Washington state sees it as restitution, opponents call it racial discrimination

Soundside · Jul 8, 2026 · 13m

In 2024, Washington state took a novel approach to undoing some of the historical damage caused by racist housing policy. That’s the year the state launched the Covenant Homeownership Program.

It provides no-interest loans to descendents of people impacted by redlining or racially restrictive covenants. Those loans can be used for down payments and closing costs.

So far, more than 1,500 home buyers have benefited from the program. And supporters say it’s giving people the chance at home ownership their ancestors were deprived of.

But the program has opponents: After it was…