Latest / The Shivan Show with Shivan Sarna / Marriage, Money, Meaning: Life Advice I Wish I Had Sooner | Shivan Sarna
Transcript
- 0:00God is not waiting for you to be better for God to love you.
- 0:04The possibilities are beautiful, and so are you.
- 0:06Realize that you are that spark of God that will change everything for the better and help you find ever new joy and unending bliss.
- 0:15Hi, I'm Siobhan Sarna, and you are watching The Siobhan Show, Health, Wealth, and Wisdom.
- 0:19Today, we are going to be talking about some of the tips that I have received over time, conversations that changed me, advice I want to pass on to you that is not the typical advice.
- 0:33Health, wealth, wisdom edition.
- 0:34So it's a combo.
- 0:36I am going to start out with number one, which is so important.
- 0:40God is not waiting for you to be better, to be loved.
- 0:45meaning this has to do with God loving you.
- 0:48God isn't punishing you.
- 0:49God is not waiting for you to be worthy of God's love because you're already worthy.
- 0:57That is your nature.
- 0:58You are a soul.
- 0:59You are a spark of the infinite.
- 1:00All that terminology, if you're familiar with it, you and God are one.
- 1:05There is no way that you cannot be loved by God.
- 1:09So let me tell you a little story about how this changed my life about four years ago.
- 1:13I was sitting at a meditation service.
- 1:16It was three hours long, and I was like, oh, I don't know if I'm going to be able to do this.
- 1:19I haven't meditated for three hours in a really long time.
- 1:23I'm meditating, and periodically, the monastic, the nun, sister, the
- 1:29Ranjana, she had a little bit of a lesson to share.
- 1:32What she did say that was the big zoinks, zinger, wow, was God is not waiting for you to be better for God to love you.
- 1:43It was like years, eons, perhaps, who knows, lifetimes of tension left my ego
- 1:52What are the implications of that?
- 1:54And it didn't take me long.
- 1:56I was not receiving God's love as much as God's love was available to me because I was blocking it.
- 2:05I was like, in order to really receive that much love, I must do this or I have to get better at that.
- 2:11I need to clean up this.
- 2:13But it did not mean that God didn't love me.
- 2:17And this may sound very obvious to you, but in that moment, it changed something within me.
- 2:23And so I just want to invite you to sit with that and to be curious about that and try it on for size.
- 2:28If it helps you, yay.
- 2:29Okay, next.
- 2:31We are going to a totally different topic.
- 2:33So that's sort of a wisdom topic, right?
- 2:36This is going to be all over the place.
- 2:38This has to do with some advice I received when I was looking for my very first job out of college.
- 2:45I went to a headhunter.
- 2:47I was so unsupervised.
- 2:48It's not even funny.
- 2:50How did I ever end up working for a U.S. Senate campaign who won?
- 2:56And then he invited me to go to Washington as a political fundraiser.
- 3:01And I said, oh, heck no.
- 3:03But thank you so much for the invite.
- 3:04I mean, I was in my 20s.
- 3:05But when I was looking for a job, I went to this headhunter in Tampa and...
- 3:12I had nothing on my resume.
- 3:14I mean, very little.
- 3:15University of Florida, business school, marketing degree.
- 3:19I had done an internship like at a local ad agency.
- 3:22She kind of sized me up.
- 3:24She said, well, you know, I think you'd be really good at sales.
- 3:28I was like, how distasteful.
- 3:31I'm like 19 or 20.
- 3:33No, you should really think about it.
- 3:35Like, I get that you don't think that it's a good idea, but I'm telling you, real world, it is.
- 3:39And it's the only time that you can create unlimited income.
- 3:46I got her point.
- 3:47And so as I was sitting there with my brain split, like half going, and then the other part of me, like a sole recognition of, you know, that's a really good point.
- 3:55That's a really good idea.
- 3:56So if this is something you're struggling with, if you're trying to figure out what to do with your career...
- 4:01If you are trying to figure out how to make some money, yes, you need to figure out how to sell things on the internet.
- 4:08Your advice, your cookbook, your cookie recipe, your wisdom through the ages, whatever it is that you're really passionate about or that you're really good at, you don't love it, but you know it can be commercially successful, that could be a good stopgap for you while you're figuring out what you really do love.
- 4:27My advice for you is to create
- 4:31a product around that, get on social media, get out there and start talking about it, about what you love.
