Latest / Talk Wealthy To Me / 17. From Cirque to CEO: An Athlete’s Guide to Building Wealth with Melanie Sinclair

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17. From Cirque to CEO: An Athlete’s Guide to Building Wealth with Melanie Sinclair · Talk Wealthy To Me

• 0:00
  Speaker 1: Let's welcome. Welcome we Talk Wealthy to Me. I'm Michelle Taylor,
• 0:05
  Speaker 1: founder of Women and Wealth, from breaking money myths to
• 0:09
  Speaker 1: building wealth and achieving financial freedom. We're here to empower
• 0:12
  Speaker 1: you to create your own path Talk wealth. Now, join
• 0:17
  Speaker 1: the conversation and let's change the way women think and
• 0:20
  Speaker 1: feel about money. Are you ready?
• 0:26
  Speaker 2: Hi?
• 0:26
  Speaker 1: Everyone, I am so excited for this episode of Talk
• 0:29
  Speaker 1: Wealthy to Me. I am joined by Melanie Sinclair, a
• 0:33
  Speaker 1: dear friend who has had quite the life. She was
• 0:37
  Speaker 1: a collegiate athlete. She had a long career all over
• 0:41
  Speaker 1: the country and world, in fact with Circu Desole, and
• 0:45
  Speaker 1: is now in the concierge and functional training space as
• 0:51
  Speaker 1: a business owner and entrepreneur. She shares lots of tips
• 0:55
  Speaker 1: and interesting facts about all of the twists and turns
• 0:59
  Speaker 1: her life. Life is taken, and I know you're going
• 1:02
  Speaker 1: to love this as much as I love her. Enjoy. Hi, everybody,
• 1:07
  Speaker 1: Welcome back to Talk Wealthy to Me. I'm Michelle Taylor,
• 1:11
  Speaker 1: your host, and I am thrilled to have Melanie Sinclair
• 1:15
  Speaker 1: with me today. Thank you for coming, Thank you for
• 1:18
  Speaker 1: inviting me. Of course, so you guys, Melanie has an
• 1:22
  Speaker 1: incredible story. She has lived. I feel like a non
• 1:27
  Speaker 1: lives by now. But tell everybody what you do currently currently?
• 1:33
  Speaker 2: Okay? So, I operate a business called MMA's Fitness. Mus
• 1:36
  Speaker 2: Fitness is a functional training facility. We do personal training
• 1:41
  Speaker 2: primarily private, semi private, and group training, as well as
• 1:45
  Speaker 2: performance enhancement for athletes. And we are located currently in Maitland, Florida.
• 1:51
  Speaker 2: So we're in a new space called Functional Fit Club
• 1:53
  Speaker 2: and we are expanding and growing and just trying to
• 1:57
  Speaker 2: reach as many people as possible and change people's lives.
• 2:00
  Speaker 1: So I know why you ended up in this space,
• 2:05
  Speaker 1: but tell us a little bit about your journey. You
• 2:09
  Speaker 1: were a gymnast. Did stark to solat? I mean crazy?
• 2:13
  Speaker 2: So how far back do we want to go?
• 2:16
  Speaker 1: As far as you want to go?
• 2:19
  Speaker 2: Okay? Well, I started gymnastics at six.
• 2:24
  Speaker 3: No.
• 2:24
  Speaker 2: I was on the US team for about seven years
• 2:29
  Speaker 2: until two thousand and five, where I then graduated and
• 2:33
  Speaker 2: went to the University of Florida Gator as a scholarship athlete.
• 2:40
  Speaker 2: And I went five years at the University of Florida,
• 2:43
  Speaker 2: graduated in twenty ten. I was uncertain as to what
• 2:47
  Speaker 2: to do with my life, so I applied and got
• 2:50
  Speaker 2: invited to Montreal by SIRC through Sole to go to
• 2:54
  Speaker 2: Montreal to do a workshop. At this workshop, we explored
• 2:59
  Speaker 2: the opportunity to create this brand new show. It was
• 3:04
  Speaker 2: actually an act first, brand new act, and then they
• 3:08
  Speaker 2: put us into a new show, a new creation. So
• 3:10
  Speaker 2: we did a creation of an act and then we
• 3:13
  Speaker 2: explored the creation of a new show. And in that
• 3:16
  Speaker 2: I then got the job. Because you have to do
• 3:19
  Speaker 2: the exploration side first, which is a workshop, and be
• 3:23
  Speaker 2: invited to then come back to the to the show.
• 3:28
  Speaker 1: That's wild and so I can't believe it, but I
• 3:32
  Speaker 1: just went to sir for the first time. I sent
• 3:35
  Speaker 1: you a message. Yes, but it was incredible and I
• 3:41
  Speaker 1: was so intrigued. So they like speak a weird language
• 3:45
  Speaker 1: or no one talks like they make noises and yeah,
• 3:50
  Speaker 1: it's all very interesting, but you know all about that.
• 3:53
  Speaker 2: Yeah, it was actually very interesting and it was way
• 3:58
  Speaker 2: outside of my comfort zone. During creation, we had to
• 4:01
  Speaker 2: do things like bouffon, which is like clown like an
• 4:07
  Speaker 2: acting class for what clowns do. And then we did
• 4:13
  Speaker 2: I did what did we do? Crump? I had to
• 4:16
  Speaker 2: learn to you know how people crump in like California.
• 4:19
  Speaker 1: They're like Oh yeah.
• 4:21
  Speaker 2: We had to do crumping classes, I had to do
• 4:25
  Speaker 2: kung fu, I had to learn how to do contact improv,
• 4:29
  Speaker 2: which I thought was that was the hardest part, because
• 4:32
  Speaker 2: you're all up in someone's face and moving with them,
• 4:35
  Speaker 2: and it's like contemporary dance by holding someone's hands and
• 4:38
  Speaker 2: rolling on the ground and moving with their body and
• 4:41
  Speaker 2: feeling their energy and sensing where they're going to go next.
