Latest / J&B Live Podcast / 🗳️ RED OR BLUE… WHO’S REALLY LOOKING OUT FOR YOUR WALLET? 💸

Transcript

🗳️ RED OR BLUE… WHO’S REALLY LOOKING OUT FOR YOUR WALLET? 💸 · J&B Live Podcast

0:00
it in my spirit. Broker J3, I can feel
0:03
it. They've already voted. They've
0:05
already did their their jobs and they've
0:08
already voted. So,
0:10
>> I already did my part, Doc B.
0:12
>> Yes. Yes. Yes.
0:13
>> All right. Hold on. Hold on one second.
0:16
>> Oh, you're already on the live, broker
0:18
J3. It looks like you are, but I can't
0:20
see you, though.
0:25
>> Okay, guys. Broker J3 is going to come
0:27
up in a few minutes. We're doing I'm
0:30
having a great evening because I've done
0:32
my voting. I went to um uh the rally
0:37
with President Obama in Atlanta
0:40
last night and I had a phenomenal time.
0:44
It was awesome. And uh put it like this,
0:48
that was my first rally and it will not
0:50
be my last. I had so much fun. It was a
0:53
lot of waiting and it was a lot of
0:56
standing, but guess what guys? It was
0:59
worth it.
1:00
>> And it was worth it.
1:03
>> Okay, I I can see where you sent a
1:05
light, but I don't see the invite.
1:09
>> Don't see an invite. So, welcome
1:10
everybody.
1:12
Welcome to the J&B live podcast.
1:15
I am your girl Dr. B. Broker J3. my
1:18
co-host is going to be joining me in a
1:21
few minutes. And uh tonight we're going
1:24
to have a conversation that goes beyond
1:27
Republicans
1:29
and Democrats. We want to go beyond
1:30
that. Uh we want to go beyond the red
1:33
states and the blue states. Uh you know,
1:37
wherever you live, you know what state
1:39
you are. You know, you know if you have
1:41
you're in a red state or a blue state.
1:43
Okay. All right. Also, we're going to go
1:46
straight into something that I think all
1:49
of Americans can understand. Money.
1:53
That's what's so important right now
1:55
because a lot of people are hurting,
1:57
guys. A lot of people can't pay their
2:01
bills. They can't uh afford grocery
2:05
bills, gas bills, electric bills, and
2:07
power bills. They're struggling with
2:09
that. And then some some people um are
2:14
having a hard time with Medicaid,
2:16
Medicare.
2:17
Um so many people have been cut with the
2:20
SNAP benefits and stuff like that. So
2:22
guess what, guys?
2:24
After the election, guess what? It's
2:27
going to get even worse than that
2:28
because that big beautiful bill has a
2:31
lot more cuts and a lot of people are
2:34
going to be hit. So, pay close attention
2:38
to this particular episode. And that's
2:41
why it's so important that you guys get
2:45
out there and vote. Okay? So, we're
2:49
talking about how your money is going to
2:51
be affected. We're going beyond the red
2:54
and the blue. We're going to talk about
2:56
how your wallet, your vote, and who
2:59
actually has the power. And that's going
3:02
to affect how your wallet and you know
3:06
your vote. You you got to
3:09
be heard. It's your it's your
3:12
responsibility to do that. So we're
3:14
talking about housing.
3:16
We're talking about groceries, healthc
3:18
care, wages, and taxes. Yeah, we're
3:22
talking about taxes as well, guys, cuz
3:24
some of you going to be hitting that
3:25
area, too. So, with the midterms
3:28
in Georgia, uh, and probably most of the
3:32
United States next Tuesday,
3:35
um,
3:38
politicians are making promises
3:41
everywhere. I know in my state, uh,
3:44
they're promising to bring an Audi, uh,
3:48
manufacturing plant to Peach County. Uh,
3:51
but that's what they told everybody that
3:54
was at the rally that took place in
3:56
Perry. But they've got to go through
3:59
some more. They got to get some more
4:01
approvals before they even can actually
4:03
say for certain. And then you have to
4:05
look at how many years it's going to
4:07
take for that plant actually opens up.
4:09
So guys, do your homework. You know,
4:11
research it, ask questions. Okay. So,
4:14
tonight we're breaking down who controls
4:17
what, so you can make an informed
4:21
decision before you go to the polls
4:25
instead of those emotional ones.
4:26
Remember being promised this, being
4:30
promised that recently, being promised
4:32
$5,000.
4:34
I know one person said they posted said
4:36
where if he's coming to that rally, they
4:37
want him to bring that $5,000 with him.
4:40
I thought that was funny. Okay. All
4:42
right, broker J3, let's let's get this
4:44
thing started. Thank you guys. Hey,
4:47
Anthony, how are you doing this evening?
4:49
Thank you guys for joining us. And let
4:51
us know, you know, how you're being
4:53
affected now. And if you've already sent
4:56
in your uh absentee ballot, um let us
4:59
know if you've already early voted. I
5:01
want you to let us know as well.
5:04
>> All right, Doc B. Absolutely, guys. As
5:07
Doc B said, let us let us know if you
5:09
guys already did your part. All right,
5:11
guys. um in a thank you everybody um for
5:16
sharing the live. Thank you everybody
5:17
for coming and joining J&B live podcast.
5:20
We really appreciate it. We appreciate
5:22
you guys that's that's that's tapping
5:24
the screen sharing the live. Uh thank
5:27
you so much sending the gifts. Thank
5:28
you. We really appreciate it u for
5:31
sharing this conversation. You know,
5:33
because whether you're a Democrat,
5:35
Republican, or even an independent, or
5:38
just plain tired of the politics, these
5:41
bills are showing up every day in
5:43
everybody's household. So, tonight, it's
5:46
about telling everybody, you know, we're
5:50
not telling anybody who to vote for.
5:53
It's about understanding who we're
5:55
voting for and whether the person can
5:58
actually do the job or not.
6:00
>> Yeah, that's what's that's what's key.