- 4:37And then I would go find the coach on Instagram, Julie Chanel, spelled C-H-E-N-E-L-L. And I would take her courses.
- 4:47I have been doing this for 10 years now, online, very successful, multi-million dollar business.
- 4:55And I think she would have saved me a lot of time, energy, and money if I had met her sooner.
- 5:00I'm new to her.
- 5:01We've just sort of connected.
- 5:03But the other day, you know, we bought a car.
- 5:05This salesperson was...
- 5:07So good.
- 5:08Young woman.
- 5:09She had a lot of great ideas.
- 5:11And I had walked in with my research done by going to Instagram and looking at women and men who were car salespeople giving their insider tips about how to get the best deal on a car.
- 5:27But they were kind of like counterculture.
- 5:28They were like, here's the best thing to do.
- 5:31They weren't trying to sell me that car.
- 5:32They were helping me
- 5:37And it worked.
- 5:37I did the exact thing that five of them told me to do.
- 5:40It was kind of repetitive, these different ideas.
- 5:43And theoretically, we should have called and done all the negotiation in advance because that is a very strong technique.
- 5:49But we were running errands and we're just like, you know what?
- 5:51We'll just go around in.
- 5:53We won't buy a car that day.
- 5:54Ha ha ha.
- 5:55But we did get an excellent deal and an excellent interest rate and had a good experience.
- 6:00I told her that she really needed to make a mini course on how to get the best deal on buying a car.
- 6:08And she's like, oh, that's a good idea.
- 6:11I could do this.
- 6:11I could do this.
- 6:12Oh, yeah.
- 6:13She kept saying, like, but how do you get the money?
- 6:15And I'm like, well, there's these automations that you can do, and it all sounds really complicated, but it's really not that complicated.
- 6:21She just was like, yeah, but how do I get the money?
- 6:23Okay.
- 6:23I mean, she must have said, how do I get the money like five times?
- 6:26I'm like, no, you don't understand.
- 6:28There are people that will teach you how to do that.
- 6:29And it is not hard.
- 6:30And people who are not as smart as you are, are making money online through the techniques I have described for you today.
- 6:36So I hope she's done it.
- 6:37I hope you will do it.
- 6:39And one of the best coaches out there for what I've just been talking about is Julie.
- 6:45Check her out.
- 6:46Funnel Gorgeous is one of her businesses.
- 6:49So I have another thing that I wanted to talk to you about regarding finances, and this is a huge topic, and I'm going to do multiple shows about this, but that is managing elder care.
- 6:59So the United States is grossly underprepared for the aging population.
- 7:07You may be acutely familiar with this because you're taking care of someone, and I just want you to know I see you and I am with you.
- 7:16The statistics about the designated daughter or the default daughter who is taking care of an older relative is wild.
- 7:25There are a lot of reasons why.
- 7:27You can imagine proximity.
- 7:29No one else wants to take it on.
- 7:32Not enough money for proper caregiving.
- 7:34You know, caregiving is a skill.
- 7:37You can love someone and not be a good caregiver.
- 7:40Just think about that.
- 7:41And you may be thinking, oh, that's ridiculous.
- 7:43I'd be a great caregiver.
- 7:44Yeah, but do you want to do that?
- 7:46And does your loved one want you to do that?
- 7:49I would not want my loved one caring for me in that biological way.
- 7:56It changes relationships.
- 7:57It changes dynamics.
- 7:59It's just such a tough situation.
- 8:03I just went through it in the past month with someone who was in the hospital for 10 days, and it was just very, very difficult.
- 8:12I don't want that for anyone, for her, for you.
- 8:15Yeah.
- 8:16to be ill-equipped for that.
- 8:18Okay.
- 8:19Again, like I said, that's going to be a couple of upcoming episodes.
- 8:22One of the things about that is if you have someone who doesn't have money and needs care and qualifies for Medicaid, Medicare is one thing, Medicaid, think about it as like you need aid.
- 8:35is when someone has an income of a certain low threshold and no assets and you get assistance.
- 8:45I'm thinking mainly of elder care because it also applies to certain people with disabilities that aren't elderly.
- 8:52You could get support medically.
- 8:54It could be nursing care and it would be paid for by Medicaid.
- 8:58The main point here is the application process is robust, to say the least.
- 9:05And they do a look back of the finances of that person for five years.
- 9:11The IRS, as I recall, they only want you or need you to keep your records for three years.