• 4:43
  Speaker 2: And it was really intense. Either way. It forced you
• 4:47
  Speaker 2: to exit and remove yourself from your traditional form of
• 4:51
  Speaker 2: being and tap into this alter ego and tap into
• 4:55
  Speaker 2: this like alternative version of yourself.
• 4:57
  Speaker 1: And what did you do?
• 4:58
  Speaker 2: What it was my character? I was an Amazon, So
• 5:02
  Speaker 2: I was an Amazon. H I know, I'm for love,
• 5:06
  Speaker 2: but I was an Amazon woman. That was theag the
• 5:11
  Speaker 2: whole time. I was an Amazon, but almost like a
• 5:15
  Speaker 2: think of like an anamorph So we were humans clearly,
• 5:20
  Speaker 2: and they put a corset on us with a horse tail,
• 5:24
  Speaker 2: and so often we would morph between being the Amazon
• 5:28
  Speaker 2: woman and being the horse and being the creature, so
• 5:30
  Speaker 2: we would do things with our spears, but have the tale,
• 5:33
  Speaker 2: so we would do we would sometimes. It was just
• 5:36
  Speaker 2: a really unique character. And the show was called Ameluna
• 5:41
  Speaker 2: and it was based it was taken from the tempest,
• 5:45
  Speaker 2: so the storyline kind of went off of that storyline.
• 5:49
  Speaker 2: And so we had the men that washed up on
• 5:51
  Speaker 2: shore and we had the battle between them. We had
• 5:53
  Speaker 2: our princess, and then we had the Queen and the
• 5:56
  Speaker 2: moon goddess, and it was a whole It was a
• 5:58
  Speaker 2: whole thing. It was a beautiful show, and like our
• 6:01
  Speaker 2: cast was so well intertwined, and we grew together because
• 6:05
  Speaker 2: we were all pretty young at the time. But we
• 6:08
  Speaker 2: did North America, Europe, and South America, about each continent
• 6:15
  Speaker 2: for about eighteen months approximately, so this was like this
• 6:19
  Speaker 2: was I for seven and a half almost.
• 6:22
  Speaker 1: Eight years wow.
• 6:24
  Speaker 2: Plus we did a year of Creation in Montreal, so
• 6:28
  Speaker 2: it was the Year of Creation in Montreal. Then we
• 6:30
  Speaker 2: toured North America and we started in Canada. It was
• 6:33
  Speaker 2: an amazing experience. I grew so much, learned so much
• 6:36
  Speaker 2: about myself. But that was the first time that I
• 6:39
  Speaker 2: tapped into being in a space where I had no
• 6:45
  Speaker 2: financial obligations and I was making money and so financial
• 6:51
  Speaker 2: guidance was like non existent. I didn't even know, didn't
• 6:56
  Speaker 2: quite develop that relationship with money at that point as yet,
• 7:01
  Speaker 2: I mean not as of yet, butimes.
• 7:03
  Speaker 1: So just the way it goes.
• 7:04
  Speaker 2: Though.
• 7:04
  Speaker 1: When you have the means you have not a care
• 7:08
  Speaker 1: in the world, and when you know better sometimes then
• 7:12
  Speaker 1: it's like you don't have as much surplus because then
• 7:15
  Speaker 1: you're married or have kids or whatever it is. It's
• 7:18
  Speaker 1: just it's funny. How Yeah, what was the best part
• 7:22
  Speaker 1: of being import Yeah, I mean it's something that most
• 7:28
  Speaker 1: of us will never ever do.
• 7:31
  Speaker 2: The best part, I'd say, was traveling the world with
• 7:36
  Speaker 2: my crew I had. We had Chinese, Japanese, Russians, Colombians, Americans, Canadians, French.
• 7:46
  Speaker 2: There was so many different cultures, so many different walks
• 7:49
  Speaker 2: of life, so many different mannerisms, tempers, just behaviors in general.
• 7:55
  Speaker 2: And to be on tour, traveling the world, having to
• 7:59
  Speaker 2: combine your efforts, your passions, your work ethics.
• 8:06
  Speaker 1: Your financials a little bit easier or was that not
• 8:09
  Speaker 1: the case?
• 8:10
  Speaker 2: I think it depends on the person in the sport.
• 8:12
  Speaker 2: Probably with us well, at the time that we were there,
• 8:17
  Speaker 2: there was no nil, so we weren't getting anything what
• 8:20
  Speaker 2: these girls and boys and girls are getting now. However,
• 8:26
  Speaker 2: I was on scholarship, so of course my school was
• 8:28
  Speaker 2: paid for, my housing was paid for, they gave you
• 8:33
  Speaker 2: a snipe in every semester where you and you also
• 8:38
  Speaker 2: got a your Gator one card and so you can
• 8:40
  Speaker 2: go to the dining hall. So you can go to
• 8:43
  Speaker 2: dining hall. We also had a thing called Training Table,
• 8:45
  Speaker 2: so athletes only would go to the space called training table,
• 8:49
  Speaker 2: and you had to go as a freshman. Depending on
• 8:51
  Speaker 2: your sport, they'd tell you how many times you needed
• 8:53
  Speaker 2: to go there. Football had to go there all the time,
• 8:55
  Speaker 2: but gymnasts they had us only go freshman year and
• 8:59
  Speaker 2: then you can go anytime you want after that. But
• 9:01
  Speaker 2: you're only required freshman year to make sure that you're
• 9:03
  Speaker 2: getting proper nutrition and you're eating wall. So training table
• 9:06
  Speaker 2: is a space that we had allotted for food. Then
• 9:10
  Speaker 2: you had your Gator one with a certain amount of
• 9:11
  Speaker 2: money on your Gator one for regular expenses of food.
