Latest / The Mental Health Evolution / Ep 52: Follow the Money, Follow the Power with Joanne Frederick
Transcript
- 0:00(Transcribed by TurboScribe. Go Unlimited to remove this message.) This podcast is part of the Frederick Podcast
- 0:02Network.
- 0:03Learn more at listenfrederick.com.
- 0:05Welcome to Mental Health Evolution, a podcast about
- 0:08what's changing in mental health and why it
- 0:11matters.
- 0:12I'm your host, Rachel Harrison, inviting you into
- 0:15honest conversations with people from all perspectives in
- 0:18the field, clinicians, tech founders, investors, insurance companies,
- 0:22and all the folks in between.
- 0:24Let's explore what's working, what's not, and what's
- 0:27next.
- 0:33Hey everyone, thank you for joining us today.
- 0:36My guest today, Joanne Frederick of Government Marketing
- 0:40Strategies is a wealth of information.
- 0:43In fact, I think we're going to need
- 0:45to have her back to talk about more,
- 0:47but Joanne really digs into some of what
- 0:50she sees in the themes in so many
- 0:53structures of government and insurance.
- 0:56We talk about CAQH and the DataSpring rebrand.
- 1:00We talk about a unified CMS credentialing system.
- 1:05We talk about some changes happening with the
- 1:07military and TRICARE opportunities and some of her
- 1:11ideas for what would cut costs and make
- 1:15everything a little easier for everyone in the
- 1:18system.
- 1:19So, I hope you get some creative ideas
- 1:22for this.
- 1:22I hope you get some learning and understanding.
- 1:25I certainly did.
- 1:26She talks in a way that is super
- 1:28easy to understand and get a sense of
- 1:32where she sees a lot of patterns in
- 1:34our industry.
- 1:35So take a listen.
- 1:36I know you'll enjoy it.
- 1:38All right.
- 1:39Welcome back to the Mental Health Evolution podcast.
- 1:43I'm Rachel Harrison, and today I am speaking
- 1:46with Joanne Frederick, founder and CEO of Government
- 1:49Market Strategies, known as GMS. Joanne has spent
- 1:54more than 30 years building and modernizing some
- 1:57of the largest government health care programs in
- 2:00the country, Medicare, Medicaid, TRICARE, and Veterans Health.
- 2:04And she has helped her clients win contracts
- 2:07in excess of $25 billion in that time.
- 2:11What makes Joanne's perspective particularly valuable for our
- 2:14audience is the lens that she brings.
- 2:17She has spent her career on the inside
- 2:19of systems that determine what actually reaches patients,
- 2:23the procurement decisions, the partnership structures, the operational
- 2:26design choices that most clinicians never see but
- 2:30feel every single day.
- 2:32She is a woman-owned small business founder,
- 2:34a Harvard Business School fellow, and someone who
- 2:37has been integral to nearly every major TRICARE
- 2:39procurement since 1992.
- 2:42We are going to talk today about something
- 2:44on a lot of our listeners' minds, what
- 2:47happens when the infrastructure of health care, the
- 2:49credentialing systems, the data platforms, the administrative backbone
- 2:53starts to be owned and operated by the
- 2:56very payers that clinicians depend on for reimbursement.
- 3:00We are going to hear from someone who
- 3:01has watched these structural decisions play out across
- 3:05decades of government contracting and has very clear
- 3:08ideas about what good oversight looks like and
- 3:11what it does not.
- 3:13So we like to base, you know, a
- 3:16lot of our conversation on this podcast around
- 3:18articles.
- 3:19The first one here is Acuity News, and
- 3:22it's titled CAQH Rebrands as Data Spring Under
- 3:27Payer Ownership.
- 3:29Many of our listeners will remember that a
- 3:31few weeks ago, I did a solo episode
- 3:33about the CAQH rebrand to Data Spring.
- 3:36For those who missed it, here's the quick
- 3:38version.
- 3:39CAQH, the credentialing platform that nearly every insurance
- 3:43billing clinician uses to manage their provider information,
- 3:47converted from a non-profit in January 2026
- 3:50and became owned by a consortium of 12
- 3:53of the nation's largest plans.
- 3:55A UnitedHealth Group executive now chairs the board.
- 3:58The platform decides whether a clinician is enrolled,
- 4:02listed in insurance directories, and paid.
- 4:04This piece from Acuity News is the most
- 4:07thorough and independent analysis of that ownership shift
- 4:11and what it means structurally for providers.