- 9:17But if you are doing a Medicaid application, you need to get records for five years, multiple bank accounts,
- 9:23sales of assets, sale of a car, sale of a home, just tons and tons and tons of details.
- 9:29It's wild the amount of information they need.
- 9:32Why are they doing that?
- 9:32They're trying to make sure that you haven't or that person hasn't given away all of their assets so that they fall into that threshold, the low threshold, so that they can't get free medical assistance, aid, Medicaid, and take advantage of the system.
- 9:49So what they need is what's gone on financially for five years.
- 9:53Yes, and there's a whole health qualification too, an assessment that this person would need to go through, showing that they need the support.
- 10:00What I'm trying to get out here is that you need to keep those records, credit card statements, bank statements.
- 10:05So I did this application for...
- 10:08the person I'm referring to.
- 10:09And in my brain for efficiency, I thought, you know what, I'll just send them the first couple of pages of the statement of the bank, like just the ones that have information on it, not the ones that say this page was intentionally left blank.
- 10:24But you know what?
- 10:25They want those pages.
- 10:27So I had to go back through the bank, which is a pain in the booty, especially if you don't live in the area anymore, and have them waive fees, send snail mail.
- 10:40they wouldn't email it to me, copies of even blank pages for five years of statements for five bank accounts.
- 10:50Oh my goodness.
- 10:51So anyway, you get the point.
- 10:53Keep the records.
- 10:54I know it's a pain and we all think that there's this big digital footprint and there is, but you've closed accounts.
- 11:00You need to show the day you open the account, you need to prove that the account was closed.
- 11:06So it's not just the last statement of the last time you had money in the account where it says zero.
- 11:13They need a statement of bank closure for the account.
- 11:18It's a lot, but I'd love to save you the aggravation of what I have gone through.
- 11:21And now I have some advice for you about marriage.
- 11:24I've been married for 21 years and we are doing great.
- 11:29And I was in love with him from the first time I ever saw him.
- 11:32More than 20 years, 14 years plus 21 years.
- 11:35So it's been a long time.
- 11:36One of the best pieces of advice I've heard recently, and I'm so sorry, I cannot remember this person's name.
- 11:42Marriage is two people deciding to stay together.
- 11:46That's it.
- 11:47Two people deciding to stay together through thick and thin.
- 11:51And then he said something really important as well.
- 11:54Even if two people decide to stick together, if one of the partners, or certainly both, but if one of the partners has a mental health issue or an addiction issue, it won't work.
- 12:05I thought that was really, really good advice from all the friends I have, from my
- 12:12If one of you will not deal with the addiction, it's not going to work.
- 12:21I'm telling you.
- 12:23If one of you will not deal with the trauma, the mental health, the whatever, it will not work.
- 12:29I thought that makes so much sense.
- 12:31I know women who love their husbands.
- 12:35Now, I am literally also in love with my husband, but I'm thinking of a couple in particular.
- 12:40And he is not willing to deal with his previous relationship trauma.
- 12:48I don't know what's going on with him, honestly.
- 12:50Maybe it's ADHD.
- 12:51I don't know.
- 12:52I really don't know.
- 12:53And it's none of my business other than to send love.
- 12:55But it's driving her nuts.
- 12:58And she is saying to herself things like, I love this man, but I don't know how sustainable it is.
- 13:06He's very good at giving other people advice, interestingly, but he cannot see it for himself.
- 13:12One of the lines that I had also read about a long time ago.
- 13:17in a different relationship that I was in, that I felt we needed some counseling.
- 13:22And it was, I'm in over my head.
- 13:26I need help in this relationship.
- 13:29So I'd like to get professional help for people who, this is what they do every single day.
- 13:34I mean, we're special, but we're not that special.
- 13:37So I'm in over my head, would you join me?
- 13:39It's not always going to work.
- 13:41If it does, great.
- 13:41But that's just a magic sentence I wanted to share with you in case it could help you.
- 13:45Speaking of people who know about marriage is the Gottmans.
- 13:49They have a fantastic book.
- 13:51They have a fantastic at-home study course.
- 13:54And then they have coaches that go around the country and teach over a weekend about how to communicate and how to be married based on their research.
- 14:05David and I have, you know, looked at their stuff before.
- 14:09We bought the course and we poked at some of the lessons.
- 14:12Like we weren't like A-plus students or anything, but we enjoyed it.