• 9:18
  Speaker 2: But this is just for food.
• 9:19
  Speaker 1: Yeah.
• 9:20
  Speaker 2: Then we had a check that was given to us
• 9:23
  Speaker 2: per semester for if you wanted to live off campus.
• 9:26
  Speaker 2: So freshman year you have to live on campus. After
• 9:30
  Speaker 2: that you can live off campus and they give you
• 9:33
  Speaker 2: whatever the amount was that they would be spending for
• 9:36
  Speaker 2: your dorm, they give it to you for an apartment.
• 9:38
  Speaker 2: So four hundred dollars a month and they give it
• 9:41
  Speaker 2: to you for the semester, right, and there's plus a
• 9:44
  Speaker 2: little extra. That's where a lot of people went wrong
• 9:48
  Speaker 2: is because they give you this check. You have to
• 9:50
  Speaker 2: be wise enough to be able to take this check
• 9:52
  Speaker 2: because this is the first time you're getting money from
• 9:54
  Speaker 2: the university in your hand. Be able to hold onto
• 9:57
  Speaker 2: this money correctly and pay your rent, utilities, et cetera.
• 10:03
  Speaker 2: That's where a lot of people.
• 10:04
  Speaker 1: Mess up because they would just spend it.
• 10:06
  Speaker 2: They would spend it. Oh, we got money, you know,
• 10:08
  Speaker 2: because you don't have time to have a job.
• 10:10
  Speaker 1: Yeah. No, well it's being an athlete is your job.
• 10:14
  Speaker 1: So okay, so you are a gymnast. Then you go
• 10:20
  Speaker 1: to Cirque. Now you marry someone who is from France
• 10:27
  Speaker 1: and he's an entrepreneur successful in his own right as well.
• 10:31
  Speaker 1: So the two of you are are in business for yourselves.
• 10:36
  Speaker 1: What does life look like for you all? Does he
• 10:39
  Speaker 1: approach money differently than you do?
• 10:42
  Speaker 2: Yeah?
• 10:42
  Speaker 3: What is that?
• 10:43
  Speaker 1: What does that?
• 10:44
  Speaker 2: He does approach money different than I do? But he also,
• 10:47
  Speaker 2: as I've lived another life, has lived another life with
• 10:50
  Speaker 2: his business and so his experience with money, he learned
• 10:53
  Speaker 2: from his mistakes with operating his business. In the mistakes
• 10:57
  Speaker 2: that he made, he makes sure that he focuses on investing,
• 11:01
  Speaker 2: but he was making enough money to where he saved
• 11:05
  Speaker 2: enough money to be able to reinvest it. Does that
• 11:08
  Speaker 2: make sense? Yeah? However, culturally, I think I don't know
• 11:14
  Speaker 2: if all Europeans. So I'll speak for the French, I'll
• 11:16
  Speaker 2: speak for my French. They are not big on credit.
• 11:24
  Speaker 2: I feel like we as a country, we work on credit.
• 11:28
  Speaker 2: So like you, you put some credit, you tap into
• 11:31
  Speaker 2: your credit and you pay it off, tap into your credit,
• 11:34
  Speaker 2: you paid off. He doesn't operate that money. He's like
• 11:36
  Speaker 2: that way, sorry, And so he's like, if I don't
• 11:39
  Speaker 2: fully have every single piece of that dollar, why would
• 11:44
  Speaker 2: I use a credit card when I could just I
• 11:47
  Speaker 2: would just use my money to just pay it. So
• 11:50
  Speaker 2: leveraging our system to him is foreign to him.
• 11:54
  Speaker 1: Wow. Well, you and I have talked about this before
• 11:59
  Speaker 1: with different opportunity ees that I've brought to your attention
• 12:02
  Speaker 1: that would require a piece of leveraging one asset to
• 12:09
  Speaker 1: pay for another and something else. And you've always said, oh, well,
• 12:13
  Speaker 1: we got to talk to Migil about that. Yeah, Because
• 12:16
  Speaker 1: and I think that It's so interesting. You know, as
• 12:20
  Speaker 1: a country, we tell all of our young people and
• 12:23
  Speaker 1: all of us credit is so bad on one hand,
• 12:27
  Speaker 1: but on the other hand, it is such a useful
• 12:30
  Speaker 1: tool to building real, sustainable, generationally impacting wealth. It's just
• 12:38
  Speaker 1: that no one's teaching anybody the correct way to do
• 12:42
  Speaker 1: it do it. So the people that are scared of it,
• 12:45
  Speaker 1: and that's okay. I have a lot of relationships clients, colleagues,
• 12:50
  Speaker 1: peers that don't love debt, and that's okay. But I
• 12:55
  Speaker 1: think if you make the decision that you never want
• 12:57
  Speaker 1: to tap into that, and there's real evidence or a
• 13:05
  Speaker 1: belief system behind that, that's totally fine. But I think
• 13:08
  Speaker 1: so many people just hear it and are scared of
• 13:10
  Speaker 1: it and don't continue to dig in and evaluate how
• 13:15
  Speaker 1: it can work and why. Right, So, who handles the
• 13:20
  Speaker 1: finances in your home?
• 13:21
  Speaker 2: Is my husband?
• 13:22
  Speaker 1: Yeah? So he does everything? Do you do you guys
• 13:27
  Speaker 1: sit down and talk through it or is it kind
• 13:29
  Speaker 1: of like okay, well that's awesome.
