Infinite Banking Policy Design: Myths, Traps & Truths Revealed
Whole Life policy design for Infinite Banking is often made more confusing than it needs to be.
For decades, that confusion has served whoever sells the policy. When Whole Life agents gatekeep the design secrets (as has been the norm for IBC), it’s easy to hide extra fat in the policy while keeping your attention on an appealing story.
Whole Life buyers are told that strategy matters more than the underlying product. Then they’re often shown a substantially underperforming illustration to sign off on with little way of knowing what’s really happening underneath the hood.
They’ll never know…
The skinny
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