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How Can I Overcome the "FOMO" Spending Trap This Summer? · Becoming Financially Confident

• 0:37
  Your
• 0:38
  friends
• 0:38
  are
• 0:38
  posting
• 0:39
  amazing
• 0:39
  vacation
• 0:40
  photos.
• 0:41
  Your
• 0:41
  social
• 0:41
  feed
• 0:42
  is
• 0:42
  buzzing
• 0:42
  with
• 0:42
  glamorous
• 0:43
  summer
• 0:43
  parties.
• 0:45
  Do
• 0:45
  you
• 0:45
  feel
• 0:45
  that
• 0:45
  nagging
• 0:46
  pressure
• 0:46
  to
• 0:46
  spend,
• 0:47
  spend,
• 0:47
  spend
• 0:48
  just
• 0:48
  to
• 0:48
  keep
• 0:48
  up
• 0:49
  or
• 0:49
  to
• 0:49
  avoid
• 0:49
  missing
• 0:50
  out
• 0:50
  on
• 0:50
  the
• 0:50
  fun?
• 0:51
  What
• 0:52
  if
• 0:52
  you
• 0:52
  could
• 0:52
  enjoy
• 0:53
  your
• 0:53
  best
• 0:53
  summer
• 0:54
  without
• 0:54
  falling
• 0:55
  into
• 0:55
  the
• 0:55
  FOMO
• 0:56
  spending
• 0:56
  trap?
• 0:57
  Well,
• 0:57
  stick
• 0:57
  with
• 0:57
  me
• 0:57
  today.
• 0:58
  I'm
• 0:58
  going
• 0:58
  to
• 0:59
  share
• 0:59
  exactly
• 0:59
  how
• 1:00
  to
• 1:00
  find
• 1:00
  that
• 1:00
  freedom.
• 1:01
  That's
• 1:01
  what
• 1:02
  I'm
• 1:02
  covering
• 1:02
  on
• 1:02
  today's
• 1:03
  show.
• 1:04
  This
• 1:04
  is
• 1:05
  Financially
• 1:05
  Confident
• 1:06
  Christian,
• 1:06
  your
• 1:07
  daily
• 1:07
  dose
• 1:07
  of
• 1:07
  gospel,
• 1:08
  grounded
• 1:08
  insight,
• 1:09
  faith
• 1:09
  driven
• 1:10
  tips
• 1:10
  to
• 1:10
  help
• 1:11
  you
• 1:11
  break
• 1:11
  the
• 1:11
  cycle
• 1:11
  of
• 1:12
  financial
• 1:12
  shame
• 1:12
  with
• 1:13
  confidence.
• 1:15
  Hey
• 1:15
  there
• 1:15
  and
• 1:16
  welcome
• 1:16
  back
• 1:16
  to
• 1:16
  your
• 1:16
  daily
• 1:17
  Financially
• 1:17
  Confident
• 1:18
  Christian.
• 1:19
  I'm
• 1:19
  Ralph,
• 1:19
  and
• 1:19
  as
• 1:20
  always,
• 1:20
  this
• 1:20
  is
• 1:20
  the
• 1:21
  show
• 1:21
  that
• 1:21
  helps
• 1:21
  you
• 1:21
  answer
• 1:22
  this
• 1:22
  question.
• 1:23
  How
• 1:23
  can
• 1:23
  I
• 1:23
  become
• 1:24
  a
• 1:24
  financially
• 1:25
  confident
• 1:25
  Christian?
• 1:26
  And
• 1:26
  we're
• 1:27
  in
• 1:27
  the
• 1:27
  third
• 1:27
  week
• 1:27
  of
• 1:28
  our
• 1:28
  series
• 1:29
  Smart
• 1:29
  Money
• 1:29
  for
• 1:30
  Back
• 1:30
  to
• 1:30
  school
• 1:30
  and
• 1:30
  beyond.
• 1:31
  Hey,
• 1:31
  I'm
• 1:31
  trying
• 1:31
  to
• 1:32
  get
• 1:32
  you
• 1:32
  equipped
• 1:33
  for
• 1:33
  a
• 1:33
  successful
• 1:34
  and
• 1:34
  financially
• 1:35
  successful
• 1:36
  back
• 1:36
  to
• 1:36
  school
• 1:36
  season.
• 1:37
  Now,
• 1:37
  if
• 1:37
  you
• 1:37
  missed
• 1:38
  yesterday's
• 1:38
  show,
• 1:38
  we
• 1:39
  tackled
• 1:39
  the
• 1:39
  summer
• 1:40
  slump
• 1:40
  and
• 1:41
  we
• 1:41
  talked
• 1:41
  about
• 1:41
  that
• 1:41
  budget
• 1:42
  check
• 1:42
  in.
• 1:42
  You
• 1:42
  can
• 1:42
  see
• 1:43
  all
• 1:43
  of
• 1:43
  our
• 1:43
  shows@financially
• 1:45
  confidentchristian.com.
• 1:47
  hey,
• 1:47
  yesterday
• 1:48
  I
• 1:48
  told
• 1:48
  you
• 1:48
  how
• 1:48
  to
• 1:48
  beat
• 1:48
  this
• 1:49
  summer
• 1:49
  slump,
• 1:49
  so
• 1:49
  I
• 1:49
  encourage
• 1:50
  you
• 1:50
  to
• 1:50
  check
• 1:50
  it
• 1:50
  out.
• 1:51
  Well,
• 1:51
  today
• 1:51
  we're
• 1:51
  confronting
• 1:52
  a
• 1:52
  big
• 1:52
  summer
• 1:53
  challenge,
• 1:53
  and
• 1:53
  hey,
• 1:53
  this
• 1:53
  is
• 1:54
  a
• 1:54
  challenge
• 1:54
  for
• 1:54
  many
• 1:55
  of
• 1:55
  us,
• 1:55
  and
• 1:55
  that
• 1:56
  is
• 1:56
  FOMO
• 1:57
  spending.
• 1:57
  Yeah,
• 1:58
  Fear
• 1:58
  of
• 1:58
  missing
• 1:59
  out.
