Latest / The Bill Handel Show / HOA attorney Michael Kushner | UFC at the White House

Transcript

HOA attorney Michael Kushner | UFC at the White House · The Bill Handel Show

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  Speaker 1: You're listenings KFI AM six forty the bill Handle Show
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  Speaker 1: on demand on the iHeartRadio.
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  Speaker 2: F you are listening to the bill Handle Show.
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  Speaker 3: Welcome the.
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  Speaker 1: COKI AM six forty bill Handle here on a Monday morning,
• 0:19
  Speaker 1: October sixth, and the new Supreme Court term begins today.
• 0:23
  Speaker 1: We'll talk a lot more about that. We're still waiting
• 0:27
  Speaker 1: for Israel Kamas ceasefire toox to see how those pan out.
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  Speaker 3: And here's a fun story.
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  Speaker 1: Disney's Disneyland's newest ride, and that is the truck up
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  Speaker 1: Mount Everest. As hundreds of people are in line to
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  Speaker 1: sum edit, around three hundred people three hundred fifty were evacuated.
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  Speaker 1: The ride actually broke down at a certain point. It's
• 0:52
  Speaker 1: like other rides at breakdown, and two hundred other people
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  Speaker 1: are still waiting to be rescued. Blizzard came in and
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  Speaker 1: people who go to Mount Everest they die. It's the
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  Speaker 1: death ride. Very impressive. Hoa's You know, most of us
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  Speaker 1: live under HOA rules, regulations, and the HOA laws. Sixty
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  Speaker 1: five percent of Californians live under HOA.
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  Speaker 3: I have an HOA. I've lived under HOA for years
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  Speaker 3: and year.
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  Speaker 1: As a matter of fact, for a period of time,
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  Speaker 1: I was living in a rental house that was on
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  Speaker 1: a street.
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  Speaker 3: It was a public street. There was an HOA there.
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  Speaker 1: So Michael Kushner, who have known for thirty years, practices
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  Speaker 1: HOA law that is his specialty, and we were talking
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  Speaker 1: about a bill that sneaked through the legislature, AB one thirty,
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  Speaker 1: and man, it changes everything, and how he got through
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  Speaker 1: I don't know, Michael.
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  Speaker 3: Thanks for joining us, no prom thanks for having me go.
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  Speaker 1: Okay, So let's talk about AB one thirty, what it does,
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  Speaker 1: what it undoes, and the big changes that we're looking at.
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  Speaker 4: Okay, Well, let me give you a quick rundown. Then
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  Speaker 4: AB one thirty basically made some changes to a few
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  Speaker 4: different statutes in California, including a few in the Davis
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  Speaker 4: Stirling Act, which is the law that governs hoas in California.
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  Speaker 4: And there's a couple of good things that came from
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  Speaker 4: ABY one to thirty, but for the most part, it's
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  Speaker 4: a disastrous law that almost every attorney on both sides
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  Speaker 4: of the issue don't like. So what it did, I'll
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  Speaker 4: give you the good things. First. One thing that it
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  Speaker 4: did is it froze or it eliminated and prohibited hoas
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  Speaker 4: from charging interest or penalties on unpaid fines. I don't
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  Speaker 4: have a problem with that, because that was a big
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  Speaker 4: problem and it did resolve that. Another thing it did
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  Speaker 4: is it, although this was useless because we already had
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  Speaker 4: strong California law in support, is that it reaffirmed this,
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  Speaker 4: you know, the public policy behind ADUs accessory dwelling units,
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  Speaker 4: and it basically clarified what reasonable restrictions were or weren't.
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  Speaker 4: But the best of it is the disastrous. So here's
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  Speaker 4: one thing it did. It capped HA finds it one
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  Speaker 4: hundred dollars per violation unless it unless the fine related
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  Speaker 4: to health or safety issue. Okay, on its surface, that
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  Speaker 4: sounds wonderful. The problem is in all the things that
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  Speaker 4: bill didn't address, it left so many gaps, so many
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  Speaker 4: unanswered questions, that the good hys out there are going
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  Speaker 4: to do one of two things rather going to do nothing,
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  Speaker 4: which means that they aren't going to be enforcing governing
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  Speaker 4: documents because they're scared of being sued and losing and
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  Speaker 4: having attorneys sees assessed against them, or they're going to
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  Speaker 4: skip the finding process and just go right to litigation,
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  Speaker 4: in which case everybody's fees are going to go way up.
