Latest / Rock My Finances / It’s Not About the Zeros: Friendship, Boundaries, and Building a Life That Feels Good

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It’s Not About the Zeros: Friendship, Boundaries, and Building a Life That Feels Good · Rock My Finances

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  Speaker 1: Investment advisory and financial planning services are offered through Simplicity
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  Speaker 1: As a general information as not intended to be specific
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  Speaker 1: financial guidance.
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  Speaker 1: Any decisions regarding your personal financial situation, you should consult
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  Speaker 1: a financial or tax professional to discuss your individual circumstances
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  Speaker 1: and objective.
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  Speaker 3: Welcome to the Rock My Finances Show on k FORHD
• 0:43
  Speaker 3: Radio and Talk for TV, where we put the fund
• 0:46
  Speaker 3: in finance joint powerhouse Jeffer josp CDFA CMC and Private
• 0:52
  Speaker 3: Wealth Advisor as she collaborates with you to create clarity,
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  Speaker 3: control and confidence with your money, your web. It's not
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  Speaker 3: about the zeros, So what is it all about? Let's
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  Speaker 3: find out now. Here's your host and weekly friend, Jennifer Jose.
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  Speaker 2: Welcome back to another episode of Rock My finances. I
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  Speaker 2: am joined with my bestie, missus Debbie hooeie. She is
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  Speaker 2: here from California hanging out for the weekend. Little did
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  Speaker 2: she know she was gonna have to get off on
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  Speaker 2: the airplane and come do some podcasts with Welcome to Debbie.
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  Speaker 2: Thank you for having me, my bety, So glad you're here. Okay,
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  Speaker 2: so today we're going to dive right in. First question,
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  Speaker 2: what have you spent money on lately that you really enjoyed?
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  Speaker 1: For me?
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  Speaker 4: Yeah, well, my daughter is pregnant and she is having
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  Speaker 4: a baby shower coming up. So I've been spending money
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  Speaker 4: on the invitations, the little favors I'm doing, Like when
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  Speaker 4: people leave, they'll get a little split up champagne, don't
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  Speaker 4: tell them again, get a little cute and stuff like that,
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  Speaker 4: and try to get you know, a vrbo to stay
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  Speaker 4: at and all that, the flights and you know, so
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  Speaker 4: it's keeping me busy and you know, it gets me
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  Speaker 4: more and more excited for that time to come.
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  Speaker 2: That's going to be really cool. Spend that time with
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  Speaker 2: her and her belly's going to be growing a baby bowie. Yes,
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  Speaker 2: very exciting. I love that. I love that. Okay, so
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  Speaker 2: what we're gonna do is We're going to dive into friendship.
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  Speaker 2: We're going to dive into how it's so important to
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  Speaker 2: be positive and to have people around you to support you.
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  Speaker 2: And you know me about the ef wort, it's how
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  Speaker 2: you feel about the zeros, not about the actual zeros
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  Speaker 2: in your bank account, but actually how you feel about it.
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  Speaker 2: So let's talk about manifesting. What how would you explain that,
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  Speaker 2: Debbie in your words? What is manifesting to you?
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  Speaker 4: So for me, if I really really want something, I
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  Speaker 4: really concentrate and think of how quickly I can do
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  Speaker 4: it and realistically. First, it's realistically and how quickly I
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  Speaker 4: can do it to achieve that, and I feel the
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  Speaker 4: more and more that I think positive about something, then
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  Speaker 4: usually will happen. Maybe not on the timescale that I
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  Speaker 4: want it, but it usually does come to prorition.
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  Speaker 2: I love that. So let me ask you this. When
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  Speaker 2: you're thinking of that, do you already know it can happen? Yes? Okay,
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  Speaker 2: so you're already believing in the possibility of that. Yes, okay,
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  Speaker 2: that's huge, y'all because that's what I call the F word.
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  Speaker 2: You're already feeling that with you. So if we all
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  Speaker 2: just close our eyes right now and think of something
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  Speaker 2: that we really want and we picture ourselves either Like
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  Speaker 2: I do this for my clients when they're car shopping.
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  Speaker 2: Go sit in a bunch of cars, go test drive,
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  Speaker 2: picture yourself in that car. Not only visualization, but feel
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  Speaker 2: it in your heart. I even have them write the
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  Speaker 2: check out for the down payment or the full car,
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  Speaker 2: or their first payment or whatever it's going to be.
