan,
• 3:27
  like,
• 3:27
  oh,
• 3:28
  my
• 3:28
  gosh,
• 3:28
  these
• 3:28
  people
• 3:28
  have
• 3:28
  a
• 3:28
  really
• 3:29
  cool
• 3:29
  caravan.
• 3:29
  Ryan
• 3:30
  took
• 3:30
  my
• 3:30
  phone
• 3:30
  off
• 3:30
  me
• 3:30
  and
• 3:30
  started
• 3:31
  scrolling
• 3:31
  through
• 3:31
  their
• 3:31
  Instagram
• 3:32
  and
• 3:32
  was
• 3:32
  like,
• 3:32
  oh,
• 3:32
  my
• 3:33
  gosh,
• 3:33
  we
• 3:33
  should
• 3:33
  do
• 3:33
  this.
• 3:34
  And
• 3:34
  I
• 3:34
  was
• 3:34
  like,
• 3:35
  like
• 3:35
  what?
• 3:35
  Like,
• 3:36
  buy
• 3:36
  a
• 3:37
  caravan
• 3:37
  like
• 3:37
  this?
• 3:37
  He's
• 3:38
  like,
• 3:38
  no,
• 3:38
  we
• 3:38
  should
• 3:38
  go
• 3:39
  to
• 3:39
  Australia
• 3:39
  and
• 3:39
  we
• 3:39
  should
• 3:40
  travel
• 3:40
  around.
• 3:40
  And
• 3:41
  it
• 3:41
  was
• 3:41
  like,
• 3:41
  okay,
• 3:42
  whoa,
• 3:42
  whoa,
• 3:43
  hang
• 3:44
  on
• 3:44
  a
• 3:44
  minute.
• 3:44
  But
• 3:44
  then
• 3:44
  we
• 3:45
  started
• 3:45
  to
• 3:45
  look
• 3:45
  into
• 3:45
  it
• 3:45
  and
• 3:46
  we
• 3:46
  thought,
• 3:46
  no,
• 3:46
  that's
• 3:47
  something
• 3:47
  that's
• 3:47
  really
• 3:48
  cool.
• 3:48
  And,
• 3:50
  yeah,
• 3:50
  so
• 3:50
  we
• 3:50
  just
• 3:50
  started
• 3:51
  to
• 3:51
  figure
• 3:51
  out
• 3:51
  what
• 3:52
  we
• 3:52
  needed
• 3:52
  to
• 3:52
  do
• 3:52
  to
• 3:52
  make
• 3:53
  it
• 3:53
  happen.
• 3:53
  Really,
• 3:54
  I
• 3:54
  love
• 3:55
  that
• 3:55
  when
• 3:55
  you.
• 3:55
  What's
• 3:56
  the
• 3:56
  old
• 3:56
  thing
• 3:56
  of,
• 3:56
  like,
• 3:56
  it's
• 3:57
  one
• 3:57
  of
• 3:57
  the
• 3:57
  most
• 3:57
  important
• 3:57
  financial
• 3:58
  decisions
• 3:58
  you'll
• 3:58
  make
• 3:59
  is
• 3:59
  who
• 3:59
  you
• 3:59
  partner
• 3:59
  up
• 4:00
  with,
• 4:00
  which
• 4:00
  is
• 4:01
  so
• 4:01
  true,
• 4:01
  but
• 4:01
  also
• 4:02
  just
• 4:02
  a
• 4:02
  life
• 4:02
  decision,
• 4:03
  because
• 4:03
  it's
• 4:03
  so
• 4:03
  fun
• 4:04
  to
• 4:04
  be
• 4:04
  like,
• 4:04
  hey,
• 4:04
  here's
• 4:05
  a
• 4:05
  cool
• 4:05
  thing
• 4:05
  I
• 4:05
  found,
• 4:06
  and
• 4:06
  you
• 4:06
  hand
• 4:06
  it
• 4:07
  over
• 4:07
  to
• 4:07
  your
• 4:07
  partner
• 4:07
  and
• 4:07
  they
• 4:07
  go,
• 4:08
  awesome.
• 4:09
  How
• 4:09
  can
• 4:09
  we
• 4:09
  make
• 4:09
  this
• 4:09
  happen?
• 4:09
  You
• 4:10
  know,
• 4:10
  just
• 4:10
  the
• 4:10
  enthusiasm
• 4:11
  to
• 4:11
  run
• 4:11
  with
• 4:11
  it.
• 4:12
  That's
• 4:12
  quite
• 4:12
  invigorating,
• 4:13
  isn't
• 4:13
  it?
• 4:14
  Yeah.
• 4:15
  Well,
• 4:15
  let's
• 4:15
  start
• 4:15
  at
• 4:16
  the
• 4:16
  beginning
• 4:16
  then,
• 4:16
  because
• 4:17
  I
• 4:17
  think
• 4:17
  a
• 4:17
  lot
• 4:17
  of
• 4:17
  people
• 4:17
  talk
• 4:18
  about
• 4:18
  the
• 4:18
  idea
• 4:18
  of
• 4:18
  financial
• 4:19
  independence
• 4:19
  or
• 4:20
  financial
• 4:20
  freedom,
• 4:21
  and
• 4:21
  you
• 4:21
  are
• 4:21
  obviously
• 4:22
  living
• 4:22
  your
• 4:23
  version
• 4:23
  of
• 4:23
  it
• 4:23
  now,
• 4:23
  which
• 4:24
  I
• 4:24
  love,
• 4:24
  and
• 4:24
  we'll
• 4:24
  get
• 4:24
  into
• 4:25
  how
• 4:25
  you
• 4:25
  built
• 4:25
  it
• 4:25
  and
• 4:25
  all
• 4:25
  that
• 4:26
  good
• 4:26
  stuff.
• 4:26
  But
• 4:27
  I
• 4:27
  want
• 4:27
  to
• 4:27
  start
• 4:28
  with
• 4:28
  what
• 4:28
  is
• 4:29
  financial
• 4:30
  freedom
• 4:30
  to
• 4:30
  you?
• 4:31
  Because
• 4:31
  I
• 4:31
  think
• 4:31
  it
• 4:31
  can
• 4:31
  be
• 4:32
  quite
• 4:32
  different
• 4:32
  to
• 4:33
  different
• 4:33
  people.
• 4:34
  Before
• 4:34
  we
• 4:34
  left,
• 4:35
  we
• 4:35
  kind
• 4:35
  of
• 4:35
  thought
• 4:35
  that
• 4:36
  it
• 4:36
  probably
• 4:36
  was
• 4:36
  more
• 4:37
  like
• 4:38
  what
• 4:38
  our
• 4:38
  experience
• 4:39
  was,
• 4:39
  traveling,
• 4:39
  where
• 4:39
  you're
• 4:40
  sort
• 4:40
  of
• 4:40
  full
• 4:40
  time,
• 4:41
  financially
• 4:41
  free,
• 4:42
  you
• 4:42
  know,
• 4:42
  you've
• 4:42
  got
• 4:43
  all
• 4:43
  your
• 4:43
  income
• 4:43
  coming
• 4:43
  in
• 4:43
  that
• 4:43
  can
• 4:44
  keep
• 4:44
  you
• 4:44
  on
• 4:44
  the
• 4:44
  road
• 4:44
  or
• 4:44
  keep
• 4:45
  you
• 4:45
  traveling
• 4:45
  and
• 4:45
  not
• 4:46
  working.
• 4:46
  Whereas
• 4:47
  we
• 4:47
  realized
• 4:48
  partly
• 4:48
  through
• 4:48
  the
• 4:48
  traveling
• 4:49
  was
• 4:49
  that
• 4:49
  we're
• 4:50
  not
• 4:50
  the
• 4:50
  kind
• 4:50
  of
• 4:50
  people
• 4:50
  who
• 4:51
  can
• 4:51
  sit
• 4:51
  still
• 4:51
  for
• 4:52
  long
• 4:52
  periods
• 4:52
  of
• 4:52
  time.
• 4:53
  Like,
• 4:53
  we're
• 4:54
  quite
• 4:54
  busy.
• 4:55
  We
• 4:55
  like
• 4:55
  to
• 4:55
  be
• 4:55
  active,
• 4:55
  we
• 4:56
  like
• 4:56
  to
• 4:56
  be
• 4:56
  contributing.
• 4:57
  And
• 4:58
  yes,
• 4:58
  I
• 4:59
  don't
• 4:59
  think
• 4:59
  we
• 4:59
  are
• 4:59
  the
• 4:59
  kind
• 5:00
  of
• 5:00
  people
• 5:00
  who
• 5:00
  could
• 5:00
  just
• 5:01
  stop
• 5:01
  working
• 5:02
  and
• 5:03
  sit
• 5:03
  under
• 5:03
  a
• 5:03
  palm
• 5:03
  tree.
• 5:04
  So
• 5:04
  that
• 5:04
  was
• 5:05
  kind
• 5:05
  of
• 5:05
  something
• 5:05
  good
• 5:05
  to
• 5:05
  learn
• 5:06
  about
• 5:06
  ourselves.
• 5:07
  I
• 5:07
  think
• 5:07
  for
• 5:07
  us,
• 5:08
  financial
• 5:08
  freedom
• 5:09
  is
• 5:09
  just
• 5:09
  having
• 5:09
  the
• 5:09
  option
• 5:10
  to
• 5:10
  not
• 5:10
  have
• 5:11
  to
• 5:11
  work
• 5:12
  and
• 5:12
  to
• 5:12
  be
• 5:12
  able
• 5:12
  to
• 5:12
  do
• 5:13
  what
• 5:13
  you
• 5:13
  want
• 5:13
  with
• 5:13
  your
• 5:13
  time,
• 5:14
  but
• 5:14
  also
• 5:14
  to
• 5:14
  be
• 5:14
  able
• 5:14
  to
• 5:14
  take
• 5:14
  time
• 5:15
  out
• 5:15
  like
• 5:15
  we
• 5:15
  did.
• 5:16
  For
• 5:16
  us,
• 5:16
  it's
• 5:16
  not
• 5:16
  necessarily
• 5:17
  about
• 5:17
  not
• 5:17
  having
• 5:18
  a
• 5:18
  job
• 5:18
  or
• 5:18
  not
• 5:18
  working
• 5:18
  or
• 5:19
  not
• 5:19
  running
• 5:19
  a
• 5:19
  business.
• 5:19
  It's
• 5:20
  about
• 5:20
  options.
• 5:22
  Hundred
• 5:22
  percent.
• 5:23
  And
• 5:23
  that's
• 5:24
  very
• 5:24
  similar
• 5:24
  to
• 5:24
  my
• 5:24
  version.
• 5:25
  What's
• 5:26
  the
• 5:26
  old
• 5:26
  saying
• 5:26
  that
• 5:26
  don't
• 5:26
  retire
• 5:27
  from
• 5:27
  something,
• 5:28
  Retirement
• 5:29
  to
• 5:29
  something.
• 5:29
  Yeah,
• 5:30
  yeah.
• 5:30
  And
• 5:31
  I
• 5:31
  feel
• 5:31
  very
• 5:31
  much
• 5:31
  the
• 5:31
  same
• 5:32
  in
• 5:32
  that
• 5:32
  I'm
• 5:32
  not
• 5:32
  really.
• 5:33
  I
• 5:33
  think
• 5:33
  I'd
• 5:34
  really
• 5:34
  enjoy
• 5:34
  laying
• 5:34
  on
• 5:34
  a
• 5:35
  beach
• 5:35
  for
• 5:35
  two
• 5:35
  weeks.
• 5:35
  Yeah.
• 5:36
  And
• 5:36
  then
• 5:36
  I'd
• 5:36
  be
• 5:37
  done.
• 5:37
  Yeah,
• 5:38
  yeah.
• 5:40
  I
• 5:40
  had
• 5:41
  someone
• 5:41
  comment
• 5:41
  on.
• 5:42
  I'd
• 5:42
  made
• 5:42
  a
• 5:43
  passing
• 5:43
  comment
• 5:43
  on
• 5:44
  one
• 5:44
  of
• 5:44
  my
• 5:44
  social
• 5:44
  media
• 5:45
  posts
• 5:45
  the
• 5:45
  other
• 5:45
  day
• 5:46
  about
• 5:46
  posting
• 5:46
  it
• 5:47
  in
• 5:47
  my
• 5:47
  lunch
• 5:47
  break,
• 5:47
  and
• 5:47
  they
• 5:47
  were
• 5:48
  like,
• 5:48
  you
• 5:48
  don't
• 5:48
  have
• 5:48
  a
• 5:48
  lunch
• 5:48
  break.
• 5:49
  Yes,
• 5:49
  I
• 5:49
  do.
• 5:50
  Yeah.
• 5:50
  Yeah.
• 5:51
  You
• 5:51
  know,
• 5:52
  and
• 5:52
  I'm
• 5:52
  so
• 5:53
  lucky
• 5:53
  that
• 5:53
  I
• 5:53
  could
• 5:54
  start
• 5:54
  this
• 5:54
  business
• 5:54
  because
• 5:55
  I
• 5:55
  had
• 5:55
  a
• 5:55
  different
• 5:57
  level
• 5:57
  of
• 5:57
  financial
• 5:57
  freedom
• 5:58
  that
• 5:58
  I'd
• 5:58
  had
• 5:59
  before
• 5:59
  in
• 5:59
  my
• 5:59
  life.
• 6:00
  And
• 6:00
  it's
• 6:00
  saying
• 6:00
  this
• 6:01
  business
• 6:01
  was
• 6:01
  risky
• 6:01
  and
• 6:01
  I
• 6:01
  had
• 6:01
  the
• 6:02
  financial
• 6:02
  means
• 6:02
  to
• 6:02
  do
• 6:02
  so,
• 6:03
  and
• 6:03
  I
• 6:03
  was
• 6:04
  so
• 6:04
  lucky
• 6:04
  on
• 6:04
  that.
• 6:04
  But
• 6:05
  I
• 6:06
  still
• 6:06
  actually
• 6:06
  work
• 6:06
  quite
• 6:07
  hard
• 6:07
  now
• 6:07
  and
• 6:07
  I
• 6:07
  definitely
• 6:08
  have
• 6:08
  things
• 6:08
  like
• 6:08
  a
• 6:08
  lunch
• 6:08
  break
• 6:09
  because
• 6:09
  I
• 6:10
  enjoy
• 6:10
  it,
• 6:10
  because
• 6:11
  I
• 6:11
  find
• 6:11
  it
• 6:11
  energizing
• 6:12
  because
• 6:12
  I
• 6:12
  enjoy
• 6:13
  building
• 6:14
  something.
• 6:15
  So
• 6:16
  is
• 6:16
  that
• 6:16
  sort
• 6:16
  of
• 6:16
  a
• 6:17
  similar
• 6:17
  sort
• 6:17
  of
• 6:17
  idea
• 6:17
  where
• 6:18
  you're
• 6:18
  at?
• 6:19
  Yeah,
• 6:19
  definitely.
• 6:19
  I
• 6:20
  mean,
• 6:20
  like,
• 6:21
  people
• 6:21
  talk
• 6:21
  about
• 6:21
  property
• 6:22
  as
• 6:22
  being
• 6:22
  passive
• 6:22
  income,
• 6:23
  and
• 6:23
  I
• 6:23
  think
• 6:23
  it's
• 6:23
  passive
• 6:24
  to
• 6:24
  a
• 6:24
  degree.
• 6:25
  But
• 6:25
  we've
• 6:25
  worked
• 6:25
  really
• 6:25
  hard
• 6:25
  to
• 6:26
  build
• 6:26
  a
• 6:26
  property
• 6:26
  business
• 6:27
  and
• 6:27
  we
• 6:27
  kind
• 6:27
  of
• 6:27
  want
• 6:28
  to
• 6:28
  continue
• 6:28
  with
• 6:28
  building
• 6:29
  a
• 6:29
  property
• 6:29
  business
• 6:30
  and
• 6:30
  maybe
• 6:30
  a
• 6:30
  sort
• 6:31
  of
• 6:31
  a
• 6:31
  slightly
• 6:31
  different
• 6:31
  way
• 6:31
  to
• 6:31
  what
• 6:31
  we
• 6:32
  have
• 6:32
  in
• 6:32
  the
• 6:32
  past,
• 6:33
  but
• 6:33
  that
• 6:34
  is
• 6:34
  not
• 6:34
  going
• 6:34
  to
• 6:35
  be
• 6:35
  something
• 6:35
  that
• 6:35
  you
• 6:35
  can
• 6:35
  do
• 6:36
  sort
• 6:36
  of
• 6:37
  sitting
• 6:37
  under
• 6:37
  a
• 6:37
  palm
• 6:38
  tree.
• 6:38
  Yeah,
• 6:38
  I
• 6:38
  agree.
• 6:39
  I
• 6:39
  see
• 6:39
  a
• 6:40
  lot
• 6:40
  of
• 6:40
  advertising
• 6:41
  around
• 6:41
  the
• 6:42
  idea
• 6:42
  of
• 6:42
  property
• 6:43
  passive
• 6:43
  income.
• 6:44
  And
• 6:44
  I'm
• 6:44
  always
• 6:44
  a
• 6:44
  bit
• 6:44
  like
• 6:46
  property
• 6:47
  can
• 6:47
  be
• 6:47
  an
• 6:47
  amazing
• 6:47
  investment.
• 6:48
  Yeah.
• 6:48
  We
• 6:48
  will
• 6:49
  get
• 6:49
  into
• 6:49
  how
• 6:49
  you've
• 6:49
  made
• 6:49
  that
• 6:50
  work
• 6:50
  because
• 6:50
  I
• 6:50
  think
• 6:50
  you've
• 6:51
  got
• 6:51
  some
• 6:51
  great
• 6:51
  strategies.
• 6:52
  Um,
• 6:53
  but
• 6:53
  it's,
• 6:54
  it's
• 6:54
  definitely.
• 6:55
  I
• 6:55
  wouldn't
• 6:55
  call
• 6:56
  it
• 6:56
  passive
• 6:57
  for
• 6:57
  90%
• 6:58
  of
• 6:58
  cases.
• 6:58
  Yeah,
• 6:59
  no,
• 6:59
  no,
• 6:59
  totally.
• 7:00
  It's
• 7:00
  not
• 7:00
  passive
• 7:01
  in
• 7:01
  the
• 7:01
  sense
• 7:01
  that
• 7:01
  you
• 7:02
  just
• 7:02
  leave
• 7:02
  it
• 7:02
  alone
• 7:03
  and
• 7:03
  you
• 7:03
  make
• 7:03
  all
• 7:03
  this
• 7:03
  money.
• 7:04
  I
• 7:04
  mean,
• 7:04
  it's
• 7:05
  been
• 7:05
  like
• 7:06
  a
• 7:06
  really.
• 7:07
  At
• 7:07
  the
• 7:07
  outset,
• 7:08
  it's
• 7:08
  a
• 7:08
  hugely
• 7:08
  active
• 7:09
  strategy.
• 7:09
  It's.
• 7:10
  It
• 7:10
  can
• 7:10
  become
• 7:10
  almost
• 7:10
  like
• 7:11
  a
• 7:11
  full
• 7:11
  time
• 7:11
  job.
• 7:12
  It's
• 7:12
  not
• 7:12
  like
• 7:13
  you
• 7:13
  can
• 7:13
  just
• 7:14
  sit
• 7:14
  and
• 7:14
  forget.
• 7:14
  Yeah,
• 7:15
  yeah,
• 7:16
  no,
• 7:16
  exactly.
• 7:17
  Okay.
• 7:18
  So
• 7:18
  to
• 7:18
  go
• 7:18
  back
• 7:18
  to
• 7:18
  that
• 7:19
  moment,
• 7:19
  you'd
• 7:19
  looked
• 7:19
  on
• 7:20
  your
• 7:20
  phone,
• 7:20
  you'd
• 7:20
  seen
• 7:20
  some
• 7:21
  people
• 7:22
  living
• 7:22
  the
• 7:22
  caravan
• 7:22
  life.
• 7:23
  You
• 7:23
  knew
• 7:24
  you
• 7:24
  enjoyed
• 7:24
  it
• 7:24
  because
• 7:24
  you'd
• 7:25
  been
• 7:25
  doing
• 7:25
  it
• 7:25
  on
• 7:25
  weekends.
• 7:27
  And
• 7:27
  your
• 7:27
  husband's
• 7:28
  into
• 7:28
  the
• 7:28
  idea.
• 7:29
  So
• 7:30
  how
• 7:30
  do
• 7:30
  you
• 7:30
  get
• 7:30
  from
• 7:31
  this
• 7:31
  could
• 7:32
  be
• 7:32
  cool.
• 7:33
  I
• 7:34
  think
• 7:34
  we
• 7:34
  have
• 7:34
  the
• 7:34
  finances
• 7:35
  that
• 7:35
  we
• 7:35
  could
• 7:35
  maybe
• 7:36
  make
• 7:36
  it
• 7:36
  work
• 7:37
  to
• 7:37
  going
• 7:37
  and
• 7:38
  living
• 7:38
  in
• 7:39
  a
• 7:39
  caravan
• 7:39
  for
• 7:40
  a
• 7:40
  year
• 7:41
  with
• 7:41
  the
• 7:41
  kids.
• 7:42
  How
• 7:42
  much
• 7:43
  planning
• 7:43
  does
• 7:43
  that
• 7:44
  take?
• 7:44
  A
• 7:44
  lot.
• 7:45
  So
• 7:45
  I
• 7:45
  think
• 7:47
  it
• 7:47
  was
• 7:47
  probably
• 7:47
  about
• 7:48
  18
• 7:48
  months
• 7:48
  worth
• 7:49
  of
• 7:49
  planning
• 7:50
  for
• 7:50
  us,
• 7:50
  first
• 7:50
  of
• 7:51
  all,
• 7:51
  seeing
• 7:51
  if
• 7:51
  it
• 7:51
  was
• 7:52
  feasible
• 7:52
  financially,
• 7:53
  like,
• 7:53
  what
• 7:53
  would
• 7:53
  it
• 7:54
  cost
• 7:54
  to
• 7:54
  do
• 7:54
  it?
• 7:55
  So
• 7:55
  we
• 7:55
  spent
• 7:56
  a
• 7:56
  lot
• 7:56
  of
• 7:56
  time
• 7:56
  with
• 7:57
  spreadsheets
• 7:57
  figuring
• 7:57
  out
• 7:58
  how
• 7:58
  much
• 7:58
  it
• 7:58
  would
• 7:58
  cost
• 7:58
  to
• 7:59
  buy
• 7:59
  a
• 7:59
  car
• 7:59
  and
• 7:59
  buy
• 7:59
  a
• 7:59
  caravan
• 8:00
  and
• 8:00
  how
• 8:00
  much
• 8:01
  we,
• 8:01
  like,
• 8:01
  we
• 8:01
  analyzed
• 8:02
  our
• 8:02
  spending
• 8:03
  and
• 8:03
  how
• 8:03
  much
• 8:03
  would
• 8:03
  it
• 8:04
  cost
• 8:04
  us
• 8:04
  for
• 8:04
  groceries
• 8:05
  each
• 8:05
  week
• 8:05
  and
• 8:05
  how
• 8:06
  much
• 8:06
  do
• 8:06
  we
• 8:06
  think
• 8:06
  petrol
• 8:06
  would
• 8:07
  cost
• 8:07
  us
• 8:07
  each
• 8:07
  week?
• 8:07
  So
• 8:07
  we
• 8:08
  kind
• 8:08
  of
• 8:08
  got
• 8:08
  like
• 8:08
  a
• 8:08
  template
• 8:09
  going
• 8:09
  of
• 8:09
  how
• 8:10
  many
• 8:10
  kilometers
• 8:10
  we'd
• 8:11
  be
• 8:11
  roughly
• 8:11
  doing
• 8:11
  each
• 8:12
  week
• 8:12
  to
• 8:12
  figure
• 8:12
  out
• 8:12
  how
• 8:12
  much
• 8:12
  petrol
• 8:13
  would
• 8:13
  cost
• 8:13
  in
• 8:14
  the,
• 8:14
  you
• 8:14
  know.
• 8:15
  Fantastically
• 8:15
  organized.
• 8:16
  Yeah.
• 8:17
  Ryan's
• 8:17
  a
• 8:17
  spreadsheets
• 8:18
  guy.
• 8:18
  He
• 8:18
  runs
• 8:19
  everything.
• 8:19
  So
• 8:19
  I'm
• 8:20
  not
• 8:20
  the
• 8:20
  spreadsheets
• 8:20
  person.
• 8:21
  But
• 8:21
  thankfully
• 8:21
  he's
• 8:22
  got
• 8:22
  that
• 8:22
  all
• 8:22
  under
• 8:22
  control.
• 8:23
  Every
• 8:23
  relationship
• 8:23
  needs
• 8:24
  one
• 8:24
  spreadsheets
• 8:24
  person.
• 8:25
  It
• 8:25
  shall
• 8:25
  never
• 8:25
  be
• 8:26
  me,
• 8:26
  but
• 8:26
  you
• 8:26
  need
• 8:27
  one.
• 8:27
  Yeah.
• 8:28
  So
• 8:28
  he
• 8:28
  kind
• 8:28
  of
• 8:28
  modeled
• 8:29
  it
• 8:29
  all
• 8:29
  for
• 8:29
  us
• 8:30
  of
• 8:31
  what
• 8:31
  a
• 8:31
  year
• 8:31
  on
• 8:32
  the
• 8:32
  road
• 8:32
  would
• 8:32
  cost
• 8:33
  us.
• 8:33
  And
• 8:33
  we
• 8:33
  had
• 8:34
  different
• 8:34
  scenarios.
• 8:34
  What
• 8:34
  would
• 8:35
  six
• 8:35
  months
• 8:35
  look
• 8:35
  like?
• 8:35
  What
• 8:36
  would
• 8:36
  18
• 8:36
  months
• 8:37
  look
• 8:37
  like
• 8:38
  if
• 8:38
  we
• 8:38
  did
• 8:38
  this?
• 8:39
  And
• 8:39
  we
• 8:39
  kind
• 8:39
  of
• 8:39
  planned
• 8:40
  where
• 8:40
  we
• 8:40
  wanted
• 8:40
  to
• 8:41
  get
• 8:41
  to
• 8:41
  as
• 8:41
  well.
• 8:41
  So
• 8:41
  we
• 8:42
  sort
• 8:42
  of
• 8:42
  came
• 8:42
  out
• 8:42
  as
• 8:42
  a
• 8:43
  year
• 8:43
  being
• 8:43
  about
• 8:43
  the
• 8:44
  right
• 8:44
  amount
• 8:44
  for
• 8:44
  us
• 8:45
  to
• 8:46
  see
• 8:46
  all
• 8:46
  the
• 8:46
  sites
• 8:46
  we
• 8:46
  wanted
• 8:47
  to
• 8:47
  see
• 8:47
  and
• 8:47
  then,
• 8:49
  you
• 8:49
  know,
• 8:49
  work
• 8:49
  out
• 8:50
  for
• 8:50
  us
• 8:50
  from
• 8:50
  a
• 8:50
  financial
• 8:51
  standpoint
• 8:52
  as
• 8:52
  well.