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  Speaker 4: Attorneys are going to be hired a lot more because
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  Speaker 4: these aren't insurance cases. So the unanswered questions on top
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  Speaker 4: of that, one good thing is what makes this a disaster?
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  Speaker 4: And how you get the examples if you want.
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  Speaker 1: Yeah, but one of the things we talked about, Yeah,
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  Speaker 1: we'll talk about an example. But the one that we
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  Speaker 1: talked about, which I thought was the most compelling, is
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  Speaker 1: that heretofore if I owned a home within an HOA
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  Speaker 1: and there were restrictions which they all have in terms
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  Speaker 1: of the color of the house and what you can
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  Speaker 1: do with the roof, if I go crazy and paint
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  Speaker 1: my house neon purple, they can't do anything about it,
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  Speaker 1: the HOA.
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  Speaker 3: Except hit me with one hundred dollars. Is that correct?
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  Speaker 4: Well, okay, so that's one of the problems finding wise,
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  Speaker 4: you're actually right. And so if you have a neighbor
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  Speaker 4: that paints their house purple or props up an old
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  Speaker 4: car on their lawn, which every HOA says you can't do,
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  Speaker 4: and the HOA wants to find the finding one hundred bucks,
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  Speaker 4: which totally reasonable, I would take that. So I can
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  Speaker 4: have a purple house if that's what I wanted. The
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  Speaker 4: problem is a lot of hoas are not going to
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  Speaker 4: do that. Instead, they're just going to sue you for
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  Speaker 4: breaching the governing documents, which is gonna throw litigation through
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  Speaker 4: the roof. We're gonna see we're already seeing it a
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  Speaker 4: lot more cases being sent into a dr which is
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  Speaker 4: a precursor to litigation when when an HOA is seeking
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  Speaker 4: a jump to relief for example. And so we're already
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  Speaker 4: seeing that that number multiply and it's only been a
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  Speaker 4: few months.
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  Speaker 1: Okay, so you can't you can't be too upset about that, Michael,
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  Speaker 1: because that's what you practice, right.
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  Speaker 4: That's right. But but at the same time, I tell
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  Speaker 4: the truth to my to my listeners on my podcast,
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  Speaker 4: and to my clients. I tell the truth and say,
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  Speaker 4: here's here's the promise of the law. It's gonna hurt
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  Speaker 4: good HSOA members people that follow the rules. It's gonna
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  Speaker 4: hurt them because they're going to either be paying a
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  Speaker 4: lot more money in dues to pay for all those lawyers,
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  Speaker 4: or they're going to uh, they're going to be paying Uh.
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  Speaker 4: They're gonna have to handle it themselves. They're gonna have
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  Speaker 4: to be directly confrontation with neighbors by filing a lawsuit,
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  Speaker 4: because unless you want to live next to the purple house,
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  Speaker 4: somebody has to do something.
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  Speaker 1: We're talking about Assembly Bill one thirty and how it
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  Speaker 1: affects all of us who live in the land of
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  Speaker 1: Hoa would just sixty five percent of homeowners and none
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  Speaker 1: of us knew this bill AB one thirty was passed
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  Speaker 1: and real quick, Uh, if you can just do a
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  Speaker 1: real quick recap and let's go on with this and uh,
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  Speaker 1: and we'll talk about what's happening and what we can
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  Speaker 1: do with anything.
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  Speaker 4: Sure. So AB one thirty, UH presumably was supposed to
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  Speaker 4: cap Hoa finds at one hundred dollars, which on its
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  Speaker 4: surface sounds great, but it's the it's the unotended consequences
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  Speaker 4: that flow from that. All. You know, they didn't define
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  Speaker 4: health and safety, They didn't define whether or not you
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  Speaker 4: know what what per per uh violation means. So for example,
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  Speaker 4: somebody's you know, continuously violating something every day not doing
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  Speaker 4: something is each day a new violation? Do they have
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  Speaker 4: to do they have to write a new letter each
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  Speaker 4: time demanding a new hearing because that used to be
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  Speaker 4: throuted upon. That was called stacking. Uh, it's robbed good.
