Latest / Connor with Honor: AI, Real Estate and Real Life / California Zone 0 Passed: What Santa Clarita Sellers Need to Know
Transcript
- 0:00SPEAKER_00: California just approved a new zone zero wildfire policy, and the headline can make a homeowner think somebody from the state is showing up tomorrow morning with a ruler and a chainsaw.
- 0:10SPEAKER_00: And that's not what happened.
- 0:12SPEAKER_00: The change is real.
- 0:13SPEAKER_00: It can affect landscaping, fences, gates, sheds, insurance conversations, buyer questions, and how a seller prepares a fire prone property.
- 0:22SPEAKER_00: But the board's approval is one step before the regulation becomes effective, and existing homeowners are supposed to receive a phased implementation period.
- 0:32SPEAKER_00: So this is exactly why a real estate update should solve the problem instead of merely shouting that a new law passed.
- 0:39SPEAKER_00: Good morning, good afternoon, good evening.
- 0:40SPEAKER_00: This is your Santa Clarita Seller Intelligent Report for August 28, 2026.
- 0:45SPEAKER_00: I pulled the live CRMLS banner data-backed aggregate data used by Santa Clarita Openhouses.com.
- 0:52SPEAKER_00: Yeah, I know a lot of data.
- 0:53SPEAKER_00: A few minutes ago, 5 17 a.m.
- 0:56SPEAKER_00: this morning, the feed generated the snapshot.
- 0:58SPEAKER_00: And this is fresh market information, not last night's count, not a number copied from a public homepage.
- 1:03SPEAKER_00: So today the statistics are staying on a short leash.
- 1:07SPEAKER_00: We're moving two real problems.
- 1:08SPEAKER_00: First, California's approved zone zero policy and what Santa Clarita homeowners should do now.
- 1:15SPEAKER_00: Second, whether a house that looks active online is actually available, what backup status really means in human terms, and how buyers and sellers should respond when a property is already in escrow.
- 1:26SPEAKER_00: Here's a clean version of the board.
- 1:27SPEAKER_00: There are 816 active properties across the nine-tracked Santa Clarita Valley labels.
- 1:32SPEAKER_00: There's 119 marked active under contract or available for backup offers and 184 pending.
- 1:39SPEAKER_00: That means 303 properties were somewhere beyond clean active status and somewhere inside the contract process.
- 1:48SPEAKER_00: There are also 16 coming soon during the rolling last seven days, 49 properties closed.
- 1:53SPEAKER_00: The broader 30-day windows show 214 closings, but I'm not going to keep throwing both windows at you through their two competing answers.
- 2:03SPEAKER_00: They measure different periods.
- 2:04SPEAKER_00: The seven-day number tells us the immediate pace.
- 2:07SPEAKER_00: The 30-day number gives us enough volume for a broader absorption calculation.
- 2:12SPEAKER_00: They're not two versions of how many homes close today.
- 2:15SPEAKER_00: The first practical issue is that the public sees the word active and assumes available.
- 2:20SPEAKER_00: Those are not always the same thing.
- 2:21SPEAKER_00: A clean active listing is being marketed without an accepted offer attached.
- 2:26SPEAKER_00: Active under contract means the seller has an access has accepted an offer, but the listing remains in a status that can permit continued marketing or backup interest.
- 2:37SPEAKER_00: Pending generally signals the transaction is further committed and the property is not being presented as ordinary available inventory.
- 2:46SPEAKER_00: The legal and MLS definitions matter, but so does the human behavior.
- 2:50SPEAKER_00: Once sellers are in escrow, many do not want a parade of additional showings.
- 2:54SPEAKER_00: They're packing, they're managing inspections, they're arranging their next move, dealing with, you know, children, pets, work, and the emotional weight of the sale.
- 3:03SPEAKER_00: A backup offer status does not guarantee that the front door will keep swinging.
- 3:07SPEAKER_00: The buyer's behavior is just as important.
- 3:10SPEAKER_00: Most buyers don't want to fall in love with a maybe.
- 3:12SPEAKER_00: They see active under contract and they think somebody else has already won.
- 3:16SPEAKER_00: And they would rather keep looking than spend Saturday touring a house where their offer only matters if another transaction breaks down.
