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How Can I Give Gifts with Purpose, Not Just Pressure? · Becoming Financially Confident

• 0:37
  Hey,
• 0:37
  let
• 0:37
  me
• 0:38
  ask
• 0:38
  you
• 0:38
  a
• 0:38
  question.
• 0:38
  Do
• 0:39
  birthdays
• 0:39
  or
• 0:40
  holidays
• 0:40
  ever
• 0:40
  fill
• 0:40
  you
• 0:41
  with
• 0:41
  dread?
• 0:41
  Not
• 0:42
  because
• 0:42
  you
• 0:42
  don't
• 0:42
  want
• 0:42
  to
• 0:42
  give
• 0:43
  the
• 0:43
  gift,
• 0:43
  but
• 0:44
  because
• 0:44
  you
• 0:44
  feel
• 0:44
  pressure
• 0:45
  to
• 0:45
  spend
• 0:45
  way
• 0:45
  too
• 0:46
  much.
• 0:47
  Like
• 0:47
  no
• 0:47
  matter
• 0:47
  how
• 0:47
  tight
• 0:48
  your
• 0:48
  budget
• 0:48
  is,
• 0:49
  you're
• 0:49
  expected
• 0:49
  to
• 0:50
  match
• 0:50
  a
• 0:50
  certain
• 0:50
  price
• 0:51
  tag.
• 0:52
  But
• 0:52
  what
• 0:52
  if
• 0:52
  gift
• 0:53
  giving
• 0:53
  didn't
• 0:54
  have
• 0:54
  to
• 0:54
  be
• 0:54
  so
• 0:55
  stressful?
• 0:55
  What
• 0:56
  if
• 0:56
  it
• 0:56
  could
• 0:56
  really
• 0:56
  be
• 0:56
  joyful
• 0:57
  again?
• 0:58
  Today
• 0:58
  we're
• 0:58
  breaking
• 0:59
  free
• 0:59
  from
• 0:59
  that
• 0:59
  gift
• 1:00
  giving
• 1:00
  guilt.
• 1:01
  Let's
• 1:01
  talk
• 1:01
  about
• 1:01
  how
• 1:02
  to
• 1:02
  give
• 1:02
  with
• 1:02
  purpose,
• 1:03
  not
• 1:03
  not
• 1:03
  pressure.
• 1:05
  This
• 1:06
  is
• 1:06
  Financially
• 1:07
  Confident
• 1:07
  Christian,
• 1:08
  your
• 1:08
  daily
• 1:08
  dose
• 1:09
  of
• 1:09
  gospel
• 1:09
  grounded
• 1:10
  insight
• 1:10
  and
• 1:10
  faith
• 1:11
  driven
• 1:11
  tips
• 1:12
  to
• 1:12
  help
• 1:12
  you
• 1:12
  break
• 1:12
  the
• 1:13
  cycle
• 1:13
  of
• 1:13
  financial
• 1:14
  shame
• 1:14
  with
• 1:14
  confidence.
• 1:17
  Hey
• 1:17
  there
• 1:17
  and
• 1:17
  welcome
• 1:18
  back
• 1:18
  to
• 1:18
  your
• 1:18
  daily
• 1:19
  Financially
• 1:19
  Confident
• 1:20
  Christian.
• 1:20
  I'm
• 1:21
  Ralph
• 1:21
  and
• 1:21
  I
• 1:21
  am
• 1:21
  so
• 1:21
  glad
• 1:22
  you're
• 1:22
  here
• 1:22
  joining
• 1:22
  me
• 1:23
  today.
• 1:23
  I
• 1:23
  just
• 1:23
  want
• 1:23
  to
• 1:24
  thank
• 1:24
  you
• 1:24
  for
• 1:24
  giving
• 1:24
  me
• 1:24
  just
• 1:25
  a
• 1:25
  little
• 1:25
  bit
• 1:25
  of
• 1:25
  your
• 1:25
  time
• 1:26
  each
• 1:26
  day.
• 1:26
  This
• 1:27
  is
• 1:27
  the
• 1:27
  show
• 1:27
  where
• 1:27
  we
• 1:27
  ask
• 1:28
  that
• 1:28
  big
• 1:28
  question,
• 1:29
  how
• 1:29
  can
• 1:30
  I
• 1:30
  become
• 1:30
  a
• 1:31
  financially
• 1:31
  confident
• 1:32
  Christian?
• 1:32
  And
• 1:33
  we
• 1:33
  continue
• 1:33
  on
• 1:33
  our
• 1:33
  series
• 1:34
  beyond
• 1:34
  the
• 1:34
  Budget.
• 1:35
  Finding
• 1:35
  financial
• 1:36
  freedom
• 1:36
  through
• 1:37
  intentional
• 1:37
  living.
• 1:38
  That's
• 1:38
  what
• 1:38
  we're
• 1:38
  talking
• 1:38
  about
• 1:39
  during
• 1:39
  this
• 1:39
  30
• 1:40
  day
• 1:40
  series.
• 1:40
  I
• 1:41
  hope
• 1:41
  you've
• 1:41
  been
• 1:41
  following
• 1:41
  along
• 1:42
  because
• 1:42
  we
• 1:42
  are
• 1:42
  really
• 1:43
  knocking
• 1:43
  it
• 1:43
  out
• 1:43
  of
• 1:43
  the
• 1:44
  park.
• 1:44
  Now
• 1:44
  yesterday,
• 1:45
  if
• 1:45
  you
• 1:45
  missed
• 1:45
  it,
• 1:46
  we
• 1:46
  talked
• 1:46
  about
• 1:46
  how
• 1:46
  to
• 1:47
  learn
• 1:47
  new
• 1:47
  skills
• 1:48
  that
• 1:48
  could
• 1:48
  save
• 1:48
  you
• 1:49
  thousands
• 1:49
  of
• 1:49
  dollars
• 1:50
  and
• 1:50
  more
• 1:50
  importantly,
• 1:51
  build
• 1:51
  you
• 1:52
  up
• 1:52
  emotionally
• 1:53
  and
• 1:53
  spiritually.