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  Speaker 2: But you're that out, so you physically and mentally believe
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  Speaker 2: that it's possible, and then it shows up. Oh I
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  Speaker 2: love that. I love that. Okay, great, So now let
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  Speaker 2: me ask you about taking risks. So I believe that
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  Speaker 2: we need to be supported and feel pretty secure to
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  Speaker 2: be able to take big risks. A big risk would
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  Speaker 2: be like I had her friends sold everything in California
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  Speaker 2: move to another state. Like she sold everything and just
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  Speaker 2: you know, she followed her intuition, her got her angels,
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  Speaker 2: and she moved to another state. That was so risky
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  Speaker 2: to me, but she knew we were all here holding
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  Speaker 2: space for her. But that's that was me. That was like,
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  Speaker 2: oh my gosh, you've got so much courage to do
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  Speaker 2: something like that. How do you get yourself brave? Before
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  Speaker 2: you take a risk.
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  Speaker 4: I am risk are hard for me because I that
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  Speaker 4: is so what I are you?
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  Speaker 2: Are you a planner? I am? Yeah, disappear you have
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  Speaker 2: to know everything in advance. Okay, I'm ocd are you?
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  Speaker 4: Yeah, So it's harder for me to take rick. But
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  Speaker 4: when I really really want something, I will do it.
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  Speaker 4: And I'm nervous about it. But if I really really
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  Speaker 4: want that, then I'll take that leap.
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  Speaker 2: So wasn't it a risk buying your Mustang?
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  Speaker 5: Yes, because it was sibontheen or something right, and you
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  Speaker 5: you just thought ye had it was believe. Yeah, we
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  Speaker 5: bought it an eBay and so you're looking at a
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  Speaker 5: picture you really don't know if it's real. And so
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  Speaker 5: the gentleman said, oh, yeah, you could just you know,
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  Speaker 5: send me by PayPal, and I said, no, I'll bring
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  Speaker 5: you the gashtres check in person in Indianapolis.
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  Speaker 2: So I flew out there because I wanted to make
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  Speaker 2: sure it was real before I handed over my money.
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  Speaker 2: Good idea. I love it. And did you feel supported
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  Speaker 2: in that? Absolutely, because your husband supports you.
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  Speaker 1: Yep.
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  Speaker 2: And I had coworkers that met me there, two men, so.
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  Speaker 4: I wasn't by myself phone, and they came and checked out,
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  Speaker 4: made sure the car was in great condition. And so yeah,
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  Speaker 4: if it wasn't for them, yeah, it would have been
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  Speaker 4: even more you know, concerning, for.
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  Speaker 2: Sure, and scarier to take that risk. Absolutely. I love that.
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  Speaker 2: That's so good now for us singles out there, especially
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  Speaker 2: single women, friendships I feel like are really important because
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  Speaker 2: this is where I'm going to get my support, right,
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  Speaker 2: I don't have somebody at home, like we were just
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  Speaker 2: in an ice storm over the weekend and a snowstorm,
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  Speaker 2: so we were, you know, housebound for a while. I
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  Speaker 2: loved every minute of it. It was so fun. I
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  Speaker 2: loved it. And at the same time, the single people
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  Speaker 2: are friends like they can't wait to get out of
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  Speaker 2: the house because we're alone. You know, you're not. You
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  Speaker 2: don't have that other person to come in and talk
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  Speaker 2: to and to play cards with, and you're stuck in
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  Speaker 2: the house alone. So it is different being single than
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  Speaker 2: it is in a relationship, which is here nor there.
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  Speaker 2: It doesn't matter it just acknowledge that, right and then
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  Speaker 2: if you're if I'm taking that risk and flying across
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  Speaker 2: the country to check out that car, I love that
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  Speaker 2: you actually cover used to be there that was great,
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  Speaker 2: I'd be asking my friend, right, So I love that.
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  Speaker 2: I love that. So let me ask you another question
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  Speaker 2: about setbacks. It could be a money setback, it could
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  Speaker 2: be a career setback. Debie's also in sales as well,
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  Speaker 2: and so in sales we always have setbacks, right, It
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  Speaker 2: could be a minute step back, five minutes. You just
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  Speaker 2: never know. So how do you handle setbacks? When I
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  Speaker 2: know you like to achieve things and visualize that and
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  Speaker 2: know that's going to be there, how do you how
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  Speaker 2: do you handle that?