- 3:24SPEAKER_00: And that makes backup inventory real as a status, but often weak as an active buyer experience.
- 3:30SPEAKER_00: It's like a right uh raft hanging, a life raft hanging on the side of a ship.
- 3:35SPEAKER_00: It matters if the ship has a problem, but most passengers aren't planning their vacation around the raft.
- 3:41SPEAKER_00: Now connect that to the websites people use.
- 3:44SPEAKER_00: A listing begins in the authorized market feed.
- 3:47SPEAKER_00: The different syndication sites receive process, label, cash, and displays that information according to their own systems.
- 3:55SPEAKER_00: A status change may not appear everywhere at the same moment.
- 3:59SPEAKER_00: There are different rules that apply.
- 4:00SPEAKER_00: I don't know where all these syndication sites get the actual data.
- 4:03SPEAKER_00: The CR MLS feed, when you have a licensed real estate agent with a broker assignment using MLS data on their sites, well, there's rules.
- 4:13SPEAKER_00: It's not the wild, wild west like peptides is currently.
- 4:17SPEAKER_00: So use a different customer-facing label.
- 4:19SPEAKER_00: You know, they take time to refresh.
- 4:22SPEAKER_00: That doesn't automatically mean anybody's trying to deceive the public, but in some cases, gosh, it sure does appear that way.
- 4:28SPEAKER_00: It just means the internet is a relay race and every runner does not hand off the baton at the same speed or for the same reason.
- 4:36SPEAKER_00: So I built Santa Clarita Openhouses.com around that current compliant feed and track local labels, which gives us a cleaner place to inspect the current status, attribution, open house information.
- 4:47SPEAKER_00: Even then, status is a snapshot.
- 4:49SPEAKER_00: Escrows can advance, fall, or change.
- 4:51SPEAKER_00: There's certain time frames to put properties into escrow.
- 4:54SPEAKER_00: That's where somebody calling actual help actually helps.
- 4:57SPEAKER_00: And of course, after that snapshot generated, snapshot is generated, what you're seeing as far as inventory goes, something can happen.
- 5:04SPEAKER_00: And then it takes time to report that as well.
- 5:06SPEAKER_00: But most of the time, if they're CRMLS, CRMLS compliant, something I own and operate, yeah, I want to be as transparent, have an update moment by no moment every 10 minutes or less if possible.
- 5:18SPEAKER_00: So for a seller, this changes how competition should be counted.
- 5:21SPEAKER_00: If your agent says there's 1,119 homes between active backup and pending status, that doesn't mean 1,119 sellers are competing for the same buyer this morning.
- 5:33SPEAKER_00: The 816 clean active properties from the broad shelf, the 119 backup position properties are partly on the shelf and partly at the checkout counter, and the 184 pending properties are farther down the line.
- 5:47SPEAKER_00: The seller needs to know which homes a buyer can realistically choose today, which homes already have the accepted offer, which properties might return, and which pending sales may become tomorrow's closed comparables.
- 5:58SPEAKER_00: Mixing all statuses into one inventory pile is like counting the food in your neighbor's shopping cart as inventory still available in the store.
- 6:06SPEAKER_00: For a buyer, the right response to a desirable home already in escrow is not to stare at the portal and refresh it 40 times.
- 6:14SPEAKER_00: A good buyer's agent keeps working.
- 6:17SPEAKER_00: The agent contract contacts the listing site professionally, asks whether backup offers are being considered, teams, or learns where that transaction stands without demanding confidential information, checks back at sensible intervals.
- 6:30SPEAKER_00: Has the buyer removed their inspection contingency?
- 6:33SPEAKER_00: They may ask.
- 6:40SPEAKER_00: Yeah, you know, a good buyer's agent, they're pretty nosy.
- 6:43SPEAKER_00: And is the seller accepting backup showings?
- 6:45SPEAKER_00: The listing agent may not disclose every detail, but regular professional contact keeps the buyer informed and ready if the status changes.
- 6:53SPEAKER_00: The agent does the heavy lifting while the buyer continues to look at real alternatives.
- 6:57SPEAKER_00: That follow-up matters because of the transaction.
- 7:00SPEAKER_00: They do return to the market, but today's fresh aggregate extraction did not provide a verified fallout count or a fallout percentage.