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  Speaker 4: HOA is of the ability to properly police their own hoas,
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  Speaker 4: which is going to hurt everybody and it's going to
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  Speaker 4: greatly increase everybody's hoadus. We're already seeing that starting to
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  Speaker 4: happen now because there's gonna be a lot more lawsuits
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  Speaker 4: being filed. So it did a lot of things related
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  Speaker 4: to fines, but it handled it very wrong because it
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  Speaker 4: was rushed through.
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  Speaker 3: Yeah, now it's what happened before.
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  Speaker 1: And I get this on handle on the law constantly
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  Speaker 1: there's a neighbor down the street who is parking, as
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  Speaker 1: you have said, parking a car on his driveway and
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  Speaker 1: it's on. You know, the tires are off, the wheels
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  Speaker 1: are off, or the yard is not being taken care of.
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  Speaker 3: There are just weeds all over the place. And what
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  Speaker 3: could we do? And I always said, well, this the
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  Speaker 3: the HOA.
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  Speaker 1: The board can start nailing people and finding per day
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  Speaker 1: and you can get thousands of dollars worth of fines.
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  Speaker 3: Those days are gone.
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  Speaker 4: Well, we're not sure now because the law didn't didn't
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  Speaker 4: explain what per incident means were per violation. So in
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  Speaker 4: the olden days before you know, pre AB one thirty.
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  Speaker 4: Some abuse of hoa's would do what's called stacking, so
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  Speaker 4: they would send new fine letters every day and have
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  Speaker 4: multiple hearings backed up and stacked up. And that was
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  Speaker 4: frowned upon by the courts. That was a bad thing.
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  Speaker 4: But now that would be the only way in HOA
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  Speaker 4: could stop that behavior short of filing the lawsuit.
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  Speaker 1: And so when the HOA files a lawsuit, I mean
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  Speaker 1: that's a big one. The HOA does have money, your money,
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  Speaker 1: and the homeowner has to basically hire his or her
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  Speaker 1: own attorney and then effectively, just the threat of a lawsuit.
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  Speaker 3: Doesn't that do it? Because of the monetary aspects of this.
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  Speaker 4: One would hope, But you know, this is what we
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  Speaker 4: do every day, and we litigate all the time, so
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  Speaker 4: you know, because we represent only homeowners and look at
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  Speaker 4: all the people that hire us and they're paying for us.
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  Speaker 4: So it depends how stubborn the person is, and it
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  Speaker 4: depends how big the deal it is. I don't think
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  Speaker 4: on a car issue that would be the big deal.
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  Speaker 4: But let's talk about real life. We've had multiple clients
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  Speaker 4: who have current issues ongoing. Now. For example, one of
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  Speaker 4: our clients wants to build a is trying to build
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  Speaker 4: a new balcony and it has been denied, even though
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  Speaker 4: there's other balconies very similar, and that's the issue. He
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  Speaker 4: called up and said, why don't I just do it.
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  Speaker 4: I'll just you know, I'll pay the fine cost of
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  Speaker 4: doing business, no problem. And we talked him out of that,
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  Speaker 4: and we explained why we don't think he should do that. Now,
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  Speaker 4: if the HWA were to sue him and he were
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  Speaker 4: to just start construction, I think we'd win. But on
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  Speaker 4: something a big ticket item like that, I could see
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  Speaker 4: people fighting. And remember, when it's the HOA filing lawsuit,
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  Speaker 4: there's no insurance covering the bill, so that money is
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  Speaker 4: coming from the coffers, and most stays don't have spare
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  Speaker 4: money to the litigate. They're going to have to specially assessed.
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  Speaker 3: So what is happen?
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  Speaker 1: You have a situation, Nana, You've been involved, these cases
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  Speaker 1: are certainly starting these cases. Owner says I'm doing this,
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  Speaker 1: HOA says, no owner decides I'm doing this.
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  Speaker 3: Do they go to court? Is that really the only
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  Speaker 3: avenue that either one of them can take?
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  Speaker 4: If it's a big enough deal for the HOA and
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  Speaker 4: there's no negotiating, you know, if the home owner won't
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  Speaker 4: back down and he's already started construction or already built it,
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  Speaker 4: the HOA is going to go file the lawsuit and
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  Speaker 4: they're going to seek conjunctive relief first. That's often denied
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  Speaker 4: if it's already done, if it's in process, the court
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  Speaker 4: might might grant that and say, okay, stop construction, you know,
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  Speaker 4: pending the resolution of the case. And like I said,
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  Speaker 4: that's that works. If they get the objunctive relief that
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  Speaker 4: that does it. That works.