6:02
Okay. So guys, uh, your wallet doesn't
6:07
care anything about Republican or
6:10
Democrat. It doesn't. I'm gonna be
6:12
honest with you. Money is green. It
6:14
doesn't matter where if Republicans are
6:17
going to help you save more money or
6:19
make more money or Democrats, you know,
6:23
that's what's most important. your
6:25
wallet, how you're being um treated by
6:28
either party or either candidate, what
6:30
they're prom what well, not necessarily
6:33
what they're promising, but what they
6:36
stand for. You have to look at that as
6:38
well. And then also what they've done so
6:40
far. So, broker J3, I feel people are
6:43
just totally exhausted. You know, people
6:45
are just tired. They're tired of the
6:48
high gas prices. They're tired of the
6:50
rising the rising
6:53
uh apartment cost even for seniors.
6:55
Those that that's even rising. You know,
6:58
it's just like it it has no limits. And
7:00
then grocery bills, you know, you can't
7:03
get the same amount of groceries that
7:05
you got last year, this time uh with
7:08
what you're paying right now. So, you
7:10
know, that's affecting people. They go
7:11
to the grocery store, spend $100, and
7:14
come home and they looking at their bill
7:16
and say, "Now, did I just spend $100 for
7:19
these few items?" Yes, you did. Okay.
7:22
They are paying more for housing, paying
7:24
more for insurance.
7:27
Some people paying through the roof for
7:29
insurance, home and um auto insurance.
7:32
Okay. Health care. Some can't afford it
7:36
because it's it's double. Okay. And
7:38
everyday necessities. When people feel
7:41
that financial pressure that some of
7:43
them are feeling, they naturally start
7:46
looking for somebody to hold
7:47
responsible. And so when people are
7:49
hurting and then you have a politician
7:51
that starts promising them something,
7:54
they start to kind of believe it, you
7:56
know, because they want to believe it.
7:58
But this is where you have to do your do
8:01
your homework and you have to research
8:03
it.
8:05
All right, DB, before I um continue, um
8:08
QD loves apparently is asking a
8:11
question.
8:14
>> Okay. What is the question? Oh, yeah.
8:16
Can you tell me your name? Okay. My name
8:19
is uh Dr. B and Bro.
8:26
>> All right. All right, guys. You know,
8:27
and uh what you said just a moment ago,
8:29
Dr. B, you know, that's very
8:31
understandable. But here's um where we
8:33
have to be careful. You know, somebody
8:35
gets on television and promises lower
8:37
grocery prices, cheaper rent, and even
8:40
more in your pockets. You know, of
8:43
course, that's going to sound great.
8:45
>> But the first question is how
8:48
how exactly are you going to make it
8:50
happen? Don't just tell me what you
8:53
gonna do. Tell me how you gonna make it
8:55
happen.
8:56
>> Yeah. Yeah. Just like that $5,000 we
8:59
were promised. Okay. You can tell me you
9:02
going to give me $5,000, but where you
9:04
going to get it from? I want to know
9:06
because if you give me some lame excuse
9:09
about where you going to get it from and
9:11
I know that that's impossible, guess
9:13
what? There's a high chance a high it's
9:16
it's just just likely that I'm not going
9:19
to get that money. Okay? So we need to
9:22
understand um that the economy doesn't
9:25
operate through our you know just one
9:29
government office just because somebody
9:31
promises you something. There's several
9:32
different steps that people have to go
9:34
through when they make these promises.
9:36
Just like I mentioned the Audi plant
9:38
that that they they promise is going to
9:40
open in Peach County uh soon and the the
9:44
audit CEO was actually there, but they
9:47
didn't tell us no, you know, that it has
9:49
to go through several different channels
9:51
before it's actually approved. And a lot
9:54
of people are saying that's just a hoax.
9:55
It's not coming. I don't know for
9:57
certain. I can't say that because I
9:59
can't see into the future. uh but it is
10:02
questionable. Okay, so grocery prices
10:05
depend on things like production,
10:08
transportation,
10:09
labor, competition, and supply. So
10:12
there's several different factors in
10:14
there. So government policies can
10:16
influence those costs, but guess what?
10:19
No single elected official controls
10:22
every price at the checkout counter.
10:24
They just can't do it. It's too many
10:26
factors.
10:28
>> Yeah. And let's and let's talk about
10:30
housing. You know, I'm very familiar
10:32
with that. You know, that's that's my
10:33
line of line of work, which most people
10:35
already know that. You know, somebody's
10:37
running for Congress. You know,
10:39
promising to lower everybody's rent,
10:41
especially when the rent prices are
10:43
skyhigh right now.
10:45
>> Well, Congress can influence housing
10:47
through federal funding, tax policies,
10:49
and housing uh legislation. But your
10:54
city, your county may have a different
10:57
and more direct influence over the
11:00
zoning and whether additional housing
11:02
can even be built in your community. You
11:04
have to be able to know the difference.
11:07
>> Yeah. Yeah. So that that you you guys
11:09
you need to be able to um take a look at
11:13
that distinction because you know
11:16
politicians I'm just going to tell you a
11:19
lot of politicians are lawyers. I'm just
11:21
going to keep it real. And sometime they
11:24
tell you what you want to hear. Bottom
11:27
line. Bottom line. And sometime we give
11:30
them, you know, credit for things
11:33
outside of their control. They go and
11:35
make promises. And you think just
11:37
because they said it, just like a lot of
11:39
people believe everything that Trump
11:42
says because guess what? Because he said
11:45
it. And he's not the only one. There's
11:47
several politicians out there tell you
11:48
something and just because they said it,
11:50
we believe what they say. But no, that's
11:53
you shouldn't do that. Okay, a candidate
11:55
might support a good idea, but still
11:58
needs approval. Just like I me mentioned
12:00
earlier, that $5,000 may need approval
12:03
from legislation, funding, money just
12:06
ain't going to come out the air, funding
12:08
from a budget or cooperation from
12:11
another level of government. You know,
12:14
it's it's channels that you have to go
12:16
through in order for that for them to
12:18
meet what they're saying they're going
12:20
to do. If they're going to promise you
12:21
that they're promising these things and
12:23
they just because they said it doesn't
12:24
mean it's actually true. So, having a
12:27
proposal isn't the same as having the
12:30
authority to actually implement what
12:32
they said they're going to do.