• 13:31
  Speaker 2: Yes. He makes sure that I understand what I'm doing,
• 13:36
  Speaker 2: that my money that I that I make with my business,
• 13:40
  Speaker 2: also that I know how to operate it. I am
• 13:43
  Speaker 2: making whise financial decisions that he doesn't he doesn't want
• 13:47
  Speaker 2: to baby.
• 13:47
  Speaker 1: Be Hey, lets you handle your business.
• 13:51
  Speaker 2: You know. So, yeah, I appreciate that because it forces
• 13:55
  Speaker 2: me also to like get my life together. Yeah, that's
• 13:57
  Speaker 2: a good thing, stay on top of my.
• 13:59
  Speaker 1: Are you guys having conversations with your boys about money
• 14:03
  Speaker 1: and how it works.
• 14:04
  Speaker 2: And all of that small conversations more so about if
• 14:07
  Speaker 2: we give them something, what are we doing with it?
• 14:10
  Speaker 2: What percentage are you keeping in your pick a bank
• 14:14
  Speaker 2: and what percentage are you allowed to play with? So
• 14:18
  Speaker 2: that is more what I think. My oldest is like, no, Mason,
• 14:23
  Speaker 2: you cannot spend this. You need to keep your two
• 14:25
  Speaker 2: dollars in your bank account. And then Mason's like, well,
• 14:28
  Speaker 2: I've got two dollars, let's go get ice cream. You know.
• 14:31
  Speaker 2: So they don't develop. It's a process, but yes, it
• 14:35
  Speaker 2: is definitely something that we're discussing and slowly, slowly introducing
• 14:39
  Speaker 2: and getting them acclimated with.
• 14:41
  Speaker 1: So, so when you guys are having these conversations as
• 14:48
  Speaker 1: a family, do you look at big goals together? Do
• 14:54
  Speaker 1: you look at short term goals? What are some of
• 14:57
  Speaker 1: the tools that you think have made you all successful
• 15:00
  Speaker 1: because you do a good job. I know you personally,
• 15:02
  Speaker 1: so I know you do a good job of always
• 15:05
  Speaker 1: being mindful. I feel like even when we're not talking
• 15:08
  Speaker 1: about money, somehow it comes up, and you're always approaching
• 15:13
  Speaker 1: the topic with care. When you approach it, though, do
• 15:18
  Speaker 1: you look at the big picture? Are you guys looking
• 15:21
  Speaker 1: more at the small bite size chunks of your plan
• 15:26
  Speaker 1: as a family?
• 15:28
  Speaker 2: I think we start with the big picture of where
• 15:32
  Speaker 2: we're trying to go and we break it down, so
• 15:35
  Speaker 2: it does come down to the little chunks, but it
• 15:38
  Speaker 2: is because of what we're trying to do in the
• 15:41
  Speaker 2: next ten years or early or five years and.
• 15:43
  Speaker 1: Whatever, because you've got big plans for your business. Yes,
• 15:46
  Speaker 1: And as a client and someone who's worked with you,
• 15:50
  Speaker 1: I think what you're doing is so spectacularly needed, just
• 15:55
  Speaker 1: because there is an intentionality around it. And we talk
• 16:00
  Speaker 1: about health as a type of wealth on the show
• 16:05
  Speaker 1: all the time. So I love what you're doing and
• 16:09
  Speaker 1: I think that there's such a space for it now.
• 16:13
  Speaker 1: But also with Miguel, he's in real estate, so it's
• 16:18
  Speaker 1: hard to juggle one person being an entrepreneur in a family,
• 16:22
  Speaker 1: but you guys have two, So I always think that
• 16:24
  Speaker 1: it's so interesting where people either start at the big
• 16:29
  Speaker 1: goal and reverse engineer what they need, or they start
• 16:32
  Speaker 1: at the small and build up to this big, giant,
• 16:35
  Speaker 1: pie in the sky goal. And neither way is wrong.
• 16:39
  Speaker 1: It's just what makes sense for you. Guys. So what
• 16:43
  Speaker 1: do you think you took from being an athlete? How
• 16:49
  Speaker 1: do you think that prepared you for being a business owner.
• 16:52
  Speaker 2: I'm that's a that's a great question. I do believe
• 16:57
  Speaker 2: being goal oriented. Do you believe I handle adversity really well,
• 17:04
  Speaker 2: trials and tribulations really well. I'm able to pivot exactly,
• 17:08
  Speaker 2: pivot and not allow myself to sit in that bubble
• 17:12
  Speaker 2: and fester and beat myself up. But again, I'm human,
• 17:19
  Speaker 2: But I do believe that being able to set goals
• 17:23
  Speaker 2: and slash them is huge and a lot of people,
• 17:27
  Speaker 2: a lot of people are goal oriented. But I do
• 17:29
  Speaker 2: believe that by giving myself, like we were talking about
• 17:32
  Speaker 2: with our financial planning, our financial conversations, by starting large
• 17:39
  Speaker 2: and then breaking it up small, I take that same
• 17:41
  Speaker 2: exact thing that I used to do in gymnastics. I
• 17:43
  Speaker 2: want to be a champion. How do I get there?
• 17:45
  Speaker 2: What is it going to take? How do I break
• 17:46
  Speaker 2: up my training? What is necessary? How many days a week,
• 17:49
  Speaker 2: what's my rest look like? What am I eating? So
• 17:52
  Speaker 2: I break that in to break that up into the
• 17:55
  Speaker 2: exact same concept. Now with my business. Okay, now I
• 17:58
  Speaker 2: have to look at the entire thing as a whole
• 18:01
  Speaker 2: and then break it up to something as simple as like, Okay,
• 18:04
  Speaker 2: how much time can I spend with my family? How
• 18:07
  Speaker 2: much time am I spending on my business? How much
• 18:09
  Speaker 2: time am I with clients? How much time am I
• 18:11
  Speaker 2: doing admin? How much time am I doing you know?