• 1:54
  So
• 1:54
  if
• 1:54
  you
• 1:54
  missed
• 1:54
  it,
• 1:54
  I'm
• 1:55
  going
• 1:55
  to
• 1:55
  encourage
• 1:55
  you
• 1:55
  to
• 1:55
  go
• 1:55
  check
• 1:56
  it
• 1:56
  out.
• 1:56
  Today
• 1:56
  we're
• 1:57
  going
• 1:57
  to
• 1:57
  talk
• 1:57
  about
• 1:57
  giving
• 1:58
  from
• 1:58
  the
• 1:58
  heart.
• 1:59
  Here's
• 2:00
  a
• 2:00
  familiar
• 2:00
  feeling.
• 2:01
  You
• 2:01
  get
• 2:01
  invited
• 2:02
  to
• 2:02
  a
• 2:02
  birthday
• 2:02
  party
• 2:03
  or
• 2:03
  maybe
• 2:03
  a
• 2:03
  graduation
• 2:04
  party.
• 2:04
  Hey
• 2:04
  there
• 2:05
  a
• 2:05
  lot
• 2:05
  of
• 2:05
  those
• 2:05
  going
• 2:05
  on
• 2:05
  right
• 2:06
  now
• 2:06
  or
• 2:06
  a
• 2:07
  baby
• 2:07
  shower
• 2:07
  perhaps.
• 2:08
  And
• 2:09
  instead
• 2:09
  of
• 2:09
  feeling
• 2:10
  excited,
• 2:10
  all
• 2:10
  of
• 2:11
  a
• 2:11
  sudden
• 2:11
  you
• 2:11
  feel
• 2:11
  this
• 2:11
  not
• 2:12
  in
• 2:12
  your
• 2:12
  stomach.
• 2:13
  You
• 2:13
  start
• 2:14
  thinking,
• 2:14
  I
• 2:15
  really
• 2:15
  want
• 2:15
  to
• 2:15
  give
• 2:15
  Ralph.
• 2:16
  Truly
• 2:16
  I
• 2:16
  do.
• 2:18
  But
• 2:18
  suddenly
• 2:18
  you
• 2:19
  start
• 2:19
  to
• 2:19
  compare.
• 2:20
  Hey,
• 2:21
  what
• 2:21
  did
• 2:21
  they
• 2:21
  give
• 2:21
  our
• 2:22
  daughter
• 2:22
  last
• 2:22
  year?
• 2:23
  What
• 2:24
  will
• 2:24
  people
• 2:24
  think
• 2:24
  of
• 2:24
  this
• 2:25
  gift?
• 2:25
  Hey,
• 2:25
  am
• 2:26
  I
• 2:26
  going
• 2:26
  to
• 2:26
  look
• 2:26
  like
• 2:26
  I'm
• 2:27
  super
• 2:27
  cheap?
• 2:28
  So
• 2:28
  you
• 2:29
  swipe
• 2:29
  that
• 2:29
  card,
• 2:30
  you
• 2:30
  stretch
• 2:30
  your
• 2:30
  budget
• 2:31
  and
• 2:32
  then
• 2:32
  later
• 2:33
  you
• 2:33
  just
• 2:33
  feel
• 2:34
  regret,
• 2:35
  you
• 2:36
  feel
• 2:36
  guilt,
• 2:37
  you
• 2:38
  feel
• 2:38
  stress.
• 2:39
  And
• 2:39
  if
• 2:40
  we're
• 2:40
  being
• 2:40
  honest
• 2:40
  with
• 2:40
  ourselves,
• 2:41
  a
• 2:41
  lot
• 2:41
  of
• 2:41
  times
• 2:42
  we
• 2:42
  feel
• 2:42
  some
• 2:43
  resentment.
• 2:44
  And
• 2:45
  the
• 2:45
  worst
• 2:45
  part
• 2:45
  of
• 2:46
  all
• 2:46
  of
• 2:46
  that,
• 2:46
  something
• 2:46
  that's
• 2:47
  supposed
• 2:47
  to
• 2:47
  give
• 2:47
  you
• 2:48
  joy
• 2:48
  and,
• 2:49
  and
• 2:49
  enjoy
• 2:50
  this
• 2:50
  party
• 2:51
  or
• 2:51
  this
• 2:51
  birthday
• 2:52
  or
• 2:52
  this
• 2:52
  celebration,
• 2:54
  it
• 2:54
  just
• 2:54
  steals
• 2:55
  the
• 2:55
  joy
• 2:55
  from
• 2:56
  giving.
• 2:57
  And
• 2:58
  see,
• 2:58
  here's
• 2:58
  the
• 2:58
  thing
• 2:58
  you
• 2:59
  gotta
• 2:59
  understand.
• 3:00
  Culture
• 3:01
  has
• 3:01
  trained
• 3:01
  us
• 3:02
  to
• 3:02
  believe
• 3:02
  this
• 3:02
  lie.
• 3:03
  And
• 3:03
  this
• 3:03
  is
• 3:03
  a
• 3:03
  big
• 3:04
  bold
• 3:04
  face
• 3:04
  lie.
• 3:05
  Listen
• 3:05
  to
• 3:05
  what
• 3:05
  I'm
• 3:06
  saying
• 3:06
  to
• 3:06
  you.
• 3:07
  Culture
• 3:07
  has
• 3:07
  trained
• 3:08
  us
• 3:08
  to
• 3:08
  Believe
• 3:08
  this.
• 3:09
  The
• 3:09
  more
• 3:09
  you
• 3:09
  spend,
• 3:10
  the
• 3:10
  more
• 3:10
  you
• 3:11
  love.
• 3:12
  It's
• 3:13
  just
• 3:13
  nonsense.
• 3:14
  But
• 3:14
  so
• 3:14
  many
• 3:14
  of
• 3:14
  us
• 3:15
  buy
• 3:15
  into
• 3:15
  that
• 3:16
  cultural
• 3:16
  belief.
• 3:16
  The
• 3:16
  more
• 3:17
  you
• 3:17
  spend,
• 3:17
  the
• 3:17
  more
• 3:17
  you
• 3:17
  love.
• 3:18
  But
• 3:18
  scripture
• 3:18
  tells
• 3:19
  us
• 3:19
  a
• 3:19
  very
• 3:19
  different
• 3:20
  story.
