Latest / The High Net Worth Podcast with Fexingo: Wealth Management, Tax Strategy, and Affluent Finance
How Wealthy Families Use Art-Backed Loans for Liquidity
In episode 119 of The High Net Worth Podcast, Lucas and Luna explore how ultra-wealthy families are using art-backed loans to unlock cash without selling masterpieces. They walk through a real example: a family office borrowing $15 million against a Basquiat painting to fund a real estate acquisition, paying only 4% interest while the artwork appreciates. Lucas breaks down the mechanics — how banks like Citigroup and UBS value collateral, typical loan-to-value ratios of 40-60%, and why interest rates are often lower than margin loans. Luna asks about the risks: what happens if the market for…
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