• 18:13
  Speaker 2: Because it takes that and I think some people are
• 18:18
  Speaker 2: it's an innate gift and some people it's a yes.
• 18:22
  Speaker 1: But it's interesting you say that because I feel so
• 18:24
  Speaker 1: many athletes in general have built that muscle over time,
• 18:30
  Speaker 1: so as long as they know how to apply it
• 18:31
  Speaker 1: to other areas of their life, it's such a valuable
• 18:36
  Speaker 1: part of their personalities. And when you think about anything,
• 18:39
  Speaker 1: the power of compounding, I talk about that often as well.
• 18:43
  Speaker 1: Doing small actions over and over and over again are
• 18:48
  Speaker 1: what the building blocks are to success, as long as
• 18:52
  Speaker 1: they're good habits. Instead of getting really excited about something,
• 18:58
  Speaker 1: going all in realizing it is beyond your expectations of
• 19:01
  Speaker 1: what it would feel like, not sustainable, and then scaling
• 19:05
  Speaker 1: way back, and it's almost like that push and pull
• 19:08
  Speaker 1: instead of just staying slow and steady, which I think
• 19:10
  Speaker 1: is what you did. So, how was there like a
• 19:14
  Speaker 1: wake up call when you were at cirk You had
• 19:18
  Speaker 1: all of the extra money that when you're that age
• 19:22
  Speaker 1: with no responsibilities, seems like it's a game changer. What
• 19:27
  Speaker 1: drove you or was there something or someone that you
• 19:30
  Speaker 1: met that said, no, you need to open an IRA,
• 19:33
  Speaker 1: you need to learn what you're spending budget or did
• 19:36
  Speaker 1: you figure it out on your own?
• 19:38
  Speaker 2: Actually, one time when we were on tour, our accountant
• 19:44
  Speaker 2: came and did a tax meeting, and in a tax
• 19:47
  Speaker 2: meeting he discussed iras and I was like, I saw
• 19:51
  Speaker 2: a few people of some of my older showmates had iras,
• 19:56
  Speaker 2: and I was like, what is this? Like, why am
• 19:59
  Speaker 2: I missing out on this? Okay, I need to open one. Okay,
• 20:01
  Speaker 2: let's do this. However, in addition to that, Miguel. So
• 20:06
  Speaker 2: when I met Miguel in twenty fourteen, twenty thirteen, twenty
• 20:11
  Speaker 2: fourteen in our fur actually I light, it's not when
• 20:16
  Speaker 2: we met, it's when it's after I had MJ. Okay,
• 20:19
  Speaker 2: we're about to go back on tour. He's like, let's
• 20:21
  Speaker 2: invest in property. And I was like whoa, whoa friend?
• 20:26
  Speaker 2: I what we were about to go back on tour,
• 20:29
  Speaker 2: and Miguel was like, let's invest in a property and
• 20:32
  Speaker 2: I was like, pump the brakes. I wasn't ready for it,
• 20:35
  Speaker 2: but we did it. And when I did it with him,
• 20:38
  Speaker 2: I saw that I had not a lot of money
• 20:41
  Speaker 2: left in my bank account, and I.
• 20:43
  Speaker 1: Was not feel good.
• 20:44
  Speaker 2: It doesn't my my like inside sunk. I was like,
• 20:48
  Speaker 2: there's not a lot of security and moving forward, like
• 20:51
  Speaker 2: what if something happens? You know. I dropped to like,
• 20:54
  Speaker 2: I mean we put a pretty penny down so and
• 20:56
  Speaker 2: we paid cash. So that's where I was like, that's
• 20:58
  Speaker 2: also brings us back to, you know, using leverage. Yeah,
• 21:02
  Speaker 2: so we paid for a condo and all my money
• 21:05
  Speaker 2: was gone almost and so then I was like I
• 21:08
  Speaker 2: have got to look at money differently because that feeling.
• 21:12
  Speaker 2: It was hard because then, you know, I have a child.
• 21:15
  Speaker 2: Now we yes, the property is being rented out and
• 21:19
  Speaker 2: it will create eventually, but it took time, you know.
• 21:24
  Speaker 2: So in the interim while we're going back on tour,
• 21:27
  Speaker 2: it was scary because now you have to pay for visas,
• 21:30
  Speaker 2: you have to pay for all the things for the
• 21:31
  Speaker 2: kids to travel or for MJ travel. Now I have
• 21:35
  Speaker 2: somebody on tour that I have to take care of,
• 21:37
  Speaker 2: so now financially, I'm taking care of this person. So
• 21:40
  Speaker 2: it was like, it's a lot.
• 21:42
  Speaker 1: Do you think boys have that feeling? Because so many
• 21:45
  Speaker 1: women that I know have and that's why we always
• 21:51
  Speaker 1: are more likely to hold on to cash more than
• 21:54
  Speaker 1: we need. Right, there's a level of comfort. You open
• 21:59
  Speaker 1: your accounts, you see that cash there, and it makes
• 22:02
  Speaker 1: you get the warm and fuzzies and that's great. That
• 22:06
  Speaker 1: feeling is so tricky though, because you want to have cash,
• 22:13
  Speaker 1: but you don't want to have too much. So in
• 22:16
  Speaker 1: that regard, I've never heard a man say to me, well,
• 22:22
  Speaker 1: I love seeing that number in my account, so I
• 22:24
  Speaker 1: don't really want to go beyond it. And it starts
• 22:26
  Speaker 1: young my niece. She has a car fund and she
• 22:32
  Speaker 1: knows what her line in the sand is that she
• 22:35
  Speaker 1: never wants to go below it. And it's even like
• 22:38
  Speaker 1: spending twenty dollars on something at the mall and in
• 22:40
  Speaker 1: my mind I'm thinking, well, you can just go babysit.