• 8:52
  Plus
• 8:52
  also
• 8:53
  Ryan
• 8:53
  had
• 8:53
  the
• 8:53
  option
• 8:54
  to
• 8:54
  take
• 8:54
  a
• 8:54
  year
• 8:54
  off
• 8:54
  work,
• 8:55
  so.
• 8:55
  And
• 8:55
  still
• 8:56
  keep
• 8:56
  his
• 8:56
  job.
• 8:56
  So
• 8:56
  he
• 8:57
  was.
• 8:58
  That
• 8:58
  was
• 8:58
  a
• 8:58
  factor
• 8:58
  too.
• 8:58
  And
• 8:59
  then
• 8:59
  it
• 8:59
  gave
• 8:59
  us
• 8:59
  the
• 8:59
  security
• 9:00
  of
• 9:01
  coming
• 9:01
  back
• 9:01
  to
• 9:02
  New
• 9:02
  Zealand
• 9:02
  and
• 9:02
  knowing
• 9:02
  that
• 9:03
  one
• 9:03
  of
• 9:03
  us
• 9:03
  at
• 9:03
  least
• 9:04
  still
• 9:04
  had
• 9:04
  a
• 9:05
  job
• 9:05
  in
• 9:05
  place.
• 9:05
  So.
• 9:06
  So
• 9:06
  you
• 9:07
  go
• 9:07
  into
• 9:08
  this
• 9:08
  caravan
• 9:09
  life,
• 9:09
  got
• 9:10
  the
• 9:10
  two
• 9:10
  kids.
• 9:10
  Are
• 9:11
  you
• 9:11
  comfortable
• 9:11
  saying
• 9:11
  their
• 9:11
  ages?
• 9:12
  Yeah,
• 9:12
  10
• 9:12
  and
• 9:12
  12.
• 9:13
  So
• 9:13
  that's
• 9:13
  a
• 9:14
  really
• 9:14
  fun
• 9:14
  age
• 9:14
  with
• 9:14
  kids
• 9:15
  because
• 9:15
  you're
• 9:15
  not
• 9:15
  quite
• 9:15
  at
• 9:15
  that.
• 9:16
  Super
• 9:16
  crunchy.
• 9:16
  Oh,
• 9:16
  we're
• 9:16
  about
• 9:17
  to
• 9:17
  go
• 9:17
  to
• 9:17
  uni.
• 9:17
  Can't
• 9:18
  do
• 9:18
  anything
• 9:18
  there.
• 9:19
  But
• 9:19
  they're
• 9:20
  old
• 9:20
  enough
• 9:20
  to
• 9:20
  be
• 9:21
  somewhat
• 9:21
  sufficient.
• 9:23
  Yeah.
• 9:23
  And
• 9:23
  I
• 9:23
  think
• 9:24
  the
• 9:24
  year
• 9:24
  away
• 9:25
  has
• 9:25
  made
• 9:25
  them
• 9:25
  so
• 9:26
  much
• 9:26
  more
• 9:26
  confident
• 9:27
  and
• 9:27
  self
• 9:28
  sufficient
• 9:28
  than
• 9:28
  they
• 9:29
  were
• 9:29
  before.
• 9:30
  They
• 9:30
  had
• 9:30
  to
• 9:30
  learn
• 9:31
  a
• 9:31
  whole
• 9:31
  bunch
• 9:32
  of
• 9:32
  new
• 9:32
  skills
• 9:32
  and
• 9:33
  interacting
• 9:33
  with
• 9:33
  complete
• 9:34
  strangers.
• 9:34
  So
• 9:35
  doing
• 9:36
  something
• 9:36
  like
• 9:36
  this
• 9:36
  pushes
• 9:36
  you
• 9:37
  right
• 9:37
  out
• 9:37
  of
• 9:37
  your
• 9:37
  comfort
• 9:38
  zone.
• 9:38
  You
• 9:38
  don't
• 9:38
  know
• 9:39
  anybody.
• 9:40
  The
• 9:40
  kids
• 9:40
  didn't
• 9:40
  know
• 9:40
  anybody
• 9:41
  and
• 9:41
  they
• 9:41
  kind
• 9:41
  of
• 9:41
  learned
• 9:42
  strategies
• 9:42
  to
• 9:42
  make
• 9:42
  friends
• 9:43
  on
• 9:43
  the
• 9:43
  road.
• 9:44
  And
• 9:44
  it
• 9:44
  was
• 9:44
  kind
• 9:45
  of
• 9:45
  cool
• 9:45
  to
• 9:45
  see
• 9:45
  them
• 9:45
  coming
• 9:45
  out
• 9:45
  of
• 9:46
  their
• 9:46
  shell
• 9:46
  and
• 9:46
  just
• 9:46
  going,
• 9:46
  oh.
• 9:47
  Like
• 9:47
  it
• 9:47
  was
• 9:48
  quite
• 9:48
  funny.
• 9:48
  They'd
• 9:48
  see
• 9:49
  another
• 9:49
  caravan
• 9:50
  and
• 9:50
  it
• 9:50
  would
• 9:50
  have
• 9:50
  bunks
• 9:51
  because
• 9:51
  you
• 9:51
  can
• 9:51
  tell
• 9:51
  by
• 9:51
  the
• 9:52
  window
• 9:52
  arrangement
• 9:52
  at
• 9:52
  the
• 9:53
  back
• 9:53
  of
• 9:53
  the
• 9:53
  caravan.
• 9:53
  They're
• 9:53
  like,
• 9:54
  that
• 9:54
  caravan's
• 9:55
  got
• 9:55
  bunks
• 9:55
  in
• 9:56
  the
• 9:56
  back.
• 9:56
  There
• 9:56
  must
• 9:56
  be
• 9:57
  kids
• 9:57
  there.
• 9:58
  I
• 9:58
  see
• 9:58
  friends
• 9:59
  incoming.
• 9:59
  Yeah.
• 10:00
  So
• 10:00
  they'd
• 10:00
  be
• 10:01
  like,
• 10:01
  hi,
• 10:01
  do
• 10:02
  you
• 10:02
  guys
• 10:02
  want
• 10:02
  to
• 10:02
  play?
• 10:03
  And
• 10:03
  yeah,
• 10:04
  I
• 10:04
  don't
• 10:04
  think
• 10:04
  they
• 10:04
  would
• 10:04
  have
• 10:04
  so
• 10:04
  much
• 10:05
  done
• 10:05
  that
• 10:05
  before
• 10:05
  with
• 10:05
  complete
• 10:06
  strangers.
• 10:07
  So
• 10:07
  I
• 10:07
  think
• 10:07
  it
• 10:07
  was
• 10:07
  really
• 10:08
  good
• 10:08
  for.
• 10:09
  For
• 10:09
  their
• 10:09
  confidence.
• 10:10
  Yeah,
• 10:11
  that's
• 10:12
  brilliant.
• 10:12
  That's
• 10:13
  so
• 10:13
  good.
• 10:13
  Being
• 10:13
  able
• 10:14
  to
• 10:14
  spot
• 10:14
  it
• 10:14
  from
• 10:14
  the
• 10:14
  window
• 10:14
  arrangement.
• 10:15
  That's
• 10:16
  how
• 10:16
  you
• 10:16
  know
• 10:16
  they're
• 10:16
  getting
• 10:16
  seasoned
• 10:17
  travelers.
• 10:18
  What
• 10:18
  is
• 10:18
  it
• 10:18
  like
• 10:19
  to
• 10:19
  plan
• 10:19
  out
• 10:20
  this
• 10:20
  year
• 10:20
  of
• 10:20
  travel?
• 10:21
  Because
• 10:21
  I
• 10:21
  imagine
• 10:21
  there's
• 10:21
  things
• 10:22
  you
• 10:22
  wanted
• 10:22
  to
• 10:22
  see.
• 10:23
  Yes.
• 10:23
  In
• 10:23
  a
• 10:24
  certain
• 10:24
  extent
• 10:24
  life
• 10:25
  would
• 10:25
  also
• 10:25
  continue
• 10:26
  with
• 10:26
  things
• 10:26
  like
• 10:27
  school,
• 10:27
  I
• 10:27
  would
• 10:28
  imagine.
• 10:29
  And
• 10:29
  you
• 10:29
  probably
• 10:30
  had
• 10:30
  to
• 10:31
  sort
• 10:31
  of
• 10:31
  stay
• 10:32
  in
• 10:32
  touch
• 10:32
  a
• 10:32
  little
• 10:33
  bit
• 10:33
  for
• 10:33
  things
• 10:33
  like
• 10:33
  your
• 10:34
  investment
• 10:34
  properties.
• 10:35
  So.
• 10:35
  So
• 10:37
  what
• 10:37
  was
• 10:37
  that
• 10:37
  like
• 10:37
  in
• 10:38
  terms
• 10:38
  of
• 10:38
  the
• 10:38
  planning
• 10:38
  of
• 10:38
  here's
• 10:39
  what
• 10:39
  we
• 10:39
  want
• 10:39
  to
• 10:39
  do,
• 10:40
  here's
• 10:40
  the
• 10:40
  life
• 10:41
  continues?
• 10:41
  Parts
• 10:42
  like,
• 10:42
  how
• 10:42
  did
• 10:42
  you
• 10:42
  plan
• 10:42
  all
• 10:43
  that?
• 10:43
  The
• 10:44
  school
• 10:44
  was
• 10:44
  one
• 10:44
  of
• 10:44
  our
• 10:45
  primary
• 10:45
  considerations
• 10:46
  because
• 10:46
  we
• 10:46
  knew
• 10:47
  that
• 10:47
  they
• 10:47
  would
• 10:48
  have
• 10:48
  to
• 10:48
  be
• 10:48
  homeschooled
• 10:49
  on
• 10:49
  the
• 10:49
  road.
• 10:49
  So
• 10:50
  we
• 10:50
  planned
• 10:50
  that
• 10:51
  out
• 10:51
  pretty
• 10:51
  well.
• 10:51
  We
• 10:51
  worked
• 10:51
  with
• 10:51
  their
• 10:52
  school
• 10:52
  and
• 10:53
  sort
• 10:53
  of
• 10:53
  figured
• 10:53
  out
• 10:54
  what
• 10:54
  we
• 10:55
  really
• 10:55
  needed
• 10:55
  to
• 10:56
  make
• 10:56
  sure
• 10:56
  we
• 10:56
  covered.
• 10:57
  School
• 10:57
  was
• 10:57
  really
• 10:57
  supportive.
• 10:58
  They
• 10:58
  kind
• 10:58
  of
• 10:58
  thought,
• 10:58
  well,
• 10:58
  this
• 10:59
  is
• 10:59
  a
• 10:59
  fantastic
• 10:59
  opportunity
• 11:00
  for
• 11:00
  these
• 11:00
  kids
• 11:00
  to
• 11:01
  get
• 11:01
  out
• 11:01
  and
• 11:01
  see
• 11:01
  the
• 11:01
  world.
• 11:01
  So
• 11:02
  I
• 11:02
  was,
• 11:02
  you
• 11:02
  know,
• 11:02
  quite.
• 11:03
  Yeah,
• 11:03
  we
• 11:03
  were
• 11:04
  quite,
• 11:04
  I
• 11:04
  guess,
• 11:05
  kind
• 11:05
  of
• 11:05
  surprised
• 11:05
  that
• 11:06
  they.
• 11:06
  You
• 11:06
  never
• 11:07
  know.
• 11:07
  Yeah,
• 11:08
  I
• 11:08
  feel
• 11:08
  like
• 11:08
  it
• 11:08
  can
• 11:09
  go
• 11:09
  either
• 11:09
  way
• 11:09
  sometimes
• 11:10
  with
• 11:10
  some
• 11:10
  of
• 11:10
  those
• 11:11
  educational
• 11:11
  people.
• 11:12
  Yeah.
• 11:12
  In
• 11:13
  terms
• 11:13
  of
• 11:13
  managing
• 11:13
  other
• 11:13
  stuff.
• 11:14
  So
• 11:14
  the
• 11:14
  property
• 11:14
  business,
• 11:15
  for.
• 11:15
  On
• 11:15
  the
• 11:15
  day
• 11:16
  to
• 11:16
  day,
• 11:16
  we
• 11:16
  don't
• 11:16
  have
• 11:16
  to
• 11:16
  do
• 11:16
  an
• 11:17
  awful
• 11:17
  lot.
• 11:17
  So
• 11:17
  we
• 11:18
  have
• 11:18
  property
• 11:18
  managers
• 11:19
  in
• 11:19
  place.
• 11:19
  They
• 11:19
  manage
• 11:19
  the
• 11:20
  day
• 11:20
  to
• 11:20
  day
• 11:20
  of
• 11:20
  the
• 11:20
  property.
• 11:21
  So
• 11:21
  we
• 11:21
  Airbnb
• 11:22
  our
• 11:22
  own
• 11:22
  house.
• 11:23
  So
• 11:23
  that,
• 11:24
  again,
• 11:24
  we
• 11:24
  set
• 11:24
  that
• 11:25
  up
• 11:25
  with
• 11:25
  a
• 11:25
  property
• 11:25
  manager
• 11:26
  because
• 11:26
  we
• 11:26
  knew
• 11:26
  there
• 11:27
  would
• 11:27
  be
• 11:27
  times
• 11:27
  where
• 11:27
  we
• 11:28
  wouldn't
• 11:28
  be
• 11:28
  contactable,
• 11:29
  and
• 11:29
  so
• 11:29
  we
• 11:30
  had
• 11:30
  a
• 11:30
  very,
• 11:30
  very
• 11:30
  minimal
• 11:31
  role
• 11:31
  to
• 11:31
  play.
• 11:32
  What
• 11:32
  about
• 11:32
  in
• 11:33
  terms
• 11:33
  of
• 11:33
  the
• 11:33
  things
• 11:33
  you
• 11:33
  went
• 11:34
  and
• 11:34
  saw,
• 11:34
  the
• 11:35
  things
• 11:35
  you
• 11:35
  did?
• 11:35
  What
• 11:36
  were
• 11:36
  some
• 11:36
  highlights
• 11:36
  from
• 11:37
  the
• 11:37
  trip?
• 11:38
  Swimming
• 11:38
  with
• 11:38
  the
• 11:38
  whale
• 11:39
  sharks
• 11:39
  in
• 11:39
  Western
• 11:40
  Australia
• 11:40
  was
• 11:40
  a
• 11:40
  real
• 11:41
  highlight.
• 11:41
  That
• 11:41
  was
• 11:42
  something
• 11:42
  that's
• 11:42
  kind
• 11:42
  of
• 11:42
  like
• 11:42
  a
• 11:42
  bucket
• 11:43
  list
• 11:43
  experience.
• 11:44
  Ticked
• 11:44
  off.
• 11:45
  So
• 11:45
  that
• 11:45
  was
• 11:45
  fantastic.
• 11:46
  The
• 11:46
  boat
• 11:46
  picks
• 11:46
  you
• 11:47
  up,
• 11:47
  they
• 11:47
  take
• 11:47
  you
• 11:47
  out.
• 11:47
  You
• 11:48
  go
• 11:48
  quite
• 11:48
  far
• 11:48
  out.
• 11:48
  You
• 11:49
  go
• 11:49
  beyond
• 11:49
  the
• 11:49
  reef.
• 11:49
  So
• 11:50
  it's
• 11:50
  quite.
• 11:51
  It
• 11:51
  was
• 11:51
  quite
• 11:51
  rough
• 11:52
  the
• 11:52
  day
• 11:52
  we
• 11:52
  were
• 11:52
  out
• 11:52
  there.
• 11:53
  You
• 11:53
  have
• 11:53
  to
• 11:53
  leap
• 11:54
  off
• 11:54
  the
• 11:54
  boat
• 11:54
  into
• 11:55
  the
• 11:55
  open
• 11:56
  ocean,
• 11:56
  and
• 11:57
  the
• 11:58
  boat
• 11:58
  just
• 11:58
  goes
• 11:58
  off.
• 11:58
  And
• 11:59
  then
• 11:59
  the
• 11:59
  whale
• 11:59
  sharks,
• 12:00
  they
• 12:00
  drop
• 12:00
  you
• 12:00
  near
• 12:00
  the
• 12:01
  whale
• 12:01
  sharks.
• 12:01
  They've
• 12:01
  got
• 12:01
  a
• 12:01
  spotter
• 12:02
  plane
• 12:02
  out
• 12:02
  that
• 12:02
  spots
• 12:03
  where
• 12:03
  they
• 12:03
  are,
• 12:03
  so
• 12:03
  they
• 12:04
  know
• 12:04
  roughly
• 12:05
  where
• 12:05
  the
• 12:05
  shark
• 12:06
  is
• 12:06
  going
• 12:06
  to
• 12:06
  be.
• 12:07
  And
• 12:07
  then
• 12:07
  they
• 12:07
  just
• 12:08
  dump
• 12:08
  you
• 12:08
  in
• 12:08
  the
• 12:08
  ocean
• 12:08
  and
• 12:08
  the
• 12:09
  boat
• 12:09
  pulls
• 12:09
  away.
• 12:10
  Oh,
• 12:10
  my
• 12:10
  gosh.
• 12:11
  Yes,
• 12:12
  it
• 12:12
  is
• 12:12
  a
• 12:12
  little
• 12:12
  scary.
• 12:12
  It
• 12:13
  was
• 12:13
  scarier
• 12:13
  than
• 12:13
  I
• 12:13
  expected.
• 12:14
  You
• 12:14
  kind
• 12:14
  of
• 12:14
  imagined
• 12:15
  as
• 12:15
  being
• 12:15
  quite
• 12:15
  serene
• 12:16
  and
• 12:16
  it
• 12:16
  was
• 12:16
  a
• 12:17
  little
• 12:17
  bit.
• 12:18
  Yeah.
• 12:18
  Nerve
• 12:18
  wracking
• 12:19
  doing
• 12:19
  it.
• 12:20
  And
• 12:20
  then,
• 12:20
  yeah,
• 12:21
  they
• 12:21
  drop
• 12:21
  you
• 12:21
  near
• 12:21
  the
• 12:21
  whale
• 12:22
  shark.
• 12:22
  The
• 12:22
  whale
• 12:22
  shark
• 12:23
  sort
• 12:23
  of
• 12:23
  swims
• 12:23
  past
• 12:23
  you
• 12:24
  and
• 12:24
  you
• 12:24
  watch
• 12:24
  go
• 12:24
  by
• 12:25
  and,
• 12:25
  yeah,
• 12:26
  it's
• 12:26
  a
• 12:26
  pretty
• 12:26
  neat
• 12:27
  experience
• 12:27
  because
• 12:27
  there's
• 12:28
  so
• 12:28
  many.
• 12:28
  So
• 12:28
  huge
• 12:28
  and
• 12:29
  so
• 12:29
  beautiful.
• 12:31
  Yeah.
• 12:31
  And
• 12:31
  it
• 12:31
  was
• 12:31
  like.
• 12:32
  The
• 12:32
  boys
• 12:32
  just
• 12:32
  loved
• 12:33
  it.
• 12:33
  Like,
• 12:33
  they
• 12:33
  became
• 12:34
  such
• 12:34
  confidence
• 12:34
  in
• 12:35
  us
• 12:35
  while
• 12:35
  we
• 12:35
  were
• 12:35
  away.
• 12:36
  So
• 12:36
  they
• 12:36
  were
• 12:36
  allowed
• 12:36
  to
• 12:36
  go
• 12:37
  as
• 12:37
  well.
• 12:37
  Yeah,
• 12:37
  they
• 12:37
  were.
• 12:38
  Some
• 12:38
  of
• 12:38
  the
• 12:38
  cruisers
• 12:38
  will
• 12:38
  take
• 12:39
  kids.
• 12:39
  I
• 12:39
  think
• 12:39
  it
• 12:39
  depends
• 12:40
  on
• 12:40
  their
• 12:40
  age
• 12:40
  and
• 12:40
  their
• 12:40
  swimming
• 12:41
  ability
• 12:41
  because
• 12:41
  they
• 12:41
  do
• 12:41
  definitely
• 12:42
  need
• 12:42
  to
• 12:42
  be
• 12:42
  very
• 12:42
  confident
• 12:43
  in
• 12:43
  the
• 12:43
  water.
• 12:43
  But
• 12:44
  there
• 12:44
  were
• 12:44
  some
• 12:44
  quite
• 12:44
  young
• 12:44
  kids,
• 12:45
  like,
• 12:45
  I
• 12:45
  would
• 12:45
  say
• 12:45
  probably
• 12:46
  maybe
• 12:46
  six
• 12:47
  or
• 12:47
  seven
• 12:47
  in
• 12:47
  the
• 12:48
  water
• 12:48
  with
• 12:48
  us.
• 12:48
  Yeah.
• 12:50
  So
• 12:50
  kids
• 12:51
  can
• 12:51
  definitely
• 12:51
  do
• 12:51
  it.
• 12:52
  The
• 12:52
  whole.
• 12:52
  I
• 12:52
  mean,
• 12:52
  Western
• 12:53
  Australia
• 12:53
  is
• 12:54
  incredible.
• 12:55
  I
• 12:55
  think
• 12:55
  that
• 12:55
  people
• 12:56
  spend.
• 12:57
  Especially
• 12:57
  from
• 12:57
  New
• 12:57
  Zealand,
• 12:58
  we
• 12:58
  travel
• 12:59
  to
• 12:59
  the
• 12:59
  east
• 12:59
  coast
• 12:59
  a
• 12:59
  lot.
• 13:00
  Sydney,
• 13:00
  Melbourne,
• 13:00
  Brisbane.
• 13:01
  But
• 13:01
  a
• 13:01
  lot
• 13:01
  of
• 13:01
  us
• 13:02
  don't
• 13:02
  get
• 13:02
  over
• 13:02
  to
• 13:02
  the
• 13:02
  west
• 13:03
  coast,
• 13:03
  and
• 13:03
  it's
• 13:03
  just
• 13:04
  the
• 13:04
  most
• 13:04
  incredible
• 13:05
  place.
• 13:05
  There's
• 13:05
  so
• 13:06
  much
• 13:06
  beautiful
• 13:06
  scenery,
• 13:06
  particularly
• 13:07
  if
• 13:07
  you
• 13:07
  get
• 13:07
  off
• 13:07
  the
• 13:07
  beaten
• 13:08
  track
• 13:08
  a
• 13:08
  little
• 13:08
  bit.
• 13:08
  The
• 13:09
  Ngalu
• 13:09
  coast
• 13:09
  was
• 13:10
  one
• 13:10
  of
• 13:10
  our
• 13:10
  favorites.
• 13:10
  Just
• 13:11
  like
• 13:11
  incredible
• 13:12
  snorkeling,
• 13:12
  getting
• 13:13
  to
• 13:13
  snorkel
• 13:13
  with
• 13:13
  turtles.
• 13:14
  And
• 13:15
  you
• 13:16
  Know,
• 13:16
  corals
• 13:16
  and
• 13:16
  amazing
• 13:17
  scenery.
• 13:18
  Some
• 13:18
  of
• 13:18
  the
• 13:18
  hikes
• 13:19
  and
• 13:19
  things
• 13:19
  we
• 13:19
  did
• 13:19
  just.
• 13:20
  Yeah,
• 13:20
  absolutely
• 13:21
  stunning.
• 13:21
  Just
• 13:21
  so
• 13:22
  different
• 13:22
  to
• 13:22
  New
• 13:22
  Zealand.
• 13:23
  And,
• 13:24
  yeah,
• 13:24
  I
• 13:24
  think
• 13:24
  that
• 13:24
  the
• 13:25
  west
• 13:25
  is
• 13:25
  really
• 13:25
  the.
• 13:26
  The
• 13:26
  part
• 13:26
  to
• 13:26
  see.
• 13:27
  So
• 13:27
  I
• 13:27
  guess,
• 13:27
  you
• 13:28
  know,
• 13:28
  if
• 13:28
  a
• 13:28
  Kiwis
• 13:28
  wanted
• 13:28
  to
• 13:29
  travel,
• 13:29
  I
• 13:29
  reckon
• 13:29
  that's
• 13:29
  it.
• 13:29
  That's
• 13:30
  the
• 13:30
  spot
• 13:30
  to
• 13:30
  get
• 13:30
  to.
• 13:32
  What
• 13:32
  an
• 13:33
  amazing
• 13:33
  experience
• 13:34
  to
• 13:34
  get
• 13:35
  at
• 13:35
  that
• 13:35
  stage
• 13:36
  in
• 13:36
  your
• 13:36
  life.
• 13:36
  I
• 13:36
  mean,
• 13:37
  I
• 13:37
  still
• 13:37
  remember
• 13:37
  because
• 13:38
  my
• 13:38
  mum's
• 13:39
  British,
• 13:39
  my
• 13:40
  dad
• 13:40
  is
• 13:40
  a
• 13:40
  New
• 13:40
  Zealander,
• 13:42
  so
• 13:42
  the
• 13:42
  first
• 13:42
  bit
• 13:43
  of
• 13:43
  my
• 13:43
  life,
• 13:43
  I
• 13:43
  was
• 13:43
  in
• 13:44
  England
• 13:44
  and
• 13:45
  we
• 13:45
  had
• 13:45
  quite
• 13:45
  a
• 13:45
  few
• 13:45
  trips
• 13:46
  out
• 13:46
  to
• 13:46
  New
• 13:46
  Zealand
• 13:47
  and
• 13:48
  we
• 13:48
  got
• 13:48
  to
• 13:48
  swim
• 13:48
  with
• 13:48
  dolphins
• 13:49
  at
• 13:49
  one
• 13:49
  stage.
• 13:50
  And
• 13:50
  I
• 13:51
  still
• 13:51
  remember
• 13:51
  that
• 13:52
  as
• 13:52
  like
• 13:52
  a
• 13:52
  very
• 13:53
  formative
• 13:54
  memory
• 13:55
  of
• 13:56
  this
• 13:56
  really
• 13:56
  incredible
• 13:57
  experience
• 13:57
  I
• 13:57
  had
• 13:58
  when
• 13:58
  I
• 13:58
  was
• 13:58
  really
• 13:58
  young.
• 13:59
  And
• 13:59
  it
• 13:59
  really
• 14:00
  opened
• 14:00
  my
• 14:00
  eyes
• 14:00
  to,
• 14:01
  like,
• 14:01
  there's.
• 14:01
  There's
• 14:02
  these
• 14:02
  amazing.
• 14:02
  I
• 14:03
  mean,
• 14:03
  imagine
• 14:03
  a
• 14:03
  kid
• 14:03
  from
• 14:03
  England.
• 14:04
  Yeah.
• 14:05
  Very
• 14:06
  different.
• 14:06
  Yeah.
• 14:08
  And
• 14:08
  it
• 14:08
  really
• 14:08
  opened
• 14:09
  my
• 14:09
  eyes
• 14:09
  to.
• 14:09
  There's.
