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Sellers Do What No One Expects | Dec. 2025 Housing Market Update
This could be the most encouraging sign for the housing market in years. It’s the final month of 2025, and the housing market has flipped from this time last year. Real prices are down, mortgage rates are near a percent lower, inventory is stabilizing, and affordability…it’s actually improving. But hints at a wave of underwater mortgages are making people nervous. With the number rising, is this the “distress” signal many have been waiting for?
Welcome to our last housing market update of 2025. We’re getting into it all: home price, mortgage rate, and inventory updates, plus a new seller…
The skinny
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