• 1:59
  Hey,
• 1:59
  the
• 2:00
  FOMO
• 2:00
  struggle
• 2:00
  is
• 2:01
  real.
• 2:02
  Maybe
• 2:02
  you're
• 2:02
  sitting
• 2:02
  there
• 2:02
  right
• 2:02
  now
• 2:03
  and
• 2:03
  you're
• 2:03
  listening
• 2:03
  to
• 2:04
  this,
• 2:04
  but
• 2:04
  you're
• 2:04
  scrolling
• 2:05
  and
• 2:05
  you're
• 2:05
  seeing
• 2:06
  those
• 2:06
  flashy
• 2:07
  beach
• 2:07
  photos
• 2:07
  and
• 2:08
  those,
• 2:08
  those
• 2:08
  pool
• 2:08
  parties
• 2:09
  and
• 2:09
  those
• 2:09
  exotic
• 2:10
  dinners
• 2:11
  and
• 2:11
  your
• 2:12
  phone
• 2:12
  buzzes
• 2:12
  with
• 2:13
  invites.
• 2:13
  You
• 2:13
  think,
• 2:13
  hey,
• 2:14
  am
• 2:14
  I
• 2:14
  missing
• 2:14
  out?
• 2:15
  Should
• 2:15
  I
• 2:15
  be
• 2:15
  doing
• 2:15
  something
• 2:16
  too?
• 2:17
  Hey,
• 2:17
  I've
• 2:17
  been
• 2:18
  there.
• 2:18
  You
• 2:18
  probably
• 2:19
  feel
• 2:19
  in
• 2:19
  the
• 2:19
  same
• 2:19
  way
• 2:19
  right
• 2:19
  now.
• 2:20
  What
• 2:20
  are
• 2:20
  the
• 2:20
  results
• 2:20
  of
• 2:21
  this
• 2:21
  FOMO
• 2:22
  feeling?
• 2:22
  Well,
• 2:23
  for
• 2:23
  a
• 2:23
  lot
• 2:23
  of
• 2:23
  us,
• 2:23
  it
• 2:24
  leads
• 2:24
  to
• 2:24
  overspending.
• 2:26
  Looking
• 2:26
  at
• 2:26
  our
• 2:26
  budget
• 2:27
  we're
• 2:27
  too
• 2:27
  excited
• 2:28
  about,
• 2:28
  we
• 2:28
  don't
• 2:28
  want
• 2:28
  to
• 2:28
  miss
• 2:28
  out
• 2:29
  on
• 2:29
  something.
• 2:29
  Hey,
• 2:29
  we
• 2:29
  got
• 2:29
  to
• 2:30
  go
• 2:30
  do
• 2:30
  that
• 2:30
  same
• 2:30
  experience
• 2:31
  that
• 2:31
  we
• 2:31
  saw
• 2:31
  our
• 2:31
  friends
• 2:32
  doing
• 2:32
  on
• 2:32
  Facebook
• 2:33
  or
• 2:33
  Instagra.
• 2:33
  Instagram.
• 2:34
  And
• 2:34
  hey,
• 2:34
  when
• 2:35
  you
• 2:35
  overspend,
• 2:36
  what
• 2:36
  does
• 2:36
  that
• 2:36
  lead
• 2:37
  to?
• 2:37
  Yeah,
• 2:37
  we
• 2:38
  derail
• 2:38
  our
• 2:39
  budget.
• 2:39
  Hey,
• 2:40
  nobody
• 2:40
  wants
• 2:40
  to
• 2:40
  derail
• 2:41
  their
• 2:41
  budget.
• 2:42
  A
• 2:42
  lot
• 2:42
  of
• 2:42
  times,
• 2:43
  once
• 2:43
  you
• 2:43
  derail
• 2:43
  your
• 2:44
  budget,
• 2:44
  that
• 2:44
  what
• 2:44
  leads
• 2:45
  to
• 2:45
  anxiety,
• 2:46
  it
• 2:46
  leads
• 2:46
  to
• 2:47
  regret.
• 2:47
  Hey,
• 2:47
  for
• 2:47
  a
• 2:48
  lot
• 2:48
  of
• 2:48
  us,
• 2:48
  it
• 2:49
  leads
• 2:49
  to
• 2:49
  fear.
• 2:49
  Am
• 2:50
  I
• 2:50
  going
• 2:50
  to
• 2:50
  be
• 2:50
  able
• 2:50
  to
• 2:50
  get
• 2:51
  back
• 2:51
  on
• 2:51
  track?
• 2:52
  If
• 2:52
  we're
• 2:53
  not
• 2:53
  careful,
• 2:53
  it
• 2:54
  starts
• 2:54
  to
• 2:54
  disconnect
• 2:55
  us
• 2:55
  from
• 2:55
  the
• 2:56
  true
• 2:56
  joy
• 2:56
  that
• 2:57
  the
• 2:57
  Lord
• 2:57
  intends
• 2:58
  for
• 2:58
  our
• 2:58
  life.
• 2:59
  See,
• 2:59
  FOMO
• 3:00
  doesn't
• 3:00
  lead
• 3:01
  to
• 3:01
  intentional
• 3:01
  living.
• 3:03
  That's
• 3:03
  a
• 3:03
  big
• 3:03
  fallacy.
• 3:04
  A
• 3:04
  lot
• 3:04
  of
• 3:04
  people
• 3:04
  think,
• 3:05
  oh,
• 3:05
  fomo,
• 3:05
  I'm
• 3:06
  going
• 3:06
  to
• 3:06
  do
• 3:06
  that
• 3:06
  because
• 3:06
  it's
• 3:07
  going
• 3:07
  to
• 3:07
  help
• 3:07
  me
• 3:07
  be
• 3:07
  intentional,
• 3:08
  my
• 3:08
  living.
• 3:09
  But
• 3:09
  what
• 3:09
  it
• 3:10
  really
• 3:10
  does
• 3:10
  is
• 3:11
  it
• 3:11
  creates
• 3:11
  impulsive
• 3:12
  spending
• 3:13
  cycles.