12:34
>> So, let me just let me just put it this
12:36
way. If somebody tells me that they're
12:38
gonna fix my roof,
12:40
>> I want to know whether they they have
12:41
the right tools, the money, the
12:43
permission to get it up there, you know?
12:46
>> Yeah.
12:46
>> You can't just stand in my driveway
12:48
talking about how beautiful my roof is
12:50
going to look. I need to see the plan.
12:54
>> Yeah. Yeah. Yeah.
12:56
I agree with you that they're broker J3.
12:58
So I think all the voters, all voters,
13:01
guys, you should apply that same
13:03
standard that broker J3 just mentioned
13:05
to everyone seeking public office. Just
13:08
like broker J3 said, we could sit up
13:10
here all day and tell you to vote
13:12
Democrat. We can tell you to vote
13:14
Republican or whatever, but you need to
13:18
do your homework and determine which one
13:20
is going to provide that that safety net
13:24
or that's going to put more money in
13:26
your pocket. You have to think about
13:28
that. And then for some of us that are
13:30
that uh have money, you got to think
13:32
about it. You're going to be affected.
13:34
One of your relatives or your
13:36
grandparents may be affected. So it may
13:38
not hit you directly, but it will affect
13:41
you indirectly because it affects
13:43
someone that you know. So look beyond
13:45
the campaign commercials and those
13:47
slogans because there's thousands of
13:49
them. I'm I'm actually sick of them
13:51
right now and I'm sure some of you are
13:53
are as well because just like every
13:54
commercial is a campaign about for
13:58
someone. So ask yourself where the
14:01
candidates do they understand the
14:04
problems that you know you're having
14:05
that you're experiencing that your
14:07
family is experiences? Do they have a
14:09
realistic solution for you? and can um
14:13
they explain what their particular
14:17
office would contribute. Ask questions.
14:21
>> Yeah,
14:21
>> perfect time.
14:24
>> You're right, Dr. B. Because you know,
14:25
we keep we keep getting caught up in who
14:28
talks the loudest,
14:30
>> you know. Yeah.
14:31
>> Who has the best comeback, you know,
14:33
>> and who embarrass somebody else during
14:35
the debate.
14:36
>> Yeah.
14:36
>> Meanwhile, the rent still due on the
14:38
first. groceries, they still expensive
14:42
and everybody else to decide whether
14:44
they can afford even refill they their
14:46
own prescriptions.
14:48
>> Yeah. And see for me, broker J3, when
14:50
somebody come out and uh is is talking
14:54
about somebody's body part, you know,
14:58
I'm not I I didn't come to a rally or
15:02
something to laugh. I came out to the
15:05
rally to find out what you can do for
15:08
me. And so don't get caught up in the
15:10
laughter, that little, you know, trying
15:13
to make people laugh, trying to fit in.
15:15
Ah, uh-uh. What can you do for me? And
15:18
so that's what's important and that's
15:20
what you guys need to think about. And
15:22
those concerns that you have deserve
15:25
serious answers. Okay? This conversation
15:28
isn't about pretending
15:31
government has no influence over our
15:33
lives. It it does. It impacts our liv.
15:37
So, it's about recognizing that
15:39
different offices hold different
15:41
responsibilities and informed voters
15:44
should know the difference.
15:47
That's right. And and the whole point
15:49
tonight, guys, uh don't just ask me what
15:52
political party I'm representing or what
15:55
party you're representing. You know,
15:57
tell me um you know, what you're
16:00
responsible for, you know, tell me what
16:02
you've accomplished, you know, and and
16:05
then tell me how you're prepared to do
16:07
it because
16:09
>> the political loyalty today, it doesn't
16:11
even automatically put money back in
16:13
anybody's pocket. So many people are
16:15
constantly saying that they'll do this,
16:17
they'll do that. And you know me, Doby,
16:19
you know, I I'm coming down on both like
16:21
I always do, Democrats and Republicans,
16:23
you know.
16:24
>> So y'all have to stand up. I I remember
16:27
when y'all used to work together. Let's
16:29
get back to when we used to work
16:31
together.
16:32
>> To me, I think that's more important
16:34
than than uh Republican against Democrat
16:38
or independent or whatever the case may
16:40
be. Why can't we just come together, do
16:42
something that will actually benefit the
16:44
people?
16:45
>> Yeah. You know, benefit. Big shout out
16:46
tonight everybody joining us.
16:50
>> Um before we move on, we like to give
16:52
>> broken. Can I say this right quick?
16:55
>> And and not just benefit one class. We
16:58
want some someone that's going to
17:00
benefit a policies or whatever. It's
17:03
that's going to benefit everybody. Just
17:06
like that little say so about if you
17:08
vote vote all Republican down the te
17:11
ticket, you'll get $5,000. Or if if they
17:14
if if if the if you vote Republican,
17:17
then um you know, you're going to get
17:20
whatever incentive or whatever. Let it
17:22
be for everybody.
17:25
That's
17:25
>> That sound like bribery to me.
17:27
>> Yeah. And then if you think about all
17:29
the promises that's been made already,
17:32
>> um, you know, it just it just doesn't
17:34
make sense if you if you fall for the
17:35
foolishness.
17:37
>> Give big shout out shout outs for
17:42
>> Okay,
17:42
>> I see Angela Fan.
17:44
>> Appreciate you joining us.
17:48
>> And a cutie love uh was on with us. And
17:52
we had some more people that were on.
17:55
Um, Anthony Center.
17:57
Um,
18:00
>> big shout out to Kevin,
18:02
>> Isabelle, Coco, Honey, Care, Fatima, big
18:07
shout outs, Ruby, Cherry, Jay, Alyssa,
18:11
Donnie 155, Jacob, Bummy,
18:16
appreciate you guys. Dorian, Hint,
18:18
appreciate you guys. Thank you so much
18:20
for joining us this evening. So, we
18:23
thank you guys so much for joining us.
