Latest / Cybersecurity Business with Fexingo: Security Companies, Breaches, and Enterprise Defense
How Cyber Insurance Is Reshaping Security Spending
Lucas and Luna explore how the cyber insurance market is quietly forcing companies to adopt better security practices. They discuss how insurers now require specific controls like multi-factor authentication and endpoint detection before writing policies, and how premiums have shifted from a flat fee to a risk-based model tied to actual security posture. The episode also covers the rise of 'cyber insurance teams' inside large firms and what happens when a company gets denied coverage after a breach. Concrete examples include the 2024 ransomware wave that reshaped underwriting and…
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