• 3:14
  Well,
• 3:14
  let's
• 3:14
  talk
• 3:14
  about
• 3:15
  this
• 3:16
  fomo.
• 3:16
  What
• 3:16
  is
• 3:16
  the
• 3:17
  root
• 3:17
  cause
• 3:17
  of
• 3:18
  this?
• 3:18
  And
• 3:19
  the
• 3:19
  root
• 3:19
  cause
• 3:19
  of
• 3:19
  this,
• 3:20
  in
• 3:20
  my
• 3:20
  personal
• 3:20
  opinion,
• 3:21
  it's
• 3:21
  fueled
• 3:22
  by
• 3:22
  comparison
• 3:23
  and
• 3:24
  seeking
• 3:24
  validation.
• 3:25
  And
• 3:25
  hey,
• 3:25
  the
• 3:26
  Bible's
• 3:26
  got
• 3:26
  a
• 3:26
  lot
• 3:27
  to
• 3:27
  say
• 3:27
  about
• 3:27
  that.
• 3:27
  Let's
• 3:28
  take
• 3:28
  a
• 3:28
  look
• 3:28
  at
• 3:28
  the
• 3:28
  Bible
• 3:28
  right
• 3:29
  now.
• 3:29
  Let's
• 3:29
  open
• 3:29
  up
• 3:30
  the
• 3:30
  to
• 3:30
  Hebrews,
• 3:31
  chapter
• 3:31
  13,
• 3:32
  verse
• 3:32
  5.
• 3:32
  And
• 3:33
  I
• 3:33
  love
• 3:33
  this
• 3:33
  verse
• 3:34
  of
• 3:34
  the
• 3:34
  Bible.
• 3:34
  It
• 3:34
  says
• 3:35
  this,
• 3:35
  this
• 3:36
  addresses
• 3:36
  it
• 3:36
  head
• 3:37
  on.
• 3:37
  Keep
• 3:38
  your
• 3:38
  lives
• 3:38
  free
• 3:38
  from
• 3:39
  the
• 3:39
  love
• 3:39
  of
• 3:39
  money
• 3:39
  and
• 3:40
  be
• 3:40
  content
• 3:40
  with
• 3:41
  what
• 3:41
  you
• 3:41
  have.
• 3:42
  Because
• 3:42
  God
• 3:42
  has
• 3:43
  said,
• 3:43
  never
• 3:43
  will
• 3:43
  I
• 3:44
  leave
• 3:44
  you,
• 3:44
  never
• 3:45
  will
• 3:45
  I
• 3:45
  forsake
• 3:46
  you.
• 3:46
  Hey,
• 3:46
  it's
• 3:47
  all
• 3:47
  about
• 3:47
  being
• 3:47
  content.
• 3:48
  It's
• 3:48
  all
• 3:49
  about
• 3:49
  being
• 3:49
  happy
• 3:50
  with
• 3:50
  what
• 3:50
  you
• 3:50
  have.
• 3:50
  And
• 3:51
  FOMO
• 3:51
  just
• 3:52
  speaks
• 3:52
  directly
• 3:52
  against
• 3:53
  that.
• 3:53
  You're.
• 3:53
  You're
• 3:54
  afraid
• 3:54
  you're
• 3:54
  going
• 3:54
  to
• 3:54
  miss
• 3:55
  out
• 3:55
  on
• 3:55
  something.
• 3:56
  But
• 3:56
  what
• 3:56
  is
• 3:56
  the
• 3:56
  Lord
• 3:57
  encouraging
• 3:57
  us
• 3:57
  here
• 3:57
  in
• 3:58
  Hebrews
• 3:58
  13:5?
• 3:59
  Keep
• 4:00
  your
• 4:00
  lives
• 4:00
  free
• 4:01
  from
• 4:01
  the
• 4:01
  love
• 4:01
  of
• 4:01
  money
• 4:01
  and
• 4:02
  be
• 4:02
  content
• 4:02
  with
• 4:02
  what
• 4:03
  you
• 4:03
  have.
• 4:03
  Hey,
• 4:03
  let's
• 4:03
  look
• 4:04
  at
• 4:04
  the
• 4:04
  book
• 4:04
  of
• 4:04
  Philippians,
• 4:05
  chapter
• 4:05
  4,
• 4:06
  verses
• 4:07
  11
• 4:07
  to
• 4:07
  13.
• 4:08
  This
• 4:09
  is
• 4:09
  a
• 4:09
  very
• 4:10
  strengthful
• 4:11
  Bible
• 4:11
  verse,
• 4:11
  all
• 4:12
  about
• 4:12
  Paul
• 4:12
  and
• 4:12
  learning
• 4:13
  how
• 4:13
  to
• 4:13
  stay
• 4:13
  connected.
• 4:13
  This
• 4:14
  is
• 4:14
  what
• 4:14
  it
• 4:14
  says.
• 4:14
  It
• 4:14
  says,
• 4:15
  I
• 4:15
  am
• 4:15
  not
• 4:15
  saying
• 4:16
  this
• 4:16
  because
• 4:16
  I
• 4:16
  am
• 4:17
  in
• 4:17
  need,
• 4:18
  for
• 4:18
  I
• 4:18
  have
• 4:18
  learned
• 4:18
  to
• 4:19
  be
• 4:19
  content
• 4:19
  whatever
• 4:20
  the
• 4:20
  circumstances.
• 4:21
  I
• 4:22
  know
• 4:22
  what
• 4:22
  it
• 4:22
  is
• 4:22
  to
• 4:22
  be
• 4:23
  in
• 4:23
  need
• 4:23
  and
• 4:24
  I
• 4:24
  know
• 4:24
  what
• 4:24
  it
• 4:24
  is
• 4:24
  to
• 4:24
  have
• 4:25
  plenty.
• 4:26
  I've
• 4:26
  learned
• 4:26
  the
• 4:26
  secret
• 4:26
  of
• 4:27
  being
• 4:27
  content
• 4:27
  in
• 4:28
  any
• 4:28
  and
• 4:28
  every
• 4:29
  situation,
• 4:30
  whether
• 4:30
  well
• 4:31
  fed
• 4:31
  or
• 4:31
  hungry,
• 4:32
  whether
• 4:32
  living
• 4:33
  in
• 4:33
  plenty
• 4:33
  or
• 4:34
  in
• 4:34
  want.