- 4:14So now I want to bring in our
- 4:17guest.
- 4:17Joanna, thank you so much for being here.
- 4:20Thank you so much, Rachel, for having me.
- 4:22It's a pleasure.
- 4:23So I am really curious to hear your
- 4:25perspective on this.
- 4:26You have spent decades working inside government health
- 4:29care procurement.
- 4:30You understand better than probably most anyone how
- 4:34the structure of ownership shapes the behavior of
- 4:37a system.
- 4:38And when you look at what has happened
- 4:39with CAQH becoming Data Spring and becoming owned
- 4:42by the major payers, what do you see
- 4:45that most clinicians might be missing?
- 4:48Well, I think any kind of decision or
- 4:52action like this is not for nothing, right?
- 4:54There's a strategy and a meaning behind it.
- 4:57If we believe the better angels of our
- 4:59nature, that would be for the greater good
- 5:01to kind of streamline the process and make
- 5:05sure that folks can get through these kinds
- 5:07of systems more quickly and more efficiently.
- 5:09I don't think our past experience has necessarily
- 5:12proven that out as something we can rely
- 5:15on, those better angels of our nature.
- 5:18You know, a non-profit to for-profit
- 5:21conversion means that somebody sees there's money to
- 5:24be made out of this and there's margin
- 5:25opportunity.
- 5:28You know, entities, publicly traded entities don't do
- 5:31non-profit conversions for nothing.
- 5:35And there is a larger strategy behind this.
- 5:38I'm sure that's not entirely public and we
- 5:40don't know that, but rest assured that one
- 5:42can assume because of the nature of, you
- 5:45know, a for-profit enterprise and particularly one
- 5:48that's publicly traded, their mission is to return
- 5:51value to shareholders, period.
- 5:53That's what the street calls for.
- 5:55So anytime you see something like this, which
- 5:57in theory, you know, really one could say
- 6:00we should be a governmental function, right?
- 6:02All providers should go through a similar process.
- 6:06You know, there's upside and downside to that.
- 6:09But the fact that now, you know, there's
- 6:11profit and margin to be made off of
- 6:14these transactions with which all providers rely on
- 6:17says to me that the cost is probably
- 6:19going to go up from a provider perspective.
- 6:21And maybe with some efficiencies from a timeline
- 6:25perspective, I would look for those.
- 6:28But I think it's a slightly disturbing development.
- 6:33Yeah, I think so, too, in the sense
- 6:35that really CAQH is a data clearinghouse, right?
- 6:40That's what it's always been.
- 6:41So that insurance providers can see quickly and
- 6:45assess whether providers should be able to be
- 6:48on a panel or stay on a panel,
- 6:50all of those details, where they're located, changes
- 6:53in location, all those things.
- 6:55It makes sense that that was created for
- 6:58ease.
- 6:59So to me, it's also what is the
- 7:02maybe what is the potential risk for that
- 7:07being owned by insurance companies?
- 7:09Are there are there going to be more
- 7:11advantages toward, say, MSOs that are also owned
- 7:15by those insurance companies to credential people faster?
- 7:19Are there going to be rules and restrictions
- 7:22as far as who you have to be
- 7:24or should be or can't be credentialed with?
- 7:26There are just so many questions in my
- 7:28mind.
- 7:29I think those are all really valid questions,
- 7:31Rachel, and something that I would encourage the
- 7:33kind of community of physicians, et cetera, that
- 7:36are subject to this to pay attention to.
- 7:41There are sort of one of our challenges
- 7:44in health care in this country is that
- 7:47there are all these little pockets and all
- 7:50the pockets do something.
- 7:52Rarely are they coordinated.
- 7:56And layered on top of that is the
- 7:58challenge that we create policy on an incremental
- 8:02basis in this country.
- 8:03And you can see why that happened, right?
- 8:05We established Medicare and then we decided to
- 8:08tweak it and add policy on top.
- 8:10But over time, what's happened is all these
- 8:14incremental changes have gotten layered on top of
- 8:16one another.
- 8:17And no one, I would contend, really understands
- 8:21what some of these programs were meant to
- 8:23be or the underlying mechanism were meant to
- 8:25be, because it's too complex.
- 8:27You read legislation and policy and there are
- 8:30thousands of pages.
- 8:31And, you know, it's like, how do you
- 8:33dig through all of that?
- 8:35AI helps a lot.
