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THIS CRASH Will Be 10X WORSE Than 2008 | Why Bitcoin Is Escape! | Simply SatoSHE · Simply Bitcoin

• 0:00
  70% of Americans can't afford a median home. 70% What used to be
• 0:06
  the American Dream is now the American scam.
• 0:09
  The median household income is $79,000, but you'd actually need
• 0:14
  $124,000 to afford the median house today.
• 0:18
  That's a 57% affordability gap, the worst on record.
• 0:24
  We've officially blown past 2008 levels, and what's coming could
• 0:29
  be 10 times worse. But here's what's interesting.
• 0:32
  And it's beginning to seep into the mainstream.
• 0:34
  Consciousness in Fiat housing looks impossible, but in
• 0:39
  Bitcoin, housing looks cheap. Homes on average get 50% cheaper
• 0:46
  every two years when priced in Bitcoin.
• 0:48
  Welcome to episode 1 of Satoshi. I'm your host Sophie.
• 0:53
  And today we're breaking down why the housing crisis isn't
• 0:57
  really a housing crisis, it's a currency crisis and why Bitcoin
• 1:02
  is the only way to put families back in homes.
• 1:05
  Let's go. It's Satoshi Time
• 1:41
  Back in 2020, the average monthly mortgage payment was
• 1:45
  $1116.00, Today $2145.00. That's a 92% jump in five years.
• 1:56
  Home prices up 53% in five years.
• 2:01
  Miami. I don't even want to talk about
• 2:03
  Miami. It's up 80%, Tampa 70%,
• 2:07
  Charlotte up nearly 70% as well. But the wages, they've barely
• 2:13
  moved. Charlie Bilello, chief
• 2:15
  strategist at Creative Planning, says the affordability crisis is
• 2:20
  worse than the 2000s bubble. To afford a medium price house
• 2:24
  today, the average American would have to spend nearly half
• 2:28
  their income. That's the worst ever.
• 2:31
  Here's the truth. Houses stopped being homes.
• 2:35
  Broken money forced people to treat real estate like a savings
• 2:39
  account. Because when the dollar is
• 2:41
  dying, people rush into anything that might hold value.
• 2:44
  Stocks, real estate, Beanie Babies, you name it.
• 2:49
  But houses aren't savings accounts.
• 2:52
  They're supposed to be lived in. Bitcoin is going to demonetize
• 2:57
  real estate. A house is not supposed to be a
• 3:02
  savings account. It's not supposed to be what you
• 3:05
  exchange your effort and labor for.
• 3:09
  You acquire a house to consume it and live in it.
• 3:13
  It's not a money, unfortunately, because the world has been
• 3:17
  robbed of money, robbed of the market good that they're
• 3:21
  supposed to save an exchange in, and that market good has been
• 3:24
  manipulated and debased and controlled.
• 3:27
  People have had to resort to things like real estate as
• 3:31
  money. And so real estate is distorted.
• 3:35
  It's artificially expensive. And so Bitcoin will
• 3:39
  dematerialize that for all of the money that's in real estate,
• 3:42
  not to consume it, but rather to save in it, that money will go
• 3:47
  to Bitcoin over time. And what that will do is it will
• 3:50
  drive the Bitcoin price up and will drive the real estate
• 3:53
  prices down. Guys, when I got into Bitcoin my
• 3:57
  dream house was 100,000 bitcoins and then some years later my
• 4:05
  dream house was 10,000 bitcoins and then some years later my
• 4:08
  dream house was 1000 and then some years later my dream house
• 4:11
  was 100 and then some years later my dream house was 10.
• 4:15
  Now the average American home you can get for 3/4 coins.
• 4:20
  So I think within the next decade you can get a medium
• 4:23
  sized house in the United States for less than one Bitcoin.
• 4:28
  And so the best way to become a homeowner and a purchaser of
• 4:32
  land of real estate is to stay humble and stack sacks.
• 4:36
  Let's jump into Part 2, 2008 on steroids.
• 4:40
  Sound familiar? It should.
• 4:42
  We've seen this before. In 2008.
• 4:45
  It was subprime loans, toxic mortgages packaged up, sold off
• 4:50
  and then boom. Foreclosures, bank failures,
• 4:54
  financial collapse. But 2025, it's different.