- 14:16And we view some of the techniques over time just to make communication more elegant, graceful and easy.
- 14:22David suggested last year that we go to one of the weekends.
- 14:27We had this amazing marriage therapist be the facilitator.
- 14:33And his name is Saul.
- 14:35And I'm going to put a link to their site in the show notes.
- 14:41If you get a chance to study with him, it's great.
- 14:43It was a room of maybe 14 tables and a couple at each table with enough room to have your conversations be fairly private.
- 14:53Some people left the room when they were doing the exercises.
- 14:55It was fantastic.
- 14:59For the times when we have had stress, I wish we had had these tools.
- 15:03I will link it below because it was life-changing.
- 15:07And I wanted all of my friends who are married to take this weekend course.
- 15:12You laugh, you cry, you connect.
- 15:16I sound like I'm writing their brochure.
- 15:18You're not sitting there talking about the bedroom too much.
- 15:22You're not, you know, listening to like, you're not like cringing a lot.
- 15:25I think obviously that's very, very important when you're going to go to something that you feel like, oh my gosh, I'm about to be super vulnerable for 48 hours.
- 15:33And it was 10 out of 10.
- 15:36Girlfriends.
- 15:37If you have some friends that you haven't been in contact with for a while and you love talking to them, but you're so busy, you really, really just don't have time, do some micro visits.
- 15:52Do some quick texts.
- 15:53Get the kindling going on that fire again.
- 16:07and can feed your energy.
- 16:09It is so important to maintain those friendships.
- 16:12And I know it's hard.
- 16:14Please, I know it is hard.
- 16:15And I miss so many of my girlfriends.
- 16:19And what I've started to do is just pick up the phone and call them, like even just leave them a voice text.
- 16:25Micro visits, hello, thinking of you.
- 16:28to just kind of get that vibe going again if you haven't been in touch.
- 16:31Maybe you're great at it.
- 16:33You guys talk all the time and you have that regular lunch date or dinner date or get together on Zoom or whatever.
- 16:40I am working on it.
- 16:41But please take it from me as the reminder to get back with a couple of your girlfriends.
- 16:48you may realize that, you know, you're not as close as you used to be, not just because it's been a while since you talked, but because like your lives have gone in totally different directions.
- 16:57But the ones whose value systems you do share, I think it's really important to stay connected.
- 17:04And I mean, all the studies show more like social interactions that are meaningful, the better your life is, the longer you live a healthy life.
- 17:13I don't want to live forever.
- 17:14And I certainly don't want to live a long life if...
- 17:17If it's not a healthy life.
- 17:20And last and certainly not least, just as we wrap up this episode of The Siobhan Show with health, wealth, wisdom, this falls in the category of definitely wisdom, and that is learn how to meditate.
- 17:32Please go to selfrealizationfellowship.com.
- 17:35There's so many resources there.
- 17:37Click on learn how to meditate and start.
- 17:40You've heard about it.
- 17:41You know it's a good idea.
- 17:43By the way, meditation while you're gardening is concentration, relaxation, focus.
- 17:48It is not meditation.
- 17:50And that word is thrown around like crazy.
- 17:52And it's wonderful.
- 17:54You should garden, okay?
- 17:55Yes.
- 17:55And you should exercise and you should walk and you should be one with nature out in the fields and in the forests and the beach.
- 18:01But this is
- 18:03the scientific yogic techniques of meditation, no matter what flavor religion you are, or no matter what you were raised with, it helps you to reconnect with the divine so that you can do self-realization, realize that you are that spark of God, and reconnect because that will change everything for the better and help you find ever new joy and unending bliss.
- 18:29Woo!
- 18:30The possibilities are beautiful and so are you.
- 18:32Thanks.
- 18:32See you next time.
- 18:33So that's a wrap on today's episode.
- 18:35Thank you so much for being here.
- 18:37It genuinely means everything to me.
- 18:39If something in this conversation sparks something for you, share it with a woman or a guy in your life who needs to hear it.
- 18:46That's how this show grows.
- 18:47That's how we heal the planet together.
- 18:49And that's how we really connect.
- 18:51For more resources, free tools, and everything we talked about today, head over to sivansarna.com.
- 18:56That's S-H-I-V-A-N-S-A-R-N-A dot com.
- 19:00It's all there waiting for you.
- 19:02And until next time, keep asking the questions, keep finding the answers.
- 19:05You deserve the full picture and the very best.
- 19:08Namaste.