• 3:21
  Get
• 3:21
  into
• 3:21
  the
• 3:21
  Word.
• 3:21
  Let's
• 3:21
  look
• 3:22
  at
• 3:22
  Second
• 3:22
  Corinthians,
• 3:23
  chapter
• 3:23
  9,
• 3:24
  verse
• 3:24
  7.
• 3:24
  It
• 3:24
  says
• 3:25
  this.
• 3:26
  Each
• 3:26
  of
• 3:26
  you
• 3:26
  should
• 3:26
  give
• 3:27
  what
• 3:27
  you
• 3:27
  have
• 3:27
  decided
• 3:28
  in
• 3:28
  your
• 3:28
  heart
• 3:28
  to
• 3:29
  give.
• 3:29
  Not
• 3:30
  reluctantly
• 3:30
  or
• 3:31
  under
• 3:31
  compulsion.
• 3:32
  Why
• 3:33
  is
• 3:33
  that?
• 3:33
  Well,
• 3:33
  here's
• 3:34
  what
• 3:34
  it
• 3:34
  says.
• 3:34
  For
• 3:35
  God
• 3:35
  loves
• 3:35
  a
• 3:35
  cheerful
• 3:36
  giver.
• 3:38
  You
• 3:38
  make
• 3:38
  that
• 3:38
  decision
• 3:39
  in
• 3:40
  your
• 3:40
  heart
• 3:40
  to
• 3:40
  give,
• 3:41
  not
• 3:42
  out
• 3:42
  of
• 3:42
  reluctance
• 3:42
  or
• 3:42
  not
• 3:43
  a,
• 3:43
  oh,
• 3:43
  you
• 3:43
  must
• 3:43
  do
• 3:44
  this.
• 3:45
  God
• 3:46
  doesn't
• 3:46
  ask
• 3:47
  for
• 3:47
  pressured
• 3:47
  giving.
• 3:49
  Now
• 3:49
  this
• 3:49
  particular
• 3:49
  scripture
• 3:50
  I
• 3:50
  think
• 3:50
  is
• 3:50
  talking
• 3:50
  about
• 3:51
  tithing
• 3:51
  and
• 3:51
  all
• 3:51
  things
• 3:51
  to
• 3:52
  the
• 3:52
  church,
• 3:52
  but
• 3:52
  it
• 3:52
  goes
• 3:53
  along
• 3:53
  that
• 3:53
  same
• 3:54
  thought
• 3:54
  process
• 3:55
  of
• 3:55
  being
• 3:55
  a
• 3:55
  cheerful
• 3:56
  giver.
• 3:57
  The
• 3:57
  Lord
• 3:57
  invites
• 3:58
  us
• 3:58
  to
• 3:58
  give
• 3:58
  with
• 3:58
  joy.
• 3:59
  He
• 3:59
  invites
• 4:00
  us
• 4:00
  to
• 4:00
  give
• 4:00
  with
• 4:00
  intention.
• 4:02
  And
• 4:02
  bigger
• 4:02
  than
• 4:03
  all
• 4:03
  of
• 4:03
  those
• 4:03
  things,
• 4:04
  Joy
• 4:04
  and
• 4:04
  intention
• 4:04
  are
• 4:05
  big,
• 4:05
  but
• 4:05
  the
• 4:05
  biggest
• 4:06
  one
• 4:07
  is
• 4:07
  give
• 4:07
  with
• 4:08
  freedom.
• 4:09
  Let's
• 4:09
  look
• 4:09
  at
• 4:09
  Proverbs,
• 4:10
  chapter
• 4:10
  15,
• 4:11
  verse
• 4:12
  17.
• 4:12
  It
• 4:12
  says
• 4:13
  this.
• 4:13
  Better
• 4:13
  a
• 4:14
  small
• 4:14
  serving
• 4:14
  of
• 4:15
  vegetables
• 4:15
  with
• 4:15
  love
• 4:16
  than.
• 4:16
  Than
• 4:17
  a
• 4:17
  fattened
• 4:17
  calf
• 4:18
  with
• 4:18
  hatred.
• 4:19
  Think
• 4:19
  about
• 4:19
  that
• 4:19
  for
• 4:20
  a
• 4:20
  second.
• 4:20
  What?
• 4:20
  We
• 4:20
  were
• 4:20
  talking
• 4:20
  about
• 4:21
  that
• 4:21
  gift.
• 4:21
  If
• 4:21
  you're
• 4:21
  reluctantly
• 4:22
  saying,
• 4:22
  I
• 4:22
  got
• 4:23
  you
• 4:23
  this
• 4:23
  gift,
• 4:23
  but
• 4:24
  man,
• 4:24
  I
• 4:24
  really
• 4:24
  spent
• 4:25
  more
• 4:25
  than
• 4:25
  I
• 4:25
  should
• 4:26
  have,
• 4:26
  but
• 4:26
  you
• 4:27
  spent
• 4:27
  that
• 4:27
  on
• 4:27
  my
• 4:27
  kids,
• 4:28
  so
• 4:28
  I
• 4:28
  got
• 4:28
  to
• 4:28
  spend
• 4:29
  it
• 4:29
  on
• 4:29
  yours.
• 4:30
  You're
• 4:31
  better
• 4:31
  off
• 4:31
  not
• 4:31
  doing
• 4:32
  that.
• 4:33
  Because
• 4:33
  the
• 4:33
  truth
• 4:34
  is
• 4:34
  this
• 4:34
  a
• 4:35
  thoughtful
• 4:35
  gift,
• 4:35
  even
• 4:36
  a
• 4:36
  small
• 4:36
  one,
• 4:38
  given
• 4:38
  in
• 4:38
  love,
• 4:39
  given
• 4:39
  in
• 4:39
  peace,
• 4:40
  is
• 4:40
  worth
• 4:40
  more
• 4:41
  than
• 4:41
  most
• 4:41
  of
• 4:41
  the
• 4:41
  expensive
• 4:42
  presents
• 4:43
  given
• 4:43
  in
• 4:43
  that
• 4:44
  tension,
• 4:44
  that
• 4:44
  feeling
• 4:45
  of
• 4:45
  oh,
• 4:45
  compulsion.
