Latest / Ron Verb / The Ron Verb Show - 3pm Hour Friday - 08/14/26

Transcript

The Ron Verb Show - 3pm Hour Friday - 08/14/26 · Ron Verb

• 0:00
  Speaker 1: Now, Ron Verb on NewsRadio 570 WKBN.
• 0:06
  Speaker 2: Yeah, we're talking, you're listening, NewsRadio 570 WKBN, and hopefully
• 0:10
  Speaker 2: you'll be calling here this afternoon, and welcome to Friday afternoon.
• 0:14
  Speaker 2: Ron Verb from the Kingdom of Mahoning. We'll be with
• 0:17
  Speaker 2: you right up until 6 this evening. On this August 14th,
• 0:21
  Speaker 2: it's 82 degrees, a little humid out there today. Can't
• 0:24
  Speaker 2: feel fair to be here before you know it's.
• 0:27
  Speaker 3: 330-729-9977.
• 0:27
  Speaker 2: 330-729-9977. We'll get you through. 330-729-9977. We'll get you through.
• 0:28
  Speaker 2: So keep that in mind. Let me check here first.
• 0:30
  Speaker 1: Hello?
• 0:30
  Speaker 2: Hello. Hi, Ron.
• 0:46
  Speaker 3: It's Kelly Warren.
• 0:47
  Speaker 2: This is who I thought it would be. Everybody knows
• 0:51
  Speaker 2: who Kelly Warren is. Kelly Warren and Associates. And she's
• 0:55
  Speaker 2: got a big event coming up. We'll get to that momentarily. Kelly, first,
• 0:58
  Speaker 2: welcome to the broadcast. Always nice to have you with
• 1:00
  Speaker 2: us here today. Thank you. Let's talk a little bit,
• 1:04
  Speaker 2: if you don't mind, in the beginning about real estates.
• 1:06
  Speaker 2: Of course.
• 1:07
  Speaker 3: I love to talk about real estates.
• 1:08
  Speaker 4: Yes.
• 1:09
  Speaker 2: I mean, is it a buyer's market, a seller's market?
• 1:12
  Speaker 2: What's going on? I'm talking locally here in Mahoning, Trumbull,
• 1:16
  Speaker 2: Columbiana Counties.
• 1:18
  Speaker 3: We are a pretty stable market right now. You know,
• 1:21
  Speaker 3: for the last couple of years that had been a
• 1:23
  Speaker 3: seller's market, it is transitioning a little bit into a
• 1:25
  Speaker 3: buyer market and certain price points and everything. But overall,
• 1:29
  Speaker 3: just very stable, even market right now, which is nice.
• 1:32
  Speaker 2: All right. So it's a good opportunity for the buyer.
• 1:36
  Speaker 2: Let's put it that way. Yes. Yes.
• 1:38
  Speaker 3: A better opportunity for the buyer than it has been
• 1:40
  Speaker 3: the last couple of years.
• 1:41
  Speaker 2: Were you surprised if we spin the clock back to
• 1:44
  Speaker 2: when homes were priced, you know, let's $ 250, 000, and you
• 1:47
  Speaker 2: would get offers that would be well beyond what the
• 1:51
  Speaker 2: asking price would be? I mean, was that kind of
• 1:53
  Speaker 2: just shocking as a real estate agent? Something that hadn't happened,
• 1:57
  Speaker 2: I don't think, too much over the years.
• 1:59
  Speaker 3: It was very shocking. I've been doing this for over
• 2:02
  Speaker 3: 20 years here in the Valley, and it was a
• 2:04
  Speaker 3: market that we had never seen. You know, it got
• 2:07
  Speaker 3: a little wild.
• 2:09
  Speaker 2: Yeah. Now, I have always been told the sweet spots
• 2:13
  Speaker 2: in Mahoning County, do they remain Canfields and Poland? They
• 2:18
  Speaker 2: seem to be the sweet spots that a lot of
• 2:19
  Speaker 2: people want to go to.
• 2:21
  Speaker 3: They are, yes. Austintown and Strother is also pretty popular.
• 2:25
  Speaker 4: You know, a lot of the outlying areas, some people.
• 2:27
  Speaker 3: Want to be in the country. Some people, you know,
• 2:30
  Speaker 3: just depends on the person. But Austintown and Canfield do
• 2:33
  Speaker 3: seem to be, or Poland and Canfield do seem to
• 2:35
  Speaker 3: be the most popular.
• 2:36
  Speaker 2: Are you surprised? I mean, you've been doing it a
• 2:39
  Speaker 2: long time. How much houses have appreciated in value? Let's
• 2:44
  Speaker 2: say the $ 175, 000 house is now, what, $ 250, 000 or maybe
• 2:45
  Speaker 2: even more than that?
• 2:50
  Speaker 3: I am surprised. I feel like I'm showing my age
• 2:52
  Speaker 3: a little bit because, you.
• 2:54
  Speaker 4: Know, when I was younger and my grandfather.
• 2:56
  Speaker 3: Was in real estate, we'd drive down the street and
• 2:58
  Speaker 3: he'd say, oh, I remember when this house sold for
• 3:00
  Speaker 3: that much.
• 3:01
  Speaker 4: And I find myself doing that to my kids now.
• 3:03
  Speaker 2: I mean, they've really escalated in price. Is it are
• 3:08
  Speaker 2: you seeing they say the first time homebuyer age today
• 3:11
  Speaker 2: is around 40 nationwide. I don't know if that's the
• 3:14
  Speaker 2: case here or not. Are we seeing older first time homebuyers?
• 3:19
  Speaker 3: We are. It's younger than that, late 20s, but it
• 3:22
  Speaker 3: used to be early 20s, so it has gone up.
• 3:25
  Speaker 3: It seems like people now want to finish school and
• 3:28
  Speaker 3: start a career a little bit more before they get
• 3:30
  Speaker 3: married and buy a home. We're seeing people in their
• 3:33
  Speaker 3: professions that can afford to buy and that have good
• 3:35
  Speaker 3: credit and everything else that are still renting. It's interesting.
• 3:39
  Speaker 2: Do you ever drive through some of these wealthier neighborhoods,
• 3:43
  Speaker 2: whether in Boardman, Park Harbor? Every community has the wealthier neighborhoods.
• 3:48
  Speaker 2: I mean, you see a lot of them in Canfield.
• 3:50
  Speaker 2: Do you ever drive through them, Kelly Warren, and say,
• 3:52
  Speaker 2: what does this person do that can afford this home?
• 3:57
  Speaker 3: Sometimes. Sometimes you wonder. There is a lot of money
• 4:01
  Speaker 3: here in the Valley, surprisingly.
• 4:04
  Speaker 2: That's a good thing to have. I mean, that we
• 4:07
  Speaker 2: have that kind of stuff. So time on markets still
• 4:11
  Speaker 2: relatively short for the seller. I know it's longer than
• 4:15
  Speaker 2: it used to be, but it's not a long period
• 4:18
  Speaker 2: of time, right? How's inventory?
• 4:20
  Speaker 5: Yes.
• 4:21
  Speaker 3: Inventory is good. Time on market for the sellers is
• 4:24
  Speaker 3: a little bit longer than it was. We're seeing closer
• 4:26
  Speaker 3: to an average 45 days where, you know, a few
• 4:29
  Speaker 3: years ago we were seeing things sell in hours. But
• 4:33
  Speaker 3: still very quick, you know, 15 years ago we were
• 4:36
  Speaker 3: seeing things with an average six month time on the market.
• 4:39
  Speaker 2: Now, does interest rates have an effect? I mean, they
• 4:42
  Speaker 2: haven't raised, the Fed hasn't raised them. But do you remember,
• 4:45
  Speaker 2: Kelly Warren, as I do, when I was a young
• 4:49
  Speaker 2: man and we would refinance to get our interest rate
• 4:52
  Speaker 2: down to 6%. We thought that was fantastic back in
• 4:56
  Speaker 2: the day. Now, we got so used to what these
• 4:58
  Speaker 2: low interest rates that people are bellyaching about, what, 6%, 6.5%, 7%.
• 5:04
  Speaker 3: Yet, you know, when they were as low as 2
• 5:06
  Speaker 3: and 3, 6 and 7 seem high. So we've got
• 5:10
  Speaker 3: to get people reused to what normal is. Over 30-year averages,
• 5:15
  Speaker 3: these are still relatively low interest rates. But when you're
• 5:18
  Speaker 3: looking at the last five years, it does feel high.