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  Speaker 3: Okay, So it just changed, It just changes everything. Are
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  Speaker 3: you getting rich on this, by the way, Michael, and
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  Speaker 3: I know you do it well.
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  Speaker 4: Anyway, we're doing what We're seeing a lot more people
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  Speaker 4: come in because of AB one thirty, and we're seeing
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  Speaker 4: a lot more people the ADR demands have been made
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  Speaker 4: by their hoas, which means exactly what I what I
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  Speaker 4: foresaw happening is starting to happen. Is that they're forgetting
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  Speaker 4: the finds and they're moving just right into the pre
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  Speaker 4: litigation stage, which is good for us.
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  Speaker 3: But yeah, h I don't want that.
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  Speaker 1: Yeah, And I've been involved with our ho as for
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  Speaker 1: years and man, I can't just imagine what this is
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  Speaker 1: going to go. So for those of you that live
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  Speaker 1: within an hoa, which is almost everybody, watch out for this.
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  Speaker 3: Michael, you have a podcast and a book. Tell us
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  Speaker 3: about that.
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  Speaker 4: The podcast is available on YouTube and every other major platform.
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  Speaker 4: It's called hoa Hell, and it's doing very well. We're
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  Speaker 4: getting lots of views. I cover all of these issues.
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  Speaker 4: I cover anything, anything and everything that will come up
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  Speaker 4: from the homeowner perspective, I cover it. And then my
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  Speaker 4: book is also called hoa Hell California Homeowner's Definitive Guide
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  Speaker 4: to Beating Bad hoas. But it's available on pre order
• 11:56
  Speaker 4: on Amazon. He's type in hoa Hell and you'll see
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  Speaker 4: a picture of a house a pitchfork in a lake
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  Speaker 4: of fire.
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  Speaker 3: That's very fair, all right, got it, Manuel, it's a manual.
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  Speaker 3: I got it, all right.
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  Speaker 4: With your h A.
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  Speaker 3: Yeah, thank you sir, all right, thanks, great talk later. Yeah.
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  Speaker 1: You know, it's for those people that have ever been
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  Speaker 1: in ho a hell as he says, it's it's god awful.
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  Speaker 1: It's god awful, and a lot of us, well sixty
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  Speaker 1: five percent of us are. And I brought that in
• 12:26
  Speaker 1: because I've been involved in litigation under HOA law and
• 12:30
  Speaker 1: it is it costs me a fortune.
• 12:32
  Speaker 3: Okay, Uh, what is going on at the White House.
• 12:36
  Speaker 1: Some stuff, as I said, is really important to where
• 12:40
  Speaker 1: the country is going and affects all of us deeply.
• 12:43
  Speaker 3: And then there's some stuff that the President is doing that's.
• 12:45
  Speaker 1: Just fun and crazy, a woven crazy guy, and that's
• 12:50
  Speaker 1: what the President can be. So this one, uh, he
• 12:53
  Speaker 1: announced the date of the anticipated Ultimate Fighting Championship that
• 12:58
  Speaker 1: he's hosting at the White House, June fourteenth.
• 13:02
  Speaker 3: And it's not just out of the blue, by the way.
• 13:05
  Speaker 1: He loves UFC and he has a friendship with the
• 13:09
  Speaker 1: CEO and President Dana White, who is a whole character
• 13:12
  Speaker 1: onto himself. And this is going to also mark the
• 13:15
  Speaker 1: president's eightieth birthday. And he is a big fan of
• 13:19
  Speaker 1: sporting events and has gone to a bunch of them
• 13:22
  Speaker 1: since his return to the White House. He went to
• 13:25
  Speaker 1: the FIFA Club World FIFA Club World Cup, the NCAA
• 13:30
  Speaker 1: Division One Men's Wrestling Championship, the Ryder Cup. He's attended
• 13:35
  Speaker 1: three UFC fights since winning the election, including one the
• 13:40
  Speaker 1: week right after his election.
• 13:42
  Speaker 3: He went there.