• 4:47
  Because
• 4:47
  here's
• 4:48
  a
• 4:48
  truth
• 4:48
  bomb
• 4:48
  that
• 4:49
  I'm
• 4:49
  going
• 4:49
  to
• 4:49
  lay
• 4:49
  on
• 4:49
  you
• 4:49
  right
• 4:50
  now.
• 4:50
  Giving
• 4:51
  isn't
• 4:51
  about
• 4:52
  price.
• 4:53
  It's
• 4:54
  not
• 4:54
  about
• 4:54
  price.
• 4:54
  It's
• 4:55
  the
• 4:55
  value.
• 4:55
  That's
• 4:55
  the
• 4:56
  cost
• 4:56
  of
• 4:56
  this.
• 4:57
  It's
• 4:58
  about
• 4:58
  purpose.
• 4:59
  So
• 4:59
  now
• 4:59
  you're
• 5:00
  asking
• 5:00
  Ralph,
• 5:00
  what
• 5:00
  can
• 5:01
  we
• 5:01
  do?
• 5:01
  We
• 5:01
  have
• 5:01
  these
• 5:02
  societal
• 5:03
  or
• 5:03
  these
• 5:03
  expectations
• 5:04
  of
• 5:04
  what
• 5:05
  we're
• 5:05
  supposed
• 5:05
  to
• 5:05
  do.
• 5:06
  What
• 5:06
  do
• 5:06
  we
• 5:06
  do?
• 5:07
  Well,
• 5:07
  here's
• 5:07
  what
• 5:07
  we
• 5:07
  do.
• 5:08
  We
• 5:08
  flip
• 5:08
  the
• 5:08
  script.
• 5:09
  Instead
• 5:09
  of
• 5:10
  chasing
• 5:10
  those
• 5:10
  price
• 5:11
  tags,
• 5:11
  we
• 5:11
  gotta
• 5:12
  start
• 5:12
  thinking
• 5:12
  about
• 5:12
  prioritizing
• 5:13
  thoughtful,
• 5:14
  meaningful
• 5:15
  and,
• 5:15
  and
• 5:15
  yes,
• 5:15
  creative
• 5:16
  giving.
• 5:17
  We
• 5:18
  give
• 5:18
  from
• 5:18
  our
• 5:18
  values
• 5:20
  what
• 5:20
  is
• 5:20
  important
• 5:21
  to
• 5:21
  us,
• 5:22
  what
• 5:22
  we
• 5:23
  think
• 5:23
  is
• 5:23
  meaningful,
• 5:25
  not
• 5:25
  from
• 5:25
  pressure.
• 5:26
  So
• 5:26
  here's
• 5:27
  your
• 5:27
  one
• 5:27
  action
• 5:27
  step
• 5:27
  for
• 5:28
  this
• 5:28
  is
• 5:28
  what
• 5:28
  I
• 5:28
  want
• 5:28
  you
• 5:28
  to
• 5:28
  do
• 5:28
  today.
• 5:29
  I
• 5:29
  want
• 5:29
  you
• 5:29
  to
• 5:29
  identify
• 5:30
  your
• 5:30
  next
• 5:30
  gift
• 5:31
  occasion.
• 5:31
  Maybe
• 5:32
  you've
• 5:32
  got
• 5:32
  a
• 5:32
  sister
• 5:32
  whose
• 5:33
  birthday's
• 5:33
  coming
• 5:33
  up.
• 5:34
  Or
• 5:34
  maybe
• 5:34
  your
• 5:34
  parents
• 5:35
  anniversary
• 5:36
  is
• 5:36
  coming
• 5:36
  up.
• 5:36
  Maybe
• 5:37
  there's
• 5:37
  that
• 5:37
  graduation
• 5:38
  or
• 5:38
  holiday.
• 5:38
  Hey,
• 5:39
  we're
• 5:39
  only
• 5:39
  about
• 5:39
  six
• 5:39
  months
• 5:40
  out
• 5:40
  from
• 5:40
  the
• 5:40
  holiday.
• 5:40
  So
• 5:41
  start
• 5:41
  thinking
• 5:41
  about
• 5:41
  that
• 5:42
  or,
• 5:42
  or
• 5:42
  maybe
• 5:42
  a
• 5:43
  baby
• 5:43
  shower.
• 5:43
  And
• 5:44
  I
• 5:44
  just
• 5:44
  want
• 5:44
  you
• 5:44
  to
• 5:44
  think
• 5:44
  about
• 5:45
  that
• 5:45
  next
• 5:45
  gift
• 5:46
  occasion
• 5:46
  and
• 5:46
  I
• 5:47
  you
• 5:47
  to
• 5:47
  write
• 5:47
  it
• 5:47
  down.
• 5:48
  So
• 5:48
  that's
• 5:48
  the
• 5:48
  first
• 5:48
  step.
• 5:49
  Second
• 5:49
  thing
• 5:49
  I
• 5:50
  want
• 5:50
  you
• 5:50
  to
• 5:50
  do
• 5:50
  is
• 5:51
  start
• 5:51
  brainstorming
• 5:52
  some
• 5:52
  non
• 5:53
  material
• 5:53
  gift
• 5:53
  ideas.
• 5:54
  I'm
• 5:54
  going
• 5:54
  to
• 5:54
  give
• 5:54
  you
• 5:54
  some
• 5:55
  of
• 5:55
  those
• 5:55
  things
• 5:55
  right
• 5:55
  now.
• 5:56
  One
• 5:56
  of
• 5:56
  the
• 5:56
  things
• 5:57
  I
• 5:57
  think
• 5:57
  we
• 5:57
  can
• 5:57
  really
• 5:58
  do
• 5:58
  a
• 5:58
  lot
• 5:58
  with
• 5:59
  is
• 5:59
  giving
• 5:59
  the
• 6:00
  gift
• 6:00
  of
• 6:00
  an
• 6:00
  experience.
• 6:01
  Think
• 6:01
  about
• 6:01
  this
• 6:02
  for
• 6:02
  a
• 6:02
  second.