• 14:09
  There's
• 14:10
  so
• 14:10
  many
• 14:10
  different
• 14:10
  parts
• 14:11
  of
• 14:11
  the
• 14:11
  world.
• 14:11
  There's
• 14:11
  so
• 14:11
  many
• 14:11
  different
• 14:12
  things
• 14:12
  I
• 14:12
  want
• 14:12
  to
• 14:12
  see,
• 14:12
  want
• 14:12
  to
• 14:12
  do.
• 14:13
  And
• 14:13
  to
• 14:13
  have
• 14:13
  that
• 14:13
  happen
• 14:14
  at
• 14:14
  a
• 14:14
  young
• 14:14
  age,
• 14:15
  I
• 14:15
  think,
• 14:15
  really
• 14:16
  then
• 14:17
  makes
• 14:17
  you
• 14:17
  more
• 14:17
  attuned
• 14:18
  to
• 14:18
  other
• 14:18
  things
• 14:19
  happening
• 14:19
  around
• 14:19
  you
• 14:20
  that
• 14:20
  you
• 14:20
  might
• 14:20
  have
• 14:20
  missed
• 14:21
  just
• 14:21
  being
• 14:21
  a
• 14:21
  kid.
• 14:21
  There's
• 14:22
  a
• 14:22
  lot
• 14:22
  happening
• 14:23
  and
• 14:23
  to
• 14:23
  be
• 14:23
  able
• 14:24
  to
• 14:24
  offer
• 14:24
  that
• 14:24
  to
• 14:24
  your
• 14:25
  kids,
• 14:25
  to
• 14:25
  the
• 14:25
  other
• 14:26
  kids
• 14:26
  that
• 14:26
  were
• 14:26
  on
• 14:26
  that
• 14:26
  trip.
• 14:27
  Have
• 14:27
  you
• 14:28
  noticed
• 14:28
  much
• 14:28
  of
• 14:28
  a
• 14:28
  difference
• 14:28
  in
• 14:28
  your
• 14:29
  kids
• 14:29
  after
• 14:29
  that?
• 14:29
  You
• 14:30
  did
• 14:30
  say
• 14:30
  they've
• 14:30
  become
• 14:30
  more
• 14:30
  confident.
• 14:31
  Yeah,
• 14:31
  yeah,
• 14:32
  definitely.
• 14:32
  I
• 14:32
  mean,
• 14:32
  I
• 14:32
  think
• 14:32
  that
• 14:33
  they're
• 14:33
  more
• 14:33
  curious
• 14:34
  and
• 14:34
  more
• 14:34
  open
• 14:34
  to
• 14:35
  exploring
• 14:36
  opportunities
• 14:37
  like
• 14:37
  this.
• 14:37
  So
• 14:38
  I
• 14:38
  think
• 14:38
  that
• 14:38
  it'll
• 14:39
  affect
• 14:39
  them
• 14:39
  in
• 14:39
  the
• 14:40
  long
• 14:40
  run
• 14:40
  as
• 14:40
  they
• 14:40
  get
• 14:40
  older.
• 14:41
  I
• 14:41
  mean,
• 14:41
  they're
• 14:41
  still
• 14:41
  young,
• 14:41
  but
• 14:41
  I
• 14:42
  think
• 14:42
  it's
• 14:42
  like
• 14:42
  you're
• 14:42
  older,
• 14:43
  they'll
• 14:43
  probably
• 14:43
  be
• 14:43
  more
• 14:44
  willing
• 14:44
  to
• 14:44
  experience
• 14:45
  things,
• 14:45
  trying
• 14:46
  things
• 14:46
  that
• 14:46
  are
• 14:46
  different
• 14:47
  to
• 14:47
  the
• 14:47
  normal.
• 14:47
  I
• 14:48
  suppose.
• 14:48
  I
• 14:48
  think
• 14:48
  that
• 14:48
  they
• 14:49
  will
• 14:49
  be
• 14:49
  prepared
• 14:49
  to
• 14:49
  sort
• 14:50
  of
• 14:50
  challenge
• 14:50
  some
• 14:50
  of
• 14:50
  those
• 14:51
  norms
• 14:51
  around
• 14:52
  what
• 14:52
  you
• 14:53
  should
• 14:53
  do
• 14:53
  as
• 14:53
  a
• 14:53
  family,
• 14:55
  because
• 14:55
  it
• 14:55
  can
• 14:55
  be
• 14:55
  kind
• 14:55
  of
• 14:56
  scary
• 14:56
  to
• 14:56
  do
• 14:56
  those
• 14:56
  things.
• 14:56
  But
• 14:57
  they've
• 14:57
  had
• 14:58
  that
• 14:58
  basic
• 14:59
  experience
• 14:59
  and
• 15:00
  I
• 15:00
  think
• 15:00
  they'll
• 15:00
  build
• 15:00
  upon
• 15:00
  that
• 15:01
  as
• 15:01
  they
• 15:01
  get
• 15:01
  older
• 15:01
  as
• 15:01
  well.
• 15:02
  Yeah.
• 15:02
  Yeah,
• 15:03
  I
• 15:03
  think
• 15:03
  so.
• 15:05
  What
• 15:05
  about
• 15:05
  the
• 15:05
  flip
• 15:05
  side
• 15:06
  of
• 15:06
  things?
• 15:06
  Was
• 15:06
  it
• 15:06
  ever
• 15:07
  tricky?
• 15:07
  Because
• 15:07
  a
• 15:08
  caravan's
• 15:08
  quite
• 15:08
  a
• 15:09
  small
• 15:09
  space?
• 15:09
  Yes,
• 15:10
  but
• 15:10
  to
• 15:10
  have
• 15:10
  four
• 15:11
  of
• 15:11
  you
• 15:11
  and
• 15:11
  especially
• 15:12
  sort
• 15:12
  of
• 15:12
  pretty
• 15:12
  preteens,
• 15:14
  I'm
• 15:15
  sure
• 15:15
  they're
• 15:15
  lovely
• 15:15
  children,
• 15:16
  but
• 15:17
  I'm
• 15:17
  not
• 15:17
  lovely
• 15:17
  all
• 15:18
  the
• 15:18
  time.
• 15:18
  I
• 15:18
  don't
• 15:18
  expect
• 15:18
  everyone
• 15:19
  to
• 15:19
  be
• 15:19
  lovely
• 15:19
  all
• 15:20
  the
• 15:20
  time.
• 15:21
  Being
• 15:21
  in
• 15:22
  close
• 15:22
  quarters
• 15:22
  like
• 15:22
  that
• 15:23
  for
• 15:23
  a
• 15:23
  year
• 15:24
  and
• 15:24
  traveling
• 15:25
  and
• 15:25
  pushing
• 15:25
  out
• 15:25
  of
• 15:25
  comfort
• 15:26
  zones.
• 15:27
  Were
• 15:27
  there
• 15:28
  down
• 15:28
  times?
• 15:29
  Yes.
• 15:31
  Go
• 15:31
  on,
• 15:31
  hit
• 15:31
  me.
• 15:32
  We
• 15:32
  had
• 15:32
  some
• 15:32
  moments
• 15:33
  so
• 15:33
  like
• 15:33
  we,
• 15:34
  we
• 15:34
  had
• 15:34
  a
• 15:35
  really
• 15:35
  clear
• 15:35
  idea
• 15:36
  of
• 15:36
  what
• 15:36
  we
• 15:36
  wanted
• 15:36
  to
• 15:36
  see.
• 15:37
  And
• 15:37
  there's
• 15:37
  some
• 15:37
  amazing
• 15:38
  things
• 15:38
  like
• 15:38
  national
• 15:39
  parks
• 15:39
  and
• 15:40
  hikes
• 15:40
  and,
• 15:41
  and
• 15:41
  views
• 15:42
  you
• 15:42
  want
• 15:42
  to
• 15:42
  see
• 15:42
  and
• 15:42
  sunsets
• 15:43
  you
• 15:43
  want
• 15:43
  to
• 15:43
  watch
• 15:43
  and
• 15:44
  sunrises
• 15:44
  you
• 15:45
  want
• 15:45
  to
• 15:45
  watch
• 15:45
  and
• 15:45
  kids
• 15:46
  don't
• 15:46
  always
• 15:46
  want
• 15:46
  to
• 15:46
  do
• 15:46
  those
• 15:47
  things
• 15:47
  with
• 15:47
  you.
• 15:47
  So
• 15:47
  we
• 15:48
  had
• 15:48
  to
• 15:48
  be
• 15:48
  realistic.
• 15:48
  I
• 15:49
  was
• 15:49
  like,
• 15:49
  I
• 15:49
  really
• 15:49
  want
• 15:49
  to
• 15:50
  walk
• 15:50
  this,
• 15:50
  you
• 15:50
  know,
• 15:51
  12
• 15:51
  kilometer
• 15:52
  hike.
• 15:52
  And
• 15:52
  then
• 15:53
  they're
• 15:53
  like
• 15:53
  no,
• 15:53
  I'm
• 15:53
  not
• 15:54
  doing
• 15:54
  that.
• 15:54
  So
• 15:54
  you
• 15:54
  have
• 15:54
  to
• 15:54
  be
• 15:54
  prepared
• 15:55
  to
• 15:55
  sort
• 15:55
  of
• 15:55
  move
• 15:55
  with
• 15:56
  it.
• 15:56
  I
• 15:56
  mean
• 15:56
  we
• 15:57
  got
• 15:57
  them
• 15:57
  to
• 15:57
  do
• 15:57
  a
• 15:57
  lot
• 15:57
  of
• 15:57
  hikes
• 15:58
  so
• 15:58
  they
• 15:58
  were
• 15:58
  really
• 15:58
  good.
• 15:59
  But
• 15:59
  like
• 15:59
  there
• 15:59
  was
• 15:59
  one.
• 16:00
  To
• 16:00
  get
• 16:00
  to
• 16:00
  the
• 16:00
  southernmost
• 16:01
  point
• 16:01
  of
• 16:01
  Australia
• 16:01
  we
• 16:02
  would
• 16:02
  have
• 16:02
  had
• 16:02
  to
• 16:02
  do
• 16:02
  this
• 16:03
  huge
• 16:03
  hike.
• 16:03
  I
• 16:03
  think
• 16:03
  it
• 16:04
  was
• 16:04
  about
• 16:04
  20Ks
• 16:05
  and
• 16:05
  you
• 16:05
  could
• 16:05
  stay
• 16:05
  overnight.
• 16:06
  But
• 16:06
  I
• 16:06
  hadn't.
• 16:06
  Well,
• 16:06
  wasn't
• 16:07
  that
• 16:07
  organised.
• 16:07
  So
• 16:08
  we
• 16:08
  realized
• 16:08
  like
• 16:08
  once
• 16:09
  we
• 16:09
  checked
• 16:09
  it
• 16:09
  out
• 16:09
  and
• 16:09
  we
• 16:09
  had
• 16:10
  all
• 16:10
  the
• 16:10
  details
• 16:10
  that
• 16:10
  we
• 16:10
  were.
• 16:11
  There
• 16:11
  was
• 16:11
  just
• 16:11
  no
• 16:11
  way
• 16:12
  so
• 16:12
  we
• 16:12
  were
• 16:12
  going
• 16:12
  to
• 16:12
  get
• 16:12
  them
• 16:12
  to
• 16:12
  walk
• 16:13
  20
• 16:13
  kilometres
• 16:13
  in
• 16:13
  a
• 16:13
  day.
• 16:14
  We
• 16:14
  had
• 16:14
  to
• 16:14
  accept
• 16:15
  that
• 16:15
  the
• 16:16
  most
• 16:16
  southern
• 16:16
  point
• 16:17
  of
• 16:17
  Australia
• 16:17
  wasn't
• 16:18
  going
• 16:18
  to.
• 16:18
  Of
• 16:18
  the
• 16:18
  mainland
• 16:19
  anyway.
• 16:19
  Wasn't
• 16:19
  going
• 16:20
  to
• 16:20
  be,
• 16:20
  you
• 16:20
  know,
• 16:21
  for
• 16:21
  us
• 16:21
  for
• 16:21
  the
• 16:21
  next
• 16:22
  trip.
• 16:22
  Yeah,
• 16:22
  yeah.
• 16:23
  Maybe
• 16:23
  when
• 16:23
  they're
• 16:23
  a
• 16:23
  bit
• 16:23
  older
• 16:24
  or
• 16:24
  we're
• 16:24
  a
• 16:24
  bit
• 16:24
  more
• 16:24
  organized.
• 16:24
  When
• 16:24
  you're
• 16:25
  having
• 16:25
  your
• 16:25
  empty
• 16:26
  nesta
• 16:26
  trip
• 16:27
  that
• 16:27
  the
• 16:27
  kids
• 16:27
  have
• 16:27
  left,
• 16:28
  you'll
• 16:28
  be
• 16:28
  like
• 16:28
  right
• 16:28
  now.
• 16:29
  Yeah,
• 16:29
  yeah.
• 16:30
  So
• 16:30
  there
• 16:30
  was
• 16:30
  stuff
• 16:30
  like
• 16:30
  that.
• 16:31
  I
• 16:31
  mean
• 16:31
  school
• 16:31
  wasn't
• 16:32
  always
• 16:32
  easy.
• 16:33
  So
• 16:33
  it's
• 16:33
  hard
• 16:35
  when
• 16:35
  you're
• 16:35
  on
• 16:35
  the
• 16:35
  road
• 16:36
  because
• 16:36
  you
• 16:36
  have
• 16:37
  to
• 16:37
  fit
• 16:37
  it
• 16:37
  in
• 16:37
  around
• 16:37
  all
• 16:37
  the
• 16:38
  amazing
• 16:38
  things
• 16:38
  you
• 16:38
  want
• 16:39
  to
• 16:39
  do.
• 16:39
  And
• 16:40
  sometimes
• 16:40
  it
• 16:40
  means
• 16:40
  doing
• 16:40
  it
• 16:41
  in
• 16:41
  the
• 16:41
  car,
• 16:41
  which
• 16:41
  isn't
• 16:41
  fun.
• 16:42
  Or
• 16:42
  sometimes
• 16:42
  it
• 16:42
  means
• 16:43
  like
• 16:43
  you're
• 16:43
  at
• 16:43
  a
• 16:43
  caravan
• 16:44
  park
• 16:44
  and
• 16:44
  there's
• 16:44
  other
• 16:45
  kids
• 16:45
  out
• 16:45
  playing
• 16:45
  or
• 16:45
  there's
• 16:46
  people
• 16:46
  in
• 16:46
  the
• 16:46
  pool.
• 16:46
  It's
• 16:47
  just
• 16:47
  near
• 16:47
  the
• 16:47
  caravan
• 16:48
  and
• 16:48
  the
• 16:48
  kids
• 16:48
  are
• 16:48
  like
• 16:49
  we
• 16:49
  want
• 16:49
  to
• 16:49
  go
• 16:49
  play
• 16:49
  in
• 16:49
  the
• 16:49
  pool.
• 16:50
  So.
• 16:50
  Well,
• 16:50
  hang
• 16:50
  on.
• 16:50
  Because
• 16:51
  we
• 16:51
  did
• 16:51
  this
• 16:51
  thing
• 16:51
  this
• 16:52
  morning,
• 16:52
  we
• 16:52
  now
• 16:52
  have
• 16:52
  to
• 16:53
  sit
• 16:53
  down
• 16:53
  and
• 16:53
  do
• 16:53
  our
• 16:53
  schoolwork
• 16:54
  or
• 16:54
  whatever.
• 16:54
  And
• 16:55
  so
• 16:55
  that
• 16:55
  can
• 16:56
  be
• 16:56
  really
• 16:56
  challenging
• 16:57
  as
• 16:57
  well.
• 16:57
  And
• 16:57
  then
• 16:57
  just
• 16:58
  the,
• 16:58
  I
• 16:58
  mean
• 16:58
  dynamics
• 16:59
  of
• 16:59
  having
• 16:59
  to
• 16:59
  be
• 17:00
  the
• 17:00
  teacher
• 17:00
  is.
• 17:01
  Can
• 17:01
  be
• 17:01
  hard
• 17:02
  at
• 17:02
  times.
• 17:02
  I
• 17:02
  mean
• 17:02
  anyone
• 17:03
  who
• 17:03
  homeschooled
• 17:04
  through
• 17:04
  Covid
• 17:04
  will
• 17:04
  understand
• 17:05
  that
• 17:06
  you
• 17:06
  getting
• 17:06
  your
• 17:06
  kids
• 17:06
  to
• 17:07
  do
• 17:07
  their
• 17:08
  schoolwork
• 17:08
  isn't
• 17:08
  always
• 17:09
  easy.
• 17:10
  Yeah,
• 17:11
  I
• 17:11
  mean
• 17:11
  this
• 17:11
  is
• 17:12
  something
• 17:12
  we
• 17:12
  were
• 17:12
  talking
• 17:12
  about
• 17:12
  before
• 17:13
  we
• 17:13
  sat
• 17:14
  down
• 17:14
  because
• 17:14
  my
• 17:15
  mum
• 17:15
  was
• 17:15
  a
• 17:15
  teacher
• 17:17
  and
• 17:17
  she
• 17:18
  would
• 17:18
  sometimes
• 17:18
  she
• 17:19
  was
• 17:19
  a
• 17:19
  maths
• 17:19
  teacher.
• 17:19
  So
• 17:19
  it
• 17:20
  was
• 17:20
  very
• 17:20
  easy
• 17:20
  to
• 17:20
  mark
• 17:20
  homeworks.
• 17:22
  Teachers
• 17:23
  are
• 17:23
  going
• 17:23
  to
• 17:23
  hate
• 17:23
  me
• 17:23
  for
• 17:23
  saying
• 17:23
  that.
• 17:24
  Very
• 17:24
  easy
• 17:25
  for
• 17:25
  me
• 17:25
  to
• 17:25
  know
• 17:25
  which
• 17:26
  was
• 17:26
  the
• 17:26
  correct
• 17:26
  answer.
• 17:27
  Teachers
• 17:28
  don't
• 17:28
  come
• 17:28
  for
• 17:28
  me.
• 17:29
  And
• 17:30
  so
• 17:30
  she
• 17:30
  would
• 17:30
  sometimes
• 17:30
  get
• 17:31
  me
• 17:31
  to
• 17:31
  help
• 17:31
  her
• 17:31
  with
• 17:31
  her
• 17:31
  marking.
• 17:32
  And
• 17:32
  I
• 17:32
  have
• 17:33
  so
• 17:33
  much
• 17:34
  respect
• 17:34
  for
• 17:34
  teachers
• 17:34
  because
• 17:35
  the
• 17:35
  amount
• 17:35
  of
• 17:35
  work
• 17:36
  that
• 17:36
  goes
• 17:36
  on
• 17:37
  to
• 17:37
  try
• 17:37
  and
• 17:37
  teach
• 17:37
  someone
• 17:38
  properly
• 17:38
  and
• 17:38
  check
• 17:39
  the
• 17:39
  work
• 17:39
  and
• 17:39
  make
• 17:39
  sure
• 17:39
  it's
• 17:39
  all
• 17:40
  going
• 17:40
  on
• 17:40
  is.
• 17:40
  Yeah,
• 17:40
  no,
• 17:41
  that's
• 17:41
  hard.
• 17:42
  I
• 17:42
  also
• 17:42
  imagine
• 17:42
  there's
• 17:43
  an
• 17:43
  interesting
• 17:43
  dynamic.
• 17:43
  You
• 17:44
  know,
• 17:44
  you
• 17:44
  mentioned
• 17:44
  the
• 17:44
  dynamic
• 17:44
  of
• 17:45
  having
• 17:45
  to,
• 17:45
  you
• 17:45
  know,
• 17:45
  be
• 17:45
  the
• 17:46
  teacher,
• 17:46
  which
• 17:46
  would
• 17:47
  be
• 17:47
  quite
• 17:47
  interesting.
• 17:48
  Dynamic
• 17:48
  shift.
• 17:48
  But
• 17:49
  the
• 17:49
  dynamic
• 17:49
  of
• 17:49
  being
• 17:50
  in
• 17:50
  each
• 17:50
  other's
• 17:50
  pockets
• 17:51
  constantly.
• 17:52
  Pros
• 17:53
  and
• 17:53
  cons,
• 17:53
  surely
• 17:54
  it
• 17:54
  was
• 17:54
  better
• 17:54
  than
• 17:55
  I
• 17:55
  expected,
• 17:56
  I
• 17:56
  think.
• 17:56
  But
• 17:56
  I
• 17:57
  mean
• 17:57
  we
• 17:57
  have
• 17:57
  two
• 17:58
  boys
• 17:58
  who
• 17:58
  fight
• 17:59
  and
• 17:59
  that
• 18:00
  didn't
• 18:00
  stop.
• 18:00
  So
• 18:01
  just
• 18:01
  because
• 18:01
  you're
• 18:01
  on
• 18:01
  the
• 18:02
  road
• 18:02
  they
• 18:02
  don't
• 18:02
  stop
• 18:02
  fighting.
• 18:03
  They
• 18:03
  still
• 18:03
  poke
• 18:03
  each
• 18:03
  other
• 18:04
  in
• 18:04
  the
• 18:04
  back
• 18:04
  of
• 18:04
  the
• 18:04
  car.
• 18:05
  And
• 18:05
  on
• 18:05
  some
• 18:05
  of
• 18:05
  the
• 18:05
  long
• 18:06
  road
• 18:06
  journeys
• 18:06
  we
• 18:07
  like
• 18:07
  did
• 18:08
  start
• 18:08
  to
• 18:08
  go
• 18:08
  a
• 18:08
  little
• 18:08
  bit
• 18:09
  nuts.
• 18:09
  Cause
• 18:09
  we
• 18:09
  were
• 18:09
  going,
• 18:09
  come
• 18:10
  on
• 18:10
  guys,
• 18:10
  just
• 18:10
  leave
• 18:11
  each
• 18:11
  other
• 18:11
  alone.
• 18:11
  We
• 18:11
  have
• 18:11
  to
• 18:11
  do
• 18:12
  the
• 18:12
  six
• 18:12
  hour
• 18:12
  drive
• 18:12
  to
• 18:12
  get
• 18:13
  where
• 18:13
  we
• 18:13
  need
• 18:13
  to
• 18:13
  go
• 18:14
  if
• 18:14
  we
• 18:14
  wanna
• 18:14
  see
• 18:14
  this
• 18:15
  thing.
• 18:15
  Please
• 18:16
  just
• 18:17
  stop
• 18:17
  touching
• 18:17
  each
• 18:17
  other.
• 18:18
  What's
• 18:18
  the
• 18:18
  classic
• 18:19
  mum
• 18:19
  line
• 18:19
  like?
• 18:20
  I
• 18:20
  don't
• 18:20
  care
• 18:20
  who
• 18:20
  started
• 18:20
  it,
• 18:21
  I'm
• 18:21
  gonna
• 18:21
  finish
• 18:21
  it.
• 18:21
  Yeah,
• 18:22
  pretty
• 18:22
  much.
• 18:23
  So
• 18:23
  there
• 18:23
  were
• 18:23
  good
• 18:24
  days
• 18:24
  and
• 18:24
  bad
• 18:24
  days.
• 18:24
  There
• 18:24
  were
• 18:24
  definite
• 18:25
  where
• 18:25
  we.
• 18:26
  Especially
• 18:26
  at
• 18:26
  the
• 18:26
  start.
• 18:26
  The
• 18:27
  adjustment
• 18:27
  at
• 18:27
  the
• 18:27
  start
• 18:28
  is
• 18:28
  quite
• 18:28
  hard.
• 18:28
  I
• 18:28
  think
• 18:29
  that's
• 18:29
  something
• 18:29
  that
• 18:29
  we
• 18:30
  didn't
• 18:30
  quite
• 18:31
  expect
• 18:31
  is
• 18:31
  that
• 18:32
  you
• 18:32
  sort
• 18:32
  of
• 18:32
  think
• 18:32
  it's
• 18:33
  going
• 18:33
  to
• 18:33
  be
• 18:33
  like
• 18:34
  this
• 18:34
  really
• 18:34
  great
• 18:34
  experience
• 18:35
  and
• 18:35
  they're
• 18:35
  going
• 18:35
  to
• 18:35
  be
• 18:35
  really
• 18:35
  grateful
• 18:36
  for
• 18:36
  this,
• 18:36
  you
• 18:36
  know,
• 18:36
  travel
• 18:37
  and
• 18:37
  getting
• 18:37
  to
• 18:37
  spend
• 18:38
  all
• 18:38
  this
• 18:38
  quality
• 18:38
  time
• 18:38
  with
• 18:38
  you.
• 18:39
  But
• 18:39
  the
• 18:39
  first
• 18:40
  probably
• 18:40
  six
• 18:40
  or
• 18:40
  eight
• 18:40
  weeks
• 18:41
  they
• 18:41
  were
• 18:41
  like,
• 18:41
  what
• 18:41
  have
• 18:42
  you
• 18:42
  done?
• 18:42
  We're
• 18:43
  in
• 18:43
  a.
• 18:43
  You're
• 18:43
  like
• 18:43
  we're
• 18:44
  missing
• 18:44
  our
• 18:44
  friends,
• 18:44
  we're
• 18:45
  missing
• 18:45
  our
• 18:45
  cousins,
• 18:45
  you
• 18:46
  know,
• 18:46
  we're
• 18:46
  missing
• 18:46
  our
• 18:46
  grandparents,
• 18:47
  you
• 18:47
  know,
• 18:48
  like
• 18:48
  we
• 18:48
  want
• 18:49
  to
• 18:49
  go
• 18:49
  home.
• 18:49
  And
• 18:49
  we
• 18:49
  knew
• 18:50
  like
• 18:50
  we'd
• 18:50
  seen
• 18:50
  other
• 18:51
  people
• 18:51
  who
• 18:51
  had
• 18:52
  traveled,
• 18:52
  you
• 18:52
  know,
• 18:53
  on
• 18:53
  social
• 18:53
  media,
• 18:53
  said
• 18:53
  the
• 18:54
  same
• 18:54
  thing,
• 18:54
  that
• 18:54
  it
• 18:54
  would
• 18:55
  take
• 18:55
  a
• 18:56
  little
• 18:56
  while
• 18:56
  to
• 18:56
  settle
• 18:56
  in.
• 18:57
  But
• 18:57
  that
• 18:57
  was
• 18:57
  a
• 18:57
  little
• 18:57
  bit
• 18:58
  harder
• 18:58
  than
• 18:58
  we
• 18:58
  thought.
• 18:58
  The
• 18:58
  adjusting
• 18:59
  to
• 18:59
  van
• 19:00
  life
• 19:00
  I
• 19:00
  suppose
• 19:01
  and
• 19:01
  that
• 19:02
  close
• 19:02
  space
• 19:02
  that
• 19:03
  you
• 19:03
  don't
• 19:03
  have
• 19:03
  your
• 19:03
  own
• 19:03
  bedroom.
• 19:04
  Everybody's
• 19:04
  sleeping
• 19:05
  in
• 19:05
  a
• 19:05
  caravan.