- 8:36There's great ways to do that now.
- 8:38So I think more insight is coming for
- 8:41good or bad, depending on your perspective.
- 8:44But this change, you know, providers need to
- 8:48be credentialed in order to deliver service.
- 8:51Full stop, right?
- 8:51And that's an important part of how we
- 8:53deliver care.
- 8:54We want to make sure as consumers that
- 8:56when you see someone, they're qualified and they
- 8:59haven't been sanctioned and they've gotten all their
- 9:01licensure and all those kinds of things.
- 9:03That's a super important part.
- 9:05Of the way the health care system operates
- 9:08in the country and to have that under
- 9:10the control of one or a small number
- 9:13of entities who have their own goals and
- 9:17objectives is disturbing, frankly.
- 9:20Yeah, it does seem like a conflict of
- 9:22interest potentially.
- 9:24Yeah, I think so.
- 9:25I will have to keep an eye on
- 9:27it.
- 9:27I think, you know, the best tool that
- 9:30any of us have is shining a light,
- 9:32right?
- 9:32And not letting things happen in the dark
- 9:35or behind a curtain.
- 9:36And I would encourage all the, you know,
- 9:38providers in that community and your listeners to
- 9:41start paying attention, you know, make sure they
- 9:44keep copies of their files, make sure they
- 9:45keep track of the timeline when they go
- 9:48for these these sort of credentialing actions, et
- 9:51cetera, and pay attention and look for trends
- 9:54and look for, you know, anomalies between one
- 9:57payer or another.
- 9:58And are things happening differently?
- 10:00And I think it's the power of the
- 10:02people and the power of the folks that
- 10:03are subject to these systems that can really
- 10:07begin to make a difference.
- 10:08Yeah.
- 10:09Yeah, that's an interesting thought.
- 10:11Let me go to our next article here.
- 10:13So this article is from Medallion and it's
- 10:17called Five Trends Shaping Payer Enrollment Medical Credentialing
- 10:22in 2026.
- 10:23This state of payer enrollment and medical credentialing
- 10:26survey puts out real numbers on something our
- 10:29listeners feel but can rarely quantify.
- 10:32One in five hospitals report losing more than
- 10:35one million dollars annually due to delayed provider
- 10:38activation.
- 10:39So credentialing.
- 10:40Credentialing delays are not just an administrative inconvenience.
- 10:44They are a revenue problem, a capacity problem
- 10:47and ultimately a patient access problem.
- 10:51So based on this creating potential revenue loss,
- 10:56when you look at where these delays are
- 10:57coming from structurally, what do you think is
- 11:00actually driving this?
- 11:01Is it a technology problem, a process problem,
- 11:04or is this something deeper?
- 11:07There's no excuse for it be if it
- 11:08is a technology problem, which I don't think
- 11:10is the fundamental core.
- 11:11But if it is, there's no excuse.
- 11:12We can certainly build better technology today.
- 11:15When you think about the way all the
- 11:17different systems work, and as you said, you
- 11:18know, I've worked across Medicare and Medicaid and
- 11:20military health, TRICARE, Veterans Health, etc.
- 11:25Each of those systems, plus commercial, credential independent
- 11:30of one another.
- 11:32So it puts such a burden on the
- 11:34provider community because you essentially have to go
- 11:36through this entire same exercise over.
- 11:38I've never done a poll.
- 11:39I'd be fascinated to to hear, like, how
- 11:42many times in a year does a provider
- 11:44or provider practice?
- 11:45Do they have some kind of credentialing or
- 11:47re-credentialing thing going on?
- 11:49I bet it's a lot just because of
- 11:50the nature of the different timings of all
- 11:52the programs, etc.
- 11:53That's silly.
- 11:54I mean, to put it bluntly, we should
- 11:56only have to do it once, right?
- 11:58You're either credentialed or approved or you're not.
- 12:02And if you are, that should apply to
- 12:04any payer in any program across the nation.
- 12:07Oh, I love your thought.
- 12:09This could make my life so much easier.
- 12:12Well, as we talked about, you know, I'll
- 12:14talk about the military health system and the
- 12:17VA health care system right now.
- 12:19So those have undergone typically their five to
- 12:22seven year contracts and the federal government will
- 12:24go out and buy services from a third
- 12:26party administrator or a payer to help administer
- 12:29those programs.