• 13:43
  Speaker 1: So all of this is meant to tie into the
• 13:45
  Speaker 1: two hundred and fiftieth anniversary of American Independence and Trump
• 13:50
  Speaker 1: has declared this the Great American State Fair, I guess,
• 13:55
  Speaker 1: the big beautiful Fair, and he is very heavily involved
• 13:59
  Speaker 1: in planning this thing.
• 14:02
  Speaker 3: It's going to be at the south lawn of the
• 14:04
  Speaker 3: White House.
• 14:07
  Speaker 1: UFC is going to spend around seven hundred thousand dollars.
• 14:10
  Speaker 3: To clean it up afterwards. Now I love this stuff.
• 14:16
  Speaker 3: I really am so, I really do so.
• 14:19
  Speaker 1: How big, Neil, do you think the portrait of Donald
• 14:22
  Speaker 1: Trump is going to be at the event?
• 14:24
  Speaker 5: Yeah, it's kind of funny when you think about them
• 14:27
  Speaker 5: making such a big deal about this sport. I don't
• 14:30
  Speaker 5: think it's any different than boxing or having a boxing
• 14:33
  Speaker 5: match there, which has been done before. But the fact
• 14:37
  Speaker 5: that it's his birthday and the two hundred and fiftieth
• 14:40
  Speaker 5: anniversary of the United States and our independence, and I
• 14:50
  Speaker 5: think it's going to be a massive amount of pomp
• 14:53
  Speaker 5: and circumstance. And you know, I can't help think, Bill,
• 14:56
  Speaker 5: you remember his first presidency, how they're were sports teams
• 15:01
  Speaker 5: that weren't that wouldn't go, would not go to the
• 15:03
  Speaker 5: White House, right, And there were the NFL.
• 15:07
  Speaker 2: You had people kneeling at the national anthem and all
• 15:10
  Speaker 2: these things.
• 15:11
  Speaker 5: I think he's he was dying to get some sort
• 15:15
  Speaker 5: of sport or some connection that to show the hey,
• 15:19
  Speaker 5: there are sport figures that support me as well.
• 15:22
  Speaker 1: Oh, he could have done croquet on the south lawn,
• 15:26
  Speaker 1: the big beautiful coke croquet matche, which was actually done
• 15:29
  Speaker 1: a bunch of times the last time bitten.
• 15:32
  Speaker 2: Yeah, just so he could have shuttlecocks on the field.
• 15:35
  Speaker 1: Loranda Rousey, former UFC and WWE star, she ruled herself out.
• 15:41
  Speaker 3: She's done.
• 15:43
  Speaker 1: She said she's got better crap, except she didn't use
• 15:46
  Speaker 1: the word crap to do when asked, I says I
• 15:49
  Speaker 1: ain't fighting at the fn White House.
• 15:51
  Speaker 4: Now in.
• 15:54
  Speaker 2: On the White House lawn, apparently.
• 15:56
  Speaker 3: In typical fashion.
• 15:58
  Speaker 1: Stephen Chung, who is the White House communications director this year,
• 16:02
  Speaker 1: told in an interview with The Wall Street Journal, I'm
• 16:04
  Speaker 1: going to quote this will be one of the greatest
• 16:07
  Speaker 1: and most historic sports events in history, far greater, for example,
• 16:13
  Speaker 1: than any Olympics that has ever occurred.
• 16:17
  Speaker 6: This is going to be this big, beautiful talking about
• 16:21
  Speaker 6: a huge and probably the fastest growing sport. So it's multifaceted.
• 16:30
  Speaker 2: Who knows what goes through President Trump's brain, Yeah.
• 16:33
  Speaker 3: You don't know. And by the way, this really is.
• 16:35
  Speaker 1: It's not wrestling, which is quote exhibition where the thing
• 16:39
  Speaker 1: is it's all manufactured and choreographed, because that's what wrestling
• 16:44
  Speaker 1: is about. This is a real match. People really do
• 16:49
  Speaker 1: get beat up, and you don't know who's going to win.
• 16:51
  Speaker 1: This is like a boxing match, as you said. Absolutely
• 16:54
  Speaker 1: so I'm sure it's going.
• 16:55
  Speaker 3: To be broadcast. I can't imagine that. It wouldn't help you.