• 19:05
  The
• 19:06
  boys
• 19:06
  had
• 19:06
  bunks
• 19:06
  so
• 19:06
  that
• 19:07
  was
• 19:07
  sort
• 19:07
  of.
• 19:07
  Their
• 19:07
  bunk
• 19:08
  was
• 19:08
  their
• 19:08
  personal
• 19:08
  space.
• 19:09
  So
• 19:10
  I
• 19:10
  guess
• 19:10
  that
• 19:10
  took
• 19:10
  a
• 19:11
  bit
• 19:11
  of
• 19:11
  adjusting
• 19:11
  as
• 19:11
  well
• 19:12
  for
• 19:12
  them.
• 19:12
  Oh
• 19:13
  bet.
• 19:14
  So
• 19:14
  as
• 19:14
  you
• 19:14
  went
• 19:15
  through
• 19:15
  the
• 19:15
  trip
• 19:16
  what
• 19:16
  do
• 19:16
  you
• 19:17
  think
• 19:17
  has
• 19:17
  been
• 19:17
  the
• 19:17
  big.
• 19:18
  Has
• 19:18
  what.
• 19:18
  Has
• 19:19
  there
• 19:19
  been
• 19:19
  a
• 19:20
  big
• 19:20
  change
• 19:21
  or
• 19:21
  takeaway
• 19:22
  for
• 19:22
  either
• 19:23
  yourself
• 19:23
  or
• 19:24
  as
• 19:24
  a
• 19:25
  family
• 19:25
  from
• 19:25
  this
• 19:26
  experience?
• 19:26
  It
• 19:27
  makes
• 19:27
  you
• 19:27
  reassess
• 19:28
  your
• 19:28
  whole
• 19:28
  life
• 19:29
  and
• 19:29
  what
• 19:29
  you
• 19:30
  want
• 19:30
  and,
• 19:31
  you
• 19:31
  know,
• 19:31
  how
• 19:31
  you
• 19:31
  want
• 19:31
  to
• 19:32
  spend
• 19:32
  your
• 19:32
  days.
• 19:32
  And
• 19:32
  also,
• 19:32
  you
• 19:33
  know,
• 19:33
  financially,
• 19:33
  it
• 19:34
  makes
• 19:34
  a
• 19:34
  huge
• 19:34
  change
• 19:35
  into
• 19:35
  your
• 19:35
  perspectives
• 19:36
  as
• 19:36
  well,
• 19:36
  because
• 19:36
  we.
• 19:37
  One
• 19:37
  of
• 19:37
  the
• 19:37
  things
• 19:38
  that
• 19:38
  I
• 19:38
  guess
• 19:39
  kind
• 19:39
  of
• 19:39
  surprised
• 19:40
  us
• 19:40
  was
• 19:40
  living
• 19:40
  in
• 19:40
  a
• 19:41
  caravan.
• 19:41
  You
• 19:41
  can't
• 19:41
  have
• 19:41
  much
• 19:42
  stuff,
• 19:42
  so
• 19:42
  you're
• 19:43
  limited
• 19:43
  by
• 19:43
  weight.
• 19:44
  You
• 19:44
  can
• 19:44
  only
• 19:45
  have
• 19:45
  so
• 19:45
  many
• 19:45
  kilos
• 19:45
  of
• 19:45
  weight
• 19:46
  in
• 19:46
  your
• 19:46
  caravan
• 19:47
  to
• 19:47
  legally
• 19:47
  be
• 19:48
  able
• 19:48
  to
• 19:48
  tow
• 19:48
  the
• 19:48
  thing
• 19:48
  around.
• 19:49
  So
• 19:49
  it
• 19:49
  means
• 19:49
  that
• 19:49
  you
• 19:50
  can't
• 19:50
  take
• 19:50
  very
• 19:50
  much
• 19:51
  in
• 19:51
  the
• 19:51
  way
• 19:51
  of
• 19:51
  personal
• 19:52
  belongings
• 19:52
  with
• 19:52
  you
• 19:52
  because
• 19:52
  you've
• 19:53
  got
• 19:53
  your
• 19:53
  food
• 19:53
  and
• 19:53
  your
• 19:53
  water
• 19:54
  and
• 19:54
  your.
• 19:54
  All
• 19:55
  your
• 19:55
  essential
• 19:55
  supplies.
• 19:55
  You
• 19:56
  have
• 19:56
  to
• 19:56
  have
• 19:56
  your
• 19:56
  clothes.
• 19:57
  But
• 19:58
  even
• 19:58
  then,
• 19:58
  we
• 19:59
  probably
• 19:59
  lived
• 19:59
  on
• 19:59
  sort
• 20:00
  of
• 20:00
  one.
• 20:00
  One
• 20:01
  bag,
• 20:01
  roughly,
• 20:01
  of
• 20:01
  personal
• 20:02
  belongings
• 20:02
  each,
• 20:03
  and
• 20:04
  we
• 20:04
  were,
• 20:04
  you
• 20:05
  know,
• 20:05
  it
• 20:05
  was
• 20:05
  probably
• 20:05
  one
• 20:05
  of
• 20:06
  our
• 20:06
  best
• 20:06
  years
• 20:06
  ever,
• 20:06
  like,
• 20:07
  in
• 20:07
  terms
• 20:07
  of
• 20:07
  being
• 20:08
  happy.
• 20:09
  We
• 20:09
  had,
• 20:09
  like,
• 20:09
  a
• 20:10
  tiny
• 20:10
  amount
• 20:10
  of
• 20:10
  stuff,
• 20:11
  and
• 20:11
  yet
• 20:11
  we're
• 20:12
  probably
• 20:12
  the,
• 20:12
  you
• 20:13
  know,
• 20:13
  the
• 20:13
  happiest
• 20:13
  we've
• 20:13
  ever
• 20:14
  been.
• 20:14
  And
• 20:14
  so
• 20:14
  it
• 20:14
  made
• 20:15
  you
• 20:15
  sort
• 20:15
  of
• 20:15
  go,
• 20:15
  wow,
• 20:16
  we're
• 20:16
  living
• 20:16
  in
• 20:16
  a,
• 20:17
  you
• 20:17
  know,
• 20:17
  caravan.
• 20:18
  It's
• 20:18
  tiny.
• 20:19
  It's
• 20:19
  not
• 20:19
  like.
• 20:19
  It's
• 20:19
  like
• 20:19
  one
• 20:19
  bedroom,
• 20:20
  you
• 20:20
  know,
• 20:20
  and
• 20:21
  we
• 20:21
  have
• 20:21
  one
• 20:21
  bag
• 20:22
  of
• 20:22
  stuff
• 20:22
  each,
• 20:22
  and
• 20:23
  we
• 20:23
  are
• 20:23
  incredibly
• 20:23
  happy.
• 20:24
  So
• 20:24
  it
• 20:25
  makes
• 20:25
  you
• 20:25
  reflect
• 20:25
  on,
• 20:26
  you
• 20:26
  know,
• 20:26
  do
• 20:27
  we
• 20:27
  need
• 20:27
  to
• 20:27
  have
• 20:28
  a
• 20:28
  big
• 20:28
  house
• 20:29
  or,
• 20:29
  you
• 20:29
  know,
• 20:29
  all
• 20:30
  the
• 20:30
  extra
• 20:30
  things
• 20:30
  that
• 20:31
  you
• 20:31
  might
• 20:32
  think
• 20:32
  you
• 20:32
  need.
• 20:33
  It
• 20:33
  gives
• 20:34
  you
• 20:34
  an
• 20:34
  opportunity
• 20:34
  to
• 20:34
  reflect
• 20:35
  on
• 20:35
  that.
• 20:35
  And
• 20:35
  one
• 20:35
  thing
• 20:35
  I
• 20:36
  realized
• 20:36
  when
• 20:36
  I
• 20:36
  came
• 20:36
  home
• 20:36
  and
• 20:36
  unpacked
• 20:37
  all
• 20:37
  my
• 20:37
  clothes,
• 20:37
  I
• 20:37
  was
• 20:37
  like,
• 20:38
  why
• 20:38
  do
• 20:38
  I
• 20:38
  have
• 20:38
  so
• 20:38
  many
• 20:39
  clothes?
• 20:39
  Because
• 20:39
  I've
• 20:40
  had
• 20:40
  one
• 20:40
  bag
• 20:40
  of
• 20:40
  clothes
• 20:42
  for
• 20:42
  the
• 20:42
  whole
• 20:43
  year
• 20:43
  and,
• 20:44
  you
• 20:44
  know,
• 20:44
  like,
• 20:44
  a
• 20:44
  couple
• 20:44
  of
• 20:45
  pairs
• 20:45
  of
• 20:45
  shoes.
• 20:45
  And
• 20:46
  I.
• 20:47
  I've
• 20:47
  unpacked
• 20:47
  all
• 20:47
  these
• 20:47
  boxes
• 20:48
  of
• 20:48
  stuff,
• 20:48
  and
• 20:48
  I'm
• 20:48
  like,
• 20:48
  what
• 20:49
  am
• 20:49
  I
• 20:49
  gonna
• 20:49
  do
• 20:49
  with
• 20:49
  all
• 20:49
  this
• 20:50
  stuff?
• 20:50
  I
• 20:50
  don't.
• 20:50
  I
• 20:50
  don't
• 20:51
  really
• 20:51
  need
• 20:51
  it.
• 20:52
  So
• 20:52
  as
• 20:52
  you
• 20:52
  came
• 20:52
  back
• 20:52
  to
• 20:53
  normal
• 20:53
  life,
• 20:53
  then,
• 20:54
  was
• 20:54
  there
• 20:54
  anything
• 20:54
  you
• 20:55
  changed?
• 20:56
  Um,
• 20:56
  I
• 20:57
  think
• 20:57
  we're
• 20:57
  in
• 20:57
  the
• 20:57
  process
• 20:57
  of
• 20:58
  changing
• 20:58
  it.
• 20:58
  I
• 20:58
  mean,
• 20:58
  we've
• 20:58
  only
• 20:59
  been
• 20:59
  back
• 20:59
  four
• 20:59
  months,
• 21:00
  and
• 21:00
  so
• 21:01
  we
• 21:01
  are
• 21:02
  reassessing.
• 21:02
  Like,
• 21:02
  we've
• 21:03
  taken
• 21:03
  some
• 21:03
  time
• 21:04
  just
• 21:04
  to
• 21:05
  adjust,
• 21:06
  and,
• 21:06
  yeah,
• 21:07
  we're
• 21:07
  still
• 21:07
  figuring
• 21:08
  out
• 21:08
  exactly
• 21:08
  what
• 21:08
  it
• 21:08
  is
• 21:09
  we
• 21:09
  want
• 21:09
  to
• 21:09
  do
• 21:10
  from
• 21:10
  here
• 21:10
  on
• 21:10
  out.
• 21:11
  Before
• 21:11
  we
• 21:11
  left,
• 21:11
  we
• 21:12
  were
• 21:12
  contemplating
• 21:13
  building
• 21:13
  a
• 21:13
  new
• 21:14
  family
• 21:14
  home,
• 21:14
  a
• 21:14
  much
• 21:14
  larger
• 21:15
  home,
• 21:15
  and
• 21:15
  now
• 21:16
  we're
• 21:16
  sort
• 21:16
  of
• 21:16
  like,
• 21:16
  do
• 21:16
  we
• 21:17
  really
• 21:17
  want
• 21:17
  to
• 21:17
  make
• 21:17
  that
• 21:18
  financial
• 21:18
  commitment?
• 21:19
  Because
• 21:19
  that's
• 21:19
  going
• 21:19
  to
• 21:20
  stop
• 21:20
  Us,
• 21:20
  maybe
• 21:21
  from
• 21:21
  doing
• 21:21
  more
• 21:21
  experiences
• 21:22
  like
• 21:22
  this,
• 21:22
  so.
• 21:23
  But
• 21:24
  definitely
• 21:24
  being
• 21:24
  more
• 21:24
  aware
• 21:25
  of
• 21:25
  what
• 21:25
  we
• 21:25
  spend.
• 21:25
  It's
• 21:26
  probably
• 21:26
  like
• 21:26
  a
• 21:26
  bad
• 21:26
  thing
• 21:26
  to
• 21:27
  say
• 21:27
  on
• 21:27
  a
• 21:27
  financial
• 21:27
  podcast,
• 21:28
  but
• 21:28
  I
• 21:28
  love
• 21:29
  it.
• 21:29
  We
• 21:30
  haven't
• 21:30
  been
• 21:30
  the
• 21:30
  best
• 21:30
  with.
• 21:31
  We've
• 21:31
  had
• 21:31
  a
• 21:32
  budget,
• 21:32
  but
• 21:33
  we
• 21:33
  haven't
• 21:33
  closely
• 21:33
  tracked
• 21:34
  it
• 21:34
  in
• 21:34
  the
• 21:34
  past.
• 21:35
  But
• 21:35
  going
• 21:35
  to
• 21:36
  Australia
• 21:36
  and
• 21:37
  traveling,
• 21:37
  obviously
• 21:38
  you
• 21:38
  have
• 21:39
  a
• 21:39
  limited
• 21:39
  budget.
• 21:40
  Like,
• 21:40
  we.
• 21:40
  Neither
• 21:41
  of
• 21:41
  us
• 21:41
  were.
• 21:41
  We
• 21:42
  had
• 21:43
  to
• 21:43
  manage
• 21:43
  that
• 21:43
  really
• 21:43
  carefully
• 21:44
  to
• 21:44
  ensure
• 21:44
  we
• 21:44
  could
• 21:45
  get
• 21:45
  around
• 21:45
  Australia
• 21:45
  for
• 21:46
  a
• 21:46
  year,
• 21:46
  and
• 21:46
  we
• 21:46
  didn't
• 21:46
  run
• 21:46
  out
• 21:47
  of
• 21:47
  money.
• 21:47
  So
• 21:48
  we
• 21:48
  had
• 21:48
  a
• 21:48
  budget
• 21:49
  in
• 21:49
  place.
• 21:49
  We
• 21:50
  had
• 21:50
  a
• 21:51
  app
• 21:51
  that
• 21:51
  we
• 21:51
  were
• 21:52
  using
• 21:52
  to
• 21:52
  track
• 21:52
  our
• 21:52
  spending
• 21:53
  every
• 21:53
  single
• 21:53
  week.
• 21:54
  And
• 21:55
  that
• 21:55
  made
• 21:55
  us
• 21:55
  much
• 21:56
  more
• 21:56
  conscious
• 21:56
  about
• 21:57
  what
• 21:57
  we're
• 21:57
  spending.
• 21:58
  And
• 21:58
  we've
• 21:59
  continued
• 21:59
  with
• 21:59
  that.
• 22:00
  We've
• 22:00
  reset
• 22:00
  our
• 22:00
  budget
• 22:01
  now
• 22:01
  that
• 22:01
  we've
• 22:01
  come
• 22:01
  home,
• 22:02
  and
• 22:02
  we're
• 22:02
  actually
• 22:03
  following
• 22:03
  that
• 22:04
  much
• 22:04
  more
• 22:04
  strictly
• 22:04
  than
• 22:04
  we
• 22:05
  have
• 22:05
  done
• 22:06
  in
• 22:06
  the
• 22:06
  past.
• 22:07
  And
• 22:07
  that's
• 22:08
  kind
• 22:08
  of
• 22:08
  been
• 22:08
  a
• 22:08
  big
• 22:08
  factor.
• 22:09
  I
• 22:09
  think
• 22:09
  that'll
• 22:09
  help
• 22:09
  us
• 22:10
  moving
• 22:10
  forward
• 22:11
  to
• 22:11
  be
• 22:11
  more
• 22:12
  aware
• 22:12
  overall
• 22:13
  of
• 22:13
  our
• 22:13
  spending.
• 22:14
  I'm
• 22:15
  so
• 22:15
  with
• 22:15
  you,
• 22:15
  though,
• 22:15
  because
• 22:16
  sometimes
• 22:16
  those,
• 22:16
  like,
• 22:17
  basics,
• 22:18
  like,
• 22:18
  to
• 22:18
  be
• 22:18
  honest,
• 22:19
  but,
• 22:19
  like,
• 22:19
  they're
• 22:20
  so
• 22:20
  easy
• 22:20
  to
• 22:21
  neglect.
• 22:21
  I
• 22:21
  catch
• 22:21
  myself
• 22:22
  doing
• 22:22
  it
• 22:22
  all
• 22:22
  the
• 22:22
  time.
• 22:22
  I
• 22:23
  hit
• 22:23
  reset
• 22:23
  on
• 22:23
  this
• 22:23
  stuff
• 22:24
  all
• 22:24
  the
• 22:25
  time,
• 22:25
  where
• 22:25
  I'm
• 22:25
  just
• 22:25
  like,
• 22:26
  I
• 22:26
  have
• 22:26
  no
• 22:27
  idea
• 22:27
  what's
• 22:28
  going
• 22:28
  on
• 22:28
  with
• 22:28
  my
• 22:29
  daily
• 22:29
  budget.
• 22:29
  I
• 22:30
  need
• 22:30
  to
• 22:30
  have
• 22:30
  a
• 22:30
  proper
• 22:31
  look
• 22:31
  at
• 22:31
  this.
• 22:31
  Check
• 22:32
  the
• 22:32
  subscriptions,
• 22:33
  check
• 22:33
  the
• 22:33
  power
• 22:33
  bill,
• 22:34
  check
• 22:34
  what's
• 22:35
  going
• 22:35
  on
• 22:35
  with
• 22:35
  this
• 22:35
  stuff,
• 22:36
  and
• 22:36
  is
• 22:36
  everything
• 22:36
  going
• 22:36
  the
• 22:36
  place
• 22:37
  I
• 22:37
  want
• 22:37
  it
• 22:37
  to
• 22:37
  get?
• 22:38
  It's
• 22:38
  so
• 22:39
  easy
• 22:39
  to
• 22:39
  get
• 22:39
  out
• 22:40
  of
• 22:40
  touch
• 22:40
  on
• 22:40
  that
• 22:41
  stuff.
• 22:41
  But
• 22:41
  I
• 22:42
  do
• 22:42
  think
• 22:42
  once
• 22:42
  you've
• 22:43
  had
• 22:43
  that
• 22:43
  experience
• 22:44
  of
• 22:46
  seeing
• 22:46
  how
• 22:46
  powerful
• 22:47
  it
• 22:47
  can
• 22:47
  be,
• 22:48
  just
• 22:48
  keeping
• 22:49
  those
• 22:49
  basics
• 22:49
  on
• 22:49
  lock,
• 22:50
  that
• 22:50
  then
• 22:50
  let
• 22:51
  you
• 22:51
  to
• 22:51
  do
• 22:51
  very
• 22:51
  unbasic
• 22:52
  things
• 22:52
  with
• 22:53
  your
• 22:53
  life,
• 22:53
  get
• 22:53
  you
• 22:53
  to
• 22:54
  do
• 22:54
  really
• 22:54
  fun
• 22:55
  things
• 22:55
  going
• 22:56
  and
• 22:56
  swimming
• 22:56
  with
• 22:56
  whale
• 22:57
  sharks.
• 22:57
  You
• 22:58
  know,
• 22:59
  you
• 23:00
  see
• 23:00
  the
• 23:00
  real
• 23:00
  tangible
• 23:00
  benefit,
• 23:02
  and
• 23:02
  it
• 23:02
  brings
• 23:02
  you
• 23:03
  back
• 23:03
  into
• 23:03
  that
• 23:04
  more
• 23:04
  disciplined
• 23:05
  frame,
• 23:05
  right?
• 23:05
  Yeah,
• 23:06
  absolutely.
• 23:07
  I
• 23:07
  imagine
• 23:07
  having
• 23:08
  that
• 23:08
  space
• 23:10
  and
• 23:11
  doing
• 23:11
  such
• 23:11
  a
• 23:11
  big
• 23:11
  adventure.
• 23:12
  Do
• 23:12
  you
• 23:12
  come
• 23:12
  back
• 23:13
  to
• 23:13
  life
• 23:13
  and
• 23:13
  have
• 23:13
  a
• 23:14
  little
• 23:14
  bit
• 23:14
  of
• 23:14
  a
• 23:14
  change,
• 23:14
  a
• 23:14
  little
• 23:15
  bit
• 23:15
  of
• 23:15
  a
• 23:15
  pivot
• 23:16
  in
• 23:17
  your
• 23:17
  financial
• 23:17
  life
• 23:18
  as
• 23:18
  well?
• 23:18
  You've
• 23:18
  talked
• 23:19
  about
• 23:19
  some
• 23:19
  of
• 23:19
  the
• 23:19
  things
• 23:19
  you
• 23:19
  change
• 23:19
  in
• 23:20
  terms
• 23:20
  of,
• 23:20
  I
• 23:20
  don't
• 23:21
  need
• 23:21
  this
• 23:21
  much
• 23:21
  stuff.
• 23:21
  But
• 23:22
  what
• 23:22
  about
• 23:22
  the
• 23:22
  financial
• 23:24
  side
• 23:24
  of
• 23:24
  things?
• 23:24
  Are
• 23:24
  you
• 23:24
  changing
• 23:25
  that
• 23:25
  too?
• 23:26
  Yeah,
• 23:26
  I
• 23:26
  guess
• 23:26
  a
• 23:27
  little
• 23:27
  bit.
• 23:27
  I
• 23:27
  mean,
• 23:28
  every
• 23:28
  dollar
• 23:28
  you
• 23:28
  spend
• 23:29
  on
• 23:29
  something
• 23:29
  like
• 23:29
  this
• 23:30
  is
• 23:30
  what
• 23:30
  coming
• 23:30
  home
• 23:30
  and
• 23:30
  looking
• 23:31
  at
• 23:31
  all
• 23:31
  the
• 23:31
  stuff
• 23:31
  we
• 23:31
  were
• 23:31
  taking
• 23:31
  out
• 23:31
  of
• 23:32
  boxes,
• 23:32
  I'm
• 23:32
  like,
• 23:32
  this
• 23:32
  used
• 23:32
  to
• 23:33
  be.
• 23:33
  And
• 23:34
  this
• 23:34
  could
• 23:34
  have
• 23:34
  been
• 23:34
  an
• 23:35
  experience,
• 23:35
  and
• 23:36
  now
• 23:36
  we're
• 23:36
  very
• 23:36
  conscious
• 23:37
  about
• 23:37
  those
• 23:37
  experiences
• 23:38
  because
• 23:39
  those
• 23:39
  feelings
• 23:40
  of
• 23:40
  being
• 23:40
  able
• 23:40
  to
• 23:41
  swim
• 23:41
  with
• 23:41
  the
• 23:41
  turtles
• 23:41
  or
• 23:42
  swim
• 23:42
  with
• 23:42
  the
• 23:42
  whale
• 23:42
  sharks,
• 23:43
  you
• 23:43
  can't.
• 23:43
  Those
• 23:44
  things
• 23:45
  just
• 23:45
  can't
• 23:45
  compare
• 23:46
  to
• 23:46
  those
• 23:47
  kind
• 23:47
  of
• 23:48
  feelings.
• 23:48
  So
• 23:48
  I
• 23:48
  think
• 23:49
  definitely
• 23:49
  a
• 23:49
  lot
• 23:49
  more
• 23:50
  consciousness
• 23:50
  about
• 23:51
  that,
• 23:51
  but
• 23:51
  also
• 23:53
  probably
• 23:53
  more
• 23:53
  of
• 23:54
  a
• 23:54
  shift
• 23:54
  to
• 23:54
  being
• 23:54
  able
• 23:54
  to
• 23:55
  fast
• 23:55
  track
• 23:56
  our
• 23:56
  financial
• 23:57
  freedom.
• 23:57
  So
• 23:57
  figuring
• 23:58
  out
• 23:58
  ways
• 23:58
  that
• 23:59
  we
• 23:59
  can
• 23:59
  create
• 23:59
  other
• 24:00
  forms
• 24:00
  of
• 24:00
  income
• 24:01
  or
• 24:01
  expand
• 24:01
  upon
• 24:01
  the
• 24:02
  income
• 24:02
  sources
• 24:02
  we
• 24:02
  already
• 24:03
  have
• 24:04
  to
• 24:04
  be
• 24:04
  able
• 24:04
  to
• 24:05
  have
• 24:05
  more
• 24:05
  of
• 24:06
  those
• 24:06
  options
• 24:06
  and
• 24:06
  to
• 24:06
  be
• 24:07
  able
• 24:07
  to,
• 24:07
  you
• 24:07
  know,
• 24:07
  maybe
• 24:08
  not
• 24:08
  necessarily
• 24:08
  take
• 24:08
  a
• 24:09
  whole
• 24:09
  year
• 24:09
  off,
• 24:09
  but
• 24:10
  to
• 24:10
  be
• 24:10
  able
• 24:10
  to
• 24:10
  create
• 24:11
  more
• 24:11
  of
• 24:12
  those
• 24:12
  kinds
• 24:12
  of
• 24:12
  experiences.
• 24:14
  This
• 24:14
  episode
• 24:14
  of
• 24:14
  Making
• 24:15
  sense
• 24:15
  is
• 24:15
  supported
• 24:16
  by
• 24:16
  Odoo
• 24:17
  because
• 24:17
  they're
• 24:17
  all
• 24:17
  about
• 24:18
  making
• 24:18
  business
• 24:18
  smarter,
• 24:19
  easier
• 24:20
  to
• 24:20
  manage
• 24:20
  and
• 24:20
  more
• 24:21
  affordable.
• 24:22
  Odoo
• 24:22
  is
• 24:22
  a
• 24:23
  software
• 24:23
  platform
• 24:23
  that
• 24:24
  gives
• 24:24
  you
• 24:24
  access
• 24:24
  to
• 24:24
  over
• 24:25
  70
• 24:25
  apps
• 24:26
  to
• 24:26
  help
• 24:26
  you
• 24:27
  manage
• 24:27
  your
• 24:27
  website,
• 24:28
  accounting
• 24:29
  and
• 24:29
  invoicing,
• 24:30
  sales,
• 24:30
  inventory
• 24:31
  and
• 24:31
  way
• 24:32
  more.
• 24:32
  But
• 24:33
  instead
• 24:33
  of
• 24:33
  death
• 24:33
  by
• 24:34
  a
• 24:34
  thousand
• 24:34
  cuts,
• 24:35
  where
• 24:35
  you
• 24:35
  pay
• 24:35
  for
• 24:36
  all
• 24:36
  of
• 24:36
  those
• 24:36
  apps
• 24:37
  individually,
• 24:37
  it's
• 24:38
  just
• 24:38
  one
• 24:38
  affordable
• 24:39
  subscription
• 24:40
  which
• 24:40
  starts
• 24:41
  from
• 24:41
  $34.40
• 24:42
  Aussie
• 24:43
  dollars
• 24:43
  per
• 24:44
  user
• 24:44
  per
• 24:44
  month.
• 24:45
  It's
• 24:45
  not
• 24:46
  just
• 24:46
  about
• 24:47
  the
• 24:47
  cost
• 24:47
  either.