- 12:30Essentially, when the beneficiary population, either TRICARE beneficiaries,
- 12:35so active duty service members, family members or
- 12:37veterans, which, again, are two completely separate systems,
- 12:41when those folks can't get the care they
- 12:43need in the bricks and mortar facilities that
- 12:46either belong to the military health system or
- 12:48the veteran system, they get referred out into
- 12:50the community to see the providers that we
- 12:52see.
- 12:53Both of those systems have undergone kind of
- 12:56a contract renewal recently or there's the VA
- 12:58systems underway right now, actually, in a contract
- 13:01renewal.
- 13:02And the requirement of the contract from the
- 13:05federal government is that when you turn over
- 13:08those contracts, you have to recredential all the
- 13:11providers in the contracts.
- 13:12And these are hundreds of thousands of providers.
- 13:14These are large, kind of large regional or
- 13:16national contracts.
- 13:17Why?
- 13:18Why do we have to do that?
- 13:20Now, one could argue that the VA or
- 13:23the military health system wants to make sure
- 13:25that the providers in the network are credentialed,
- 13:27but they're already credentialed and they're delivering that
- 13:31service today.
- 13:32But that authorization isn't, it doesn't carry over
- 13:36to the new contract.
- 13:38So we add all this administrative cost and
- 13:41burden, which we taxpayers pay, by the way,
- 13:43on these federal contracts.
- 13:45It puts a huge burden on the provider
- 13:48community.
- 13:48It puts a huge burden on the work
- 13:50that has to get done to sort of
- 13:52stand up and get these new contracts ready.
- 13:55And again, it's incredibly expensive.
- 13:57It's incredibly expensive for a payer to create
- 14:00a provider network of, you know, a couple
- 14:03hundred thousand providers.
- 14:05By incredibly expensive, I mean sometimes north of
- 14:07a hundred million dollars to go out and
- 14:10recontract and recredential all of these providers.
- 14:13There's no need.
- 14:14It's absurd, frankly.
- 14:16So one of the concepts that we're working
- 14:18on is GMS for specifically the military health
- 14:21system.
- 14:22But it can be, you know, shared across
- 14:25the federal payers, et cetera, or even broader
- 14:28is a concept we call FedMed, which is
- 14:30one national federal provider network.
- 14:35That's administered by, pick CMS, pick the military
- 14:37health, it doesn't really matter.
- 14:38So they're evergreen contracts.
- 14:41You apply to the network.
- 14:43If you're in that network, you're eligible to
- 14:45see TRICARE patients, veterans or Medicare if we
- 14:48want to extend it, et cetera.
- 14:50And you credential once, you recredential on whatever
- 14:53the regular interval is, which is a fair
- 14:55thing to happen.
- 14:57And we're done.
- 14:58We're not paying hundreds of millions of dollars
- 15:00every time as a taxpayer.
- 15:02Again, you and I pay that.
- 15:04To do essentially what's a paperwork exercise that
- 15:07doesn't really add any value.
- 15:08So it's that kind of thing back to
- 15:12policy and incremental change and that nobody's gone,
- 15:15OK, wait a minute.
- 15:16Why are we really doing this?
- 15:18What's the benefit?
- 15:19And do we have to?
- 15:21And too often, you know, in conversation with
- 15:24government agencies, which I find myself infrequently, they
- 15:27say, well, it's in the requirement.
- 15:29We have to do it that way.
- 15:30But no one has the courage to say
- 15:32why.
- 15:33And can we do it differently?
- 15:35You know, where's the law?
- 15:37Yeah, there's statute that says you have to
- 15:40do this.
- 15:40Yeah.
- 15:41And oftentimes when you go looking for that
- 15:42law, it doesn't exist.
- 15:44And if it does exist, let's change it.
- 15:46We can make new law here.
- 15:47That's the ability to do that.
- 15:49So that's what I see on the ground.
- 15:51And we all pay that price.
- 15:53It's frustrating.
- 15:54Well, and I think when we are looking
- 15:55as a nation at things like Medicaid cuts
- 15:59and things like this, this idea is like
- 16:01yours here, it can be a cost savings
- 16:04and also an ease of labor, if you
- 16:07will.
- 16:08Savings for everybody involved is it's like a
- 16:12win, win, win, right?
- 16:13All across the board.
- 16:14It really it is.
- 16:16And recently, within the last maybe two weeks,
- 16:19the Centers for Medicare and Medicaid Services, CMS,
- 16:22released a part of an initiative, so procurement
- 16:25to buy services to reform the way provider
- 16:30directories are done across the nation.