- 7:08SPEAKER_00: I'm not going to repeat a 30% figure merely because it sounds dramatic.
- 7:13SPEAKER_00: If an authorized transaction report produces a verified rate, we analyze it.
- 7:17SPEAKER_00: And today that correct statement is simpler.
- 7:19SPEAKER_00: Some escrow's fail because of financing, appraisal, inspection, insurance title, contingency disputes, buyer decisions, seller decisions, or a chain reaction from another sale.
- 7:31SPEAKER_00: A buyer who still wants the property should remain prepared.
- 7:34SPEAKER_00: A seller should treat that first escrow seriously while keeping the marketing and backup strategy clear enough to recover the transaction if it fails.
- 7:42SPEAKER_00: Now, this is where seller preparation becomes more important than just another city list.
- 7:47SPEAKER_00: A seller can't control whether every buyer performs, but the seller can reduce avoidable failure points before launch.
- 7:54SPEAKER_00: Price that home for the buyer pool that exists, not the buyer the seller hopes is going to appear out of, well, somewhere.
- 8:02SPEAKER_00: Investigate insurance friction, super important.
- 8:05SPEAKER_00: Gather permits, whatever you've done to the house, roof information, association documents, title information, and disclosures.
- 8:13SPEAKER_00: Review the likely financing profile.
- 8:16SPEAKER_00: What type of buyer do homes in your area generally get?
- 8:20SPEAKER_00: And yeah, that data is findable.
- 8:23SPEAKER_00: Decide how showings will be handled after an offer is accepted.
- 8:26SPEAKER_00: Decide whether the backup offers will be invited, whether the home is going to remain available for showings, and how quickly the listing side will respond to interested backup offers.
- 8:37SPEAKER_00: A status without an operating plan is just a label taped to a filing cabinet.
- 8:41SPEAKER_00: We still need enough market context to understand leverage.
- 8:44SPEAKER_00: The 816 active properties divided by 214 closings on the rolling 30-day window produces about 3.8 months of inventory of broad inventory.
- 8:54SPEAKER_00: Active inventory was 16 higher than yesterday morning while pending was almost unchanged.
- 8:59SPEAKER_00: The day does not create a trend, but it does tell sellers that buyers gained more clean active choices overnight.
- 9:06SPEAKER_00: And that's a useful point.
- 9:09SPEAKER_00: I don't need to recite every city's count like the departure board in an airport.
- 9:13SPEAKER_00: The seller needs to know whether the exact property category is gaining alternatives, whether those alternatives are better prepared, and whether buyers can finance and insure them.
- 9:24SPEAKER_00: Property type gives us one useful layer without drowning in a spreadsheet.
- 9:28SPEAKER_00: The fresh feed showed 472 active single-family homes, 209 active condominiums, and 117 active townhomes.
- 9:38SPEAKER_00: Those categories do not compete evenly.
- 9:41SPEAKER_00: A condominium buyer may be measuring association dues, master insurance, financing eligibility, and the total payment.
- 9:49SPEAKER_00: A detached home buyer may be measuring roof condition, lot, insurance, schools, repairs, and future maintenance, and a townhome buyer can sit between both worlds.
- 10:00SPEAKER_00: A broad price may look attractive when the monthly obligation tells a whole different story.
- 10:05SPEAKER_00: Sellers should compare against homes buyers would actually substitute.
- 10:09SPEAKER_00: Not every property showing the same zip code, but here's what today's extraction did not give us.
- 10:15SPEAKER_00: It didn't provide verified daily totals for expired, cancel, withdrawn, or back on market events.
- 10:22SPEAKER_00: It didn't provide original list price, final list price to sales price, sale to list ratio, price changes, price per square foot, days on market continuous, days on market loan type, cash share, seller concessions, credit purpose, buyer broker, payment fields, every association obligation or transaction fallout.
- 10:41SPEAKER_00: Those fields may exist in authorized transactional records, but they're not delivered in this broadcast extraction.
- 10:49SPEAKER_00: Unavailable is a fact.
- 10:50SPEAKER_00: Zero is a number.
- 10:51SPEAKER_00: They're not cousins.
- 10:52SPEAKER_00: A market report should not turn blank sells into confidence.