• 24:48
  It's
• 24:48
  having
• 24:48
  all
• 24:49
  of
• 24:49
  those
• 24:49
  apps
• 24:49
  in
• 24:50
  one
• 24:50
  integrated
• 24:51
  dashboard
• 24:51
  to
• 24:52
  make
• 24:52
  your
• 24:52
  business
• 24:52
  or
• 24:53
  side
• 24:53
  hustle
• 24:53
  possible.
• 24:54
  Let
• 24:55
  your
• 24:55
  software
• 24:55
  work
• 24:56
  for
• 24:56
  you
• 24:56
  so
• 24:57
  you
• 24:57
  can
• 24:57
  handle
• 24:57
  the
• 24:58
  important
• 24:58
  stuff.
• 24:59
  Try
• 24:59
  Odoo
• 25:00
  for
• 25:00
  free
• 25:00
  for
• 25:00
  15
• 25:01
  days,
• 25:01
  no
• 25:02
  card
• 25:02
  details
• 25:02
  required.
• 25:03
  That's
• 25:04
  O
• 25:04
  D
• 25:04
  double
• 25:04
  O
• 25:05
  dot
• 25:05
  com
• 25:05
  for
• 25:06
  more.
• 25:06
  Okay,
• 25:07
  let's
• 25:07
  dive
• 25:08
  into
• 25:08
  the
• 25:08
  money
• 25:08
  a
• 25:08
  bit.
• 25:08
  Yeah.
• 25:09
  So
• 25:10
  you
• 25:11
  like
• 25:11
  property
• 25:12
  investment.
• 25:12
  That
• 25:12
  is
• 25:12
  your
• 25:13
  main
• 25:13
  financial
• 25:13
  freedom
• 25:14
  engine.
• 25:14
  It
• 25:14
  is,
• 25:15
  yeah.
• 25:15
  Yeah.
• 25:16
  Okay,
• 25:16
  so
• 25:16
  run
• 25:16
  me
• 25:17
  through
• 25:17
  that
• 25:18
  leading
• 25:18
  up
• 25:18
  to.
• 25:19
  Because
• 25:19
  I
• 25:19
  know
• 25:19
  that
• 25:19
  you
• 25:19
  have
• 25:19
  a
• 25:20
  slightly.
• 25:20
  A
• 25:21
  pivot
• 25:21
  in
• 25:21
  strategy,
• 25:22
  slightly,
• 25:22
  shall
• 25:22
  we
• 25:23
  say?
• 25:23
  So
• 25:23
  leading
• 25:24
  up
• 25:24
  to
• 25:24
  the
• 25:24
  trip,
• 25:25
  what
• 25:25
  was
• 25:26
  the
• 25:26
  strategy?
• 25:27
  What,
• 25:28
  what
• 25:28
  level
• 25:29
  of
• 25:29
  financial
• 25:29
  freedom
• 25:30
  as
• 25:30
  well,
• 25:30
  had
• 25:30
  you
• 25:30
  achieved
• 25:31
  through
• 25:31
  property
• 25:31
  investment
• 25:32
  to
• 25:32
  take
• 25:32
  it
• 25:32
  back
• 25:33
  sort
• 25:33
  of
• 25:33
  almost
• 25:33
  to
• 25:33
  the
• 25:33
  beginning,
• 25:34
  I
• 25:34
  suppose,
• 25:34
  is
• 25:35
  that
• 25:35
  when
• 25:35
  we
• 25:35
  started
• 25:35
  investing
• 25:36
  in
• 25:36
  property,
• 25:36
  our
• 25:37
  primary
• 25:37
  focus
• 25:38
  was
• 25:38
  to
• 25:38
  invest
• 25:39
  for
• 25:39
  a
• 25:40
  secure
• 25:40
  retirement.
• 25:41
  So
• 25:41
  we
• 25:41
  kind
• 25:42
  of
• 25:42
  hadn't
• 25:42
  really
• 25:42
  thought
• 25:43
  about
• 25:44
  like
• 25:44
  financial
• 25:44
  freedom
• 25:45
  or
• 25:45
  retiring
• 25:46
  early.
• 25:46
  Really.
• 25:47
  We
• 25:47
  thought
• 25:47
  we
• 25:47
  might
• 25:47
  retire
• 25:48
  a
• 25:48
  few
• 25:48
  years
• 25:48
  early,
• 25:49
  but
• 25:49
  we
• 25:49
  hadn't
• 25:49
  really
• 25:50
  thought
• 25:50
  about
• 25:50
  early
• 25:51
  retirement
• 25:51
  as
• 25:51
  being
• 25:52
  something
• 25:52
  that
• 25:52
  might
• 25:52
  happen
• 25:52
  in
• 25:53
  our
• 25:53
  40s
• 25:54
  that
• 25:54
  kind
• 25:54
  of
• 25:55
  wasn't
• 25:55
  really
• 25:55
  on
• 25:55
  our
• 25:55
  radar.
• 25:56
  So
• 25:56
  we
• 25:56
  had
• 25:57
  set
• 25:57
  out
• 25:57
  to
• 25:58
  build
• 25:58
  a
• 25:58
  property
• 25:58
  portfolio
• 25:59
  that
• 25:59
  would
• 25:59
  enable
• 25:59
  us
• 26:00
  to
• 26:00
  have
• 26:00
  an
• 26:01
  extra
• 26:01
  income
• 26:02
  when
• 26:02
  we
• 26:02
  retired,
• 26:03
  maybe
• 26:03
  in
• 26:03
  our
• 26:03
  60s
• 26:04
  or,
• 26:04
  you
• 26:04
  know,
• 26:04
  if
• 26:04
  we
• 26:05
  were
• 26:05
  lucky,
• 26:05
  maybe
• 26:05
  our
• 26:05
  50s.
• 26:06
  So
• 26:06
  we
• 26:06
  started
• 26:06
  investing
• 26:07
  in
• 26:07
  property
• 26:07
  when
• 26:07
  we
• 26:07
  were
• 26:08
  in
• 26:08
  our
• 26:08
  late
• 26:08
  20s.
• 26:09
  And
• 26:09
  over
• 26:09
  time
• 26:09
  we
• 26:09
  built
• 26:10
  up
• 26:10
  to
• 26:10
  have
• 26:11
  six
• 26:11
  properties
• 26:12
  with
• 26:13
  seven
• 26:13
  income
• 26:14
  streams.
• 26:14
  So
• 26:14
  one
• 26:14
  of
• 26:14
  them's
• 26:14
  got
• 26:15
  two,
• 26:15
  two
• 26:15
  units
• 26:16
  on
• 26:16
  it.
• 26:16
  Building
• 26:17
  that
• 26:17
  enabled
• 26:18
  us
• 26:18
  to
• 26:19
  have
• 26:19
  some
• 26:19
  options
• 26:20
  that
• 26:21
  you
• 26:21
  don't
• 26:21
  normally
• 26:22
  have.
• 26:22
  And
• 26:23
  then
• 26:23
  we
• 26:23
  also
• 26:24
  own
• 26:24
  our
• 26:24
  own
• 26:24
  home
• 26:25
  so
• 26:25
  that
• 26:26
  I
• 26:26
  know
• 26:26
  people
• 26:26
  don't
• 26:27
  sort
• 26:27
  of
• 26:27
  think
• 26:27
  of
• 26:27
  it
• 26:27
  as
• 26:27
  an
• 26:27
  investment,
• 26:28
  but
• 26:28
  we've
• 26:28
  used
• 26:28
  our
• 26:29
  home
• 26:29
  as
• 26:29
  leverage
• 26:29
  to
• 26:30
  be
• 26:30
  able
• 26:30
  to
• 26:30
  build
• 26:30
  the
• 26:30
  investment
• 26:31
  property
• 26:31
  portfolio.
• 26:33
  And
• 26:33
  while
• 26:34
  we
• 26:34
  were
• 26:34
  away,
• 26:34
  when
• 26:34
  that
• 26:35
  happens,
• 26:35
  I
• 26:35
  do
• 26:35
  think
• 26:36
  of
• 26:36
  it
• 26:36
  as
• 26:36
  an
• 26:36
  investment
• 26:36
  because
• 26:37
  I'll
• 26:37
  say,
• 26:37
  I
• 26:37
  have
• 26:38
  gone
• 26:38
  on
• 26:38
  record
• 26:38
  before
• 26:38
  saying
• 26:39
  your
• 26:39
  home
• 26:39
  isn't
• 26:39
  an
• 26:39
  investment.
• 26:40
  Yeah.
• 26:40
  In
• 26:41
  that
• 26:41
  moment
• 26:41
  when
• 26:42
  you
• 26:42
  use
• 26:42
  it
• 26:42
  to
• 26:42
  build
• 26:42
  investments.
• 26:43
  Yes,
• 26:43
  it
• 26:43
  is.
• 26:43
  Yeah.
• 26:44
  It's
• 26:44
  just
• 26:44
  that
• 26:44
  most
• 26:44
  people
• 26:45
  don't.
• 26:45
  Yeah,
• 26:45
  exactly.
• 26:46
  And
• 26:46
  so
• 26:46
  using
• 26:47
  that
• 26:47
  home
• 26:48
  was,
• 26:49
  you
• 26:49
  know,
• 26:49
  has
• 26:49
  been
• 26:49
  a
• 26:50
  big
• 26:50
  part
• 26:50
  of
• 26:50
  the,
• 26:50
  the
• 26:51
  strategy
• 26:51
  for
• 26:51
  us.
• 26:52
  And
• 26:52
  again,
• 26:52
  I
• 26:52
  mean,
• 26:52
  when
• 26:53
  we
• 26:53
  bought
• 26:53
  it,
• 26:53
  that
• 26:54
  wasn't
• 26:54
  sort
• 26:54
  of
• 26:54
  really
• 26:54
  the
• 26:55
  plan,
• 26:55
  but
• 26:55
  we
• 26:56
  had.
• 26:56
  Our
• 26:57
  plan
• 26:57
  was
• 26:57
  to
• 26:57
  try
• 26:58
  and
• 26:58
  pay
• 26:58
  off
• 26:58
  that
• 26:58
  home
• 26:58
  as
• 26:59
  quickly
• 26:59
  as
• 26:59
  humanly
• 26:59
  possible
• 27:00
  so
• 27:00
  that
• 27:00
  we
• 27:00
  could
• 27:01
  have,
• 27:02
  you
• 27:02
  know,
• 27:02
  have
• 27:02
  more
• 27:02
  options,
• 27:03
  particularly
• 27:03
  to
• 27:03
  have
• 27:04
  time
• 27:04
  off
• 27:04
  when
• 27:04
  our
• 27:04
  kids
• 27:05
  are
• 27:05
  born
• 27:05
  and
• 27:05
  that
• 27:05
  kind
• 27:05
  of
• 27:05
  thing.
• 27:06
  So
• 27:06
  the
• 27:06
  house
• 27:06
  kind
• 27:07
  of
• 27:07
  formed
• 27:07
  the
• 27:08
  basis
• 27:08
  for
• 27:09
  the
• 27:09
  wider
• 27:10
  property
• 27:11
  investment
• 27:11
  strategy.
• 27:12
  And
• 27:12
  in
• 27:13
  terms
• 27:13
  of
• 27:13
  financial
• 27:13
  freedom,
• 27:13
  so
• 27:14
  at
• 27:14
  the
• 27:14
  moment
• 27:15
  it
• 27:15
  doesn't
• 27:15
  really
• 27:16
  give
• 27:16
  us
• 27:16
  an
• 27:16
  awful
• 27:17
  lot
• 27:17
  of
• 27:17
  passive
• 27:17
  income.
• 27:18
  Like
• 27:18
  our
• 27:18
  focus
• 27:18
  has
• 27:19
  been
• 27:19
  on
• 27:21
  paying
• 27:22
  off
• 27:22
  the
• 27:22
  debt.
• 27:23
  So
• 27:23
  we,
• 27:23
  you
• 27:23
  know,
• 27:24
  with
• 27:24
  the
• 27:24
  longer
• 27:24
  term
• 27:24
  goal
• 27:24
  in
• 27:25
  mind.
• 27:25
  So
• 27:25
  we
• 27:25
  have.
• 27:25
  Our
• 27:26
  investments
• 27:26
  are
• 27:26
  on
• 27:27
  principal
• 27:27
  and
• 27:27
  interest
• 27:28
  so
• 27:28
  that
• 27:28
  we
• 27:28
  can
• 27:29
  pay
• 27:29
  down
• 27:29
  the
• 27:29
  debt.
• 27:29
  So
• 27:30
  basically
• 27:30
  the
• 27:30
  majority
• 27:31
  of
• 27:31
  the
• 27:31
  income
• 27:31
  from
• 27:31
  the
• 27:31
  properties
• 27:32
  has
• 27:32
  gone
• 27:32
  back
• 27:32
  into
• 27:33
  paying
• 27:34
  off
• 27:34
  debt
• 27:34
  so
• 27:34
  that
• 27:34
  in
• 27:35
  the
• 27:35
  future
• 27:36
  we
• 27:36
  could
• 27:36
  have,
• 27:37
  you
• 27:37
  know,
• 27:37
  a,
• 27:38
  a
• 27:38
  larger
• 27:38
  income
• 27:38
  from
• 27:39
  them.
• 27:39
  So
• 27:39
  we
• 27:39
  do
• 27:39
  have
• 27:40
  some
• 27:40
  income
• 27:40
  from
• 27:40
  the
• 27:40
  property,
• 27:40
  but
• 27:41
  not
• 27:41
  a
• 27:41
  huge
• 27:41
  amount
• 27:41
  of
• 27:41
  income
• 27:42
  at
• 27:42
  the
• 27:42
  moment.
• 27:42
  But
• 27:42
  we
• 27:42
  do
• 27:43
  have
• 27:43
  the
• 27:43
  option
• 27:44
  that
• 27:44
  if
• 27:44
  we
• 27:44
  sold
• 27:44
  a
• 27:45
  couple
• 27:45
  of
• 27:45
  them,
• 27:45
  we
• 27:45
  could
• 27:45
  generate
• 27:46
  a
• 27:46
  fairly
• 27:47
  decent
• 27:47
  income
• 27:47
  from
• 27:48
  the
• 27:48
  properties.
• 27:48
  So,
• 27:49
  yeah,
• 27:49
  that's
• 27:50
  kind
• 27:50
  of
• 27:50
  where
• 27:50
  we're
• 27:50
  at
• 27:50
  with
• 27:51
  that,
• 27:51
  that
• 27:51
  strategy.
• 27:52
  Yeah.
• 27:53
  And
• 27:53
  walk
• 27:53
  me
• 27:53
  through
• 27:54
  how
• 27:54
  it
• 27:54
  worked,
• 27:54
  building
• 27:55
  that
• 27:55
  up,
• 27:55
  because
• 27:57
  six
• 27:57
  properties,
• 27:58
  seven
• 27:58
  incomes,
• 27:59
  as
• 27:59
  you
• 27:59
  say,
• 27:59
  it's
• 28:00
  a
• 28:00
  split
• 28:00
  number
• 28:00
  there,
• 28:00
  but
• 28:01
  you
• 28:01
  know,
• 28:01
  in
• 28:01
  that
• 28:02
  number.
• 28:03
  And
• 28:03
  you
• 28:03
  did
• 28:04
  that.
• 28:04
  Tell
• 28:04
  me
• 28:05
  if
• 28:05
  I'm
• 28:05
  wrong
• 28:05
  here.
• 28:05
  No
• 28:06
  big
• 28:06
  inheritance.
• 28:07
  No,
• 28:08
  you
• 28:08
  know,
• 28:09
  help
• 28:09
  out
• 28:09
  on
• 28:10
  that
• 28:10
  sort
• 28:10
  of
• 28:10
  front.
• 28:10
  It
• 28:10
  was
• 28:11
  just
• 28:11
  getting
• 28:12
  your
• 28:12
  salary,
• 28:13
  turning
• 28:13
  it
• 28:13
  into
• 28:13
  investments,
• 28:14
  building
• 28:15
  it
• 28:15
  up.
• 28:15
  So
• 28:16
  walk
• 28:16
  me
• 28:16
  through
• 28:16
  how
• 28:17
  you
• 28:17
  managed
• 28:17
  to
• 28:17
  do
• 28:17
  that,
• 28:17
  because
• 28:18
  I
• 28:18
  think
• 28:18
  for
• 28:18
  a
• 28:18
  lot
• 28:18
  of
• 28:18
  people,
• 28:18
  they
• 28:19
  see
• 28:19
  property
• 28:19
  prices
• 28:20
  and
• 28:20
  just
• 28:21
  feel
• 28:21
  so
• 28:21
  overwhelmed
• 28:22
  by
• 28:22
  the
• 28:22
  idea
• 28:23
  of
• 28:23
  doing
• 28:23
  it.
• 28:24
  I'm
• 28:24
  not
• 28:25
  saying
• 28:25
  it's
• 28:25
  easy,
• 28:25
  but
• 28:25
  it's
• 28:26
  doable,
• 28:26
  right?
• 28:26
  Oh,
• 28:27
  absolutely.
• 28:27
  So
• 28:28
  we
• 28:28
  started,
• 28:29
  you
• 28:29
  know,
• 28:29
  obviously
• 28:29
  with
• 28:29
  the
• 28:29
  first
• 28:30
  house.
• 28:30
  We
• 28:30
  put
• 28:30
  a
• 28:30
  lot
• 28:30
  of
• 28:31
  effort
• 28:31
  into
• 28:31
  renovating
• 28:31
  that
• 28:32
  house.
• 28:32
  So
• 28:32
  when
• 28:32
  we
• 28:32
  bought
• 28:33
  it,
• 28:33
  we
• 28:33
  bought
• 28:34
  what
• 28:34
  we
• 28:34
  could
• 28:34
  afford.
• 28:34
  It
• 28:35
  wasn't
• 28:35
  fancy.
• 28:36
  It
• 28:36
  was
• 28:36
  an
• 28:36
  old
• 28:37
  bungalow
• 28:37
  that
• 28:38
  needed
• 28:38
  work.
• 28:38
  And
• 28:39
  so
• 28:39
  we
• 28:39
  spent
• 28:40
  the
• 28:40
  first
• 28:40
  few
• 28:40
  years
• 28:41
  after
• 28:41
  that,
• 28:41
  after
• 28:42
  buying
• 28:42
  that,
• 28:42
  just
• 28:43
  renovating
• 28:43
  it
• 28:43
  and
• 28:43
  making
• 28:44
  it
• 28:44
  more
• 28:44
  livable,
• 28:45
  but
• 28:45
  also
• 28:45
  adding
• 28:45
  value
• 28:46
  to
• 28:46
  it.
• 28:46
  So
• 28:47
  we
• 28:47
  did.
• 28:47
  And.
• 28:47
  And
• 28:48
  during
• 28:48
  that
• 28:48
  time,
• 28:48
  actually
• 28:48
  also
• 28:49
  we
• 28:49
  did
• 28:49
  do
• 28:50
  property
• 28:50
  coaching.
• 28:51
  So
• 28:51
  we
• 28:51
  signed
• 28:51
  up
• 28:51
  for
• 28:52
  a
• 28:52
  property
• 28:52
  education
• 28:53
  course
• 28:53
  and
• 28:54
  educated
• 28:54
  ourself
• 28:55
  about
• 28:55
  property
• 28:55
  investment,
• 28:56
  which
• 28:56
  was
• 28:56
  kind
• 28:56
  of
• 28:56
  what
• 28:57
  we
• 28:57
  learned
• 28:57
  about
• 28:57
  the
• 28:57
  idea
• 28:57
  of
• 28:58
  being
• 28:58
  able
• 28:58
  to
• 28:58
  leverage
• 28:58
  off
• 28:58
  that
• 28:59
  house
• 28:59
  to
• 28:59
  buy
• 29:00
  investment.
• 29:00
  So,
• 29:01
  like,
• 29:01
  one
• 29:01
  of
• 29:01
  the
• 29:01
  things
• 29:02
  I
• 29:02
  always
• 29:02
  talk
• 29:02
  about
• 29:02
  with
• 29:02
  people
• 29:02
  is
• 29:03
  like,
• 29:03
  educate
• 29:04
  yourself
• 29:04
  on
• 29:04
  property
• 29:04
  investment,
• 29:05
  because
• 29:05
  it
• 29:05
  can
• 29:05
  be
• 29:06
  so
• 29:07
  you
• 29:07
  can
• 29:07
  make
• 29:07
  huge
• 29:07
  mistakes,
• 29:08
  and
• 29:08
  we
• 29:08
  feel
• 29:08
  like
• 29:08
  it
• 29:09
  was
• 29:09
  well
• 29:09
  worth
• 29:09
  our
• 29:10
  while.
• 29:10
  How
• 29:10
  do
• 29:10
  you
• 29:11
  find
• 29:11
  good
• 29:11
  education,
• 29:11
  though?
• 29:12
  Because
• 29:12
  there's
• 29:12
  a
• 29:12
  lot
• 29:12
  of
• 29:12
  people
• 29:13
  selling
• 29:13
  courses,
• 29:15
  some
• 29:15
  of
• 29:15
  them
• 29:15
  extremely
• 29:16
  expensive
• 29:17
  and
• 29:17
  I
• 29:18
  think
• 29:18
  huge
• 29:18
  varieties
• 29:19
  in
• 29:19
  quality
• 29:20
  for
• 29:20
  one.
• 29:20
  Make
• 29:21
  sure
• 29:21
  it's
• 29:21
  somebody
• 29:21
  who's
• 29:22
  actually
• 29:22
  doing
• 29:22
  it
• 29:22
  themselves,
• 29:23
  has
• 29:23
  built
• 29:24
  the
• 29:24
  kind
• 29:24
  of
• 29:24
  investment
• 29:25
  portfolio
• 29:25
  that
• 29:26
  you
• 29:26
  want
• 29:26
  to
• 29:26
  have,
• 29:26
  because
• 29:27
  then,
• 29:27
  you
• 29:27
  know,
• 29:28
  like,
• 29:28
  they're
• 29:28
  the
• 29:28
  real
• 29:28
  deal.
• 29:29
  But
• 29:29
  I
• 29:29
  also
• 29:29
  think
• 29:29
  that
• 29:30
  you
• 29:30
  should
• 29:30
  be
• 29:30
  really
• 29:30
  careful
• 29:30
  about
• 29:31
  things
• 29:31
  that
• 29:32
  are
• 29:32
  like
• 29:32
  heaps
• 29:33
  of
• 29:33
  the
• 29:33
  ones.
• 29:33
  We
• 29:33
  went
• 29:33
  to
• 29:33
  see
• 29:34
  the
• 29:34
  free
• 29:34
  seminars
• 29:34
  for
• 29:35
  when
• 29:35
  we
• 29:35
  were
• 29:35
  interested
• 29:36
  in
• 29:36
  learning
• 29:36
  about
• 29:36
  property
• 29:36
  investment.
• 29:37
  They
• 29:37
  were
• 29:37
  selling
• 29:38
  something,
• 29:39
  so
• 29:39
  they
• 29:39
  would
• 29:39
  be
• 29:39
  selling
• 29:40
  apartments
• 29:40
  off
• 29:40
  the
• 29:40
  plans
• 29:41
  or
• 29:42
  certain
• 29:42
  types
• 29:42
  of
• 29:43
  investment
• 29:44
  buildings
• 29:45
  or
• 29:45
  houses,
• 29:45
  and
• 29:46
  they
• 29:46
  stood
• 29:46
  to
• 29:46
  make
• 29:47
  money
• 29:47
  out
• 29:47
  of
• 29:47
  it.
• 29:47
  So
• 29:48
  that
• 29:48
  was
• 29:48
  kind
• 29:48
  of
• 29:49
  where
• 29:49
  it's
• 29:49
  like,
• 29:49
  it's
• 29:49
  packaged
• 29:50
  up
• 29:50
  as
• 29:50
  being
• 29:51
  property
• 29:51
  coaching.
• 29:51
  But
• 29:52
  actually
• 29:52
  it's
• 29:52
  somebody
• 29:53
  who
• 29:53
  has
• 29:53
  an
• 29:53
  interest
• 29:53
  in
• 29:53
  selling
• 29:54
  you
• 29:54
  a
• 29:54
  particular
• 29:54
  type
• 29:55
  of
• 29:55
  property
• 29:55
  investment.
• 29:55
  And
• 29:56
  I
• 29:56
  think
• 29:57
  we
• 29:57
  quite
• 29:57
  quickly
• 29:58
  realized
• 29:58
  that
• 29:59
  that
• 29:59
  wasn't
• 29:59
  a
• 29:59
  track
• 29:59
  we
• 30:00
  wanted
• 30:00
  to
• 30:00
  go
• 30:00
  down.
• 30:01
  And
• 30:01
  it
• 30:02
  is
• 30:02
  expensive.
• 30:03
  Ours
• 30:03
  was
• 30:03
  expensive,
• 30:04
  but
• 30:04
  we.
• 30:05
  We
• 30:05
  feel
• 30:05
  like
• 30:05
  it
• 30:05
  was
• 30:06
  well
• 30:06
  worth
• 30:06
  the
• 30:06
  investment
• 30:07
  to
• 30:07
  really
• 30:07
  understand.
• 30:07
  Like,
• 30:08
  we,
• 30:08
  we
• 30:08
  before
• 30:09
  we
• 30:09
  did
• 30:10
  their
• 30:10
  training,
• 30:11
  like,
• 30:11
  we
• 30:11
  were
• 30:11
  looking
• 30:11
  at
• 30:11
  buying
• 30:11
  investment
• 30:12
  properties,
• 30:12
  and
• 30:13
  we
• 30:13
  realized
• 30:13
  once
• 30:13
  we'd
• 30:14
  done
• 30:14
  the
• 30:14
  training,
• 30:14
  like,
• 30:14
  we
• 30:14
  could
• 30:14
  have
• 30:15
  made
• 30:15
  big
• 30:15
  mistakes
• 30:16
  that
• 30:16
  would
• 30:16
  have
• 30:16
  cost
• 30:17
  us
• 30:17
  a
• 30:17
  lot
• 30:17
  more
• 30:18
  than
• 30:18
  what
• 30:18
  we
• 30:18
  ended
• 30:19
  up
• 30:19
  investing
• 30:19
  in
• 30:20
  coaching.
• 30:20
  So
• 30:21
  it's
• 30:21
  a
• 30:21
  bit
• 30:22
  like
• 30:22
  what
• 30:22
  they
• 30:22
  say
• 30:22
  with
• 30:22
  accountants.
• 30:23
  Right?
• 30:23
  Like
• 30:24
  a
• 30:24
  good
• 30:24
  accountant
• 30:24
  should
• 30:25
  save
• 30:25
  you
• 30:25
  more
• 30:25
  than
• 30:25
  they
• 30:26
  cost.
• 30:26
  Yeah,
• 30:26
  yeah.
• 30:27
  You
• 30:27
  mention
• 30:28
  about
• 30:28
  you
• 30:28
  did
• 30:29
  some
• 30:29
  renovations.
• 30:29
  Yes.
• 30:30
  So
• 30:30
  the.