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  Speaker 4: You know, sometimes, especially in business wise, it's hard when
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  Speaker 4: you do have a big set But I just have
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  Speaker 4: to remember that tomorrow's another day, and I got to
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  Speaker 4: figure out how can I either improve what happened or
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  Speaker 4: what can I do to change the outcome so it
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  Speaker 4: doesn't happen again, so it doesn't repeat.
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  Speaker 2: You know.
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  Speaker 4: It could be for various reasons that it happens, but
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  Speaker 4: I don't give up. You know, I may not, you know,
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  Speaker 4: have that relationship ever again, but you know.
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  Speaker 2: I learned from it.
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  Speaker 4: So I learned what happened and then make sure that
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  Speaker 4: I don't repeat that in the future because it's hard
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  Speaker 4: to overcome that, you know, And you've got to think positive.
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  Speaker 4: You can't concentrate on the negative. You've really got to
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  Speaker 4: think positive in order to, you know, continue to succeed.
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  Speaker 2: I love that. So do you ever feel down? Do
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  Speaker 2: you ever feel do let me works? Do you built
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  Speaker 2: yourself up from making mistakes?
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  Speaker 1: Like?
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  Speaker 2: Do you ever blame yourself? Or sometimes?
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  Speaker 4: I think that's only the natural Yeah, it's natural human Yeah,
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  Speaker 4: because nobody's perfect.
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  Speaker 2: I mean, we all make mistakes. And but the thing
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  Speaker 2: is you, you know, you can learn.
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  Speaker 4: From your mistakes, and the good thing is that usually
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  Speaker 4: something better will come out of it.
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  Speaker 2: Oh, that's very true. On the other side, I love that.
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  Speaker 2: I love that. Okay, I'm going to add on to
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  Speaker 2: that everything she said did oh, ditto, ditto. Then I'm
• 8:51
  Speaker 2: going to say mine are saying in our house is blame.
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  Speaker 2: But we always say everything happens for a reason. I've
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  Speaker 2: just said that. I've had to say that since my
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  Speaker 2: kids passed away and I just had to have something
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  Speaker 2: to hang on to, you, right, And so with my
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  Speaker 2: kids now, Journey and Parker, we've always said everything happens
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  Speaker 2: for a reason. So when something shut down, like my
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  Speaker 2: daughter and I were just on o an airplane going
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  Speaker 2: for a wedding dress fitting, and we sat on the
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  Speaker 2: tarmac for three hours and there was a weather situation
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  Speaker 2: and it's like, okay, instead of getting mad about it
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  Speaker 2: and frustrated, we were like a six seven hour delay.
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  Speaker 2: Everything happens for a reason. So we kind of looked
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  Speaker 2: at each other. We said, Okay, maybe we're not supposed
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  Speaker 2: to be on this plane. Maybe we have no idea.
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  Speaker 2: Maybe we're not going to catch an uber when we
• 9:36
  Speaker 2: get there, or the dressmaker sick and she doesn't show up,
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  Speaker 2: like whatever, we have no idea, it doesn't matter what
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  Speaker 2: it is, So to just let that go on that
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  Speaker 2: step back, and then we did. We made the post.
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  Speaker 2: Mostly we went to a restaurant, we ate dinner, we
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  Speaker 2: had a cocktail. It was really good, and we went
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  Speaker 2: to her house and played cards. So we made the
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  Speaker 2: best of it. So I love that positivity making the
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  Speaker 2: best of it. And what did you say, one one
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  Speaker 2: day at a time?
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  Speaker 4: What did you say, just take it one day to
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  Speaker 4: time when tomorrow is always in a new a new day.
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  Speaker 2: I love a new day. And then I'm gonna say
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  Speaker 2: everything happens for a reason. And I know that's a
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  Speaker 2: hard thing to but you get the gist of why
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  Speaker 2: I'm trying to say that, right, Okay, one door closes
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  Speaker 2: another when open. Yes, I love that, and it does.