- 10:56SPEAKER_00: That brings us back to the closing costs and who pays them now.
- 10:59SPEAKER_00: The contract assigns costs.
- 11:02SPEAKER_00: Local custom influences expectations.
- 11:05SPEAKER_00: Leverage determines negotiation.
- 11:07SPEAKER_00: Those are three different things.
- 11:08SPEAKER_00: Ordinary seller expenses, well, they're not automatically the same as a seller credit towards a buyer's closing cost.
- 11:15SPEAKER_00: A credit intended to help a buyer with allowable loan or settlement expenses is also separate from any written seller agreement concerning buyer agent compensation.
- 11:24SPEAKER_00: A home warranty is another separate product and decision.
- 11:27SPEAKER_00: Putting the four into one bucket labeled seller pays is like putting the mortgage, the grocery bill, the plumber, and a birthday gift into one envelope labeled house stuff.
- 11:39SPEAKER_00: A seller may agree to a buyer credit, but that specific buyer needs cash assistance, and that total offer still produces the strongest net with an acceptable probability of closing.
- 11:50SPEAKER_00: Another seller may reject that same request because the price, appraisal risk, financing, inspection terms, or other concessions that do not support it.
- 11:59SPEAKER_00: A seller may separately agree in writing to address buyer agent compensation.
- 12:03SPEAKER_00: A home warranty may be requested, offered, declined, or negotiated.
- 12:07SPEAKER_00: California Department of Insurance explains that home warranties are service contracts, not the same thing as homeowners insurance, and notes that they're sometimes included in a purchase and often paid by a seller or their agent.
- 12:21SPEAKER_00: Sometimes is not always.
- 12:22SPEAKER_00: Often is not mandatory.
- 12:24SPEAKER_00: Now let us deal with the change that broke into the news.
- 12:26SPEAKER_00: On August 19th, 2026, the California Board of Forestry and Fire Protection approved the final draft of the state's Zone Zero defensible space regulations.
- 12:39SPEAKER_00: Zone Zero is the first five feet around a home or other covered structure, the place where wind-driven embers can collect and ignite combustible material beside the building.
- 12:50SPEAKER_00: The policy is aimed at properties and state responsibility areas and properties located in very high fired hazard severity zones within local responsibility areas.
- 13:00SPEAKER_00: That coverage distinction matters.
- 13:02SPEAKER_00: This is not a sentence saying every California homeowner must tear out every plant tomorrow.
- 13:08SPEAKER_00: The approval is real, but the regulation has not yet effectively is not yet effective merely because the board voted.
- 13:14SPEAKER_00: The board's own August decision memo says the emergency rulemaking package goes next to the California Office of Administrative Law for an expedited review, public comment, approval, and filing with the Secretary of State.
- 13:28SPEAKER_00: The board expected the regulations could become effective in September of this year, 2026.
- 13:33SPEAKER_00: New construction would be required to comply when the regulation becomes effective.
- 13:38SPEAKER_00: Existing homes received phase implementation over as long as five years.
- 13:43SPEAKER_00: Some existing duties would include roof and gutter debris, dead wood and branches near chimneys aligned with current law and are described as immediate when the regulation takes effect.
- 13:54SPEAKER_00: The larger retrofit is not a midnight landscaping raid.
- 13:58SPEAKER_00: What would the approved framework require?
- 14:01SPEAKER_00: So during that first phase, existing homeowners or owners would work on combustible material within five feet, including items such as firewood, dead leaves, and branches.
- 14:11SPEAKER_00: Combustible mulch and wood chips, dead and dying plants would be addressed.
- 14:16SPEAKER_00: Trees would be maintained under the rules and allowable vegetation would be adjusted.
- 14:21SPEAKER_00: The second phase, on a local timeline within five years of the effective date, deals with the immediate under eave safety zone.
- 14:29SPEAKER_00: That's combustible gates attached near the home and necessary changes involving fences, sheds, and similar features.
- 14:36SPEAKER_00: The approved draft allows some maintained herbaceous plants and ground covers outside the immediate safety buffer under specified conditions.
- 14:46SPEAKER_00: Herbaceous.
- 14:47SPEAKER_00: Never thought I would say that.
- 14:49SPEAKER_00: Existing trees are not simply banned, but maintenance, clearance, dead wood, and fire transmission risk do matter.