• 22:44
  Speaker 1: I'll come babysit for a date night. You'll make it
• 22:46
  Speaker 1: right back. But it's that line in the sand, and
• 22:50
  Speaker 1: you get that sinking feeling as soon as you cross
• 22:53
  Speaker 1: over that line. It's just interesting ask Miguel, ask Jim
• 22:58
  Speaker 1: if he ever gets that sinking feeling.
• 23:00
  Speaker 2: I don't think I've ever asked that out.
• 23:01
  Speaker 1: Yeah, I'm just interested to see if it's just more
• 23:04
  Speaker 1: prevalent with women. Yeah, that it's a comfort thing for us.
• 23:07
  Speaker 2: Yeah.
• 23:08
  Speaker 1: But so the property started giving you cash flow, which
• 23:13
  Speaker 1: huge help, and then you saw the power in putting
• 23:17
  Speaker 1: your money to work for you. Do you still have
• 23:19
  Speaker 1: that property?
• 23:20
  Speaker 2: We do. We have four others on top of it.
• 23:24
  Speaker 2: So then we leveraged in cash the money from them
• 23:30
  Speaker 2: to reinvest into another.
• 23:31
  Speaker 1: But that's how it's done.
• 23:32
  Speaker 2: Yeah.
• 23:33
  Speaker 1: So what is if you could go back and talk
• 23:37
  Speaker 1: to the Melanie that was that college, let's say junior,
• 23:43
  Speaker 1: or the Melanie that was fresh into her career at CIRK, Like,
• 23:48
  Speaker 1: what are some lessons that you've learned that you would
• 23:51
  Speaker 1: want to say, don't do this, do this. I know
• 23:54
  Speaker 1: you said investing earlier, but is there you know, Hindsight's
• 23:59
  Speaker 1: twenty twenty. Is there anything that sticks out that you
• 24:02
  Speaker 1: can think of that you would want to go back
• 24:04
  Speaker 1: and freeze time and change ooh.
• 24:08
  Speaker 2: Your road to financial security or financial freedom will not
• 24:13
  Speaker 2: be linear. That there's ups, that there's downs, there's pivots,
• 24:18
  Speaker 2: and to be curious and try things like you said
• 24:22
  Speaker 2: that it's it if you're taking one actionable step a
• 24:26
  Speaker 2: day that in the long run will get you to
• 24:30
  Speaker 2: whatever monumental goal that you have. So to be curious
• 24:36
  Speaker 2: and remember that there are going to be it's going
• 24:39
  Speaker 2: to be a journey. And so I think that just
• 24:42
  Speaker 2: being okay with knowing it's going to be a journey
• 24:44
  Speaker 2: because it looks like it's this daunting task and it's overwhelming,
• 24:49
  Speaker 2: and I think I had fear of stepping into it
• 24:52
  Speaker 2: because it was overwhelming the unknown. Yeah too, That is
• 24:56
  Speaker 2: great advice.
• 24:58
  Speaker 1: Even for somebody who's been you know, feels that they've
• 25:03
  Speaker 1: been in control of their finances for a long time,
• 25:06
  Speaker 1: there's always something new to be curious about, to look into,
• 25:11
  Speaker 1: to have the conversations. And that's so much of what
• 25:15
  Speaker 1: Women in Wealth is all about in this podcast is
• 25:18
  Speaker 1: really having the courage to do something different, explore, be
• 25:26
  Speaker 1: curious because it's never going to be a waste of time.
• 25:34
  Speaker 1: Even if you're looking into something that you end up
• 25:37
  Speaker 1: thinking that isn't the right path. Now you've built a
• 25:41
  Speaker 1: little bit more of the muscle, you understand a little
• 25:45
  Speaker 1: bit more of the conversation, and you're making educated decisions
• 25:48
  Speaker 1: about your journey with your money, and that's all anybody
• 25:52
  Speaker 1: can ask for. So to your business now, I think
• 25:58
  Speaker 1: is so amazing you. What made you decide to go
• 26:05
  Speaker 1: into this space.
• 26:08
  Speaker 2: The physical space or fitness in general.
• 26:10
  Speaker 1: Well, because anybody can. You could have just become a
• 26:14
  Speaker 1: personal trainer. But I think for you, the type of
• 26:17
  Speaker 1: training that you do that is so based in keeping
• 26:22
  Speaker 1: people safe, paying attention to injuries. I mean that all
• 26:27
  Speaker 1: comes from the journey you've been Absolutely what was there
• 26:32
  Speaker 1: some turning point or how did you decide to go
• 26:35
  Speaker 1: into something so specialized.
• 26:38
  Speaker 2: My background I through gymnastics, through circ through injury. I
• 26:45
  Speaker 2: recognized that my body was not operating the way it
• 26:50
  Speaker 2: was treviously that way it should have. I had so
• 26:55
  Speaker 2: many ailments, I had so many surgeries, I had so
• 26:57
  Speaker 2: many injuries.
• 26:58
  Speaker 1: It was just.
• 26:59
  Speaker 2: It it's not it's not realistic to continue life that way.
• 27:05
  Speaker 2: But there's so many people, not just athletes, that hurt.
• 27:09
  Speaker 2: They hurt and they feel like there was only one
• 27:12
  Speaker 2: form of training. I fell upon this training when I
• 27:14
  Speaker 2: was injured in CIRC through a pet that I had
• 27:19
  Speaker 2: and he introduced it to me. It was done to me.