• 6:03
  Maybe
• 6:03
  you've
• 6:03
  got
• 6:03
  that
• 6:04
  birthday
• 6:04
  coming
• 6:04
  up
• 6:04
  and
• 6:05
  you
• 6:05
  thought,
• 6:05
  you
• 6:05
  know
• 6:05
  what,
• 6:05
  here's
• 6:06
  what
• 6:06
  I'm
• 6:06
  going
• 6:06
  to
• 6:06
  do.
• 6:06
  I'm
• 6:07
  going
• 6:07
  to
• 6:07
  have
• 6:07
  my
• 6:07
  sister
• 6:07
  and
• 6:08
  her
• 6:08
  husband
• 6:08
  over
• 6:08
  for
• 6:08
  dinner.
• 6:09
  Make
• 6:09
  them
• 6:09
  dinner,
• 6:10
  maybe
• 6:10
  take
• 6:10
  a
• 6:10
  walk,
• 6:11
  have
• 6:11
  a,
• 6:11
  have
• 6:11
  a
• 6:12
  movie
• 6:12
  or
• 6:12
  game
• 6:12
  night.
• 6:14
  Maybe
• 6:14
  you
• 6:14
  give
• 6:14
  the
• 6:15
  gift
• 6:15
  of
• 6:15
  service.
• 6:15
  Hey,
• 6:16
  maybe
• 6:16
  you've
• 6:16
  got
• 6:16
  a
• 6:17
  sister
• 6:17
  or
• 6:17
  a
• 6:18
  brother
• 6:18
  who
• 6:18
  just
• 6:18
  had
• 6:18
  a
• 6:18
  little
• 6:19
  baby.
• 6:19
  Maybe
• 6:19
  your
• 6:20
  your
• 6:20
  gift
• 6:20
  is
• 6:20
  to
• 6:20
  offer
• 6:21
  them
• 6:21
  to
• 6:21
  babysit.
• 6:22
  I
• 6:22
  remember
• 6:23
  one
• 6:23
  particularly
• 6:24
  when
• 6:24
  I
• 6:24
  was
• 6:24
  younger,
• 6:25
  it
• 6:25
  was
• 6:25
  a
• 6:25
  tight
• 6:26
  time
• 6:26
  around
• 6:26
  Christmas
• 6:27
  I
• 6:27
  gave
• 6:27
  each
• 6:28
  of
• 6:28
  my
• 6:28
  family
• 6:28
  members
• 6:29
  a
• 6:29
  gift
• 6:29
  certificate
• 6:30
  to
• 6:30
  wash
• 6:30
  and
• 6:30
  wax
• 6:30
  their
• 6:31
  car.
• 6:31
  Maybe
• 6:32
  you
• 6:32
  can
• 6:32
  offer
• 6:32
  to
• 6:32
  run
• 6:33
  an
• 6:33
  errand.
• 6:34
  Hey,
• 6:34
  here's
• 6:34
  a
• 6:35
  lost
• 6:35
  art
• 6:35
  a
• 6:36
  lot
• 6:36
  of
• 6:36
  people
• 6:36
  don't
• 6:36
  think
• 6:36
  about.
• 6:37
  Maybe
• 6:37
  you
• 6:37
  can
• 6:38
  do
• 6:38
  it
• 6:38
  with
• 6:38
  your
• 6:38
  words.
• 6:39
  Write
• 6:39
  a
• 6:40
  letter,
• 6:40
  record
• 6:41
  a
• 6:41
  prayer,
• 6:41
  share
• 6:41
  a
• 6:42
  memory.
• 6:43
  And
• 6:43
  if
• 6:43
  you
• 6:43
  missed
• 6:44
  the
• 6:44
  show
• 6:44
  a
• 6:44
  couple
• 6:44
  days
• 6:45
  ago
• 6:45
  we
• 6:45
  talked
• 6:45
  about
• 6:46
  secondhand
• 6:46
  stuff.
• 6:47
  Well,
• 6:47
  maybe
• 6:47
  you
• 6:47
  can
• 6:48
  find
• 6:48
  a
• 6:48
  vintage
• 6:48
  book
• 6:49
  or
• 6:49
  a
• 6:49
  meaningful
• 6:50
  keepsake.
• 6:51
  A
• 6:51
  hand
• 6:51
  me
• 6:51
  down
• 6:52
  with
• 6:52
  a
• 6:52
  story.
• 6:52
  I've
• 6:53
  seen
• 6:53
  some
• 6:53
  great
• 6:53
  gifts
• 6:54
  where
• 6:54
  somebody
• 6:54
  took
• 6:54
  a
• 6:55
  photo,
• 6:55
  had
• 6:55
  it
• 6:56
  framed
• 6:56
  and
• 6:56
  put
• 6:57
  something
• 6:57
  that
• 6:57
  was
• 6:57
  a
• 6:57
  keepsake
• 6:58
  and
• 6:58
  that
• 6:59
  was
• 6:59
  more
• 6:59
  valuable
• 7:00
  than
• 7:00
  anything
• 7:00
  the
• 7:01
  person
• 7:01
  could
• 7:01
  buy.
• 7:02
  And
• 7:03
  here's
• 7:03
  the
• 7:03
  last
• 7:03
  one.
• 7:03
  And
• 7:04
  a
• 7:04
  lot
• 7:04
  of
• 7:04
  people
• 7:04
  don't
• 7:05
  think
• 7:05
  about
• 7:05
  this
• 7:05
  one.
• 7:07
  Your
• 7:07
  time.
• 7:08
  See
• 7:08
  time
• 7:09
  is
• 7:09
  valuable.
• 7:10
  Simply
• 7:10
  spend
• 7:11
  some
• 7:11
  intentional
• 7:12
  time
• 7:12
  together.
• 7:13
  Turn
• 7:13
  the
• 7:13
  phone
• 7:14
  off,
• 7:14
  get
• 7:14
  away
• 7:14
  from
• 7:15
  distractions.