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  Speaker 2: And if you really feel that in your mind, body,
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  Speaker 2: and soul, it will happen. Like we were talking about manifesting.
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  Speaker 2: If you manifest, the universe has got my back. Whatever
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  Speaker 2: your religious beliefs are, your spiritual beliefs are, you are supported,
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  Speaker 2: and you're here for a reason. So we're not alone.
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  Speaker 2: We're not alone, and we're here for a reason. Then
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  Speaker 2: we can know. Okay, everything's always working out for me.
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  Speaker 2: One of my mantras. Everything's always working out for me.
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  Speaker 2: I feel like it's some day, but after that two
• 10:49
  Speaker 2: or three day of shuckers are all shucker darns, then
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  Speaker 2: we start feeling a little bit better. So I love that. Okay.
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  Speaker 2: Do you celebrate your wins? How do you celebrate your wins?
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  Speaker 2: Sometimes I will. I'm not a shopper.
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  Speaker 4: No, there are am I that I will award myself
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  Speaker 4: if I've worked really hard on an account or you know,
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  Speaker 4: sometimes it may take me a couple of years to
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  Speaker 4: close a nice piece of business, and I will award
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  Speaker 4: myself a little something good, you know, like something that
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  Speaker 4: I've been eyeing or whatever, then I don't feel guilty
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  Speaker 4: about buying it, and you shouldn't feel guilty about buying
• 11:25
  Speaker 4: you something anyway, but I do.
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  Speaker 1: I don't.
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  Speaker 2: I'm working on it. She's one of us.
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  Speaker 4: But I will award myself if I've worked really hard
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  Speaker 4: on something, just something little, you know, like if it's true,
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  Speaker 4: like I'm going to go get a massage, sure, or
• 11:39
  Speaker 4: you know, buy a new outfit or amazing first. Yes, absolutely,
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  Speaker 4: we all deserve you know, you need some little reward
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  Speaker 4: to acknowledge it to yourself.
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  Speaker 2: Yes, and that gets you more on the mindset of
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  Speaker 2: the manifestations as well. So back in the day, a
• 11:56
  Speaker 2: single mom uh raising the kids. Uh So, there was
• 12:00
  Speaker 2: an app that if I spent five dollars and fifty cents,
• 12:03
  Speaker 2: it would round up to six dollars. Take six dollars
• 12:05
  Speaker 2: out of my account of put that fifty cents into
• 12:08
  Speaker 2: the app. There's several out there that do that, so
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  Speaker 2: it's just called rounding up. So and I did this
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  Speaker 2: for my clients as well, especially the people that hang
• 12:15
  Speaker 2: on type to the money, or people that are just
• 12:18
  Speaker 2: getting by but they're not really acknowledging and celebrating their
• 12:21
  Speaker 2: own wins. Then at the end of the month, I
• 12:24
  Speaker 2: would have myself and my clients figure out how they're
• 12:27
  Speaker 2: going to spend that, because that's extra money. Though, that's
• 12:30
  Speaker 2: free money, right, free money we were planning on. It
• 12:32
  Speaker 2: didn't come out of your paycheck. It just round it up.
• 12:35
  Speaker 2: It's like, okay, so that's free money. So now you're
• 12:37
  Speaker 2: going to take three days to either shop, search, figure
• 12:42
  Speaker 2: out how you're going to spend that money. Now you're
• 12:44
  Speaker 2: telling your brain that you're wealthy. You're telling you're subconscious
• 12:47
  Speaker 2: that you've got extra money to spend, so which means
• 12:50
  Speaker 2: you're going to be manifesting even more so. My thing
• 12:53
  Speaker 2: was I had moved over to Danville and there was
• 12:56
  Speaker 2: a restaurant there and they all everybody went there for dinner,
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  Speaker 2: and that was a slurge for me to actually go
• 13:01
  Speaker 2: out to dinner and have a nice glass of wine.