18:25
Thank you for the gifts. Thank you for
18:27
the taps on the screen. Thank you for
18:28
the hearts and the likes and the shares.
18:30
We really appreciate you guys to help us
18:33
keep this conversation going. So, Doc B,
18:35
let's go ahead and let's jump into this.
18:37
Who actually has the power? Is it the
18:40
federal government, the state, or the
18:43
local government?
18:45
>> Okay, so this is going to take us to um
18:48
the heart of tonight's conversation. Um
18:50
we have three major levels of government
18:54
uh federal, state and local. Um sometime
18:57
they share uh responsibilities and their
19:00
powers are not the same. They're not
19:02
identical. So if we don't understand who
19:06
makes the decisions, we may be demanding
19:09
answers from the wrong people. That's
19:11
why a lot of people will tell you it's
19:13
very important that you even vote in the
19:16
local elections.
19:18
Sometime the local election can be just
19:20
as important as federal as in the
19:23
presidential elections as more important
19:26
than the midterms. Your voice needs to
19:29
be heard at every level of government.
19:34
>> Yeah, that that that is so true.
19:38
>> Um do that be every level. So, you know,
19:42
let's let's first let's start with
19:44
Washington, you know, because that's
19:45
that's where the heart of it is. Let's
19:47
start at Washington. Congress makes
19:50
federal laws. They decide on the federal
19:52
spending and they can change the federal
19:54
tax laws. Congress does that. Members of
19:57
Congress can also vote on legislation
20:00
that be affecting like Medicare, housing
20:04
assistance, and national labor
20:06
standards. Basically, the money that you
20:08
uh make while you working. But one
20:11
senator or even one representative
20:14
cannot pass a law by themselves. No
20:16
matter how powerful their campaign
20:18
speech sounds, they cannot do it by
20:20
theirel. So basically, they can promise
20:22
you, hey, we're going to get this done.
20:24
We going to get this done. Then when you
20:26
get to Congress, if by yourself and
20:28
nobody's trying to hear what you trying
20:30
to do, that's just as dead as it
20:33
started. But your constituents, the
20:34
people that voted for you may not know
20:36
that.
20:37
>> Yeah. Yeah. Yeah, that is true. Okay
20:40
guys, so the president, he leads the
20:44
executive branch
20:46
uh which carries out the federal laws
20:49
and the policies. I think most of you
20:52
probably already know that because he's
20:55
really uh controlling uh DOJ, you know,
21:00
and the pre, you know, you have to think
21:01
about the president
21:03
cannot simply rewrite the federal tax
21:07
laws. Uh he's trying to maneuver and
21:11
manipulate the federal laws, believe me.
21:13
He's he circumvents the laws. That's
21:15
what he's very good at. And he does
21:17
things that he know he's not supposed to
21:19
do, but he's waiting for someone to tell
21:22
him not to do it, but he doesn't care.
21:24
Okay. All right. So, um he can't rewrite
21:29
uh federal laws, tax laws, or pass
21:32
whatever legislation they choose. He
21:35
can't do that. Okay. Our system
21:37
deliberately um divides that authority
21:41
and that means cooperation between
21:44
different parties and sometime
21:47
compromise is necessary.
21:49
>> Yeah. That that's those checks and
21:51
balances. That's
21:52
>> yeah that should be in place but he does
21:55
try to prevent that. You know that
21:56
broker J3 right?
21:58
>> Yeah. Now now that brings us closer to
22:01
home. Okay. Now, now you got your
22:04
governor, your state legislation. Now,
22:07
they can have a major impact on your
22:09
everyday life. You know, states make
22:11
decision about your taxes, your
22:14
educational funding, labor laws, and a
22:17
lot of the health care policies.
22:20
Medicaid is a perfect example uh because
22:24
federal and state governments they both
22:27
share funding and responsibilities while
22:31
state ministries you know uh for their
22:33
programs is is all under the federal
22:35
rules. So basically um Medicare say for
22:40
instance uh they may have the Medicaid
22:43
I'm sorry Medicaid on a federal level
22:46
and your governor may say well we don't
22:49
want uh people on Medicaid in this
22:52
state. So if you qualify for it they can
22:55
just tell you they can just deny you
22:59
>> which a lot of people dealt with that
23:00
the last few years with Kimp. But we
23:02
ain't going to talk about that right
23:04
now.
23:07
Okay guys.
23:10
Okay. So, all right. Um,
23:14
h this is so important because uh when
23:18
somebody promises better health care, a
23:20
lot of people fall victim to that
23:22
because they want to believe it. uh
23:25
because they're struggling uh especially
23:28
a lot of people that don't work and then
23:30
they have to go out and get the you know
23:32
one time they could get the Obamacare
23:34
but you remember they've changed those
23:36
laws so now some people are paying
23:38
double the amount that they were paying
23:40
so or but then you have to think about
23:43
when they promise better health care are
23:45
they referring to Medicare uh which is
23:48
federal or Medicaid which involves
23:52
federal and state okay So, are they
23:55
proposing changes to the insurance rules
23:58
or support for local hospitals? Because,
24:01
you know, we didn't mention this, some
24:03
of the local hospitals are closing
24:05
because they're not getting that
24:06
funding.
24:07
>> They closed. A lot of them are already
24:08
closed.
24:09
>> Yeah. Already closed and it's probably
24:10
going to be some more that are going to
24:12
close as well, broker J3. Okay. So,
24:14
those are totally different issues and
24:16
they may require different solutions.
24:20
>> Okay. So, now guys, we done talked about
24:22
the federal level. We're going to talk
24:24
about the state level. Now, we're going
24:26
to break it down just a little bit more
24:28
because we don't want to overlook the
24:30
local government. Now, the local
24:32
government, we're talking about your
24:34
counties, you know, the county
24:36
commissioners, you know, the city
24:38
council members and the local officials,
24:42
you know, may influence property tax
24:44
rates, zoning, roads, and other
24:48
officials uh may influence um uh county
24:53
development, and that's all dependent on
24:55
where you live. So some of those
24:57
decisions they can actually hit your
24:59
pocket faster uh than anything happening
25:03
in Washington. So the exact authority
25:06
varies by state and community. So if
25:09
something get enacted in your local
25:11
community that's almost immediate
25:14
whereas if something is implemented on a
25:16
federal level most times it takes a
25:19
little bit longer before it's
25:20
implemented.
