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Where Your Rollover Cash Actually Lands
When you roll over your 401(k) to an IRA, the real money game begins — but don’t overlook the silent player: where your idle cash lands. While you’re busy picking long-term investments, your uninvested funds might be stuck in a low-yield sweep account, quietly costing you thousands over time. Brokerages like Schwab default to minimal returns, while Vanguard pushes higher-yield money market options — a simple default choice that can make or break your retirement savings. One person earns $1,000 in a year; another nets $5,000. That’s $4,000 in the bank — just by knowing what your broker…
The skinny
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