• 5:21
  Speaker 2: How important is it when I built Verb Manor years ago?
• 5:25
  Speaker 2: I mean, I always thought it was important to have 20%
• 5:27
  Speaker 2: to put down. to avoid PMI insurance? With inflation and
• 5:33
  Speaker 2: the high price of a lot of homes, is it
• 5:36
  Speaker 2: more difficult for people to have 20%?
• 5:37
  Speaker 3: The smart move is to have 20% down, but we're
• 5:42
  Speaker 3: seeing less people do that. Obviously, you can avoid the
• 5:45
  Speaker 3: PMI with the.
• 5:46
  Speaker 4: 20% down, but renting is not.
• 5:50
  Speaker 3: As smart as buying. So if you can buy with 3%
• 5:52
  Speaker 3: or 5% down and pay the PMI, it's still a
• 5:54
  Speaker 3: better return than renting.
• 5:57
  Speaker 2: Let's talk a little bit about do we have the
• 5:59
  Speaker 2: problem in this area that we hear so many people
• 6:02
  Speaker 2: talk about these large corporations buying a lot of single
• 6:05
  Speaker 2: family homes? I know that's been a problem mainly in
• 6:09
  Speaker 2: the sunshine area of the country. But did we have
• 6:12
  Speaker 2: that here with these companies buying huge single family homes?
• 6:17
  Speaker 3: No, we don't have that here so much. We do
• 6:19
  Speaker 3: see that in Lake Florida where that affects our market.
• 6:22
  Speaker 3: If somebody here who would retire and sell their four-bedroom,
• 6:26
  Speaker 3: two-story colonial and move to Florida can't find inventory there
• 6:30
  Speaker 3: to buy, so then they hold on to their home
• 6:32
  Speaker 3: longer here. which was creating a little bit of an
• 6:35
  Speaker 3: inventory shortage for us. So it's not that we had
• 6:37
  Speaker 3: those big corporations buying here, but we had people holding
• 6:40
  Speaker 3: on to their homes longer, and they weren't turning over
• 6:43
  Speaker 3: for that younger buyer crowd. I think in the last
• 6:46
  Speaker 3: year or two, that's less of a problem. And I
• 6:49
  Speaker 3: think in the next year, it'll be less of a
• 6:51
  Speaker 3: problem as the Florida market softens up.
• 6:53
  Speaker 2: Yeah, it's been softening up for quite a while now
• 6:56
  Speaker 2: where we see prices declining. in Florida. So that's a
• 7:01
  Speaker 2: good thing for people that are buying there. Of course,
• 7:03
  Speaker 2: if you buy anywhere close to the water, that's going
• 7:06
  Speaker 2: to cost you an arm and a leg in insurance. Now,
• 7:09
  Speaker 2: how much of your job, I'm talking with everybody knows,
• 7:12
  Speaker 2: Kelly Warren, Kelly Warren Real Estate. How much of your
• 7:15
  Speaker 2: job is like counseling people to say, okay, we're going
• 7:18
  Speaker 2: to go through all of this. Here's probably the price
• 7:21
  Speaker 2: range you should be in. Because once you buy this home,
• 7:25
  Speaker 2: you have an electric bill, you're going to have to
• 7:27
  Speaker 2: buy groceries, and kind of to do financial advice for
• 7:30
  Speaker 2: these first-time buyers or any buyer.
• 7:34
  Speaker 4: We joke and say that our job as real estate
• 7:36
  Speaker 4: agents is like therapist and counselor and friend.
• 7:40
  Speaker 3: And loan officer. We're doing a little bit of all
• 7:42
  Speaker 3: of it. So some financial planning and counseling with them
• 7:46
  Speaker 3: is necessary on our end. But a lot of that
• 7:49
  Speaker 3: they are getting from their loan officer. Their loan officer
• 7:52
  Speaker 3: is doing the job of telling them, you can afford
• 7:55
  Speaker 3: up to this. if you're comfortable with a payment of
• 7:57
  Speaker 3: $ 2, 000 a month. But if you only want a payment of.
• 8:00
  Speaker 4: $ 1, 500 a month, then even though you're pre-approved.
• 8:03
  Speaker 3: For $ 300, 000, maybe you only want to spend two and
• 8:05
  Speaker 3: a quarter. So, you know, their loan officer is having
• 8:07
  Speaker 3: a good chunk of that conversation with them.
• 8:10
  Speaker 2: How difficult is it for you as really the king
• 8:14
  Speaker 2: of local real estate, or the queen, I should say,
• 8:16
  Speaker 2: of local real estate? How easy is it for you
• 8:18
  Speaker 2: to go into a house and tell a potential seller, listen,
• 8:23
  Speaker 2: You're going to have to change the carpet. You're going
• 8:25
  Speaker 2: to have to paint the walls. You got to clean
• 8:28
  Speaker 2: the place up a little bit because it is sell
• 8:30
  Speaker 2: easier and we can get more money.
• 8:33
  Speaker 3: It is a conversation that I have every day and
• 8:36
  Speaker 3: they don't have to do it. You can sell your
• 8:38
  Speaker 3: home as is, but if you're selling it as is,
• 8:40
  Speaker 3: be aware that you're going to get an as is
• 8:42
  Speaker 3: price for it. So pretty often when I go in
• 8:44
  Speaker 3: and meet with somebody, I'll tell them, in current condition,
• 8:47
  Speaker 3: we can list your house for X. And if you
• 8:50
  Speaker 3: do a little bit of elbow grease, a little bit
• 8:51
  Speaker 3: of paint, maybe some new carpet, you can get 10, 15,
• 8:54
  Speaker 3: 20,000 more for your house. So it's just a matter
• 8:57
  Speaker 3: of whether they want to do that work or not.
• 8:59
  Speaker 3: And in this society, you know, when you think about
• 9:01
  Speaker 3: how everybody wants something right now and the DoorDash kind
• 9:04
  Speaker 3: of mindset, some of these sellers don't want to do
• 9:07
  Speaker 3: those things. They'd rather leave $ 20, 000 on the table, just
• 9:09
  Speaker 3: sell the house as is, let the next buyer come
• 9:12
  Speaker 3: in and do it. So you've got people looking at
• 9:14
  Speaker 3: it both ways.
• 9:15
  Speaker 2: But I would think a lot of buyers want to
• 9:17
  Speaker 2: just have like move-in ready. I mean, is that the mentality?
• 9:21
  Speaker 3: It is the buyer preference, yes.
• 9:24
  Speaker 2: Now, what would you say in our area is the
• 9:28
  Speaker 2: sweet spot as far as price is concerned? I mean,
• 9:31
  Speaker 2: what would that price range be that is the right
• 9:36
  Speaker 2: price area where you know it's going to sell pretty good?
• 9:39
  Speaker 3: Under $ 250 is selling all day, every day, not sitting
• 9:42
  Speaker 3: on the market too long. Most people can afford that.
• 9:45
  Speaker 3: I believe last I looked, the average price point in
• 9:48
  Speaker 3: the area was like $ 168, which is up quite a bit.
• 9:52
  Speaker 3: Just a few years ago, it was only $ 125, 000. So
• 9:55
  Speaker 3: things have changed, inflation and such. But we're still, average
• 9:59
  Speaker 3: price point for the Honing Valley is still under $ 200, 000,
• 10:02
  Speaker 3: which nationally, that average is crazy.
• 10:05
  Speaker 2: When you see some of these homes that I see
• 10:09
  Speaker 2: for sale, like there was this real expensive home, I
• 10:14
  Speaker 2: won't use any names, it was for sale in Salem,
• 10:16
  Speaker 2: that a guy had that was... And I thought to myself,
• 10:22
  Speaker 2: what would it cost just a month to maintain that place?
• 10:25
  Speaker 2: You know, I'm that guy, Kelly Warren, that's saying, what
• 10:27
  Speaker 2: would the heating bill be there? What would the maintenance bill?
• 10:31
  Speaker 2: Where do you find a buyer for something like that?
• 10:34
  Speaker 3: So you're looking at those, I think I know which
• 10:37
  Speaker 3: house you're talking about, the one that was on the
• 10:38
  Speaker 3: market for 3 million. I think the landscaping bill alone
• 10:43
  Speaker 3: monthly on that in the summertime was over 20 grand.
