Latest / Brian Thomas / 55KRC Monday Show - Smitherman, Money Monday
Transcript
- 0:00Speaker 1: See the Talk Station five o five.
- 0:14Speaker 2: And fifty five KRC, the Talks Station, Happy Monday, end
- 0:20Speaker 2: of the shutdown.
- 0:33Speaker 3: I'm the dude, man, I'm not.
- 0:35Speaker 2: Brian Thomas is who I am, host of the fifty
- 0:37Speaker 2: five KRS Morning Show. Hope you had a wonderful weekend,
- 0:39Speaker 2: and hope you can stick around all morning. Of course,
- 0:42Speaker 2: just because he didn't get elected to council. As disappointing
- 0:44Speaker 2: as that is. Christopher smith haman former vice mayor of
- 0:47Speaker 2: the City of Cincinnati, joins the program at seven twenty.
- 0:50Speaker 2: That segment's not going anywhere. We call it the Smither Event.
- 0:52Speaker 2: He's got great observation, he's got experience on council, he's
- 0:55Speaker 2: got a great lay lay of the political landscape, and
- 0:58Speaker 2: of course knows a whole lot of people in town.
- 1:00Speaker 2: But you know, running is an independent. If you're not
- 1:02Speaker 2: on the blue sheet, uninformed voters tend to just vote
- 1:05Speaker 2: the way they normally do, which is just like sheeple
- 1:08Speaker 2: click click click, click, blue blue, blue, blue blue. Anyway.
- 1:11Speaker 2: Christopher at seven twenty, not sure what he wants to
- 1:14Speaker 2: talk about, but there's certainly plenty going on. I'm getting
- 1:17Speaker 2: a kick out of Joe Streker given the crime over
- 1:19Speaker 2: the weekend. He's got all the local stories involving crime.
- 1:22Speaker 2: So Joe's been referring back to The Enquirer's political landscape
- 1:26Speaker 2: map that shows which are how various neighborhoods fifty two
- 1:31Speaker 2: neighborhoods within the city of Cincinnati voted in last week's election.
- 1:34Speaker 2: I know you're going to keep doing it. I appreciate it, Joe.
- 1:36Speaker 2: That's why I'm saying it out loud. So you got
- 1:41Speaker 2: a murder or a shooting, or a criminal action in
- 1:44Speaker 2: any given neighborhood. He's writing down how overwhelmingly they voted
- 1:49Speaker 2: for a have to have pervoll in the current administration.
- 1:51Speaker 2: It's like eighty five percent to one hundred percent per
- 1:54Speaker 2: of all. Then you maybe you have yourself to blame
- 1:58Speaker 2: for the crime. I don't know, but we do know
- 2:01Speaker 2: that Corey Bowman ran a strong on crime campaign and
- 2:04Speaker 2: up until about five minutes before the election after perval
- 2:07Speaker 2: didn't care about crime and thought you were all delusional
- 2:10Speaker 2: in thinking there was a crime problem in the city Cincinnati. Anyway,
- 2:13Speaker 2: So Monday, Monday, Brian James coming up. Of course, you
- 2:17Speaker 2: know the shutdown is over, is it really there's a
- 2:19Speaker 2: couple procedural hurdles. We have to get through here before
- 2:22Speaker 2: we find out whether or not the proposal that was
- 2:25Speaker 2: agreed upon by sixty total senators is going to go forward.
- 2:28Speaker 2: But if the shutdown is over, what does it mean
- 2:31Speaker 2: Brian James talk about that, we'll also talk about low
- 2:33Speaker 2: cost EFTs in four oh one case. What the hell
- 2:36Speaker 2: does that mean? That's why we have Brian James. Everyone
- 2:40Speaker 2: gets two thousand dollars from tariffs. That's Trump's recent proposal.
- 2:44Speaker 2: He wants to keep the tariffs in place. He knows
- 2:46Speaker 2: he's in legal jeopardy after the Supreme Court's or the
- 2:48Speaker 2: oral arguments before the Supreme Court, which indicated a lot
- 2:53Speaker 2: of skepticism on the part of even the most conservative
- 2:56Speaker 2: justices on whether he has the authority to issue these tariffs.
- 2:59Speaker 2: But he wants to give you two thousand dollars back,
- 3:01Speaker 2: so by bribing the American people, giving them the return
- 3:04Speaker 2: on the tariff investment. Will that have any impact on
- 3:08Speaker 2: the Supreme Court's decision? Probably not, But I don't think
- 3:14Speaker 2: anyone would have a problem getting some cash back directly,
- 3:18Speaker 2: or would you rather have a go to paydown the
- 3:19Speaker 2: national dat One quarter of Americans didn't take all their
- 3:23Speaker 2: vacation days. That's topic final topic with Brian James. That
- 3:27Speaker 2: happens quite frequently around here anyway. Speaking of vacation days,
- 3:30Speaker 2: I'm off this Friday and next Monday. Smoke them if
- 3:33Speaker 2: you got them, or smoke them why you've got them,
- 3:35Speaker 2: because around here at iHeart Media, your vacation days don't
- 3:37Speaker 2: carry over, do they. Joe just taking like half the
- 3:42Speaker 2: rest of the month off, or at least the month
- 3:45Speaker 2: of December. Anyway, I got quite a few vacation days
- 3:47Speaker 2: lined up, and I'm looking very very forward to exhaling
- 3:52Speaker 2: since we got past the election. So phone calls are
- 3:55Speaker 2: always welcome here in the morning show five one three seven,
- 3:59Speaker 2: eight hundred eighty two three talk pound five fifty on
- 4:01Speaker 2: AT and T Funds if you want to call. Feel
- 4:03Speaker 2: free Auschwitz not long ago, not far away. That was
- 4:06Speaker 2: the subject of a discussion last week with the director
- 4:09Speaker 2: of the CEO for the Holocausting Humanity Center and the
- 4:14Speaker 2: Museum Center had the two CEOs there and they've got
- 4:18Speaker 2: this wonderful exhibit which supplements the Center for Holocausting Humanities
- 4:23Speaker 2: will always presence at the Museum Center, but until the
- 4:27Speaker 2: second week of April. This global exhibit, the Traveling Exhibit
- 4:31Speaker 2: with more than five hundred artifacts from Auschwitz is going
- 4:34Speaker 2: to be there, so you can see the Holocausting Humanities exhibit.
- 4:38Speaker 2: You can watch this one separately, two separate tickets again
- 4:40Speaker 2: which is typically the case at the museum center, but
- 4:42Speaker 2: you get a discount. So all the details on that,
- 4:45Speaker 2: and we're going to looks like we're going to do
- 4:48Speaker 2: a listener lunch hopefully it's the first week or first
- 4:52Speaker 2: onesday of April at the Center for Holocaust in Humanity
- 4:56Speaker 2: that allows us to have a box lunch together and
- 4:58Speaker 2: then tour the exis. It's the last, like just one
- 5:02Speaker 2: more week left of the exhibit, so giving us all
- 5:04Speaker 2: an opportunity to go there and enjoy the fellowship and
- 5:07Speaker 2: see this amazing, amazing display. Of course, Restore Wellness last
- 5:12Speaker 2: week with George and Keith George Breneman and Keith Tennenfeld,
- 5:16Speaker 2: great information about how to we'll improve your diet, your
- 5:18Speaker 2: lifestyle and I've really tried to take a lot of
- 5:21Speaker 2: the tips that they have passed along the well more
- 5:23Speaker 2: than a year we've been talking to them. Restore Wellness
- 5:26Speaker 2: dot Org is where you find those guys and all
- 5:28Speaker 2: the tips and information they have, including podcasts, So it's
- 5:32Speaker 2: all there. Fifty five Cassy, now kind of get youryheart
- 5:33Speaker 2: MEDIAPP while you're at it. It will well allie to
- 5:36Speaker 2: stream content wherever you happen to be. It's also good
- 5:38Speaker 2: for the show. Got to be honest with you on
- 5:40Speaker 2: that real time numbers, and thank you to everyone who listens.
- 5:44Speaker 2: Sixty to forty vote on the measure to take up
- 5:47Speaker 2: the House past spending legislation. Of course, that requires sixty
- 5:51Speaker 2: votes in the Senate filibuster procedure. I'm sure you all
- 5:53Speaker 2: know that. By now. We now have eight members of
- 5:55Speaker 2: the Democratic Causes Caucus joining with the Republicans well with
- 5:59Speaker 2: one notable exception, Ran Paul voting in favor, which allow
- 6:03Speaker 2: the build and move forward on the heels of what
- 6:07Speaker 2: fourteen rejections of an almost identical proposal. So they say
- 6:12Speaker 2: the next big step is for the Senate to amend
- 6:14Speaker 2: the measure send it back to the House. But apparently
- 6:19Speaker 2: that can't happen unless the Senate unanimously agrees to dispense
- 6:22Speaker 2: with other procedural steps that would delay action, and I
- 6:25Speaker 2: can expect there will not be one hundred percent consent
- 6:28Speaker 2: on that. So whatever procedural steps it has to go through,
- 6:31Speaker 2: presumably given the sixty votes to advance this legislation, whatever
- 6:35Speaker 2: procedural steps are not going to pass the sixty vote threshold.
- 6:39Speaker 2: Keep your popcorn out. Dick Durbin, Senator, second in line Democrat.
- 6:45Speaker 2: He joined with the what are described as Center as
- 6:48Speaker 2: voting for the legislation. Tim Kaine negotiated some well what
- 6:53Speaker 2: they are considering concessions from the Republicans. I'll let you
- 6:56Speaker 2: decide how big they are. They don't seem to be
- 6:58Speaker 2: that much of a big deal to me. So what
- 7:01Speaker 2: they agreed to provisions reversing the firings of the federal
- 7:09Speaker 2: workers that Trump initiated after the shutdown, described as thousands
- 7:13Speaker 2: of people that were let go. They'll be welcome back.
- 7:17Speaker 2: Number two, forbid additional firings at least through January thirty first,
- 7:22Speaker 2: which is what this resolution will keep the government open
- 7:24Speaker 2: until you got it this much time, and the idea
- 7:26Speaker 2: is to vote on the appropriations bills. Okay, So forbid
- 7:34Speaker 2: additional firings, fine, no big deal concession wise, also some
- 7:37Speaker 2: legal questions whether the firings were well legal in the
- 7:39Speaker 2: first place, So we'll see bill also ensure back pay
- 7:43Speaker 2: for federal workers. Trump had suggested that they weren't going
- 7:47Speaker 2: to get back pay, although I think there's legislations on
- 7:50Speaker 2: the books which guarantees federal workers back pay if they've
- 7:53Speaker 2: been placed on furlough, So that's not much of a
- 7:55Speaker 2: concession from my standpoint. So there's your three. They also
- 7:58Speaker 2: agreed to vote on an extension of the Obamacare tax cuts,
- 8:06Speaker 2: just to vote, which the Republicans have been offering for
- 8:10Speaker 2: well since the first cr came out, keeping funding levels
- 8:13Speaker 2: at last year's level, which is exactly what this does.
- 8:17Speaker 2: Offering to negotiate and discuss the extension of the afford
- 8:20Speaker 2: tax credits after the government is reopened. They've been offering
- 8:24Speaker 2: that now for a long time, so at least now
- 8:26Speaker 2: this has been memorialized, we will vote on the Affordable
- 8:28Speaker 2: Care Act. There's a date certain within the agreed upon
- 8:33Speaker 2: extension here, So I thought that was rather interesting. I
- 8:40Speaker 2: was trying to figure out what would have led to
- 8:42Speaker 2: the breaking of the logjam. If you're a Democrat, is
- 8:45Speaker 2: that your constituents feeling pain. Snap benefits were a big
- 8:49Speaker 2: issue here, and they were arguing that the poor people
- 8:51Speaker 2: who are on snap benefits are going to be starving
- 8:53Speaker 2: and that carries some weight. That's a real life thing
- 8:56Speaker 2: for a lot of people, well over the weekend. In fact,
- 8:59Speaker 2: timing is everything. A few hours before midnight last night,
- 9:03Speaker 2: a appeals court said, no, you can't shut down SNAP Benefits. Yeah,
- 9:09Speaker 2: Federal Appeals Court late Sunday deny the administration's bid to
- 9:12Speaker 2: avoid fully funding federal food assistance program for November, ruling
- 9:17Speaker 2: that the means the government will have to make the payment.
- 9:19Speaker 2: That means the government have to make the payments within
- 9:21Speaker 2: forty eight hours unless the Supreme Court intervenes. So last
- 9:27Speaker 2: night is when they reach this agreement. So if you
- 9:30Speaker 2: take this Snap argument out, this actually appeals court decision
- 9:34Speaker 2: benefits the Trump administration on that, Well, it's out of
- 9:36Speaker 2: our hands. We got a fundament one hundred percent, even
- 9:38Speaker 2: though I think logistically it becomes difficult. You only have
- 9:42Speaker 2: certain amount of funds and certain number of piles, and
- 9:45Speaker 2: how does the judicial branch interfere with the congressional power
- 9:49Speaker 2: of the perse authority? And I'll let others argue about that.
- 9:52Speaker 2: But if SNAP must be paid, then and will you
- 9:57Speaker 2: take away the anger from those receiving SNAP? What are
- 10:02Speaker 2: you left with, you're left with, well, I would argue,
- 10:04Speaker 2: so that would be the poor lower echelon folks, although
- 10:07Speaker 2: that number is getting bigger. The air traffic which has
- 10:11Speaker 2: been ground to a screeching hault. Not because the air
- 10:14Speaker 2: traffic controllers aren't invited to continue working. They are essential workers.
- 10:18Speaker 2: It's just calling in sick. And you saw over the weekend.
- 10:22Speaker 2: I hope you didn't have to travel over the weekend.
- 10:23Speaker 2: Thousands of flight they had twenty five hundred flight scans
- 10:27Speaker 2: at least on Saturday. It just got worse yesterday. So, oh,
- 10:31Speaker 2: that's right. Holidays are coming. Don't you think the senators
- 10:34Speaker 2: want to go home for Thanksgiving? You think that had
- 10:36Speaker 2: any imvidus behind the six senators who were previously hold
- 10:40Speaker 2: out saying you know what, I'm gonna go ahead and
- 10:41Speaker 2: move forward this proposal. I'm hearing it from the left,
- 10:44Speaker 2: I'm hearing it from the snap folks. I'm hearing it
- 10:46Speaker 2: from my wealthy business people that they need the air
- 10:49Speaker 2: traffic back. And you know, gosh darn it, my wife
- 10:52Speaker 2: or my husband is demanding that I'm home by Thanksgiving.
- 10:54Speaker 2: Would you open the damn government back up so we
- 10:56Speaker 2: can have a nice family holiday. Together that may have
- 10:58Speaker 2: had an impact on it, maybe, but maybe more the
- 11:01Speaker 2: break in the logjam because some now are suggesting and
- 11:05Speaker 2: Donald Trump is embracing this. If you're gonna send money
- 11:08Speaker 2: out into the world for healthcare, funny, why not give
- 11:11Speaker 2: it directly to people? This is along the lines of
- 11:14Speaker 2: maybe some flexibility with your school education choice. Why do
- 11:17Speaker 2: we send the education dollars directly to schools? Why not
- 11:21Speaker 2: send them to the parents who then have a choice. Hmmm,
- 11:25Speaker 2: hold on, we may be onto something. And as I've learned,
- 11:32Speaker 2: and I hope you've paid attention John Roman to cover
- 11:34Speaker 2: since he is painfully aware because it's his job of
- 11:37Speaker 2: all of the private healthcare insurance companies that are out
- 11:41Speaker 2: there in the world where you can get the type
- 11:44Speaker 2: of policy you want that fits your circumstances with lower
- 11:48Speaker 2: out of pocket liability and better coverage for less money.
- 11:54Speaker 2: You mean, we don't have to go with the Obamacare
- 11:57Speaker 2: And it's outrageous structure and design that I have to
- 12:00Speaker 2: buy insurance that well. As a single young person male,
- 12:04Speaker 2: I'm never gonna need maternity insurance at least until my
- 12:06Speaker 2: circumstances changed. Why am I paying for it? Right? So
- 12:12Speaker 2: if I'm if rather than the subsidies which do go
- 12:15Speaker 2: directly to the evil insurance companies. Right, we've all been
- 12:18Speaker 2: demonized in the medical insurance companies. They're the ones getting
- 12:21Speaker 2: paid directly. Huh. And that's to mask the cost of Obamacare.
- 12:28Speaker 2: If you could turn that model around, let people have
- 12:32Speaker 2: the money not in the form of a tax credit
- 12:35Speaker 2: that went directly to do with medical insurance companies, but
- 12:37Speaker 2: in the form of a check in their own pocket,
- 12:39Speaker 2: or maybe a tax deduction or however that would work
- 12:41Speaker 2: when doing taxes. The money would be in your pocket
- 12:46Speaker 2: and you would be in a position to go out
- 12:49Speaker 2: into the world and find something else. Competitors with Obamacare. See,
- 12:54Speaker 2: the Democrats all along have been wanting to rope you
- 12:56Speaker 2: in the idea that Obamacare was actually affordable, that affordability
- 13:00Speaker 2: masked because they've been supplementing it. Even for people who
- 13:02Speaker 2: make a million dollars a year, you were getting a
- 13:04Speaker 2: tax credit if you went down the Obamacare road. So
- 13:08Speaker 2: I'm thinking there may be something to this and that idea,
- 13:12Speaker 2: while it hasn't been fully baked, and of course there's
- 13:15Speaker 2: no legislation that would allow it to come to fruition
- 13:17Speaker 2: right away. Maybe have the Democrats sweating, Oh my god,
- 13:21Speaker 2: this will be the end of Obamacare. If we're not
- 13:25Speaker 2: forcing people into Obamacare by making it appear to be affordable,
- 13:29Speaker 2: people are going to react, and they're going to look
- 13:31Speaker 2: out into the world, and all these John Rouman types
- 13:33Speaker 2: are going to be popping up talking about, Hey, there's
- 13:35Speaker 2: a million alternatives out here in the private sector that
- 13:38Speaker 2: costs you less money and get you better coverage. Huh.
- 13:42Speaker 2: That is competition. Competition which, like you know, green subsidies,
- 13:50Speaker 2: masks the true cost to the consumer. If you're the consumer,
- 13:54Speaker 2: and you must face the true cost, but you've been
- 13:56Speaker 2: given a pile of money which allows you an incentive
- 13:59Speaker 2: to go out into the real warl old to shop around.
- 14:01Speaker 2: You're going to do it. And for those who don't
- 14:05Speaker 2: apply that money directly to an insurance plan, and I'm
- 14:07Speaker 2: sure there's going to be some obligations to do that,
- 14:09Speaker 2: but let's just say they go off and spend it
- 14:11Speaker 2: on Mountain dew and you know, funions or something, then
- 14:15Speaker 2: they have no one to blame but themselves. Look, you
- 14:16Speaker 2: had an opportunity to buy insurance. Here's all the ways
- 14:19Speaker 2: in which you could have afforded a medical insurance policy.
- 14:22Speaker 2: You chose not to, it's your fault. I kind of
- 14:25Speaker 2: like it. Five nineteen Right now, fifty five KRCD Talk Station,
- 14:28Speaker 2: feel free to call me right back after these briefds.
- 14:30Speaker 2: Fifty five KRC be here for you about Karosite Talk Station.
- 14:36Speaker 2: I'll tell you what not quite ready for this cold weather.
- 14:41Speaker 2: Usually don't mind it a whole lot, but man, it
- 14:44Speaker 2: hit me like a ton of bricks walking out of
- 14:45Speaker 2: the garage this morning, and to clean off the Kia
- 14:49Speaker 2: and scrape the windows and all that. Really wasn't prepared
- 14:52Speaker 2: for that. And I felt so badly finding out over
- 14:55Speaker 2: the weekend that you know, this stupid, stupid war between
- 14:58Speaker 2: Russia and Ukraine. Russia have been attacking Ukraine's infrastructure and
- 15:03Speaker 2: hitting primarily their power generation plans, so widely reported complete
- 15:10Speaker 2: and total zero production of energy from certain plants. And
- 15:15Speaker 2: I think about this, poor people, and how cold it's
- 15:19Speaker 2: going to be very soon. There war rings about pain,
- 15:24Speaker 2: sometimes the pains designed to bring about the end of conflict.
- 15:27Speaker 2: And since we've got Brian James coming up here at
- 15:30Speaker 2: eight five, fun fact and the remaining moment of time
- 15:34Speaker 2: I have in this segment house speaker Nancy Pelosi and
- 15:36Speaker 2: her husband, Paul. Let's see when she started out in Congress.
- 15:41Speaker 2: Before entering office, Pelosi and her husband reported between six
- 15:44Speaker 2: hundred and ten thousand and seven hundred and eighty five
- 15:46Speaker 2: thousand dollars in their collective stock portfolio. It's not in a
- 15:51Speaker 2: financial disclosure form they file, so let's give them the
- 15:54Speaker 2: high number, seven hundred and eighty five thousand dollars. I'd
- 15:57Speaker 2: be nineteen eighty seven. Well, she has announced her retirement,
- 16:02Speaker 2: she'ld be leaving and, much to disagree of literally No one.
- 16:05Speaker 2: Polio portfolio now valued at one hundred and thirty three
- 16:09Speaker 2: point seven million dollars today, according to the New York
- 16:12Speaker 2: Post reporting UH that is a profit of sixteen thousand,
- 16:17Speaker 2: nine hundred and thirty percent the Dow Jones during the
- 16:24Speaker 2: same period. I know they're S and P and there
- 16:26Speaker 2: are you know, other market. You know they've markers out
- 16:34Speaker 2: there or reflective of value, But twenty three two thousand,
- 16:37Speaker 2: three hundred percent, if you hadn't invested in the Dow
- 16:40Speaker 2: over that period of time, you would have gotten two thousand,
- 16:42Speaker 2: three hundred percent return. I don't know what it would
- 16:44Speaker 2: have been like in the SP five hundred nastak, but
- 16:46Speaker 2: the point being a sixteen and thirty percent versus twenty
- 16:50Speaker 2: three hundred percent. That well the average run the mill
- 16:52Speaker 2: Joe out here at you and I would normally expect
- 16:55Speaker 2: to get. We don't have inside baseball to rely on.
- 16:58Speaker 2: Pelosi's now worth an estimated two hundred and eighty million dollars.
- 17:03Speaker 2: I don't know that she really made more than one
- 17:05Speaker 2: hundred and seventy six grand or something along those lines
- 17:07Speaker 2: in her period of time over the years in elected capacity.
- 17:11Speaker 2: How is it that she was able to do so well?
- 17:15Speaker 2: I know you know the answer to that question. Five
- 17:17Speaker 2: twenty five right now, local stories. Phone calls are always welcome,
- 17:21Speaker 2: preferred actually five one, three, seven, four nine fifty five hundred,
- 17:23Speaker 2: eight hundred eight two to three talk bound five fifty
- 17:26Speaker 2: on AT and T phones. Don't go away. I'd be
- 17:27Speaker 2: right back. This is fifty five KRC and iHeart rate
- 17:33Speaker 2: deal with it. Past approaching holidays, which I'm really excited.
- 17:36Speaker 2: I hope you are as well. Lots to be thankful for.
- 17:38Speaker 2: Just got to find it and look for it and
- 17:39Speaker 2: pay attention to that, not the other gloom and doom
- 17:41Speaker 2: crap going on in the world. Let's go to the phone.
- 17:44Speaker 2: See what Tom's got this morning. Thanks Tom, great to
- 17:46Speaker 2: hear from me, as always, welcome back.
- 17:49Speaker 4: Yeah, good morning. Did you have a good weekend?
- 17:51Speaker 5: Uh?
- 17:51Speaker 2: Yeah, really did. We went out to a neighbor's house
- 17:54Speaker 2: for dinner on Saturday. It was absolutely fantastic and got
- 17:57Speaker 2: a lot done, got you know, the winterization stuff done,
- 18:01Speaker 2: got the outdoor umbrellas taken away and put away, and
- 18:04Speaker 2: got the outdoor furniture covered up, and wife worked in
- 18:08Speaker 2: the garden, got the ranch of things cleaned up. So
- 18:09Speaker 2: real productive weekend addition to being fun. I sure hope
- 18:12Speaker 2: you can say you had a good weekend as well, Tom.
- 18:16Speaker 4: Yeah. Well, I'm working every weekend down at Caves Center
- 18:19Speaker 4: trying to get that thing finished up for here about
- 18:21Speaker 4: the end of the year.
- 18:22Speaker 2: Is that the completion schedule for the end of the
- 18:25Speaker 2: year for the project to be done or is it
- 18:26Speaker 2: just your part?