• 4:35
  I
• 4:35
  can
• 4:35
  do
• 4:35
  all
• 4:36
  things
• 4:36
  through
• 4:37
  him
• 4:37
  who
• 4:37
  gives
• 4:38
  me
• 4:38
  strength.
• 4:39
  What
• 4:40
  a
• 4:40
  reassuring
• 4:41
  Bible
• 4:41
  verse.
• 4:42
  And
• 4:42
  here's
• 4:43
  Paul.
• 4:43
  Paul
• 4:43
  is
• 4:43
  learning
• 4:44
  how
• 4:44
  to
• 4:44
  stay
• 4:44
  content,
• 4:45
  not
• 4:45
  through
• 4:46
  abundance,
• 4:46
  as
• 4:46
  a
• 4:47
  lot
• 4:47
  of
• 4:47
  people
• 4:47
  don't
• 4:47
  understand.
• 4:48
  Go
• 4:49
  and
• 4:49
  read
• 4:49
  about
• 4:49
  Paul.
• 4:50
  I
• 4:50
  don't
• 4:50
  have
• 4:50
  time
• 4:50
  to
• 4:50
  talk
• 4:50
  about
• 4:51
  it
• 4:51
  today,
• 4:51
  but
• 4:51
  Paul
• 4:52
  certainly
• 4:52
  didn't
• 4:52
  live
• 4:53
  in
• 4:53
  physical
• 4:54
  or
• 4:54
  financial
• 4:55
  abundance.
• 4:56
  But
• 4:57
  what
• 4:57
  is
• 4:57
  he
• 4:57
  telling
• 4:57
  us
• 4:58
  here?
• 4:59
  But
• 4:59
  live
• 4:59
  through
• 5:00
  your
• 5:00
  trust
• 5:00
  in
• 5:01
  Christ.
• 5:02
  So
• 5:02
  you
• 5:03
  might
• 5:03
  be
• 5:03
  saying,
• 5:03
  Ralph,
• 5:03
  okay,
• 5:04
  I
• 5:04
  get
• 5:04
  it.
• 5:04
  How
• 5:04
  do
• 5:05
  I
• 5:05
  get
• 5:05
  past
• 5:05
  it?
• 5:05
  Well,
• 5:06
  here's
• 5:06
  your
• 5:06
  one
• 5:07
  action
• 5:07
  step
• 5:07
  for
• 5:07
  today.
• 5:08
  It's
• 5:08
  what
• 5:08
  I'm
• 5:08
  going
• 5:08
  to
• 5:08
  call
• 5:08
  my
• 5:08
  three
• 5:09
  part
• 5:09
  strategy
• 5:09
  to
• 5:10
  beat
• 5:10
  fomo.
• 5:10
  The
• 5:11
  first
• 5:11
  thing
• 5:11
  you've
• 5:12
  got
• 5:12
  to
• 5:12
  do,
• 5:12
  and
• 5:12
  I've
• 5:12
  talked
• 5:13
  about
• 5:13
  this
• 5:13
  on
• 5:13
  this
• 5:13
  show
• 5:13
  many
• 5:14
  times
• 5:14
  in
• 5:14
  different
• 5:15
  contexts.
• 5:16
  But
• 5:16
  the
• 5:16
  first
• 5:17
  step
• 5:17
  is
• 5:17
  identify
• 5:18
  your
• 5:18
  personal
• 5:19
  triggers,
• 5:20
  ask
• 5:20
  Yourself
• 5:21
  this
• 5:21
  real
• 5:22
  complicated
• 5:23
  and
• 5:23
  deep
• 5:23
  question,
• 5:24
  and
• 5:24
  that's
• 5:25
  this
• 5:25
  what
• 5:26
  causes
• 5:26
  the
• 5:26
  I'm
• 5:27
  missing
• 5:27
  out
• 5:27
  reaction.
• 5:28
  So
• 5:29
  you
• 5:29
  got
• 5:29
  to
• 5:29
  start
• 5:29
  by
• 5:29
  understanding
• 5:30
  what
• 5:30
  the
• 5:30
  motivations
• 5:31
  are.
• 5:31
  So
• 5:32
  ask
• 5:32
  yourself
• 5:32
  that
• 5:32
  question,
• 5:33
  what's
• 5:34
  causing
• 5:34
  this
• 5:34
  I'm
• 5:35
  missing
• 5:35
  out
• 5:35
  reaction.
• 5:36
  Maybe
• 5:37
  for
• 5:37
  you
• 5:37
  it's
• 5:37
  certain
• 5:38
  Instagram
• 5:38
  accounts,
• 5:38
  hey,
• 5:39
  as
• 5:39
  soon
• 5:39
  as
• 5:39
  you
• 5:39
  see
• 5:39
  this,
• 5:39
  you're
• 5:39
  like,
• 5:40
  oh,
• 5:40
  I
• 5:40
  got
• 5:40
  to
• 5:40
  go
• 5:40
  get
• 5:40
  that.
• 5:42
  Maybe
• 5:42
  for
• 5:42
  you,
• 5:42
  it's
• 5:42
  a
• 5:43
  group
• 5:43
  text
• 5:43
  thread.
• 5:43
  You
• 5:44
  get
• 5:44
  involved
• 5:44
  in
• 5:44
  this
• 5:45
  group
• 5:45
  and
• 5:45
  they're
• 5:45
  always
• 5:45
  talking
• 5:45
  about,
• 5:46
  hey,
• 5:46
  this
• 5:46
  one's
• 5:46
  doing
• 5:47
  this
• 5:47
  vacation
• 5:47
  and
• 5:48
  this
• 5:48
  one's
• 5:48
  doing
• 5:48
  this
• 5:48
  one,
• 5:49
  and
• 5:49
  this
• 5:49
  one's
• 5:49
  exploring
• 5:50
  this,
• 5:50
  this,
• 5:51
  you
• 5:51
  know,
• 5:51
  amusement
• 5:52
  park,
• 5:52
  and
• 5:52
  this
• 5:53
  one's
• 5:53
  going
• 5:53
  to
• 5:53
  this
• 5:53
  beach.
