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Reverse-Engineering Banking & Disputing Credit Card Debt - Tommy A. Kilpatrick

What do you do when aninfomercial publishing contract collapses overnight, leaving you holding anunexpected $85,000 bag of credit card debt with no way to pay it back?

Tommy A. Kilpatrick is an author, entrepreneur, and SoutheastAsia Marketing Director for MobileWise AI. Facedwith $85,000 in credit card debt after an infomercial deal went south in 2004,Tommy went down a legal rabbit hole to study fractional reserve banking, modernmoney mechanics, and contract law. Representing himself pro se in federalcourt, Tommy developed a controversial framework challenging bank-issued creditcard debt…

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