• 30:31
  The
• 30:31
  strategies
• 30:32
  that
• 30:32
  I've
• 30:32
  picked
• 30:32
  up
• 30:32
  from
• 30:32
  you
• 30:32
  so
• 30:33
  far
• 30:33
  is
• 30:33
  a.
• 30:33
  You
• 30:33
  know,
• 30:33
  when
• 30:33
  you've
• 30:34
  got
• 30:34
  your
• 30:34
  own
• 30:34
  home
• 30:34
  and
• 30:34
  you
• 30:35
  can
• 30:35
  sort
• 30:35
  of
• 30:35
  use
• 30:36
  debt
• 30:37
  from
• 30:37
  your
• 30:37
  own
• 30:38
  home,
• 30:38
  as
• 30:39
  you
• 30:39
  say,
• 30:39
  leverage
• 30:40
  into
• 30:41
  an
• 30:41
  investment
• 30:42
  and
• 30:42
  then
• 30:42
  also
• 30:43
  spotting
• 30:44
  those
• 30:44
  houses
• 30:45
  for
• 30:45
  maybe,
• 30:45
  you
• 30:45
  know,
• 30:46
  there's
• 30:46
  A
• 30:46
  little
• 30:46
  bit
• 30:46
  of
• 30:47
  value.
• 30:47
  You
• 30:47
  can
• 30:47
  add
• 30:47
  sweat
• 30:48
  equity.
• 30:48
  Yes.
• 30:49
  Renovating,
• 30:50
  making
• 30:50
  it
• 30:50
  better,
• 30:50
  which
• 30:51
  I
• 30:51
  also
• 30:51
  think
• 30:51
  works
• 30:52
  out
• 30:52
  for
• 30:52
  everyone
• 30:52
  to
• 30:52
  improve
• 30:53
  our
• 30:53
  housing
• 30:53
  stock.
• 30:54
  God,
• 30:54
  some
• 30:54
  of
• 30:54
  our
• 30:54
  housing
• 30:55
  stock
• 30:55
  is
• 30:55
  bad,
• 30:57
  so
• 30:57
  love
• 30:58
  when
• 30:58
  people
• 30:58
  come
• 30:59
  into
• 30:59
  this
• 30:59
  and
• 31:00
  adding
• 31:00
  value
• 31:01
  because
• 31:01
  it
• 31:01
  needs
• 31:01
  doing.
• 31:02
  And
• 31:02
  if
• 31:02
  there's
• 31:02
  a
• 31:02
  financial
• 31:02
  incentive.
• 31:03
  Cool.
• 31:03
  Great.
• 31:04
  How
• 31:04
  do
• 31:05
  you
• 31:05
  spot
• 31:06
  the
• 31:06
  sort
• 31:06
  of
• 31:06
  property
• 31:07
  that
• 31:08
  could
• 31:08
  make
• 31:08
  for
• 31:09
  a
• 31:09
  good
• 31:09
  renovation
• 31:10
  versus
• 31:10
  one
• 31:11
  that
• 31:11
  could
• 31:11
  be
• 31:11
  an
• 31:11
  expensive
• 31:12
  disaster?
• 31:12
  Because
• 31:13
  I
• 31:13
  have
• 31:13
  heard
• 31:13
  some
• 31:13
  disaster
• 31:14
  stories.
• 31:14
  To
• 31:15
  be
• 31:15
  able
• 31:15
  to
• 31:15
  grow
• 31:15
  a
• 31:15
  portfolio,
• 31:16
  we
• 31:16
  basically
• 31:16
  had
• 31:16
  to
• 31:17
  buy,
• 31:17
  like,
• 31:19
  houses
• 31:19
  that
• 31:19
  were
• 31:20
  run
• 31:20
  down
• 31:20
  and
• 31:21
  needed
• 31:21
  renovation
• 31:22
  so
• 31:22
  that
• 31:22
  we
• 31:22
  could
• 31:22
  add
• 31:23
  value
• 31:23
  and
• 31:23
  then
• 31:24
  be
• 31:24
  able
• 31:24
  to
• 31:24
  increase
• 31:25
  the
• 31:25
  value
• 31:25
  of
• 31:25
  that
• 31:25
  property,
• 31:26
  revalue
• 31:27
  it,
• 31:27
  pull
• 31:27
  the
• 31:27
  deposit
• 31:28
  funds
• 31:28
  back
• 31:28
  out
• 31:28
  again,
• 31:29
  and
• 31:29
  then
• 31:29
  use
• 31:29
  that
• 31:30
  money
• 31:30
  to
• 31:30
  buy
• 31:30
  and
• 31:31
  renovate
• 31:31
  another
• 31:31
  property.
• 31:31
  So
• 31:32
  we
• 31:32
  were
• 31:32
  looking
• 31:33
  for
• 31:33
  effectively,
• 31:34
  like,
• 31:35
  worst
• 31:35
  house
• 31:35
  on
• 31:36
  the
• 31:36
  street,
• 31:37
  classic.
• 31:37
  And.
• 31:38
  But
• 31:39
  having
• 31:39
  said
• 31:39
  that,
• 31:39
  we
• 31:40
  also
• 31:40
  weren't
• 31:40
  looking
• 31:41
  for
• 31:41
  ones
• 31:41
  that
• 31:42
  had
• 31:43
  structural
• 31:43
  issues.
• 31:43
  So
• 31:44
  we
• 31:44
  would
• 31:44
  go
• 31:44
  for
• 31:44
  a
• 31:44
  house
• 31:45
  that
• 31:45
  was
• 31:45
  structurally
• 31:46
  sound
• 31:46
  but
• 31:46
  cosmetically
• 31:47
  bad.
• 31:48
  So
• 31:48
  you
• 31:48
  could.
• 31:49
  You'd
• 31:49
  find
• 31:50
  houses
• 31:50
  like
• 31:50
  people.
• 31:50
  People
• 31:51
  get
• 31:51
  really
• 31:51
  easily
• 31:52
  put
• 31:52
  off
• 31:52
  buying
• 31:52
  houses
• 31:53
  that
• 31:53
  look
• 31:53
  bad.
• 31:53
  People
• 31:54
  want
• 31:54
  houses
• 31:54
  that
• 31:55
  are
• 31:55
  nice
• 31:55
  and
• 31:55
  tidy
• 31:55
  that
• 31:56
  the
• 31:56
  work's
• 31:56
  already
• 31:56
  done
• 31:57
  on,
• 31:58
  but
• 31:58
  you
• 31:58
  make
• 31:58
  money
• 31:59
  on
• 31:59
  houses
• 31:59
  that
• 31:59
  need
• 31:59
  the
• 32:00
  work
• 32:00
  to
• 32:00
  be
• 32:00
  done
• 32:00
  on
• 32:00
  them.
• 32:01
  And
• 32:01
  so
• 32:01
  we
• 32:01
  would
• 32:02
  go
• 32:02
  and
• 32:02
  find
• 32:02
  a
• 32:02
  house
• 32:03
  that.
• 32:04
  It
• 32:04
  didn't
• 32:05
  really
• 32:05
  bother
• 32:05
  us
• 32:05
  too
• 32:06
  much
• 32:06
  what
• 32:06
  it
• 32:07
  was
• 32:07
  like.
• 32:07
  It
• 32:07
  could
• 32:07
  have
• 32:07
  holes
• 32:07
  in
• 32:08
  the
• 32:08
  walls,
• 32:08
  the
• 32:08
  carpets
• 32:09
  could
• 32:09
  be
• 32:09
  destroyed,
• 32:10
  the
• 32:10
  bathroom
• 32:11
  light.
• 32:11
  If
• 32:12
  the
• 32:13
  house
• 32:13
  is
• 32:13
  structurally
• 32:13
  sound,
• 32:14
  like,
• 32:14
  if
• 32:14
  the
• 32:14
  bathroom
• 32:14
  is
• 32:14
  horrible
• 32:15
  and
• 32:15
  the
• 32:15
  kitchen's
• 32:16
  horrible.
• 32:16
  Those
• 32:16
  are
• 32:16
  all
• 32:17
  just
• 32:17
  cosmetic
• 32:17
  things.
• 32:18
  You
• 32:18
  can
• 32:18
  just
• 32:18
  rip
• 32:18
  that
• 32:18
  out
• 32:18
  and
• 32:18
  put
• 32:19
  a
• 32:19
  new
• 32:19
  one
• 32:19
  in,
• 32:20
  and
• 32:20
  it
• 32:21
  just
• 32:21
  transforms
• 32:22
  the
• 32:22
  house.
• 32:23
  So,
• 32:23
  yeah,
• 32:23
  the
• 32:24
  key
• 32:24
  thing,
• 32:24
  I
• 32:24
  think,
• 32:24
  from
• 32:25
  our
• 32:25
  perspective,
• 32:25
  was
• 32:26
  structurally
• 32:26
  sound,
• 32:27
  but
• 32:27
  cosmetically
• 32:29
  messy.
• 32:30
  Yeah.
• 32:31
  Yeah,
• 32:31
  I
• 32:32
  know.
• 32:32
  It's
• 32:32
  funny,
• 32:32
  isn't
• 32:33
  it?
• 32:33
  Because
• 32:33
  you
• 32:33
  often
• 32:33
  do
• 32:34
  need,
• 32:34
  especially
• 32:34
  if
• 32:34
  you're
• 32:35
  keeping
• 32:35
  it
• 32:35
  as
• 32:35
  a
• 32:35
  rental
• 32:36
  or
• 32:36
  something.
• 32:36
  You
• 32:36
  do
• 32:36
  need
• 32:37
  stuff
• 32:37
  in
• 32:37
  there
• 32:37
  that's
• 32:37
  quite
• 32:37
  hard
• 32:38
  wearing.
• 32:39
  So
• 32:39
  it
• 32:39
  actually
• 32:40
  can
• 32:41
  turn
• 32:41
  into,
• 32:41
  I
• 32:42
  think,
• 32:42
  sometimes
• 32:42
  a
• 32:42
  pro,
• 32:43
  where
• 32:43
  you're
• 32:43
  getting
• 32:43
  to
• 32:44
  turn
• 32:44
  it
• 32:44
  into
• 32:44
  exactly
• 32:45
  what
• 32:45
  you
• 32:45
  want
• 32:45
  it
• 32:45
  to
• 32:45
  be
• 32:45
  and
• 32:46
  make
• 32:46
  sure
• 32:46
  it's
• 32:46
  exactly
• 32:47
  what
• 32:47
  you
• 32:47
  need.
• 32:48
  And
• 32:48
  yet
• 32:48
  it
• 32:49
  also
• 32:49
  works
• 32:49
  out
• 32:49
  financially
• 32:50
  as
• 32:50
  well.
• 32:50
  So
• 32:51
  win,
• 32:51
  win.
• 32:51
  Right.
• 32:52
  But
• 32:52
  it
• 32:52
  is
• 32:52
  work.
• 32:53
  How
• 32:54
  much
• 32:54
  time
• 32:55
  do
• 32:55
  you
• 32:55
  think
• 32:55
  it
• 32:55
  would
• 32:55
  take
• 32:55
  on
• 32:56
  those
• 32:56
  sorts
• 32:56
  of
• 32:56
  Renault
• 32:57
  for
• 32:57
  on
• 32:57
  average?
• 32:58
  Oh,
• 32:58
  gosh.
• 32:59
  I
• 32:59
  mean,
• 33:00
  it
• 33:00
  would
• 33:00
  depend.
• 33:00
  It
• 33:00
  depends
• 33:01
  on
• 33:01
  the
• 33:01
  house,
• 33:01
  you
• 33:01
  know,
• 33:02
  so
• 33:02
  we
• 33:02
  did
• 33:03
  two.
• 33:04
  We
• 33:04
  did
• 33:04
  two
• 33:04
  houses
• 33:04
  at
• 33:05
  one
• 33:05
  stage.
• 33:05
  We
• 33:05
  did
• 33:05
  two
• 33:06
  at
• 33:06
  the
• 33:06
  same
• 33:06
  time.
• 33:07
  The
• 33:07
  core
• 33:07
  part
• 33:07
  of
• 33:07
  the
• 33:08
  time.
• 33:08
  Ryan
• 33:08
  took
• 33:08
  six
• 33:08
  weeks
• 33:09
  of
• 33:09
  annual
• 33:09
  leave,
• 33:10
  and
• 33:10
  we
• 33:11
  did
• 33:12
  the
• 33:12
  full
• 33:12
  renovation
• 33:13
  Ourselves
• 33:13
  and
• 33:14
  that
• 33:14
  was
• 33:14
  us
• 33:15
  full
• 33:15
  time
• 33:15
  really.
• 33:16
  I
• 33:16
  mean
• 33:16
  Ryan
• 33:16
  was
• 33:16
  working
• 33:17
  sort
• 33:17
  of
• 33:17
  like
• 33:18
  12
• 33:18
  hours
• 33:18
  plus
• 33:19
  seven
• 33:19
  days
• 33:19
  a
• 33:20
  week
• 33:20
  for
• 33:20
  that
• 33:20
  six
• 33:21
  weeks
• 33:21
  period.
• 33:21
  And
• 33:22
  I
• 33:22
  was
• 33:22
  helping,
• 33:23
  yeah,
• 33:24
  I
• 33:24
  was
• 33:24
  helping
• 33:25
  him
• 33:25
  when
• 33:25
  I
• 33:25
  could.
• 33:25
  We
• 33:25
  had
• 33:25
  a
• 33:25
  one
• 33:26
  year
• 33:26
  old
• 33:26
  so
• 33:26
  it
• 33:26
  was
• 33:26
  kind
• 33:27
  of,
• 33:27
  you
• 33:27
  know,
• 33:27
  helping
• 33:28
  between
• 33:29
  taking
• 33:29
  care
• 33:29
  of
• 33:29
  him
• 33:30
  and
• 33:30
  farming
• 33:30
  him
• 33:31
  out
• 33:31
  to
• 33:31
  the
• 33:31
  grandparents
• 33:31
  wherever
• 33:32
  we
• 33:32
  could.
• 33:32
  I
• 33:32
  was
• 33:32
  gonna
• 33:33
  say
• 33:33
  how
• 33:33
  mobile
• 33:33
  was
• 33:33
  the
• 33:33
  one
• 33:34
  year
• 33:34
  old?
• 33:34
  Cause
• 33:34
  that
• 33:35
  they
• 33:35
  can
• 33:35
  be
• 33:35
  very
• 33:35
  different
• 33:36
  levels
• 33:36
  of
• 33:36
  mobility
• 33:37
  and
• 33:37
  that
• 33:37
  makes
• 33:37
  a
• 33:37
  lot
• 33:37
  of
• 33:37
  difference
• 33:38
  to
• 33:38
  how
• 33:38
  much
• 33:38
  you
• 33:38
  can
• 33:38
  bring
• 33:39
  them
• 33:39
  round.
• 33:39
  Yeah,
• 33:40
  well,
• 33:40
  we
• 33:40
  kind
• 33:40
  of
• 33:40
  pulled
• 33:41
  out
• 33:41
  all
• 33:41
  stops
• 33:42
  and
• 33:42
  had
• 33:42
  help
• 33:42
  with
• 33:42
  him
• 33:43
  and
• 33:44
  also
• 33:44
  we
• 33:44
  just
• 33:45
  had
• 33:45
  like
• 33:45
  a
• 33:45
  porticot
• 33:46
  as
• 33:46
  part
• 33:46
  of
• 33:46
  our,
• 33:47
  as
• 33:48
  our
• 33:48
  renovation
• 33:48
  kit
• 33:48
  was
• 33:49
  a
• 33:49
  porticot.
• 33:49
  So
• 33:50
  he
• 33:50
  would
• 33:50
  come
• 33:50
  with
• 33:50
  us
• 33:50
  sometimes
• 33:51
  and
• 33:51
  just
• 33:51
  nap
• 33:51
  on,
• 33:52
  on
• 33:52
  site
• 33:53
  and
• 33:54
  yeah,
• 33:54
  we
• 33:54
  just
• 33:54
  made.
• 33:55
  Come
• 33:55
  and
• 33:55
  see
• 33:55
  how
• 33:55
  hard
• 33:55
  mum
• 33:56
  and
• 33:56
  dad
• 33:56
  work
• 33:56
  to
• 33:56
  build
• 33:57
  this
• 33:57
  life.
• 33:58
  Yeah,
• 33:58
  and
• 33:58
  they
• 33:58
  still
• 33:59
  do,
• 33:59
  they
• 33:59
  still
• 33:59
  do
• 34:00
  come
• 34:00
  with
• 34:00
  us.
• 34:00
  And
• 34:00
  now,
• 34:01
  now
• 34:01
  it's
• 34:01
  like
• 34:02
  sometimes
• 34:02
  it's
• 34:02
  a
• 34:02
  little
• 34:02
  bit
• 34:03
  harder
• 34:03
  but
• 34:03
  they,
• 34:04
  they,
• 34:04
  you
• 34:04
  know,
• 34:04
  we'll
• 34:05
  do
• 34:05
  jobs
• 34:05
  and
• 34:05
  we'll
• 34:05
  give
• 34:06
  them
• 34:06
  pocket
• 34:06
  money
• 34:06
  for
• 34:06
  helping
• 34:07
  us
• 34:07
  out.
• 34:07
  But
• 34:08
  also
• 34:08
  they
• 34:08
  get
• 34:08
  to
• 34:08
  see
• 34:09
  how
• 34:09
  the
• 34:10
  whole
• 34:10
  business
• 34:10
  works,
• 34:11
  really.
• 34:11
  Like
• 34:11
  they've
• 34:12
  met
• 34:12
  our
• 34:12
  tenants
• 34:13
  and
• 34:13
  they've
• 34:13
  got
• 34:14
  to
• 34:15
  come
• 34:15
  and
• 34:15
  fix
• 34:15
  things
• 34:16
  with
• 34:16
  us
• 34:16
  at
• 34:17
  the
• 34:17
  houses
• 34:17
  and
• 34:17
  they
• 34:17
  sort
• 34:17
  of
• 34:18
  get
• 34:18
  an
• 34:18
  idea
• 34:18
  for
• 34:18
  how
• 34:18
  our
• 34:19
  whole
• 34:19
  business
• 34:20
  works.
• 34:20
  And
• 34:20
  we're
• 34:21
  quite
• 34:21
  open
• 34:21
  with
• 34:21
  them
• 34:21
  sort
• 34:22
  of
• 34:22
  about
• 34:22
  the
• 34:22
  whole
• 34:23
  purpose
• 34:23
  of
• 34:23
  it,
• 34:23
  to
• 34:24
  sort
• 34:24
  of
• 34:24
  help
• 34:24
  fund
• 34:24
  our
• 34:25
  lifestyles.
• 34:25
  So
• 34:26
  I
• 34:26
  think
• 34:26
  they're
• 34:27
  starting
• 34:27
  to
• 34:27
  get
• 34:27
  a
• 34:27
  bit
• 34:27
  of
• 34:27
  an
• 34:27
  understanding
• 34:28
  and
• 34:28
  they
• 34:28
  still
• 34:28
  don't
• 34:28
  like
• 34:29
  coming
• 34:29
  out
• 34:29
  and
• 34:29
  having
• 34:29
  to
• 34:29
  do
• 34:30
  work.
• 34:30
  But
• 34:32
  what's
• 34:32
  the
• 34:32
  old
• 34:33
  thing?
• 34:33
  You'll
• 34:33
  thank
• 34:33
  me
• 34:33
  someday.
• 34:34
  Yeah,
• 34:35
  I
• 34:35
  do
• 34:35
  think
• 34:35
  it's
• 34:36
  really
• 34:36
  useful
• 34:37
  for
• 34:37
  kids
• 34:37
  to
• 34:38
  see,
• 34:38
  see
• 34:38
  how
• 34:39
  parents
• 34:40
  help
• 34:40
  build
• 34:40
  their
• 34:41
  life
• 34:41
  and
• 34:42
  to
• 34:42
  include
• 34:42
  them
• 34:43
  in
• 34:43
  those
• 34:43
  things.
• 34:43
  You
• 34:44
  know,
• 34:44
  I,
• 34:45
  I'm,
• 34:46
  I'm
• 34:46
  in
• 34:47
  such
• 34:47
  two
• 34:47
  minds
• 34:48
  it
• 34:48
  for
• 34:48
  my
• 34:48
  own
• 34:48
  life
• 34:49
  because
• 34:49
  running
• 34:50
  my
• 34:50
  own
• 34:50
  business
• 34:50
  and
• 34:50
  working
• 34:51
  from
• 34:51
  home.
• 34:51
  I
• 34:52
  really
• 34:52
  like
• 34:52
  to
• 34:52
  make
• 34:52
  sure
• 34:52
  that
• 34:52
  when
• 34:53
  I'm
• 34:53
  with
• 34:53
  the
• 34:53
  kids,
• 34:53
  I'm
• 34:53
  with
• 34:53
  the
• 34:53
  kids.
• 34:54
  Yeah,
• 34:54
  I
• 34:54
  try
• 34:55
  to
• 34:55
  be
• 34:55
  like
• 34:55
  in
• 34:56
  my
• 34:56
  zone
• 34:56
  of
• 34:57
  wherever
• 34:57
  I
• 34:57
  am
• 34:57
  is
• 34:58
  where
• 34:58
  I
• 34:58
  am.
• 34:58
  So
• 34:59
  when
• 34:59
  I'm
• 34:59
  the
• 35:00
  kids
• 35:00
  are,
• 35:00
  you
• 35:01
  know,
• 35:01
  off
• 35:01
  at
• 35:01
  school
• 35:02
  or
• 35:02
  whatever,
• 35:03
  I
• 35:03
  am
• 35:04
  in
• 35:04
  business
• 35:04
  mode
• 35:04
  and
• 35:05
  I
• 35:05
  am
• 35:05
  focused
• 35:05
  on
• 35:05
  that.
• 35:06
  And
• 35:06
  then
• 35:06
  I
• 35:06
  try,
• 35:07
  I'm
• 35:07
  not
• 35:07
  always
• 35:07
  perfect
• 35:08
  at
• 35:08
  it,
• 35:08
  but
• 35:08
  when
• 35:08
  the
• 35:08
  kids
• 35:09
  are
• 35:09
  there
• 35:09
  I
• 35:09
  try
• 35:09
  to
• 35:09
  be
• 35:09
  like,
• 35:10
  focus
• 35:10
  on
• 35:10
  the
• 35:10
  kids
• 35:11
  at
• 35:11
  the
• 35:11
  same
• 35:12
  time
• 35:14
  to
• 35:14
  be
• 35:14
  having
• 35:14
  business
• 35:15
  conversations
• 35:15
  around
• 35:16
  them
• 35:16
  for
• 35:16
  them
• 35:16
  to
• 35:16
  sometimes
• 35:17
  see
• 35:17
  me
• 35:18
  proofing
• 35:19
  through
• 35:19
  videos
• 35:20
  or
• 35:21
  responding
• 35:21
  to
• 35:22
  contractors
• 35:23
  or
• 35:24
  people
• 35:24
  that
• 35:24
  I've
• 35:24
  got
• 35:24
  a
• 35:25
  business
• 35:25
  relationship.
• 35:25
  With.
• 35:25
  And
• 35:26
  the
• 35:26
  four
• 35:26
  year
• 35:27
  old
• 35:27
  now
• 35:27
  is
• 35:27
  at
• 35:27
  a
• 35:27
  point
• 35:27
  where
• 35:28
  he's
• 35:28
  interested
• 35:28
  in
• 35:28
  things
• 35:28
  and
• 35:29
  he'll
• 35:29
  ask
• 35:29
  me
• 35:29
  about
• 35:29
  stuff
• 35:30
  and
• 35:30
  I'll
• 35:30
  say,
• 35:30
  well,
• 35:30
  Mum
• 35:31
  talks
• 35:31
  about
• 35:31
  money
• 35:31
  and
• 35:32
  teaches
• 35:32
  people
• 35:32
  about
• 35:32
  it
• 35:32
  online.
• 35:33
  And
• 35:33
  so
• 35:34
  here's
• 35:34
  a
• 35:34
  thing
• 35:34
  that
• 35:34
  I
• 35:34
  need
• 35:35
  to
• 35:35
  do
• 35:35
  in
• 35:35
  order
• 35:35
  to
• 35:35
  make
• 35:35
  that
• 35:36
  happen.
• 35:36
  And
• 35:36
  he's.
• 35:36
  Well,
• 35:37
  at
• 35:37
  least
• 35:37
  he
• 35:37
  appears
• 35:37
  interested.
• 35:38
  I
• 35:38
  don't
• 35:38
  know,
• 35:39
  he
• 35:39
  might
• 35:40
  just
• 35:40
  be
• 35:40
  kissing
• 35:41
  my
• 35:41
  butt
• 35:41
  a
• 35:41
  little
• 35:41
  bit
• 35:41
  because
• 35:41
  he
• 35:42
  does
• 35:42
  love
• 35:42
  hanging
• 35:42
  out
• 35:42
  with
• 35:42
  mum
• 35:43
  and
• 35:43
  he'll
• 35:43
  pretend
• 35:44
  being
• 35:44
  interested
• 35:44
  about
• 35:44
  anything.
• 35:46
  But
• 35:47
  I
• 35:48
  think
• 35:48
  it's
• 35:48
  useful
• 35:48
  for
• 35:49
  them
• 35:49
  to
• 35:49
  get
• 35:49
  that
• 35:49
  exposure
• 35:50
  of.
• 35:51
  My
• 35:51
  life
• 35:51
  isn't
• 35:51
  just
• 35:51
  hanging
• 35:52
  out
• 35:52
  on
• 35:52
  a
• 35:52
  playground
• 35:52
  with
• 35:53
  you,
• 35:53
  kidlet,
• 35:54
  it's
• 35:54
  all
• 35:55
  this
• 35:55
  other
• 35:55
  stuff
• 35:55
  that
• 35:55
  I
• 35:55
  do
• 35:56
  so
• 35:56
  that
• 35:58
  when
• 35:58
  you
• 35:58
  score
• 35:58
  a
• 35:58
  goal
• 35:59
  in
• 35:59
  soccer,
• 35:59
  I
• 36:00
  can
• 36:00
  go
• 36:00
  and
• 36:00
  get
• 36:00
  you
• 36:00
  a
• 36:00
  Hot
• 36:01
  Wheels
• 36:01
  to
• 36:01
  say
• 36:01
  congrats.
• 36:05
  And
• 36:05
  it's.
• 36:05
  I
• 36:05
  think
• 36:05
  it's
• 36:06
  really
• 36:06
  useful
• 36:06
  for
• 36:06
  them
• 36:06
  to
• 36:06
  get
• 36:07
  that
• 36:07
  taste
• 36:07
  of
• 36:07
  real
• 36:07
  life
• 36:08
  too,
• 36:08
  from
• 36:08
  quite
• 36:08
  a
• 36:08
  young
• 36:09
  age.
• 36:09
  Yeah,
• 36:09
  I
• 36:10
  think,
• 36:10
  I
• 36:10
  think
• 36:10
  so.