- 16:32And this has been bubbling up for a
- 16:33couple of years.
- 16:34There's been some articles or some postings in
- 16:36the Federal Register.
- 16:37So provider directories are sort of another sort
- 16:42of symptom of this same problem, right?
- 16:45So providers, too, much like credentialing, have to
- 16:49provide their information to all the different payers
- 16:51that they participate with.
- 16:53And those payers then surface those directories to
- 16:56their customers, et cetera.
- 16:58Well, provider data is notoriously bad.
- 17:00Not for anyone's fault, but that we're maintaining
- 17:05multiple sets of the same information.
- 17:08And frankly, if any of us had to
- 17:10remember to update our address across 50 different
- 17:14systems every time something changed, we would forget
- 17:17one or two.
- 17:19And then that data that goes into those
- 17:21systems are sometimes shared more broadly and there's
- 17:23no traceability to get back to the ground
- 17:26truth.
- 17:26So in some cases, like in the military
- 17:29health system or the veteran health system, the
- 17:31government comes down, big long arm of the
- 17:33government and says, you contractor must ensure your
- 17:37provider data is accurate at 90 percent.
- 17:42Nobody, no one gets 90 percent accuracy across
- 17:45their data right now, and if they do,
- 17:47they're probably not telling you the truth.
- 17:49So we sort of have two things happening.
- 17:51We have, you know, we need to fix
- 17:53this problem.
- 17:54And it's a problem, right?
- 17:55No one wants to call a provider to
- 17:57find out their number is wrong or, God
- 17:59forbid, arrive to someone's office and figure out
- 18:02they've moved.
- 18:02That's a terrible patient experience.
- 18:04We don't want that.
- 18:05But mandating accuracy beyond what the system can
- 18:10deliver today is another exercise in cost and
- 18:14wasted money.
- 18:15What people have done in the past is
- 18:17you add a bunch of people to a
- 18:19call center that calls the provider's office once
- 18:22a month or every other week or whatever
- 18:24the case is and asks them, is your
- 18:26data correct?
- 18:28Hugely expensive for no real value.
- 18:31I mean, the cost benefit analysis on that
- 18:33is all kind of upside down, hugely expensive.
- 18:36Remember, go back to a network that's a
- 18:38couple hundred thousand providers and we're calling them
- 18:41all once a month to make sure that
- 18:44their data is accurate.
- 18:45It's an absurd waste of money.
- 18:47So back to the CMS contract, CMS has
- 18:50got the right idea, which is one national
- 18:53provider directory.
- 18:54We collect the data once, we make sure
- 18:57it's accurate once, and then we promulgate that
- 18:59data to anybody who needs it.
- 19:01That's sort of the same idea as the
- 19:03credentialing.
- 19:05And, you know, people get fearful because they're
- 19:07like, oh, the government's going to take over
- 19:09and centralize all this work.
- 19:10The government itself doesn't actually do a lot
- 19:13of this work.
- 19:13They contract it out.
- 19:15So a lot of what we do with
- 19:17CMS is to make sure those contract requirements
- 19:20actually align with the outcome that we want,
- 19:24because all too often you end up with
- 19:26a contract requirement, like make sure your provider
- 19:28directory is 90 percent accurate, that ends up
- 19:31costing hundreds of millions of dollars of additional
- 19:34administrative costs and doesn't actually get you where
- 19:36you need to go anyway.
- 19:37So we try to do a lot of
- 19:39work on what's the right outcome?
- 19:43What's the right measure?
- 19:45And then how do we write those requirements
- 19:47such that we ultimately get the goal that
- 19:50we want and not some other crazy unintended
- 19:52consequence that costs us all time and money
- 19:54and frustration?
- 19:55So I think we should watch the CMS
- 19:58contract because if it's done well, it has
- 20:02potential to really be a good baseline on
- 20:05which to build all of these other pieces,
- 20:07including kind of a national credentialing arm that,
- 20:12frankly, probably shouldn't belong to a for-profit
- 20:14entity that has special interest in the system.
- 20:18And that's, I think, a better future that
- 20:22we could see coming out of these kinds
- 20:24of initiatives.
- 20:25Interesting.
- 20:25And so I'm thinking about really we have
- 20:28CAQH as the clearinghouse of data and credentialing
- 20:32for commercial.
- 20:34This CMS could be for government.
- 20:36Does that include military?