• 10:46
  Speaker 3: So when you're looking at shrubbing bushes and cutting grass
• 10:49
  Speaker 3: and keeping it looking as pristine as it looks, you've
• 10:52
  Speaker 3: got taxes, you've got insurances, you've got heating bills, and
• 10:56
  Speaker 3: that does get quite expensive. So even when you've got
• 10:58
  Speaker 3: the money to afford the mortgage payment, there are other
• 11:01
  Speaker 3: things to consider.
• 11:02
  Speaker 2: Yeah, those are tough ones to sell, aren't they, when
• 11:05
  Speaker 2: you get into those homes that we're talking a million
• 11:08
  Speaker 2: or more?
• 11:10
  Speaker 3: They are tough because at that price point, of course,
• 11:14
  Speaker 3: for a million dollars or more, you're wanting.
• 11:17
  Speaker 4: Exactly what you want.
• 11:19
  Speaker 3: And some of these homes that are at the million-dollar
• 11:21
  Speaker 3: price range are still 20-, 30-, 40-year-old homes that need
• 11:25
  Speaker 3: some updating. So you don't want to pay a million
• 11:27
  Speaker 3: dollars for a house and then want to go in
• 11:29
  Speaker 3: and update everything and put a couple hundred thousand more
• 11:31
  Speaker 3: into it. You do want that move-in ready.
• 11:34
  Speaker 2: How big an issue are property taxes? We talk about
• 11:37
  Speaker 2: them on a program all the time.
• 11:39
  Speaker 4: And it's a fun topic right now.
• 11:41
  Speaker 2: Oh, it is just, it's brutal because, you know, I
• 11:44
  Speaker 2: look at, I look at my own, I look at
• 11:47
  Speaker 2: Verb Banner and I'm saying, you know, it's 400 and
• 11:49
  Speaker 2: something dollars a month just that I'm paying in property taxes.
• 11:53
  Speaker 2: And it's, it gets discouraging. And when you're trying to
• 11:56
  Speaker 2: sell a home and let's say the payment's going to
• 12:00
  Speaker 2: be a plus you've got to get insurance if you
• 12:05
  Speaker 2: have a loan. Give me your thoughts on that because
• 12:07
  Speaker 2: property taxes, as they continue to raise them, I think
• 12:10
  Speaker 2: it makes it more difficult for young people and first-time
• 12:13
  Speaker 2: homebuyers to be able to afford a home.
• 12:15
  Speaker 3: It does, exactly. It raises it. limits the buying power.
• 12:20
  Speaker 3: When you're looking at that total monthly payment, what you
• 12:23
  Speaker 3: could have bought before with a lower property tax rate
• 12:27
  Speaker 3: and with only a 2% or 3% interest rate, now
• 12:29
  Speaker 3: you're looking at 6%. You're looking at higher property taxes.
• 12:32
  Speaker 3: Some areas are seeing higher insurance rates. All of that
• 12:36
  Speaker 3: makes what you can buy now less of a home
• 12:39
  Speaker 3: than what you could have bought for that same percentage before.
• 12:44
  Speaker 3: And those insurance rates, those tax rates are going up.
• 12:47
  Speaker 2: And it can be a detriment, high property taxes to
• 12:50
  Speaker 2: a potential buyer. I would be talking in a program, Kelly,
• 12:53
  Speaker 2: to some people that would be paying $ 1, 000 a month
• 12:56
  Speaker 2: in property taxes. And I thought, who would buy that
• 13:00
  Speaker 2: place and want to pay that forever or more? It's
• 13:05
  Speaker 2: not an easy thing to even consider. Now, how did
• 13:07
  Speaker 2: Kelly Warren, when Kelly Warren first started out in real estates,
• 13:11
  Speaker 2: you know, when I go back to the early days,
• 13:13
  Speaker 2: how did that Kelly Warren become the Kelly Warren that
• 13:16
  Speaker 2: she is today, the premier real estate agent? I mean,
• 13:20
  Speaker 2: take me through that from the beginning to where you
• 13:23
  Speaker 2: are probably the best known name in local real estate
• 13:26
  Speaker 2: as a result of performance and results. That's how you
• 13:31
  Speaker 2: got there. How did you get to that point? separate
• 13:34
  Speaker 2: yourself from just being Jane Bagadonis like other real estate agents.
• 13:39
  Speaker 4: Right.
• 13:40
  Speaker 6: Yeah.
• 13:41
  Speaker 3: I had been in real estate for about 10 years
• 13:43
  Speaker 3: before my career started to change. In my early days
• 13:46
  Speaker 3: in real estate, I had babies at home. And so
• 13:48
  Speaker 3: while I was a full-time real estate agent, because I
• 13:51
  Speaker 3: didn't have another job, I was also a full-time mom.
• 13:54
  Speaker 3: So my priorities were where they should have been.
• 13:56
  Speaker 4: And then as my youngest started into kindergarten, that's when
• 14:00
  Speaker 4: I was able.
• 14:00
  Speaker 3: To say, okay, I have hours a day.
• 14:03
  Speaker 4: Where I can dedicate strictly to real.
• 14:05
  Speaker 3: Estate and And I was able at that point to
• 14:07
  Speaker 3: change my marketing and my advertising and really take things
• 14:10
  Speaker 3: up a notch and, you know, start to be the
• 14:13
  Speaker 3: brand that you see today.
• 14:16
  Speaker 6: Yeah.
• 14:16
  Speaker 2: And I mean, you're known for if we don't sell it,
• 14:19
  Speaker 2: we'll buy it or the instant offer program and that
• 14:23
  Speaker 2: kind of stuff. I mean, that's pretty big. That's kind
• 14:30
  Speaker 2: of big. You don't hear that too often. I mean,
• 14:32
  Speaker 2: that really puts yourself out there, doesn't it?
• 14:35
  Speaker 3: It does. We started that instant offer program in 2016.
• 14:38
  Speaker 3: So we're 10 years into the guaranteed sold in the
• 14:42
  Speaker 3: instant offer right now. And twofold, you know, on the
• 14:45
  Speaker 3: first side, we invest in real estate. So if a
• 14:48
  Speaker 3: house doesn't sell, we're happy to buy it. We want to...
• 14:51
  Speaker 3: have more ownership in the Valley and be able to
• 14:53
  Speaker 3: provide rentals and safe places for people to live. And
• 14:57
  Speaker 3: on the other hand, it says that we know what
• 14:59
  Speaker 3: we're talking about and we do guarantee our sale and
• 15:02
  Speaker 3: we're happy to put our money where our mouth is.
• 15:03
  Speaker 3: If I can't sell the house, I will buy it.
• 15:06
  Speaker 2: I mean, that is really unheard of. I mean, so
• 15:10
  Speaker 2: when you took it to that level, and when you
• 15:13
  Speaker 2: started doing your advertising and just changing the whole model here,
• 15:18
  Speaker 2: is that when everything took off and exploded like it
• 15:20
  Speaker 2: is today for you?
• 15:22
  Speaker 3: Yes, that was all around the same time period. So
• 15:25
  Speaker 3: that baby.
• 15:26
  Speaker 4: That went to kindergarten then is now going.
• 15:28
  Speaker 3: To be a junior in high school.
• 15:30
  Speaker 2: But at some point, did you go from a real
• 15:34
  Speaker 2: estate agent to becoming a broker?
• 15:36
  Speaker 3: Yes. In 2018, I got my broker's license, and we
• 15:39
  Speaker 3: opened up Kelly Warren & Associates as an independent brokerage.
• 15:43
  Speaker 3: So we've been here for eight years now, and things
• 15:45
  Speaker 3: are going well.
• 15:46
  Speaker 2: Is it hard to find good real estate agents?
• 15:51
  Speaker 4: It is.
• 15:51
  Speaker 3: I believe that we have found the best of the best.
• 15:53
  Speaker 3: We have about 30 agents here that work at our
• 15:55
  Speaker 3: brokerage and they are some of the most wonderful people
• 15:58
  Speaker 3: that I know. They're hardworking and they're loyal and they're
• 16:01
  Speaker 3: honest and they have high integrity. And I want to
• 16:05
  Speaker 3: work with people that I as a client would want
• 16:07
  Speaker 3: to work with. So my agents do have those high standards.