- 18:28Speaker 4: Well, the completion time is what it could be the
- 18:32Speaker 4: day before Cavalcadea Customs. That's the drop dead date. Because
- 18:37Speaker 4: Cavalcada Customs is coming and there's nothing you could do
- 18:40Speaker 4: about it.
- 18:41Speaker 2: You better be done when ISCA.
- 18:44Speaker 4: I frankly don't know I'm going down there on the weekends.
- 18:47Speaker 4: I just know that it's coming to January and better
- 18:50Speaker 4: be ready.
- 18:51Speaker 2: Just said to being a January boy, you say Cavalcada customs.
- 18:54Speaker 2: This just reminds me of the seventies and we had
- 18:57Speaker 2: a neighbor's brother who would take us down there. And
- 18:59Speaker 2: that was remember when the vans custom vans were real
- 19:01Speaker 2: big and they had a whole huge convention full of
- 19:04Speaker 2: all these custom vans. Wow.
- 19:07Speaker 4: Anyway, I know, I know that the the ice rink
- 19:10Speaker 4: is pretty much put together. They've got got the platform
- 19:14Speaker 4: up there and they got the handrails and everything. Zamboni
- 19:17Speaker 4: is sitting down there. So that's where the ice rinks
- 19:20Speaker 4: getting moved to, is out in front of the remodeled
- 19:23Speaker 4: convention center. In case anybody likes to go go downtown
- 19:27Speaker 4: to the ice rink. You're not going to Fountain Square
- 19:29Speaker 4: for that anymore, at least not at least not this year.
- 19:32Speaker 4: So yeah, it's I saw yesterday. It's I don't. I
- 19:36Speaker 4: don't think I saw ice yet obviously, but I definitely
- 19:38Speaker 4: saw the rink itself built. And uh So, to switch
- 19:42Speaker 4: gears back to what we were talking about, my wife
- 19:45Speaker 4: and I have had the discussion about our big trip
- 19:49Speaker 4: at the end of the year, and we're starting to
- 19:51Speaker 4: do a little hand ringing and uh because we're we're
- 19:54Speaker 4: flying uh and we don't we don't need that hassle.
- 19:57Speaker 4: We we put too much planning and stuff into this trip.
- 20:00Speaker 4: So okay, yeah, it's definitely something that is on our mind.
- 20:05Speaker 4: So I'm quite certain that everybody's been thinking about that,
- 20:08Speaker 4: and that's got at least be a reason holidays are
- 20:10Speaker 4: coming up.
- 20:11Speaker 2: Could not agree more?
- 20:13Speaker 4: Right, you want to piss off a bunch of constituents, Right,
- 20:15Speaker 4: that's a that's a way to do it.
- 20:18Speaker 2: Well, that's the time. That's the reason I said. This
- 20:21Speaker 2: court's decision ordering the government to fully fund SNAP. That
- 20:25Speaker 2: decision came out last night, right around the time the
- 20:29Speaker 2: Democrat Moderate Democrats decided to go with the Republicans and
- 20:32Speaker 2: Events's funding bill. Because no longer do they have angry
- 20:36Speaker 2: SNAP recipients. If they're going to get their full amount,
- 20:39Speaker 2: that chorus of anger disappears, leaving you with what the
- 20:43Speaker 2: course of anger brought to you by the air traffic
- 20:45Speaker 2: being effectively shut down because the controllers aren't showing up
- 20:48Speaker 2: to work. That impacts a lot of people, you know,
- 20:51Speaker 2: from hardworking Tom to all the elite the business people.
- 20:56Speaker 2: Can you imagine the phones ringing off the hook in Washington,
- 20:58Speaker 2: DC from angry of business executives about how they can't
- 21:02Speaker 2: get to where they need to go. They've got vacation
- 21:04Speaker 2: plans are some little more weight than others. But absolutely, Tom.
- 21:10Speaker 4: Yeah, and uh, they're gonna need a week or two
- 21:13Speaker 4: at least to get this thing straightened back out. As
- 21:15Speaker 4: far as the air traffic, because it's already a mess.
- 21:17Speaker 2: It is.
- 21:18Speaker 4: Well, it's too early to congratulate the Republicans, but but
- 21:23Speaker 4: as of right now, it looks like they're all standing
- 21:27Speaker 4: firm and and they've they've they've grown a spine. It
- 21:30Speaker 4: does appear that So I'm I'm a little hopeful that,
- 21:33Speaker 4: you know, did these concessions that they talk about. It's
- 21:36Speaker 4: basically what what the Democrats would have gotten had they
- 21:39Speaker 4: agreed to this thing. What at the end of end
- 21:43Speaker 4: of the fiscal year in September.
- 21:45Speaker 2: Right from the moments the Republicans, from the moment the
- 21:48Speaker 2: House sent over the fully funded Continuing Resolution maintaining last
- 21:52Speaker 2: year's level of funding, what they got through these concessions,
- 21:55Speaker 2: and again hasn't been firmly done. I mean, it's we're
- 21:58Speaker 2: looking positive, but not complet done yet. But that's exactly right.
- 22:02Speaker 2: They would have gotten this regardless. Republicans kept saying the
- 22:05Speaker 2: whole time, we're willing to discuss the extension of the subsidies,
- 22:08Speaker 2: but after the government runs open is open now they've
- 22:11Speaker 2: agreed to vote on an extension of the subsidies before
- 22:14Speaker 2: the end of the year. But do you think they're
- 22:16Speaker 2: gonna vote yes.
- 22:17Speaker 4: Tom, I certainly hope not. What a waste of time
- 22:21Speaker 4: this would have been. Huh So. Yeah, the two big
- 22:25Speaker 4: lies that caught me this morning reading through it was
- 22:28Speaker 4: one from Schumer, who's I don't know, he could go
- 22:31Speaker 4: on record as the biggest lying politician ever. But that's
- 22:35Speaker 4: a long list too. But his thing about how the
- 22:42Speaker 4: demoter the Republicans aren't even interested in healthcare reform, Well,
- 22:47Speaker 4: of course they are. They want to reform healthcare. They
- 22:50Speaker 4: don't like Obamacare. Isn't getting rid of Obamacare or or
- 22:53Speaker 4: messing with it? Isn't that healthcare reform? Of course, It
- 22:56Speaker 4: is that he doesn't want to admit dad, he wants
- 22:58Speaker 4: to say no, they don't want to do any And
- 23:00Speaker 4: then of course Bernie Sanders, he's he's all full of
- 23:03Speaker 4: just some great wisdom, isn't he? So he his lie
- 23:07Speaker 4: about it. All this does is uh has help Trump
- 23:10Speaker 4: with authoritarianism. Now, when when you have to make a
- 23:14Speaker 4: deal to get eight senators to come over and vote
- 23:17Speaker 4: with you know, make a total of sixty, that is
- 23:20Speaker 4: literally against the definition of authoritarianism. You need people to
- 23:24Speaker 4: vote on things if it was authoritarian.
- 23:29Speaker 2: But he disappear on this, Jeff.
- 23:30Speaker 4: Authoritarianism crap is nothing but a bunch of lies.
- 23:34Speaker 6: And by the way, you know it's funny because regular
- 23:43Speaker 6: listeners right know exactly what Tom's saying in part of
- 23:46Speaker 6: the fact that his phone dropped out.
- 23:48Speaker 4: Don't vote Democrat.
- 23:50Speaker 2: There you go, you finished up for him. Heavy Monday
- 23:54Speaker 2: stack a stupid time. Alternatively, phone calls five, one, two three,
- 23:59Speaker 2: you talk may war to give out. This just to
- 24:01Speaker 2: me is a reflection of how stupid voters are. Why
- 24:04Speaker 2: would you elect someone with this background? Anyway, we go
- 24:07Speaker 2: to Stacy Marie laughmon Lofton, former underscore New Hampshire lawmaker,
- 24:12Speaker 2: believed to be the first elected openly transgender lawmaker in
- 24:15Speaker 2: the United States, has just recently pleaded guilty to child
- 24:19Speaker 2: sex abuse charges in federal court court. To local news
- 24:23Speaker 2: w M you are forty one year old. Former politician
- 24:26Speaker 2: recently entered a plea in a Boston federal courtroom on
- 24:29Speaker 2: charges that include sexual exploitation of children involving child sexual
- 24:34Speaker 2: abuse materials. Mister Laughton, who authorities say identifies using female
- 24:41Speaker 2: pronouns which I'm not going to bother with, accused of
- 24:44Speaker 2: working with his ex girlfriend Lindsey Groves to exploit children
- 24:47Speaker 2: at a daycare center called Creative Minds in Massachusetts. Grobbs,
- 24:54Speaker 2: former employee of the daycare center, took nude photographs of
- 24:56Speaker 2: the children and sent them to Laughman Lawton in twenty
- 24:59Speaker 2: twenty to while Lawton served as a member of the
- 25:02Speaker 2: New Hampshire House of Representatives. Court of the Affidavid filed
- 25:06Speaker 2: that year, authority said that Gross took four photos of
- 25:09Speaker 2: children under the age of five. Cording to the filing,
- 25:13Speaker 2: Lawton Gross exchanged thousands of text message around that time.
- 25:16Speaker 2: At the end that the images were sent messages. According
- 25:20Speaker 2: to the reports, in those, Lawton expressed interest in having
- 25:24Speaker 2: sex with the children, who let me again remind you
- 25:27Speaker 2: were under the age of five. When Lawton was elected
- 25:32Speaker 2: as a representative of twenty twelve, he she was considered
- 25:35Speaker 2: to be the first openly transgender person elected to a
- 25:37Speaker 2: state legislature. Yeah right, I know who cares courting the reporting.
- 25:42Speaker 2: Lawton's political career marked by complications in legal troubles. After
- 25:47Speaker 2: he was elected in twenty twelve, he announced that he
- 25:51Speaker 2: would not serve due to previous felony level credit card
- 25:56Speaker 2: fraud convictions. All right, so elected in the No, I'm
- 26:00Speaker 2: not going to take the post. He tried to run
- 26:02Speaker 2: again at twenty fourteen, but the New Hampshire Ballot Law
- 26:05Speaker 2: Commission denied the request on the basis of the suspended sentence.
- 26:08Speaker 2: Then twenty twenty, Boughton ran to represent New Hampshire's House
- 26:12Speaker 2: representatives for District thirty one and after in spite of
- 26:15Speaker 2: all of that, won the election. Represented Nashaw's Ward third
- 26:24Speaker 2: or Nashauwa's Ward A third ward in twenty twenty two
- 26:27Speaker 2: when he she registered after being arrested over a stalking incident.
- 26:33Speaker 2: Have fun in prison, Perio is the biggest douche of
- 26:40Speaker 2: the un under the age of five, at all the galaxies,
- 26:44Speaker 2: there's no bigger douche than you. You've reached the top,
- 26:49Speaker 2: the pinnacle of douche dom. Good goingdue your dreams have
- 26:55Speaker 2: come true. CoP's important port Saint Luci say, forty four
- 27:01Speaker 2: year old peacher Rera fired shots last week outside of
- 27:06Speaker 2: Harper's Pub. Why are you doing that? Police body camera
- 27:10Speaker 2: footage obtained by a news showed Rera being taken into
- 27:13Speaker 2: custody court to the police, Rieira got into an argument
- 27:18Speaker 2: with three people outside the pub went who he claimed
- 27:20Speaker 2: were trying to con him. Now court of the reporting,
- 27:24Speaker 2: he raises chickens and the dispute. The dispute, here's the
- 27:28Speaker 2: answer to the question, Joe. The dispute was about how
- 27:31Speaker 2: many eggs chickens can lay amen brother. For some reason,
- 27:38Speaker 2: the argument got heated. Riira allegedly fired four shots from
- 27:41Speaker 2: a forty five caliber glock. Idiots doing idiot things because
- 27:46Speaker 2: they're idiots, Corda cops. RIrA was paranoid and thought the
- 27:49Speaker 2: folks were he was arguing with were out to get him.
- 27:52Speaker 2: Cops say everyone involved was drinking and fortunately nobody was injured.
- 27:55Speaker 2: Rare also being held without bond, facing multiple criminal charges,
- 27:59Speaker 2: and two of them the people he allegedly shot at,
- 28:02Speaker 2: ended up getting arrested during the police response. Why for
- 28:08Speaker 2: resisting arrest? Don't do that? Five care see Detalk Station USA. Installation.
- 28:15Speaker 2: Do that you got a detox station? Happy Monday. Back
- 28:18Speaker 2: to the stack is stupid. Oh here you go when
- 28:22Speaker 2: seconds count? And the Great Equalizer and a salute to
- 28:28Speaker 2: the American Veteran as we are at Veteran Veterans Day,
- 28:31Speaker 2: elderly Vietnam War veteran turned the tables on a naked
- 28:36Speaker 2: crazy guy who broke both of this veteran's legs as
- 28:40Speaker 2: tradition his last act as a living human being on
- 28:43Speaker 2: this planet. The Vietnam War veteran shot this guy dead.
- 28:48Speaker 2: Happened in Los Angeles. Maniac went from went to the
- 28:51Speaker 2: suburban block of Tejunden Avenue. This happened on Friday morning.
- 28:55Speaker 2: Before he stripped down naked on the sidewalk, then started
- 28:58Speaker 2: screaming a bunch of nonsense and broke into a woman's home.
- 29:03Speaker 2: Security camera footage from the house across the street shows
- 29:05Speaker 2: the man trying to break into the house while holding
- 29:07Speaker 2: a garden sign and yelling unintelligibly. He managed to break
- 29:11Speaker 2: into the home chased the terrified tenant out her landlord.
- 29:17Speaker 2: Seventy nine year old Vietnam veteran heard the screams and
- 29:20Speaker 2: ran out of his home to help court to the
- 29:23Speaker 2: Los Angeles Police Department Captain Castillo. In an interview, he
- 29:26Speaker 2: tells the suspect to leave. He told him I have
- 29:29Speaker 2: a gun and that I will shoot you. Nonetheless, the
- 29:33Speaker 2: naked guy slammed the veteran onto the ground, fracturing both
- 29:37Speaker 2: of his legs, and at that point, the veteran opened
- 29:41Speaker 2: fire as the attacker approached him. A neighbor speaking with
- 29:46Speaker 2: local news, I looked over and the naked guy was
- 29:48Speaker 2: on the ground, and the older guy was on the ground,
- 29:50Speaker 2: and he shot him two more times. Veteran taken to
- 29:54Speaker 2: the hospital underwent successful surgery. Cour to the Police Department
- 29:59Speaker 2: Captain Castillo, he makes it out of there without being
- 30:01Speaker 2: any wheelchair for the rest of his life. The neighborhood
- 30:05Speaker 2: hailing him as a hero. One neighbor, I think it's
- 30:09Speaker 2: a textbook example of self defense and I really really
- 30:12Speaker 2: hope he does not face charges. Amen. If that he
- 30:16Speaker 2: is charged, it'll be a consequence of La County District
- 30:19Speaker 2: Attorney Nathan Huckman. I wouldn't expect charges to be filed. Okay,
- 30:32Speaker 2: Iowa woman arrested last Wednesday after police says she was
- 30:35Speaker 2: found in between the walls of a business why are
- 30:39Speaker 2: you doing that. Let's find out together me Genesco, Illinois. Genesco,
- 30:42Speaker 2: Illinois Police Department set of business over the one in
- 30:46Speaker 2: block of South State Street reported hearing a loud noise
- 30:48Speaker 2: coming from the ceiling or the attic area of the
- 30:50Speaker 2: business about five point thirty in the evening. Officers searched
- 30:53Speaker 2: about fifteen twenty minutes and also heard noise while they
- 30:56Speaker 2: were searching, but couldn't determine where it was coming from.
- 30:58Speaker 2: They cleared the scene after no other noises could be heard.
- 31:02Speaker 2: About fifteen minutes later, the business owner reported hearing more
- 31:05Speaker 2: suspicious noises coming from a different area of the business.
- 31:07Speaker 2: Officers showed back up began checking not only the complaint's business,
- 31:11Speaker 2: but also the other businesses in the same area. They
- 31:14Speaker 2: heard whispering and movement coming from inside the building around
- 31:18Speaker 2: them when they were searching. Now about six thirty, officers
- 31:21Speaker 2: spoke with a person they figured was in the interior walls.
- 31:26Speaker 2: Genesco firefighters responded to help remove the person from in
- 31:29Speaker 2: between the walls. Investigators show that the business on the
- 31:33Speaker 2: South State Street areas sustained damage to a potential access point,
- 31:37Speaker 2: shared roof structure, and after investigation. They arrested Kelly Gatchi,
- 31:44Speaker 2: twenty six Davenport on charges of verticalary and criminal damage
- 31:47Speaker 2: to property and criminal trespass. They are still investigated to
- 31:50Speaker 2: germined whether other people may be involved or perhaps remain
- 31:54Speaker 2: inside the walls idiots doing idiot things because they're idiots. Yes, yes, Oh,
- 32:01Speaker 2: I'd love the headline on this because you may have
- 32:03Speaker 2: seen the viral video I did headline Michigan woman appears
- 32:11Speaker 2: to throw coffee at McDonald's manager. Warrant issue appears.
- 32:17Speaker 5: Now?
- 32:17Speaker 2: Is that a suggestion that we can't believe our own
- 32:19Speaker 2: eyes when we see a video surveillance video which we've
- 32:22Speaker 2: got Michigan a woman caught on camera throwing a hot
- 32:26Speaker 2: coffee at a manager in a McDonald's. Video on social
- 32:28Speaker 2: media released by the Buena Vista Police Department show's the
- 32:33Speaker 2: woman arguing with the manager inside the McDonald's. It ended
- 32:36Speaker 2: with the suspect appearing to throw coffee at the manager
- 32:39Speaker 2: as she walked away. Police told local news the suspect
- 32:42Speaker 2: has identified as Kashara Brown. Victim requested that she not
- 32:47Speaker 2: be identified. Happened last Tuesday after Brown ordered food on
- 32:52Speaker 2: the McDonald's app but did not provide her name or
- 32:54Speaker 2: payment information when submitting the order. Brown, unhappy with the
- 32:58Speaker 2: two sandwiches she hit, ordered and began to speak to
- 33:01Speaker 2: the manager. Brown was offered a coffee in an attempt
- 33:07Speaker 2: to calm her down, Gratis coffee. Brown was not satisfied.
- 33:11Speaker 2: The argument apparently then became heated. Video shows Brown removing
- 33:16Speaker 2: the lid from the cup and throwing the hot coffee
- 33:18Speaker 2: at the manager just as the manager. Just as the
- 33:22Speaker 2: manager herself turned to walk away, Brown hurled obscenities of
- 33:26Speaker 2: the manager, then left the building as the manager screamed
- 33:30Speaker 2: in pain from being hit with scalding coffee. Described as
- 33:35Speaker 2: having minor injuries not treated at the hospital. So fortunately
- 33:38Speaker 2: she was not a recipient of third degree burns, which
- 33:40Speaker 2: I guess happens when you go through a drive through
- 33:43Speaker 2: McDonald's and then spilled the hot coffee in your lap,
- 33:46Speaker 2: netting you several hundred thousand dollars in compensation. What it is,
- 33:51Speaker 2: The police said, the warrant for Brown's arrest has been
- 33:53Speaker 2: issued in authorities of working to apprehender court to the
- 33:57Speaker 2: police quote, we know where she lives. Presumably by now
- 34:02Speaker 2: they've already got her five to six fifty five care
- 34:05Speaker 2: City Talk Station. Plenty to talk about in the six
- 34:06Speaker 2: o'clock hour. Hope you can stick around. Government looks like
- 34:09Speaker 2: it may open up more than that. No coming up
- 34:11Speaker 2: and your phone calls are always welcome. I'll be right back.
- 34:14Speaker 2: Today's top headlines, Got me talk station. I'm Thomas right here.
- 34:18Speaker 2: Wish never bren a very happy Monday. Are we in
- 34:21Speaker 2: a celebratory mood? Sintead of here? As they move forward
- 34:23Speaker 2: to get the government reeleden? Are you happy with it?
- 34:25Speaker 2: If you're a Democrat? Probably not. Here's some of the
- 34:29Speaker 2: uh well, the anger expressed as a consequence of this.
- 34:32Speaker 2: What I would argue is a positive step forward and
- 34:35Speaker 2: some craziness in connection with some of those comments. Five
- 34:38Speaker 2: on three seven four nine fifty five eight hundred eight
- 34:40Speaker 2: two three talk go with pound five fifty on your
- 34:42Speaker 2: AT and T phone. You care to call in comment,
- 34:44Speaker 2: Love to hear from you on that or anything else
- 34:46Speaker 2: we're talking about. Of course, the developments last night the
- 34:49Speaker 2: Appeals Court said no, you've got a fund snap benefits
- 34:51Speaker 2: and completely. Now the Supreme Court's going to comment on
- 34:54Speaker 2: this at some point, but as of right now, it
- 34:57Speaker 2: seems that that angry Knapp recipient argument has been thrown
- 35:02Speaker 2: out that I thought was a rather interesting wrinkle late
- 35:05Speaker 2: last night, in so far as this that was late
- 35:11Speaker 2: last night, in so far as this sort of suggestion
- 35:14Speaker 2: that well, let's not give insurance companies the money directly
- 35:18Speaker 2: these Obamacare subsidies that have been in the heart of
- 35:20Speaker 2: the government shutdown. Now the real quickly here the agreement
- 35:24Speaker 2: that they entered into which advanced this, I guess Senator
- 35:30Speaker 2: Dick Durbin. Dick negotiated these reverse the firings of the
- 35:36Speaker 2: federal workers that Trump had already fired, so bring them
- 35:39Speaker 2: back forbid additional firings at least through Ary January thirty. First, Now,
- 35:44Speaker 2: this new spending interim spending measure expires at the end
- 35:47Speaker 2: of January, keeping the government open. Remember, originally I think
- 35:51Speaker 2: it was set to expire this week, so they wanted
- 35:53Speaker 2: some extra time to work on the appropriations bills. They
- 35:56Speaker 2: got three full year appropriations bills announced yesterday, Veterans Programs,
- 36:01Speaker 2: Military Housing, Agricultural Department, and Legislative brands. So three more
- 36:06Speaker 2: of the appropriations bills also queued up, so you got
- 36:11Speaker 2: the return the fired federal employees, no firing through January
- 36:16Speaker 2: thirty first, and sure back pay for the federal workers
- 36:19Speaker 2: that were fired, which I don't think was ever truly
- 36:22Speaker 2: in jeopardy in spite of what Trump suggested. And then
- 36:25Speaker 2: a guarantee to vote on the extended healthcare subsidies, but
- 36:32Speaker 2: not a guarantee of passage, which was noted in the
- 36:35Speaker 2: last hour. Was pretty much status quo from the original
- 36:38Speaker 2: vote on the continuing resolution. That was always going to
- 36:41Speaker 2: be the case. If they had voted on the original
- 36:43Speaker 2: continuing resolution, then the government wouldn't have shut down and
- 36:46Speaker 2: those employees would have been fired, so that wouldn't have
- 36:48Speaker 2: been an issue worthy of discussion. So scratch that one
- 36:51Speaker 2: off as really nothing gained, nothing lost. Snap benefits wouldn't
- 36:57Speaker 2: have been suspended because we kept things funded at the
- 36:59Speaker 2: last year's long They would have continued to work on
- 37:03Speaker 2: the funding bills, so I thought, though maybe one of
- 37:11Speaker 2: the things that advanced this the Democrats probably pretty freaked
- 37:14Speaker 2: out over the idea of giving these subsidies rather than
- 37:18Speaker 2: to the insurance companies, but allowing the subsidies to flow
- 37:21Speaker 2: into your pocket. The parallel I drew in the last hour,
- 37:25Speaker 2: it's like education choice. If the money isn't going directly
- 37:29Speaker 2: to the school districts and it went into your pocket.
- 37:33Speaker 2: Isn't that good for you as a consumer of education?
- 37:37Speaker 2: Many people have noted me include them, Me included among them.