• 36:11
  Mm.
• 36:12
  And
• 36:12
  you
• 36:13
  mentioned,
• 36:13
  and
• 36:13
  very
• 36:14
  much
• 36:14
  in
• 36:14
  passing,
• 36:14
  that
• 36:15
  you
• 36:15
  might
• 36:15
  be
• 36:15
  changing
• 36:15
  your
• 36:15
  property
• 36:16
  strategy
• 36:16
  a
• 36:16
  bit
• 36:16
  as
• 36:16
  well.
• 36:17
  Yeah.
• 36:17
  To
• 36:17
  give
• 36:18
  you
• 36:18
  a
• 36:18
  bit
• 36:18
  more
• 36:19
  time.
• 36:19
  Talk
• 36:20
  me
• 36:20
  through
• 36:20
  that.
• 36:21
  In
• 36:21
  the
• 36:21
  past
• 36:22
  we've
• 36:22
  been
• 36:22
  kind
• 36:22
  of
• 36:22
  a
• 36:23
  bit
• 36:23
  anxious
• 36:23
  about
• 36:23
  selling
• 36:24
  the
• 36:24
  property.
• 36:24
  So
• 36:24
  we
• 36:25
  built
• 36:25
  a
• 36:25
  portfolio
• 36:25
  and
• 36:26
  then
• 36:26
  once
• 36:26
  you've
• 36:26
  got
• 36:26
  it,
• 36:26
  it's
• 36:27
  kind
• 36:27
  of
• 36:27
  scary
• 36:27
  to
• 36:27
  let
• 36:28
  it
• 36:28
  go.
• 36:29
  And
• 36:29
  so
• 36:29
  we
• 36:29
  did
• 36:30
  a
• 36:30
  few
• 36:30
  years
• 36:30
  ago
• 36:30
  look
• 36:30
  at
• 36:31
  maybe
• 36:31
  selling
• 36:31
  some
• 36:31
  of
• 36:31
  the
• 36:31
  properties
• 36:32
  to,
• 36:33
  well,
• 36:33
  free
• 36:33
  up
• 36:33
  some
• 36:34
  equity
• 36:34
  and
• 36:34
  that
• 36:34
  would
• 36:35
  either
• 36:35
  enable
• 36:35
  us
• 36:35
  to
• 36:36
  pay
• 36:36
  off
• 36:36
  debt
• 36:36
  and
• 36:36
  increase
• 36:37
  passive
• 36:37
  income
• 36:39
  or
• 36:39
  also
• 36:39
  maybe
• 36:40
  to
• 36:40
  go
• 36:40
  into
• 36:40
  a
• 36:40
  strategy
• 36:41
  of
• 36:41
  property
• 36:41
  trading.
• 36:42
  So
• 36:42
  that's
• 36:42
  sort
• 36:43
  of
• 36:43
  all
• 36:43
  flipping,
• 36:44
  you
• 36:44
  know,
• 36:44
  buy,
• 36:44
  renovate,
• 36:45
  sell.
• 36:46
  We
• 36:46
  actually
• 36:46
  enjoy
• 36:46
  renovating
• 36:47
  houses,
• 36:47
  so
• 36:48
  we,
• 36:48
  we
• 36:48
  kind
• 36:48
  of
• 36:49
  wanted
• 36:49
  to
• 36:49
  maybe
• 36:49
  explore
• 36:50
  that
• 36:50
  as
• 36:51
  an
• 36:51
  option
• 36:51
  as
• 36:51
  well.
• 36:52
  So
• 36:53
  not
• 36:53
  just
• 36:53
  having
• 36:53
  the
• 36:53
  buy
• 36:53
  and
• 36:54
  holds,
• 36:54
  but
• 36:54
  to,
• 36:54
  you
• 36:55
  know,
• 36:55
  buy,
• 36:55
  renovate,
• 36:56
  sell.
• 36:56
  Then
• 36:57
  obviously
• 36:57
  the
• 36:57
  aim
• 36:58
  is
• 36:58
  to
• 36:58
  make
• 36:58
  a
• 36:58
  profit
• 36:58
  on
• 36:59
  the
• 36:59
  properties
• 36:59
  you
• 36:59
  sell
• 37:00
  and
• 37:00
  we
• 37:00
  can
• 37:00
  use
• 37:00
  that
• 37:00
  to
• 37:01
  pay
• 37:01
  off
• 37:01
  debt
• 37:01
  against
• 37:01
  the
• 37:01
  other
• 37:02
  properties
• 37:02
  and,
• 37:02
  you
• 37:03
  know,
• 37:03
  just
• 37:03
  again,
• 37:03
  incre
• 37:04
  that
• 37:04
  income
• 37:05
  that's
• 37:05
  coming
• 37:05
  in
• 37:06
  to
• 37:06
  get
• 37:06
  us
• 37:06
  close
• 37:07
  to
• 37:07
  that
• 37:07
  financial
• 37:07
  freedom
• 37:08
  goal.
• 37:09
  Okay,
• 37:10
  so
• 37:10
  that's
• 37:10
  in
• 37:11
  the
• 37:11
  future
• 37:11
  now.
• 37:11
  Yeah.
• 37:12
  So
• 37:12
  we're
• 37:12
  just
• 37:12
  working
• 37:12
  with
• 37:13
  our
• 37:13
  mortgage
• 37:13
  broker
• 37:13
  at
• 37:13
  the
• 37:13
  moment
• 37:14
  to
• 37:14
  try
• 37:14
  and
• 37:14
  do
• 37:14
  a
• 37:14
  bit
• 37:14
  of
• 37:14
  a
• 37:14
  restructure
• 37:15
  and
• 37:16
  very
• 37:16
  much
• 37:16
  a
• 37:16
  work
• 37:16
  in
• 37:16
  progress
• 37:17
  at
• 37:17
  the
• 37:17
  moment.
• 37:17
  But
• 37:18
  I
• 37:18
  think
• 37:18
  it's
• 37:18
  just
• 37:18
  the
• 37:19
  having
• 37:19
  been
• 37:20
  on
• 37:20
  the
• 37:20
  trip,
• 37:20
  it's
• 37:21
  given
• 37:21
  us
• 37:21
  the
• 37:21
  motivation
• 37:22
  to
• 37:22
  now
• 37:23
  get
• 37:23
  over
• 37:23
  our
• 37:24
  fear
• 37:24
  of
• 37:24
  selling
• 37:25
  and
• 37:25
  take
• 37:25
  the
• 37:25
  action
• 37:26
  to.
• 37:26
  To,
• 37:26
  you
• 37:26
  know,
• 37:27
  make
• 37:28
  that
• 37:28
  happen.
• 37:29
  Yeah.
• 37:30
  And
• 37:30
  you
• 37:30
  also
• 37:31
  had
• 37:31
  a
• 37:31
  bit
• 37:31
  of
• 37:31
  a
• 37:31
  career
• 37:31
  rethink
• 37:32
  because
• 37:32
  like
• 37:32
  you
• 37:32
  mentioned,
• 37:33
  I
• 37:33
  love
• 37:33
  the
• 37:33
  wording.
• 37:34
  You
• 37:34
  used
• 37:34
  a
• 37:34
  bit
• 37:34
  of
• 37:34
  a
• 37:34
  glitch.
• 37:36
  Been
• 37:36
  there.
• 37:39
  We
• 37:39
  can
• 37:40
  have
• 37:40
  glitches
• 37:40
  in
• 37:40
  the
• 37:40
  old
• 37:41
  career.
• 37:42
  So
• 37:42
  I
• 37:42
  had
• 37:42
  a
• 37:42
  bit
• 37:42
  of
• 37:43
  a
• 37:43
  glitch.
• 37:43
  Had
• 37:44
  this
• 37:44
  great
• 37:44
  timing,
• 37:45
  frankly,
• 37:45
  of
• 37:46
  heading
• 37:46
  away.
• 37:47
  Yeah.
• 37:47
  So
• 37:47
  something
• 37:47
  that
• 37:48
  I
• 37:48
  always
• 37:48
  wanted
• 37:48
  to
• 37:48
  do
• 37:48
  and
• 37:49
  was
• 37:49
  kind
• 37:49
  of
• 37:49
  my
• 37:49
  motivation.
• 37:50
  I
• 37:50
  don't
• 37:50
  know
• 37:50
  if
• 37:50
  I
• 37:51
  told
• 37:51
  you
• 37:51
  before
• 37:51
  previously,
• 37:52
  but
• 37:52
  I
• 37:52
  went
• 37:52
  to
• 37:52
  law
• 37:52
  school
• 37:52
  and
• 37:53
  one
• 37:53
  of
• 37:53
  my
• 37:53
  motivations
• 37:54
  of
• 37:54
  going
• 37:54
  to
• 37:54
  law
• 37:54
  school
• 37:54
  was
• 37:55
  that
• 37:55
  I
• 37:55
  wanted
• 37:55
  to
• 37:55
  eventually
• 37:55
  get
• 37:56
  into
• 37:56
  politics.
• 37:56
  So
• 37:56
  I
• 37:56
  studied
• 37:57
  law
• 37:57
  and
• 37:57
  politics
• 37:58
  again.
• 37:58
  It
• 37:58
  was
• 37:59
  one
• 37:59
  of
• 37:59
  those
• 37:59
  moments
• 37:59
  where
• 38:00
  something
• 38:00
  came
• 38:00
  up
• 38:01
  online.
• 38:01
  So
• 38:02
  Ryan
• 38:02
  was
• 38:02
  looking
• 38:03
  online
• 38:03
  and
• 38:03
  an
• 38:04
  ad
• 38:04
  came
• 38:04
  up
• 38:04
  for
• 38:05
  local
• 38:05
  body
• 38:06
  election
• 38:07
  campaigning.
• 38:07
  And
• 38:08
  so
• 38:08
  they
• 38:08
  were
• 38:08
  looking
• 38:08
  for
• 38:08
  people
• 38:08
  to
• 38:09
  apply
• 38:09
  for
• 38:09
  local
• 38:10
  body
• 38:10
  positions.
• 38:11
  Yeah,
• 38:11
  saw
• 38:11
  the
• 38:12
  ad,
• 38:12
  decided,
• 38:12
  yeah,
• 38:13
  actually
• 38:13
  now
• 38:13
  is
• 38:14
  a
• 38:14
  good
• 38:14
  time.
• 38:14
  You
• 38:15
  know,
• 38:15
  just
• 38:15
  want
• 38:15
  to
• 38:15
  change
• 38:16
  careers.
• 38:16
  And
• 38:16
  politics
• 38:17
  is
• 38:17
  something
• 38:17
  I
• 38:17
  wanted
• 38:18
  to
• 38:18
  do.
• 38:18
  And
• 38:19
  I
• 38:19
  kind
• 38:20
  of
• 38:20
  sort
• 38:20
  of
• 38:20
  thought,
• 38:20
  well,
• 38:21
  if
• 38:21
  I
• 38:21
  can
• 38:21
  get
• 38:21
  into
• 38:22
  that
• 38:22
  now,
• 38:24
  you
• 38:24
  know,
• 38:24
  it
• 38:24
  works
• 38:25
  quite
• 38:25
  well.
• 38:25
  And
• 38:25
  being
• 38:25
  in
• 38:25
  the
• 38:25
  local
• 38:26
  body
• 38:26
  space,
• 38:26
  it
• 38:26
  also
• 38:27
  fits
• 38:27
  in
• 38:27
  quite
• 38:27
  nicely
• 38:28
  with
• 38:28
  our,
• 38:29
  you
• 38:29
  know,
• 38:29
  wanting
• 38:29
  to
• 38:30
  be
• 38:30
  there
• 38:30
  when
• 38:30
  the
• 38:30
  kids
• 38:30
  are
• 38:31
  little.
• 38:31
  I
• 38:31
  mean,
• 38:31
  it's
• 38:31
  a
• 38:31
  local
• 38:32
  position
• 38:32
  rather
• 38:32
  than
• 38:32
  taking
• 38:32
  up
• 38:33
  a
• 38:33
  position
• 38:33
  or
• 38:33
  trying
• 38:33
  to
• 38:33
  go
• 38:34
  for
• 38:34
  a
• 38:34
  position
• 38:34
  in
• 38:34
  Wellington
• 38:35
  where,
• 38:35
  you
• 38:36
  know,
• 38:36
  you
• 38:36
  have
• 38:36
  to
• 38:36
  be
• 38:36
  away
• 38:36
  from
• 38:36
  home
• 38:37
  a
• 38:37
  lot,
• 38:37
  Being
• 38:38
  able
• 38:38
  to
• 38:38
  do
• 38:38
  something
• 38:38
  in
• 38:38
  the
• 38:39
  local
• 38:39
  community
• 38:40
  stood
• 38:40
  out
• 38:40
  as
• 38:40
  a
• 38:41
  good,
• 38:41
  you
• 38:41
  know,
• 38:41
  option
• 38:41
  for
• 38:42
  me.
• 38:42
  So,
• 38:42
  yeah,
• 38:43
  I
• 38:43
  also
• 38:43
  feel
• 38:44
  like,
• 38:44
  as
• 38:44
  well,
• 38:44
  like,
• 38:44
  obviously,
• 38:45
  I
• 38:45
  feel
• 38:45
  like
• 38:46
  this
• 38:46
  is
• 38:46
  the
• 38:46
  same
• 38:46
  for
• 38:46
  everyone.
• 38:46
  Politics
• 38:47
  often
• 38:47
  comes
• 38:48
  up
• 38:48
  in
• 38:48
  daily
• 38:48
  life
• 38:49
  now
• 38:49
  far
• 38:49
  more
• 38:49
  than
• 38:49
  it
• 38:50
  used
• 38:50
  to.
• 38:50
  There's
• 38:50
  a
• 38:50
  lot
• 38:50
  happening.
• 38:51
  Yeah.
• 38:52
  And
• 38:52
  whenever
• 38:53
  people
• 38:53
  are
• 38:53
  talking
• 38:53
  to
• 38:53
  me
• 38:54
  about
• 38:54
  things
• 38:54
  and
• 38:54
  then
• 38:54
  feeling
• 38:55
  depressed
• 38:55
  about
• 38:55
  the
• 38:56
  state
• 38:56
  of
• 38:56
  the
• 38:56
  world
• 38:56
  or
• 38:56
  worried
• 38:57
  about
• 38:57
  things,
• 38:58
  I'm
• 38:59
  often
• 38:59
  like,
• 38:59
  well,
• 39:00
  A,
• 39:00
  did
• 39:00
  you
• 39:01
  vote
• 39:01
  in
• 39:01
  your
• 39:02
  local
• 39:02
  elections?
• 39:03
  Because
• 39:03
  a
• 39:03
  lot
• 39:03
  of
• 39:03
  people
• 39:03
  didn't,
• 39:04
  but
• 39:04
  B,
• 39:05
  can
• 39:05
  you?
• 39:05
  You
• 39:05
  don't
• 39:06
  necessarily
• 39:06
  have
• 39:06
  to
• 39:06
  stand
• 39:07
  for
• 39:07
  the
• 39:07
  local
• 39:08
  body
• 39:08
  politics,
• 39:08
  but
• 39:09
  just
• 39:09
  to
• 39:09
  be
• 39:09
  involved
• 39:09
  in
• 39:10
  any
• 39:10
  way.
• 39:12
  I
• 39:12
  think
• 39:14
  for.
• 39:14
  For
• 39:14
  just
• 39:15
  being
• 39:15
  a
• 39:15
  single
• 39:16
  person,
• 39:16
  just
• 39:17
  an
• 39:17
  individual
• 39:17
  in
• 39:17
  the
• 39:17
  world,
• 39:18
  we
• 39:18
  can
• 39:19
  often
• 39:19
  have
• 39:19
  far
• 39:20
  more
• 39:20
  impact
• 39:20
  if
• 39:21
  we
• 39:21
  say,
• 39:21
  what
• 39:22
  is
• 39:22
  happening
• 39:22
  in
• 39:22
  my
• 39:22
  local
• 39:23
  area
• 39:23
  and
• 39:23
  how
• 39:23
  can
• 39:23
  I
• 39:24
  change
• 39:24
  that?
• 39:24
  You
• 39:25
  can
• 39:25
  have
• 39:25
  quite
• 39:25
  a
• 39:26
  big
• 39:26
  impact
• 39:26
  if
• 39:27
  you
• 39:27
  focus
• 39:27
  on
• 39:27
  that
• 39:28
  and
• 39:28
  it
• 39:29
  really
• 39:29
  stops
• 39:29
  that
• 39:30
  sort
• 39:30
  of
• 39:30
  spiral
• 39:30
  feeling
• 39:31
  of,
• 39:31
  oh,
• 39:31
  God,
• 39:31
  it's
• 39:32
  all
• 39:32
  going
• 39:32
  hell
• 39:33
  in
• 39:33
  a
• 39:33
  hand
• 39:33
  basket.
• 39:34
  You
• 39:34
  know,
• 39:34
  you're
• 39:35
  doing
• 39:35
  something,
• 39:35
  you
• 39:35
  feel
• 39:35
  empowered
• 39:36
  and
• 39:36
  you
• 39:36
  actually.
• 39:37
  It's
• 39:37
  not
• 39:37
  just
• 39:37
  the
• 39:37
  feeling
• 39:37
  of
• 39:38
  doing
• 39:38
  something.
• 39:38
  You
• 39:38
  often
• 39:38
  actually
• 39:39
  are.
• 39:39
  You
• 39:39
  can
• 39:39
  achieve
• 39:40
  quite
• 39:40
  big
• 39:40
  changes
• 39:41
  in
• 39:42
  that
• 39:42
  area.
• 39:43
  I
• 39:43
  mean,
• 39:44
  I
• 39:44
  think
• 39:44
  local
• 39:45
  politics
• 39:45
  is
• 39:45
  underrated.
• 39:46
  What
• 39:46
  about
• 39:46
  you?
• 39:46
  Yeah,
• 39:47
  I
• 39:47
  agree.
• 39:47
  I
• 39:47
  Think
• 39:48
  there
• 39:48
  is
• 39:48
  an
• 39:48
  opportunity
• 39:48
  to
• 39:49
  have
• 39:49
  a
• 39:50
  big
• 39:50
  impact
• 39:50
  in
• 39:50
  your
• 39:50
  local
• 39:51
  community.
• 39:52
  The
• 39:52
  local
• 39:52
  boards
• 39:53
  have
• 39:53
  quite
• 39:54
  a
• 39:54
  decent
• 39:54
  budget
• 39:54
  to
• 39:54
  spend
• 39:55
  on
• 39:55
  doing
• 39:55
  things
• 39:55
  locally
• 39:56
  and
• 39:56
  it's
• 39:56
  often
• 39:57
  the
• 39:57
  little
• 39:57
  things
• 39:57
  that
• 39:57
  make
• 39:58
  communities
• 39:58
  communities.
• 39:59
  I
• 39:59
  think
• 39:59
  that's
• 39:59
  one
• 39:59
  of
• 39:59
  the
• 39:59
  things
• 40:00
  that
• 40:00
  I
• 40:00
  feel
• 40:00
  like,
• 40:01
  as
• 40:01
  time's
• 40:01
  gone,
• 40:01
  particularly
• 40:02
  post
• 40:02
  Covid,
• 40:03
  is
• 40:03
  that
• 40:03
  we
• 40:04
  have
• 40:04
  to
• 40:05
  a
• 40:05
  certain
• 40:05
  extent,
• 40:05
  lost
• 40:06
  a
• 40:06
  bit
• 40:06
  of
• 40:06
  a
• 40:06
  sense
• 40:06
  of
• 40:07
  community
• 40:07
  and
• 40:08
  that
• 40:08
  having
• 40:09
  being
• 40:09
  in
• 40:09
  one
• 40:09
  of
• 40:09
  those
• 40:09
  positions
• 40:10
  gives
• 40:10
  you
• 40:10
  the
• 40:10
  opportunity
• 40:10
  to
• 40:10
  kind
• 40:11
  of
• 40:11
  bring
• 40:11
  back
• 40:11
  some
• 40:11
  of
• 40:11
  those
• 40:12
  things
• 40:12
  that
• 40:12
  can
• 40:12
  bring
• 40:12
  people
• 40:13
  together
• 40:13
  and,
• 40:15
  you
• 40:15
  know,
• 40:15
  have
• 40:15
  community
• 40:15
  events
• 40:16
  and,
• 40:16
  you
• 40:17
  know,
• 40:17
  support
• 40:18
  local
• 40:18
  businesses
• 40:19
  and
• 40:19
  local
• 40:19
  schools
• 40:19
  and
• 40:20
  all
• 40:20
  of
• 40:20
  those
• 40:20
  kind
• 40:20
  of
• 40:20
  places
• 40:21
  that
• 40:21
  are
• 40:21
  central
• 40:22
  to
• 40:22
  our
• 40:22
  communities.
• 40:23
  So
• 40:23
  I
• 40:23
  think
• 40:23
  it's.
• 40:23
  It
• 40:23
  is
• 40:24
  a
• 40:24
  really
• 40:24
  powerful
• 40:24
  position
• 40:25
  to
• 40:25
  be
• 40:25
  in.
• 40:26
  I
• 40:26
  think
• 40:27
  politics
• 40:27
  is
• 40:27
  amazing.
• 40:28
  I
• 40:28
  had
• 40:28
  a
• 40:29
  little
• 40:29
  bit
• 40:29
  of
• 40:29
  time
• 40:30
  in
• 40:30
  the
• 40:30
  Beehive
• 40:31
  and
• 40:31
  I
• 40:31
  remember
• 40:32
  quite
• 40:32
  clearly
• 40:33
  thinking,
• 40:33
  I'm
• 40:33
  very
• 40:34
  happy
• 40:34
  to
• 40:34
  be
• 40:34
  on
• 40:34
  the
• 40:34
  journalist
• 40:35
  side
• 40:35
  of
• 40:35
  this.
• 40:36
  Not
• 40:36
  that
• 40:36
  I'm
• 40:37
  necessarily
• 40:37
  like
• 40:37
  the
• 40:38
  most
• 40:38
  sympathetic
• 40:38
  to
• 40:39
  politicians
• 40:40
  in
• 40:40
  many
• 40:41
  ways,
• 40:41
  but
• 40:42
  I
• 40:42
  don't
• 40:43
  think
• 40:43
  I'd
• 40:43
  want
• 40:43
  the
• 40:44
  job
• 40:46
  at
• 40:46
  least
• 40:46
  of
• 40:47
  like
• 40:47
  that
• 40:47
  sort
• 40:47
  of
• 40:47
  central
• 40:48
  politician.
• 40:51
  And
• 40:51
  it's
• 40:52
  quite
• 40:52
  a
• 40:52
  tough
• 40:53
  gig
• 40:54
  and
• 40:55
  it
• 40:56
  takes
• 40:56
  a
• 40:56
  lot
• 40:56
  to
• 40:56
  get
• 40:56
  there.
• 40:57
  It
• 40:57
  can
• 40:57
  be
• 40:59
  quite
• 40:59
  a
• 41:00
  lot
• 41:00
  of
• 41:00
  time,
• 41:00
  quite
• 41:01
  a
• 41:01
  lot
• 41:01
  of
• 41:01
  resource.
• 41:02
  You
• 41:02
  don't
• 41:02
  really
• 41:02
  get
• 41:02
  to
• 41:02
  focus
• 41:02
  on
• 41:03
  other
• 41:03
  things.
• 41:03
  How
• 41:04
  much
• 41:04
  do
• 41:04
  you
• 41:04
  think
• 41:04
  the
• 41:05
  financial
• 41:05
  freedom
• 41:05
  that
• 41:06
  you've
• 41:06
  built
• 41:06
  up
• 41:06
  to
• 41:06
  this
• 41:07
  point
• 41:07
  has
• 41:07
  made
• 41:08
  it
• 41:08
  possible
• 41:08
  to
• 41:08
  say?
• 41:09
  I've
• 41:09
  always
• 41:09
  wanted
• 41:10
  to
• 41:10
  make
• 41:10
  a
• 41:10
  difference.
• 41:11
  I
• 41:11
  think
• 41:12
  I
• 41:12
  can
• 41:12
  make
• 41:12
  a
• 41:12
  difference
• 41:12
  this
• 41:13
  way
• 41:13
  and
• 41:13
  I'm
• 41:13
  actually
• 41:14
  going
• 41:14
  to
• 41:14
  go
• 41:14
  for
• 41:14
  it.
• 41:14
  How
• 41:15
  much
• 41:15
  does
• 41:15
  that
• 41:15
  financial
• 41:15
  foundation
• 41:16
  under
• 41:16
  you
• 41:16
  make
• 41:16
  it
• 41:17
  possible?
• 41:17
  Yeah,
• 41:17
  I
• 41:18
  mean,
• 41:18
  that's
• 41:18
  definitely
• 41:18
  an
• 41:18
  element.
• 41:19
  Being
• 41:19
  able
• 41:19
  to
• 41:19
  actually
• 41:20
  have
• 41:20
  flexibility
• 41:21
  from
• 41:21
  a
• 41:21
  financial
• 41:21
  standpoint,
• 41:22
  to
• 41:22
  be
• 41:22
  able
• 41:22
  to
• 41:22
  do
• 41:22
  something
• 41:23
  like
• 41:23
  that.
• 41:23
  I
• 41:23
  think,
• 41:23
  yeah,
• 41:24
  I
• 41:24
  think
• 41:24
  it
• 41:24
  is
• 41:24
  a
• 41:25
  big
• 41:25
  factor
• 41:25
  in
• 41:25
  being
• 41:26
  able
• 41:26
  to
• 41:26
  do
• 41:26
  it
• 41:26
  and
• 41:26
  probably
• 41:27
  a
• 41:27
  factor
• 41:27
  in
• 41:27
  why
• 41:27
  I
• 41:28
  haven't
• 41:28
  sort
• 41:28
  of
• 41:28
  pursued
• 41:28
  it
• 41:28
  in
• 41:28
  the
• 41:29
  past
• 41:29
  is
• 41:29
  that,
• 41:29
  you
• 41:29
  know,
• 41:29
  when
• 41:30
  you,
• 41:30
  until
• 41:30
  you
• 41:30
  get
• 41:31
  to
• 41:31
  a
• 41:31
  certain
• 41:31
  point
• 41:32
  is
• 41:32
  that
• 41:32
  you,
• 41:33
  you
• 41:33
  know,
• 41:33
  you
• 41:33
  need
• 41:33
  to
• 41:33
  have
• 41:34
  an
• 41:34
  income
• 41:34
  to
• 41:34
  pay
• 41:34
  your
• 41:34
  mortgage,
• 41:35
  et
• 41:35
  cetera.
• 41:35
  If
• 41:35
  someone's
• 41:36
  listened
• 41:36
  to
• 41:36
  this
• 41:36
  conversation
• 41:37
  and
• 41:38
  thought,
• 41:38
  well,
• 41:38
  that
• 41:38
  all
• 41:39
  sounds
• 41:39
  great,
• 41:40
  but
• 41:40
  I
• 41:41
  could
• 41:41
  never
• 41:41
  make
• 41:41
  that
• 41:41
  happen.