• 16:11
  Speaker 4: And I'm confident when somebody calls.
• 16:12
  Speaker 3: Me, whether it's myself or one of my agents that's
• 16:15
  Speaker 3: coming to meet with them, I'm confident that they're getting
• 16:17
  Speaker 3: the level of service that I would want them to have.
• 16:19
  Speaker 2: When you look at these expensive homes out on Lake
• 16:22
  Speaker 2: Milton and re-evaluations and the property taxes, do you cringe
• 16:25
  Speaker 2: as a real estate agent like I do?
• 16:28
  Speaker 7: Yes.
• 16:30
  Speaker 4: I love Lake Milton. My mom has a cabin out there,
• 16:32
  Speaker 4: and we.
• 16:32
  Speaker 3: Spend some time at Lake Milton.
• 16:34
  Speaker 4: I'm very fond of it, but I.
• 16:35
  Speaker 3: Sometimes look, and I'm like, this is not the ocean.
• 16:39
  Speaker 2: Oh, yes.
• 16:40
  Speaker 3: The home values are a little wild, even for me.
• 16:44
  Speaker 2: All right. You've got a big event coming on. Let
• 16:46
  Speaker 2: me do my commercial break, and you can tell folks
• 16:48
  Speaker 2: about it. Stand by, Kelly, if you will.
• 16:50
  Speaker 4: Thank you.
• 16:50
  Speaker 2: All right. So we'll talk more with Kelly Warren from
• 16:53
  Speaker 2: Kelly Warren & Associates right after this. Ron Furb from
• 16:57
  Speaker 2: the Kingdom of Mahoney. Give your home an energy up.
• 17:01
  Speaker 1: And Talk Station 570 WKBN.
• 17:05
  Speaker 2: 324 in the afternoon. Ron Furb, News Radio 570 WKBN.
• 17:08
  Speaker 2: Kelly Warren. I'm picking her brain a little bit here.
• 17:10
  Speaker 2: We'll get to this. She's got a big event for
• 17:13
  Speaker 2: you for free coming up. I want to hear about that.
• 17:16
  Speaker 2: But first, do you get a lot of people, Kelly,
• 17:19
  Speaker 2: that are coming to our area from other states since
• 17:21
  Speaker 2: it's more affordable to live here and we've gotten some
• 17:24
  Speaker 2: good publicity lately?
• 17:26
  Speaker 3: We do, yes, twofold. A lot of people who grew
• 17:29
  Speaker 3: up in the Valley and moved away as young adults
• 17:31
  Speaker 3: and have lived their life other places move back at
• 17:34
  Speaker 3: retirement age. Property taxes are cheaper, cheaper cost of living,
• 17:38
  Speaker 3: aging parents.
• 17:40
  Speaker 4: So we see a lot of out-of-towners.
• 17:41
  Speaker 3: That are Youngstown as a hometown that move back to
• 17:44
  Speaker 3: the Valley. And then we see a lot of people
• 17:46
  Speaker 3: that find Youngstown area a nice place to live and
• 17:49
  Speaker 3: to raise children. So anybody who can work from home
• 17:52
  Speaker 3: or that has a job in Cleveland or Pittsburgh or
• 17:55
  Speaker 3: only has to go to the office, you know, I
• 17:58
  Speaker 3: sold a house to somebody that works in St. Louis
• 18:00
  Speaker 3: but only has to go to their office one week
• 18:01
  Speaker 3: a month. So they live here and just travel to
• 18:04
  Speaker 3: work when they need to.
• 18:07
  Speaker 2: Is Columbiana a hotspot? I mean, as far as growth
• 18:10
  Speaker 2: and people... buying new homes there or existing homes?
• 18:14
  Speaker 3: Yes, people love Columbiana. They did a good job a
• 18:17
  Speaker 3: couple of years ago with that tax abatement. So that
• 18:19
  Speaker 3: drew some attention there. They were voted in that top
• 18:22
  Speaker 3: happiest places to live. So Columbiana has had a lot
• 18:25
  Speaker 3: of good press over the recent years.
• 18:27
  Speaker 2: You ever go to that gathering place down there by
• 18:30
  Speaker 2: the restaurant and everything where they have the movies and
• 18:32
  Speaker 2: the concerts? I mean, it's really kind of a very cute.
• 18:35
  Speaker 2: It's a great idea, isn't it? I mean, it's just
• 18:38
  Speaker 2: it brings the community together. And that's that's important for
• 18:42
  Speaker 2: an area for people to go. That's why when you
• 18:44
  Speaker 2: look at Canfield with the green, I think that's an
• 18:46
  Speaker 2: important thing. I don't know if you've ever been a
• 18:49
  Speaker 2: city of Medina with the square up there.
• 18:51
  Speaker 3: Yes.
• 18:52
  Speaker 4: Yeah.
• 18:52
  Speaker 3: All of those places that have those quaint little local areas,
• 18:55
  Speaker 3: a lot of charm to them. In Canfield at that green,
• 18:58
  Speaker 3: they do an annual tree lighting. They do their 4th
• 19:00
  Speaker 3: of July celebration there. They just revamped one of the
• 19:03
  Speaker 3: larger buildings there and put in some smaller restaurants and
• 19:06
  Speaker 3: an ice cream shop. So anytime that they're doing those
• 19:08
  Speaker 3: things where it just draws.
• 19:10
  Speaker 4: Your attention right back to the center.
• 19:11
  Speaker 3: Of town, that's great.
• 19:13
  Speaker 2: Have you ever gone in any of those homes to
• 19:16
  Speaker 2: put them up for sale on Fifth Avenue, those mansions,
• 19:19
  Speaker 2: and walked in and go, wow, do you know what
• 19:21
  Speaker 2: this would cost to build today? Or this type of
• 19:24
  Speaker 2: craftsmanship isn't around today?
• 19:26
  Speaker 3: Yeah, if you picked up that house and moved it
• 19:28
  Speaker 3: to Canfield or to California, I mean, the value would
• 19:31
  Speaker 3: be so much different than it is where it sits
• 19:33
  Speaker 3: there on Fifth Avenue.
• 19:34
  Speaker 4: But I'm very fond of those homes.
• 19:36
  Speaker 3: My grandparents had a house on Balney along Mill Creek
• 19:38
  Speaker 3: Park and that same kind of architecture and style that just,
• 19:42
  Speaker 3: you know, it would be.
• 19:44
  Speaker 4: Stunning if it was in the right area today. But
• 19:46
  Speaker 4: those are fantastic homes to go tour.
• 19:48
  Speaker 2: Are we seeing an interest for people? to move into
• 19:51
  Speaker 2: the city of Youngstown for the affordability of housing in Youngstown, Kelly?
• 19:56
  Speaker 3: We do, yes. With so many areas being open enrollment
• 19:59
  Speaker 3: or with people that don't need a certain school district,
• 20:01
  Speaker 3: we do see a large amount of people living in
• 20:03
  Speaker 3: Youngstown that hadn't in years past.
• 20:06
  Speaker 2: From the affordability aspect of it, as the suburbs continue
• 20:10
  Speaker 2: to get more expensive. There's not, are there that, well,
• 20:14
  Speaker 2: there's new home developments, but we're running out of land,
• 20:16
  Speaker 2: aren't we, for those? We are.
• 20:18
  Speaker 3: Land is a limited resource, so there's only going to
• 20:21
  Speaker 3: be so much of it. We can't build any more
• 20:23
  Speaker 3: of it. And once it's all built on, then you're
• 20:26
  Speaker 3: only looking at revitalizing. But we do still see some
• 20:29
  Speaker 3: vacant land and some new developments going up in Canfield
• 20:32
  Speaker 3: and in some of those outer surrounding areas that have
• 20:34
  Speaker 3: remained rural.
• 20:35
  Speaker 2: Is there a shortage of condos? We're an older community,
• 20:39
  Speaker 2: and I understand condos sell really fast.
• 20:43
  Speaker 4: Yeah, we had a big condo boom in.
• 20:44
  Speaker 3: The last 15 years or so where a lot of
• 20:48
  Speaker 3: condos went up and supplied that need. I don't know
• 20:50
  Speaker 3: that there's a shortage right now, but they're certainly selling
• 20:53
  Speaker 3: quickly and turning over pretty good. So the need is
• 20:57
  Speaker 3: being filled.