- 37:40Speaker 2: If the dollars are floating around there, as if they
- 37:43Speaker 2: were earned dollars by you through your job, and you
- 37:46Speaker 2: had discretion on where you were going to spend those
- 37:48Speaker 2: hard earned dollars, you might choose something better for you
- 37:51Speaker 2: based upon your circumstance. So in the case of education,
- 37:54Speaker 2: would you go to the public school perhaps, or would
- 37:57Speaker 2: you perhaps allocate those dollars to some alternative education maybe? Fundamentally,
- 38:02Speaker 2: though you get a choice now, the same thing would
- 38:04Speaker 2: apply logically and reasonably here. And I think this is
- 38:07Speaker 2: what's got the Democrats who have been I mean behind
- 38:10Speaker 2: the scenes, all of this subsidy stuff as being about
- 38:14Speaker 2: just enshrining Obamacare as the only form of medical insurance
- 38:19Speaker 2: like Medicaid for all when you master the premium which
- 38:24Speaker 2: have gone up and up and up by providing a
- 38:27Speaker 2: subsidy which basically provides you the medical insurance for free
- 38:30Speaker 2: and basically offloading it to the American taxpayer. But you
- 38:34Speaker 2: force people into Obamacare only the only subsidy you get
- 38:39Speaker 2: is if you get an Obamacare policy. So what if
- 38:42Speaker 2: that subsidy, rather than supporting insurance companies via Obamacare, went
- 38:47Speaker 2: into your pocket? Enter another commercial. Well it's not it's
- 38:51Speaker 2: just a reality. John Roman, he's on the program all
- 38:54Speaker 2: the time, and he's not the only one that does this.
- 38:56Speaker 2: But there's a gazillion private insurance companies there. You don't
- 39:01Speaker 2: have to get Obamacare, and ultimately you can get a
- 39:03Speaker 2: better policy for less premium dollars, better coverage for less money.
- 39:07Speaker 2: So the money's in your hand. Are you gonna go
- 39:09Speaker 2: with a crazy, outrageous Obamacare plan with its high premium
- 39:13Speaker 2: and massive deductible or might you take that money and
- 39:18Speaker 2: get something better for you, maybe a smaller policy. If
- 39:22Speaker 2: you're a young person who's healthy, there's an insurer out there.
- 39:24Speaker 2: There'd be more than willing to write you, you know,
- 39:26Speaker 2: just perhaps a catastrophic policy. I'll never go to the doctor. Fine,
- 39:29Speaker 2: you talk about that with John or an independent insurance
- 39:31Speaker 2: broker who knows about all these private insurance markets out there.
- 39:34Speaker 2: The problem is in some of the statements reflected by
- 39:36Speaker 2: elected officials, it's just they don't either know that this
- 39:40Speaker 2: private market exists out there or they don't want you
- 39:43Speaker 2: to know about it. I mean, Senator Chris Murphy. This
- 39:50Speaker 2: is unsurprisingly nonsensical. Is he suggesting eliminating health insurance and
- 39:56Speaker 2: giving people a few thousand dollars instead? No, he's not.
- 40:02Speaker 2: If you gave a subsidentity to people rather than giving
- 40:05Speaker 2: a subsidy to the insurance companies, effectively what is going on.
- 40:10Speaker 2: They will wake up to their eyes and realize that, no,
- 40:12Speaker 2: I have insurance options. Donald Trump didn't do anything to
- 40:16Speaker 2: eliminate the concept of medical insurance. He just eliminated the
- 40:20Speaker 2: single choice you have to get the subsidy, which is
- 40:23Speaker 2: having to go to an Obamacare plan. This is brilliant.
- 40:28Speaker 2: Donald Trump doesn't get treaded for the concept that was
- 40:30Speaker 2: done in the Senate. Some of the Senate republic or
- 40:31Speaker 2: some of the Senate Republicans came up with this great idea.
- 40:34Speaker 2: Now you can't solidify this. This is going to require
- 40:37Speaker 2: a lot of work. It's very complicated because of the
- 40:39Speaker 2: different ways that these health savings accounts and flexible spending
- 40:43Speaker 2: accounts in all work, which is exactly where it's been suggested.
- 40:46Speaker 2: This money will go goes in your health savings account,
- 40:49Speaker 2: your flexible spending account. You then can use that money
- 40:51Speaker 2: to buy health insurance. Again, there or limitations on being
- 40:56Speaker 2: able to actually do that right now, but that's why
- 40:58Speaker 2: you create new legislation and you address the current limitations
- 41:03Speaker 2: on this happening. But I think it's a brilliant suggestion.
- 41:07Speaker 2: And what will this bring about market reform? Yeah, because
- 41:10Speaker 2: all the insurance companies out there are going to be
- 41:12Speaker 2: competing for the dollars that are now in your pocket. Now,
- 41:15Speaker 2: moving aside from my normal libertarian philosophy, and I don't
- 41:18Speaker 2: think anybody should be getting direct checks from the federal
- 41:20Speaker 2: government probably for anything, But that's just a political leading
- 41:25Speaker 2: of political philosophy into philosophy and a default position I take.
- 41:28Speaker 2: But if this money is going to flow out into
- 41:29Speaker 2: the world, this is a much much better scheme. And
- 41:34Speaker 2: how will the Democrats ultimately react to this? Are they
- 41:39Speaker 2: going to defend the concept of the money going directly
- 41:44Speaker 2: to those evil insurance companies that they've been demonizing for
- 41:48Speaker 2: years and years? Insurance companies who stock prices have gone
- 41:53Speaker 2: through the roof since Obamacare got enacted. They're the ones
- 41:58Speaker 2: who pay in process the clas of course they get
- 42:00Speaker 2: the premium they're paying and processing the claims, take away
- 42:05Speaker 2: the premium dollars. You've got to collapse on your hands,
- 42:08Speaker 2: at least in so far as that structure is concerned
- 42:11Speaker 2: no longer, you know, built on the mandate of Obamacare
- 42:14Speaker 2: and the fact that these subsidies are limited to Obamacare. Yeah,
- 42:20Speaker 2: you might want to look at your insurance, your portfolio
- 42:23Speaker 2: in terms of investment in medical insurance or medical insurance companies,
- 42:26Speaker 2: because I think that dynamic may change if this gains
- 42:29Speaker 2: traction and this concept it gets a foothold. So keep
- 42:34Speaker 2: your popcorn out and look forward to the concept of
- 42:36Speaker 2: it happening, because I really do believe invest for every
- 42:39Speaker 2: by everybody. So what Bobby's got this morning? Bobby, welcome
- 42:43Speaker 2: to the program. Happy Monday to you.
- 42:46Speaker 5: Happy Monday, my brother. Wish everybody well today. Today's a
- 42:50Speaker 5: great day. Just like to thank you and Joe. You're
- 42:53Speaker 5: number one in the nation for being talk stations because
- 42:56Speaker 5: you let people talk.
- 42:58Speaker 4: Well.
- 42:58Speaker 2: Thank you. I appreciate your acknowledgment that that's why I
- 43:00Speaker 2: thoroughly appreciate the idea of people calling in. Who am
- 43:03Speaker 2: I to know what you want to talk about? Where
- 43:05Speaker 2: the questions lie or where the arguments contrary to what
- 43:08Speaker 2: I'm saying, are right, it's a feel free to bring
- 43:10Speaker 2: them on.
- 43:12Speaker 5: Well, one thing we discussed in the last three and
- 43:14Speaker 5: a half or four years was the DNC bombing. We
- 43:18Speaker 5: went ahead and found all the information, sending information about individuals,
- 43:25Speaker 5: a lot of a lot of it, and it came
- 43:27Speaker 5: out that we were correct on everything. The individual suspect
- 43:32Speaker 5: that put the bomb there at that location. I used
- 43:35Speaker 5: the word suspect. She was born in Hamilton A kidding
- 43:40Speaker 5: see police officer conspiracy. I can tell you a lot
- 43:46Speaker 5: of the specific details.
- 43:48Speaker 2: No, I've read the articles. I've read the articles, and
- 43:50Speaker 2: remember it has not been definitively proven that this person,
- 43:56Speaker 2: this Capitol Hill police officer, is the person. They've used
- 44:00Speaker 2: artificial intelligence. They looked at her gate, they looked at
- 44:03Speaker 2: her height, all the information, and they say, with ninety
- 44:06Speaker 2: four to ninety eight percent accurately accuracy, they do believe
- 44:10Speaker 2: that they have identified this person. So you know, I
- 44:14Speaker 2: think it's great, Well it is.
- 44:16Speaker 5: It shows conspiracy because Kamala Harris was in the DNC
- 44:21Speaker 5: with her detail, and there was three other police officers
- 44:25Speaker 5: with Capitol Police there at the time.
- 44:28Speaker 2: Well on video and I saw over in a couple
- 44:31Speaker 2: of news outlets that the federal authorities shut down the
- 44:35Speaker 2: counting of the electoral votes that were going on in Congress,
- 44:37Speaker 2: not because the J six protesters were running them up
- 44:40Speaker 2: in the hallways, but was after the news broke that
- 44:43Speaker 2: these bombs had been found at the RNC and DNC headquarters.
- 44:46Speaker 2: So if question mark speculation acknowledged, if these bombs had
- 44:52Speaker 2: not been delivered by whoever perha probably this Capitolhill police officer.
- 44:57Speaker 2: But had they not been delivered and not been discovered,
- 45:00Speaker 2: would the vote have gotten shut down? Which is kind
- 45:02Speaker 2: of the lynchpin for the Democrats saying that the Republicans
- 45:05Speaker 2: and the J six protests is responsible for trying to
- 45:07Speaker 2: take over the government.
- 45:11Speaker 5: Well, I think it's all great. It's all will come out,
- 45:14Speaker 5: and it always does. It just takes a long period
- 45:17Speaker 5: of time when you have somebody in office that weren'table
- 45:19Speaker 5: it to come out right. And I appreciate everything you do.
- 45:22Speaker 5: If I just talk about things, well I think people
- 45:24Speaker 5: don't understand it. But when it comes out, it's nice
- 45:28Speaker 5: to be vindicated in.
- 45:29Speaker 2: A way it is, And if you have an administration
- 45:31Speaker 2: that's interested in finding justice, then we'll take that even
- 45:34Speaker 2: though it takes a long time. It's one of the
- 45:35Speaker 2: many points I've made about Let's say, for example, after
- 45:38Speaker 2: the twenty twenty vote, I was stolen. It was stolen,
- 45:40Speaker 2: It was stolen. Look at all the lawsuits have been
- 45:42Speaker 2: fat well, none of them were decided on the merits.
- 45:44Speaker 2: They were all dismissed for lack of standing. Never did
- 45:47Speaker 2: we ever get to the discovery phase where the information
- 45:50Speaker 2: might have been produced showing it was stolen or not,
- 45:52Speaker 2: as the case may be. So I said, these things
- 45:54Speaker 2: take time. They take a lot of time in litigation
- 45:57Speaker 2: to get all the documents, all the information out to
- 45:59Speaker 2: be put in to a format that's understood, understandable by
- 46:02Speaker 2: the judge and the jury. That never had a chance
- 46:04Speaker 2: to happen. Same thing with this federal investigation can take
- 46:07Speaker 2: a long time. You don't want to reach knee jerk
- 46:09Speaker 2: reactions and conclusions. You want to wait till the evidence
- 46:12Speaker 2: comes out. We are almost fully there on this one, Bobby,
- 46:15Speaker 2: And yes, indeed, it's going to be quite interesting to
- 46:17Speaker 2: see how it all shapes up. Good to hear from you,
- 46:19Speaker 2: my friend. Have a wonderful week six eighteen. Right now,
- 46:22Speaker 2: Steve's next. You don't mind holding for a moment, Steve,
- 46:24Speaker 2: I want to steer you in the direction of Cullen.
- 46:26Speaker 2: It's six twenty two cut up with six twenty three.
- 46:29Speaker 2: If if you have care City Talk station five one, three, seven, four, nine,
- 46:31Speaker 2: fifty eight hundred eighty two to three talk, I'm play
- 46:34Speaker 2: fifty on eight and T phones. I'll see what Steve's
- 46:36Speaker 2: guy this morning. Steve, thanks for calling the Morning Show.
- 46:38Speaker 2: Happy Monday to you, Thank.
- 46:41Speaker 3: You, Thanks to Joe and Tom and you for all
- 46:43Speaker 3: you do, especially that last segment you had about the
- 46:48Speaker 3: Dumbo care Can we get more like is it mass
- 46:51Speaker 3: that you bring on and have him delve deeper into
- 46:53Speaker 3: that and other scams that are going on the government.
- 46:57Speaker 2: Oh and also yeah, Steve, as often as I can
- 47:01Speaker 2: get Congress with Massey on the program. Guys got a
- 47:04Speaker 2: job to do and he only has so much time.
- 47:06Speaker 2: People want to interview them all the time.
- 47:08Speaker 7: That's what jose best underling can he sent his best
- 47:11Speaker 7: underling And with the topic you want to talk about,
- 47:13Speaker 7: with information they can gather. And the pipe bombs, So
- 47:15Speaker 7: where the pipe bombs are at the Republican and Democratic
- 47:18Speaker 7: were they actually viable bombs or is it just the
- 47:21Speaker 7: ones that Republicans just as questions you got to ask them.
- 47:23Speaker 1: I'm deeper true.
- 47:25Speaker 2: And in so far as the bombs were reportedly controlled
- 47:29Speaker 2: blown up, so I don't know if that is a
- 47:31Speaker 2: confirmation they were actively or they were actual explosives that
- 47:34Speaker 2: could have been detonated.
- 47:35Speaker 8: Or evidence destroyed.
- 47:37Speaker 2: There you go.
- 47:38Speaker 7: Well, the things saying uh tinfoil hats well, there's a
- 47:43Speaker 7: saying of loyal to the foil. Right now, I'm almost
- 47:46Speaker 7: a thousand with everything that's happened.
- 47:48Speaker 9: This is a great scandemic.
- 47:50Speaker 4: It's just uh.
- 47:51Speaker 7: But thanks for having the air for people to come
- 47:52Speaker 7: on and talk about it and putting up with us all.
- 47:54Speaker 3: Thank you.
- 47:55Speaker 2: I'm happy to Steve listen. I appreciate it. I really do.
- 47:58Speaker 2: I don't have all the answers in this in this world,
- 48:00Speaker 2: and quite often I do. I'm hesitant to embrace anything
- 48:06Speaker 2: until I got all the evidence of going back to
- 48:07Speaker 2: this pipewarmer. It is widely reported again, the evidence suggests,
- 48:11Speaker 2: based upon facial recognition and all this artificial intelligence that
- 48:15Speaker 2: law enforcement uses all the time, that they've narrowed this
- 48:20Speaker 2: down to one person. They haven't. No one has definitively
- 48:26Speaker 2: stated it. It's all qualified. I think we all appreciate now,
- 48:30Speaker 2: notably since Donald Trump has been very successful going after
- 48:32Speaker 2: news ATHLETs who lied about him modified stuff that they
- 48:36Speaker 2: showed the public about him. Don't do that. There's a
- 48:41Speaker 2: thing called libel, and this thing called slander. You print
- 48:44Speaker 2: it in the newspaper and you accuse someone of criminal activity,
- 48:49Speaker 2: it's libel per se, unless, of course you are right.
- 48:55Speaker 2: So that's why there's qualifications building all this. And I
- 48:57Speaker 2: am not going to hang myself or my hat on
- 48:59Speaker 2: an ninety four to ninety eight percent verification. I'm in
- 49:03Speaker 2: a way till they definitively say this is the person.
- 49:07Speaker 2: Now it is looking that way. Isn't it interesting that's
- 49:12Speaker 2: taken five years for them to get to the bottom
- 49:14Speaker 2: of this. This all sounds like something since the FBI
- 49:16Speaker 2: maybe was spending too much time running around looking for
- 49:19Speaker 2: every man, woman, and child, including elderly people who were
- 49:22Speaker 2: taking a stroll through the Capitol Building, to ensure that
- 49:25Speaker 2: they got locked up or otherwise were held accountable for
- 49:27Speaker 2: the so called crime that they committed. Well, now that
- 49:30Speaker 2: those efforts have been exhausted and they got everybody there after,
- 49:33Speaker 2: well maybe it freed up the resources at the FBI
- 49:35Speaker 2: had to actually look at this video evidence, which they've
- 49:37Speaker 2: had for a long time, only too recently, determined that
- 49:40Speaker 2: the person happened to be five foot six inches tall. Now,
- 49:45Speaker 2: in the modern world, with modern technology, that seems to
- 49:48Speaker 2: be something they could have figured out, like within the
- 49:50Speaker 2: first week of looking into it. Did they look into it?
- 49:54Speaker 2: I suppose it's a legitimate question to ask it was
- 49:57Speaker 2: the Biden administration plum type plumbing plumbing done. I call
- 50:00Speaker 2: my friends at Plump Tight for the best play. It's
- 50:02Speaker 2: six thirty here fifty five care City talk station. Happy
- 50:04Speaker 2: Monday calls are always welcome five one, three, seven, four,
- 50:07Speaker 2: nine to fifty five hundred, eight hundred and eighty two
- 50:09Speaker 2: to three talking to local stories. And I want to
- 50:11Speaker 2: shout out to everybody, beginning with Corey Bowman on election
- 50:15Speaker 2: Day who texted me to say, Hey, there's construction crews
- 50:19Speaker 2: sitting on Sunset. Wasn't quite sure whether that meant Sunset
- 50:25Speaker 2: was going to be repaved, but they were there. I
- 50:26Speaker 2: just kind of assumed they were staging for some other
- 50:29Speaker 2: project a mile around the corner or something. Followed by
- 50:32Speaker 2: I guess Todd Zinzer let me know that Sunset was
- 50:34Speaker 2: going to be paved, and then apparently it got confirmed
- 50:36Speaker 2: in local news. So to all those folks, let me
- 50:39Speaker 2: know my favorite pet peeve and illustration of the failure
- 50:42Speaker 2: of the current city council and administration to keep the
- 50:45Speaker 2: roads paved. Sunset has looked like it currently looks for
- 50:48Speaker 2: like the last fifteen to twenty years. Word got out.
- 50:52Speaker 2: I'm not taking credit, but I'm happy that at least
- 50:57Speaker 2: is getting done. So if corveovn't got elected mayor, they
- 51:02Speaker 2: would have done a memorial street designation after my dad,
- 51:05Speaker 2: at least he said he was going to do that,
- 51:06Speaker 2: and speaking to my father and tomorrow is the was
- 51:09Speaker 2: my dad's birthday, November eleventh, along with the Veterans Day,
- 51:13Speaker 2: which of course I know takes priority among my listeners.
- 51:15Speaker 2: But I was just talking with my mom about that.
- 51:17Speaker 2: She's planning on going to visit my father at the
- 51:20Speaker 2: at the cemetery, and just kind of feeling the reality
- 51:25Speaker 2: of that here personally. Anyway, we got a man dad
- 51:27Speaker 2: after a shooting in the West End. Happened last Friday afternoon.
- 51:30Speaker 2: According to since A Police department, they responded to the
- 51:32Speaker 2: intersection of Poplar Street and Central Avenue two thirty in
- 51:37Speaker 2: the afternoon after getting a shot spot or notification that's
- 51:40Speaker 2: the gunshot detection system. When they got there, police found
- 51:45Speaker 2: one person had been shot. Identified victim's thirty seven year
- 51:48Speaker 2: old Don Tom the old sprul. Police said the investigation
- 51:52Speaker 2: is ongoing. If you have any information since at police
- 51:54Speaker 2: Department's homicide you know, would love to hear from you.
- 51:57Speaker 2: Joe Strecker keeping tabs of the voting tally for that
- 52:00Speaker 2: particular area of town eighty five to AFTAB pro Ball. Okay,
- 52:06Speaker 2: pivting over, We've got to met This is crazy. Metro
- 52:09Speaker 2: bus carrying passengers caught in an exchange a gunfire, this
- 52:13Speaker 2: one in South Fairmont where they voted seventy one to
- 52:16Speaker 2: eighty four percent afterb Pro Bowl. Thanks again. Joe's Trecker
- 52:21Speaker 2: bus shot at the intersection of Linden and Carl Streets
- 52:25Speaker 2: happened Saturday afternoon. Cording to the Metro spokesperson, the bus
- 52:29Speaker 2: was caught in an exchange of gun fire between people
- 52:32Speaker 2: in the area. Bus driver drove away from the scene
- 52:37Speaker 2: to a safe location waited for police to show up.
- 52:39Speaker 2: The bus was carrying passengers I mentioned, but officials say
- 52:42Speaker 2: thankfully no one was injured. Two people arrested in charge
- 52:48Speaker 2: with a murder in connection with a fatal shooting that
- 52:50Speaker 2: took place in Cincinnati. Officers showed up at the eight
- 52:53Speaker 2: hundred blocker Ridgeway Avenue in Avondale twenty minutes after twelve
- 52:57Speaker 2: in the afternoon October sixth for report of a person
- 53:00Speaker 2: that had been shot. Accord to the marginal notes by
- 53:03Speaker 2: streker eighty five to one AFTAB per Vault in Avondale.
- 53:07Speaker 2: Officer's got there, they found a man in authorities identified
- 53:09Speaker 2: as twenty seven year old Quentin Nathaniel Shouse, suffering from
- 53:14Speaker 2: the gunshot wound. Reportedly succumbed to his injuries after being
- 53:17Speaker 2: taken to the hospital. Since a police department announced on
- 53:19Speaker 2: the seventh of this month that two men have been
- 53:21Speaker 2: arrested on open murder warrants in connection with his death,
- 53:25Speaker 2: thirty four year old Isaiah Harper and thirty one year
- 53:28Speaker 2: old ti Juan Xanders. Nice mug shots guys they see
- 53:35Speaker 2: man arrested in Columbus, Ohio after a shooting death of
- 53:38Speaker 2: an eighteen year old man in Westwood last month. Westwood
- 53:43Speaker 2: Joe has it down as seventy one to eighty four
- 53:45Speaker 2: percent AFTAB Court of the police. Shooting happened October thirteenth,
- 53:48Speaker 2: six thirty pm in the West Knaws Lane, close to Orland.
- 53:52Speaker 2: Police Department said first responders arrived and saw Kyries Robertson,
- 53:56Speaker 2: eighteen had been shot. He did die at the scene.
- 53:59Speaker 2: On Friday, I asked, thirty one year old Franklin France
- 54:01Speaker 2: was arrested in Columbus on an open murder warrant the
- 54:03Speaker 2: Investigation Police Department since At Police Department coordinated with the
- 54:07Speaker 2: Columbus Police Department to make the arrest. So congratulations on
- 54:11Speaker 2: the teamwork, guys. Investigation by the CPD Homicide Unit is ongoing,
- 54:15Speaker 2: so if you have any information about the shooting, they
- 54:17Speaker 2: really would love to hear from you. Homicide Unit number
- 54:19Speaker 2: five one three, three, five, two thirty five forty two
- 54:23Speaker 2: three five to two thirty five forty two more coming
- 54:26Speaker 2: up or phone calls either way you want to go.
- 54:28Speaker 2: It's six thirty five right now and it's time for you.
- 54:29Speaker 2: You're a seat lead talk station. Just six forty here
- 54:34Speaker 2: fifty five car seat he talk station. Remember iHeartMedia app
- 54:37Speaker 2: listen wherever you happen to be. It's over at fifty
- 54:40Speaker 2: five care Sea dot Com five one three seven nine
- 54:43Speaker 2: fifty eight two three talk Brian Thomas right here inviting
- 54:46Speaker 2: phone calls and look thankful to look up and see
- 54:48Speaker 2: New Hampshire Gary is called back, New Hampshire Gary. Always
- 54:50Speaker 2: good to hear from me. Welcome back, hey, Brian.
- 54:53Speaker 8: Hey, just a couple of questions, that's all. Uh, what
- 54:57Speaker 8: do you think do you think they they purged all
- 55:01Speaker 8: the dead people off the social security roles as a
- 55:07Speaker 8: part of this government shutdown deal? You know, it was
- 55:11Speaker 8: a very interesting I was watching Joe Rogan podcast at
- 55:16Speaker 8: elon Moscon and they said one of the number one
- 55:20Speaker 8: reasons why the roles were not going to be purged
- 55:26Speaker 8: were the Democrats were fighting to keep illegal immigrants on
- 55:31Speaker 8: even though they know that they're using the dead social
- 55:34Speaker 8: Security numbers on there as a proxy. Because while it's
- 55:38Speaker 8: against the law for them to collect any form of
- 55:42Speaker 8: Social security, the government used your social Security number as
- 55:46Speaker 8: a virtual government ID, and they hook you up for
- 55:52Speaker 8: everything else e B T, government housing, and snap benefit
- 55:57Speaker 8: programs and Medicaid medical which is where most of the
- 56:01Speaker 8: fraud is right. So I don't think any of that
- 56:04Speaker 8: was taken care of at all, you know, And I
- 56:08Speaker 8: think that the Democrats are just gonna sit back and
- 56:11Speaker 8: they're gonna wait to flip this big machine on after
- 56:16Speaker 8: Trump Lee's office. And I think the Republicans are not
- 56:19Speaker 8: all but a lot of Republicans are going to be
- 56:22Speaker 8: more than happy to oblige them.