• 4:58
  The loans aren't that bad. The money is.
• 5:02
  Look at this. Mortgage rates went from 2.1% in
• 5:06
  2021 to 6.8% today, and home prices surged 45% since 2020.
• 5:14
  Buyers are walking away in droves.
• 5:17
  Pending home cancellations hit a record 15% in May alone.
• 5:22
  In Miami, homes sit on the market for 83 days, which is
• 5:27
  double last year. Sellers now outnumber buyers by
• 5:31
  more than half a million homes. The biggest gap ever.
• 5:35
  This is 2008 on steroids. Back then it was toxic loans and
• 5:40
  now it's toxic money. The money is so broken that
• 5:44
  Americans have actually been living in a silent depression
• 5:48
  since 2008. Back then they bailed out the
• 5:51
  bankers and they stole your future doing it.
• 5:55
  Now they're going to try again. Humpty Dumpty can't be put back
• 6:00
  together again. That's the point of this.
• 6:03
  So to your point, can the Federal Reserve rescue this in
• 6:08
  its entirety? No, as a portion of it, that's
• 6:12
  up to the up to them to figure out how to do.
• 6:14
  All I know is you've got to get these real estate taxes off the
• 6:18
  back of Mama pop all property owners and restore their balance
• 6:22
  sheet. So no person in the United
• 6:26
  States signed any document anywhere that says I agree to go
• 6:31
  bankrupt for the sake of my school district.
• 6:35
  That's never happened. Well, do you realize that in the
• 6:38
  state of Texas, you've got 4 million houses in harm's way of
• 6:43
  bankruptcy and or losing the roof over their head?
• 6:46
  Across the United States, it's 42,000,000.
• 6:49
  That's the equivalent of roughly 37.8% of the household
• 6:53
  population going bankrupt or losing the roof over their head.
• 6:57
  You cannot get blood out of a stone.
• 7:00
  Nobody can. The money to pay these bonds
• 7:03
  doesn't exist. If there's no rescue, are we
• 7:06
  talking then default? There you have a friend, Mr.
• 7:12
  Giustra, and he's 100% right, except it's worse.
• 7:18
  Mr. Celente is 100% right, except it's worse.
• 7:23
  As far as I can tell, what needs to occur on the bonds, and this
• 7:28
  is where the spider web gets really off the chart.
• 7:33
  The bonds themselves, you say, well, we have a face value of
• 7:36
  the bonds and the bonds are trackable, yet no, they're not.
• 7:40
  And here's why. Under federal law, banks are
• 7:43
  required to hold 60% of their reserves in bonds.
• 7:47
  So if you think about it, who has the ability but for the SEC
• 7:52
  to walk in under subpoena power and start tracing back the Q
• 7:56
  Sips and the Cusips are the bond numbers of when the bond was
• 8:00
  issued, how much was issued, etcetera, etcetera.
• 8:03
  We tried. We even tried under Freedom of
• 8:05
  Information, Jeff Mashburn tried.
• 8:09
  It got to the point where even Ken Paxton himself wrote a
• 8:12
  letter that's the Attorney general of State of Texas wrote
• 8:14
  a letter to the Itasca School District and said turn it over
• 8:18
  and the Itasca School District told him to stuff it.
• 8:22
  Well, if you can't find the Q sips and you can't track it, but
• 8:25
  for the SEC and but for subpoena power, think of how bad this is.
• 8:30
  What banks are sitting on these outstanding bonds?
• 8:34
  What underwriters sold these outstanding bonds?
• 8:38
  When you start tracking the history of the spider web and
• 8:41
  see how big it's gotten, This is the one reason why I believe at
• 8:45
  the tail end, not only the SEC and the FBI and the DOJ, they're
• 8:48
  going to have to go to the Federal Reserve and they're
• 8:51
  going to have to craft something somehow to contain the damage,
• 8:59
  IE controlled demolition. If you let this go on its own,
• 9:04
  heaven help all of us, Fiat. Robbed the American Dream?
• 9:08
  You want proof that Fiat robbed your future?
• 9:10
  The median age of a first time home buyer now is 40 years old.
• 9:16
  40 An entire generation missed the train.
• 9:21
  Back in 1930, a house on Miami Beach cost $100,000.