• 20:58
  Speaker 2: Talking with Kelly Warren, you have a big event that
• 21:01
  Speaker 2: you're going to be doing. When is this going to be?
• 21:04
  Speaker 3: We sure do. It's tomorrow. So right now, as I'm
• 21:07
  Speaker 3: talking to you, I've got a whole office full of
• 21:09
  Speaker 3: people around me assembling bags and making signs and prepping
• 21:12
  Speaker 3: for tomorrow's event.
• 21:14
  Speaker 2: What is tomorrow's event, and what are you going to
• 21:16
  Speaker 2: be doing?
• 21:17
  Speaker 3: We are doing a back-to-school bash. It is a free
• 21:19
  Speaker 3: community event.
• 21:20
  Speaker 4: It is open to the public.
• 21:22
  Speaker 3: Anybody in the area for school-age children, we're passing out
• 21:25
  Speaker 3: free school supplies. And in addition to that, they can
• 21:28
  Speaker 3: get lunch and get a little Dairy Queen snack. We're
• 21:30
  Speaker 3: going to have free haircuts. a bounce house, some different
• 21:37
  Speaker 3: face painting, break a board, touch a truck, Boardman Police
• 21:40
  Speaker 3: and Fire coming out with the vehicles for the kids
• 21:42
  Speaker 3: to climb through and look at. So all kinds of fun, free,
• 21:46
  Speaker 3: family-oriented activities happening here in the Kelly Warren & Associates
• 21:49
  Speaker 3: parking lot tomorrow.
• 21:50
  Speaker 2: Where is that parking lot?
• 21:53
  Speaker 3: We are at 755 Boardman Canfield Road, and we're on
• 21:56
  Speaker 3: 224 near West Boulevard.
• 21:58
  Speaker 2: What are the hours?
• 22:00
  Speaker 3: It's from 1 to 3 tomorrow.
• 22:02
  Speaker 2: So from 1 to 3 tomorrow, I want to make
• 22:05
  Speaker 2: sure that people hear this. So from 1 to 3 tomorrow.
• 22:08
  Speaker 2: I always sit back, gang. I've got to tell you something.
• 22:10
  Speaker 2: I always say to myself, isn't it something that you
• 22:13
  Speaker 2: get some of these people that are in business and
• 22:16
  Speaker 2: they do stuff and give a bunch of stuff away
• 22:18
  Speaker 2: for free? And, I mean, that's kind of special. And
• 22:22
  Speaker 2: so tomorrow is the day Kelly Warren has left. Decided
• 22:26
  Speaker 2: from 1 to 3 tomorrow. So if you have children,
• 22:30
  Speaker 2: let me do my half-hour break. Just bear with me
• 22:32
  Speaker 2: a few more minutes. All right, Kelly? Okay. Stand by.
• 22:35
  Speaker 2: It is the infamous Kelly Warren of Kelly Warren Real
• 22:38
  Speaker 2: Estate on NewsRadio 570 WKVN with a free event tomorrow.
• 22:42
  Speaker 2: So if you have kids or grandkids, listen up. I'll
• 22:45
  Speaker 2: make sure all those details get out there. Interesting to
• 22:48
  Speaker 2: hear what she has to say about real estate and
• 22:50
  Speaker 2: more when we come back. NewsRadio 570 WKVN.
• 22:56
  Speaker 7: Bond is set at $ 2 million for one of three
• 22:59
  Speaker 7: people charged in connection with the deaths of two women
• 23:02
  Speaker 7: in Canton. 42-year-old Katina Spells and 31-year-old Courtney Yeager were
• 23:07
  Speaker 7: found shot dead Sunday at the scene of an apartment
• 23:09
  Speaker 7: fire on Allen Page Drive Southeast. Eric Lamar is pleading
• 23:13
  Speaker 7: not guilty to charges including aggravated arson. A man is
• 23:17
  Speaker 7: in the hospital after a stabbing last night near an
• 23:19
  Speaker 7: apartment complex on Blackstone Drive in Centerville. Authorities say the
• 23:23
  Speaker 7: man called 911 at around 9 p.m. and claimed he'd
• 23:26
  Speaker 7: been attacked by his girlfriend. No other details have been
• 23:29
  Speaker 7: made available so far. The Fairborn Sweet Corn Festival is
• 23:33
  Speaker 7: back in the Miami Valley this weekend. The event runs
• 23:36
  Speaker 7: tomorrow and Sunday at Community Park on Dayton Yellow Springs Road.
• 23:39
  Speaker 7: Guests can enjoy a variety of food, live entertainment, and kids' activities.
• 23:43
  Speaker 7: Additional information is available at fairbornsweetcornfestival.org. I'm Andy Betts.
• 23:49
  Speaker 2: Listen on the.
• 23:50
  Speaker 1: Free iHeartRadio app for all your music, news, talk, and
• 23:53
  Speaker 1: sports radio.
• 23:54
  Speaker 2: Podcast 2. Download the app.
• 23:57
  Speaker 5: Free.
• 23:57
  Speaker 2: Never sounded so good.
• 24:00
  Speaker 1: Now, Ron Verb on NewsRadio 570 WKBN.
• 24:06
  Speaker 2: Interesting talking with Kelly Warren because she's kind of on
• 24:08
  Speaker 2: the front lines out there, gang, as far as what's
• 24:10
  Speaker 2: going on. I mean, obviously, if you own a home
• 24:14
  Speaker 2: or want to own a home and that kind of stuff,
• 24:16
  Speaker 2: Get some info here. I'm going to get back to
• 24:19
  Speaker 2: this event. You ever sell somebody's home, then they buy
• 24:23
  Speaker 2: another one or move and they miss their old home
• 24:25
  Speaker 2: and they want to buy it back?
• 24:27
  Speaker 4: I have not had them want to buy it back.
• 24:29
  Speaker 3: I have had them call and say that they miss it.
• 24:32
  Speaker 3: We're a little bit.
• 24:33
  Speaker 4: Tied to our homes emotionally as much as.
• 24:36
  Speaker 3: We just live in them.
• 24:38
  Speaker 2: All right, I was just curious. All right, but this
• 24:42
  Speaker 2: is a great community. I mean, we've got a lot
• 24:45
  Speaker 2: of economic development that's going to be going on here,
• 24:47
  Speaker 2: Kimberly Clark and a lot more. So, I mean, strength-wise,
• 24:52
  Speaker 2: we've got, I would think, more people that are going
• 24:54
  Speaker 2: to be moving here, not just because we get some
• 24:57
  Speaker 2: great national reviews, as you heard the Chamber say, number one,
• 25:00
  Speaker 2: and much to their surprise about housing here, and that's
• 25:04
  Speaker 2: a good thing, and people moving here from other states.
• 25:08
  Speaker 2: So there's a lot of good news for our area, right?
• 25:12
  Speaker 3: There is. There is. It's really, you know, I feel
• 25:15
  Speaker 3: like the Mahoning Valley is pretty underrated.
• 25:18
  Speaker 7: It's a.
• 25:20
  Speaker 8: Knew that.
• 25:21
  Speaker 4: But on the same hand, I want.
• 25:22
  Speaker 3: To keep it small and local and wonderful like we
• 25:24
  Speaker 3: have it. So don't let the secret out too far. Right.
• 25:27
  Speaker 2: Because you don't want to get tied up in like
• 25:28
  Speaker 2: that I-4 traffic in Florida and that kind of stuff.
• 25:31
  Speaker 2: You want to be able to get from point A
• 25:33
  Speaker 2: to point B and enjoy it. And that goes for
• 25:36
  Speaker 2: Mahoning and Trumbull counties and Columbiana County. I had always
• 25:40
  Speaker 2: heard that a lot of people were moving from Cranberry
• 25:42
  Speaker 2: to Columbiana County because it was a lot more affordable
• 25:44
  Speaker 2: to live there.
• 25:46
  Speaker 3: It is so much more affordable and such an easy commute.
• 25:49
  Speaker 2: Absolutely. All right. Now, once again, Kelly Warren's got a
• 25:52
  Speaker 2: free event. So if you have children or grandchildren, whatever
• 25:57
  Speaker 2: the case might be, what are the ages do you
• 25:59
  Speaker 2: think the event's catered for mainly?
• 26:02
  Speaker 4: School-aged, so anybody from kindergarten through high school.