• 16:58
  Speaker 1: So twenty five thousand people are gonna be there. I'm
• 17:02
  Speaker 1: sure it's going to be a ticket that everybody wants.
• 17:04
  Speaker 1: I don't know if they're gonna charge for tickets or not.
• 17:06
  Speaker 1: Do we have any idea at this point? Or is
• 17:09
  Speaker 1: this going to be by invitation? Twenty to twenty five
• 17:12
  Speaker 1: thousand people in attendance. That's massive. Yeah, and again I'm
• 17:15
  Speaker 1: there on the South Lawn. Yeah, it doesn't get better.
• 17:19
  Speaker 1: I mean, this is just entertainment with a capital E.
• 17:22
  Speaker 1: If they took tickets there, that would be hilarious. We
• 17:25
  Speaker 1: should give away tickets, so see if we can. You
• 17:28
  Speaker 1: should see if we can get hold of some tickets.
• 17:30
  Speaker 1: And let's see if we get hold of some tickets
• 17:32
  Speaker 1: and we'll have you know, the fifteenth callar or something
• 17:35
  Speaker 1: along those lines, or you can write in an essay
• 17:38
  Speaker 1: why you want to go?
• 17:39
  Speaker 2: Cono and I are going to be the opening fight.
• 17:43
  Speaker 2: He's gonna no public sale. Whimps.
• 17:48
  Speaker 3: Hey, here is an aside. Neil used to do mixed
• 17:52
  Speaker 3: martial arts.
• 17:53
  Speaker 2: Oh not like this.
• 17:55
  Speaker 5: Mine is glorified slap fighting. Compared to these guys, we're
• 18:01
  Speaker 5: coming back stuff. I mean they really they This has
• 18:05
  Speaker 5: gotten to a place where it is chess with consequences.
• 18:10
  Speaker 2: It's pretty impressive.
• 18:11
  Speaker 1: Okay, a story about married couples. I love talking about
• 18:15
  Speaker 1: this because well, I've sort of been around the block
• 18:18
  Speaker 1: on this one, and this is a shared bank account issue.
• 18:24
  Speaker 1: Nearly a quarter of all married couples no longer use
• 18:27
  Speaker 1: shared bank accounts.
• 18:28
  Speaker 3: According to data from the US Census Bureau.
• 18:31
  Speaker 1: The percentage of couples without any joint bank accounts grew
• 18:35
  Speaker 1: from fifteen percent in nineteen ninety six twenty three percent.
• 18:39
  Speaker 3: I mean, it came just short of doubling.
• 18:42
  Speaker 4: And why is that?
• 18:43
  Speaker 1: Well, first of all, let me go around the block here, Neil,
• 18:47
  Speaker 1: do you and Tracy have a shared bank account?
• 18:51
  Speaker 5: We have access to each others and were signers on
• 18:54
  Speaker 5: them and all of that, but I pretty much used
• 18:58
  Speaker 5: mine and she pretty much uses her, but we can
• 19:01
  Speaker 5: cross over. So yeah, they're all shared, I suppose, but
• 19:07
  Speaker 5: I you know, one was started by me years ago.
• 19:11
  Speaker 2: One was started by her. But yeah, we have access
• 19:13
  Speaker 2: to each other stuff, all right.
• 19:14
  Speaker 3: So you have shared bank accounts too, how about you?
• 19:17
  Speaker 3: What's your wife?
• 19:18
  Speaker 4: No?
• 19:19
  Speaker 3: No shared accounts. No, you are now a growing number
• 19:24
  Speaker 3: of married couples.
• 19:26
  Speaker 6: Uh.
• 19:26
  Speaker 1: And as far as I'm concerned, I have a shared account,
• 19:31
  Speaker 1: but only to pay for household accounts. I put into it,
• 19:34
  Speaker 1: Lindsey puts into it. And that's what we do, just
• 19:37
  Speaker 1: to pay for the ongoing expenses. I got my money,
• 19:42
  Speaker 1: she's got her money. You know, I got to touch
• 19:44
  Speaker 1: my money. Let me tell you, mine is mine? What's
• 19:47
  Speaker 1: let me here's what normally happens with married couples.
• 19:51
  Speaker 6: Uh.