- 56:25Speaker 2: Well, I don't know about your latter point, but they've
- 56:28Speaker 2: got several years to wait before they get to get
- 56:30Speaker 2: rid of Trump. He is, of course, officially a lame
- 56:33Speaker 2: Doug president, not being eligible to run for a third term.
- 56:36Speaker 2: You got midterm elections next year. I guess that based
- 56:39Speaker 2: upon your perception, they're not holding out any hope that
- 56:42Speaker 2: they're going to take over the House and senatoring the
- 56:44Speaker 2: midterms where they could get something accomplished along the lines
- 56:46Speaker 2: of what they want. Yes, I know Trump would have
- 56:48Speaker 2: to sign it into law, but I don't know in
- 56:51Speaker 2: terms of purging the dead people from the Social Security roles,
- 56:53Speaker 2: I mean, does that seem to even be an argument
- 56:55Speaker 2: that should be had. It's just a simple matter of
- 56:59Speaker 2: looking out for them. Can taxpayer dollars? Do you want
- 57:01Speaker 2: money to go to people who are not lawfully entitled
- 57:05Speaker 2: to get it and that have had to have perpetrated
- 57:08Speaker 2: a fraud on the American people? The government in violation
- 57:11Speaker 2: of law in order to obtain the social Security number
- 57:13Speaker 2: in the first place. If that social Security number had
- 57:16Speaker 2: been identified as connected to a dead person, then as
- 57:19Speaker 2: soon as someone tried to use it, they would know
- 57:21Speaker 2: that no, you're not this is not your number, and
- 57:23Speaker 2: you're trying to use it is an actual offense. I
- 57:27Speaker 2: don't know how anybody could be against that other than yeah,
- 57:29Speaker 2: the nefarious reality that the Democrats want illegal immigrants to
- 57:33Speaker 2: take a slice of the American people's hard labor in
- 57:35Speaker 2: funding that program.
- 57:38Speaker 8: So exactly what you want.
- 57:40Speaker 2: Yeah, well, that's exactly what Gary, That's exactly what this
- 57:43Speaker 2: whole argument and the shut that was all about, was
- 57:45Speaker 2: keeping these subsidies which were unquestionably going to illegal immigrants.
- 57:50Speaker 2: It's one of the reasons. I mean, that's is that
- 57:52Speaker 2: what that one point five trillion dollars comes from. I mean,
- 57:56Speaker 2: if you could beggar pardon.
- 58:00Speaker 8: Think they solved that problem.
- 58:01Speaker 2: Well, as of right now, they're going to vote on
- 58:07Speaker 2: the extension of the subsidies the Democrats have been clamoring
- 58:10Speaker 2: to lock in, so they vote to open the government
- 58:13Speaker 2: back up and incorporate it into the most recent proposal,
- 58:16Speaker 2: which has sixty votes the Republicans have offered and guaranteed
- 58:21Speaker 2: that they will vote on the democrats proposal to extend
- 58:24Speaker 2: the subsidies in whatever form that shows up in before
- 58:28Speaker 2: the end of the end of December. Yeah, we'll vote,
- 58:32Speaker 2: but voting is not saying we're going to vote for it.
- 58:35Speaker 2: This is again the same place we've been since the
- 58:37Speaker 2: government got shut down. Republicans kept saying we'll talk with you,
- 58:41Speaker 2: we'll negotiate with you, we'll hear your proposals, but we're
- 58:44Speaker 2: not going to do that and lock something in before
- 58:46Speaker 2: the government's back open. This is where the Chicken game
- 58:49Speaker 2: showed up.
- 58:50Speaker 8: Yeah, that's great. I really hope that happens. All right, Brian,
- 58:55Speaker 8: you have a good week you Yeah, all.
- 58:59Speaker 2: Right, man, I appreciate it. Brother, Thanks very much for calling.
- 59:02Speaker 2: As always, your calls are always welcome here in the
- 59:04Speaker 2: Morning show five on three, seven, four, nine fifty five hundred,
- 59:06Speaker 2: eight hundred eighty two to three talk pound five fifty
- 59:09Speaker 2: on at and T Founds. Yeah, I remember. They just
- 59:11Speaker 2: that it's opening back the government up with returning the
- 59:15Speaker 2: fired employees, a promise not to fire anymore, This promise
- 59:20Speaker 2: to vote on the subsidies before the end of the
- 59:23Speaker 2: year so boiled down. That's pretty much what the uh
- 59:26Speaker 2: if you can call it a victory for Democrats. Those
- 59:28Speaker 2: are the concessions Republicans provided in return for the vote,
- 59:34Speaker 2: all of which, with the exception of rehiring the fired
- 59:36Speaker 2: federal workers, were in play had they kept the government open,
- 59:43Speaker 2: and as I pointed out last hour, I believe it
- 59:46Speaker 2: was if they hadn't shut the government down in the
- 59:50Speaker 2: first place over the extension of these tax subsidies that
- 59:54Speaker 2: went to even people making millions of dollars a year,
- 59:57Speaker 2: none of those federal employees would have been furloughed, and
- 1:00:01Speaker 2: you had been able to catch your plane This morning
- 1:00:03Speaker 2: for six forty five by five KR Seed talk station,
- 1:00:06Speaker 2: Doctor Fuck Station at six fifty to fifty five Carse
- 1:00:10Speaker 2: the talk station. Christopher Smithman coming up at seven twenty
- 1:00:13Speaker 2: a former vice around the city. See his name with
- 1:00:15Speaker 2: a smith a min we'll hear from Brian James Monday
- 1:00:17Speaker 2: Monday Ato five. Yes, the shutdown maybe over low cost
- 1:00:21Speaker 2: EFTs and four to one k's what the hell does
- 1:00:23Speaker 2: that mean? I don't know. You're gonna find out with
- 1:00:25Speaker 2: me at eight oh five. Everyone getting two thousand dollars
- 1:00:28Speaker 2: from tariffs Trump's new proposal. I don't know how that's
- 1:00:31Speaker 2: gonna work, but we'll see what Brian James thinks about it.
- 1:00:33Speaker 2: Plus one court of Americans didn't take all their vacation days.
- 1:00:38Speaker 2: And I do intend to ask him about a. Nancy
- 1:00:40Speaker 2: Pelosi's return on her investment rate over the course of
- 1:00:44Speaker 2: time she was in Congress at sixteen thousand percent return
- 1:00:48Speaker 2: rate compared to if you were invested in the Dow
- 1:00:50Speaker 2: a twenty three hundred percent return. Yeah, she did a
- 1:00:53Speaker 2: lot better than regular folk. Let's see what Nick's got
- 1:00:56Speaker 2: this morning, Nix, thanks so much for calling. Happy Monday
- 1:00:58Speaker 2: to you.
- 1:01:00Speaker 8: Hey, Brian, how you doing.
- 1:01:01Speaker 5: Hey?
- 1:01:01Speaker 10: I just wanted well, sorry, I.
- 1:01:04Speaker 2: Thought you wanted an answer thing. No, no, he doesn't.
- 1:01:06Speaker 2: I'm sorry, Oh my go ahead.
- 1:01:08Speaker 10: Sorry, hey, hey, but I wanted to say thank you,
- 1:01:13Speaker 10: thank you very much to you and Joe for naming
- 1:01:17Speaker 10: the percentage of votes that that Corey got versus pure
- 1:01:22Speaker 10: evil on the on this election, because that's really what
- 1:01:27Speaker 10: defined what happened during the election. With almost eighty percent
- 1:01:31Speaker 10: going for our mayor and and only you know, close
- 1:01:35Speaker 10: to twenty percent going for Corey, you know, that really
- 1:01:39Speaker 10: defines what happened and I spent a lot of time
- 1:01:42Speaker 10: campaigning on this election, and I stood on corners talking
- 1:01:47Speaker 10: to people and handing out flyers. But when I handed
- 1:01:50Speaker 10: out the flyers, I had The one that I'm holding
- 1:01:53Speaker 10: in my hand right now is the one that I
- 1:01:55Speaker 10: was handed out. It had Corey Bowman on it. It
- 1:01:57Speaker 10: had Linda Matthews, Harry Favors, Liz Keating, Christopher Smitherman, and
- 1:02:04Speaker 10: Brandon Nixon. It was all the people that I wanted
- 1:02:07Speaker 10: for mayor and council members. So all of those, all
- 1:02:11Speaker 10: of those would have benefited if they would have handed
- 1:02:14Speaker 10: out cards like this. The Democrats did that. The Democrats
- 1:02:18Speaker 10: handed out cards that had all the Democrat candidates on
- 1:02:21Speaker 10: them for the mayor and for council members. And in
- 1:02:25Speaker 10: this case, you know, I think most of our candidates,
- 1:02:28Speaker 10: most of our Republican candidates, just handed out cards for themselves.
- 1:02:32Speaker 2: Well, let me ask you, helped you think that would
- 1:02:36Speaker 2: have driven more people to the polls to the polls
- 1:02:39Speaker 2: had something like that been widely circulated. See my concern,
- 1:02:43Speaker 2: And I hear what you're saying, and I'm not disagreeing
- 1:02:45Speaker 2: with you so much to the extent of Republican Party
- 1:02:47Speaker 2: or the candidates dropped the ball and didn't hand out.
- 1:02:49Speaker 2: That's fine, but that only one out of four voters
- 1:02:52Speaker 2: in the entire registered voters in the entire city bothered
- 1:02:55Speaker 2: to show up. What caused them to go to the polls?
- 1:02:59Speaker 2: And what caused three quarters of the registered voting population
- 1:03:03Speaker 2: to sit on their hands and basically ignore the election?
- 1:03:07Speaker 2: Is it because it's already built into the pie that
- 1:03:09Speaker 2: Democrats are going to win, So getting up and voting
- 1:03:11Speaker 2: for someone other than a Democrat is a wasted effort?
- 1:03:15Speaker 2: Or do they not care? I know, see that. See
- 1:03:18Speaker 2: to me, it's more that, and I believe, and I
- 1:03:21Speaker 2: have nothing to back it up, that if every single
- 1:03:23Speaker 2: registered voter had shown up, that the outcome would have
- 1:03:27Speaker 2: been different. But you've got this hardcore group of activists.
- 1:03:31Speaker 2: Think about it. All the NGOs that are funded by
- 1:03:34Speaker 2: city taxpayers, they all have groups of people who are
- 1:03:37Speaker 2: committed to ensuring that money continues to flow. They have
- 1:03:40Speaker 2: a vested, a straightforward, direct vested interest in the status quo.
- 1:03:46Speaker 2: Other people are saying, well, I'm going to vote for
- 1:03:48Speaker 2: an alternative, But what's that going to mean to me?
- 1:03:50Speaker 2: I don't know. For the NGOs and the other political activists.
- 1:03:54Speaker 2: It means drying up of funding and drying up of
- 1:03:57Speaker 2: efforts to extend their political goals. That gets people to
- 1:04:01Speaker 2: the polls. Direct influence and direct impact. Now, sadly, I
- 1:04:04Speaker 2: would argue that every voter in the city has a
- 1:04:07Speaker 2: direct impact based upon who in the hell's running government.
- 1:04:10Speaker 2: Whether it's a direct impact on you real time or
- 1:04:14Speaker 2: that over time you're going to see the city going
- 1:04:16Speaker 2: a different, perhaps better direction, you gotta wait for that.
- 1:04:19Speaker 2: There's no instant gratification. But for the one in four
- 1:04:22Speaker 2: voters who are registered that show up, I'm guaranteeing you
- 1:04:25Speaker 2: at least as sure as I'm sitting here, my belief
- 1:04:27Speaker 2: is they got instant gratification. If my people get elected again,
- 1:04:31Speaker 2: my money's going to continue to flow. My policies are
- 1:04:34Speaker 2: going to be continue to be supported. Like the defund police.
- 1:04:36Speaker 2: The rethinking of the police department woke judges and slaps
- 1:04:42Speaker 2: on hands for crime because these poor people, well they
- 1:04:44Speaker 2: just are victims, not perpetrators of crime. They don't need
- 1:04:48Speaker 2: to be punished, They need to be coddled and embraced.
- 1:04:50Speaker 2: So that's my theory. Anyway, Nick and I do underscore
- 1:04:54Speaker 2: theory well, and what opinions are like and I have
- 1:04:57Speaker 2: one as well. That's why the fund lines are open.
- 1:04:59Speaker 2: Five seven fifty eight hundred eight two three talk. Feel
- 1:05:02Speaker 2: free to give me a call. We've got some time
- 1:05:04Speaker 2: between now and Christopher Smithman coming up at seven twenty.
- 1:05:06Speaker 2: I sure hope you can stick around Today's top headlines
- 1:05:10Speaker 2: coming up seven oh six. I'm laughing obviously, I'm gonna
- 1:05:31Speaker 2: get to Tom, who's on the phone here at five
- 1:05:33Speaker 2: point three day two three talk. First off, it's Joe Strecker,
- 1:05:37Speaker 2: who gets props from doing the crime voting the neighborhood
- 1:05:40Speaker 2: voting record in the most recent election in the Cincinnati
- 1:05:43Speaker 2: relative to where crime has been committed. I'm just reading him.
- 1:05:46Speaker 2: Joe Strecker has been relying on the Enquir's reporting on that.
- 1:05:49Speaker 2: He just drew it to my attention this morning. He
- 1:05:51Speaker 2: said he's going to continue to do that. So that aside.
- 1:05:55Speaker 2: I was laughing because Joe Strecker threatened to instead of
- 1:05:58Speaker 2: my typical bumper music there at the top of the
- 1:06:00Speaker 2: are to play the Wreck of the Edmund Fitzgerald, threatening
- 1:06:03Speaker 2: to unleash an earworm on my entire listening audience, which
- 1:06:07Speaker 2: I quickly said, thank you, dad, whose birthday heavenly birthday
- 1:06:10Speaker 2: is tomorrow. Got I love you, Dad, I miss you
- 1:06:12Speaker 2: so much. So he exercised his right as executive producer
- 1:06:16Speaker 2: to not do that. Not because he cared that you
- 1:06:19Speaker 2: or I might get an earworm. He didn't want to
- 1:06:21Speaker 2: give himself one. Yeah, it was fifty years ago, either
- 1:06:24Speaker 2: yesterday or today, And I remember when that song came out.
- 1:06:27Speaker 2: You couldn't turn the radio on and avoid it. As
- 1:06:30Speaker 2: a ten year old or eleven year old at the time,
- 1:06:32Speaker 2: I actually thought the story was written about some event
- 1:06:34Speaker 2: which happened like fifty sixty years ago. But no, he
- 1:06:36Speaker 2: wrote that song I suppose within one year of the tragedy.
- 1:06:39Speaker 2: So there's your history. Lesson today anyhow, Tomorrow Veterans Day.
- 1:06:45Speaker 2: Looking forward to salutes and shout out to the American
- 1:06:47Speaker 2: veteran tomorrow, and of course again remembering my father's heavenly birthday.
- 1:06:50Speaker 2: Tom Thank you so much for calling this morning and
- 1:06:52Speaker 2: waiting for me to get that out of my system.
- 1:06:54Speaker 2: Welcome to the Morning Show.
- 1:06:56Speaker 11: Thanks Brian, thanks for having me. I work in the
- 1:06:59Speaker 11: city Incinnati as a public health nurse for years, retired
- 1:07:02Speaker 11: in the real estate had a large low income real estate.
- 1:07:05Speaker 8: Business in the city.
- 1:07:07Speaker 11: And I tell you the problem I see is the
- 1:07:10Speaker 11: messaging with tough on crime. When the Republicans we talk
- 1:07:14Speaker 11: about tough on crime the inner city families here, that is,
- 1:07:18Speaker 11: they're contributing to getting their kids locked up. And I
- 1:07:21Speaker 11: tell you right now, they'd rather see the whole city
- 1:07:23Speaker 11: burn that have one percent chance they're locking their own
- 1:07:27Speaker 11: child up.
- 1:07:28Speaker 8: Uh.
- 1:07:29Speaker 11: So they have to change that messaging to something like
- 1:07:32Speaker 11: and you've heard it, you know, safer street or you know,
- 1:07:34Speaker 11: let the citizens know that they're going after the gangs
- 1:07:37Speaker 11: that they need to lock up so they can enjoy
- 1:07:39Speaker 11: their life. But they're superstitious and they will not contribute
- 1:07:43Speaker 11: at all if there's a one percent chance of putting
- 1:07:46Speaker 11: their shown or daughter into the system.
- 1:07:48Speaker 2: Well wait a second time. Let me ask you this
- 1:07:50Speaker 2: because as a parent, and I'm speaking for the truth here,
- 1:07:55Speaker 2: as a parent, if I was not able to get
- 1:07:58Speaker 2: my own child in life, inspite efforts to get them
- 1:08:01Speaker 2: to come in at whatever a curfew I established as
- 1:08:05Speaker 2: a parent, you're home by eleven o'clock on a Friday night,
- 1:08:07Speaker 2: or you're in trouble, you will be grounded, you will
- 1:08:10Speaker 2: be punished, you won't get an allowance whatever the case
- 1:08:12Speaker 2: may be, this is the kind of reality that I
- 1:08:13Speaker 2: live growing up. I think my parents would have embraced
- 1:08:16Speaker 2: the same philosophy. I'm going to tell you right now,
- 1:08:18Speaker 2: I would want the police to arrest and lock up
- 1:08:21Speaker 2: my child if they were so unruly that they wouldn't
- 1:08:24Speaker 2: listen to me. That I had so much concern for
- 1:08:26Speaker 2: them that I wanted them to set themselves on the
- 1:08:28Speaker 2: right path that being locked up might do, that it
- 1:08:32Speaker 2: might bring about my own personal hope that they might
- 1:08:35Speaker 2: get reformed. I just can't imagine there are so many
- 1:08:38Speaker 2: parents out there in the city of Cincinnati who believe
- 1:08:41Speaker 2: their children might be facing law enforcement because well, they're
- 1:08:44Speaker 2: involved in crime, that they would vote for liberal woke
- 1:08:48Speaker 2: forgive everybody for the ink any crime they commit kind
- 1:08:51Speaker 2: of a police policy because well it just might rope
- 1:08:55Speaker 2: in my child. Is your child that much at risk
- 1:08:57Speaker 2: of engaging in law enforcement? And if you're answer to
- 1:09:00Speaker 2: that question is yes, then you've got a problem on
- 1:09:04Speaker 2: your hands with regard to your own child.
- 1:09:07Speaker 11: I agree, and I know that theory about you know,
- 1:09:09Speaker 11: lock my child up, but we hear you know, please
- 1:09:13Speaker 11: for keep you overnight and let you out in these good,
- 1:09:15Speaker 11: nice little neighborhoods teach a kid a scary lesson there
- 1:09:18Speaker 11: in the inner cities.
- 1:09:20Speaker 12: They see as their kid getting put into.
- 1:09:21Speaker 11: The system, and they'll roll the dice all day long.
- 1:09:24Speaker 11: I'd rather my kid being crime and be out of
- 1:09:26Speaker 11: prison than be in crime and have a fruitful path
- 1:09:30Speaker 11: that they can learn, not skill and jail and order.
- 1:09:33Speaker 4: Like back on track or Tom.
- 1:09:35Speaker 11: That's how it works.
- 1:09:35Speaker 2: They're operating from the perception, and many people do that
- 1:09:40Speaker 2: the system is inherently racist, and that my child there's
- 1:09:44Speaker 2: no way he or she would have been locked up
- 1:09:46Speaker 2: or it not for an inherently racist system. Now that
- 1:09:49Speaker 2: assumes that the person you're talking about is a person
- 1:09:51Speaker 2: of color. Uh, but that I suppose to apply to everybody, right, it.
- 1:09:57Speaker 8: Should, it could.
- 1:09:58Speaker 11: But uh, I just want I see down there, and
- 1:10:01Speaker 11: I hear it a lot in my travels being in
- 1:10:03Speaker 11: the inner city, you know, for my entire career thirty
- 1:10:06Speaker 11: three years.
- 1:10:07Speaker 12: That's what I see.
- 1:10:09Speaker 2: I do believe you do see that, Tom, And it's
- 1:10:11Speaker 2: a shame that we are at that point in time
- 1:10:13Speaker 2: in our history. Appreciated.
- 1:10:14Speaker 13: Tom.
- 1:10:16Speaker 2: Yeah, Well that helps, and just again reminding people, as
- 1:10:20Speaker 2: I regularly do, the point of the criminal justice system
- 1:10:22Speaker 2: is to punish those who commit crime, to send a
- 1:10:24Speaker 2: message out to the rest of the world that you're
- 1:10:26Speaker 2: not going to get a pass. Lord Almighty, look at California.
- 1:10:30Speaker 2: They eradicate criminal behavior criminal consequences. If you steal less
- 1:10:35Speaker 2: than what, nine hundred and fifty bucks pick a number,
- 1:10:37Speaker 2: whatever number that happens to be. You're giving people a
- 1:10:40Speaker 2: free pass on crime. Huh. Let's see, if I go
- 1:10:45Speaker 2: into Walmart and steal a bunch of stuff, I'm not
- 1:10:47Speaker 2: going to get prosecuted. Maybe I'll give it a try. Well,
- 1:10:52Speaker 2: we all know that's exactly what happened and what happens
- 1:10:55Speaker 2: after that. Businesses can make a profit. They're already on
- 1:10:57Speaker 2: slim profit margins. Anyway they is close shop, they leave
- 1:10:59Speaker 2: the neighbor, you know, Bob, Welcome to the Morning Show.
- 1:11:03Speaker 2: Thanks for calling this morning.
- 1:11:04Speaker 14: Happy Monday, Great Monday morning.
- 1:11:08Speaker 2: I can say, Brian, glad you feel that way anything? Yeah,
- 1:11:13Speaker 2: wow on Monday.
- 1:11:14Speaker 14: I'll tell you. I'll tell you what. The long game
- 1:11:18Speaker 14: for the Democrats, I have seen this over most of
- 1:11:21Speaker 14: my life is way better than the long game for
- 1:11:23Speaker 14: the Republicans. They we take the short term wins and
- 1:11:27Speaker 14: don't think about it. Well, Trump needs to stop talking
- 1:11:31Speaker 14: about ending the filibuster because as soon as Republicans lose
- 1:11:35Speaker 14: the hut right, you know what's gonna happen. Puerto Rico
- 1:11:39Speaker 14: and DC are going to be enshrine with state. They're
- 1:11:42Speaker 14: going to increase the number of justices, all of these
- 1:11:45Speaker 14: things that we're gonna hate.
- 1:11:48Speaker 2: Couldn't agree more and I do reject Trump's called in
- 1:11:51Speaker 2: the filibuster. Unfortunately, yesterday it appears that we've got a
- 1:11:54Speaker 2: negotiated agreement to open the government back up and it's
- 1:11:56Speaker 2: not going to hurt the American taxpayer. The Democrats will
- 1:11:58Speaker 2: get their vote on extending Bombacare tax credits in December sometime.
- 1:12:02Speaker 2: Do I think that's going to happen. No, I think
- 1:12:04Speaker 2: the Republicans are going to say, no, we don't want
- 1:12:05Speaker 2: to do that. That's what we've been telling you for
- 1:12:07Speaker 2: a long time. But we did promise a vote, So
- 1:12:09Speaker 2: here's your vote. But question, because this is one I'm
- 1:12:15Speaker 2: a little confused on, Bob. If Republicans right now could
- 1:12:18Speaker 2: end the filibuster numbers so a straight full majority will
- 1:12:22Speaker 2: allow legislation to pass out of committee and move forward
- 1:12:26Speaker 2: if they can do it, when they don't have presently
- 1:12:29Speaker 2: the sixty votes to get things out of committee. Then
- 1:12:31Speaker 2: that means if the Democrats gain a majority in the Senate,
- 1:12:34Speaker 2: that they could automatically change that threshold on their own.
- 1:12:38Speaker 2: Just because the Republicans won't do it. Doesn't it mean
- 1:12:40Speaker 2: the Democrats could maybe eat just as easily flip the
- 1:12:43Speaker 2: switch when they are in power. Agreed, Yeah, that's the
- 1:12:48Speaker 2: excerent I have. And then it's going to be repuns
- 1:12:51Speaker 2: of Republicans were screaming at each other, how come we
- 1:12:53Speaker 2: didn't do this? Why do we let the opportunity pass
- 1:12:55Speaker 2: us by? It was destined to be eliminated anyway, and
- 1:12:57Speaker 2: here the Democrats did it and they got their will.