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  Speaker 2: That's the thing a mom I didn't do that, and
• 13:04
  Speaker 2: so that was gonna be my slurge. Was a nice
• 13:08
  Speaker 2: lunch or dinner and a nice good blast of wine,
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  Speaker 2: which I would never spend good money on a glass
• 13:15
  Speaker 2: of wine for myself, So that was my celebration. Sometimes
• 13:19
  Speaker 2: it would be just a glass of wine and I
• 13:21
  Speaker 2: desert or just to celid or whatever. But I was
• 13:24
  Speaker 2: around all those people enjoying an amazing meal. So now
• 13:30
  Speaker 2: energy is around energy, right, and I was celebrating myself
• 13:34
  Speaker 2: by myself. But it was good. Yeah, it was Yeah,
• 13:36
  Speaker 2: it really really worked. Okay, awesome. I love that. So
• 13:40
  Speaker 2: when we have those downtimes or let me ask you this,
• 13:44
  Speaker 2: did you ever spend anything that you regret? I know
• 13:47
  Speaker 2: that I do. No real good word. So how about
• 13:50
  Speaker 2: any stress around money? Go back as stressful time around money?
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  Speaker 4: I just you know, when my husband I first got
• 13:57
  Speaker 4: married in nineteen ninety literally you know, we're both single
• 14:01
  Speaker 4: and we we you know, I pulled a tier W
• 14:04
  Speaker 4: on both of us at that time, and we had
• 14:06
  Speaker 4: the same amount of debt. So for me having that
• 14:09
  Speaker 4: combined debt because you know, we wanted to buy our
• 14:11
  Speaker 4: first home and and I really buckled down, and it
• 14:15
  Speaker 4: was hard at times because my husband would want to
• 14:17
  Speaker 4: go out to see a movie or dinner. I'm like, nope,
• 14:20
  Speaker 4: we have to pay off this bill first, and this
• 14:22
  Speaker 4: bill and work our way down. So in the beginning,
• 14:25
  Speaker 4: like we really didn't have we were living literally barely
• 14:30
  Speaker 4: paycheck to paycheck just to get the debts paid off,
• 14:33
  Speaker 4: so that way we could then stay, you know, for
• 14:36
  Speaker 4: our first home.
• 14:37
  Speaker 2: So and he still liked her, y'all after all that,
• 14:41
  Speaker 2: she wrangled him right in. And that's right, I remember,
• 14:47
  Speaker 2: I remember all of that. So there's that's a choice though, right.
• 14:50
  Speaker 2: You can either make the choice to blow the money
• 14:52
  Speaker 2: and go out to dinner, or you can make the
• 14:54
  Speaker 2: choice to buckle down, stay home, watch a movie, pop
• 14:59
  Speaker 2: some popcorn, your cat cats yet at that time, Yeah,
• 15:04
  Speaker 2: I remember that. I remember that apartment so on one cat. Okay,
• 15:10
  Speaker 2: so how is that? Would you still stick by that?
• 15:13
  Speaker 2: Would you still recommend that? Yeah? I absolutely would, Yeah,
• 15:16
  Speaker 2: because now they've done amazing ever since, So I absolutely
• 15:19
  Speaker 2: love that. Okay, good, So celebrate the winds. When we
• 15:24
  Speaker 2: are stressed around money, it does affect our nervous system.
• 15:27
  Speaker 2: It does affect our whole our blood pressure, uh, the
• 15:31
  Speaker 2: quarters all level, Like we need that extra hour of
• 15:35
  Speaker 2: sleep in order for my stomach to go flat. That's
• 15:37
  Speaker 2: what it's really about. Yeah, I know it's quartersol and
• 15:39
  Speaker 2: all that, but it's about something do. So if we
• 15:43
  Speaker 2: don't get that extra hour sleep and we're stressed out,
• 15:46
  Speaker 2: our bodies can't treat us well. So we need to
• 15:49
  Speaker 2: fake our brain out and our nervous system out sometimes
• 15:52
  Speaker 2: and just pretend like we are where we want to be.
• 15:56
  Speaker 2: That makes sense. So it's kind of like dream state, right,
• 16:00
  Speaker 2: It's kind of like where would you want to be? Yes? Manifesting? Yes,
• 16:05
  Speaker 2: it is. That is absolutely manifesting. I love that. I
• 16:07
  Speaker 2: love that. So how can we how can we step
• 16:14
  Speaker 2: into that a little a little more? Is that miss
• 16:17
  Speaker 2: miss Deandrew, she's on there. What do you wish every
• 16:20
  Speaker 2: young person or young couples would do that we've learned from?
• 16:24
  Speaker 2: Good question, Miss Diandra. I'm gonna let you take that first.
