Latest / Mortgage Research Network Podcast
Credit Score Showdown: Will Homebuyers Win the War?
Lenders can now choose between FICO and VantageScore for conventional loans—ending decades of scoring monopoly and setting the stage for a credit‑score battle that could reshape mortgage access. In this episode, Tim Lucas and Craig Berry explore what this competition means for homebuyers. You’ll learn:The New Choice: How Fannie Mae and Freddie Mac are opening doors to VantageScore alongside FICO—and why FICO’s monopoly is under threatScoring Secrets: Why VantageScore can issue scores after just one month of history, and how that compares to FICO’s longer‑track requirementsLender Levers: What…
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