- 14:55SPEAKER_00: Local fire agencies can approve alternatives that create substantially similar protection when local conditions justify them.
- 15:03SPEAKER_00: Here's the seller version.
- 15:04SPEAKER_00: Do not panic, remodel from a headline, and do not ignore the change until escrow.
- 15:09SPEAKER_00: First, determine whether a property is inside a state responsibility area or very high fire hazard severity zone in a local responsibility area.
- 15:19SPEAKER_00: Second, photograph the measure and measure the first five feet around the structure, attach decks, windows, doors, vents, and eaves.
- 15:28SPEAKER_00: Number three, inventory combustible mulch, stored wood, dead vegetation, wood gates, touching the house, fences, and nearby sheds.
- 15:37SPEAKER_00: Fourth, preserve receipts, records for work completed.
- 15:40SPEAKER_00: Fifth, use that final state guidance and the responsible local fire authority before removing mature landscaping or making expensive structural changes.
- 15:49SPEAKER_00: A homeowner can create a$1,000 problem by solving the wrong version of a rule that has not finished administrative review.
- 15:57SPEAKER_00: So for sellers, zone zero can become a transaction readiness issue even before every deadline arrives.
- 16:05SPEAKER_00: Buyers might ask whether the property is covered, what work has been completed, whether a wooden gate or combustible landscaping will need a change, and how the property fits and insurers underwriting review.
- 16:17SPEAKER_00: That does not mean zone zero automatically makes a house uninsurable, automatically changes value or creates a new universal sale requirement today.
- 16:26SPEAKER_00: It does mean that that five-foot ring around the home has moved from background landscaping into the risk conversation.
- 16:34SPEAKER_00: The flower bed can now sit at the same kitchen table as the roof, electrical panel, and insurance quote.
- 16:40SPEAKER_00: The strangest part is that the areas homeowners often decorate most heavily is that area the fire policy studies most closely.
- 16:49SPEAKER_00: Wood mulch, decorative fencing, planter, stored firewood, patio furniture, and vegetation can gather right beside the structure, and because that's where the people want the house to look finished.
- 17:01SPEAKER_00: Zone zero asks a different question.
- 17:04SPEAKER_00: If an ember lands there, what can carry flame into the building?
- 17:09SPEAKER_00: It's like decorating the emergency exit with furniture.
- 17:12SPEAKER_00: The furniture may look wonderful until the exit has a job.
- 17:17SPEAKER_00: And this is also where representation matters.
- 17:19SPEAKER_00: I represent sellers exclusively.
- 17:22SPEAKER_00: Don't practice dual agency.
- 17:23SPEAKER_00: If a buyer is interested in one of my listings, I do not collect a buyer referral fee or build a favor connected to that property.
- 17:31SPEAKER_00: The listing agent's job is not to bring only the buyers the agent represents.
- 17:35SPEAKER_00: The job is to expose the property to all qualified buyers and protect the seller's position while those buyers make independent decisions with their own representation.
- 17:46SPEAKER_00: Dual agency is permitted in California with the required disclosures and consent.
- 17:50SPEAKER_00: Legal permissions is not the same thing as undivided loyalty.
- 17:54SPEAKER_00: Hiring that same attorney for two sides of a dispute would make most people pause.
- 17:58SPEAKER_00: Home sale deserves the same pause.
- 18:01SPEAKER_00: I'm not living under a rock because I no longer choose to represent buyers.
- 18:05SPEAKER_00: I represented buyers for 21 of my 28 years, and today I produce real estate education, speak with agents every day while building AI systems for their businesses.
- 18:14SPEAKER_00: I study active pinning failed, back on market closed transaction, review financing and concessions when the authorized data supports it, and communicate with escrow and title professionals about what makes transactions closed or fall apart.
- 18:28SPEAKER_00: Buyers' intelligence is essential to sell a representation.
- 18:32SPEAKER_00: A football defense, well, they study the offense.
- 18:35SPEAKER_00: It doesn't switch jerseys.
- 18:37SPEAKER_00: My knowledge comes from studying the entire transaction system, not from collecting a buyer-side payment on my seller's property.
- 18:44SPEAKER_00: Before real estate, I trained LAPD officers to respond to life or death scenarios.