- 1:12:59Speaker 2: So I don't know what the future has in store
- 1:13:01Speaker 2: for us, but I don't like the end of the
- 1:13:03Speaker 2: sixty votes because it does kind of keep things a
- 1:13:07Speaker 2: little saner and it prevents crazy legislation like you imagine
- 1:13:11Speaker 2: the Democrats would put forward in the Senate from moving
- 1:13:13Speaker 2: forward easily. So but at least we have perhaps what
- 1:13:17Speaker 2: looks like a reopening of the government. And I'm going
- 1:13:19Speaker 2: to part of me wants to say, well, it's Senate Democrats,
- 1:13:24Speaker 2: at least eight of them being selfish. They have a
- 1:13:26Speaker 2: spouse at home, they have a family at home that
- 1:13:28Speaker 2: is screaming at them because they're going to miss Thanksgiving.
- 1:13:31Speaker 2: And if you don't hurry up and turn around this situation,
- 1:13:33Speaker 2: the air traffic control problems aren't going to get resolved
- 1:13:35Speaker 2: in short order. It's going to take a while for
- 1:13:37Speaker 2: that to get solved. Nobody's going to be able to
- 1:13:39Speaker 2: go for Thanksgiving, including you. Of course, the Senate Democrats
- 1:13:44Speaker 2: were kept in session until the government reopened, unlike the Republicans,
- 1:13:50Speaker 2: which apparently have been given forty eight hours notice that
- 1:13:53Speaker 2: they're going to be called back to move this process forward.
- 1:13:56Speaker 2: Maybe exciting some of my listeners, because when the Republicans
- 1:13:59Speaker 2: reach turn and the recess is over, I know Congressman
- 1:14:04Speaker 2: Massi is waiting in the wings with the bill to
- 1:14:06Speaker 2: advance the Epstein files being released, and he's got enough
- 1:14:11Speaker 2: vote for that. I have one more reason to be
- 1:14:15Speaker 2: a little bit optimistic on a Monday, Well from my perspective, anyway,
- 1:14:18Speaker 2: seven fifteen right now, fifty twenty, and think about Karrosites
- 1:14:21Speaker 2: talk station right Thomas, hoping everybody had a wonderful weekend
- 1:14:25Speaker 2: and always looking forward to this time of day. A
- 1:14:27Speaker 2: little worried that maybe last week's election might impact Christopher Smithman,
- 1:14:30Speaker 2: former vice mayor of the City Sincinnight's willingness to come
- 1:14:33Speaker 2: on the morning showing off for his sage wisdom logic
- 1:14:36Speaker 2: for the Smither vent and here he is. So thank god, Christopher,
- 1:14:39Speaker 2: your willingness to continue going forward. You know I love
- 1:14:41Speaker 2: the segment. I know my listeners love hearing from you.
- 1:14:43Speaker 2: Welcome back, my friend, oh.
- 1:14:46Speaker 12: Brother, thank you for having me on. There's no way
- 1:14:49Speaker 12: I love coming on. And there's so much to talk about.
- 1:14:51Speaker 12: I don't know where I start, but I've been listening
- 1:14:54Speaker 12: to your show. I'm gonna start with some of the
- 1:14:57Speaker 12: things you've been talking about, which is the shut down,
- 1:15:00Speaker 12: which is really a political government shut down by the
- 1:15:03Speaker 12: Democratic Party. And I've been thinking this morning as I
- 1:15:07Speaker 12: have been trying to pull together my thoughts about how
- 1:15:10Speaker 12: to make this plane for anybody who's listening to me,
- 1:15:15Speaker 12: those who are pushing to shut the government down, it's
- 1:15:18Speaker 12: just Senator Schumer in the Senate. They're one hundred senators.
- 1:15:22Speaker 12: They did not like the outcome of the election, and
- 1:15:25Speaker 12: so what they decided to do was take it out
- 1:15:28Speaker 12: on the American people and say you know what, We're
- 1:15:32Speaker 12: going to shut this government down. We're going to undermine democracy.
- 1:15:37Speaker 12: We didn't get what we wanted. We don't like the
- 1:15:41Speaker 12: legislation that's coming from the Congress and the Senate. So
- 1:15:44Speaker 12: what we're going to do is shut the government down
- 1:15:47Speaker 12: and say we're going to fight, fight, fight. The fight
- 1:15:50Speaker 12: is on election day, and then you govern. The fight
- 1:15:54Speaker 12: is when you vote, and the vote is over, and
- 1:15:57Speaker 12: now the mature adults come to the table and create
- 1:16:00Speaker 12: public policy, compromise and do what is best for the
- 1:16:04Speaker 12: American people. That doesn't mean shut the government down and
- 1:16:08Speaker 12: make sure that our military across the world aren't paid.
- 1:16:12Speaker 12: It doesn't mean that you shut the government down so
- 1:16:14Speaker 12: that welfare are snap benefits aren't paid out. You don't
- 1:16:19Speaker 12: shut the government down so TSA agents aren't paid that
- 1:16:23Speaker 12: protect us from terrorists. You don't shut the government down
- 1:16:27Speaker 12: and then say, hey, man, I'm worried about controllers, traffic
- 1:16:31Speaker 12: controllers that are already down. That's not what you do.
- 1:16:35Speaker 12: When you're a mature adult. You accept the election and
- 1:16:39Speaker 12: move on to the next election it's called the midterms,
- 1:16:42Speaker 12: and you fight there. What you have here are Democrats
- 1:16:45Speaker 12: who had a temper tantrum and decided we're going to
- 1:16:49Speaker 12: shut the government down and it doesn't matter who we hurt.
- 1:16:53Speaker 12: You then have a senator named Senator Schumer who is
- 1:16:56Speaker 12: up for our primary, and you have the AOC knocking
- 1:16:59Speaker 12: on door in New York saying I'm going to take this.
- 1:17:03Speaker 12: It was clearly indicated by the political thermometer or the
- 1:17:07Speaker 12: mayor that was elected in New York that they're waiting
- 1:17:10Speaker 12: for Senator Schumer. And that was the confirmation that he's
- 1:17:14Speaker 12: not going to make it to a primer period. And
- 1:17:17Speaker 12: what he was attempting to do is signal I'm willing
- 1:17:19Speaker 12: to do anything to keep my job if it even
- 1:17:22Speaker 12: means undermining the entire faith of the United States economy.
- 1:17:28Speaker 12: Because they seek power that much the public. You don't
- 1:17:31Speaker 12: understand how much an elected official wants to hold on
- 1:17:36Speaker 12: to power. They're willing to do anything for it. And
- 1:17:39Speaker 12: all we've done over forty days and seen an exercise
- 1:17:43Speaker 12: of Democrats who did not like the outcome of the
- 1:17:46Speaker 12: election and decided they were going to hold all of
- 1:17:49Speaker 12: us hostage.
- 1:17:49Speaker 2: And think about this, Christopher. Before the election, anybody who
- 1:17:53Speaker 2: was willing to pay attention knows that these subsidies that
- 1:17:55Speaker 2: were the predicate for the shutdown, were going to end
- 1:17:58Speaker 2: the end of this year. Why because that's the way
- 1:18:01Speaker 2: the Democrats wrote the legislation. It was in their COVID
- 1:18:05Speaker 2: Relief bill. We're going to extend these subsidies to people
- 1:18:07Speaker 2: making gazillions of dollars. Literally, that happened, and we're going
- 1:18:10Speaker 2: to put a deadline on that. And if you voted
- 1:18:13Speaker 2: Democrat in the last election, you would be voting perhaps
- 1:18:16Speaker 2: to have those extended. Of course, that's what the Democrats
- 1:18:19Speaker 2: thought was going to happen, permanently, enshrined subsidies which mask
- 1:18:22Speaker 2: the full cost of Obamacare and offload those premiums which
- 1:18:26Speaker 2: go directly to insurance companies on the American people. So
- 1:18:29Speaker 2: if the American people were listening and paying attention to
- 1:18:32Speaker 2: all the issues, then they would have voted. Then they
- 1:18:34Speaker 2: voted for Republicans who were not going to extend these subsidies.
- 1:18:37Speaker 2: They knew it was going to happen, and they were
- 1:18:39Speaker 2: We had no problem with that collectively, So they're the
- 1:18:42Speaker 2: ones that created the deadline. They're the ones that created
- 1:18:44Speaker 2: the subsidies in the first place. In the American people
- 1:18:46Speaker 2: had a decision to make one way or the other
- 1:18:48Speaker 2: last fault. We went toward Trump in sizable numbers. So yeah,
- 1:18:51Speaker 2: you're right.
- 1:18:53Speaker 12: I don't think I don't think people are that deep.
- 1:18:56Speaker 1: No, of course.
- 1:19:00Speaker 2: Not neither do I. But if you want to be
- 1:19:03Speaker 2: realistic about it, the information was there, and you can't
- 1:19:07Speaker 2: say the American people didn't know about that and maybe
- 1:19:11Speaker 2: considered it in their voting choice. Do I believe that
- 1:19:13Speaker 2: was the vast majority of people to know? This is
- 1:19:15Speaker 2: very complicated Weed dwelling. We're in here, right, Christopher. But
- 1:19:19Speaker 2: it was there.
- 1:19:21Speaker 12: For everybody to see and know. And all I'm suggesting
- 1:19:25Speaker 12: as you talk about that is even the Democrats that
- 1:19:28Speaker 12: they understood that they were trying to push money into
- 1:19:31Speaker 12: the hands of large insurance companies HMOs, who most would
- 1:19:37Speaker 12: say make enough money. We're not trying to give them
- 1:19:40Speaker 12: more money. But this is even in their favor, it's
- 1:19:43Speaker 12: under it would be in their mindset well, dates to say, hey,
- 1:19:47Speaker 12: we don't want to give more money to health insurance
- 1:19:49Speaker 12: companies in order to subsidize premiums for everybody else. It's
- 1:19:52Speaker 12: not what we're in the business of doing. We want
- 1:19:54Speaker 12: the HMOs to lower the costs in order for because
- 1:19:58Speaker 12: we know that a profit margins are already phenomenal. I
- 1:20:02Speaker 12: hear your commercials all the time. Go to this location,
- 1:20:05Speaker 12: go to this location. This is a way for you
- 1:20:07Speaker 12: to save money by going to this location. That's why
- 1:20:11Speaker 12: you've seen doctors move away from HMO's and saying, hey,
- 1:20:14Speaker 12: I just want you to come in and privately pay
- 1:20:16Speaker 12: because guess what, my premiums are two thousand dollars a month.
- 1:20:19Speaker 12: It's easier for me just to pay the doctor out
- 1:20:21Speaker 12: of my pocket. This is happening all over the United
- 1:20:24Speaker 12: States of America. The reality go back to me, Brian Thomas,
- 1:20:28Speaker 12: is this Democratic Party did not like the outcome of
- 1:20:32Speaker 12: the election, and they are attempting to do what they
- 1:20:35Speaker 12: did ten years ago, which is undermined the president that
- 1:20:39Speaker 12: they didn't like getting the getting elected, so they're willing
- 1:20:42Speaker 12: to shut down the entire government. This is why so
- 1:20:45Speaker 12: many people have become independents like me, because you're frustrated
- 1:20:49Speaker 12: at times with both sides, the Democrats and the Republicans.
- 1:20:54Speaker 2: Will continue with the enraged Christopher Smithman, which I love
- 1:20:58Speaker 2: coming up, don't cod See seven thirty fifty five kersee
- 1:21:04Speaker 2: the talk station bry Thomas with Christopher Smidelman, former Vice
- 1:21:07Speaker 2: Maaron Don Smitherman Christopher Smithman on fire this morning. Brother,
- 1:21:11Speaker 2: you know I love that.
- 1:21:13Speaker 12: Well well, Brian, it just it gets my goat because
- 1:21:16Speaker 12: we've we continue to go through these exercises where it
- 1:21:20Speaker 12: seems like even on both sides, I mean Republicans have
- 1:21:25Speaker 12: have have danced around this issue of shutting down the
- 1:21:28Speaker 12: government because they don't like, you know, in my opinion,
- 1:21:32Speaker 12: the outcome of the election and the results had you know,
- 1:21:35Speaker 12: the government out of control and spending, so oh, we're
- 1:21:37Speaker 12: going to shut the government down. I don't think this
- 1:21:39Speaker 12: should ever be on the table in my opinion, shutting
- 1:21:43Speaker 12: our government down. But let me acknowledge Senator Mastow, I
- 1:21:48Speaker 12: will pronounce their names right, Senator Dermott, Senator Fetterman, Hassan Cain, King,
- 1:21:54Speaker 12: Rosen and Shaheen who all voted to open up our government.
- 1:21:59Speaker 12: Those Democrats who crossed the line, and we appreciate that.
- 1:22:04Speaker 12: I'm sad that it took them forty days to do it,
- 1:22:07Speaker 12: but they've done it. The damage has already been done
- 1:22:10Speaker 12: to the public. We have no idea how this is
- 1:22:13Speaker 12: going to impact our GDP. We see that our airline
- 1:22:17Speaker 12: CVG is a mess. It'll be a mess today. Chicago
- 1:22:20Speaker 12: is going to be a mess. New York is going
- 1:22:21Speaker 12: to be a mess because guess what the government still
- 1:22:24Speaker 12: today isn't open, Like there's still there's still votes that
- 1:22:27Speaker 12: have to take place between now and Wednesday. And what's
- 1:22:30Speaker 12: so insane is that the senators think we're crazy. Where
- 1:22:34Speaker 12: they think they're trying to like what do you say,
- 1:22:36Speaker 12: say faith, where they're like, oh, we got a promise
- 1:22:40Speaker 12: that we're going to vote on this healthcare bill sometime
- 1:22:43Speaker 12: in December. A promise. Right, they don't have the vote
- 1:22:47Speaker 12: to pass it. There's this up or down vote. They're
- 1:22:50Speaker 12: gonna lose anyway. That right, that's what you were. Yes,
- 1:22:53Speaker 12: they already know it, but that's that language is in
- 1:22:56Speaker 12: there to try to confuse the electric as if they
- 1:23:00Speaker 12: gained something by locking out our shutting our government down
- 1:23:04Speaker 12: for the last forty days. All they did is hurt
- 1:23:08Speaker 12: people right, undermine our economy, and make us look silly
- 1:23:13Speaker 12: on the national stage. And so I don't get all
- 1:23:15Speaker 12: of it, you know, and I and I share again,
- 1:23:18Speaker 12: I'm glad that those moderate Democrats finally cross over. They
- 1:23:22Speaker 12: were the adults in the room. Senator Schumer is sitting
- 1:23:25Speaker 12: around this morning having a temper tantrum. And guess what,
- 1:23:28Speaker 12: he's going to have a primary. He's got to face
- 1:23:30Speaker 12: the AOC. She's probably gonna beat him because she wants
- 1:23:34Speaker 12: to be a senator. That's why she endorsed the the
- 1:23:37Speaker 12: socialist mayor in New York who just got elected, because
- 1:23:41Speaker 12: he's going to endorse her for Senate and he's going
- 1:23:44Speaker 12: to lose his seat. He's been there over fifty years.
- 1:23:47Speaker 12: It's time for him to go anywhere. I don't want
- 1:23:48Speaker 12: to see a socialist elected, but it's time for him
- 1:23:51Speaker 12: to go anywhere anyway, a position who's been in a
- 1:23:57Speaker 12: position all his life.
- 1:23:59Speaker 2: I know you would think that I want to enjoy
- 1:24:02Speaker 2: some of my retirement. I mean, Lord Almighty, but they
- 1:24:05Speaker 2: just get so overwhelmed and so just filled with this
- 1:24:08Speaker 2: power that they think that the world can't exist without
- 1:24:11Speaker 2: them at the helm, which is just preposterous.
- 1:24:14Speaker 6: You.
- 1:24:14Speaker 2: I mean, Nancy Pelosi's on our way out, and thank God,
- 1:24:16Speaker 2: I'm sure we'll be able to survive without her. Okay, Christopher,
- 1:24:19Speaker 2: I loved the idea that I think had a lot
- 1:24:22Speaker 2: to do with this decision to reopen the government. This
- 1:24:25Speaker 2: suggestion that these subsidies as big or small as they
- 1:24:28Speaker 2: may be, go directly to the individual, which will allow
- 1:24:32Speaker 2: them to decide what maybe going to the private market.
- 1:24:35Speaker 2: Like I talk about with John Roman all the time,
- 1:24:37Speaker 2: some people think that only Obamacare is out there and
- 1:24:40Speaker 2: that's the only thing you can get, and that is
- 1:24:41Speaker 2: absolutely not true. There are affordable plans in the private
- 1:24:44Speaker 2: market that would work better for most people than Obamacare
- 1:24:48Speaker 2: with a ten thousand plus dollars out of pocket liability.
- 1:24:51Speaker 2: If we had the money in our pockets and could decide,
- 1:24:54Speaker 2: market forces would come to bear. And I think the
- 1:24:56Speaker 2: biggest concern for the Democrats is that would be the
- 1:24:58Speaker 2: beginning of the end of Obamacare.
- 1:25:02Speaker 12: Well, look the healthcare spending accounts where employees all across
- 1:25:08Speaker 12: this country are able to take money and defer it
- 1:25:11Speaker 12: into those programs before taxes, so they're lowering their overall
- 1:25:16Speaker 12: agi and at the end of the day, that's good
- 1:25:19Speaker 12: for their taxes. But hey, the Republicans are saying, you
- 1:25:23Speaker 12: can use those dollars x to actually use that towards
- 1:25:26Speaker 12: what your monthly premiums are, not just for reimbursement for expenses,
- 1:25:32Speaker 12: but we can also use those dollars in those plans
- 1:25:35Speaker 12: in order to offset the expenses, and that's what you're
- 1:25:38Speaker 12: talking about. But it also lowers your AGI. Just like
- 1:25:42Speaker 12: your four oh one K or your four to oh
- 1:25:43Speaker 12: three B, or your KEO or your Simple or any
- 1:25:46Speaker 12: other kind of retirement program that you have. You can
- 1:25:49Speaker 12: just use that money now to offset those monthly premiums.
- 1:25:52Speaker 12: Bottom line is the Democratic Party would rather those dollars
- 1:25:57Speaker 12: go directly to the agent. But saying, this morning, the
- 1:26:01Speaker 12: insurance company instead of.
- 1:26:03Speaker 2: Us, while they celebrate, while they celebrate the murder of
- 1:26:08Speaker 2: insurance company CEOs Christopher Wow. Uh huh oh wait a second,
- 1:26:13Speaker 2: we can get back at those evil insurance companies by
- 1:26:15Speaker 2: depriving them the direct dollars they get for the American
- 1:26:17Speaker 2: taxpayers via Obamacare. Wow. We can get back at those
- 1:26:21Speaker 2: evil insurance companies and impact their bottom line and profit margin.
- 1:26:25Speaker 2: That's a wonderful idea. Sadly we can't embrace it because
- 1:26:27Speaker 2: it came from the Republicans.
- 1:26:30Speaker 12: I'm not suggesting I don't want anybody to believe that.
- 1:26:33Speaker 12: I'm suggesting that, you know, there could be some downward
- 1:26:36Speaker 12: pressure on some of these publicly traded companies, these h
- 1:26:39Speaker 12: tomos as we debate whether they get the money or
- 1:26:43Speaker 12: we get the money.
- 1:26:44Speaker 13: You think I'd rather us get some money. That's where
- 1:26:47Speaker 13: I am. Well, you know, I'm one of those people
- 1:26:49Speaker 13: that say, let's invest our social security. Turn it over
- 1:26:53Speaker 13: to me with with very serious handcuffs on it, but
- 1:26:56Speaker 13: allow me to make the decisions on how those dollars
- 1:26:58Speaker 13: are invested. And in this notion that the government can
- 1:27:01Speaker 13: do better than you and I is insane.
- 1:27:03Speaker 2: Well, it's the same argument Conservatives, Republicans, independence, whatever, make
- 1:27:07Speaker 2: for school choice, Let the child, let the money follow
- 1:27:11Speaker 2: the child, let the family decide where the money goes.
- 1:27:13Speaker 2: This is the exact same concept applied to medical insurance.
- 1:27:16Speaker 2: Why should there only be one basically default Obamacare plan?
- 1:27:21Speaker 2: There shouldn't be, But that's the only plan that gets
- 1:27:23Speaker 2: the subsidies. Right now, Christopher, how about just making it
- 1:27:26Speaker 2: a direct payment to the taxpayer and let them decide.
- 1:27:29Speaker 2: Let's continue with Christopher Smithman one more. It's a time
- 1:27:32Speaker 2: for me to mention the Peter Shabrie group, Keller William
- 1:27:34Speaker 2: seventy Monday. Glad here Christopher smith is going to continue
- 1:27:37Speaker 2: on smither vent I feel like it's therapy for you, Christopher,
- 1:27:41Speaker 2: get it out of your system. What else do you
- 1:27:42Speaker 2: want to talk about this morning.
- 1:27:44Speaker 5: Sir.
- 1:27:45Speaker 12: Look, I'm frustrated with conservatives flash Republicans that live in
- 1:27:51Speaker 12: the proper of the city of Cincinnati, in our fifty
- 1:27:54Speaker 12: two neighborhoods. You know, I'm tired of them complaining about
- 1:27:58Speaker 12: sample ballot and the loss of the election. This is
- 1:28:02Speaker 12: outside of your listening audience, because I'm sure they all participated.
- 1:28:05Speaker 12: They're informed in voters. I've come to the listener lunch.
- 1:28:09Speaker 12: I know they get it. But let me share with you.
- 1:28:11Speaker 12: Only sixty six thousand people are so voted over two
- 1:28:14Speaker 12: hundred thousand registered voters. So let's just be fair here
- 1:28:18Speaker 12: and say about one hundred and thirty four thousand people
- 1:28:21Speaker 12: didn't vote who were registered to vote, they didn't participate, right,
- 1:28:26Speaker 12: And we can't say that one hundred and thirty four
- 1:28:28Speaker 12: thousand all those people are all Democrats, were liberals, right,
- 1:28:33Speaker 12: There were a lot of Republicans and Conservatives who sit
- 1:28:36Speaker 12: around bars, sit in restaurants, go to Thanksgiving dinners, go
- 1:28:40Speaker 12: to Christmas, and they complain about the city of Cincinnati
- 1:28:44Speaker 12: and how they just can't stand it. The reality of
- 1:28:47Speaker 12: it is, elections have consequences. So I tell people, if
- 1:28:52Speaker 12: you didn't vote, it's public information, meaning I don't know
- 1:28:56Speaker 12: who you voted for. But if I know your name
- 1:28:58Speaker 12: and I know your address, I can go to the
- 1:28:59Speaker 12: Border elections and look it up and go you didn't vote.
- 1:29:02Speaker 12: You voted last year, but you didn't vote in this election,
- 1:29:05Speaker 12: So shut your mouth. Shut your mouth. I don't want
- 1:29:09Speaker 12: to hear it. You're a zero as it relates to
- 1:29:12Speaker 12: this election. I'm not bitter about the outcome. I just
- 1:29:15Speaker 12: don't like hypocrisy. I don't like people coming up to
- 1:29:17Speaker 12: me saying they're complaining about whatever election they're not registered
- 1:29:20Speaker 12: to vote, or they are registered to vote and they
- 1:29:22Speaker 12: didn't participate. Shut your mouth. The violence is going to continue, right,
- 1:29:27Speaker 12: They're going to be blowing people away downtown. That's already
- 1:29:30Speaker 12: happening as you indicate it. We've got people on a
- 1:29:33Speaker 12: bus shooting. We got people on a metro and the
- 1:29:37Speaker 12: bus is caught in the cross fire. But guess what,
- 1:29:41Speaker 12: we had all that information before the election. Corey Bowman
- 1:29:45Speaker 12: told everybody what was going down. You didn't listen. He
- 1:29:48Speaker 12: said they're shooting. We said this. Mayor said he didn't
- 1:29:51Speaker 12: care about development in the fifty two neighborhoods, including Hyde Park,
- 1:29:55Speaker 12: High Park, overwhelmingly voted for this mayor. That's the reality
- 1:29:58Speaker 12: of where we are. Guess what elections have consequences. So
- 1:30:03Speaker 12: if you live in Hyde Parker Mount Lookout and you
- 1:30:06Speaker 12: decided to sit the election out, don't complain about how
- 1:30:09Speaker 12: this development goes down. That's what frustrates me. Brian Thomas. Okay,
- 1:30:15Speaker 12: we spend time talking about how did African Americans vote,
- 1:30:18Speaker 12: how did the sample ballot go? They use that they
- 1:30:21Speaker 12: just are uninformed. What about the one hundred and thirty
- 1:30:25Speaker 12: two thousand people who didn't show up at all?