• 16:29
  Speaker 4: I well, first of all, I think pay off your
• 16:31
  Speaker 4: debt when I'm having for her, it's really important.
• 16:34
  Speaker 2: I think first of all.
• 16:35
  Speaker 4: That you agree from the beginning, who is going to
• 16:37
  Speaker 4: be responsible for the finances.
• 16:39
  Speaker 2: Now, when you say finances, is that daily bills or
• 16:42
  Speaker 2: is that investing for your future? I think it's both.
• 16:45
  Speaker 4: I think you have to have one person has to
• 16:47
  Speaker 4: really be the one that because unfortunately, if you have
• 16:50
  Speaker 4: one person who likes to spend a lot of money
• 16:52
  Speaker 4: and one that you.
• 16:53
  Speaker 2: Need to have a savor. Yeah, you need to have.
• 16:55
  Speaker 4: A plan to where you agree that you know one person,
• 17:00
  Speaker 4: hopefully the one that's a little bit more responsible with
• 17:01
  Speaker 4: the money will be the one to pay the bills,
• 17:05
  Speaker 4: set those goals. Because I think most couples who do
• 17:08
  Speaker 4: fight about money. I think it's about that one likes
• 17:12
  Speaker 4: to spend a lot and the other you know, doesn't.
• 17:15
  Speaker 4: But if you're planning for your future, you know that
• 17:18
  Speaker 4: it's really important that I think one, you know, if
• 17:21
  Speaker 4: you both can't do it, one person really needs to
• 17:24
  Speaker 4: take that lead.
• 17:25
  Speaker 2: I love that. So I'm going to add on to
• 17:26
  Speaker 2: that because I have my clients have a money date,
• 17:29
  Speaker 2: so you have a weekly money date. So Debbie has
• 17:31
  Speaker 2: her weekly money date with herself because she handles the
• 17:33
  Speaker 2: finances and her money and the bills and the goals
• 17:36
  Speaker 2: and everything. She said that she's the one that does that, right.
• 17:39
  Speaker 2: Adam runs his own company, He does his own thing
• 17:41
  Speaker 2: on his own way. Then I have my couples have
• 17:43
  Speaker 2: a monthly money date together. So now Debbie would share
• 17:47
  Speaker 2: with Adam, which I know you guys do anyways, on
• 17:50
  Speaker 2: where you're at, what's going on, and maybe change that.
• 17:52
  Speaker 2: What vacations are we going to do this year? What
• 17:54
  Speaker 2: are we going to do. How are we doing the wedding?
• 17:56
  Speaker 2: How are we doing you know, the bridal shower? What
• 17:59
  Speaker 2: big expenditure might there be? So I love that. What
• 18:03
  Speaker 2: I find is somebody does the bills and somebody does
• 18:07
  Speaker 2: like their brokerage account in the four owing case, and
• 18:09
  Speaker 2: the investing side sometimes sounds like right, and it's really
• 18:14
  Speaker 2: because did you enjoy that?
• 18:16
  Speaker 1: Yeah?
• 18:17
  Speaker 2: I ury a problem with that, So she enjoyed that.
• 18:20
  Speaker 2: Part the problem comes in is when you have two
• 18:22
  Speaker 2: people nobody wants to do it. That's when you get
• 18:25
  Speaker 2: a financial advisor, because then your financial advisor will work
• 18:29
  Speaker 2: with whoever is going to be doing that to help
• 18:31
  Speaker 2: them burden that situation. Because if you don't have a
• 18:34
  Speaker 2: head for numbers. Let's say you're an artist. I have
• 18:37
  Speaker 2: a lot of artists clients. I have a lot of
• 18:41
  Speaker 2: first responder client and they do not want to come
• 18:44
  Speaker 2: talk about money. Once they've just saved a bunch of
• 18:46
  Speaker 2: lives and you know, ran into burning buildings and all
• 18:49
  Speaker 2: this craziness. They would just want to know they're okay,
• 18:52
  Speaker 2: if that makes sense, So do what feels right for you,
• 18:56
  Speaker 2: because some people just it stresses them out so much
• 19:00
  Speaker 2: to have to pay the bills that makes sense. Absolutely awesome.