25:22
>> Okay. So, let's get into um the
25:25
affordable housing which a lot of people
25:27
are being affected by that because you
25:30
know at one time I forgot I think this
25:32
was when Biden was in office some of the
25:35
landlords or the apartments that they
25:37
just were just went through the roof
25:39
with some of what the prices what they
25:41
were charging people as far as apartment
25:44
rents rentals. And you know, you have to
25:47
think about that because a lot of people
25:50
are on a fixed income and they can't
25:53
afford for you to increase their
25:56
housing. So, federal officials may
25:59
provide the funding, state leaders may
26:03
create housing programs and local
26:06
officials may decide where circle uh
26:09
certain developments can be built. So
26:11
you know sometime all three um forms of
26:15
government are involved. Okay. So that
26:18
means improving housing affordability
26:21
can require actions from all three
26:24
levels. Yes it can. So one campaign
26:26
promise if they promise that you know
26:29
they can't really promise it because it
26:31
has to go to three different forms of
26:33
government. So, but one campaign promise
26:36
cannot, you know, erase every obstacle
26:40
that some people face when it comes to
26:42
affordable housing.
26:44
>> Yeah. But you know what? Same thing go
26:46
for wages.
26:47
>> You know, that money that you work for,
26:49
you know, Congress, it it Congress
26:51
establishes the minimum wage laws,
26:53
>> but the states, they have higher minimum
26:57
wages, you know, and in some cities,
26:59
they can set their own where the state
27:00
laws also allow that. So when somebody
27:03
promises higher wages, ask what law are
27:07
they talking about changing and whether
27:09
the office that they're seeking has the
27:11
authority to actually do that because
27:13
it's not that simple as you know some of
27:16
them try to promise you that what they
27:18
can do.
27:19
>> Yeah. And I'm surprised because like for
27:22
instance Atlanta, I feel like the cost
27:25
of Atlanta, maybe the bulkhead area,
27:28
it's more expensive than it is in some
27:30
of the South Georgia areas. So why do
27:33
they still have the same minimum wage?
27:37
Some states are way like California, you
27:41
know, they set their own minimum wage.
27:43
There are a lot of other states. I'm
27:45
sure New York is different as well, but
27:46
there's states can sometime change the
27:49
law so they can increase the minimum
27:52
wage.
27:55
Okay. All right. That's something to
27:57
think about as well. So, we're going to
27:58
talk about taxes now, guys. They work
28:00
the same way. So, federal income taxes
28:03
are established through the federal
28:05
laws. Of course, state may impose the
28:09
income and the sales tax. Okay? while
28:12
local government has the authority over
28:15
property taxes which are through the
28:17
roof. That's why you never really own
28:19
anything because if you don't pay that
28:20
property tax, guess what? They're going
28:22
to take your property.
28:24
>> Exactly.
28:25
>> And the local government controls other
28:28
local taxes as well. So, if your
28:31
property tax bill increases,
28:34
blaming a member of Congress without
28:36
understanding the local process is just
28:38
really a waste of time because you have
28:40
to go and do what's called an appeal to
28:43
appeal uh what they're charging you uh
28:46
for your property taxes. And also, I
28:49
can't stress this enough, if you have
28:50
what's called a homestead exemption that
28:53
you can qualify in some um cities, then
28:56
you need to uh complete an application
28:59
for that as well because it could lower
29:00
your uh property taxes. So, just think
29:03
about it. All decisions are not made at
29:07
the federal level.
29:10
>> No, they're not. So, here's the simplest
29:13
way, guys, to uh remember tonight's
29:16
lesson. You know, Washington handles the
29:19
national laws and programs. State
29:21
government, it handles the statewide
29:23
laws, budgets, and services. The local
29:26
government, it handles many of the
29:28
decisions that affecting your life
29:30
literally immediately every day. You
29:32
know, now there is a overlap.
29:35
Absolutely. You know, but you've got to
29:37
know which door to knock on before you
29:40
start demanding somebody open it. So
29:42
again, they making promises, but can
29:46
they actually fulfill the promises that
29:48
they're telling you they're going to
29:49
make?
29:50
>> Yeah. Some of them making them promises
29:51
they know they can't keep. And just
29:53
think about it, guys. If an official
29:55
makes that promise to you, does not mean
29:58
that they have complete control over
30:01
enforcing whatever that promise is. You
30:04
know, we talked about it earlier about
30:06
the plant, the Audi plant coming.
30:10
He does not have control, complete
30:12
control over all of that as of yet.
30:14
Okay? So, there are legislation, there
30:17
are budgets that you have to think
30:18
about.
30:20
>> Very important courts and legal limits.
30:23
Sometimes you have to jump through some
30:24
hoops
30:26
>> in order for you to carry out whatever
30:28
you're promising people. So you need to
30:30
understand those boundaries because they
30:33
will help you make
30:35
uh or help you recognize meaningful
30:37
solutions and instead of accepting those
30:40
promises and just you know in the back
30:42
of your mind you want to believe that
30:44
that's it's going to happen but in
30:46
actuality you have to realize that it
30:48
may not because in other words you
30:51
sometime you have to go through several
30:52
different hoops. We talked about uh the
30:54
state uh the federal the state and the
30:57
local governments all have to work
30:59
together sometime.
31:01
>> Yeah. And you know that's the
31:02
information doc that uh everybody needs
31:05
before election day because we should
31:08
never be so impressed by a candidate's
31:11
personality that we forget about you
31:13
know their authority. You know,
31:15
leadership matters because, you know,
31:17
it's like this,
31:19
not knowing how the government actually
31:22
works, it can actually hurt you because
31:25
you can be voting for people um that are
31:28
actually not aligned with what you want
31:31
to happen in your own community.