• 26:05
  Speaker 2: Well, school-age for me was anywhere from kindergarten to about
• 26:08
  Speaker 2: 27 by the time I got out.
• 26:12
  Speaker 4: I don't know if somebody that's 25 wants our binders
• 26:15
  Speaker 4: and notebooks, but if they need them, they're welcome to
• 26:17
  Speaker 4: come by.
• 26:17
  Speaker 2: All right, so what are you giving away tomorrow? Pay attention, folks.
• 26:21
  Speaker 2: And this stuff is free, all right? What free stuff
• 26:25
  Speaker 2: will Kelly Warren be giving away tomorrow on 224 there?
• 26:29
  Speaker 3: It is free while supplies last and the student needs
• 26:33
  Speaker 3: to be present to receive. But we are giving out
• 26:36
  Speaker 3: back to school supplies. So everything from glue sticks and
• 26:40
  Speaker 3: crayons and pencil packets to book bags. We are giving
• 26:44
  Speaker 3: lunch and there'll be some Dairy Queen treats and a
• 26:47
  Speaker 3: photo booth and a DJ and a bounce house and
• 26:50
  Speaker 3: all sorts of just free entertainment for the kids and
• 26:53
  Speaker 3: for the family.
• 26:54
  Speaker 2: No charge to get in. Stuff given away for free.
• 26:57
  Speaker 2: It happens tomorrow. We should have good weather, too, incidentally.
• 27:00
  Speaker 2: It's happening tomorrow. What time once again?
• 27:04
  Speaker 3: From 1 o'clock to 3 o'clock.
• 27:06
  Speaker 2: And where's this going on? Right by 224 and West Boulevard.
• 27:09
  Speaker 2: The Kelly Warren office is in that area.
• 27:11
  Speaker 3: Correct. Yes. 755 Boardman Canfield Road. You'll see the moving
• 27:15
  Speaker 3: truck and the activities going on.
• 27:16
  Speaker 2: You won't miss it. Well, all right. I think that's
• 27:20
  Speaker 2: really something when people do so much and give so
• 27:23
  Speaker 2: much for the area. And it's a wonderful event for people.
• 27:28
  Speaker 2: And so, folks, if you've got kids in school, swing
• 27:30
  Speaker 2: on by and say hi to Kelly Warren and grab
• 27:33
  Speaker 2: a binder and a glue stick and all of that
• 27:36
  Speaker 2: kind of stuff. It's going to be given tomorrow. All right.
• 27:40
  Speaker 2: Any other words of wisdom you can give me, Kelly,
• 27:42
  Speaker 2: before we part ways? I mean, it's been a wonderful
• 27:46
  Speaker 2: experience here just looking at it.
• 27:48
  Speaker 4: Yeah, I think we covered a lot of ground today, Ron.
• 27:51
  Speaker 2: There's a lot of ground to cover. I'm optimistic about
• 27:54
  Speaker 2: our area. We do have affordability in every aspect. We
• 27:59
  Speaker 2: have high-priced neighborhoods. We have affordability. We have middle-class neighborhoods.
• 28:04
  Speaker 2: And when I read where we do so well on
• 28:07
  Speaker 2: these national polls, Kelly, national polls, The rate is so high.
• 28:11
  Speaker 2: It doesn't surprise me at all. I mean, and I
• 28:14
  Speaker 2: just look at it. It kind of makes me smile.
• 28:18
  Speaker 2: And we say, you know, this isn't... Yeah, it makes
• 28:19
  Speaker 2: us proud.
• 28:20
  Speaker 4: It's a good place to live.
• 28:21
  Speaker 2: It really is a good place to live. Oh, we
• 28:24
  Speaker 2: got to put up with winter. But sometimes we have
• 28:25
  Speaker 2: mild winters and that kind of stuff. And the Canfield
• 28:28
  Speaker 2: Fair brings a lot of people to town, too. So
• 28:30
  Speaker 2: keep all of that in mind. A lot of great stuff.
• 28:32
  Speaker 2: All right. There she is. The queen of real estate
• 28:36
  Speaker 2: is what I would say. I mean, when it comes
• 28:37
  Speaker 2: to real estate... Everybody knows Kelly Warren. All right, Kelly,
• 28:41
  Speaker 2: thank you for your time. Thank you, Ron.
• 28:42
  Speaker 3: I appreciate you.
• 28:43
  Speaker 2: Thank you. Appreciate you and your great efforts. Thank you.
• 28:46
  Speaker 2: Kelly Warren on NewsRadio 570. How about that when somebody
• 28:51
  Speaker 2: does something totally for free like that to give stuff
• 28:53
  Speaker 2: away to kids? I mean, that's really special. I mean,
• 28:56
  Speaker 2: it takes people with a good, caring heart to do
• 28:59
  Speaker 2: that kind of stuff and give it away to kids.
• 29:04
  Speaker 2: People for free. That's a really noble thing to do,
• 29:06
  Speaker 2: isn't it? All right. 330-729-9977 will get you through to us.
• 29:12
  Speaker 2: That's kind of a positive and a lot of positive stuff.
• 29:15
  Speaker 2: You know, we talk a lot about our area and community,
• 29:19
  Speaker 2: but we really have scored well here. I don't know
• 29:22
  Speaker 2: if you've looked at some of these, I don't want
• 29:25
  Speaker 2: to say surveys, but results nationwide where our area is
• 29:29
  Speaker 2: scoring quite well as far as an area to move to.
• 29:33
  Speaker 2: Not move from, move to. And they look at our
• 29:37
  Speaker 2: housing stock, the affordability. of being able to buy a home,
• 29:42
  Speaker 2: because we have all types of price ranges here. The
• 29:45
  Speaker 2: ease to get from point A to point B. We're
• 29:47
  Speaker 2: not so congested that it's difficult to get around. I mean,
• 29:51
  Speaker 2: there's a lot of good things. Tons of golf courses.
• 29:55
  Speaker 2: A lot of great shopping, whether it's on 224 or 422.
• 30:01
  Speaker 2: A lot of things to do. People always brag about
• 30:04
  Speaker 2: Mill Creek Park and the Butler and the Poland Library
• 30:08
  Speaker 2: and how beautiful it is. We try to keep that
• 30:11
  Speaker 2: going and alive. And so many other things. Just the
• 30:16
  Speaker 2: local food and restaurants. Just the great stuff that we
• 30:19
  Speaker 2: have in our community. It is a special place. And
• 30:24
  Speaker 2: I think it's interesting it's becoming more of that over
• 30:28
  Speaker 2: the years as time goes on. So there you have it.
• 30:31
  Speaker 2: All right, so let me see here. You're on the air.
• 30:35
  Speaker 5: Real estate. Is the Kennedy Center good real estate?
• 30:40
  Speaker 2: The Kennedy Center. You mean the Kennedy Trump Center. Remember
• 30:45
  Speaker 2: when he wanted to put his name on it, too?
• 30:48
  Speaker 2: That was ridiculous.
• 30:50
  Speaker 6: Yeah.
• 30:51
  Speaker 4: No, no.
• 30:52
  Speaker 5: The Kennedy is considering keeping it open. Do you think
• 30:59
  Speaker 5: there's going to be a lot of traffic at the,
• 31:04
  Speaker 5: do you call it, Kennedy Center with the.
• 31:12
  Speaker 2: Dr.
• 31:13
  Speaker 5: Jesus as the head of the Kennedy Center?
• 31:19
  Speaker 2: Are you talking about the Kennedy Center, right?
• 31:26
  Speaker 5: Yes, in Washington, D.C.
• 31:28
  Speaker 2: Right, right. It's the Kennedy Center. It should be called
• 31:34
  Speaker 2: the Kennedy Center because it's named after him. I think
• 31:37
  Speaker 2: John Kennedy. How about that? I get a little tired
• 31:40
  Speaker 2: of Trump or the people around him wanting to put
• 31:42
  Speaker 2: his name on everything. I think it gets ridiculous. But, yeah,
• 31:45
  Speaker 2: the Kennedy Center is going to be there. Now, why
• 31:48
  Speaker 2: do you care? You sound like you're a little discombobulated
• 31:50
  Speaker 2: when you're calling me on the phone. Have you been
• 31:52
  Speaker 2: drinking today, sir? Look at my finger. Follow my finger,
• 31:56
  Speaker 2: all right? I want to make sure that your eyeballs
• 31:58
  Speaker 2: are following my finger. I'm going to do a radio
• 32:01
  Speaker 2: sobriety test here to make sure that you're not inebriated.