• 5:55
  Or
• 5:55
  maybe
• 5:55
  for
• 5:55
  you
• 5:56
  it's
• 5:56
  just
• 5:56
  seeing
• 5:56
  other
• 5:57
  people's
• 5:57
  shopping
• 5:57
  holes.
• 5:58
  You're
• 5:58
  like,
• 5:58
  man,
• 5:58
  I'm
• 5:59
  missing
• 5:59
  out.
• 5:59
  I
• 5:59
  could
• 5:59
  be
• 6:00
  out
• 6:00
  there
• 6:00
  at
• 6:00
  the
• 6:00
  mall,
• 6:00
  I
• 6:00
  could
• 6:01
  be
• 6:01
  doing
• 6:01
  all
• 6:01
  that
• 6:02
  online
• 6:02
  shopping.
• 6:03
  So
• 6:03
  first
• 6:04
  step,
• 6:04
  identify
• 6:05
  your
• 6:05
  personal
• 6:05
  triggers.
• 6:06
  You
• 6:06
  got
• 6:06
  to
• 6:06
  figure
• 6:07
  out
• 6:07
  what
• 6:07
  is
• 6:08
  causing
• 6:08
  that.
• 6:09
  Second
• 6:10
  step,
• 6:10
  I
• 6:10
  want
• 6:10
  you
• 6:11
  to
• 6:11
  define
• 6:11
  your
• 6:11
  real
• 6:12
  summer
• 6:12
  priorities.
• 6:14
  A
• 6:14
  lot
• 6:14
  of
• 6:14
  times
• 6:14
  it's
• 6:14
  easy
• 6:15
  to
• 6:15
  get
• 6:15
  stuck.
• 6:15
  We
• 6:15
  talked
• 6:16
  about
• 6:16
  that
• 6:16
  summer
• 6:16
  slump
• 6:17
  yesterday.
• 6:18
  So
• 6:18
  easy
• 6:19
  to
• 6:19
  get
• 6:19
  away
• 6:19
  from
• 6:19
  our
• 6:20
  priorities.
• 6:20
  So
• 6:20
  ask
• 6:21
  yourself
• 6:21
  this
• 6:21
  question.
• 6:22
  What
• 6:23
  really
• 6:23
  brings
• 6:24
  me
• 6:24
  peace
• 6:24
  and
• 6:25
  joy?
• 6:26
  And
• 6:26
  that's
• 6:27
  not
• 6:27
  an
• 6:27
  easy
• 6:27
  question
• 6:27
  to
• 6:27
  answer
• 6:28
  sometimes
• 6:29
  because
• 6:30
  sometimes
• 6:30
  you
• 6:30
  gotta
• 6:31
  really
• 6:31
  dig
• 6:31
  in
• 6:31
  deep
• 6:32
  and
• 6:32
  try
• 6:32
  to
• 6:32
  figure
• 6:32
  out,
• 6:33
  like,
• 6:33
  what
• 6:33
  is
• 6:33
  it
• 6:34
  really
• 6:34
  that's
• 6:34
  bringing
• 6:35
  me
• 6:35
  peace
• 6:35
  and
• 6:35
  joy?
• 6:36
  I
• 6:36
  would
• 6:36
  be
• 6:36
  willing
• 6:37
  to
• 6:37
  bet
• 6:37
  that
• 6:37
  it's
• 6:38
  not
• 6:38
  FOMO
• 6:38
  spending.
• 6:39
  And
• 6:40
  I
• 6:40
  talked
• 6:40
  about
• 6:40
  this
• 6:40
  in
• 6:41
  episode
• 6:41
  184
• 6:42
  where
• 6:42
  we
• 6:42
  define
• 6:43
  your
• 6:43
  core
• 6:43
  values.
• 6:43
  I'm
• 6:44
  encourage
• 6:44
  you
• 6:44
  to
• 6:44
  go
• 6:44
  check
• 6:44
  that
• 6:44
  out
• 6:45
  if
• 6:45
  you've
• 6:45
  forgotten
• 6:46
  that
• 6:46
  lesson.
• 6:46
  Let's
• 6:46
  go
• 6:46
  back
• 6:47
  and
• 6:47
  look
• 6:47
  at
• 6:47
  that.
• 6:48
  Or
• 6:48
  maybe
• 6:49
  look
• 6:49
  at
• 6:49
  episode
• 6:49
  213
• 6:50
  where
• 6:50
  I
• 6:50
  talked
• 6:51
  about
• 6:51
  budget
• 6:52
  friendly
• 6:52
  summer
• 6:52
  fun.
• 6:52
  Hey,
• 6:53
  I'll
• 6:53
  put
• 6:53
  links
• 6:53
  to
• 6:53
  both
• 6:54
  of
• 6:54
  those
• 6:54
  in
• 6:54
  the
• 6:54
  show
• 6:54
  notes,
• 6:56
  but
• 6:56
  maybe
• 6:57
  you
• 6:57
  want
• 6:57
  to
• 6:57
  go
• 6:57
  back
• 6:57
  and
• 6:57
  make
• 6:58
  your
• 6:58
  summer
• 6:58
  joy
• 6:59
  list.
• 7:00
  Really
• 7:00
  talked
• 7:00
  about
• 7:00
  this
• 7:01
  before,
• 7:01
  but
• 7:01
  maybe
• 7:01
  this
• 7:02
  is
• 7:02
  the
• 7:02
  time
• 7:02
  to
• 7:02
  do
• 7:02
  it.
• 7:02
  Hey,
• 7:02
  we're
• 7:03
  mid
• 7:03
  summer
• 7:03
  right
• 7:03
  now.
• 7:04
  And
• 7:04
  say,
• 7:05
  you
• 7:05
  know
• 7:05
  what?
