Boot Camp #6 Fixed Distributions
In Boot Camp #6, Paul Merriman walks through real historical data starting in 1970 to test what happens when retirees withdraw 3%, 4%, or 5% from a $1 million portfolio — adjusted for inflation — across some of the toughest market conditions in history.
This episode covers:
The difference between retiring with “enough” and “more than enough”
How inflation quietly turns $30,000 into $130,000+ over 30 years
What happens if you retire into a bear market
Why 1% more in withdrawals can cost millions
S&P 500 vs. a globally diversified four-fund strategy
How diversification impacts lifetime income…
The skinny
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