• 7:16
  So
• 7:16
  once
• 7:17
  you've
• 7:17
  decided
• 7:17
  what
• 7:17
  it
• 7:17
  is,
• 7:18
  you've
• 7:18
  decided
• 7:18
  that
• 7:18
  non
• 7:19
  material
• 7:19
  thing,
• 7:20
  then
• 7:20
  you
• 7:20
  know,
• 7:20
  you
• 7:20
  might
• 7:21
  want
• 7:21
  to
• 7:21
  spend
• 7:21
  a
• 7:21
  little
• 7:21
  bit
• 7:21
  of
• 7:22
  money.
• 7:22
  So
• 7:22
  I'm
• 7:22
  going
• 7:22
  to
• 7:22
  encourage
• 7:23
  you
• 7:23
  to
• 7:23
  set
• 7:23
  a
• 7:23
  realistic
• 7:24
  budget.
• 7:24
  Decide
• 7:25
  that
• 7:25
  in
• 7:25
  advance.
• 7:26
  What
• 7:26
  are
• 7:26
  you
• 7:26
  going
• 7:26
  to
• 7:26
  spend?
• 7:27
  Could
• 7:27
  be
• 7:27
  10
• 7:27
  bucks,
• 7:28
  it
• 7:28
  could
• 7:28
  be
• 7:28
  0
• 7:28
  bucks.
• 7:29
  Hey.
• 7:30
  And
• 7:30
  it
• 7:30
  doesn't
• 7:30
  really
• 7:31
  matter.
• 7:32
  It
• 7:32
  depends
• 7:32
  on
• 7:32
  what
• 7:33
  you're
• 7:33
  doing.
• 7:34
  And
• 7:34
  then
• 7:34
  I
• 7:34
  want
• 7:34
  you
• 7:35
  to
• 7:35
  just
• 7:35
  focus
• 7:35
  on
• 7:36
  the
• 7:36
  thought.
• 7:37
  Stop
• 7:37
  comparing,
• 7:38
  stop
• 7:38
  feeling
• 7:39
  guilty.
• 7:39
  Don't
• 7:40
  let
• 7:40
  that
• 7:40
  price
• 7:40
  tag
• 7:40
  define
• 7:41
  the
• 7:41
  value.
• 7:42
  Let
• 7:43
  the
• 7:43
  love
• 7:43
  behind
• 7:44
  it,
• 7:44
  the
• 7:45
  meaningfulness,
• 7:46
  what
• 7:46
  you
• 7:46
  put
• 7:46
  into
• 7:47
  it.
• 7:47
  Speak
• 7:48
  louder
• 7:48
  than
• 7:48
  the
• 7:48
  price
• 7:49
  tag.
• 7:49
  And
• 7:50
  see,
• 7:50
  this
• 7:50
  helps
• 7:50
  you
• 7:51
  because
• 7:51
  it
• 7:51
  frees
• 7:51
  you
• 7:51
  from
• 7:52
  that
• 7:52
  financial
• 7:52
  guilt
• 7:53
  and
• 7:53
  that,
• 7:53
  that
• 7:53
  peer
• 7:54
  pressure
• 7:54
  that
• 7:54
  societal,
• 7:55
  well,
• 7:55
  you
• 7:55
  better
• 7:55
  get
• 7:55
  me
• 7:55
  something
• 7:56
  nice
• 7:56
  because
• 7:56
  they
• 7:57
  got
• 7:57
  us
• 7:57
  something
• 7:57
  nice.
• 7:58
  It
• 7:58
  also
• 7:59
  deeply
• 8:00
  encourages
• 8:00
  creativity
• 8:01
  and
• 8:01
  it
• 8:02
  really
• 8:02
  makes
• 8:02
  you
• 8:02
  think
• 8:02
  about
• 8:03
  love
• 8:03
  based
• 8:04
  giving.
• 8:04
  Exactly
• 8:05
  what
• 8:05
  the
• 8:05
  scripture
• 8:05
  said,
• 8:06
  not
• 8:06
  out
• 8:06
  of
• 8:06
  compulsion,
• 8:07
  but
• 8:07
  out
• 8:08
  of
• 8:08
  love.
• 8:09
  And
• 8:09
  it
• 8:09
  really
• 8:10
  does
• 8:10
  strengthen
• 8:10
  relationships
• 8:11
  with
• 8:11
  the
• 8:11
  people
• 8:12
  around
• 8:12
  you.
• 8:12
  It
• 8:12
  strengthens
• 8:13
  your
• 8:13
  budget.
• 8:14
  And
• 8:14
  hey,
• 8:14
  if
• 8:14
  you're
• 8:14
  like
• 8:15
  me,
• 8:15
  it
• 8:15
  reduces
• 8:16
  that
• 8:16
  anxiety
• 8:17
  during
• 8:17
  those
• 8:18
  gift
• 8:18
  giving
• 8:18
  seasons.
• 8:19
  And
• 8:19
  listen,
• 8:19
  it's
• 8:20
  only
• 8:20
  about
• 8:20
  six
• 8:20
  months
• 8:20
  away
• 8:20
  from
• 8:21
  Christmas,
• 8:21
  so
• 8:22
  this
• 8:22
  is
• 8:22
  a
• 8:22
  great
• 8:22
  time
• 8:23
  to
• 8:23
  start
• 8:23
  planning
• 8:24
  those
• 8:24
  intentional
• 8:25
  gifts
• 8:25
  now.
• 8:26
  Well,
• 8:26
  how
• 8:26
  about
• 8:26
  we
• 8:26
  pray
• 8:27
  together?
• 8:27
  Father
• 8:28
  God,
• 8:28
  we
• 8:28
  just
• 8:28
  thank
• 8:29
  you
• 8:29
  for
• 8:29
  the
• 8:29
  greatest
• 8:29
  gift
• 8:30
  of
• 8:30
  all
• 8:30
  and
• 8:30
  that
• 8:30
  was
• 8:30
  your
• 8:31
  son
• 8:31
  Jesus
• 8:32
  who
• 8:32
  gave
• 8:32
  everything
• 8:33
  for
• 8:33
  us.