• 7:05
  Yeah,
• 7:06
  it's
• 7:06
  so
• 7:06
  easy
• 7:06
  to
• 7:07
  get
• 7:07
  hung
• 7:07
  up
• 7:07
  on
• 7:07
  this,
• 7:08
  what
• 7:08
  other
• 7:08
  people
• 7:08
  are
• 7:09
  doing
• 7:09
  and
• 7:10
  lose
• 7:10
  my
• 7:10
  contentment
• 7:11
  and
• 7:11
  afraid
• 7:11
  I'm
• 7:11
  going
• 7:11
  to
• 7:12
  miss
• 7:12
  out
• 7:12
  on
• 7:12
  something.
• 7:13
  So
• 7:13
  maybe
• 7:13
  Ralph's
• 7:14
  right.
• 7:14
  Maybe
• 7:14
  today
• 7:14
  I
• 7:15
  just
• 7:15
  got
• 7:15
  to
• 7:15
  sit
• 7:15
  down
• 7:15
  and
• 7:16
  make
• 7:16
  that
• 7:16
  summer
• 7:17
  joy
• 7:17
  list.
• 7:18
  Just
• 7:18
  list
• 7:18
  three,
• 7:19
  four,
• 7:19
  maybe
• 7:19
  five
• 7:20
  activities
• 7:20
  that
• 7:20
  align
• 7:21
  with
• 7:21
  your
• 7:21
  values
• 7:21
  and
• 7:22
  budget
• 7:22
  and
• 7:22
  then
• 7:23
  focus
• 7:23
  on
• 7:23
  doing
• 7:23
  those.
• 7:24
  So
• 7:24
  again,
• 7:24
  that's
• 7:25
  your
• 7:25
  next
• 7:25
  step.
• 7:26
  Define
• 7:26
  your
• 7:27
  real
• 7:27
  summer
• 7:27
  priorities.
• 7:28
  Here's
• 7:29
  the
• 7:29
  third
• 7:29
  and
• 7:29
  final
• 7:30
  step.
• 7:31
  You
• 7:31
  gotta
• 7:31
  practice
• 7:32
  intentional
• 7:32
  yes
• 7:33
  and
• 7:33
  no.
• 7:34
  Now
• 7:35
  this
• 7:35
  one
• 7:35
  is
• 7:36
  where
• 7:36
  the
• 7:36
  rubber
• 7:36
  meets
• 7:37
  the
• 7:37
  road.
• 7:37
  And
• 7:37
  sometimes
• 7:37
  this
• 7:37
  is
• 7:38
  a
• 7:38
  little
• 7:38
  harder
• 7:39
  to
• 7:39
  do
• 7:39
  than
• 7:39
  what
• 7:39
  it
• 7:40
  seems
• 7:40
  like.
• 7:40
  But
• 7:41
  when
• 7:41
  that
• 7:41
  invite
• 7:42
  comes
• 7:42
  in,
• 7:42
  this
• 7:43
  is
• 7:43
  when
• 7:43
  you
• 7:43
  gotta
• 7:43
  put
• 7:43
  that
• 7:44
  pause
• 7:44
  in
• 7:44
  place.
• 7:44
  We
• 7:44
  Talked
• 7:45
  about
• 7:45
  that
• 7:45
  24
• 7:46
  hour
• 7:46
  pause
• 7:46
  for
• 7:47
  spending.
• 7:48
  Well,
• 7:48
  this
• 7:48
  is
• 7:48
  the
• 7:48
  time
• 7:48
  when
• 7:49
  you
• 7:49
  get
• 7:49
  that
• 7:49
  invite
• 7:50
  pause.
• 7:51
  Go
• 7:52
  look
• 7:52
  at
• 7:52
  that
• 7:52
  summer
• 7:53
  joy
• 7:53
  list
• 7:53
  and
• 7:53
  say,
• 7:54
  ask
• 7:54
  yourself
• 7:54
  this
• 7:55
  question,
• 7:56
  does
• 7:56
  this
• 7:56
  align
• 7:57
  with
• 7:57
  my
• 7:57
  values
• 7:58
  and
• 7:58
  my
• 7:58
  budget?
• 7:59
  Now
• 7:59
  sometimes
• 8:00
  that's
• 8:00
  not
• 8:00
  an
• 8:00
  easy
• 8:00
  thing
• 8:01
  to
• 8:01
  say.
• 8:02
  Maybe
• 8:02
  you
• 8:02
  were
• 8:02
  getting
• 8:03
  the
• 8:03
  pressure
• 8:03
  from
• 8:03
  your
• 8:04
  spouse
• 8:04
  or
• 8:04
  you're
• 8:05
  getting
• 8:05
  pressure
• 8:05
  from
• 8:05
  the
• 8:05
  kids.
• 8:06
  Hey,
• 8:06
  hey,
• 8:06
  look
• 8:06
  what
• 8:06
  Sally's
• 8:07
  doing.
• 8:08
  Look
• 8:08
  what
• 8:08
  Billy's
• 8:08
  doing.
• 8:09
  Mom,
• 8:09
  dad,
• 8:09
  why
• 8:10
  can't
• 8:10
  we
• 8:10
  do
• 8:10
  this?
• 8:11
  But
• 8:12
  ask
• 8:12
  yourself
• 8:13
  that
• 8:13
  really
• 8:13
  complicated
• 8:14
  question.
• 8:15
  Does
• 8:15
  this
• 8:15
  align
• 8:16
  with
• 8:16
  my
• 8:16
  values
• 8:17
  and
• 8:17
  my
• 8:17
  budget?
• 8:18
  And
• 8:18
  if
• 8:18
  it
• 8:19
  does,
• 8:19
  say
• 8:19
  yes.
• 8:19
  Oh
• 8:19
  great,
• 8:20
  it
• 8:20
  fits.
• 8:20
  But
• 8:20
  look,
• 8:21
  and
• 8:21
  that's
• 8:21
  where
• 8:22
  you
• 8:22
  say
• 8:22
  yes.
• 8:24
  But
• 8:24
  sometimes
• 8:24
  you
• 8:25
  got
• 8:25
  to
• 8:25
  learn
• 8:25
  to
• 8:26
  say
• 8:26
  no
• 8:26
  and
• 8:27
  say
• 8:27
  it
• 8:27
  graciously
• 8:28
  if
• 8:28
  it
• 8:29
  doesn't
• 8:29
  fit
• 8:29
  in.
