Overcoming Affordability Challenges In Today's Housing Market

Mortgage Research Network Podcast · May 28, 2026 · 20m

Are you struggling to break into the housing market? In this episode of the Real Estate Update, Paul Centopani sits down with Phil Ganz, president of Next Wave Mortgage, to break down exactly how you can navigate today’s complex lending landscape.With 25 years of industry experience, Phil shares critical insights on how regional affordability challenges affect your buying power and demystifies down payment assistance programs, including state-specific options like the Florida Housing, MassHousing, and the California Dream program.We dive deep into the trade-offs of shared appreciation models…