Episode #135 Is The First Lien HELOC Right For You And Does It Work With IBC?

Legacy Life and Retirement · Oct 7, 2026 · 54m

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Jayson Cahill is back to break down exactly how a first-lien HELOC works and why more homeowners are using it as an alternative to a traditional 30-year mortgage.

We cover how the strategy uses your monthly cash flow to reduce interest and accelerate your mortgage payoff while still keeping access to your home equity. We also compare first-lien HELOCs with traditional mortgages and second-lien…