• 9:27
  Oh my God, that's depressing. That same house today, $100
• 9:33
  million. Michael Saylor saw that data and
• 9:39
  said it perfectly. The winning currency of the 20th
• 9:42
  century lost 99.9% of its value. Time risk.
• 9:48
  Pretty much. On average, the currency
• 9:51
  collapses every 30 to 40 years in most political jurisdictions
• 9:56
  for all of human history. And if you get a currency to
• 9:59
  last for by the way, the best currency of the last 100 years
• 10:03
  is the dollar. the US won every war of the 20th century.
• 10:07
  My house in Miami Beach traded for $100,000 in 1930.
• 10:13
  It would trade for $100 million. Hundred years later, 99.9%
• 10:21
  collapse in the value of the dollar, the winning currency of
• 10:25
  the 20th century. The best currency in the world
• 10:29
  lost 99.9% of its value. That's a winner.
• 10:32
  That's Fiat. It bleeds you dry.
• 10:35
  It forces you into 30 years of debt slavery while your savings
• 10:41
  melt away. Meanwhile, politicians pretend
• 10:44
  that they're helping, pushing universal basic income, telling
• 10:49
  you to rent forever while they gobble up more property with
• 10:52
  your stolen purchasing power. The Bitcoin fixes housing.
• 10:57
  Before we tell you how Bitcoin fixes this and why it might be a
• 11:00
  good idea to get on the lifeboat right now, let's take a moment
• 11:04
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  code Simply Bitcoin for 20% off. All right, here's where it gets
• 11:58
  good. When you price homes in Bitcoin,
• 12:00
  it's a hold different story. In 2020, the average house cost
• 12:05
  0.12 Bitcoin. In 2025, the average house now
• 12:10
  cost 0.02 Bitcoin. That's an 83% discount in just
• 12:15
  five years. And on average, homes get 50%
• 12:19
  cheaper every two years when priced in Bitcoin.
• 12:22
  Jack Mahler said it best. Bitcoin demonetizes housing.
• 12:26
  It drives speculators out and puts families back in homes.
• 12:31
  And the mainstream is starting to notice.
• 12:33
  Bloomberg anchors just admitted that it's getting easier for
• 12:37
  bitcoiners to buy houses without having to sell their Bitcoin.
• 12:41
  You don't have banks getting comfortable yet with crypto.
• 12:44
  If Fannie Mae and Freddie Mac do get more comfortable with it,
• 12:47
  does it kind of solve the problems in the industry of
• 12:50
  getting comfortable with it for mortgages?
• 12:51
  On that very online, he did announce this directive on on
• 12:54
  Twitter and uploaded a screenshot of the note.
• 12:56
  And that's what got a lot of industry folks unsettled a
• 12:59
  little bit because for them usually big announcement like
• 13:02
  these involved roundtable discussions involved you talk to
• 13:05
  key stakeholders. It involves months of
• 13:07
  discussing, but then here we are.
• 13:08
  He just posted it on X and of course it got a lot of crypto
• 13:12
  Bros and enthusiasts excited. We.
• 13:13
  We. Let's let's.
• 13:14
  Identify the problem here. If you have made a lot of money
• 13:17
  with crypto, at least on paper, you go out and you try to get a
• 13:20
  loan. The bank doesn't necessarily
• 13:22
  count that crypto wealth toward approving you for a mortgage.
• 13:25
  Right, because yes. And what he's saying is when it
• 13:27
  comes to crypto mortgage assessment, he wants Bitcoin and
• 13:30
  all your assets to be included because for example, if you're a
• 13:33
  Bitcoin billionaire, but you just have a little in Fiat
• 13:35
  currency or dollars, then no one will care that you're a Bitcoin
• 13:38
  billionaire. So this is just really that
• 13:40
  counting it as part of the risk assessments.
• 13:42
  And you both would know if you're a mortgage, if you have a
• 13:45
  mortgage that usually it's really your income and the house
• 13:49
  as your collateral that are the primary drivers.
• 13:51
  But assets also play a role, although quite secondary, your
• 13:53
  savings, your 4O1K. And so that's what they want to
• 13:56
  prove. And for Bitcoin holders, they're
• 13:57
  happy because they don't have to liquidate their holdings to put
• 14:01
  in a down payment or to prove that they have it's.
