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Mortgage Lock-In Keeps Housing Market Stuck

Rising Treasury yields are pushing borrowing costs higher again, and the gap between today’s mortgage rates and existing homeowners’ rates is keeping more houses off the market.

Chuck Zodda and Mike Armstrong discuss why markets are drifting lower, why diesel prices remain under pressure, and why a proposed diesel export ban is drawing pushback from business groups. They also break down how low fixed-rate mortgages are limiting housing supply, why homeownership still carries major financial advantages, and what OpenAI’s latest security incidents could mean for AI agents, cyber risks, and…

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