- 20:38Are we looking at multiple different systems or
- 20:41is there a way to bring in all
- 20:42of them?
- 20:44Right, exactly.
- 20:46But I do not believe there's a statute
- 20:47that says the Veterans Administration or the Military
- 20:51Health Administration has to have their own credentialing
- 20:54system.
- 20:55What it says is we have to make
- 20:57sure the providers that deliver care to these
- 20:59beneficiaries are credentialed first.
- 21:01But oftentimes, you know, people make a leap
- 21:04to, oh, in order to make sure their
- 21:06credential, we have to build our own system
- 21:07to do it.
- 21:08No, you don't.
- 21:09Go use the force.
- 21:10Yeah.
- 21:11So let's, again, back to how do we
- 21:13write requirements to make sure we're getting the
- 21:16right outcome for the least amount of burden,
- 21:19administrative costs, hassle, etc.
- 21:21And that's not traditionally how government has written
- 21:24contracts and requirements.
- 21:26Mm hmm.
- 21:27Do you see a lot of openness to
- 21:29this way of thinking or is it sort
- 21:32of an uphill discussion?
- 21:34You know, there's moments of hope and moments
- 21:36of gloom at the same time.
- 21:38So I do think that what we all
- 21:40recognize is health care has to change, right?
- 21:42The system is not working for patients.
- 21:44We're spending, you know, way too much money.
- 21:50I was talking about the quarterly earnings of
- 21:53a publicly traded health entity yesterday, and they've
- 21:55got $3 billion in net profit in the
- 21:58quarter.
- 21:59Net profit in the quarter.
- 22:01That's crazy.
- 22:03Meantime, you know, at the same time, we
- 22:05have all this administrative costs, premiums are going
- 22:08through the roof, people can't afford care, you
- 22:10know, there's, they're delaying treatment, they can't afford
- 22:13the medications.
- 22:14Like, it's just, it's not sustainable.
- 22:15Something has to do.
- 22:17So the optimist in me says, yes, there
- 22:21is openness to these kinds of things.
- 22:23And I think it's these conversations that open
- 22:26the aperture on that openness, right?
- 22:28We're not trying to say that uncredentialed providers
- 22:33should treat veterans or military or anyone, frankly,
- 22:36that's not the point.
- 22:38But when the work that is mandated or
- 22:41by contract has to happen, doesn't help us
- 22:44get to the outcome and costs, money, time,
- 22:47energy, effort, stop, right?
- 22:49Let's just have courage.
- 22:50Just have a little bit of courage to
- 22:52stop and say, all right, let's, let's think
- 22:54about doing this differently.
- 22:56What are our options?
- 22:57And let's design that.
- 22:58And that's the stuff that gets me out
- 22:59of bed in the morning.
- 23:00I can tell.
- 23:01I love your passion for this because I
- 23:03feel like so many providers and organizations can
- 23:08feel like it's, you get really stuck in
- 23:10the weeds on these things, right?
- 23:11It can be really challenging to navigate.
- 23:14I could tell you so many providers who
- 23:17don't take Medicaid or Medicare or work with
- 23:21military, not because they don't have the passion
- 23:24to do so, but because the administrative burden
- 23:27is such a challenge.
- 23:30It is a huge challenge and it's, it
- 23:32is unnecessarily so, right?
- 23:35Lull of these sort of bespoke, unique requirements
- 23:38that make the system work differently than it's
- 23:41designed to work.
- 23:43It doesn't make any sense.
- 23:44I mean, you providers who have, you know,
- 23:46significant administrative staff, whose sole job it is
- 23:50to navigate their way through all these different
- 23:53systems.
- 23:53And that really has nothing to do with
- 23:56that patient relationship in an office.
- 23:59It's this huge kind of industrial complex we've
- 24:02created around the administration of healthcare, which I
- 24:05frankly think is ridiculous and it's time for
- 24:08it to go away.
- 24:09I love it.
- 24:10I love it.
- 24:10So what would you see as a better
- 24:14or some streamlined approaches to this?
- 24:17What's next?
- 24:18Yeah, I think, you know, as I hearken
- 24:21back to the purpose of insurance, the purpose
- 24:25of insurance is to protect you from a
- 24:27catastrophic issue.
- 24:28Car insurance does not put gas in your
- 24:31car, although I say that out loud in
- 24:33fear that someone's car insurance company is going
- 24:35to swoop in and say, we're going to
- 24:36pay for your gas.