• 14:03
  Interesting you have Bill Pulte really also looking at the
• 14:07
  traditional way credit scoring works, FICO versus Vantage 44.0.
• 14:11
  The question to me is when does a traditional lender say I'm
• 14:14
  going to take your Bitcoin and lend against it?
• 14:17
  Isabel. That is a big question and we
• 14:19
  actually have startups like that.
• 14:21
  Milo for instance, it's a Miami based startup.
• 14:22
  From start to finish it does that.
• 14:24
  But then in the traditional space we still don't have it and
• 14:26
  a lot of questions remain because Bitcoin is so volatile.
• 14:29
  In a month it can move 40% on the upside or the downside.
• 14:32
  So how will that go? Even the Federal Housing Finance
• 14:35
  Agency now says that digital assets will be counted in
• 14:39
  mortgage assessments. Michael Saylor, He calls Bitcoin
• 14:43
  the great demonetizer of real estate.
• 14:45
  I know wealthy people. They own 16 estates on the
• 14:50
  Eastern Shore and they live in two of them.
• 14:54
  Like, why do they buy them? They land banking.
• 14:57
  What does that mean? Well, the guy makes a lot of
• 14:59
  money every year and he and he doesn't want to put it in a
• 15:01
  savings account. So he goes and he just buys a
• 15:04
  cool piece of property and he buys another one.
• 15:07
  Well, OK, it sounds good, but here's the problem.
• 15:10
  The guy buys up the beautiful pieces of property and you so
• 15:14
  you can't afford it. And if the guy, if the rich guy
• 15:17
  wasn't buying up all the beautiful houses, they would
• 15:20
  cost half as much and you could live in a beautiful house.
• 15:23
  So here's what happens. Some rich dude has 27 houses
• 15:27
  that are empty. You don't have a beautiful
• 15:30
  house. You have a family.
• 15:32
  Your kids, your dog could use the beautiful house.
• 15:35
  The rich dude doesn't even want the house, he just wants a long
• 15:40
  term capital preservation strategy.
• 15:44
  Right. And so that's a prefer a
• 15:46
  perverse incentive and a distorted economy that's broken,
• 15:52
  that's broken money. That's because the rich dude is
• 15:55
  using an estate on the Eastern Shore of Maryland as a Piggy
• 15:59
  Bank. Huh.
• 16:02
  The estate doesn't get renovated.
• 16:04
  The house is falling down, there's a beautiful pool on the
• 16:07
  water and you could have a great family picnic there every
• 16:11
  Sunday. But it's not going to happen
• 16:13
  because the rich dude has 16 other houses.
• 16:16
  He just bought that house because he thought it was a good
• 16:18
  investment. OK, that's.
• 16:20
  Wrong Lawrence Leopard, he says Fiat will fail and there is no
• 16:25
  do over you either. Make the jump to Bitcoin or you
• 16:28
  get left holding Monopoly money. You know, at some point Fiat
• 16:32
  currency is going to fail in my belief, in my opinion.
• 16:35
  So which snowflake is going to cause the avalanche to break
• 16:38
  loose and have it fail? I don't know.
• 16:41
  But there's no, there's no do over.
• 16:43
  You know what I mean? You don't get to say, oh, you
• 16:44
  know, I'm sorry. I kind of wish I'd, you know, I
• 16:46
  wish I'd gotten out of the way before that avalanche, you know,
• 16:49
  broke loose and came down and smothered me.
• 16:50
  What does that look like, Larry? Like when Fiat fails?
• 16:53
  Because I feel like that. That is ugly.
• 16:55
  It is ugly. It is ugly.
• 16:57
  I'm assuming you've you've heard of the book Mandibles.
• 17:00
  It's it's in the book, right? There we go.
• 17:01
  Yeah. What does that look like?
• 17:04
  I hope so. It it looks a lot of different
• 17:06
  ways, Nico, and it doesn't. And what makes you so confident
• 17:09
  is going to happen? Well, I'm confident it's going
• 17:11
  to happen because of the math and because this is a superior
• 17:13
  technology and because more and more humans are adopting it and
• 17:16
  people always gravitate towards the best solution.