31:33
>> That is true. That is true.
31:36
Okay, guys.
31:39
So, let's give a shout out to those of
31:41
you who are joining us. Um, we want to
31:45
recognize our top gifters.
31:47
Thank you guys for supporting the J&B
31:50
live podcast. We want you to go ahead
31:53
and drop us a uh your city and state and
31:56
let us know where you're from and let us
31:59
know if you voted, guys. I I'm
32:01
interested. I want to know who's voted.
32:03
I want to know who's who sent in the
32:05
absentee ballot because this goes beyond
32:08
like Broker J3 or like he our topic
32:11
tonight. It goes beyond the red and the
32:14
blue. We can't tell you who to vote for,
32:16
but you have to look at all of the
32:18
circumstances surrounding your
32:21
candidate. You know, what can that
32:23
candidate do for you and your family?
32:26
Okay. So, everybody, I need you to tap
32:28
that screen, share the live, and show
32:31
our supporters some love.
32:33
>> Yeah. And and big shout outs to our our
32:35
supporters. We got Ernest Howard, Tran,
32:38
Nick, Isabelle, Coco, Honey, still
32:41
hanging with us. Jasmine, Carrie, Ruby,
32:44
Cherry, still there. Jay, Orlando,
32:46
Gomez, uh, Ma, Alyssa, Donnie, hey,
32:50
Ethan, Bum still hanging in there. Thank
32:52
you. Carrie, uh, Darien, thank you guys.
32:55
Gustavo, thank you guys for joining us.
32:58
We really appreciate that.
33:00
>> Okay, guys. So, guys, what do we got to
33:02
do now? We need those comments. We need
33:04
your comments because they do affect the
33:07
algorithm. So, let us know. Let us know
33:09
what you guys are thinking. And
33:11
>> have you guys voted yet? Drop your Drop
33:13
Drop it in the chat. Let us know if you
33:14
voted. Early voted already.
33:17
>> Yes. Yes.
33:18
>> What's your state? What's your city? Let
33:20
us know where you're at.
33:23
>> Okay. Broker J3, you want to go ahead
33:25
and hit this scenario or what you want
33:27
to do next?
33:30
>> Yeah, Doc B. Let's uh you know, you know
33:32
what? You know what? No, no, Dr. B. And
33:36
we we what we can do right now, uh, Doc
33:38
B, let's let's go ahead and and get
33:40
straight into, you know, stop voting on
33:43
the promises.
33:44
>> You know, that's what they need to do.
33:46
Stop voting on them promises and start
33:48
asking better questions
33:50
>> because that's what need to happen. And
33:52
you can't see you can't watch a ad and
33:54
just believe what you seen on that ad
33:57
and and be good with it or ask them a
34:00
question and they can't honestly answer
34:02
your question.
34:04
>> So let's start talk let's talk about
34:05
that. You know stop stop voting on
34:08
promises alone and start asking the
34:10
question now that we understand who
34:13
holds the different offices and the
34:15
different powers. Let's talk about how
34:17
to evaluate,
34:19
you know, uh, these candidates because
34:22
I'm tired of hearing everybody promise
34:24
the whole world without explaining how
34:26
they're going to deliver it. And I don't
34:29
care what political party they're
34:31
representing at all. The standard ought
34:33
to be the same no matter what or who it
34:36
is.
34:36
>> Yeah. And just because someone tells you
34:39
something doesn't mean you should
34:41
believe it. This is what the kicker is
34:44
for me. Don't believe everything that
34:47
somebody tells you. What is it rooted
34:49
in? You know, did they, you know, ask
34:52
questions as to how you're going to get
34:55
that promise. You know, you get more
34:58
detailed. Make sure they're more
35:00
specific. Okay? So, before supporting
35:03
any candidate, guys, any candidate,
35:06
Democrat, Republican, any candidate, you
35:09
want to start with three basic
35:10
questions. First, does this office
35:13
actually have the authority to address
35:16
the issue or do they have the authority
35:19
to give me $5,000? Do they have the
35:23
authority to open up a plant in Peach
35:26
County? Ask those questions. Second,
35:29
what specific action is the candidate
35:32
proposing? What exactly more detail?
35:36
Give me a timeline. or it's gonna happen
35:38
in uh next month. Am I going to get that
35:42
$5,000 in two weeks? You know, I want to
35:45
know. Be specific. Okay. Third, who else
35:49
must approve it?
35:52
How will it be funded? Very important
35:55
question to ask. And when could we
35:58
reasonably expect results?
36:01
Number one, because you're making these
36:04
promises, tell me when I can expect to
36:06
see them.
36:09
Absolutely. Absolutely. You know, uh big
36:12
shout outs. Um we we we have uh Mary
36:16
Snail in the house. Um that's that's me
36:19
moms, you know, moms joining the podcast
36:21
tonight. Um appreciate you moms. Thank
36:24
you for joining. All right guys, um
36:26
getting back to it. Um, you know, so Doc
36:29
B, you know, that's the practical test
36:30
right there, you know, and I want people
36:33
to add one or more thing, you know,
36:36
check the record. If somebody has
36:38
already served in office, look what they
36:40
voted for,
36:42
>> that's the fir that's the first that's
36:44
the very first thing that you should do.
36:46
See who they voted for,
36:48
>> you know, and see who what they opposed.
36:51
They could have opposed the same bill
36:54
that could have put more money in your
36:55
pocket. They could have voted against
36:57
it. You know, find out what they really
36:59
accomplished or were they just there
37:01
voting on stuff that didn't help you.
37:04
>> Don't just let them tell you what
37:06
they've done. Go look. You have the
37:09
authority to actually go look.
37:12
>> Yeah. Yeah. And then this is what's
37:14
important to me, you know, um, in
37:18
Trump's cabinet, you have a lot of
37:20
people that are in important positions
37:25
>> that
37:27
have no experience whatsoever.
37:30
>> That's
37:31
I don't even want to get on about
37:33
Lindsey Graham's sister who just took
37:35
over
37:37
his I think it was the Senate seat.