• 41:43
  Is
• 41:43
  there
• 41:43
  anything
• 41:43
  you'd
• 41:44
  want
• 41:44
  to
• 41:45
  say
• 41:45
  to
• 41:45
  people
• 41:45
  who
• 41:46
  might
• 41:46
  like
• 41:46
  the
• 41:47
  idea
• 41:48
  of
• 41:48
  what
• 41:48
  you've
• 41:48
  managed
• 41:49
  to
• 41:49
  make
• 41:49
  happen
• 41:50
  and
• 41:51
  they
• 41:51
  don't
• 41:51
  feel
• 41:51
  there
• 41:51
  yet?
• 41:52
  Well,
• 41:52
  I
• 41:52
  mean,
• 41:52
  we
• 41:53
  started
• 41:53
  from
• 41:54
  nothing.
• 41:54
  We
• 41:54
  were
• 41:54
  a
• 41:54
  couple
• 41:54
  of
• 41:55
  teenagers
• 41:55
  when
• 41:55
  we
• 41:55
  met.
• 41:56
  We
• 41:56
  had
• 41:56
  no
• 41:56
  money.
• 41:57
  You
• 41:57
  know,
• 41:58
  actually
• 41:58
  we
• 41:58
  went
• 41:58
  backwards
• 41:59
  to
• 41:59
  study.
• 41:59
  So
• 42:00
  it's
• 42:00
  just
• 42:00
  having
• 42:01
  that
• 42:01
  drive
• 42:01
  and
• 42:02
  having
• 42:02
  that,
• 42:02
  that
• 42:03
  passion
• 42:03
  to
• 42:03
  want
• 42:04
  to
• 42:04
  make
• 42:04
  a
• 42:04
  better
• 42:04
  life
• 42:05
  and
• 42:05
  then
• 42:05
  acting
• 42:06
  upon
• 42:06
  it
• 42:06
  because
• 42:07
  it's
• 42:07
  really
• 42:08
  nothing
• 42:08
  happens.
• 42:09
  You
• 42:09
  can
• 42:09
  read
• 42:09
  all
• 42:09
  the
• 42:09
  books
• 42:09
  and
• 42:10
  do
• 42:10
  all
• 42:10
  the
• 42:10
  courses,
• 42:11
  and
• 42:11
  unless
• 42:11
  you
• 42:12
  throw
• 42:12
  yourself
• 42:13
  at
• 42:13
  it
• 42:13
  and
• 42:13
  are
• 42:13
  prepared
• 42:14
  to
• 42:14
  take
• 42:14
  some
• 42:15
  to
• 42:15
  be
• 42:15
  able
• 42:15
  to
• 42:16
  make
• 42:16
  it
• 42:16
  happen,
• 42:17
  I
• 42:17
  kind
• 42:17
  of
• 42:17
  believe
• 42:18
  that
• 42:18
  if
• 42:18
  we
• 42:19
  can
• 42:19
  do
• 42:19
  it,
• 42:19
  just
• 42:20
  a
• 42:20
  couple
• 42:20
  of
• 42:20
  normal
• 42:21
  kiwis,
• 42:22
  that
• 42:22
  other
• 42:22
  people
• 42:23
  can
• 42:23
  do
• 42:24
  it
• 42:24
  too.
• 42:24
  And
• 42:24
  it's
• 42:25
  not
• 42:25
  easy,
• 42:25
  but
• 42:27
  it's
• 42:27
  doable.
• 42:28
  So
• 42:28
  I
• 42:28
  think
• 42:28
  that
• 42:29
  the
• 42:29
  biggest
• 42:29
  thing
• 42:29
  is
• 42:29
  taking
• 42:30
  action.
• 42:30
  And
• 42:30
  it
• 42:30
  can
• 42:30
  be
• 42:31
  really
• 42:31
  little
• 42:31
  things.
• 42:31
  I
• 42:31
  think,
• 42:32
  like
• 42:32
  you
• 42:32
  said,
• 42:32
  there's
• 42:32
  a
• 42:33
  lot
• 42:33
  of
• 42:33
  little
• 42:33
  steps
• 42:33
  to
• 42:34
  get
• 42:34
  to
• 42:34
  financial
• 42:34
  freedom.
• 42:35
  So
• 42:35
  it
• 42:35
  could
• 42:35
  just
• 42:35
  be
• 42:36
  making
• 42:36
  an
• 42:37
  appointment
• 42:37
  with
• 42:37
  your
• 42:37
  bank
• 42:38
  or
• 42:38
  making
• 42:38
  an
• 42:38
  appointment
• 42:38
  with
• 42:38
  a
• 42:38
  mortgage
• 42:39
  broker,
• 42:39
  like
• 42:39
  little
• 42:40
  things.
• 42:40
  But
• 42:40
  those
• 42:41
  things
• 42:41
  all
• 42:41
  move
• 42:41
  you
• 42:42
  one
• 42:42
  step
• 42:42
  closer
• 42:43
  to
• 42:45
  achieving
• 42:46
  your
• 42:46
  big
• 42:47
  financial
• 42:47
  goals.
• 42:47
  So,
• 42:48
  yeah,
• 42:48
  I
• 42:48
  think
• 42:49
  action
• 42:49
  is
• 42:49
  key
• 42:50
  to
• 42:50
  everything.
• 42:51
  Yeah.
• 42:52
  If
• 42:52
  you
• 42:52
  had
• 42:52
  to
• 42:53
  start
• 42:53
  over
• 42:54
  now
• 42:54
  from
• 42:54
  scratch
• 42:55
  again,
• 42:57
  is
• 42:57
  there
• 42:58
  anything,
• 42:58
  I
• 42:59
  mean,
• 42:59
  what
• 42:59
  would
• 42:59
  you
• 42:59
  say
• 42:59
  was
• 43:00
  the
• 43:00
  good
• 43:00
  thing
• 43:00
  that
• 43:01
  you
• 43:01
  would
• 43:01
  definitely
• 43:01
  repeat?
• 43:02
  Is
• 43:02
  there
• 43:02
  anything
• 43:03
  that
• 43:03
  you
• 43:04
  wouldn't
• 43:04
  repeat?
• 43:04
  A
• 43:04
  good
• 43:05
  thing,
• 43:05
  a
• 43:05
  bad
• 43:05
  thing?
• 43:05
  The
• 43:06
  property
• 43:06
  investment
• 43:07
  definitely
• 43:08
  has
• 43:08
  been
• 43:08
  sort
• 43:08
  of
• 43:08
  the
• 43:08
  key
• 43:09
  to
• 43:09
  our
• 43:09
  success.
• 43:10
  So
• 43:10
  I
• 43:10
  would
• 43:10
  definitely
• 43:11
  do
• 43:11
  that,
• 43:12
  but
• 43:12
  I
• 43:13
  would
• 43:13
  do
• 43:13
  it
• 43:13
  with
• 43:14
  financial
• 43:14
  freedom
• 43:15
  as
• 43:15
  being
• 43:15
  the
• 43:16
  goal
• 43:16
  from
• 43:16
  the
• 43:16
  outset.
• 43:17
  So
• 43:17
  I
• 43:17
  guess
• 43:17
  that's
• 43:17
  one
• 43:17
  of
• 43:18
  our
• 43:18
  regrets
• 43:18
  is
• 43:18
  that
• 43:19
  we
• 43:20
  worked
• 43:20
  really
• 43:21
  hard
• 43:21
  and
• 43:21
  really
• 43:21
  fast
• 43:22
  to
• 43:22
  build
• 43:22
  a
• 43:22
  portfolio
• 43:23
  to
• 43:23
  support
• 43:23
  us
• 43:24
  in
• 43:25
  retirement
• 43:26
  at
• 43:26
  an
• 43:26
  older
• 43:26
  age
• 43:27
  and
• 43:28
  not
• 43:29
  immediately.
• 43:30
  So
• 43:30
  if
• 43:30
  we
• 43:30
  had,
• 43:31
  I
• 43:31
  mean,
• 43:31
  we
• 43:32
  didn't
• 43:32
  really
• 43:32
  grasp
• 43:33
  that
• 43:33
  it
• 43:33
  was
• 43:33
  something
• 43:33
  that
• 43:34
  you
• 43:34
  could
• 43:34
  create
• 43:35
  so,
• 43:35
  so
• 43:35
  much
• 43:36
  younger.
• 43:36
  Like,
• 43:36
  we
• 43:36
  set
• 43:36
  a
• 43:36
  goal
• 43:37
  in.
• 43:37
  Of
• 43:37
  financial
• 43:37
  freedom
• 43:38
  by
• 43:38
  40
• 43:38
  at,
• 43:39
  you
• 43:39
  know,
• 43:39
  at
• 43:39
  one
• 43:39
  point
• 43:39
  in
• 43:40
  our
• 43:40
  journey.
• 43:40
  And
• 43:41
  so
• 43:41
  we
• 43:42
  didn't
• 43:42
  get
• 43:42
  to
• 43:42
  financial
• 43:43
  freedom
• 43:43
  by
• 43:43
  40,
• 43:43
  but
• 43:44
  had
• 43:44
  we
• 43:44
  realized
• 43:45
  that
• 43:45
  that
• 43:45
  was
• 43:45
  even
• 43:45
  an
• 43:45
  option
• 43:46
  for
• 43:46
  us,
• 43:46
  we
• 43:46
  would
• 43:46
  have
• 43:46
  started
• 43:47
  from
• 43:47
  a
• 43:47
  different
• 43:47
  perspective
• 43:48
  and
• 43:48
  a
• 43:48
  different.
• 43:48
  And
• 43:49
  used
• 43:49
  different
• 43:49
  strategies.
• 43:50
  And
• 43:50
  so
• 43:50
  we
• 43:51
  probably
• 43:51
  would
• 43:51
  have
• 43:51
  started
• 43:51
  the
• 43:52
  property
• 43:52
  trading
• 43:52
  earlier
• 43:53
  or,
• 43:53
  you
• 43:54
  know,
• 43:54
  bought
• 43:54
  different
• 43:54
  types
• 43:55
  of
• 43:55
  property
• 43:55
  or
• 43:55
  maybe,
• 43:56
  you
• 43:56
  know,
• 43:57
  before
• 43:57
  we
• 43:57
  could
• 43:57
  even
• 43:57
  get
• 43:57
  into
• 43:58
  property,
• 43:58
  maybe
• 43:58
  we
• 43:58
  would
• 43:58
  have
• 43:58
  invested
• 43:59
  in
• 43:59
  shares.
• 43:59
  You
• 44:00
  know,
• 44:00
  there's
• 44:00
  just
• 44:00
  so
• 44:00
  many
• 44:00
  things
• 44:01
  that
• 44:01
  you
• 44:01
  would
• 44:01
  change
• 44:02
  looking
• 44:02
  back
• 44:03
  in
• 44:03
  hindsight
• 44:04
  to
• 44:05
  be
• 44:05
  able
• 44:05
  to
• 44:06
  hit
• 44:07
  that
• 44:07
  financial
• 44:07
  freedom
• 44:08
  target
• 44:09
  earlier.
• 44:09
  And
• 44:09
  so
• 44:10
  having
• 44:10
  that
• 44:11
  goal
• 44:11
  from
• 44:11
  the
• 44:11
  outset
• 44:12
  would
• 44:12
  have
• 44:12
  made
• 44:12
  a
• 44:12
  big
• 44:12
  difference
• 44:13
  and
• 44:13
  we
• 44:13
  wouldn't
• 44:14
  have
• 44:14
  had
• 44:14
  to
• 44:14
  have
• 44:14
  done
• 44:14
  a
• 44:14
  restructure
• 44:15
  now.
• 44:15
  We
• 44:15
  wouldn't.
• 44:15
  Wouldn't
• 44:16
  have
• 44:16
  had
• 44:16
  to
• 44:16
  have
• 44:16
  gotten
• 44:16
  over
• 44:17
  those
• 44:17
  fears
• 44:17
  of,
• 44:18
  you
• 44:18
  know,
• 44:18
  kind
• 44:18
  of
• 44:19
  going.
• 44:19
  Feeling
• 44:19
  like
• 44:19
  you're
• 44:19
  going
• 44:20
  backwards
• 44:20
  to
• 44:20
  go
• 44:20
  forwards.
• 44:21
  Like
• 44:21
  getting
• 44:22
  really,
• 44:22
  really
• 44:22
  clear
• 44:23
  on
• 44:24
  what
• 44:24
  your
• 44:24
  actual
• 44:25
  goal
• 44:25
  is
• 44:25
  is
• 44:26
  the
• 44:26
  thing.
• 44:26
  And
• 44:26
  for
• 44:26
  us,
• 44:27
  we
• 44:27
  didn't
• 44:27
  realize
• 44:28
  that
• 44:28
  once
• 44:29
  we
• 44:29
  had,
• 44:30
  once
• 44:30
  our
• 44:30
  kids
• 44:31
  got
• 44:31
  to
• 44:31
  a
• 44:31
  certain
• 44:31
  point
• 44:31
  that
• 44:32
  we
• 44:32
  would
• 44:32
  not
• 44:33
  really
• 44:33
  want
• 44:33
  to
• 44:33
  work
• 44:33
  as
• 44:34
  much.
• 44:34
  We
• 44:34
  sort
• 44:34
  of
• 44:34
  assumed
• 44:35
  we
• 44:35
  would
• 44:35
  continue
• 44:36
  with
• 44:36
  our
• 44:37
  careers.
• 44:37
  And
• 44:38
  then
• 44:38
  you
• 44:38
  have
• 44:38
  a
• 44:38
  family
• 44:38
  and
• 44:38
  you
• 44:39
  go,
• 44:39
  huh,
• 44:39
  okay,
• 44:39
  it's
• 44:40
  a
• 44:40
  bit
• 44:40
  different.
• 44:40
  So
• 44:40
  I
• 44:41
  think
• 44:41
  if
• 44:41
  we
• 44:41
  had
• 44:41
  have
• 44:41
  known
• 44:42
  at
• 44:42
  the
• 44:43
  outset
• 44:43
  that
• 44:44
  that
• 44:44
  would
• 44:44
  have
• 44:44
  been
• 44:44
  what
• 44:44
  we
• 44:44
  wanted,
• 44:45
  things
• 44:45
  would
• 44:46
  have
• 44:46
  been
• 44:46
  quite
• 44:46
  different
• 44:47
  now.
• 44:48
  Even
• 44:48
  though
• 44:48
  you
• 44:48
  mentioned,
• 44:49
  you
• 44:49
  know,
• 44:49
  the
• 44:49
  financial
• 44:50
  freedom
• 44:50
  of
• 44:50
  40
• 44:50
  didn't
• 44:51
  hit.
• 44:51
  Yeah,
• 44:52
  I
• 44:52
  love
• 44:52
  a
• 44:52
  big
• 44:53
  goal
• 44:53
  that
• 44:53
  you
• 44:53
  fail
• 44:53
  at.
• 44:54
  Yeah,
• 44:54
  I'm
• 44:55
  honest.
• 44:56
  I
• 44:56
  love
• 44:56
  being
• 44:56
  like,
• 44:57
  right,
• 44:57
  here's
• 44:57
  a
• 44:58
  really
• 44:58
  big
• 44:58
  goal.
• 44:59
  And
• 44:59
  even
• 44:59
  if
• 45:00
  I'm
• 45:00
  shoot
• 45:01
  for
• 45:01
  the
• 45:01
  moon,
• 45:01
  and
• 45:01
  even
• 45:02
  if
• 45:02
  you
• 45:02
  miss,
• 45:02
  you
• 45:02
  land
• 45:02
  among
• 45:03
  the
• 45:03
  stars.
• 45:04
  But,
• 45:04
  you
• 45:05
  know,
• 45:05
  it
• 45:05
  is
• 45:05
  true.
• 45:06
  It's
• 45:06
  twee
• 45:07
  as
• 45:07
  it
• 45:07
  is,
• 45:09
  where
• 45:10
  it
• 45:11
  gives
• 45:11
  you
• 45:12
  that
• 45:12
  spurring
• 45:13
  that
• 45:14
  speed
• 45:14
  of
• 45:15
  like,
• 45:15
  I
• 45:15
  want
• 45:16
  to
• 45:16
  hit
• 45:16
  this
• 45:16
  big
• 45:16
  thing
• 45:18
  and
• 45:18
  it's
• 45:18
  going
• 45:18
  to
• 45:19
  take
• 45:19
  a
• 45:19
  lot
• 45:19
  to
• 45:19
  get
• 45:19
  there.
• 45:20
  So
• 45:20
  let's
• 45:20
  go.
• 45:21
  I
• 45:21
  heard
• 45:21
  something
• 45:22
  recently
• 45:22
  and
• 45:23
  I
• 45:23
  cannot
• 45:24
  remember
• 45:24
  where
• 45:24
  I
• 45:24
  heard
• 45:25
  it
• 45:25
  now.
• 45:25
  So
• 45:25
  if
• 45:25
  anyone
• 45:26
  knows
• 45:26
  where
• 45:26
  this
• 45:26
  came
• 45:26
  from,
• 45:27
  hit
• 45:27
  me
• 45:27
  in
• 45:27
  the
• 45:27
  comments.
• 45:29
  But
• 45:29
  they
• 45:29
  said
• 45:29
  the
• 45:30
  strategy
• 45:30
  that
• 45:30
  you
• 45:30
  want
• 45:31
  is
• 45:31
  a
• 45:31
  B,
• 45:31
  Z.
• 45:33
  So
• 45:34
  A
• 45:34
  is
• 45:34
  you
• 45:34
  need
• 45:34
  to
• 45:34
  know
• 45:35
  where
• 45:35
  you
• 45:35
  are
• 45:35
  and
• 45:36
  to
• 45:36
  be
• 45:36
  really
• 45:36
  clear
• 45:37
  about
• 45:37
  that,
• 45:38
  Z
• 45:39
  is
• 45:39
  you
• 45:39
  need
• 45:39
  to
• 45:39
  know
• 45:40
  where
• 45:40
  you
• 45:40
  want
• 45:40
  to
• 45:40
  get
• 45:41
  to
• 45:41
  and
• 45:42
  be
• 45:42
  really
• 45:42
  clear
• 45:42
  about
• 45:43
  that.
• 45:43
  No
• 45:43
  lying
• 45:44
  to
• 45:44
  yourself
• 45:44
  on
• 45:44
  either
• 45:45
  one
• 45:45
  of
• 45:45
  those,
• 45:46
  which
• 45:46
  is
• 45:46
  a
• 45:47
  big
• 45:47
  part
• 45:47
  of
• 45:47
  the
• 45:47
  problem.
• 45:47
  But
• 45:49
  that's
• 45:49
  for
• 45:49
  another
• 45:49
  podcast.
• 45:50
  And
• 45:51
  then
• 45:51
  B
• 45:51
  is
• 45:51
  just
• 45:52
  knowing
• 45:52
  the
• 45:52
  next
• 45:52
  step.
• 45:54
  Because
• 45:54
  to
• 45:55
  get
• 45:55
  from
• 45:55
  A
• 45:55
  to
• 45:55
  Z,
• 45:56
  there's
• 45:56
  a
• 45:56
  whole
• 45:56
  bunch
• 45:56
  there,
• 45:56
  obviously.
• 45:57
  But
• 45:58
  if
• 45:58
  you
• 45:58
  just
• 45:58
  know
• 45:58
  the
• 45:58
  next
• 45:59
  step,
• 45:59
  you
• 45:59
  don't
• 45:59
  need
• 45:59
  to
• 46:00
  know
• 46:00
  what's
• 46:00
  entailed
• 46:01
  on
• 46:01
  step
• 46:01
  G.
• 46:02
  You'll
• 46:02
  probably
• 46:02
  learn
• 46:03
  that
• 46:03
  as
• 46:03
  you
• 46:03
  go
• 46:03
  through
• 46:03
  the
• 46:04
  steps
• 46:04
  on
• 46:04
  the
• 46:04
  way
• 46:04
  there.
• 46:04
  But
• 46:05
  if
• 46:05
  you
• 46:05
  know
• 46:05
  step
• 46:05
  B,
• 46:06
  get
• 46:06
  that
• 46:07
  done
• 46:07
  and
• 46:07
  then
• 46:07
  onto
• 46:07
  the
• 46:07
  next.
• 46:08
  And
• 46:09
  that
• 46:09
  just
• 46:09
  really
• 46:10
  clarified
• 46:11
  things
• 46:11
  for
• 46:11
  me.
• 46:11
  I
• 46:12
  was
• 46:12
  like,
• 46:12
  that
• 46:12
  is
• 46:12
  such
• 46:13
  a
• 46:13
  good
• 46:13
  way
• 46:13
  to
• 46:13
  put
• 46:14
  it.
• 46:14
  Just
• 46:14
  need
• 46:15
  to
• 46:15
  know
• 46:15
  where
• 46:15
  I
• 46:15
  am,
• 46:15
  where
• 46:15
  I'm
• 46:16
  going,
• 46:16
  and
• 46:16
  what's
• 46:16
  the
• 46:16
  next
• 46:16
  step.
• 46:18
  And
• 46:18
  I
• 46:18
  think
• 46:18
  to
• 46:19
  set
• 46:19
  a
• 46:19
  big
• 46:19
  goal
• 46:20
  like
• 46:20
  financial
• 46:20
  freedom
• 46:20
  by
• 46:21
  40.
• 46:21
  Okay,
• 46:22
  you
• 46:22
  didn't
• 46:22
  hit
• 46:22
  it
• 46:22
  at
• 46:22
  40.
• 46:23
  You
• 46:23
  still
• 46:24
  went
• 46:24
  on
• 46:24
  this
• 46:24
  amazing
• 46:25
  big
• 46:25
  caravan
• 46:25
  trip.
• 46:26
  That
• 46:26
  still
• 46:26
  looks
• 46:26
  pretty
• 46:26
  close
• 46:27
  to
• 46:27
  financial
• 46:27
  freedom
• 46:27
  to
• 46:28
  me.
• 46:29
  That
• 46:29
  looks
• 46:29
  really
• 46:30
  good.
• 46:30
  And
• 46:30
  I
• 46:30
  bet
• 46:30
  you
• 46:31
  wouldn't
• 46:31
  have
• 46:31
  hit
• 46:31
  it
• 46:31
  if
• 46:31
  you
• 46:32
  hadn't
• 46:32
  set
• 46:32
  that
• 46:32
  big
• 46:33
  goal.
• 46:33
  Yeah,
• 46:33
  exactly,
• 46:34
  exactly.
• 46:34
  I
• 46:35
  think
• 46:35
  you
• 46:35
  have
• 46:35
  to
• 46:35
  have
• 46:35
  the
• 46:36
  big
• 46:36
  goals,
• 46:36
  and
• 46:37
  the
• 46:37
  big
• 46:37
  goals
• 46:37
  help
• 46:37
  sort
• 46:38
  of
• 46:38
  push
• 46:38
  you
• 46:38
  towards,
• 46:39
  towards,
• 46:40
  you
• 46:40
  know,
• 46:40
  financial
• 46:41
  freedom.
• 46:41
  So
• 46:41
  even
• 46:42
  if
• 46:42
  you
• 46:42
  don't
• 46:42
  get
• 46:42
  there,
• 46:43
  you
• 46:43
  make
• 46:43
  a
• 46:43
  whole
• 46:44
  heap
• 46:44
  more
• 46:44
  progress
• 46:44
  than
• 46:44
  what
• 46:45
  you
• 46:45
  would
• 46:45
  do
• 46:45
  if
• 46:45
  you
• 46:46
  hadn't
• 46:46
  started
• 46:47
  working
• 46:47
  in
• 46:47
  that
• 46:47
  direction.
• 46:48
  Well,
• 46:49
  if
• 46:49
  people
• 46:49
  want
• 46:49
  to
• 46:49
  keep
• 46:49
  following
• 46:50
  along
• 46:50
  with
• 46:50
  you
• 46:51
  and
• 46:51
  as
• 46:51
  you
• 46:52
  continue
• 46:52
  with
• 46:53
  this
• 46:53
  amazing
• 46:53
  journey,
• 46:54
  where
• 46:54
  can
• 46:54
  they
• 46:54
  find
• 46:54
  you?
• 46:55
  We're
• 46:55
  now
• 46:56
  we've
• 46:56
  changed
• 46:57
  our
• 46:57
  handle
• 46:57
  recently,
• 46:57
  so
• 46:58
  we're
• 46:58
  at
• 46:58
  the
• 46:58
  free
• 46:58
  life
• 46:58
  plan
• 46:59
  on
• 47:00
  Instagram
• 47:00
  and
• 47:00
  Facebook
• 47:01
  and
• 47:02
  our
• 47:02
  website's
• 47:02
  the
• 47:02
  FreelifePlan.com.
• 47:04
  i
• 47:04
  love
• 47:04
  that.
• 47:05
  Thank
• 47:05
  you
• 47:05
  so
• 47:05
  much
• 47:05
  for
• 47:05
  coming
• 47:06
  on.
• 47:06
  Kelly
• 47:06
  Dawson.
• 47:07
  I
• 47:07
  love
• 47:07
  that.
• 47:08
  Now
• 47:08
  if
• 47:09
  you,
• 47:09
  of
• 47:09
  course,
• 47:10
  wherever
• 47:10
  you
• 47:10
  are
• 47:10
  listening
• 47:11
  to
• 47:11
  Making
• 47:11
  Sense,
• 47:11
  first
• 47:12
  of
• 47:12
  all,
• 47:12
  hit
• 47:12
  some
• 47:12
  subscribe.
• 47:13
  But
• 47:13
  secondly,
• 47:13
  send
• 47:14
  this
• 47:14
  episode
• 47:14
  to
• 47:14
  a
• 47:14
  friend
• 47:14
  if
• 47:15
  it
• 47:15
  was
• 47:15
  helpful
• 47:15
  to
• 47:15
  you
• 47:15
  so
• 47:16
  we
• 47:16
  can
• 47:16
  all
• 47:16
  level
• 47:16
  up
• 47:17
  our
• 47:17
  money
• 47:17
  together.
• 47:18
  Until
• 47:18
  next
• 47:18
  time,
• 47:18
  have
• 47:19
  a
• 47:19
  great
• 47:19
  day.
• 47:21
  This
• 47:22
  podcast
• 47:22
  can
• 47:22
  only
• 47:22
  give
• 47:23
  you
• 47:23
  general
• 47:23
  information
• 47:24
  about
• 47:24
  how
• 47:24
  things
• 47:25
  work
• 47:25
  in
• 47:25
  most
• 47:26
  situations.
• 47:27
  It's
• 47:27
  not
• 47:27
  individual
• 47:28
  financial
• 47:28
  advice.
• 47:29
  If
• 47:29
  you're
• 47:29
  after
• 47:30
  that,
• 47:30
  a
• 47:30
  financial
• 47:31
  advisor
• 47:31
  is
• 47:31
  always
• 47:32
  the
• 47:32
  best
• 47:32
  bet.