52. How Banks Actually Make Money — And How to Build Your Own Banking System

Cash Flow Conversations for Founders · Oct 9, 2026 · 41m

Banks make money using your money.

So what happens when you start understanding — and using — the same principles yourself?

In this episode of Cash Flow Conversations, Matt Love and Glenn Yaney break down how banks actually make money, why liquidity matters, and how taking greater control of where your capital sits can change the opportunities available to you.

Glenn starts with a recent example: a line of credit he used to operate his business was unexpectedly shut down while the bank processed his financials. He thought he had $20,000 available — until suddenly he didn't.

That's the problem…