• 17:18
  And we've now got 15 years of evidence that it's the best 16
• 17:21
  years of evidence that it's the best solution.
• 17:22
  But but in terms of the how it happens, it doesn't have to be
• 17:25
  mandibles. I don't think it will be.
• 17:26
  It can one, it'll take a bit longer.
• 17:28
  It can be more gradual, which isn't a funny way.
• 17:30
  We want it to go up faster, but in a funny way, it's a good
• 17:32
  thing if we get more people on board, give more people time to
• 17:35
  adapt. The second thing is, as I talked
• 17:37
  about in the book, this doesn't have to be a brutal total
• 17:40
  collapse. We can do a currency reset.
• 17:42
  OK? This has been done before.
• 17:43
  Roosevelt did it in 33. I mean, we can basically
• 17:46
  transition back to a sound money currency.
• 17:49
  The problem with America today is that the money is unsound and
• 17:52
  the money is broken. You know, title of Lynn's book.
• 17:55
  And therefore, the solution is to just go back to a sound money
• 17:58
  system. And they've been lots and lots
• 18:00
  of societies throughout the world that have had broken
• 18:02
  money. And what happens, what you see
• 18:04
  when you study them and read about them is when they go back
• 18:06
  to sound money, they get better. Everything gets fixed,
• 18:09
  especially if you don't have a major war, You know, if we can
• 18:12
  avoid having a major war. I mean, all that's broken here
• 18:14
  is the money. And so you know, now, now, don't
• 18:16
  get me wrong it when what I'm describing a curse, there will
• 18:19
  be winners and losers. The people who don't have sound
• 18:21
  money will lose on a relative basis.
• 18:23
  The people have a lot of unsound money stored in bonds.
• 18:26
  They're going to get creamed, but that's unavoidable.
• 18:29
  I mean, that's just the way that because, you know, the bonds and
• 18:32
  the the commitments that have been made, they're not money
• 18:34
  good. They're not it's, you know, the
• 18:36
  values are fake. I mean, just like in real estate
• 18:38
  right now, I think some of these very high end real estate price,
• 18:40
  they're just fake. Yeah.
• 18:41
  I mean, people are hiding in real estate thinking that'll
• 18:44
  protect them from inflation. But you know, do you really need
• 18:46
  a $20 million house or a $10 million, a $5,000,000 house?
• 18:49
  It's ridiculous. Shelter.
• 18:51
  It's ridiculous. Because and it's and it's
• 18:53
  really. Stolen my generations ability to
• 18:55
  well, that's right. It's it's been.
• 18:57
  Just complete. Flat out theft.
• 19:00
  Yes, and the frustration. I, I I.
• 19:03
  Have friends who are extremely successful.
• 19:05
  And they're renting. Right.
• 19:07
  My kids are all in their 20s and they're like, Dad, how am I ever
• 19:09
  going to buy a house? Yeah, you know.
• 19:11
  And. It's absurd to.
• 19:12
  The lifeboat. Here's the bottom line.
• 19:15
  There isn't a housing crisis. There's a currency crisis.
• 19:18
  The elite stole your future in 2008 and they're about to do it
• 19:22
  again. Working Americans have been in a
• 19:24
  depression since then while banks got fat.
• 19:28
  EW, but you don't have to play their game anymore.
• 19:32
  Bitcoin flips the script. When you save in Fiat, houses
• 19:36
  get further away. But when you save in Bitcoin,
• 19:39
  they get closer every year. This isn't just about homes.
• 19:43
  Every issue we fight about, wages, healthcare, retirement,
• 19:48
  all of it ties back to broken money.
• 19:50
  There's only one way out. One lifeboat, one shot at
• 19:54
  freedom. Money Bitcoin fixes this and it
• 19:57
  puts families back in the home where they belong.
• 20:00
  Thanks for watching my first episode.
• 20:03
  Satoshi will be coming in hot twice a week starting next week,
• 20:06
  so stay tuned. Don't forget to like subscribe,
• 20:10
  drop a comment below and share this video with your friends.
• 20:13
  Hit the notification bell so that you never miss an episode.
• 20:16
  And as always, remember to stack and slay.
• 20:20
  That's the only way we keep the monetary demons away.
• 20:23
  All right, bye.