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Who's To Blame For The Student Loan Crisis?
The student loan problem is complex and has multiple underlying causes. Rising college costs, increased student borrowing, complicated repayment options, and a lack of adequate oversight have all contributed to the problem.
Several stakeholders share responsibility for this crisis: federal and state governments, educational institutions, loan servicers, private lenders, and even individual borrowers who may not fully grasp the long-term implications of their loans.
Colleges have raised tuition faster than inflation, and government grants have failed to keep pace with increases in college…
The skinny
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