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Latest / The Emergency Fund Podcast with Fexingo: Cash Reserves, Saving, and Financial Cushion

When Your Emergency Fund Can Fund a Side Hustle

In this episode of The Emergency Fund Podcast with Fexingo, Lucas and Luna explore how a cash reserve can serve as seed capital for a side hustle. They break down the strategy using a concrete example: a graphic designer with $8,000 in an emergency fund who wants to start a small web design business. Lucas explains the 'side hustle buffer' concept—allocating 10-15% of the fund for startup costs like a website and software licenses—while keeping the core 3-6 months of expenses intact. Luna shares a stat that 44% of Americans have a side hustle, and they discuss why using emergency…

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