- 24:37It doesn't pay for your oil changes.
- 24:39It doesn't pay to change your windshield wipers.
- 24:42It doesn't pay for the car wash.
- 24:43In healthcare, we've inserted an insurance company between
- 24:47all of those sort of transactions of daily
- 24:50maintenance, right?
- 24:52You want to go see your primary care
- 24:53provider.
- 24:54Well, you know, how many visits are you
- 24:56allowed a year and what's your co-pay?
- 24:58And gosh forbid you need to be referred
- 25:00to something, you know, some sort of specialist
- 25:03or lab work.
- 25:04Do we need that?
- 25:06Do we really need that?
- 25:08And you look back to when I was
- 25:10there, right?
- 25:10Managed care in the nineties, when managed care
- 25:13sort of came along, it held a promise
- 25:16that we were going to create a system
- 25:19that would take better care of people.
- 25:21We would make sure they'd get their preventive
- 25:23care, et cetera, et cetera.
- 25:26And now it's become this beast, I think,
- 25:29that has, you know, outgrown its usefulness and
- 25:33is, um, again, so expensive and so costly
- 25:36and administratively burdensome to everyone in the system.
- 25:39Like I don't know anyone that enjoys the
- 25:42healthcare system as it runs today.
- 25:44So again, back to courage.
- 25:46Why?
- 25:47Right.
- 25:47Great example.
- 25:48I have a dog.
- 25:49My dog has insurance, pet insurance through Nationwide
- 25:52Insurance.
- 25:53He had a little issue.
- 25:55I called him in an appointment.
- 25:56I got in the next day.
- 25:58I took him in.
- 25:59They ran a couple of tests.
- 26:01They gave me a bill.
- 26:02I uploaded the bill to Nationwide Pet Insurance
- 26:04and I had a check in the mail
- 26:06for 85% of it in a week.
- 26:10Like that's a glorious experience.
- 26:14And yet we don't treat people that well.
- 26:17We make them fight and, you know, debate
- 26:21and argue and chase authorizations, et cetera, et
- 26:23cetera, to do something as simple as a,
- 26:25you know, a transaction.
- 26:27So not necessarily, uh, you know, a popular
- 26:30fix among some, certainly not from the insurance
- 26:33company's perspective or the payer's perspective.
- 26:36But that's one option.
- 26:37Go back, direct primary care and sort of
- 26:40get all this, you know, barrier, administrative barrier
- 26:44out of the middle of these transactions and
- 26:47go back to health insurance's catastrophic.
- 26:50So that's one idea.
- 26:52Yeah, that's a good idea.
- 26:53We are about out of time at this
- 26:56point, but I would love to just see
- 26:58if you have something that you would like
- 27:00to leave our listeners with.
- 27:02Is there one either thought or idea or
- 27:07action step that you would encourage our listeners
- 27:10to look at regarding all of these payer
- 27:13and data dynamics that we've talked about today?
- 27:18Absolutely.
- 27:20And I think that is share, share with
- 27:22your community, share with your patients, share with
- 27:25their family members.
- 27:25We, again, must continue to shine a light
- 27:29on the troublesome nature of our healthcare system
- 27:34in this country and why it needs to
- 27:37change.
- 27:38And we might talk about, you know, with
- 27:40our friends or family, there's the hassle of
- 27:42getting a transaction or doing something, et cetera.
- 27:45But I think those conversations are important.
- 27:47You know, look for the heroes, right?
- 27:49That people with courage, willing to stand up
- 27:51and say, okay, hold on.
- 27:53This doesn't make any sense anymore.
- 27:55And let's look at something different and support
- 27:58them because they're going to need all the
- 28:00help they can get.
- 28:01Yes, that is very true.
- 28:03All right.
- 28:04Well, awesome.
- 28:05Thank you so much, Joanne Frederick, for being
- 28:08here.
- 28:09I think we will definitely have your information
- 28:12and your organization in the show notes for
- 28:14people to reach out to you.
- 28:16And it's just been very enlightening to hear
- 28:19some of your ideas.
- 28:20Delightful conversation, Rachel.
- 28:21Thank you so much for having me.
- 28:23I really appreciate it.
- 28:23Of course.
- 28:24And we will be back next week with
- 28:27more episodes on the changing landscape in the
- 28:30mental health industry on the Mental Health Evolution
- 28:33podcast.
- 28:34Bye for now.
- 28:35Hey everyone.
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