- 1:30:28Speaker 2: Okay, do you have any theories about why we were
- 1:30:30Speaker 2: talking about that? Earlier? Someone suggested that, you know, parents
- 1:30:33Speaker 2: don't want tough on crime criminal justice because their own
- 1:30:37Speaker 2: young person in the home might get locked up. And
- 1:30:39Speaker 2: I don't buy that that there are that many voters
- 1:30:41Speaker 2: that were driven to the polls out of fear that
- 1:30:43Speaker 2: their own young person might get arrested. That suggests to
- 1:30:46Speaker 2: me that they got a problem with their young people,
- 1:30:48Speaker 2: that they might be involved in the criminal justice system.
- 1:30:50Speaker 2: So I don't believe that for a moment. Do you
- 1:30:52Speaker 2: think it's just this built in apathy from voters thinking
- 1:30:55Speaker 2: there is no way my vote can have a difference
- 1:30:57Speaker 2: in this blue city. They keep going blue over and
- 1:31:00Speaker 2: over again. Why bother? I mean, I just don't understand
- 1:31:03Speaker 2: why you wouldn't vote.
- 1:31:04Speaker 12: That's why. That's why Brian. Look in the national election,
- 1:31:09Speaker 12: all of the major parties, meaning each side raises about
- 1:31:12Speaker 12: two billions. I think President Barack Obama raised the first
- 1:31:15Speaker 12: billion dollars for the election. So to be the president,
- 1:31:18Speaker 12: you've got to raise over a billion dollars in order
- 1:31:21Speaker 12: to compete in this space. So just look at the
- 1:31:24Speaker 12: presidential race. There's going to be you know, four billion
- 1:31:27Speaker 12: dollars four years from now spending that election. What do
- 1:31:30Speaker 12: they do? They spend that time educating you, robo calling you,
- 1:31:34Speaker 12: sending lit to your house, putting TV commercials up so
- 1:31:37Speaker 12: everybody's informed. You have to have the lightbulb going on
- 1:31:41Speaker 12: in your head that there's a local election, because you're
- 1:31:44Speaker 12: not watching your TV telling you there's an election going on. So,
- 1:31:48Speaker 12: by the way, both parties focus on the national stuff
- 1:31:51Speaker 12: and they play down the local. They all want to
- 1:31:53Speaker 12: control the local game, and so they don't over advertise,
- 1:31:57Speaker 12: they don't over emphasize that there is there is even
- 1:32:00Speaker 12: an election. I cannot tell you the number of doors.
- 1:32:02Speaker 12: I knocked on and people said to me, I'm glad
- 1:32:04Speaker 12: you not. I didn't know there was an election period.
- 1:32:07Speaker 12: I didn't know what was happening. People are that busy,
- 1:32:10Speaker 12: they're that disconnected from what is going on around this.
- 1:32:13Speaker 12: This has nothing to do with the criminal justice. They
- 1:32:17Speaker 12: believe they want to be hard on crime. But you
- 1:32:19Speaker 12: have to be informed. You have to be the things
- 1:32:22Speaker 12: that we tell our children. We've got to do our homework.
- 1:32:24Speaker 12: It's time to do your homework. It's time for you
- 1:32:26Speaker 12: to be ready. It's time for you to put your
- 1:32:27Speaker 12: code on this cold outside. It's like if you're not
- 1:32:30Speaker 12: telling these voters that there is even an election, because,
- 1:32:34Speaker 12: by the way, you have two presidential candidates that are
- 1:32:36Speaker 12: spending four billion dollars to tell you there is an election,
- 1:32:40Speaker 12: come out and vote. They don't show up.
- 1:32:42Speaker 2: Now and see you stumbled upon the reality here why
- 1:32:44Speaker 2: people didn't vote. They must be informed. People must be informed.
- 1:32:47Speaker 2: The only reason that billion or two billion has any
- 1:32:51Speaker 2: influence whatsoever. And if you asked me, Brian Thomas, do
- 1:32:54Speaker 2: you need someone spending advertising dollars for you to make
- 1:32:58Speaker 2: a determination on who you want to vote for? But like, no,
- 1:33:00Speaker 2: I follow those stuff every damn day. If I didn't
- 1:33:03Speaker 2: see one mail or one flyer, one ad, I'd still
- 1:33:05Speaker 2: know who I was going to vote for in the
- 1:33:06Speaker 2: election because I pay attention to the issues. This is
- 1:33:09Speaker 2: exactly why that money matters, because what they do with
- 1:33:12Speaker 2: the money is not inform people. They dupe them. They oh,
- 1:33:16Speaker 2: look at the little monkey every day. Oh do you
- 1:33:18Speaker 2: pay no attention to the behind the current? It's behind
- 1:33:21Speaker 2: the curtain. It's maga, it's evil, It's Trump's half brother.
- 1:33:24Speaker 2: Bye b bra.
- 1:33:25Speaker 4: Oh.
- 1:33:25Speaker 2: That message only works for people who don't get the
- 1:33:28Speaker 2: bigger picture and study the weeds. That's why that money matters.
- 1:33:31Speaker 2: It just breaks my heart matters. It just breaks my
- 1:33:34Speaker 2: heart matters.
- 1:33:35Speaker 12: And we and we pay the prices that people so
- 1:33:38Speaker 12: we're actually not informed. We're not doubting. We know that.
- 1:33:41Speaker 12: By the way, there'll be billions of dollars stint next
- 1:33:44Speaker 12: year in the two year elections, So everybody will be
- 1:33:47Speaker 12: gearing up, everybody will be registering. Everybody will be knocking
- 1:33:50Speaker 12: on your doors, meaning the parties will have volunteers out
- 1:33:53Speaker 12: going door to door saying did you vote today? Did
- 1:33:55Speaker 12: you vote today? Robo calling, Hey, I see you. I'm
- 1:33:58Speaker 12: talking about on election day. I'm want to know I
- 1:34:00Speaker 12: didn't see you show up and vote. Will you show
- 1:34:01Speaker 12: up and vote? The local the National Party spend all
- 1:34:04Speaker 12: kinds of money to make sure that you know. And
- 1:34:07Speaker 12: when you don't vote at six point thirty in the morning,
- 1:34:09Speaker 12: they begin to call you and remind you on your
- 1:34:11Speaker 12: cell phones and on your landline and any way could
- 1:34:13Speaker 12: get you to say, I need you to show up.
- 1:34:16Speaker 12: Here's what I want to explain to your public before
- 1:34:18Speaker 12: we you're listening artists, Before we get off here, I'm
- 1:34:20Speaker 12: gonna talk a little bit about PG sitten Field locally,
- 1:34:23Speaker 12: very rarely talked about, and I'm gonna connect these dots
- 1:34:26Speaker 12: for you. PG Sittenfeild was the guy who everybody thought
- 1:34:30Speaker 12: was going to be the next mayor. Right, They thought
- 1:34:33Speaker 12: he was going to be the next governor. They thought
- 1:34:35Speaker 12: he was gonna be whatever, a congressional member. He got
- 1:34:38Speaker 12: caught up with an FBI seeing up in a hotel
- 1:34:42Speaker 12: room in Columbus buying selling votes. The reality of it,
- 1:34:46Speaker 12: Listen to this, listen to this detail is so critical.
- 1:34:49Speaker 12: You have the MAGA people meeting, you have this this
- 1:34:54Speaker 12: mayor mayor APTAP polling and figuring out if I just say, Maga, maga, maga.
- 1:34:58Speaker 12: We're gonna make sure that the Democrats show and vote
- 1:35:00Speaker 12: against Corey Bowman by just emphasizing that this is JD.
- 1:35:04Speaker 12: Vance's half brother. But they don't say that PG Sidon
- 1:35:08Speaker 12: Failed hired Donald Trump's lawyer. He then negotiated a full
- 1:35:15Speaker 12: pardon by this president, Donald Trump. You haven't seen one editorial.
- 1:35:21Speaker 12: You haven't seen that Democratic party. Nobody say that PG
- 1:35:26Speaker 12: Sidon felt, who was the biggest Democrat locally, who actually
- 1:35:30Speaker 12: hired Trump's lawyer and negotiated a full pardon in his situation.
- 1:35:36Speaker 12: Look for PG Sittenfield to come back, run for city council,
- 1:35:39Speaker 12: run for mayor, run for Congress, run for governor, and
- 1:35:42Speaker 12: watch the Democrats, in their hypocrisy vote for him. They'll
- 1:35:45Speaker 12: tell us, don't vote for Corey Bowman to have brother
- 1:35:48Speaker 12: of the Vice President of the United States of America.
- 1:35:51Speaker 12: But they'll say, vote for PG sidon Fail, No problem.
- 1:35:55Speaker 12: This is the guy that went directly to Trump and
- 1:35:58Speaker 12: asked him to pardon me. So I have a.
- 1:36:00Speaker 2: Life always great points. Christopher Smith minutes why I love
- 1:36:04Speaker 2: having you on so much. That's why here's so many
- 1:36:06Speaker 2: positive praises for having you on the fifty five Carrose
- 1:36:09Speaker 2: Morning Show every Monday at the Ginning at seven to twenty.
- 1:36:11Speaker 2: We'll do that again next Monday. Christopher God bless you brother.
- 1:36:14Speaker 12: Thank you for your time.
- 1:36:14Speaker 5: Man. You take care.
- 1:36:15Speaker 12: Vote smith a man, that's my candle on X follow
- 1:36:18Speaker 12: me there.
- 1:36:19Speaker 2: Thanks at vote smith Man seven forty Talks Station seven
- 1:36:24Speaker 2: fifty three to fifty five KRSD Talk Station Money Monday
- 1:36:27Speaker 2: with Brian James after the top of Daron News. What's
- 1:36:29Speaker 2: it mean to shut down? Probably over low cost EFTs
- 1:36:33Speaker 2: and four to one k's what does that mean? Have
- 1:36:35Speaker 2: no idea? That's what we have, Brian. Two thousand dollars
- 1:36:37Speaker 2: from tariffs for everyone and finally one court of Americans
- 1:36:41Speaker 2: don't didn't take all of their vacation days. Also may
- 1:36:45Speaker 2: get a word or two in from him about Pelosi's
- 1:36:47Speaker 2: return rate on her investments while she was an elected capacity,
- 1:36:50Speaker 2: a little bit better than you and I would have done.
- 1:36:52Speaker 2: That's for damn sure. Anyway, real quick here, Trump suggested
- 1:36:55Speaker 2: fifty year mortgages is a way to deal with the
- 1:36:57Speaker 2: housing struggle because people can't afford a mortgage, so traditionally
- 1:37:00Speaker 2: thirty year mortgages and it's been that way since the
- 1:37:04Speaker 2: Roosevelt's New Deal era nineteen thirties, thirty year fix came
- 1:37:07Speaker 2: into being. Tell people to deal with affordability. Fine. Some
- 1:37:12Speaker 2: are saying, no fifty year mortgage, Well, this is going
- 1:37:14Speaker 2: to be a saddle families with lifetime debt. Oh Marjorie
- 1:37:19Speaker 2: Taylor Green, I don't like fifty year mortgages as a
- 1:37:21Speaker 2: solution to the affordability crisis. Will ultimately reward the banks,
- 1:37:24Speaker 2: mortgage lenders, and home builders while people pay far more
- 1:37:27Speaker 2: in interest over time and die before they ever pay
- 1:37:29Speaker 2: off their home in debt forever, in debt in life,
- 1:37:32Speaker 2: to which I say, well, isn't that what rent is?
- 1:37:36Speaker 2: If you are in a fifty year mortgage, Not that
- 1:37:39Speaker 2: I necessarily would recommend it, but if it's a vehicle
- 1:37:41Speaker 2: for you to buy something and start building equity, you
- 1:37:43Speaker 2: at least have equity. Do you have to stick with
- 1:37:46Speaker 2: a fifty year fixed mortgage? No, you can refinance it.
- 1:37:49Speaker 2: At one point my wife and I went from a
- 1:37:51Speaker 2: thirty year fix to a fifteen year fix. You know what,
- 1:37:53Speaker 2: You can also pay a head. You can apply your
- 1:37:56Speaker 2: extra payment, even as small as ten bucks or whatever
- 1:37:59Speaker 2: a month. Principle, of course, your equity or your your
- 1:38:03Speaker 2: interest is front loaded on a mortgage payment, But that
- 1:38:05Speaker 2: doesn't mean you can't start shaving away the ech or
- 1:38:07Speaker 2: the I start applying money to equity by just paying
- 1:38:10Speaker 2: a little bit more than the monthly nut. And then again,
- 1:38:13Speaker 2: you know, once your situation improves from young person to older,
- 1:38:17Speaker 2: more you know, more established in the career, presumably making
- 1:38:21Speaker 2: more money, the opportunity to refinance or put money toward
- 1:38:25Speaker 2: the equity increases. So and one more to that point.
- 1:38:31Speaker 2: If thirty year fixed mortgages were great in the nineteen
- 1:38:34Speaker 2: thirties as a way to help with affordability, do you
- 1:38:37Speaker 2: know how old you lived? I looked it up statistically,
- 1:38:39Speaker 2: between nineteen twenty nine and nineteen thirty one, average lifespan
- 1:38:42Speaker 2: for a man fifty seven point seven years. Do the
- 1:38:46Speaker 2: math on that. With a thirty year fixed mortgage, average
- 1:38:49Speaker 2: lifespan now in the eighties. So is there really any
- 1:38:52Speaker 2: difference in terms of being saddled with a lifetime mortgage
- 1:38:55Speaker 2: then versus now? Hell, you only lived a sixty one
- 1:38:58Speaker 2: and a half years old between nineteen thirty nine in
- 1:39:00Speaker 2: nineteen forty one, so this hole saddled with debt for
- 1:39:04Speaker 2: the rest of your life. Situation has been in appliciing
- 1:39:07Speaker 2: in reality effectively since the nineteen thirties, so possible. Yeah,
- 1:39:13Speaker 2: it will not solve though the supply problem. Well, it
- 1:39:17Speaker 2: may put the concept of affordability within people's range. Just
- 1:39:21Speaker 2: because that option is available doesn't mean there's going to
- 1:39:24Speaker 2: be an additional influx or increase in housing availability. And
- 1:39:27Speaker 2: that's the real challenge right now. Maybe Money Monday's Brian
- 1:39:31Speaker 2: James will chime in on that. We'll find out together
- 1:39:33Speaker 2: after the top of the hour news. I hope you
- 1:39:34Speaker 2: can stick around.
- 1:39:35Speaker 7: Today's top headline socialist New York City longest shutdown.
- 1:39:41Speaker 14: Challenging Trump's tariff check in please latest fifty five krs
- 1:39:45Speaker 14: the talk station.
- 1:39:49Speaker 2: Eight oh five. Here a fifty five KRCD talk station,
- 1:39:51Speaker 2: Happy Monday, Money Monday, Every Monday at eight oh five
- 1:39:56Speaker 2: talk with Brian James, Marlworth Financial who loans him out
- 1:39:58Speaker 2: for a few segments for a listening audience. Enjoyment and edification.
- 1:40:03Speaker 2: Welcome back, Brian James. Hope you had a nice weekend.
- 1:40:05Speaker 15: I am here again to provide enjoyment and edification. I'm
- 1:40:08Speaker 15: going to tell my.
- 1:40:09Speaker 2: Wife that there you go as I do, right, and
- 1:40:14Speaker 2: we don't have to lament another Bengals loss since it
- 1:40:16Speaker 2: didn't play yesterday.
- 1:40:17Speaker 15: So I wasn't going to ruin things by bringing that up.
- 1:40:20Speaker 2: But there you become tradition.
- 1:40:22Speaker 15: Brian, it's Monday, it's time to gripe, all right, your
- 1:40:25Speaker 15: reaction to the apparent shutdown being over. I guess I
- 1:40:28Speaker 15: saw what the Democrats got by way of quote unquote concessions.
- 1:40:31Speaker 15: Not a tremendous amount, notably the return of the federal
- 1:40:34Speaker 15: eployees had been laid off. They never would have been
- 1:40:36Speaker 15: laid off had the government not shut not gotten shut
- 1:40:38Speaker 15: down in the first place, So I don't view that
- 1:40:39Speaker 15: as much of a concession by the Republicans. But kicking
- 1:40:42Speaker 15: the vote on the extension of the supplements and promising
- 1:40:45Speaker 15: a vote in December does not mean those extensions are
- 1:40:48Speaker 15: going to get increased or extended. I firmly doubt that
- 1:40:51Speaker 15: they will. So what does this mean. I think it
- 1:40:55Speaker 15: means more that they get to go home for vacation.
- 1:40:58Speaker 15: They're hoping there's enough time between now and holidays, notably Thanksgiving,
- 1:41:01Speaker 15: to get the air traffic control situation worked out. I'm
- 1:41:03Speaker 15: sure they were hearing from the constituents about that. Given
- 1:41:06Speaker 15: the thousands of flights that got canceled. They too want
- 1:41:08Speaker 15: to go home for vacation. But maybe it has more
- 1:41:11Speaker 15: to do with perhaps offering Obamacare subsidies directly to individuals
- 1:41:16Speaker 15: so they can select on the free market what plan
- 1:41:18Speaker 15: they want. Given the massive number of opportunities in the
- 1:41:21Speaker 15: private insurance market to get policies for less money and
- 1:41:24Speaker 15: a policy that's tailored to your specific needs. I think
- 1:41:27Speaker 15: that's frightened them because that means to me, the end
- 1:41:29Speaker 15: of Obamacare. Well, that could be, and that would be
- 1:41:33Speaker 15: a major push for Republicans that's gone on. We're sneaking
- 1:41:36Speaker 15: up twenty years now on Obamacare. Maybe not quite that many,
- 1:41:40Speaker 15: but still that was That's how far back you have
- 1:41:42Speaker 15: to go to when the administration occurred. So the headline
- 1:41:46Speaker 15: is that Yester, the Senate voted sixty forty to advance
- 1:41:49Speaker 15: a funding measure known as a procedural vote. We've done
- 1:41:51Speaker 15: this before.
- 1:41:52Speaker 2: This is how we get away.
- 1:41:53Speaker 15: With just extending it out. We're going to kick the
- 1:41:55Speaker 15: can just a little bit longer. That's going to allow
- 1:41:58Speaker 15: some debate and move the bill forward. Is a stop
- 1:42:00Speaker 15: gap funding resolution that's basically going to temporarily fund the
- 1:42:04Speaker 15: government through January thirtieth. This is what when we see
- 1:42:07Speaker 15: these procedural votes, this is what it is. It's about
- 1:42:08Speaker 15: kicking the can. Let's address the immediate issue without solving
- 1:42:12Speaker 15: the primary issue. So involved in this is reversing the
- 1:42:17Speaker 15: firings and layoffs of federal workers done during the shutdown
- 1:42:20Speaker 15: and guaranteeing their back pay. That's part of the compromise.
- 1:42:22Speaker 15: And then a commitment, this is really the big thing,
- 1:42:24Speaker 15: a commitment to hold a future vote on extending the
- 1:42:27Speaker 15: health insurance premium tax credits that are available under the
- 1:42:30Speaker 15: Affordable Care Actor Obamacare. But that's no guarantee that those
- 1:42:33Speaker 15: ACA subsidies are going to be extended in this bill. Basically,
- 1:42:37Speaker 15: it's got to get through the Senate completely, and then
- 1:42:39Speaker 15: it'll go to the House like allways, and then finally
- 1:42:41Speaker 15: to be signed by President Trump and that will officially
- 1:42:44Speaker 15: end the funding gap. So, you know, I think you're right,
- 1:42:47Speaker 15: that's probably what they're shooting for. But I don't know.
- 1:42:49Speaker 15: I'm looking at these at the recent results of the
- 1:42:53Speaker 15: midterms here, and I wonder if they're going to have
- 1:42:54Speaker 15: the support that they'll need to push it through.
- 1:42:56Speaker 2: Well, whether they know they have the support or not,
- 1:42:58Speaker 2: we were talking earlier about you kind of have to
- 1:43:00Speaker 2: be a real weed dweller to understand the connection between
- 1:43:04Speaker 2: all these ins and outs and different legislation. I think
- 1:43:08Speaker 2: collectively can agree most people probably do not have all
- 1:43:12Speaker 2: that information. For example, they wouldn't even understand right now
- 1:43:14Speaker 2: because most people don't that there is a private medical
- 1:43:17Speaker 2: insurance market out there that's thriving, something that offers an
- 1:43:20Speaker 2: alternative to Obamacare. I talk about this with John Rohman
- 1:43:23Speaker 2: all the time. I speak for him. I do a
- 1:43:25Speaker 2: weekend show on the whole idea. There's a lot of
- 1:43:27Speaker 2: better options out there. Even insurance agents aren't aware of
- 1:43:31Speaker 2: this reality. But if you give people the money themselves,
- 1:43:33Speaker 2: much in the same way I'm an advocate for letting
- 1:43:35Speaker 2: the money follow the student as opposed to go directly
- 1:43:38Speaker 2: to the school, you have a great argument. You're not
- 1:43:42Speaker 2: giving money to the evil insurance companies. And Democrats hate
- 1:43:45Speaker 2: these big insurance companies. They celebrate when the United Way
- 1:43:48Speaker 2: CEO got his head blown off. I mean, you know
- 1:43:51Speaker 2: they're going to have a tough erd of home marketing.
- 1:43:52Speaker 2: The whole idea of not going down this road, even
- 1:43:55Speaker 2: though it would it would be the demise of Obamacare
- 1:43:57Speaker 2: from my perspective.
- 1:43:58Speaker 15: Well, let me ask you this, because maybe you know
- 1:44:00Speaker 15: more than I do about this. Matter of fact, I'll
- 1:44:02Speaker 15: go ahead and say you do, because you've shared some
- 1:44:04Speaker 15: details you kind of educate me a little bit. So
- 1:44:06Speaker 15: my question to you, Brian Thomas is the insurance companies
- 1:44:09Speaker 15: are still all behind this. So if their motivations are
- 1:44:12Speaker 15: you know, profit and all these other things that I
- 1:44:14Speaker 15: that both sides are speaking that they hate, then how
- 1:44:17Speaker 15: does it change when the funding mechanism changes. Aren't we
- 1:44:20Speaker 15: still going to be slaves to companies that are still
- 1:44:23Speaker 15: basically focused primarily on profit margin and not the end
- 1:44:26Speaker 15: results competition.
- 1:44:28Speaker 2: Obamacare is supported. It's the only insurance option out there,
- 1:44:32Speaker 2: government controlled, it may be that is eligible for these subsidies.
- 1:44:36Speaker 2: That way, if you give money to people directly, every
- 1:44:40Speaker 2: insurance company is eligible for subsidies. And there are some
- 1:44:43Speaker 2: far better policies out there, far more competitive, far less
- 1:44:47Speaker 2: out of pocket liability and responsibility. Monthly premiums can be
- 1:44:50Speaker 2: more affordable. It's just knowing how to stack your insurance policies,
- 1:44:53Speaker 2: which there are people well again like my friend John Roman,
- 1:44:56Speaker 2: who I do advertise for that do this all the time.
- 1:44:59Speaker 2: Just allowing that to go really anywhere, like allowing the
- 1:45:02Speaker 2: school funding not just to go to public schools, but
- 1:45:05Speaker 2: to go to any school of the parent's choice. Competition
- 1:45:09Speaker 2: gets built and created. It forces people to run a
- 1:45:11Speaker 2: better well oil machine. It forces policy prices to come
- 1:45:15Speaker 2: down because they're in market competition with everybody else for
- 1:45:18Speaker 2: a change.
- 1:45:19Speaker 15: Is it flexible enough? I mean, I'm sure we don't
- 1:45:22Speaker 15: know these things yet, but I'm just wondering if it's
- 1:45:24Speaker 15: flexible enough to cover and are people in a position
- 1:45:27Speaker 15: yet where they know what they need and how to
- 1:45:30Speaker 15: navigate through it.
- 1:45:31Speaker 2: That's why you have an expert like you in financial
- 1:45:34Speaker 2: planning to answer the questions on behalf of the clients
- 1:45:37Speaker 2: that you represent, Like for example, you are sitting in
- 1:45:41Speaker 2: a fiduciary capacity for those who are relying on your
- 1:45:44Speaker 2: services to invest their retirement funds. You owe them an
- 1:45:47Speaker 2: obligation to explain all this now if you don't understand it.
- 1:45:50Speaker 2: John Ruhlman is working for you, for example, he has
- 1:45:53Speaker 2: to explain it all and tell you exactly why what
- 1:45:56Speaker 2: happens under this option, what it's ultimately going to cost you,
- 1:45:59Speaker 2: factoring in monthly premiums out of pockets here if we
- 1:46:02Speaker 2: look at this option over here in the private sector,
- 1:46:04Speaker 2: we can put it together this way, and here's the
- 1:46:06Speaker 2: real cost benefit or the real cost to you. Here's
- 1:46:09Speaker 2: what you're going to be paying out of pocket. Here's
- 1:46:11Speaker 2: what your exposure is from a liability perspective in your
- 1:46:14Speaker 2: monthly premiums. So it's all spelled out on paper.