37:40
Okay, these these people have no
37:42
experience. So, you want to examine the
37:45
quality of their proposal. You know, of
37:49
course, their experience, they could be
37:52
telling you you're going to get some
37:53
type of uh the $5,000, for example, but
37:57
have no idea
37:59
how it's going to happen because they
38:01
don't have that background. You know,
38:04
that's very important. And you also have
38:06
to ask yourself whether they understand
38:10
the responsibility of the position.
38:13
What's expected of them? Can they meet
38:16
the obligations of the job? A lot of
38:18
them have no clue. They're just like
38:21
they used to say a long time ago, they
38:22
shooting from the hill. Okay. Okay. So,
38:25
everyone deserves to be evaluated
38:28
fairly, of course. But there's a lot of
38:32
people that were questioning, just think
38:35
about it, they were questioning um
38:38
Katandre J. Brown's,
38:40
you know, on the Supreme Court and she's
38:42
really overqualified. Just think about
38:45
it. So, we have to be in a position to
38:49
where we're overqualified sometimes, but
38:52
yet somebody else can come in there and
38:54
not even have no experience and then
38:58
they don't have the background. They
38:59
don't have the knowledge to fulfill the
39:01
job. So, you know, just think about it.
39:03
That slogan that they make, that
39:05
impressive slogan sounds good, but it's
39:08
not a substitute for preparation for a
39:12
workable plan. They have no idea how to
39:14
carry out the plan.
39:16
>> Yeah. And and another thing, don't
39:19
forget those smaller races that you guys
39:21
are going to see on your ballot. You
39:23
know, people spend a lot of hours
39:24
arguing about Washington while and and
39:26
and knowing that uh they don't know
39:29
anything about the state representative,
39:31
the county commissioners, or the school
39:33
boards. Yet, those are the officials
39:36
that actually make decisions that affect
39:38
the services and resources to your
39:41
family every single day.
39:42
>> Yes. Your children. Your children. Yeah.
39:45
That's very important. Okay, guys. So,
39:47
that's why you need to review your
39:49
ballot. Um, I think it's important that
39:52
you review your ballot, uh, because you
39:54
can easily get a blank ballot before you
39:57
go and vote. It's very important that
39:59
you know what you're voting for before
40:01
you get to the poll and have to vote.
40:04
You know, that's just educating yourself
40:06
and researching. Okay? Not every state
40:09
or uh, community elects the same offices
40:12
at the same time. It varies. So, you
40:14
want to look up your candidate, do some
40:16
research, see what their background is,
40:19
you know, read about local ballot uh
40:22
measures. You want to compare their
40:23
proposals, compare one candidate against
40:26
the other. And you want to make sure
40:27
that you understand the responsibilities
40:30
of every last one of the positions that
40:32
you're voting on.
40:34
>> Yeah. And and don't just let somebody
40:36
convince you uh that asking questions
40:39
mean that you're against them. No, it
40:42
means that you actually are paying
40:44
attention. If a candidate wants
40:46
responsibility for public money, our
40:49
money out our pockets, you know, and
40:51
then want to start placing public policy
40:53
on us, there's nothing wrong with asking
40:57
how they going to use that
40:59
responsibility that we're about to give
41:01
them.
41:03
>> That is true. That is true. Broker J3.
41:06
So guys, um, every challenge that
41:10
happens in government, um, it has an
41:13
immediate solution. Um, some policies,
41:17
they're not going to happen right away.
41:18
It takes you years. A lot of people
41:20
don't realize that, you know, sometime
41:22
they can be promising you something, it
41:23
take years uh, to produce measurable
41:26
results. and some are going to require
41:30
um approval across several different the
41:34
three levels of government that we
41:36
mentioned earlier. So that doesn't
41:38
excuse poor performance
41:40
uh but it does mean voters uh they
41:44
should evaluate progress using realistic
41:48
expectations.
41:50
>> That's right guys. So instead of asking
41:52
are you red or are you blue, why not ask
41:56
>> what are you going to do,
41:58
>> how are you going to do it
42:00
>> and what part of that job actually
42:02
belongs to you your responsibilities.
42:04
You know those are the questions to
42:06
focus on. you know, when you're talking
42:08
to these uh uh people that want to be
42:12
elected into office, you know, you need
42:15
to know, you know, their
42:16
responsibilities or the results from
42:19
their past uh votes if they was already
42:21
in office.
42:23
>> Yeah. And I think um uh the constituent
42:26
should be selfish. You want to ask what
42:29
can you do for me? Okay. And so you
42:33
strengthen by you asking yourself that
42:35
question, you're going to strengthen
42:36
public accountability because you're
42:38
going to make these politicians
42:41
accountable for what they tell you. You
42:43
know, and just think about it, guys. We
42:45
don't always have to agree on every
42:47
political issue to agree that the
42:50
candidates, they should be honest. They
42:52
should tell you the truth. They should
42:53
tell you whether they can get something
42:55
done or whether they can't. You know, we
42:57
mentioned earlier, you know, that they
42:59
some of them just tell you what you want
43:01
to hear. They should be able to explain
43:03
their plan. They should be able to
43:06
answer reasonable questions all the
43:09
time. It doesn't matter. They should be
43:10
able to answer because if they have a
43:11
proposal, tell me how I'm going to get
43:13
to where you what you're proposing. How
43:16
are you going to it's affecting me and
43:17
my family. So, how am I going to get
43:19
there? So, informed participation makes
43:22
our democracy stronger. And that's what
43:24
it's all about. This is a democratic
43:27
nation.
43:28
Okay? This is a United States is a is
43:31
democratic. So, you know, we have a
43:33
right to ask questions regardless of
43:35
which candidate votes ultimately choose.
43:38
It doesn't matter who you choose.