• 8:30
  And
• 8:30
  maybe
• 8:31
  that's
• 8:31
  the
• 8:31
  time
• 8:31
  to
• 8:31
  suggest
• 8:32
  a
• 8:32
  low
• 8:32
  cost
• 8:33
  alternative.
• 8:34
  It's
• 8:35
  okay
• 8:35
  to
• 8:35
  think
• 8:35
  about
• 8:36
  some
• 8:36
  low
• 8:36
  cost
• 8:36
  alternative.
• 8:37
  Let's
• 8:37
  talk
• 8:37
  about
• 8:37
  why
• 8:38
  this
• 8:38
  works.
• 8:39
  The
• 8:39
  truth
• 8:39
  is
• 8:40
  FOMO
• 8:40
  for
• 8:41
  the
• 8:41
  most
• 8:41
  part
• 8:42
  is
• 8:42
  a
• 8:42
  situation
• 8:43
  of
• 8:43
  pressure
• 8:44
  to
• 8:44
  conform.
• 8:45
  You
• 8:45
  want
• 8:46
  to
• 8:46
  conform
• 8:46
  with
• 8:46
  what
• 8:46
  everyone
• 8:47
  else
• 8:47
  is
• 8:47
  doing.
• 8:47
  Well,
• 8:48
  if
• 8:48
  you
• 8:48
  start
• 8:48
  to
• 8:49
  look
• 8:49
  at
• 8:49
  your
• 8:49
  values,
• 8:49
  you
• 8:50
  start
• 8:50
  to
• 8:50
  look
• 8:50
  at
• 8:50
  what
• 8:51
  brings
• 8:51
  you
• 8:51
  joy,
• 8:52
  this
• 8:52
  is
• 8:52
  going
• 8:53
  to
• 8:53
  free
• 8:53
  you
• 8:53
  from
• 8:53
  that
• 8:54
  pressure
• 8:54
  to
• 8:54
  conform.
• 8:55
  Hey,
• 8:55
  it
• 8:55
  also
• 8:56
  keeps
• 8:56
  you
• 8:56
  square
• 8:57
  in
• 8:57
  line
• 8:57
  with
• 8:57
  your
• 8:58
  values.
• 8:58
  It
• 8:58
  keeps
• 8:59
  them
• 8:59
  front
• 8:59
  and
• 8:59
  center
• 8:59
  and
• 9:00
  it
• 9:00
  protects
• 9:00
  your
• 9:00
  financial
• 9:01
  goals.
• 9:01
  Hey,
• 9:01
  your
• 9:02
  probably
• 9:02
  working
• 9:02
  really
• 9:03
  hard
• 9:03
  to
• 9:03
  stay
• 9:04
  on
• 9:04
  track
• 9:04
  for
• 9:05
  your
• 9:05
  summer
• 9:05
  financial
• 9:06
  goals.
• 9:06
  Don't
• 9:07
  let
• 9:07
  them
• 9:07
  get
• 9:07
  sidetracked
• 9:08
  by
• 9:08
  this
• 9:08
  FOMO
• 9:09
  spending.
• 9:10
  And
• 9:10
  when
• 9:10
  you
• 9:10
  really
• 9:11
  harness
• 9:11
  this,
• 9:11
  when
• 9:12
  you
• 9:12
  really
• 9:12
  dig
• 9:13
  in
• 9:13
  and
• 9:13
  do
• 9:13
  this,
• 9:14
  it
• 9:14
  makes
• 9:14
  room
• 9:14
  for
• 9:15
  peace
• 9:15
  and
• 9:16
  it
• 9:16
  makes
• 9:16
  room
• 9:16
  for
• 9:17
  authentic
• 9:17
  joy.
• 9:18
  So
• 9:18
  again,
• 9:18
  that's
• 9:19
  your
• 9:19
  one
• 9:19
  action
• 9:20
  step
• 9:20
  for
• 9:20
  today.
• 9:21
  Spot
• 9:21
  that
• 9:21
  one
• 9:21
  trigger
• 9:22
  that
• 9:22
  causes
• 9:22
  your
• 9:22
  fomo.
• 9:23
  Hey
• 9:23
  listen,
• 9:23
  if
• 9:23
  you
• 9:23
  have
• 9:23
  to
• 9:24
  mute
• 9:24
  it,
• 9:25
  unfollow
• 9:25
  it,
• 9:25
  minimize
• 9:26
  its
• 9:26
  influence
• 9:27
  and
• 9:27
  then
• 9:27
  like
• 9:28
  I
• 9:28
  said,
• 9:28
  write
• 9:28
  down
• 9:28
  those
• 9:29
  three
• 9:29
  joyful,
• 9:30
  affordable
• 9:30
  experiences,
• 9:31
  you'll
• 9:31
  say
• 9:31
  yes
• 9:31
  this
• 9:32
  month
• 9:32
  too,
• 9:32
  and,
• 9:33
  and
• 9:33
  go
• 9:33
  do
• 9:33
  that.
• 9:34
  Well,
• 9:34
  how
• 9:34
  about
• 9:34
  we
• 9:34
  pray
• 9:34
  together?
• 9:35
  Father
• 9:36
  God,
• 9:36
  we
• 9:36
  just
• 9:36
  thank
• 9:36
  you
• 9:37
  for
• 9:37
  the
• 9:37
  unique
• 9:37
  purpose
• 9:38
  and
• 9:38
  blessings
• 9:38
  you
• 9:38
  have
• 9:39
  for
• 9:39
  each
• 9:39
  one
• 9:39
  of
• 9:39
  us.
• 9:40
  And
• 9:40
  we
• 9:41
  confess
• 9:41
  that
• 9:41
  often
• 9:41
  we
• 9:42
  fall
• 9:42
  into
• 9:42
  the
• 9:42
  trap
• 9:42
  of
• 9:43
  comparison,
• 9:43
  Lord.