• 27:23
  Speaker 2: I worked with him for four months and when I
• 27:27
  Speaker 2: say I didn't have to have surgery, I went back
• 27:29
  Speaker 2: to Cirk probably in the best shape of my life.
• 27:33
  Speaker 2: I fell in love with it. I learned more about it,
• 27:36
  Speaker 2: I studied up on it, I got certified. I believe
• 27:39
  Speaker 2: in it. I eat it, I sleep it. I preach
• 27:42
  Speaker 2: it too, folks, and I think that it is the way.
• 27:45
  Speaker 2: So when I left CIRC, I knew that people needed
• 27:47
  Speaker 2: to know, and it didn't just need to be athletes.
• 27:49
  Speaker 2: People need to know that YouTube can live pain free.
• 27:54
  Speaker 1: And there's still so much of it that there are
• 27:57
  Speaker 1: normal exercises that everybody knows exactly. There's jump roping.
• 28:04
  Speaker 3: I can't jump rope, you guys, I Melanie and I've
• 28:11
  Speaker 3: had plenty of chuckles because I can only jump rope
• 28:14
  Speaker 3: going backwards.
• 28:15
  Speaker 2: Yes, but she's so good at it. It was so funny.
• 28:22
  Speaker 1: But I guess you know. It is the normal type
• 28:25
  Speaker 1: of training, just with a twist. Yes, And I love that.
• 28:30
  Speaker 1: I think there's such a call to action for so
• 28:32
  Speaker 1: many of us now to start paying attention. It's not
• 28:35
  Speaker 1: just doing what we've always done, but really listening and
• 28:40
  Speaker 1: understanding your body. And you know, there's this whole movement
• 28:44
  Speaker 1: of people that are new to this functional space, and
• 28:50
  Speaker 1: I think that you're just on just perfect timing for
• 28:54
  Speaker 1: all of this. It's so cool. I didn't know you
• 28:58
  Speaker 1: were had so many injuries, and.
• 29:00
  Speaker 2: Oh my goodness, that was the worst, the worst. There's
• 29:07
  Speaker 2: there's a tie, there's a there's a a tie. I've
• 29:13
  Speaker 2: had four knee surgeries. I tore my a CL, but
• 29:16
  Speaker 2: when I tore my ICL, I also messed up my
• 29:18
  Speaker 2: meniscus in my medial MCL. I'm sorry, And so that's
• 29:24
  Speaker 2: one that was pretty big. And I was in France
• 29:25
  Speaker 2: at the time, so I still had to do an exhibition,
• 29:28
  Speaker 2: so I competed. I then I was there for a
• 29:32
  Speaker 2: few more days, and then I had to travel back
• 29:34
  Speaker 2: and I think that's when my you know, the swelling
• 29:36
  Speaker 2: finally set in and I had to travel back, and
• 29:38
  Speaker 2: then you're in elevation, and so there was little things
• 29:41
  Speaker 2: associated with that that made that feel worse. My head.
• 29:45
  Speaker 2: I did a new skill called a mariniche, and I
• 29:50
  Speaker 2: when I did it, I got lost so you're swinging
• 29:53
  Speaker 2: on the bar. You tap, you have your tempo, and
• 29:56
  Speaker 2: you hollow. You tap, and as you go forward, you
• 30:01
  Speaker 2: then drive your heels and let go of the bar.
• 30:03
  Speaker 2: In front of the bar, you flip and you catch
• 30:05
  Speaker 2: and reverse, and then you swing back and reverse. Okay,
• 30:09
  Speaker 2: so that's how it's supposed to go. I got lost,
• 30:13
  Speaker 2: so I instead of tapping and releasing right here in
• 30:17
  Speaker 2: the front of the bar, I continued vertical and then
• 30:19
  Speaker 2: I released, thinking I was in front of the bar.
• 30:23
  Speaker 2: I do the flip as you would normally do in
• 30:25
  Speaker 2: front of the bar, and you reach through because you
• 30:27
  Speaker 2: think the bar is behind you, but the bar is
• 30:29
  Speaker 2: underneath you. And so I came down straight on top
• 30:32
  Speaker 2: of the bar and I scalped myself. Oh so my
• 30:34
  Speaker 2: whole forehead like and my hair all came off my
• 30:39
  Speaker 2: forehead and it scrunched right here. M I had a
• 30:43
  Speaker 2: plastic surgeon put my forehead back together. I know that
• 30:47
  Speaker 2: one was pretty true. My mom My mom was like.
• 30:52
  Speaker 1: Okay, and that was that's wild. I know it was
• 30:56
  Speaker 1: still guys, she can still throw backhands, rings and back
• 31:00
  Speaker 1: tucks and all of the things. My little girl as
• 31:03
  Speaker 1: a cheerleader and She's had some uh little lessons with
• 31:08
  Speaker 1: her to try and teach her how to do backbends
• 31:10
  Speaker 1: and backwalk overrs. Easy stuff because Sloan is only six,
• 31:13
  Speaker 1: but I've made her throw some tumbling passes and it's impressive.
• 31:19
  Speaker 1: I mean, you're I guess it never goes away.
• 31:22
  Speaker 2: I feel like if you keep yourself active.
• 31:24
  Speaker 4: That's true because I used to be able to do
• 31:26
  Speaker 4: a backhandspring and muscle mids, and if I did a
• 31:28
  Speaker 4: backbend I would most definitely scout myself and pull my
• 31:35
  Speaker 4: forehead down.