• 19:03
  Speaker 2: I love that. Okay, good, it's that fun paying bills? No,
• 19:07
  Speaker 2: it's not unless you've got you know, but even if
• 19:10
  Speaker 2: you got money, she's not fun sitting down there and
• 19:12
  Speaker 2: paying them damn bills. Okay. I love that. So now
• 19:15
  Speaker 2: we're gonna do a little coaching segment. She fell right
• 19:17
  Speaker 2: into this. So let me ask you, what is the
• 19:20
  Speaker 2: one bill that you don't like to pay. I don't
• 19:23
  Speaker 2: like to pay any of them. Just pick one PGI
• 19:27
  Speaker 2: the electric PGIE electric. Perfect. Oh we've got a ground, y'all. Okay,
• 19:32
  Speaker 2: because it was higher this last month, right, Okay, so
• 19:35
  Speaker 2: we got five minutes. Okay, we're gonna do this quick.
• 19:37
  Speaker 2: We're gonna probably skip the commercial today because it's going
• 19:39
  Speaker 2: to get okay, So now, PGIE, what does it do
• 19:42
  Speaker 2: for you? Is electricity and heat? Okay? Inside your house? Yes?
• 19:46
  Speaker 2: Do you like your house outside? And outside? Do you
• 19:49
  Speaker 2: like your house? Yes? The end of my house. Do
• 19:50
  Speaker 2: you like your outside of your house? Yes? And I
• 19:53
  Speaker 2: know your yard's gorgeous with all those life I love
• 19:55
  Speaker 2: looking out that kitchen window in the dining room window
• 19:58
  Speaker 2: and seeing that beautiful, beautiful landscaping. It's gorgeous. And inside
• 20:03
  Speaker 2: your house. It gives you and your fireplace, yes, right?
• 20:07
  Speaker 2: And do you like your fireplace? Love my fireplace? Yes? Okay.
• 20:10
  Speaker 2: So now picture yourself inside the house and Adam complaining
• 20:13
  Speaker 2: because it's too cold. Yeah, and you're cozy with your
• 20:17
  Speaker 2: blanket on your recliner. That's right, buy your fireplace. Tell
• 20:20
  Speaker 2: them put on a sweatshirt. It's a blanket and shut up. Fine.
• 20:27
  Speaker 2: Oh my god, you're taking me off. So we're doing
• 20:30
  Speaker 2: that and you're in your house. How does that feel?
• 20:33
  Speaker 2: Are you watching TV? Absolutely? She's the TV watcher like
• 20:36
  Speaker 2: me and TV. We love our TV. Can we watch
• 20:38
  Speaker 2: TV without electricity? How priceless? That'll very So every time
• 20:44
  Speaker 2: you pay the PGM bill, I want you to say
• 20:46
  Speaker 2: thank you PGMI for letting me enjoy all my shows,
• 20:49
  Speaker 2: all my TVs. Let me enjoy waking up Adam when
• 20:52
  Speaker 2: I climb into bed and watch Friends at night. Let
• 20:55
  Speaker 2: me let me watch all my shows and catch up.
• 20:58
  Speaker 2: We get into the characters, right, Oh yeah, we love
• 21:00
  Speaker 2: the characters. We were just watching the Rookie and we're like,
• 21:02
  Speaker 2: oh my god, I love Lucy. Ever, like, it's so
• 21:05
  Speaker 2: fun to get into the characters. That brings us to
• 21:08
  Speaker 2: see we're laughing. It's joy. It's bringing us, bringing us
• 21:12
  Speaker 2: just happiness and joy, escape, escape, escape, escape from stress. Yep, absolutely,
• 21:18
  Speaker 2: So what does that do that helps you manifest more outside,
• 21:22
  Speaker 2: keeps your relationship together, keeps you being a better friend,
• 21:25
  Speaker 2: a better mother. Your health, your cortisol's going down, your
• 21:28
  Speaker 2: blood pressure is going down. So how much would you
• 21:31
  Speaker 2: want to pay for that pegenie to help you with
• 21:33
  Speaker 2: all that? I would like it to be. No, No,
• 21:37
  Speaker 2: not getting the program, y'all.
• 21:39
  Speaker 4: Well it's just depressing when you get those letters they
• 21:41
  Speaker 4: say how your house is comparing to other houses?