• 32:04
  Speaker 2: or maybe smoking dope, all right, on your phone call.
• 32:09
  Speaker 5: And you think I could see your finger?
• 32:12
  Speaker 8: Yes.
• 32:12
  Speaker 2: Which finger is that? This one right here. Are you
• 32:15
  Speaker 2: seeing this finger? I want you to follow it with
• 32:17
  Speaker 2: your eyeballs, back and forth, back and forth. You sound
• 32:20
  Speaker 2: like you could be inebriated to me. Have you been drinking?
• 32:25
  Speaker 2: I smell alcohol.
• 32:28
  Speaker 5: Are you delusional?
• 32:29
  Speaker 2: Yes, I am.
• 32:30
  Speaker 5: Like your choice in... The party you..
• 32:36
  Speaker 2: Yes, I am a member of... Yes, I'm a member... Yes,
• 32:39
  Speaker 2: the Republican Party, and it has disappointed me in many ways,
• 32:42
  Speaker 2: but it's so much better than the Democratic Party, or
• 32:46
  Speaker 2: the Democrat Party, because I don't believe a man can
• 32:48
  Speaker 2: have a baby. I can define what a woman is.
• 32:52
  Speaker 2: I don't believe in an open border. that people could
• 32:54
  Speaker 2: just come in here and invade this place. I don't
• 32:57
  Speaker 2: believe that we should have people who are men who
• 33:00
  Speaker 2: claim to be women participating in women's sports. I don't
• 33:04
  Speaker 2: think we need more government programs to hand out more
• 33:08
  Speaker 2: money in a country that's $ 40 trillion in debt. Yeah,
• 33:12
  Speaker 2: so I'm real content with the party I'm a member
• 33:16
  Speaker 2: of because of the two parties. You have the Democrat
• 33:20
  Speaker 2: Party that's becoming the Socialist Party that thinks... that doesn't
• 33:24
  Speaker 2: believe in personal responsibility or personal achievements and thinks we
• 33:28
  Speaker 2: should tax the living hell out of you and give
• 33:30
  Speaker 2: it to somebody that hasn't made that effort, or that
• 33:34
  Speaker 2: if you're a man, you can declare yourself a woman,
• 33:37
  Speaker 2: or that you can be president and not even know
• 33:40
  Speaker 2: what day of the week it is and will cover
• 33:42
  Speaker 2: your ass during the entire time and act like you're
• 33:45
  Speaker 2: sharp as a tack. Yeah, yeah, I'm really comfortable with it.
• 33:49
  Speaker 2: Thanks for asking. You're on the air.
• 33:52
  Speaker 6: Ron, I got a question to ask you. I think
• 33:55
  Speaker 6: a week ago or two weeks ago, I can't remember
• 33:58
  Speaker 6: the number that you said. I don't know if you
• 34:01
  Speaker 6: meant in the United States with the housing market or
• 34:04
  Speaker 6: in the state of Ohio about the foreclosures. I think
• 34:10
  Speaker 6: you said 575,000 houses were in foreclosure.
• 34:16
  Speaker 2: No, no, no. I said 575,000 houses in the state
• 34:19
  Speaker 2: of Ohio are delinquent on their property taxes.
• 34:23
  Speaker 6: Oh, are delinquent. That's the property tax.
• 34:26
  Speaker 4: Okay.
• 34:27
  Speaker 2: It's the highest it's ever been.
• 34:30
  Speaker 6: That's a lot.
• 34:31
  Speaker 2: Yeah, I mean, in the state of Ohio, I mean,
• 34:33
  Speaker 2: when people act like property taxes aren't an issue as
• 34:36
  Speaker 2: they continue to go up and up and up at
• 34:39
  Speaker 2: astronomical amounts that we've never seen before, we are seeing
• 34:42
  Speaker 2: more delinquencies when it comes to property taxes, and it's
• 34:46
  Speaker 2: about $ 575, 000 in the state of Ohio. That is huge.
• 34:51
  Speaker 6: So what's going to happen? Well, that's a lot. That's
• 34:55
  Speaker 6: What's going to happen if half of those people don't
• 34:59
  Speaker 6: get caught up in our property tax? So the state
• 35:02
  Speaker 6: of Ohio has the right.
• 35:03
  Speaker 2: To take your house. The local community will take your
• 35:07
  Speaker 2: house and sell it at sheriff's sale, and then you're
• 35:11
  Speaker 2: evicted from your property. It's ridiculous. You can own your home.
• 35:16
  Speaker 2: It can be totally paid off. And let's say you
• 35:19
  Speaker 2: get sick. or you lose your job, or whatever the
• 35:22
  Speaker 2: case might be, or you're on retirement and they keep
• 35:26
  Speaker 2: raising your property taxes and you fall behind or you
• 35:29
  Speaker 2: can't pay them, that they can throw you out of
• 35:31
  Speaker 2: your house. It's totally..
• 35:34
  Speaker 6: If you have a house that's $ 200, 000, okay, and it's
• 35:38
  Speaker 6: worth $ 200, 000, and let's say you're backed up, let's say,
• 35:43
  Speaker 6: $ 20, 000 in property tax. So they take the house and
• 35:46
  Speaker 6: sell it..
• 35:48
  Speaker 2: At sheriff's sale.
• 35:50
  Speaker 6: So they can sell for $ 30, 000, $ 50, 000. Right.
• 35:52
  Speaker 2: Or they can sell it for whatever.
• 35:55
  Speaker 6: And pay you the difference of what you owe.
• 36:00
  Speaker 2: Well, they're going to take out the property taxes, and
• 36:03
  Speaker 2: I would like to think there was a dispute because
• 36:06
  Speaker 2: for years they would pocket the money, and I don't
• 36:10
  Speaker 2: know if the additional money goes to the owner of
• 36:13
  Speaker 2: the home or not. I'm not sure.
• 36:15
  Speaker 6: I would hope it would go to the owner.
• 36:18
  Speaker 2: Of the home. There's something wrong, though, where the government
• 36:23
  Speaker 2: can seize your private property and sell it, and you're
• 36:28
  Speaker 2: thrown out. You paid it off, you have title to it,
• 36:32
  Speaker 2: and the government can seize your property and sell it
• 36:36
  Speaker 2: out from under you. I mean, the whole property tax
• 36:40
  Speaker 2: thing is a big deal now because of how high
• 36:43
  Speaker 2: property taxes are going up. They're going up at astronomical
• 36:47
  Speaker 2: numbers and continue to do so.
• 36:49
  Speaker 8: Real quick, when does.
• 36:51
  Speaker 6: That go on the ballot? I don't mean to interrupt you.
• 36:53
  Speaker 2: No, that's fine. We're still collecting signatures. They're hoping for,
• 37:00
  Speaker 2: I think it's going to be in 2027, if I'm
• 37:02
  Speaker 2: not mistaken.
• 37:03
  Speaker 6: 20, 20, 20 W November 27.
• 37:08
  Speaker 2: Then that, or maybe, I think maybe sooner than that.
• 37:11
  Speaker 2: I'm not sure, but it, but they have a lot
• 37:14
  Speaker 2: of signatures. Make no mistake. They have a ton of signatures. Yeah.
• 37:19
  Speaker 2: They just want to get a decent cushion so that
• 37:23
  Speaker 2: you don't, you want to make sure if they start
• 37:26
  Speaker 2: throwing some signatures out, you've got enough to cover it.
• 37:28
  Speaker 2: So you always want to get a good cushion. Well
• 37:32
  Speaker 2: over what the minimum is. Follow me.
• 37:34
  Speaker 6: Yeah. Well, Yeah, I follow you, but like I said,
• 37:36
  Speaker 6: I was listening to you talking to Kelly.
• 37:38
  Speaker 2: Kelly Warren. Kelly Warren.
• 37:41
  Speaker 6: Well, I'm listening, and she brought up, well, there's houses
• 37:46
  Speaker 6: selling for $ 168, 000. And then I'm on the market looking
• 37:53
  Speaker 6: for a house. And I tell you right now, a
• 37:55
  Speaker 6: house for $ 168, 000, you better put another $ 100, 000 into it
• 37:58
  Speaker 6: because they're destroyed.