• 8:34
  So
• 8:34
  Lord,
• 8:34
  we
• 8:35
  ask
• 8:35
  that
• 8:35
  you
• 8:35
  would
• 8:35
  forgive
• 8:36
  us
• 8:36
  when
• 8:37
  we
• 8:37
  make
• 8:37
  gift
• 8:37
  giving
• 8:37
  about
• 8:38
  pressure,
• 8:38
  Lord,
• 8:38
  and
• 8:39
  comparison
• 8:39
  or
• 8:39
  guilt.
• 8:40
  Forgive
• 8:40
  us
• 8:40
  for
• 8:40
  those
• 8:40
  thoughts
• 8:41
  and
• 8:41
  teach
• 8:41
  us
• 8:41
  to
• 8:41
  give
• 8:42
  with
• 8:42
  cheerful
• 8:42
  hearts,
• 8:43
  Lord,
• 8:43
  to
• 8:43
  see
• 8:43
  the
• 8:44
  beauty
• 8:44
  in
• 8:44
  just
• 8:44
  those
• 8:45
  small
• 8:45
  gestures,
• 8:46
  the
• 8:46
  time
• 8:47
  and
• 8:47
  the
• 8:47
  thoughts
• 8:48
  to
• 8:48
  love
• 8:48
  well,
• 8:49
  Lord,
• 8:49
  and
• 8:50
  to
• 8:50
  give
• 8:50
  wisely.
• 8:51
  And
• 8:51
  we
• 8:51
  just
• 8:51
  ask
• 8:51
  that
• 8:52
  you
• 8:52
  would
• 8:52
  help
• 8:52
  us
• 8:52
  align
• 8:53
  our
• 8:53
  giving
• 8:53
  with
• 8:54
  our
• 8:54
  values,
• 8:54
  Lord,
• 8:55
  and
• 8:55
  with
• 8:55
  our
• 8:55
  budget,
• 8:56
  so
• 8:57
  it
• 8:57
  reflects
• 8:57
  your
• 8:57
  heart,
• 8:59
  these
• 8:59
  crazy
• 8:59
  expectations
• 9:00
  of
• 9:00
  the
• 9:01
  world.
• 9:01
  Lord,
• 9:01
  we
• 9:02
  ask
• 9:02
  that
• 9:02
  you
• 9:02
  would
• 9:02
  make
• 9:02
  us
• 9:03
  creative,
• 9:03
  make
• 9:03
  us
• 9:04
  generous
• 9:04
  and
• 9:05
  make
• 9:05
  us
• 9:05
  joyful,
• 9:06
  just
• 9:06
  like
• 9:06
  you.
• 9:06
  And
• 9:06
  we
• 9:07
  ask
• 9:07
  this
• 9:07
  in
• 9:07
  confidence
• 9:08
  in
• 9:09
  Jesus
• 9:09
  name.
• 9:10
  Amen,
• 9:11
  friend.
• 9:12
  A
• 9:12
  meaningful
• 9:13
  gift
• 9:13
  doesn't
• 9:13
  have
• 9:13
  to
• 9:14
  cost
• 9:14
  much,
• 9:15
  but
• 9:15
  it
• 9:16
  can
• 9:16
  mean
• 9:16
  absolutely
• 9:17
  everything
• 9:17
  to
• 9:18
  the
• 9:18
  person
• 9:18
  you're
• 9:18
  giving
• 9:18
  it
• 9:19
  to.
• 9:19
  So
• 9:20
  today
• 9:20
  I
• 9:20
  just
• 9:20
  want
• 9:20
  to
• 9:21
  challenge
• 9:21
  you.
• 9:21
  Choose
• 9:21
  your
• 9:22
  next
• 9:22
  gift
• 9:22
  based
• 9:23
  on
• 9:23
  purpose.
• 9:25
  On
• 9:25
  purpose.
• 9:26
  Intentionality,
• 9:27
  not
• 9:27
  pressure.
• 9:28
  You're
• 9:28
  not
• 9:28
  just
• 9:28
  saving
• 9:28
  money,
• 9:29
  you're
• 9:29
  building
• 9:30
  stronger
• 9:30
  relationships.
• 9:31
  You're
• 9:31
  living
• 9:32
  with
• 9:32
  peace
• 9:32
  and
• 9:33
  you're
• 9:33
  doing
• 9:33
  exactly
• 9:34
  what
• 9:34
  you
• 9:34
  set
• 9:34
  out
• 9:34
  to
• 9:34
  do.
• 9:35
  You're
• 9:35
  becoming
• 9:36
  a
• 9:36
  financially
• 9:37
  confident
• 9:37
  Christian.
• 9:38
  And
• 9:38
  if
• 9:38
  today's
• 9:39
  episode
• 9:39
  has
• 9:39
  impacted
• 9:40
  you,
• 9:40
  I
• 9:40
  want
• 9:40
  to
• 9:40
  encourage
• 9:41
  you
• 9:41
  to
• 9:41
  share
• 9:41
  it
• 9:41
  with
• 9:41
  somebody
• 9:42
  else
• 9:42
  or
• 9:42
  share
• 9:43
  the
• 9:43
  show.
• 9:43
  You
• 9:43
  can
• 9:44
  go
• 9:44
  to
• 9:44
  financiallyconfidentchristian.com
• 9:46
  hey,
• 9:47
  send
• 9:47
  a
• 9:47
  text
• 9:47
  message,
• 9:48
  send
• 9:48
  an
• 9:48
  email,
• 9:48
  say,
• 9:49
  listen,
• 9:49
  I
• 9:49
  found
• 9:50
  this
• 9:50
  great
• 9:50
  daily
• 9:51
  show.
• 9:51
  You
• 9:52
  should
• 9:52
  go
• 9:52
  check
• 9:52
  it
• 9:52
  out.
• 9:53
  And
• 9:53
  while
• 9:53
  you're
• 9:54
  there,
• 9:54
  grab
• 9:54
  a
• 9:54
  copy
• 9:54
  of
• 9:55
  my
• 9:55
  free
• 9:55
  book.
• 9:55
  It's
• 9:55
  called
• 9:56
  Mastering
• 9:56
  Your
• 9:56
  Finances.
• 9:57
  Absolutely
• 9:57
  free
• 9:58
  to
• 9:58
  you,
• 9:58
  but
• 9:58
  it
• 9:58
  is
• 9:59
  impactful
• 9:59
  to
• 9:59
  your
• 10:00
  financial
• 10:00
  life.