• 21:43
  Speaker 2: Is the same size? I'm always in the in the
• 21:46
  Speaker 2: poor area. That's because your landscaping is huge. You guys,
• 21:49
  Speaker 2: do not suck up the heat. You're you're actually very
• 21:52
  Speaker 2: very frugal on that. But you have a big house
• 21:56
  Speaker 2: and you have a lot of landscaping, and I think
• 21:58
  Speaker 2: those things are fullikrap. So now here's your homework, Debbie.
• 22:02
  Speaker 4: Try to be happy when I'm thank you for letting
• 22:05
  Speaker 4: me question you, thank you for letting me have my fireplace,
• 22:08
  Speaker 4: thank you for letting me have my stove so I
• 22:09
  Speaker 4: can cook my food there.
• 22:11
  Speaker 2: Thank you. Right, So, now your homework is to call
• 22:15
  Speaker 2: PG and E and ask them, or or go online
• 22:18
  Speaker 2: and see the day the hour, because you can see
• 22:21
  Speaker 2: every hour. Every day shows you the hour, so find
• 22:24
  Speaker 2: out where that is. When I moved to San Diego,
• 22:27
  Speaker 2: it was outrageous from where I was, and I called
• 22:31
  Speaker 2: them and said, what the heck? This is triple the
• 22:33
  Speaker 2: cost that I was pain and she's like, let me
• 22:35
  Speaker 2: look it up. She's like, oh my gosh, you are
• 22:37
  Speaker 2: using the least amount that I've ever seen. Because I
• 22:40
  Speaker 2: was gone for two weeks. I'm like, you cannot have
• 22:42
  Speaker 2: this bill. I wasn't even here and she's like, you
• 22:44
  Speaker 2: must have just a refrigerator going. I'm like pretty much
• 22:47
  Speaker 2: because I was gone, and she goes, oh no, it's
• 22:49
  Speaker 2: just our cost because San Diego is a triple the cost.
• 22:52
  Speaker 2: Like okay, so you're gonna call Page and you're gonna
• 22:55
  Speaker 2: figure out there might be a drain somewhere that you
• 22:56
  Speaker 2: can actually because I know when a single mom, all
• 22:58
  Speaker 2: the bills, I wanted to plug everything that I was
• 23:01
  Speaker 2: not using, the spare bedroom lands, all the things that
• 23:04
  Speaker 2: you're not losing using unplugged that because it does drain
• 23:08
  Speaker 2: the electricity. But I really like seeing your backyard I
• 23:11
  Speaker 2: want to look at your windows.
• 23:12
  Speaker 4: You well, I do too, but I tell Adam because
• 23:14
  Speaker 4: I told me, see if you're not using something unplugging,
• 23:17
  Speaker 4: and he was, it's not using energy, Yes it is.
• 23:19
  Speaker 2: It's pulling energy. Pulling energy. Is it's plugged in the wall,
• 23:22
  Speaker 2: and then you can actually see the time of day
• 23:25
  Speaker 2: that has the most the most energy and see if
• 23:28
  Speaker 2: there's any way to cut that down. And then she's
• 23:30
  Speaker 2: gonna tell me, y'all, and I'm and I will report
• 23:33
  Speaker 2: back to y'all. So check out our other episode. Debbie
• 23:35
  Speaker 2: and I just did another episode as well, so check
• 23:37
  Speaker 2: out that one as well. Thank y'all for coming. Debbie,
• 23:40
  Speaker 2: thank you so much for me and my friend for
• 23:41
  Speaker 2: having Oh, I love you so much. It was so great.
• 23:44
  Speaker 2: Thank y'all, and we want you all to be able
• 23:46
  Speaker 2: to say I rocked my Finances.
• 23:51
  Speaker 3: We appreciate you joining us today and don't forget to
• 23:54
  Speaker 3: subscribe to the rock my Finances YouTube channel for more
• 23:58
  Speaker 3: engagement and bonus con Tell me what is your money story?
• 24:03
  Speaker 3: Let's find out with Jennifer right here on K four
• 24:05
  Speaker 3: HD Radio and Talk for TV. It's not about the zero,
• 24:09
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• 24:14
  Speaker 3: to explore with you next week. Until then, let's all
• 24:17
  Speaker 3: say I rock my finances