• 38:00
  Speaker 2: It depends. You're looking for a house. In all seriousness now,
• 38:05
  Speaker 2: I'm going to be serious. If you're looking for a house,
• 38:07
  Speaker 2: and I'm going to tell you, call Kelly Warren and
• 38:09
  Speaker 2: have her work for you. That's what it's all about,
• 38:12
  Speaker 2: and she'll help you find one. It depends what area
• 38:15
  Speaker 2: you want to be in. It depends what you're looking for,
• 38:20
  Speaker 2: but you can find, I mean, I don't know what
• 38:23
  Speaker 2: your budget is, but if you're saying you'd probably get
• 38:27
  Speaker 2: a much better home at $ 200, 000 or $ 250, 000, you'd be
• 38:30
  Speaker 2: absolutely correct on that.
• 38:32
  Speaker 6: To move into a house that's totally movable, like she said,
• 38:37
  Speaker 6: to move in. You're looking around $ 300, 000. I've seen houses
• 38:40
  Speaker 6: go for $ 230, 000. I talked to you about a month ago.
• 38:44
  Speaker 2: Well, it depends where. I mean, it depends who owned
• 38:46
  Speaker 2: it before you. I mean, there's a lot of people
• 38:50
  Speaker 2: who take great care of their homes, and when they
• 38:52
  Speaker 2: move out, they are impeccable, and you could move right in.
• 38:56
  Speaker 2: That's what you want to go look and find, and
• 38:58
  Speaker 2: they are out there. There are plenty of people. And
• 39:00
  Speaker 2: then there are those sections of people that are just pigs.
• 39:03
  Speaker 2: I agree with that, too.
• 39:06
  Speaker 6: I've been in houses. I wouldn't give them $ 50, 000 for it.
• 39:09
  Speaker 2: Well, that's right. It's a great country. You can walk
• 39:12
  Speaker 2: away from it and say, that's not for me. So
• 39:14
  Speaker 2: that's cool. All right, Ron. All right, Tiger. Get on
• 39:19
  Speaker 2: a stick and start buying. But at least you've got
• 39:25
  Speaker 2: to determine. You've got to save money. In my opinion,
• 39:27
  Speaker 2: you got to have money to put down because that was,
• 39:32
  Speaker 2: I always did that. I mean, I made sure I
• 39:35
  Speaker 2: had 20% down because I didn't want to pay PNMI insurance.
• 39:39
  Speaker 2: And once I bought a house or let's say when
• 39:45
  Speaker 2: I bought or built Verb Manor 1996, that's when I said,
• 39:55
  Speaker 2: I'm going to pay this thing off. I mean, I
• 39:57
  Speaker 2: didn't want to have this hanging over my head for
• 39:59
  Speaker 2: 30 years or 20 years or whatever it was. I mean,
• 40:02
  Speaker 2: I just, I can't stand that. I just can't stand it.
• 40:06
  Speaker 2: That's just not me. So my goal was to get
• 40:09
  Speaker 2: it paid off as quickly as possible. And you got
• 40:12
  Speaker 2: to be dedicated to that. That means you probably won't
• 40:15
  Speaker 2: be taking a wine vacation, but you'll get satisfaction. My
• 40:18
  Speaker 2: dad would always say, you know, if you're in debt,
• 40:20
  Speaker 2: you're a slave. That makes you a slave. So you've
• 40:24
  Speaker 2: got to make sure that you're in debt. There's freedom
• 40:27
  Speaker 2: of it. And whenever I talk, one of the most
• 40:29
  Speaker 2: interesting guys I've talked to about debt was the guru
• 40:32
  Speaker 2: from Gerard, Michael from Gerard. And I often have him
• 40:37
  Speaker 2: retell that story. And maybe I'll strive to do that
• 40:39
  Speaker 2: today if I can get, if he calls me in
• 40:42
  Speaker 2: on how he was in debt and how he got
• 40:44
  Speaker 2: out of it with the Dave Ramsey method, the snowball effect.
• 40:47
  Speaker 2: And he got out of debt and became debt free.
• 40:50
  Speaker 2: And he just was so much, life was so much
• 40:53
  Speaker 2: better without having a bunch of debt and that kind
• 40:55
  Speaker 2: of stuff. But I always sit here, I get frustrated
• 40:58
  Speaker 2: with politicians and property taxes because I think they make
• 41:01
  Speaker 2: it more difficult as property taxes continue to go higher
• 41:04
  Speaker 2: and higher for people to buy a home or first-time
• 41:06
  Speaker 2: homebuyers to get in a home. And I don't think
• 41:09
  Speaker 2: any of these local politicians give a damn. That's why
• 41:11
  Speaker 2: I love having Commissioner Plechnik from Lake County on because
• 41:16
  Speaker 2: he gets it. But then again, he's so much smarter
• 41:19
  Speaker 2: than the rest of them. Your one stop for advertising.
• 41:24
  Speaker 2: Call 844-KBN. Heidi Ho, 356 in the afternoon. It's Friday,
• 41:28
  Speaker 2: August 14th. It's 84 degrees. Ron Verb, NewsRadio 570, WKBN.
• 41:34
  Speaker 2: And you're on the air.
• 41:36
  Speaker 6: Ronald.
• 41:37
  Speaker 2: It's Ted the Conservative.
• 41:40
  Speaker 8: Ted the Conservative. I wasn't planning on calling you. I'm
• 41:43
  Speaker 8: busy here doing some work, but I heard you make
• 41:46
  Speaker 8: a statement.
• 41:46
  Speaker 2: So I'm like an afterthought to you. I see my ranking,
• 41:50
  Speaker 2: you know.
• 41:53
  Speaker 8: I don't like to call in so often, you know.
• 41:55
  Speaker 8: Once a week is enough.
• 41:56
  Speaker 2: I don't know.
• 41:57
  Speaker 6: Let the other people get in.
• 41:59
  Speaker 2: I like the insight of Ted the Conservative. I feel
• 42:01
  Speaker 2: the program's much better with it than without it.
• 42:05
  Speaker 8: Well, thank you. I appreciate that. I try to educate
• 42:09
  Speaker 8: with strategizing. Yes. From the George Bush vocabulary of words.
• 42:14
  Speaker 2: Yes.
• 42:16
  Speaker 8: But hey, Donald, you mentioned the Kennedy Center.
• 42:20
  Speaker 2: Yes.
• 42:21
  Speaker 8: That little feeble man, the narcissistic president, Donald Trump, couldn't
• 42:28
  Speaker 8: handle his name being removed. Now he's got those people
• 42:32
  Speaker 8: trying to get his name back on that bill. The board,
• 42:36
  Speaker 8: all appointed by Donald Trump, voted yesterday, I believe it was,
• 42:40
  Speaker 8: or the day before, again, to put his name on
• 42:43
  Speaker 8: the bill.
• 42:46
  Speaker 2: This would be an interesting discussion, because here's where I
• 42:49
  Speaker 2: think Ted the Conservative separates himself from so many other
• 42:53
  Speaker 2: Trump supporters. Because I'm going to tell you something, folks.
• 42:59
  Speaker 2: I get sick of this idea of we got to
• 43:01
  Speaker 2: put Trump's name on everything. It is absolutely bizarre to me.
• 43:06
  Speaker 2: It is. I don't care if you appointed the board
• 43:08
  Speaker 2: or not. It's the Kennedy Center. It doesn't need to
• 43:10
  Speaker 2: be known as a Kennedy Trump Center or all this
• 43:14
  Speaker 2: other stuff that he wants his name on or they
• 43:17
  Speaker 2: want to put his name on because he has put
• 43:19
  Speaker 2: a bunch of ass kissers on something.
• 43:22
  Speaker 8: Yeah, and it just speaks to who he is as
• 43:24
  Speaker 8: a person. Again, I'm not saying he's not been a
• 43:28
  Speaker 8: good president. I'm not saying he's not done good things.
• 43:31
  Speaker 8: But I'm definitely not going to call you and tell
• 43:33
  Speaker 8: you how he's just this self-giving, worried-about-everyone-else person in the
• 43:39
  Speaker 8: world when what matters most to him is Donald Trump.
• 43:43
  Speaker 2: Stand by. Stand by. Be patient. Back with Ted the
• 43:48
  Speaker 2: Conservative in a minute.