• 19:51
  Speaker 1: And this is the wife in this case, or the
• 19:53
  Speaker 1: spouse who is not the breadwinner, says, here's the way
• 19:57
  Speaker 1: the bank accounts work. Uh, what's my is mine? What's
• 20:01
  Speaker 1: yours is mine? And that's how you live a married life.
• 20:05
  Speaker 1: And it is not pleasant. And why would the number
• 20:09
  Speaker 1: of people who are not sharing bank accounts growing? Well, because, well,
• 20:14
  Speaker 1: first of all, older people tend to be sharing accounts
• 20:17
  Speaker 1: because that's used to be the way the world worked.
• 20:20
  Speaker 1: And now more people are moving into the kono life,
• 20:24
  Speaker 1: and that is because they're getting married later. People already
• 20:28
  Speaker 1: are independent. They come to the marriage with their own accounts,
• 20:33
  Speaker 1: their own lives, and they're particularly interested in, you know,
• 20:37
  Speaker 1: having a bank account.
• 20:39
  Speaker 3: With other folks.
• 20:40
  Speaker 5: Weno's case, though, it's a little ceramic pig so, I
• 20:45
  Speaker 5: don't know that his wife needs to get into that.
• 20:47
  Speaker 2: Yeah, some bubblegum or something.
• 20:50
  Speaker 3: Now does it matter by the way shared bank accounts
• 20:53
  Speaker 3: or not?
• 20:54
  Speaker 1: In reality, it doesn't if you're in a community property
• 20:56
  Speaker 1: state like California. California doesn't care where the account is shared,
• 21:02
  Speaker 1: not shared. Where do the money come from to go
• 21:05
  Speaker 1: into the accounts, any money that's earned after marriage or
• 21:10
  Speaker 1: during the during the time that someone is married, it's
• 21:13
  Speaker 1: community property. If you're married, which means I've got my
• 21:16
  Speaker 1: money in my account, Lindsay has her money in her account.
• 21:20
  Speaker 1: Let me tell you it's all the same. It's community property.
• 21:24
  Speaker 1: Each of us own half of it.
• 21:25
  Speaker 3: Cono, did you know that?
• 21:28
  Speaker 2: Yeah, I knew that.
• 21:29
  Speaker 7: Okay, you don't like the hassle though my age, we
• 21:33
  Speaker 7: always like to get rid of the small hassles. You
• 21:35
  Speaker 7: know how hard it is to take your money out
• 21:37
  Speaker 7: of a bank. They try to keep you there, and
• 21:40
  Speaker 7: it's like, I don't want to have this conversation with you.
• 21:42
  Speaker 7: I'm just I'll just leave it. I'm fine.
• 21:44
  Speaker 3: Yeah, that's what you will do.
• 21:45
  Speaker 1: It's happening more and more so it has to do
• 21:49
  Speaker 1: right when Americans are getting married. The older, the more
• 21:52
  Speaker 1: you have shared bank accounts, the younger you don't. All right,
• 21:58
  Speaker 1: we're done for a Monday morning. That's it coming up.
• 22:02
  Speaker 1: It's Gary and Shannon and we're again back tomorrow like
• 22:07
  Speaker 1: we normally are. It starts with wake up call and
• 22:10
  Speaker 1: that's Amy and not Will. When does Will come back
• 22:16
  Speaker 1: a week from today? I keep on asking that because
• 22:18
  Speaker 1: that Will is the only name I can remember.
• 22:21
  Speaker 3: So what can I tell you? Who's our traffic eye again?
• 22:26
  Speaker 2: Mike Morris?
• 22:27
  Speaker 3: Mike Morris. I have to write that down. I have
• 22:29
  Speaker 3: to write that down. Mike.
• 22:31
  Speaker 1: I'm forgetting your name, but then I forget everybody else's
• 22:34
  Speaker 1: name for long periods of time. Okay, okay, yeah, well
• 22:39
  Speaker 1: only you should take it personally. And then kno Ann
• 22:44
  Speaker 1: and Neil and I are six o'clock to nine, and
• 22:46
  Speaker 1: you know how it goes. This is KFI AM sixty.
• 22:51
  Speaker 1: You've been listening to the Bill Handle Show. Catch my
• 22:53
  Speaker 1: Show Monday through Friday, six am to nine am, and
• 22:56
  Speaker 1: anytime on demand on the iHeartRadio app