- 18:48SPEAKER_00: Good preparation was never about pretending we could predict every movement.
- 18:52SPEAKER_00: It was facts, patterns, repetition, consequences, and knowing where the exits were before the room changed.
- 18:59SPEAKER_00: Selling a house is not a life or death event, but it can be one of the largest financial events in a family's life.
- 19:06SPEAKER_00: The discipline transfers.
- 19:08SPEAKER_00: Study that board, identify the risk, prepare the response, keep loyalty clear, do not chase a bad idea across the freeway just because it started running.
- 19:16SPEAKER_00: Artificial intelligence has a narrow role in that work.
- 19:19SPEAKER_00: I use Frank, a locally installed AI system for private analytical work when the sensitive information does not need to enter a public chatbot.
- 19:27SPEAKER_00: I do not claim every connected workflow is fully offline.
- 19:30SPEAKER_00: Some systems must connect to authorized services to receive current information.
- 19:35SPEAKER_00: The value is choosing the right boundary.
- 19:37SPEAKER_00: The machine can compare 816 active properties with yesterday's 800.
- 19:42SPEAKER_00: Separate 472.
- 19:44SPEAKER_00: Detach homes from 209 condominiums and 117 townhomes and flag where an average hides a category problem.
- 19:52SPEAKER_00: Experience decides what matters to the seller.
- 19:54SPEAKER_00: AI can sort the haystack.
- 19:56SPEAKER_00: It cannot accept fiduciary responsibility.
- 20:00SPEAKER_00: Understand a family's priorities or decide which concession protects the seller's outcome.
- 20:05SPEAKER_00: Here's today's seller's action plan.
- 20:07SPEAKER_00: First, identify that real competitive category, not just the city, detached house, condominium townhome, acreage, age restricted property, luxury property or a resale competing with new construction.
- 20:19SPEAKER_00: Second, calculate that buyer's likely payment burden, not merely your desired price.
- 20:25SPEAKER_00: Third, investigate insurance friction before the listing becomes somebody else's emergency.
- 20:30SPEAKER_00: And fourth, inspect that 60-day competition, ask why it's stale.
- 20:35SPEAKER_00: Number five, prepare association title, permit, roof system, and disclosure documents early.
- 20:40SPEAKER_00: Six, decide in advance how you'll be evaluating requests for closing costs or other concessions.
- 20:46SPEAKER_00: Seventh, keep that representation clean.
- 20:49SPEAKER_00: Expose the home to the entire qualified buyer pool.
- 20:52SPEAKER_00: Eight, measure performance after launch, views without showings, showings without offers, offers without qualification, and escrow that return to market or different failures.
- 21:02SPEAKER_00: Each needs a different repair.
- 21:05SPEAKER_00: Three numbers are enough for today.
- 21:07SPEAKER_00: 816 clean active properties, 303 in backup or pending status, 49 closings inside the rolling seven-day window.
- 21:15SPEAKER_00: The lesson is not that buyers have 1,119 equal choices.
- 21:20SPEAKER_00: They do not.
- 21:20SPEAKER_00: The lesson is that online status is layers.
- 21:23SPEAKER_00: Sellers need to know how their property renders after an offer is accepted, whether backup showings will continue, how quickly the feed updates, and what recovery plan exists if escrow fails.
- 21:36SPEAKER_00: Buyers need an agent who keeps checking the transaction.
- 21:39SPEAKER_00: While continuing the search, the practical takeaway is this stop treating status as a decoration.
- 21:45SPEAKER_00: Active, under contract, backup, pending, back on market, and close describe different moments where a different human behavior behind them.
- 21:55SPEAKER_00: For sellers, the job is to make status accurate, keep exposure compliant, prepare for transaction friction, and decide the backup strategy before stress takes over.
- 22:04SPEAKER_00: For buyers, the job is to keep moving while the agent watches the maybe.
- 22:08SPEAKER_00: A good market system does not promise that every parking space is open.
- 22:12SPEAKER_00: It tells you where the motorcycle is before you turn the wheel.
- 22:15SPEAKER_00: I'm Connor with Honor.
- 22:16SPEAKER_00: Thank you for watching Santa ClaritaOpenhouses.com, and we'll see you in the next one.