• 9:43
  And
• 9:44
  that
• 9:44
  fear
• 9:44
  of
• 9:45
  missing
• 9:45
  out,
• 9:45
  it's
• 9:45
  a
• 9:46
  real
• 9:46
  thing.
• 9:46
  Lord,
• 9:47
  help
• 9:47
  us
• 9:47
  to
• 9:47
  battle
• 9:48
  that.
• 9:48
  And
• 9:49
  we
• 9:49
  know
• 9:49
  when
• 9:49
  we
• 9:49
  fall
• 9:50
  into
• 9:50
  that
• 9:50
  trap,
• 9:50
  it
• 9:51
  leads
• 9:51
  us
• 9:51
  to
• 9:51
  unintentional
• 9:52
  spending,
• 9:52
  it
• 9:53
  leads
• 9:53
  us
• 9:53
  to
• 9:53
  stress
• 9:54
  and
• 9:54
  just
• 9:54
  a
• 9:54
  complete
• 9:55
  lack
• 9:55
  of
• 9:55
  peace.
• 9:56
  Please
• 9:57
  grant
• 9:57
  us
• 9:57
  freedom
• 9:57
  from
• 9:58
  those
• 9:58
  external
• 9:58
  pressures,
• 9:59
  Lord,
• 9:59
  and
• 9:59
  help
• 9:59
  us
• 10:00
  to
• 10:00
  redefine
• 10:01
  joy
• 10:01
  and
• 10:01
  to
• 10:01
  redefine
• 10:02
  fun
• 10:03
  on
• 10:03
  your
• 10:03
  terms
• 10:04
  according
• 10:04
  to
• 10:05
  our
• 10:05
  values,
• 10:05
  which
• 10:05
  should
• 10:06
  be
• 10:06
  your
• 10:06
  values,
• 10:06
  Lord.
• 10:07
  And
• 10:07
  give
• 10:07
  us
• 10:07
  wisdom
• 10:08
  to
• 10:08
  prioritize
• 10:09
  our
• 10:09
  true
• 10:09
  summer
• 10:10
  joys.
• 10:11
  And
• 10:11
  Lord,
• 10:11
  this
• 10:11
  is
• 10:11
  the
• 10:12
  hard
• 10:12
  part.
• 10:12
  And
• 10:13
  give
• 10:13
  us
• 10:13
  courage
• 10:14
  to
• 10:14
  say
• 10:14
  no
• 10:14
  graciously
• 10:15
  when
• 10:16
  we
• 10:16
  don't
• 10:16
  need
• 10:17
  it
• 10:17
  at
• 10:17
  that
• 10:18
  very
• 10:18
  moment
• 10:18
  or
• 10:18
  it
• 10:18
  doesn't
• 10:19
  fit
• 10:19
  into
• 10:19
  our
• 10:19
  values.
• 10:20
  May
• 10:21
  our
• 10:21
  contentment
• 10:21
  in
• 10:22
  you
• 10:22
  overflow
• 10:23
  into
• 10:23
  our
• 10:23
  financial
• 10:24
  choices.
• 10:24
  And
• 10:24
  we
• 10:25
  ask
• 10:25
  this
• 10:25
  in
• 10:25
  confidence
• 10:26
  in
• 10:27
  Jesus
• 10:27
  name,
• 10:28
  amen.
• 10:30
  Friends,
• 10:30
  you
• 10:30
  don't
• 10:30
  have
• 10:31
  to
• 10:31
  live
• 10:31
  on
• 10:31
  the
• 10:31
  FOMO
• 10:32
  treadmill.
• 10:33
  You
• 10:33
  just
• 10:33
  don't
• 10:33
  have
• 10:33
  to.
• 10:35
  True
• 10:35
  joy
• 10:35
  doesn't
• 10:36
  come
• 10:36
  from
• 10:36
  flashy
• 10:37
  photos
• 10:37
  or
• 10:37
  from
• 10:38
  overspending.
• 10:39
  So
• 10:40
  define
• 10:40
  summer
• 10:41
  on
• 10:41
  your
• 10:41
  own
• 10:41
  terms.
• 10:42
  Make
• 10:43
  sure
• 10:43
  they're
• 10:43
  guided
• 10:43
  by
• 10:44
  God.
• 10:44
  Now,
• 10:44
  tomorrow's
• 10:45
  show,
• 10:45
  we're
• 10:45
  going
• 10:45
  to
• 10:45
  be
• 10:46
  talking
• 10:46
  about
• 10:46
  a
• 10:46
  digital
• 10:47
  detox.
• 10:47
  Yes,
• 10:48
  digital
• 10:48
  detox.
• 10:49
  To
• 10:49
  get
• 10:49
  you
• 10:50
  to
• 10:50
  financial
• 10:50
  peace,
• 10:51
  we're
• 10:51
  going
• 10:51
  to
• 10:51
  explore
• 10:51
  how
• 10:52
  unplugging
• 10:52
  from
• 10:52
  your
• 10:53
  screens
• 10:53
  can
• 10:53
  lead
• 10:54
  to
• 10:54
  real
• 10:54
  savings.
• 10:55
  And
• 10:55
  here's
• 10:56
  even
• 10:56
  better
• 10:56
  than
• 10:56
  that,
• 10:57
  real
• 10:57
  serenity.
• 10:58
  So
• 10:58
  let's
• 10:58
  all
• 10:59
  go
• 10:59
  out
• 10:59
  there
• 10:59
  today
• 10:59
  and
• 11:00
  be
• 11:00
  those
• 11:00
  financially
• 11:01
  confident
• 11:02
  Christians.
• 11:03
  You
• 11:03
  can
• 11:03
  do
• 11:03
  this.
• 11:04
  I
• 11:04
  have
• 11:04
  confidence
• 11:05
  in
• 11:05
  you.
• 11:05
  Have
• 11:06
  confidence
• 11:06
  in
• 11:06
  yourself.
• 11:07
  Stay
• 11:07
  financially
• 11:08
  savvy.
• 11:08
  God
• 11:09
  bless
• 11:09
  you.
• 11:09
  And
• 11:09
  you
• 11:10
  have
• 11:10
  a
• 11:10
  great
• 11:10
  day
• 11:10
  today.