Latest / Tearsheet Podcast: Exploring Financial Services Together
How Upstart's AI is mastering growth, credit performance, and profitability
Welcome to the Tearsheet podcast, where we explore financial services together with an eye on technology, innovation, emerging models and changing expectations. I'm Tearsheet Editor in Chief, Zack Miller. There's an old theory in lending that you can only master two or three things: growth, credit performance and profitability. For decades, this has been accepted wisdom, until AI started changing the fundamentals of how we assess credit risk. Today, I'm joined by Paul Gu, Co-Founder and Chief Technology Officer of Upstart. Paul's journey reads like a modern Silicon Valley story—from Chinese…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.