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EP # 205 | The Retirement Spending Smile: Why Your Costs Don't Just Drop Over Time
The go-go years are real. But does that mean you should spend everything early and hope for the best? Not quite. In this episode, Joe adds the honest counterweight to the last few weeks of conversation, because building a plan around a fixed timeline is its own kind of risk.
The go-go, slow-go, and no-go phases of retirement show up on average. But that phrase - on average - is doing a lot of work. Some people stay active and adventurous well into their 80s. Others slow down earlier than expected. Spending in later years does not always drop; sometimes it just changes shape, moving from…
The skinny
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