• 31:36
  Speaker 1: It's been too long. Well, I think that what you're
• 31:42
  Speaker 1: doing now and and you know you've said the word pivot,
• 31:46
  Speaker 1: and I think it's so interesting to watch someone's journey
• 31:51
  Speaker 1: and see there's the common thread of you are an athlete,
• 31:56
  Speaker 1: but you take the discipline of being an athlete that
• 32:01
  Speaker 1: served you at the college level, at the professional level,
• 32:06
  Speaker 1: and now as a business owner. And it's the little
• 32:10
  Speaker 1: building blocks that have built such a strong foundation. I
• 32:13
  Speaker 1: am so proud of you. Where can people find you?
• 32:18
  Speaker 1: Especially locally, so you do conciers training or you come
• 32:22
  Speaker 1: to someone's house, but you also do virtual stuff. You
• 32:25
  Speaker 1: have location. How do people find you if they want
• 32:28
  Speaker 1: to learn more about the type of training that you.
• 32:31
  Speaker 2: Do well, we can go to msfitness studio dot com.
• 32:35
  Speaker 2: You can find us on social media at MS Fitness
• 32:38
  Speaker 2: Studio and also we are located in Maitland, Florida by
• 32:44
  Speaker 2: Functional Fit Club, so we have a brick and mortar location.
• 32:48
  Speaker 2: We have the virtual options, private, semi private, and group options.
• 32:53
  Speaker 2: So we're trying to make sure our outreach is broad
• 32:55
  Speaker 2: and that we can actually be able to tackle everybody's goal.
• 33:00
  Speaker 2: For the most part, who have the intention of feeling better,
• 33:04
  Speaker 2: living stronger, attacking those goals, whether it be through weight loss, toning, strength,
• 33:10
  Speaker 2: mobility especially.
• 33:12
  Speaker 1: So, what is the one thing that someone needs to
• 33:15
  Speaker 1: be doing, Like, you know, you hear ten thousand steps
• 33:19
  Speaker 1: a day or exercising three times a week, But what
• 33:22
  Speaker 1: is that one thing that everybody should be doing to
• 33:27
  Speaker 1: keep their body in the best, you know, best shape possible.
• 33:33
  Speaker 2: Drinking water? Yeah, honestly, drinking water. I know, I love
• 33:42
  Speaker 2: like fitness, but literally the people who are dehydrated struggle
• 33:48
  Speaker 2: the most well.
• 33:48
  Speaker 1: It impacts like every everything. And tell me if this
• 33:52
  Speaker 1: is true. Someone told me that when you're drinking water,
• 33:55
  Speaker 1: you know, everyone always says you should drink one hundred
• 33:58
  Speaker 1: ounces a day or there's all these different rules. Yeah,
• 34:01
  Speaker 1: or eight glasses or whatever it is. But I have
• 34:04
  Speaker 1: heard that there's like electrolytes that you can put in
• 34:09
  Speaker 1: the water so that your body absorbs in the salt
• 34:12
  Speaker 1: or salt, because if you don't put that in your water,
• 34:17
  Speaker 1: it just goes through you. So what's that? How do
• 34:21
  Speaker 1: we do it?
• 34:21
  Speaker 2: As your first like, do you just I'd have to salt.
• 34:25
  Speaker 2: I'd have to yeah, is it gross? I mean it's
• 34:28
  Speaker 2: is it super slighty?
• 34:29
  Speaker 1: There's just a little not like the ocean guys, but
• 34:33
  Speaker 1: it's just a little sprinkle.
• 34:36
  Speaker 2: I'd have to look at the ratio. I believe it's
• 34:38
  Speaker 2: a tablespooner. So and that's success all day. And that
• 34:43
  Speaker 2: in addition to the amount of water that you're supposed
• 34:47
  Speaker 2: to be drinking per day. But that's a great one
• 34:49
  Speaker 2: to start with because that absorbs into your body. And
• 34:53
  Speaker 2: then moving forward, the amount of water that just drink
• 34:56
  Speaker 2: on top of it is what allows your body to
• 34:58
  Speaker 2: actually be hydrated.
• 35:00
  Speaker 1: So drink water. Yes, don't be afraid to leverage your
• 35:04
  Speaker 1: cash and communicate with your spouse and build the empire together.
• 35:10
  Speaker 1: Save lots of good stuff. Yeah, yes, Where do you
• 35:15
  Speaker 1: want this business to be in the next five years?
• 35:18
  Speaker 2: MS Fitness? Yeah, I want MS Fitness to be self sufficient.
• 35:23
  Speaker 2: I want MS Fitness to be operating fully out of
• 35:28
  Speaker 2: MS Fitness studios with a team of trainers and me
• 35:32
  Speaker 2: being able to tap in when I need to. So
• 35:36
  Speaker 2: I want it to.
• 35:36
  Speaker 1: Be this having enterprise value. That it's not just you.
• 35:40
  Speaker 2: It's a tium.
• 35:41
  Speaker 1: It's a big, well oiled machine and you're just there.
• 35:48
  Speaker 1: And that's scary for a lot of people to think
• 35:51
  Speaker 1: about making sure they're building a business it's self sustainable
• 35:55
  Speaker 1: without them, but it is the ultimate goal. Well, I
• 36:00
  Speaker 1: adore you. Thank you so much for coming on and
• 36:04
  Speaker 1: chatting with us. And yeah, guys, if you have never
• 36:09
  Speaker 1: looked into this type of training, I strongly suggest you
• 36:12
  Speaker 1: do so google my friend here. She has tons of videos.
• 36:15
  Speaker 1: She downplays the amount of success that she had as
• 36:19
  Speaker 1: an athlete, and I want to find some circ videos.
• 36:21
  Speaker 1: Maybe I'll look to But I hope you enjoyed this
• 36:26
  Speaker 1: episode of Talk Wealthy to me as always like share, subscribe,
• 36:31
  Speaker 1: and let's change the way women think and feel about
• 36:34
  Speaker 1: money together.