Latest / The Financial Freedom Podcast with Fexingo: Quitting Your Job, Living Off Investments, Independence
How Early Retirees Tap Home Equity Without Selling
In Episode 164 of The Financial Freedom Podcast, Lucas and Luna explore a creative way to fund early retirement: using a home equity line of credit, or HELOC, as a bridge before selling investments in a down market. They break down how a HELOC works, why it can be a smart tool for sequence-of-returns risk, and the pitfalls to watch out for, including variable rates and the temptation to overspend. With a real-world example of a retiree who used a HELOC to avoid selling stocks at a 30 percent loss, this episode gives practical, actionable insights for anyone considering tapping their…
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