• 10:00
  You
• 10:01
  can
• 10:01
  get
• 10:01
  that
• 10:01
  by
• 10:01
  going
• 10:02
  to
• 10:02
  financiallyconfidentchristian.com/master
• 10:06
  and
• 10:06
  tomorrow
• 10:06
  we're
• 10:07
  going
• 10:07
  to
• 10:07
  talk
• 10:07
  about
• 10:07
  decluttering.
• 10:08
  Yes,
• 10:08
  it's
• 10:08
  going
• 10:09
  to
• 10:09
  be
• 10:09
  spring
• 10:09
  cleaning
• 10:10
  in
• 10:10
  the
• 10:10
  summer
• 10:11
  and
• 10:11
  how
• 10:11
  that
• 10:11
  can
• 10:12
  reduce
• 10:12
  your
• 10:12
  stress
• 10:13
  and
• 10:13
  bring
• 10:13
  peace
• 10:14
  to
• 10:14
  your
• 10:14
  heart
• 10:14
  and
• 10:15
  more
• 10:15
  importantly,
• 10:16
  peace
• 10:16
  to
• 10:16
  your
• 10:17
  wallet.
• 10:17
  Until
• 10:18
  then,
• 10:18
  stay
• 10:19
  faithful,
• 10:20
  stay
• 10:20
  wise,
• 10:21
  stay
• 10:21
  confident,
• 10:22
  stay
• 10:22
  confident
• 10:22
  in
• 10:23
  yourself.
• 10:23
  And
• 10:23
  let's
• 10:23
  all
• 10:24
  go
• 10:24
  out
• 10:24
  there
• 10:24
  and
• 10:24
  be
• 10:25
  financially
• 10:26
  confident
• 10:26
  Christians.
• 10:27
  You
• 10:27
  can
• 10:28
  do
• 10:28
  this.
• 10:29
  I
• 10:29
  have
• 10:29
  confidence
• 10:30
  in
• 10:30
  you.
• 10:30
  Have
• 10:31
  confidence
• 10:31
  in
• 10:31
  yourself.
• 10:32
  Stay
• 10:32
  financially
• 10:33
  savvy.
• 10:33
  God
• 10:33
  bless
• 10:34
  you
• 10:34
  and
• 10:34
  you
• 10:34
  have
• 10:34
  a
• 10:35
  great
• 10:35
  day
• 10:35
  today.
• 10:35
  Thank
• 10:36
  you
• 10:36
  for
• 10:36
  joining
• 10:36
  us
• 10:37
  today
• 10:37
  on
• 10:37
  the
• 10:37
  Financially
• 10:38
  Confident
• 10:39
  Christian
• 10:39
  show,
• 10:40
  where
• 10:40
  we're
• 10:40
  breaking
• 10:41
  the
• 10:41
  cycle
• 10:41
  of
• 10:41
  financial
• 10:42
  shame
• 10:42
  with
• 10:42
  confidence
• 10:43
  and
• 10:43
  faith.
• 10:43
  If
• 10:44
  you
• 10:44
  found
• 10:44
  value
• 10:44
  in
• 10:45
  this
• 10:45
  episode,
• 10:46
  a
• 10:46
  simple
• 10:46
  click
• 10:47
  to
• 10:47
  subscribe
• 10:47
  means
• 10:48
  you'll
• 10:48
  be
• 10:48
  invited
• 10:48
  right
• 10:49
  back
• 10:49
  for
• 10:49
  our
• 10:49
  next
• 10:49
  conversation.
• 10:50
  And
• 10:51
  remember,
• 10:51
  financial
• 10:52
  challenges
• 10:52
  don't
• 10:53
  have
• 10:53
  to
• 10:53
  be
• 10:53
  overwhelming.
• 10:54
  Just
• 10:54
  Ask
• 10:55
  Ralph
• 10:55
  this
• 10:56
  show
• 10:56
  is
• 10:56
  a
• 10:56
  production
• 10:56
  of
• 10:57
  Ask
• 10:57
  Ralph
• 10:57
  Media
• 10:58
  and
• 10:58
  is
• 10:58
  supported
• 10:58
  by
• 10:58
  Saggio
• 10:59
  Accounting
• 10:59
  Plus.
• 11:00
  The
• 11:01
  information
• 11:01
  shared
• 11:01
  in
• 11:01
  this
• 11:02
  episode
• 11:02
  is
• 11:02
  based
• 11:02
  on
• 11:03
  data
• 11:03
  available
• 11:03
  as
• 11:04
  of
• 11:04
  the
• 11:04
  date
• 11:04
  of
• 11:04
  release.
• 11:05
  Saggio Accounting
• 11:06
  plus
• 11:07
  and
• 11:07
  Ask
• 11:07
  Ralph
• 11:08
  Media,
• 11:08
  Inc.
• 11:09
  Are
• 11:09
  under
• 11:09
  no
• 11:10
  obligation
• 11:10
  to
• 11:10
  update
• 11:11
  this
• 11:11
  content
• 11:11
  if
• 11:11
  circumstances
• 11:12
  change.
• 11:13
  Please
• 11:13
  note
• 11:14
  that
• 11:14
  applying
• 11:14
  this
• 11:14
  information
• 11:15
  to
• 11:15
  your
• 11:15
  personal
• 11:16
  situation
• 11:17
  requires
• 11:17
  careful
• 11:18
  consideration.
• 11:19
  This
• 11:19
  episode
• 11:20
  is
• 11:20
  not
• 11:20
  intended
• 11:20
  to
• 11:21
  serve
• 11:21
  as
• 11:21
  financial,
• 11:22
  tax
• 11:22
  or
• 11:23
  legal
• 11:23
  advice.
• 11:24
  Always
• 11:24
  consult
• 11:25
  your
• 11:25
  trusted
• 11:25
  tax
• 11:26
  advisor
• 11:26
  or
• 11:26
  attorney
• 11:27
  before
• 11:27
  taking
• 11:28
  action
• 11:28
  based
• 11:28
  on
• 11:29
  anything
• 11:29
  we've
• 11:30
  discussed.