43:40
>> All right. Once again, guys, big shout
43:43
outs to our top gifters and everybody
43:46
that's sharing the live tonight. We
43:47
really appreciate a everybody that
43:51
tapped the screen, everybody that gave a
43:53
comment, and every person that's helping
43:56
this conversation reach more and more
43:58
people by sharing this live. Make sure
44:00
you're following our top gifters,
44:02
please. Um, and that would be, give me a
44:08
second here. We got Ernest Howard, we
44:10
got um Par, we got Jordy, Tran still
44:14
around, Nick, Isabelle, Coco, Honey,
44:17
appreciate you guys. Make sure you guys
44:18
are following them. Um, you know, we we
44:21
we really thank you guys so much for
44:24
supporting the JB Live podcast. So, Doc
44:27
B, let's get into those final thoughts.
44:29
>> Okay, guys. So, as we approach the
44:31
midterms,
44:32
I can't stress it enough. Please get out
44:36
and vote if you have not already voted
44:39
uh on Tuesday, which is the midterm
44:41
elections. It is my my prayer that you
44:45
guys have already voted um early voting
44:49
uh which ends here in Georgia uh on the
44:52
30th which ends tomorrow. Okay? and or
44:56
you've already mailed in um your
44:59
absentee ballot because you know a lot
45:02
of people decided not to mail their
45:04
absentee ballot. They wanted to hand
45:06
deliver it and I think that's an
45:07
excellent idea as well. In Georgia we
45:10
broke the record. I think they mentioned
45:12
last night we have I don't know if it
45:15
was 2 million or 4 million um absentee
45:18
ballots that were mailed in which we've
45:20
broken the record. So, a lot of people
45:23
are getting out there doing the early
45:25
voting and sending in those absentee
45:28
ballots. So, make sure you do that as
45:30
well. So, you know, I want everyone to
45:32
remember that voting is more than
45:34
choosing a political party. Okay? You
45:37
notice that we did not stress that you
45:40
should vote either way. is choosing
45:42
people to carry out the specific
45:44
responsibilities that affect you, that
45:48
affect our lives, that affect our
45:49
families, our children, particularly in
45:52
our communities. We must be more
45:55
knowledgeable
45:57
about government and more intentional
46:00
about the questions that we ask. You
46:03
know, just because they tell us, you got
46:05
to ask questions to find out how they're
46:07
going to deliver on those promises.
46:09
Don't confuse a good speech or a joke
46:13
when you know a lot of politicians like
46:15
to make you laugh, okay, with a good
46:17
plan. And don't mistake influence for
46:20
authority. The most informed uh voter,
46:23
that's going to be you guys, is not
46:25
necessarily the loudest person in the
46:27
room, but the person who understands
46:30
what they're voting for and why. That's
46:33
very important. Understand what you're
46:36
voting for and why. Yeah, you know, Dr.
46:40
B, um, when it come down to this subject
46:43
tonight, you know, whether you red or
46:45
blue, you know, my final thoughts is
46:49
simple.
46:51
You know, don't let political colors
46:54
blind your everyday reality.
46:57
Red or blue, that mortgage payment still
47:01
do. Those groceries still cost money.
47:04
>> That's right. and your family, they
47:07
still need healthcare.
47:09
So before everybody wins your vote with
47:12
another campaign promise, find out
47:15
whether they can even have the power to
47:18
even make it happen.
47:20
Ask questions,
47:22
research the facts, and hold people
47:25
accountable for their responsibilities
47:28
that they actually have.
47:30
>> Because your vote is too valuable to
47:34
spend on promises for people that don't
47:37
even have a plan.
47:38
>> That's right. That's right. So guys, we
47:41
want to thank you for joining us uh
47:45
tonight. You know, you could have been
47:47
anywhere else. There's thousands of
47:49
podcasts, but you decided to spend a
47:51
little time with us and for that we are
47:53
grateful. So, um this has been an very
47:57
important conversation because you know
47:59
we want everyone to um get out and vote,
48:04
let your voice be heard. It is your
48:06
obligation, your responsibility to do
48:08
so. So, thank you for joining us uh for
48:12
another episode here at the JB Live
48:14
podcast.
48:15
>> All right, guys. Um thank you. Thank you
48:17
guys um that's live with us right now.
48:19
Thank you guys for sharing the live. And
48:22
if you guys are joined us on the replay,
48:25
thank you so much. We really appreciate
48:27
all you guys on Spotify, um Apple
48:30
Podcast and iHeart Radio. Uh uh the JB
48:34
Live podcast has has gotten over 250,000
48:39
downloads. Guys, thank you so much for
48:40
the love and the support. Um, and if you
48:44
are listening on uh the podcast
48:46
platforms, you can always catch us on
48:49
any of the platforms at J&B live um
48:53
podcast. And make sure make sure make
48:56
sure guys that you head over to YouTube
48:58
if you haven't already uh at live with
49:02
J&B. And make sure you guys subscribe.
49:03
It's free. That's where you'll find all
49:05
of our content. Um everything. Uh you
49:08
guys would absolutely love it at live
49:10
with J&B. help B and I um get to 20,000
49:15
subscribers. We're we're real close to
49:17
being there. So, we really appreciate
49:19
you guys support. So, remember
49:22
>> election day is November 3rd, 2026. You
49:26
know when that is almost what, a month
49:29
away? No, it's not a month away. It's
49:33
next Tuesday.
49:33
>> Next Tuesday.
49:35
>> Uhhuh. Hey. Hey. Some people Some people
49:37
be thinking, "Oh, November, that's next
49:39
month." No, we talking about next
49:41
Tuesday.
49:42
>> Next Tuesday, November 3rd, 2026. Now,
49:46
check your own voter information and
49:49
find out who's on your ballot because
49:51
everybody ballot is going to be slightly
49:53
different based on the county or state
49:55
that you guys are living in. And again,
49:58
we thank you so much for joining the JB
49:59
Live podcast. I am your host, your boy,
50:02
you know, Brokerage J3.
50:04
>> Okay, guys. And I am your girl Dr. B.
50:08
Thank you guys for joining us and we
50:10
appreciate you and go vote. And you know
50:14
what we do here on the J&B live podcast.
50:17
>> Let's talk about it. We
50:18
>> talked about it. Go vote.
50:19
>> You know it.