Can You Afford to Die With Zero?

Pivot with Darryl Lyons · Feb 25, 2026 · 19m

Should you really try to die with zero?

The popular book "Die With Zero" argues that many people save too much money and miss opportunities to enjoy life along the way. Its philosophy encourages maximizing experiences, spending intentionally during different seasons of life, and giving wealth away earlier rather than leaving large inheritances.

But does that approach actually work for most retirees?

In this episode of Retire in Texas, Darryl Lyons reviews the bestselling book Die With Zero by Bill Perkins and walks through its nine core rules - including investing in experiences early, timing…