- 1:46:16Speaker 15: Yes, I agree. Now here's a weakness in what you
- 1:46:19Speaker 15: just described though, that is not the term fiduciary doesn't
- 1:46:21Speaker 15: exist in health insurance industry. This isn't you know, to
- 1:46:24Speaker 15: bash anyone industry, but it's.
- 1:46:25Speaker 2: Not a little different. That is correct operates that way.
- 1:46:29Speaker 2: He operates that way. He may choose to.
- 1:46:32Speaker 15: That's one guy. And this is a frustration I've had
- 1:46:34Speaker 15: with the insurance industry for a very, very, very long
- 1:46:36Speaker 15: time because there isn't a massive amount of money you
- 1:46:38Speaker 15: can make by placing a policy. But you don't have
- 1:46:42Speaker 15: to sign up to say I'm doing this for you.
- 1:46:44Speaker 2: Not because if you work for United Healthcare and are
- 1:46:48Speaker 2: selling United health Care policies, the only policy you're going
- 1:46:51Speaker 2: to sell is United Healthcare because you're not going to
- 1:46:53Speaker 2: make any money selling any other premium or another policy.
- 1:46:56Speaker 2: John Roman doesn't work that way. His profit is made
- 1:46:59Speaker 2: working by selling any insurance policy to any individual. The
- 1:47:02Speaker 2: advantage he has is because he's giving you sound advice
- 1:47:04Speaker 2: on the difference between them.
- 1:47:06Speaker 8: I get that.
- 1:47:06Speaker 15: It's still a commission based business, and I'm not bashing
- 1:47:09Speaker 15: John at all. It's just the way that that industry
- 1:47:10Speaker 15: has always market.
- 1:47:13Speaker 2: Sign It creates market incentive for others to operate the
- 1:47:16Speaker 2: same way. You're never going to get that with an
- 1:47:18Speaker 2: insurance agent who works exclusively for one company.
- 1:47:21Speaker 5: Yah.
- 1:47:21Speaker 15: Yeah, you were talking about captive versus independent. I totally
- 1:47:24Speaker 15: understand that. I'm talking about the compensation methodology. How do
- 1:47:27Speaker 15: I know for a thousand percent sure that somebody's not
- 1:47:29Speaker 15: picking one insurance company because it's paying them more than
- 1:47:32Speaker 15: another one that could be appropriate for me. That's the
- 1:47:34Speaker 15: risk in any fiduciary versus non fiduciary discussion.
- 1:47:37Speaker 2: Well, knowing John and the team there and what they've
- 1:47:39Speaker 2: done for all my listeners so far, that is a
- 1:47:41Speaker 2: risk we're worthy of taking because that's exactly what he does.
- 1:47:45Speaker 15: I get it, And again, I'm not bashing John at all.
- 1:47:47Speaker 15: I'm just saying that's that's a weakness of that industry
- 1:47:49Speaker 15: and that's what I used to sell life insurance when
- 1:47:52Speaker 15: I was younger and didn't understand this stuff quite as clearly.
- 1:47:55Speaker 15: And that was a huge conflict I saw with the banks.
- 1:47:58Speaker 2: That I worked for. Yeah, you were who are you
- 1:47:59Speaker 2: working for.
- 1:48:01Speaker 7: In a bank?
- 1:48:02Speaker 15: See it was National City up and Dayton and National
- 1:48:05Speaker 15: City became P and C and for those who don't know,
- 1:48:07Speaker 15: P and C stands for previously National City. Under Stallo's
- 1:48:10Speaker 15: humor from the day that that was announced.
- 1:48:12Speaker 2: To understand, and I don't mean to turn this into
- 1:48:14Speaker 2: be commercial for him, but he's not the only one
- 1:48:16Speaker 2: of the world that does this. So once we're and
- 1:48:18Speaker 2: you can tell by the comments from our elected official
- 1:48:20Speaker 2: senators on both sides of the Ledger, they're really not
- 1:48:22Speaker 2: familiar with this concept at all. They've come brainwashed into
- 1:48:26Speaker 2: the idea that Obamacare can't be replaced and there's no
- 1:48:29Speaker 2: other option out there.
- 1:48:30Speaker 1: Huh huh.
- 1:48:31Speaker 2: Wrong. There is. There are a multitude of them, and
- 1:48:34Speaker 2: quite often it's better to go down that road and
- 1:48:36Speaker 2: check into it at least look out for your own
- 1:48:37Speaker 2: best interests, because the fool is the one who's not
- 1:48:41Speaker 2: all right. We'll get back to your list of topics,
- 1:48:43Speaker 2: bringing oh, wait real quick, I wanted to ask you
- 1:48:45Speaker 2: how this apparent end of the shutdown, not that we're
- 1:48:48Speaker 2: there yet, how's it impacting the market. I'm looking at futures,
- 1:48:51Speaker 2: they haven't really been impacted by this. Was this already
- 1:48:53Speaker 2: baked into the cake?
- 1:48:54Speaker 15: Yeah, I mean I think with shutdowns with them, the
- 1:48:57Speaker 15: market kind of always knows that it's never going to
- 1:48:59Speaker 15: last for ever because nobody, no politician, is going to
- 1:49:03Speaker 15: benefit and make their constituents happy by completely shutting down
- 1:49:06Speaker 15: permanently and totally walking away. So the market hasn't done
- 1:49:10Speaker 15: a whole lot of anything. D We've seen this before too.
- 1:49:13Speaker 8: You know.
- 1:49:13Speaker 15: And the thing I think that is become the you know,
- 1:49:16Speaker 15: with the new political third rails is the publicly traded markets.
- 1:49:19Speaker 15: We're simply not going to permanently anger the leaders of
- 1:49:23Speaker 15: our largest publicly traded companies because there's literally nothing stopping
- 1:49:27Speaker 15: them Brian Thomas from picking up and moving to another
- 1:49:29Speaker 15: country that is more favorable to business. That's an extreme outcome,
- 1:49:32Speaker 15: but I think that's always kind of in the background
- 1:49:35Speaker 15: of yeah, we just can't take, you know, take the
- 1:49:37Speaker 15: ball and go home and expect good outcomes. Therefore, the
- 1:49:39Speaker 15: market kind of goes, Yeah, whatever, we're going to get
- 1:49:41Speaker 15: through this and we can still make a profit during
- 1:49:43Speaker 15: this time.
- 1:49:43Speaker 2: Always the case, Brian James will continue to find out
- 1:49:46Speaker 2: what in the hell is a low cost EFT and
- 1:49:48Speaker 2: how does relate to four to oh one k's plus
- 1:49:50Speaker 2: what's going to happen if we all get two thousand
- 1:49:52Speaker 2: dollars from tariffs? And how might that work? And apparently
- 1:49:55Speaker 2: not everybody's taken all of their vacation days. Those topics
- 1:49:58Speaker 2: coming up with Brian James Molworth Financial. You can stick
- 1:50:00Speaker 2: around and also take care of yourself. It's cold out there.
- 1:50:04Speaker 2: Eight nineteen. If you have k CIT talk station, it's Monday.
- 1:50:07Speaker 2: We're doing that money Monday thing with Brian James from
- 1:50:08Speaker 2: ALLWAD Financial. All right, do you have to break this
- 1:50:11Speaker 2: down for me? Ignorant? I am on a lot of topics.
- 1:50:14Speaker 2: Is happening to be one of them? Brian James, that's
- 1:50:15Speaker 2: who bring you on the show? Low cost ETFs in
- 1:50:18Speaker 2: four to one k retirement plan? What's this all about?
- 1:50:22Speaker 2: Brian James?
- 1:50:22Speaker 15: So, yeah, Exchange traded funds are the cool kit on
- 1:50:26Speaker 15: the block now. They kind of have been for about
- 1:50:27Speaker 15: almost thirty years, I think, So they're not brand new,
- 1:50:29Speaker 15: but these are vehicles that are They're very much like
- 1:50:32Speaker 15: mutual funds in the traditional sense. These are investments that
- 1:50:36Speaker 15: you can own, that will that you buy one thing
- 1:50:38Speaker 15: and it owns a bunch of under things underneath it.
- 1:50:40Speaker 15: And that's not all that crazy.
- 1:50:42Speaker 2: To talk about that.
- 1:50:43Speaker 15: The headline today though, is that State Street, which is
- 1:50:46Speaker 15: one of the big providers. They have about one point
- 1:50:48Speaker 15: seven trillion dollars in ETFs and if you ever if
- 1:50:51Speaker 15: you've heard of spiders, that's the S and P five
- 1:50:53Speaker 15: hundred ETF that is a State Street product. But what
- 1:50:57Speaker 15: they're pushing for is to get more et like structures
- 1:51:01Speaker 15: into four to one case. There's been a shift for
- 1:51:03Speaker 15: a long time in traditional mutual fund offerings, you know,
- 1:51:06Speaker 15: think Vanguard to change there to offer in an ETF
- 1:51:10Speaker 15: chassis something that their mutual funds already do well. This
- 1:51:13Speaker 15: one's kind of going in the other direction because State
- 1:51:15Speaker 15: Street kind of started with ETFs, so they're pushing their
- 1:51:18Speaker 15: ETF structures into mutual funds.
- 1:51:21Speaker 2: This is really.
- 1:51:21Speaker 15: About cost and I can't I'm kind of scratching my
- 1:51:24Speaker 15: head a little bit to look for other benefits here.
- 1:51:26Speaker 15: The benefits to an ETF over to mutual fund is.
- 1:51:28Speaker 15: They tend to be dirt cheap, right in terms of
- 1:51:31Speaker 15: something called an expense ratio. For those who don't know,
- 1:51:33Speaker 15: you're paying for your mutual funds every single day via
- 1:51:36Speaker 15: a little payment that comes out of the share price.
- 1:51:38Speaker 15: You'll never see it, but rest assured it's there. It's
- 1:51:40Speaker 15: called an expense ratio, and you want that percentage to
- 1:51:42Speaker 15: be as low as possible. So that's one of the
- 1:51:44Speaker 15: big reasons. ETFs are simply technologically more efficient. Therefore they
- 1:51:48Speaker 15: can be cheaper to run. That has triggered this race
- 1:51:50Speaker 15: to the bottom in terms of low expense ratios. But
- 1:51:54Speaker 15: beyond that, the rest of it is tax efficiency. They
- 1:51:57Speaker 15: are much more tax efficient than additional mutual fund However,
- 1:52:01Speaker 15: that does not matter in a four oh one K
- 1:52:03Speaker 15: or an IRA because those are tax sheltered. Anyway, I
- 1:52:05Speaker 15: am not super excited about this headline, so I hope
- 1:52:08Speaker 15: nobody out there is really really hoping their company offers
- 1:52:12Speaker 15: this and is banking their future on It. Is not
- 1:52:14Speaker 15: going to be that impactful. It's simply a big financial
- 1:52:17Speaker 15: institution looking to get a hold of the twelve trillion dollars.
- 1:52:20Speaker 15: Because remember, State Street does ets primarily that means they're
- 1:52:23Speaker 15: not really in a four oh one k market.
- 1:52:25Speaker 2: They're the ones. They're doing this for their own benefit,
- 1:52:27Speaker 2: is what you're really trying to say.
- 1:52:28Speaker 15: I've been digging this morning trying to figure out why
- 1:52:30Speaker 15: is this a headline? So what a company wants into
- 1:52:33Speaker 15: a market?
- 1:52:33Speaker 2: I get it, But why why would they not be
- 1:52:36Speaker 2: a part of the mutual fund options already?
- 1:52:39Speaker 15: Because well, they don't run mutual funds. They primarily run
- 1:52:42Speaker 15: exchange traded funds. So what they're doing is they're taking
- 1:52:45Speaker 15: their popular exchange traded funds. And they are good ones.
- 1:52:47Speaker 15: I'm not bashing them at all, but they're just not
- 1:52:50Speaker 15: built to be inside a four oh one K. You
- 1:52:52Speaker 15: want to be in a four oh one k, you
- 1:52:53Speaker 15: have to be very flexible, flexible with fractional shares, so
- 1:52:56Speaker 15: you know, because somebody might be putting fifty bucks every
- 1:52:59Speaker 15: page into their four oh one K and then that's
- 1:53:02Speaker 15: got to get split seventeen ways. ETFs are not efficient
- 1:53:05Speaker 15: to be broken down into fractional shares. Mutual funds are
- 1:53:08Speaker 15: built for it. I see, Okay, I'm not excited about
- 1:53:11Speaker 15: this one.
- 1:53:11Speaker 2: Well that the sounds like it. I think you made
- 1:53:13Speaker 2: that point really clear. All right, Well, let's talk real
- 1:53:16Speaker 2: quick here because there's a couple of talks talk about
- 1:53:17Speaker 2: like not taking vacations and also the two thousand dollars
- 1:53:20Speaker 2: from tariffs. Will do that in the next segment. Real
- 1:53:22Speaker 2: quick here. Why I saw the statistic and while I
- 1:53:26Speaker 2: may not use all of my vacation days, the weird
- 1:53:29Speaker 2: statistic in the article that you have from CNBC. Though
- 1:53:33Speaker 2: the majority have access to paid time off, the report
- 1:53:36Speaker 2: found that twenty three percent of employees didn't even take
- 1:53:39Speaker 2: a single day of vacation even though they had it.
- 1:53:43Speaker 15: Yeah, you know, and I think that's a cultural thing, Brian.
- 1:53:46Speaker 15: I mean, there's a lot of people around who still
- 1:53:48Speaker 15: kind of wave that flag. If I'm a hard worker
- 1:53:50Speaker 15: and that's what I'm known to be, what I will
- 1:53:52Speaker 15: speak to is what I see on the other side
- 1:53:54Speaker 15: of that, because I see a lot of people who
- 1:53:55Speaker 15: that was their lifestyle. It's just what they do. Those
- 1:53:57Speaker 15: to the grindstone, Yeah take oh sure, wear it like
- 1:54:00Speaker 15: a badge of pride. Those people are not happy during retirement.
- 1:54:03Speaker 15: Pride they don't know what to do with themselves. Oh,
- 1:54:05Speaker 15: it's very scary. It's scary enough to see somebody who
- 1:54:08Speaker 15: can't afford retirement. It's almost scarier to see the mental
- 1:54:11Speaker 15: impact on somebody who never thought about what that was
- 1:54:14Speaker 15: going to feel like, to have that huge expanse of
- 1:54:16Speaker 15: time to fill.
- 1:54:18Speaker 2: Yeah, you know what, that makes sense. I do know
- 1:54:20Speaker 2: a guy who never missed Not only did he never
- 1:54:23Speaker 2: miss a single day of K through twelve education or
- 1:54:26Speaker 2: college education, he never missed a single day of work,
- 1:54:30Speaker 2: and he built up a massive, massive retirement savings just
- 1:54:34Speaker 2: because he never took any time off. He didn't have
- 1:54:37Speaker 2: anything to do after work. It's the kind of person
- 1:54:39Speaker 2: you're talking about right now. Work is their life, and
- 1:54:41Speaker 2: from all accounts, I think he's done pretty well in retirement.
- 1:54:44Speaker 2: I guess he found something to do. But yeah, I
- 1:54:47Speaker 2: know people like that, and I.
- 1:54:48Speaker 15: Hope he did, but I'm sure he had a lot
- 1:54:50Speaker 15: of soul searching moments for that.
- 1:54:52Speaker 2: What is that going to feel like?
- 1:54:53Speaker 15: That first day that the alarm doesn't go off and
- 1:54:55Speaker 15: I don't have to go anywhere. That's great for twenty
- 1:54:57Speaker 15: four hours, but then that next week, especially in February,
- 1:55:00Speaker 15: when it's cold and terrible outside, what am I going
- 1:55:02Speaker 15: to do today?
- 1:55:04Speaker 2: Well, and after we're talking with you guys for long
- 1:55:05Speaker 2: enough to realize that I'm at least in a position
- 1:55:07Speaker 2: where I can retire. The whole idea of retirements scares
- 1:55:10Speaker 2: the hell out of me because I don't know what
- 1:55:12Speaker 2: I'm going to be doing.
- 1:55:13Speaker 15: There, you go, that is the big mountain behind the
- 1:55:15Speaker 15: little mountain. The little mountain to climb is the financial part.
- 1:55:18Speaker 15: We all hide behind that and go I don't have enough.
- 1:55:20Speaker 15: I don't have enough. I guess I'll just keep working.
- 1:55:22Speaker 15: But then one day, and it sounds like this happened
- 1:55:24Speaker 15: to you, one day we realize that, oh my gosh,
- 1:55:25Speaker 15: I do have enough. I can do whatever I want.
- 1:55:27Speaker 15: Oh my god, what do I want to do? I've
- 1:55:29Speaker 15: never thought about that.
- 1:55:31Speaker 2: Yeah, Scar, it's a scary future for me. I do
- 1:55:33Speaker 2: see sloth and lethargy playing a huge part of that,
- 1:55:36Speaker 2: and that is not good for my health or the relationship.
- 1:55:38Speaker 15: To have goals, at least you defined your goal.
- 1:55:40Speaker 2: I well, that's it. I know what the goals are
- 1:55:42Speaker 2: right now, but these shouldn't be those goals. Find something
- 1:55:45Speaker 2: to do, and why you're at it, use up your
- 1:55:47Speaker 2: retirement or your vacation days. I might find some good
- 1:55:50Speaker 2: in that. Just to exhale for a couple of minutes
- 1:55:52Speaker 2: and take some relaxing time. Brian James will talk about
- 1:55:54Speaker 2: the two thousand dollars maybe coming our way? How's that
- 1:55:57Speaker 2: going to work? And I want a word or two
- 1:55:59Speaker 2: on what you and I might expect by way of
- 1:56:01Speaker 2: investment return over the lifetime of our investment strategy, because
- 1:56:04Speaker 2: I'm not sure I ever expected, nor would I hope
- 1:56:06Speaker 2: to expect, a sixteen thousand percent return. Nancy Pelosi got
- 1:56:11Speaker 2: that one more with Brian James. Money Monday, coming up
- 1:56:14Speaker 2: fifty five a twenty eighty nine to fifty five car
- 1:56:16Speaker 2: City tax station. Brian time with Brian James from all
- 1:56:19Speaker 2: Worth Financial talking Money Monday, and what's the story in
- 1:56:22Speaker 2: this two thousand dollars tariff check. I know that Supreme
- 1:56:25Speaker 2: Court and hearing oral arguments about the legality and authority
- 1:56:28Speaker 2: of Donald Trump to levy taxes or tariff's a rather
- 1:56:31Speaker 2: individually is not looking good for the Trump administration basedupon
- 1:56:34Speaker 2: the comments and questioning of the justices, But that decision
- 1:56:37Speaker 2: hasn't come down yet. In the meantime, tariffs are still
- 1:56:40Speaker 2: out there. Of course, we've entered into some trade negotiations
- 1:56:43Speaker 2: as a consequence of him unilaterally doing the tariffs but
- 1:56:46Speaker 2: putting aside his authority to do it. It has worked,
- 1:56:48Speaker 2: so unringing the bell, if they indeed have to, is
- 1:56:51Speaker 2: going to be extremely complicated matter. But it seems like
- 1:56:54Speaker 2: Trump's trying to pivot, telling the American people that know,
- 1:56:56Speaker 2: you're going to benefit from this, and we're going to
- 1:56:59Speaker 2: give you two thousan dollars more maybe less directly as
- 1:57:02Speaker 2: a consequence of the billions and billions of dollars we're
- 1:57:05Speaker 2: bringing in in tariffs. Do you see this is actually happening.
- 1:57:09Speaker 2: If the Supreme Court says it's okay for him to
- 1:57:10Speaker 2: do this, I suppose really is a critical element to
- 1:57:13Speaker 2: know whether this is going to go forward.
- 1:57:14Speaker 15: Brian, Well, he's tying it too, as we were talking
- 1:57:17Speaker 15: about earlier. He's tying it a little bit to the
- 1:57:19Speaker 15: health insurance discussion over a dismantling Obamacare. And then you know,
- 1:57:23Speaker 15: why not just give people money and let them choose
- 1:57:25Speaker 15: their own or do or buy an HDTV or whatever
- 1:57:27Speaker 15: they're going to do with their couple thousand dollars, just
- 1:57:29Speaker 15: you know, freedom to spend whatever you want. Yeah, And
- 1:57:31Speaker 15: and I think he's really just kind of laying the
- 1:57:33Speaker 15: groundwork to make people aware that if you support this,
- 1:57:37Speaker 15: there could be money showing up in your mailbox. I mean,
- 1:57:40Speaker 15: what better way can a politician ever get gain favor
- 1:57:44Speaker 15: for any one?
- 1:57:44Speaker 2: Does this buying votes? Brian James, are you kidding me?
- 1:57:48Speaker 15: Quite?
- 1:57:48Speaker 2: Literally?
- 1:57:49Speaker 15: Money in your mailbox?
- 1:57:50Speaker 4: Right?
- 1:57:50Speaker 2: We can do.
- 1:57:51Speaker 15: Then there's a little bit of history for this. It
- 1:57:52Speaker 15: would it would effectively work like a stimulus payment, which
- 1:57:55Speaker 15: we've seen before. Ye March of twenty twenty, we had
- 1:57:57Speaker 15: the Cares Act and that was twelve hundred dollars per adult,
- 1:58:00Speaker 15: five hundred bucks per child. That actually did happen. This
- 1:58:03Speaker 15: was early in COVID, so you know, there were such
- 1:58:05Speaker 15: chaos and people don't really remember it. Then later that year,
- 1:58:08Speaker 15: December of twenty twenty, there was another push for two
- 1:58:09Speaker 15: thousand dollars checks that kind of just came and went.
- 1:58:12Speaker 15: And earlier this year, remember we had the dozed dividend
- 1:58:15Speaker 15: that we were supposed to get that was going to
- 1:58:16Speaker 15: be five thousand dollars per household, except that just kind
- 1:58:19Speaker 15: of went away. When that whole dose thing didn't move
- 1:58:21Speaker 15: the needle very much, Elon Musk got.
- 1:58:22Speaker 2: Bored with it.
- 1:58:23Speaker 15: So we'll see what comes of this, you know, But
- 1:58:26Speaker 15: really I feel like it's just greasing this kid, so
- 1:58:28Speaker 15: there will be there will be less of a public
- 1:58:30Speaker 15: hue and cry over the things that he really wants
- 1:58:32Speaker 15: to get done. And because as we've seen very very
- 1:58:35Speaker 15: recently with the Snap payments, it only takes one or
- 1:58:37Speaker 15: two judges to throw a monkey wrench in the works
- 1:58:40Speaker 15: in both directions.
- 1:58:41Speaker 2: Right, Yeah, we had it.
- 1:58:42Speaker 15: Overturned and then it was unoverturned, and I don't know
- 1:58:44Speaker 15: where we are now.
- 1:58:45Speaker 2: It's been They were ordered to pay one hundred percent
- 1:58:48Speaker 2: of the SNAP benefits beginning today. It unless the Supreme
- 1:58:52Speaker 2: Court pronounces otherwise. Now, they allowed Trump to move to
- 1:58:55Speaker 2: keep things in place with the freeze on Friday evening,
- 1:58:58Speaker 2: but that was a single judge. We're going to leave
- 1:59:00Speaker 2: its status quo until this decision comes out. This decision
- 1:59:04Speaker 2: was what came out last night, and the Appellate Court
- 1:59:06Speaker 2: said you got to pay one hundred percent of the
- 1:59:07Speaker 2: SNAP benefits, which I think helped the Republicans in these
- 1:59:11Speaker 2: negotiations yesterday because you've taken Assuming that court order stayed
- 1:59:14Speaker 2: in place, maybe the administration doesn't appeal it, then all
- 1:59:18Speaker 2: of the people who are going to get harmed because
- 1:59:20Speaker 2: of Snap stopping no longer can complain. So there's a
- 1:59:23Speaker 2: giant chunk of people forty million or so who no
- 1:59:26Speaker 2: longer care about the shutdown as having impacted their bottom line.
- 1:59:30Speaker 2: So you've taken that out, leaving I guess those who
- 1:59:32Speaker 2: are traveling on airplanes and looking forward to holidays to
- 1:59:35Speaker 2: be screaming and yelling. And that includes a lot broader
- 1:59:37Speaker 2: number of people who actually might influence elections, including corporate
- 1:59:40Speaker 2: business owners, individuals with enough money to go on vacation
- 1:59:43Speaker 2: and actually utilize air traffic. That's my theory on that matter.
- 1:59:48Speaker 15: No, I think I think you're probably right. What's the
- 1:59:50Speaker 15: largest segment of the population that's going to be the loudest,
- 1:59:52Speaker 15: and it's the ones that are getting directly hurt by Well,
- 1:59:54Speaker 15: you've just taken that away, and a little sugar on top,
- 1:59:56Speaker 15: here's a chance at a two thousand dollars check. Now
- 1:59:59Speaker 15: he has also indicated this is this is going to
- 2:00:01Speaker 15: exclude high income individuals. I'm not sure exactly what high
- 2:00:04Speaker 15: income means. Who knows this is None of this isn't
- 2:00:07Speaker 15: writing yet, so we'll see what comes down the pipe.
- 2:00:09Speaker 15: And we have talked about this before again that that
- 2:00:11Speaker 15: whole doze dividend here's the thing that this government is
- 2:00:13Speaker 15: doing that's going to result in money in your pocket.
- 2:00:15Speaker 15: While that didn't exactly happen. So we're gonna see. You know,
- 2:00:18Speaker 15: here's the thing the government's doing. We're bringing in tariffs,
- 2:00:20Speaker 15: and here's a chunk of the action for taxpayers. Yeah,
- 2:00:23Speaker 15: you know, allow through and see what happened that.
- 2:00:25Speaker 2: Was in the detail. Because I would think money flowing
- 2:00:28Speaker 2: into government with U through tariffs or taxation or any
- 2:00:30Speaker 2: other mechanism, would be part and parcel of the power
- 2:00:33Speaker 2: of the purse. Unless Congress and acts legislation to allow
- 2:00:37Speaker 2: the return of these tariffs to us in any way,
- 2:00:39Speaker 2: shape or form. That it's going to require congressional action
- 2:00:41Speaker 2: and approval.
- 2:00:42Speaker 15: You would think, you would think. And with all the
- 2:00:44Speaker 15: talk too, just over the over this administration, the prior administration,
- 2:00:47Speaker 15: all the bluster about the deficit, I would love to
- 2:00:52Speaker 15: see one ounce of these dollars go toward paying down
- 2:00:54Speaker 15: the debt we already have, yes, as opposed to encouraging
- 2:00:57Speaker 15: us to go make more of it.
- 2:00:58Speaker 2: Thank you, Brian James. You and I I agreement completely
- 2:01:01Speaker 2: on that. That's a pesky challenge for generations to come.
- 2:01:04Speaker 2: That death wish they were more of us in agreement. Really,
- 2:01:07Speaker 2: we'd rather have our checks in our mailbox. All right. Well,
- 2:01:09Speaker 2: I'm an agreement on the idea of earning sixteen nine
- 2:01:11Speaker 2: hundred and thirty percent rate to return on my investments.
- 2:01:13Speaker 2: Brian James. That's not a regular occurrence with all Worth Financial,
- 2:01:16Speaker 2: is it? Because that sounds extraordinary to me. I mean,
- 2:01:18Speaker 2: I'm of the mind that you know I should expect
- 2:01:20Speaker 2: around eight percent, hopefully more. But I Nancy Pelosi back
- 2:01:26Speaker 2: in eighty seven, which she took office, had roughly eight
- 2:01:30Speaker 2: seven hundred and eighty five thousand dollars total portfolio between
- 2:01:32Speaker 2: her and her husband. She announced the retirement and apparently
- 2:01:35Speaker 2: she now has one hundred and thirty million thirty three
- 2:01:37Speaker 2: million she's sitting on, which was calculated as a sixteen
- 2:01:41Speaker 2: nine hundred and thirty percent rate to return the Dow
- 2:01:44Speaker 2: Jones over the same period of time two thousand, three hundred.
- 2:01:47Speaker 2: Now they didn't put the SMP in there, but I
- 2:01:49Speaker 2: can't imagine the s and P being closer to sixteen
- 2:01:51Speaker 2: thousand than twenty three hundred.
- 2:01:53Speaker 15: Well, yeah, story, let me put pen to paper. No,
- 2:01:55Speaker 15: the S and P five hundred is not close to
- 2:01:57Speaker 15: sixty thousand percent, they'll carry the one on and then
- 2:02:00Speaker 15: this goes over here and no, that's not a close number. Yeah,
- 2:02:04Speaker 15: And so it is a very very very lucrative gig
- 2:02:07Speaker 15: to be tied to the US Congress because you get
- 2:02:10Speaker 15: a whole boatload of insider information and there's just not
- 2:02:13Speaker 15: a lot of law. We just don't have the structure.
- 2:02:15Speaker 15: We've never had the political will to stop this from happening,
- 2:02:18Speaker 15: because of course the ones who would decide to make
- 2:02:20Speaker 15: the laws are the ones who would who would be
- 2:02:22Speaker 15: hurt by them. So guess what's not gonna happen anytime?
- 2:02:25Speaker 2: Fox watching the hen House, Sir Brian James, Although you
- 2:02:27Speaker 2: and I are not allowed to inside trade, Yeah, well exactly,
- 2:02:31Speaker 2: we would get that thrown into jail if we insider trade, correct.
- 2:02:34Speaker 15: I mean like when we we we manage portfolios here,
- 2:02:37Speaker 15: we do move exchange traded funds around. There's a there's
- 2:02:39Speaker 15: a no fly list, but advisors are not allowed to
- 2:02:41Speaker 15: touch this CTF or at that ETF because we're about
- 2:02:43Speaker 15: to move money around at a portfolio level for our
- 2:02:46Speaker 15: entire firm. And but that's not does not apply if
- 2:02:49Speaker 15: you are in a member of Congress. Now, this does
- 2:02:51Speaker 15: both Pelosi's numbers are eye popping for sure, and she's
- 2:02:54Speaker 15: always had her hands in a whole lot of things.
- 2:02:56Speaker 15: She's not the only one. I got a list here
- 2:02:58Speaker 15: all the different names, and they're both flavor. It's on
- 2:03:00Speaker 15: both sides.
- 2:03:00Speaker 2: Of the aisle.
- 2:03:01Speaker 15: Absolutely, the game works, happens on both sides. It would
- 2:03:04Speaker 15: be great if we would put a law in place,
- 2:03:06Speaker 15: and we did. There's the Stock Act that came out
- 2:03:08Speaker 15: in twenty twelve that limits the some limit somewhat how
- 2:03:12Speaker 15: much these people can do. But the fine can be
- 2:03:15Speaker 15: like two hundred bucks, and nobody's ever been prosecuted under it.
- 2:03:18Speaker 15: That's why you've never heard of it.
- 2:03:20Speaker 2: Let's see two hundred and fifty bucks or sixteen thousand
- 2:03:24Speaker 2: percent return. I'm gonna go with the ladder, knowing full
- 2:03:26Speaker 2: well that I can cover the nut on the any
- 2:03:28Speaker 2: any claims.
- 2:03:29Speaker 15: Against you, net that out if you met out the
- 2:03:31Speaker 15: two fifty dollar fee. Gonna work in your.
- 2:03:33Speaker 2: Favorite Brian James lab we got in with a little
- 2:03:36Speaker 2: bit of smile on her face and a couple of
- 2:03:38Speaker 2: points on agreement. Brian James, look for to next Monday,
- 2:03:40Speaker 2: another edition of Money Monday. I appreciate all worth loaning
- 2:03:42Speaker 2: you out for the segments. I hope you have a
- 2:03:43Speaker 2: great week, my friend.
- 2:03:44Speaker 15: We're gonna have to talk about the Bengals next Monday, that.
- 2:03:47Speaker 2: We will, good or bad. It'll be a topic right
- 2:03:50Speaker 2: out of the gate.
- 2:03:50Speaker 15: Definitely be acknowledged.
- 2:03:51Speaker 2: Thanks for football game, Yes there was. Thanks brother, we'll
- 2:03:54Speaker 2: talk say thirty six right now fifty five care to
- 2:03:56Speaker 2: see the dox slation talkstation Joe opened the phone line.
- 2:03:59Speaker 2: Somebody on say forty year fifty five k se detalk
- 2:04:02Speaker 2: station five one three seven four nine fifty two three
- 2:04:05Speaker 2: Taco with pound five fifty on at and T funds.
- 2:04:08Speaker 12: Uh.
- 2:04:08Speaker 2: Since we did have a brief moment of talking about
- 2:04:10Speaker 2: sports are since the Bengals didn't play Brian James and
- 2:04:13Speaker 2: I always been kind of lamenting the outcome of the
- 2:04:15Speaker 2: Bengals games during the segment, does anyone adn't believe in
- 2:04:22Speaker 2: the legitimate outcome of professional sports anymore or even college
- 2:04:26Speaker 2: level sports. I saw this article just the other day.
- 2:04:30Speaker 2: It was in the Journal, but it's been widely reported
- 2:04:32Speaker 2: and these allegations have been known for a while. But
- 2:04:34Speaker 2: with sports getting and betting in these prop bets with
- 2:04:37Speaker 2: online gambling apps, prop bets Okay, will he, you know,
- 2:04:41Speaker 2: scratch his crotch? Well, the pitcher scratches crotch in the
- 2:04:45Speaker 2: ninth inning of the game between you know, the Reds
- 2:04:48Speaker 2: and the Brewers or whoever. Yeah, you can make bets
- 2:04:51Speaker 2: like that, and so it's easy for the professional ballplayers
- 2:04:56Speaker 2: to get caught in these gambling scambals. Like listen, I'll
- 2:05:00Speaker 2: give you five grand if in the ninth inning you
- 2:05:03Speaker 2: scratch your crotch. That's an easy money bet, right, there
- 2:05:09Speaker 2: isn't it. I don't know if you can bet on
- 2:05:10Speaker 2: minutia like that, How likely is it someone's going to
- 2:05:13Speaker 2: find out? No more allegations of game ribbing are rigging.
- 2:05:17Speaker 2: Cleveland Guardians pitcher Lewis Ordes and Emmanuel Clays charged with
- 2:05:21Speaker 2: fraud for allegedly manipulating their pitches, their individual pitches in
- 2:05:27Speaker 2: Major League Baseball games for the purpose of gambling. Now
- 2:05:31Speaker 2: they've already been suspended by the league. Again. If you're
- 2:05:33Speaker 2: a sportsman, you probably know about this going on behind
- 2:05:35Speaker 2: the scenes. This is the first time I've seen this,
- 2:05:37Speaker 2: but it really really troubles me that it's so easy
- 2:05:40Speaker 2: for them to get caught up in this, And then
- 2:05:42Speaker 2: I have to ask myself why Guardians held a ten
- 2:05:50Speaker 2: million dollar option for Clas for twenty twenty seven and
- 2:05:53Speaker 2: twenty twenty eight. Orties on his own earned three quarters
- 2:05:57Speaker 2: of a million dollars in twenty twenty five. They're making
- 2:05:59Speaker 2: a lot of money, and the indictment charges both of
- 2:06:04Speaker 2: these guys that they agreed in advance with their co
- 2:06:06Speaker 2: conspiratuals conspirators to throw specific pitches. This allowed gamblers to
- 2:06:12Speaker 2: place hundreds of fraudulent prop bets i e. Those based
- 2:06:16Speaker 2: on specific events occurring within a game rather than the
- 2:06:19Speaker 2: overall outcome. They don't care about that. This makes it
- 2:06:22Speaker 2: really easy to cheat. Prosecutors allege the betters wagered on
- 2:06:26Speaker 2: whether certain clays pitches would be balls or strikes. They
- 2:06:31Speaker 2: also bet on the speed of pitches. This began back
- 2:06:34Speaker 2: in May of twenty three, now twenty seven year old
- 2:06:37Speaker 2: Clays three all three time All Star. They say, often
- 2:06:42Speaker 2: threw these rig pitches on the very first pitch at
- 2:06:45Speaker 2: bat in order to ensure that certain pitches were called balls.
- 2:06:49Speaker 2: He threw them in the dirt, say Clayer receive bribes
- 2:06:56Speaker 2: and kickfacts for participating in this scheme. Authorities claimed that
- 2:06:59Speaker 2: he sometimes for money to the betters in advance to
- 2:07:02Speaker 2: fund the scheme. As far as Ortiz, twenty seven year
- 2:07:05Speaker 2: old or twenty six year old right hand or starting
- 2:07:07Speaker 2: pitcher for the Guardians, joined the team around twenty twenty five,
- 2:07:09Speaker 2: they say that our scheme. Rather, he's been involved since
- 2:07:12Speaker 2: twenty twenty five. They say he agreed with Clays that
- 2:07:15Speaker 2: he would throw pre arranged balls instead of strikes on
- 2:07:19Speaker 2: pitches in two games in exchange for these bribes and kicksbacks.
- 2:07:23Speaker 2: Are you ready? They claimed before June fifteenth game this year,
- 2:07:28Speaker 2: Ortiz agreed to throw a ball on a particular pitch
- 2:07:32Speaker 2: in exchange four five thousand dollars. Clays also five thousand
- 2:07:38Speaker 2: dollars for arranging the rigged pitches, and other other games
- 2:07:43Speaker 2: were arranged as well. So here you are as a
- 2:07:46Speaker 2: professional ballplayer. Big brother is watching. They can watch these
- 2:07:51Speaker 2: prop bets, and I'm sure every one of these sports
- 2:07:53Speaker 2: betting sites is looking for this because they may be
- 2:07:56Speaker 2: on the hook for the gambling liability. You got to
- 2:07:58Speaker 2: pay off when you win, right, so they see spikes.
- 2:08:01Speaker 2: Wait a minute, how is it that we've seen a
- 2:08:03Speaker 2: massive increase in the number of prop bets on this
- 2:08:06Speaker 2: particular pitcher throwing a ball? In this particular part of
- 2:08:10Speaker 2: the game red flag. So I would like to think
- 2:08:14Speaker 2: that these guys are smart enough to kind of understand
- 2:08:17Speaker 2: that concept, even though they're making fat bank playing the game,
- 2:08:25Speaker 2: and their careers are in jeopardy? Are they if they
- 2:08:28Speaker 2: are caught as well as criminal liability that will extend
- 2:08:32Speaker 2: to them for engaging in fraud, in fraud, illegal gambling
- 2:08:39Speaker 2: for five grand. I don't know what corner these guys
- 2:08:42Speaker 2: are backed on into, but if I'm looking at, oh,
- 2:08:44Speaker 2: let's see here, final guarantee you five year, twenty million
- 2:08:47Speaker 2: dollar contract. Okay, there's that, and then there's the extra
- 2:08:50Speaker 2: five grand I might get for throwing one particular pitch
- 2:08:52Speaker 2: in one particular game. Is it really worth that? I mean,
- 2:08:56Speaker 2: the answer seems to be logically and reasonably no. So
- 2:08:58Speaker 2: you wonder kind of what they have hanging over these guys'
- 2:09:01Speaker 2: heads to get them to capitulate or otherwise enter into
- 2:09:04Speaker 2: this scheme, this criminal enterprise. And then pause for a minute,
- 2:09:11Speaker 2: just say, Okay, these guys are idiots, but have we
- 2:09:13Speaker 2: seen as we've seen from the prior gambling scandals most
- 2:09:16Speaker 2: recently revealed a lot of them are in big trouble
- 2:09:20Speaker 2: financially sometimes from gambling, sometimes maybe for some other reason.
- 2:09:24Speaker 2: Let's say you got something on a particular player. Hmm,
- 2:09:27Speaker 2: do you want your family, your wife, your girlfriend to
- 2:09:29Speaker 2: know about filling the blank thing that we know about
- 2:09:32Speaker 2: and we will make public if you don't throw the
- 2:09:34Speaker 2: game for us and move away from professional sports and
- 2:09:38Speaker 2: start considering whether or not that might happen in politics
- 2:09:41Speaker 2: with our politicians kind of makes you wonder, given how
- 2:09:44Speaker 2: they vote, sometimes like, wait a second, this person never
- 2:09:47Speaker 2: voted along the lines that they just voted. Why did
- 2:09:49Speaker 2: that come about? Maybe just maybe It certainly puts a
- 2:09:54Speaker 2: reasonable amount of suspicion in my head and probably should everybody.
- 2:09:57Speaker 2: So when you're watching the game and you got your
- 2:09:58Speaker 2: popcorn out and you drink and your beer and you're wondering, humhm,
- 2:10:03Speaker 2: is this really the outcome of the game? Did my
- 2:10:04Speaker 2: team just lose because some almost have said an FCC
- 2:10:08Speaker 2: non compliant word? Some jerk was righting around for a
- 2:10:12Speaker 2: five thousand dollars paycheck eight forty six fifty five KR
- 2:10:16Speaker 2: Seed talk stations stick around a few more minutes to
- 2:10:18Speaker 2: talk after I get back from these brief words.
- 2:10:22Speaker 1: Clay Travis and Buck Sexton through the Woodalks station.
- 2:10:27Speaker 2: Eight to fifty fifty five KARSD talk station five three
- 2:10:32Speaker 2: seven nine fifty eight hundred eight two three talk with
- 2:10:35Speaker 2: Pound five fifty on AT and T phone. Don't forget
- 2:10:37Speaker 2: fifty five kr seed dot com. Check out your podcast
- 2:10:39Speaker 2: page there and when you can't listen live the Brian James,
- 2:10:42Speaker 2: for example, or the Christopher Smith A minute on Fire
- 2:10:44Speaker 2: he was this morning, and I'm glad Christopher's agreed to
- 2:10:46Speaker 2: move forward with a Smither event. I think he needs it.
- 2:10:48Speaker 2: It's good therapy for him, and I certainly appreciate his
- 2:10:51Speaker 2: logic and his reason and unpacking Cincinnati related issues. So
- 2:10:54Speaker 2: right there at fifty five KR see dot com. Auschwitz
- 2:10:57Speaker 2: not long ago, not far away, the exhibit currently at
- 2:11:00Speaker 2: the Museum Center. If you didn't get a chance to
- 2:11:02Speaker 2: listen to the Museum Center CEO and the CEO of
- 2:11:05Speaker 2: the Center for Holocaust and Humanity kind of combined efforts
- 2:11:08Speaker 2: on this one. And as a consequence of our conversation
- 2:11:11Speaker 2: together on that this past Friday, it looks like we're
- 2:11:14Speaker 2: probably going to have the April Listener lunch at the
- 2:11:18Speaker 2: Museum Center. Now, we did this a long time ago,
- 2:11:21Speaker 2: and I had completely forgotten about it, but they have
- 2:11:23Speaker 2: catering service there. We could do a box lunch, enjoy
- 2:11:26Speaker 2: some fellowship, and then visit the Auschwitz exhibit because it's
- 2:11:30Speaker 2: only there for a limited time and that would be
- 2:11:31Speaker 2: the last month it's available because it's moving out the
- 2:11:34Speaker 2: second week of April. So I'm hoping that gets squared
- 2:11:37Speaker 2: away because I think that'd be fascinating. Plus it's the
- 2:11:39Speaker 2: Museum Center. What just an amazing, amazing building. What else
- 2:11:45Speaker 2: we got here?
- 2:11:45Speaker 4: Oh?
- 2:11:45Speaker 2: Theah? The iHeartMedia app. Always got to put a plug
- 2:11:48Speaker 2: in for that because they encourage you to download that
- 2:11:49Speaker 2: app and listen to the content wherever you happen to be,
- 2:11:52Speaker 2: all of the iHeartMedia content. Plus it's good for the show.
- 2:11:55Speaker 2: I assure you of that, and thanks to everybody who
- 2:11:57Speaker 2: listens on the app. Over to the finals. Let's see
- 2:11:59Speaker 2: what Bob's this morning. Bob, welcome to the program. Happy
- 2:12:02Speaker 2: Monday to you.
- 2:12:03Speaker 9: Hey, send to you, Brian, How are you.
- 2:12:05Speaker 2: Doing pretty good for Monday?
- 2:12:08Speaker 9: Okay, good listen. I'm just calling because I listen to
- 2:12:13Speaker 9: a lot. I'm out more here, Indiana. I've got a
- 2:12:16Speaker 9: farm out here, and I hear Christopher Smitherman on there
- 2:12:20Speaker 9: from time to time and I think he should be
- 2:12:21Speaker 9: on there every damn day. He's got some great common
- 2:12:29Speaker 9: sense and if I was him, I'd moved to Columbus
- 2:12:32Speaker 9: and run for office up there and get the hell
- 2:12:34Speaker 9: out of Cincinnati.
- 2:12:38Speaker 2: He's got a very he's a financial planner, he's got
- 2:12:40Speaker 2: a very successful business. He's one of those guys like
- 2:12:43Speaker 2: I don't need this job. I want the job to
- 2:12:45Speaker 2: help the city, and I know I just and it
- 2:12:48Speaker 2: breaks my heart when a guy like that, who's so
- 2:12:50Speaker 2: committed to the city he loves, wants to run to
- 2:12:52Speaker 2: make a positive change for everyone, doesn't quite make it.
- 2:12:56Speaker 2: And I'm glad you like to hear from them as
- 2:12:58Speaker 2: much as I do. I agree with you, and you're
- 2:13:00Speaker 2: the in terms of the vast majority of listeners who
- 2:13:02Speaker 2: get back with me on his segment on the show.
- 2:13:05Speaker 2: Everyone seems to love hearing from Christopher. So include yourself
- 2:13:08Speaker 2: in some great company there, Bob.
- 2:13:10Speaker 9: Yeah, if he ever wants to go fishing, just put
- 2:13:13Speaker 9: my last name down there and count the come on out.
- 2:13:17Speaker 9: There's always good conversation over a fishing line.
- 2:13:19Speaker 2: You know, hey, man, brother also helps you got a
- 2:13:22Speaker 2: cold one in your hand too, isn't that why you fished? Bob,
- 2:13:25Speaker 2: thanks very much for the call. Yeah, the big story
- 2:13:27Speaker 2: this morning. Of course, the Democrats, at least a handful
- 2:13:30Speaker 2: of them come jumping over the Republican side of the
- 2:13:32Speaker 2: ledger and in return for some very minor concessions, have
- 2:13:35Speaker 2: agreed to open the government up, advancing the bill out
- 2:13:37Speaker 2: of committee. Provisions one negotiated by Senator Tim Kaine, A
- 2:13:44Speaker 2: reversing the firings of the federal workers that will trump
- 2:13:47Speaker 2: let go because the government was shut down. Note that
- 2:13:49Speaker 2: would not have happened if the government was not shut down.
- 2:13:52Speaker 2: Forbid additional firings through January thirty first, which just keeps
- 2:13:56Speaker 2: the government open until January thirty first, allegedly to get
- 2:13:59Speaker 2: them enough to to pass the continuing resolutions. Fine, there
- 2:14:04Speaker 2: wouldn't be any additional firings if the government was not
- 2:14:06Speaker 2: shut down. Also ensuring that the federal workers who were
- 2:14:10Speaker 2: let go are actually going to get their paychecks. That
- 2:14:13Speaker 2: I think was guaranteed by statute or legislation, but at
- 2:14:15Speaker 2: least that's a written provision in this bill. So basically
- 2:14:18Speaker 2: status quo. Had the government not shut down, all of
- 2:14:20Speaker 2: those things, well, none of those things ever would have happen.
- 2:14:22Speaker 2: They wouldn't have had been addressed. Then there's the promise
- 2:14:25Speaker 2: of the vote in the resolution or in the agreement
- 2:14:30Speaker 2: they agree the Republicans do to vote on whether or
- 2:14:34Speaker 2: not the health care subsidies will be extended. Now, I
- 2:14:38Speaker 2: think you and I and the Democrats could togall along
- 2:14:40Speaker 2: that that's not going to happen. I can't see the
- 2:14:43Speaker 2: Republicans capitulating when it's just a single vote on whether
- 2:14:45Speaker 2: to extend healthcare subsidies they've been on record as opposing
- 2:14:49Speaker 2: for so long, notably again healthcare subsidies that the Democrats
- 2:14:53Speaker 2: own hand set to expire at the end of December.
- 2:14:57Speaker 2: So all this for that, and again I'll point to
- 2:15:01Speaker 2: the appellate court decision that came out last night saying
- 2:15:04Speaker 2: you got a fun snap at one hundred percent. Democrats
- 2:15:06Speaker 2: saw that, going, oh, there's a bunch of angry people
- 2:15:08Speaker 2: that aren't going to be angry anymore, leaving them with
- 2:15:12Speaker 2: the chaos of airports being shut down. I don't know
- 2:15:18Speaker 2: the number of constituents impacted by the delays and cancelations
- 2:15:22Speaker 2: of airline flights, but I imagine they're a little more well
- 2:15:25Speaker 2: connected and a little more well healed than the snap
- 2:15:27Speaker 2: recipients who the Democrats were more than willing to throw
- 2:15:30Speaker 2: under the bus in the name of creating pain and
- 2:15:32Speaker 2: chaos to get what they ultimately wanted.